Regulaons in Funeral Service
Licensing, Connuing Educa
on and Pre‐need
C
C
Printed June, 2015
ww
w.theconferenceonline.org
Regulations in Funeral Service Licensing,
Continuing Education and Pre-need
Compiled by The International Conference of Funeral Service Examining Boards, Inc.
The information on jurisdiction laws which is contained in this publication was compiled
by The
Conference for
comparative purposes
only. THE
CONFERENCE DOES
NOT ATTEST
TO THE
ACCURACY OF
THE INFORMATION. Any person who wishes to know the licensing requirement of a particular jurisdiction should contact that agency directly. This publication may not be sold or reproduced without specific written consent of The International Conference of Funeral Service Examining Boards, Inc.
1885 Shelby Lane, Fayetteville, AR 72704
479-442-7076 | www.theconferenceonline.org
Copyright 2015 The International Conference of Funeral Service Examining Boards, Inc.
TABLE OF CONTENTS
Page AGENCY CONTACT INFORMATION .......................................................... 1-2 GENERAL QUESTIONS .............................................................................. 3-4 REQUIREMENTS AND ASSOCIATED FEES FOR INDIVIDUAL LICENSURE
FUNERAL DIRECTOR ..................................................................... 5-6 EMBALMER ..................................................................................... 7-8 FUNERAL DIRECTOR/EMBALMER .............................................. 9-10 ADDITIONAL LICENSES .............................................................. 11-12
BUSINESS LICENSE REGULATIONS .................................................... 13-15 CEU REQUIREMENTS & ENDORSEMENT/RECIPROCITY ................ 16-18 PRE-NEED REGULATIONS .................................................................... 19-21 FOOTNOTES ............................................................................................... 22
AGENCY CONTACT INFORMATION
Agency Phone Website Email Alabama Board of Funeral Service 334-242-4049 www.fsb.alabama.gov [email protected]
Alaska Division of Corporations, Business & Professional Licensing 907-465-3811 www.commerce.state.ak.us/occ/pmor.htm [email protected]
Alberta Funeral Services Regulatory Board 780-452-6130 www.afsrb.ab.ca [email protected]
Arizona State Board of Funeral Directors & Embalmers 602-542-3095 www.azfuneralboard.us [email protected]
Arkansas State Board of Embalmers & Funeral Directors 501-682-0574 www.arkansas.gov/fdemb [email protected]
California Cemetery and Funeral Bureau 916-574-7870 www.cfb.ca.gov [email protected]
Colorado Department of Regulatory Agencies 303-894-7754 www.dora.colorado.gov [email protected]
Connecticut Department of Public Health, Embalmer and Funeral Director Licensing 860-509-7603 www.ct.gov/dph/license [email protected]
Delaware Division of Professional Regulation 302-744-4500 www.dpr.delaware.gov [email protected]
District of Columbia Department of Consumer & Regulatory Affairs 202-442-4339 www.pearsonvue.com/dc/funeral_director [email protected]
Florida Department of Financial Services Division of Funeral, Cemetery and Consumer Services 850-413-3039 www.myfloridacfo.com/funeralcemetery [email protected]
Georgia State Board of Funeral Service 478-207-2440 www.sos.georgia.gov/plb/funeral [email protected]
Hawaii, Sanitation Branch — Department of Health 808-586-8000 www.health.hawaii.gov [email protected]
Idaho Board of Morticians 208-334-3233 www.ibol.idaho.gov [email protected]
Illinois Department of Financial & Professional Regulation 217-785-5966 www.ildpr.com [email protected]
Indiana Professional Licensing Agency 317-234-3031 www.in.gov/pla [email protected]
Iowa Department of Public Health, Bureau of Professional Licensure 515-281-5234 www.idph.state.ia.us/licensure [email protected]
Kansas State Board of Mortuary Arts 785-296-3980 www.kansas.gov/ksbma [email protected]
Kentucky Board of Embalmers & Funeral Directors 502-426-4589 www.kbefd.ky.gov [email protected]
Louisiana State Board of Embalmers & Funeral Directors 504-838-5109 www.lsbefd.state.la.us [email protected]
Maine State Board of Funeral Service 207-624-8626 www.maine.gov/professionallicensing [email protected]
Funeral Board of Manitoba 204-947-1098 www.gov.mb.ca/funeraldirectorsboard [email protected]
Maryland Board of Morticians and Funeral Directors 410-764-4792 www.dhmh.maryland.gov/bom [email protected]
Massachusetts Board of Embalming & Funeral Directing 617-727-1718 www.mass.gov/dpl/boards/em [email protected]
Michigan Board of Examiners in Mortuary Science 517-241-9288 www.mi.gov/mortuaryscience [email protected]
Minnesota Department of Health, Compliance Monitoring 651-201-3829 www.health.state.mn.us/divs/hpsc/mortsci [email protected]
Mississippi State Board of Funeral Service 601-932-1973 www.msbfs.ms.gov [email protected]
1
2
Missouri State Board of Embalmers & Funeral Directors 573-751-0813 www.pr.mo.gov/embalmers.asp [email protected]
Montana Board of Funeral Service 406-841-2394 www.funeral.mt.gov [email protected]
Nebraska Board of Funeral Directing & Embalming 402-471-2117 www.dhhs.ne.gov/publichealth/pages/crl_mhcs_fun_funeraldirecting.aspx [email protected]
Nevada State Funeral Board 775-825-5535 www.funeral.nv.gov [email protected]
New Hampshire Board of Registration of Funeral Directors & Embalmers 603-271-4648 www.nh.gov/funeral [email protected]
New Jersey State Board of Mortuary Science (as of 2013) 973-504-6425 www.state.nj.us/mort [email protected]
New Mexico Board of Funeral Services 505-476-4604 www.rld.state.nm.us [email protected]
New York Department of Health — Bureau of Funeral Directing 518-402-0785 www.health.ny.gov [email protected]
North Carolina Board of Funeral Service 919-733-9380 www.ncbfs.org [email protected]
North Dakota State Board of Funeral Service 701-776-6222 www.nd.gov/funeral [email protected]
Ohio Board of Embalmers & Funeral Directors 614-466-4252 www.funeral.ohio.gov [email protected]
Oklahoma Funeral Board 405-522-1790 www.ok.gov/funeral [email protected]
Ontario Board of Funeral Services 416-979-5450 www.funeralboard.com [email protected]
Oregon Mortuary & Cemetery Board 971-673-1507 www.oregon.gov/mortcem [email protected]
Pennsylvania State Board of Funeral Directors 717-783-3397 www.dos.state.pa.us/funeral [email protected]
Rhode Island State Board of Funeral Directing/Embalming (as of 2013) 401-222-2828 www.health.ri.gov [email protected]
Funeral & Cremations Services Council of Saskatchewan 306-584-1575 www.funeralinfo.ca [email protected]
South Carolina Board of Funeral Service 803-896-0379 www.llr.state.sc.us/pol/funeral [email protected]
South Dakota State Board of Funeral Service 605-642-1600 www.doh.sd.gov/boards/funeralboard [email protected]
Tennessee Board of Funeral Directors & Embalmers (as of 2013) 615-741-5062 www.state.tn.us/regboards/funeral [email protected]
Texas Funeral Service Commission 512-936-2474 www.tfsc.state.tx.us [email protected]
Utah Board of Funeral Service 801-530-6628 www.dopl.utah.gov [email protected]
Vermont Board of Funeral Service 802-828-1501 www.vtprofessionals.org [email protected]
Virginia Board of Funeral Directors and Embalmers 804-367-4479 www.dhp.virginia.gov/funeral [email protected]
Washington Department of Licensing, Funeral & Cemetery Board 360-664-1555 www.dol.wa.gov/business/funeralcemetery [email protected]
West Virginia Board of Funeral Service Examiners 304-558-0302 www.wvfuneralboard.com [email protected]
Wisconsin Funeral Directors Examining Board 608-266-2112 www.dsps.wi.gov [email protected]
Wyoming State Board of Embalming 307-777-5403 www.plboards.state.wy.us [email protected]
What types of individual licenses are available?
GENERAL QUESTIONS
Who monitors licensing for individuals?
Funeral Board Government Office/Dept. Funeral
Director Funeral Director/
Embalmer Other
Alabama Alabama
Alaska Division of Commerce, Community and Economic Development Alaska
Alberta Alberta Business Manager, Pre-Need Sales Arizona Arizona Intern, Embalmer Asst., Salesperson Arkansas Arkansas
California Department of Consumer Affairs, Cemetery and Funeral Bureau California
Colorado* Colorado* No licensing is required by the state. Voluntary certification is available through the CO Funeral Directors Association
Connecticut Connecticut Delaware Division of Professional Regulation Delaware
Florida Florida Georgia Georgia Apprentice Hawaii Sanitation Branch - Dept. of Health Hawaii
Idaho Idaho
Illinois Illinois Funeral Director & Embalmer Intern
Indiana Indiana Funeral Director Intern
Iowa Iowa Intern Kansas Kansas
Kentucky Kentucky
Louisiana Louisiana
Maine Dept of Professional & Financial Regulation Maine Attendants, Practitioner trainee
Manitoba Manitoba
Maryland Maryland (mortician) Surviving Spouse, Executor of Estate
Massachusetts Massachusetts
Michigan Corporations, Securities & Commercial Licensing Bureau Michigan Mortuary Science Licensee
Minnesota Department of Health Minnesota
Crematory Operator
3
Mississippi Mississippi Missouri Missouri
Montana Montana (mortician) Crematory Technician
Nebraska Nebraska Nevada Nevada Funeral Arranger New Hampshire New Hampshire New Jersey (as of 2013) New Jersey (as of
2013)
New Mexico New Mexico Funeral Service Intern
New York Department of Health/Bureau of Funeral Directing New York (Includes
Embalming)
North Carolina North Carolina Crematory Manager (permit) North Dakota North Dakota Ohio Ohio Oklahoma Oklahoma Burial Association Agent
Ontario Board of Funeral Services Ontario Transfer Service Sales Representative, Funeral Preplanner
Oregon Oregon Apprentice, Death Care Consultants, Preneed Salespersons
Pennsylvania Pennsylvania Supervisor Rhode Island (as of 2013) Rhode Island (as
of 2013)
Saskatchewan Saskatchewan Salesperson South Carolina South Carolina South Dakota South Dakota Tennessee (as of 2013) Tennessee (as of
2013)
Texas Texas
Utah Division of Occupational and Professional Licensing Utah Funeral Service Intern
Vermont Vermont Virginia Virginia
Washington Department of Licensing Washington Academic, Funeral Director, & Embalmer Intern
West Virginia West Virginia Courtesy Card Wisconsin Wisconsin Funeral Director Apprentice
Wyoming Wyoming Chemical Disposer, Apprentice Funeral Service Practitioner
Funeral Board Government Office/Dept. Funeral
Director Funeral Director/
Embalmer Crematory
Operator Other
4
Jurisdictions with Funeral Director Only License
Education Requirements Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure ABFSE
program Other Educational Requirement NBE ($500) SBE LRR Served in state/province? Before,
during, or after training, etc. Case
Reports Renewal
Fee
Alabama Bachelor’s Degree, certificate from an accredited
mortuary program as having completed the Funeral Arts courses
$200
$140 Served in AL during training 40 $100 $100 18
Alaska $60 Served after training 24 $225 $225 NA
Alberta Graduate from Mount Royal University or Canadian College of Funeral Services Province Exam $300 Served during training
(must participate in 25 arrangements) 25 $100 $100 18
Arizona Associate of Mortuary Science, HS or GED $200
$80 Served in AZ after training 25 $85 $85 NA
Arkansas High School graduate or equivalent $100 Served in AR, 2 year apprenticeship 50 $40 $30 18
California Associate of Arts/Science or equivalent/higher degree
$100 NA $200 $200 18
Connecticut Associate’s Degree in Mortuary Science Served in CT $210 $110 21
Bachelor’s or Associate’s Degree Served in DC 25 NA NA 18
Florida or higher degree in any subject matter plus Funeral Service Arts program accredited by
ABFSE & approved by Division
$200
$132 Served in FL, 1 year $375 $375 18
Georgia Embalmer is a prerequisite 50 $50 $100 18
Idaho 60 semester hours or 90 quarter hours of
instruction from a duly accredited college or university
Served in ID, (25 arrangements & 25 funerals conducted) 25 & 25 $85 $85 21
Kansas 60 semester hours of college (20 in designated subjects) Served after training, must be under
supervision of KS funeral director 25 $228 Prorated to renewal date $228 18
Kentucky Option to do a 3 year apprenticeship and obtain Funeral Director license
$75-$150
$75
Served before, during, or after training in KY, 1 year: 2 reports, 2 year: 4 reports, 3 year: 6 reports NA $75-150 18
Louisiana Minimum of 30 college freshman semester hours from a SACS or equivalent university
$200 Served during or after training in LA 30 $250 $80 18
Manitoba Program offered by approved school Not Specified Served in MB during training, approved
school requires a practicum be completed
$250 $250 18
Maryland Associate’s of Mortuary Science, Bachelor’s plus certificate
$265 Served in MD during training 40 $600 $600 18
Mississippi High school or GED $200 Served before training in MS 8 $50 $50 18
5
Education Requirements Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure ABFSE
program Other Educational Requirement NBE ($500) SBE LRR Served in state/province? Before,
during, or after training, etc. Case
Reports Renewal
Fee
Missouri Can serve 12 consecutive month apprenticeship in lieu of formal education
$200
$140 Served in MO, proof of 10 funeral
services conducted 10 $200 $200 18
Nevada NA $300
$240 NA $375 $200 18
New York “Registered Resident” Served after graduation in NY $125 $125 Not
Specified
North Carolina or a mortuary science college approved by the Board
$350
$150 Served in NC before, during or after
training 25 $150 $75 18
Ohio Bachelor’s degree in any field $200
$140 Served in OH $140 $140 18
Oklahoma 60 semester hours from regionally accredited institution of higher education
$100 Served in OK, 12 months of
apprenticeship completed before being licensed
25 $75 $75 20
Ontario Ontario College Diploma—Funeral Director-Class 2 Board & LRR Exam $250 Served in ON after training, Success
Passport Funeral Director—Class 2 $250 $200 18
Oregon Associate’s Degree, 4 years of licensed experience in lieu of degree is an option
$100
$100 Served in OR before education or
after education completed 25 $80 $80 18
Pennsylvania Served after graduation 35 NA $400 21
Saskatchewan Graduate of Funeral Service program at institution recognized by Council Served in SK after training $160 $160 Not
Specified
South Carolina Bachelor’s Degree, 1 year mortuary college or
60 accredited college hours, 24 of 60 must come from law book list
$200
$140
Served before, during, or after training in SC 50 $100 $120 18
Tennessee (as of 2013) Certificate from an ABFSE approved program
evidencing not less than thirty semester hours $200
$125
Served in TN, quarterly reports filed with 60 day for which credit is sought
$275 license fee
$200 app fee $275 18
Texas Certificate Program $200
$84 (as of fall 2015)
Served in TX before, during or after training
45 (as of 9/1/15) $95 $71 18
Vermont NA $70 $300 Not Specified
Washington Associate’s in Mortuary Science $140
Served in WA during training, 25 arrangements and at least 1800 hours
of employment 25 $100 $135 18
6
Jurisdictions with Embalmer Only License
Education Requirements Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure ABFSE
program Other Educational Requirement NBE ($500) SBE LRR Served in state/province? Before,
during, or after training, etc. Case
Reports Renewal Fee
Alabama $200
$140 Served in AL during training 40 $100 $100 18
Alaska $60 Served after training 24 $225 $225 18
Alberta Graduate from Mount Royal University or Canadian College of Funeral Services
Must pass exam from Mount Royal University or Canadian College of Funeral Services
Served during training, must complete 1800 hours of logged funeral practice $100 $100 18
Arizona Associate of Mortuary Science, HS or GED $200
$80 Served in AZ after training completed 25 $85 $85 NA
Arkansas Associate’s Degree in Mortuary Science, High School graduate or equivalent
$100 Served in AR before, during, or after
training—(See AR Footnote 1) 50 $40 $30 18
California $150
Served in CA before, during or after training 100
Included in Application
Fee $100 18
Connecticut Associate’s Degree in Mortuary Science Served in CT after training $210 $110 21
Florida Mortuary Science course approved by Division $132 Served in FL, 1 year $375 $375 18
Georgia Served in GA 50 $50 $100 18
Hawaii $25 $25 Not Specified
Kansas Associate’s in Mortuary Science or equivalent Served after training $168
prorated to renewal date
$168 18
Kentucky Associate’s Degree $75
$75
Served in KY before, during or after training, 1 year—2 reports NA NA NA
Manitoba Program offered by the approved school NA Served during training in MB,
approved school requires a practicum be completed
$250 $250 18
Missouri $200
$140 Served in MO after training 25
$200 & $25 for practicum
student $200 18
NA
50
Minnesota (Mortician) Bachelor’s Degree in Mortuary Science
$100 Served after training, but must be supervised by a MN licensee 75 $125 $125 18
7
Education Requirements Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure ABFSE
program Other Educational Requirement NBE ($500) SBE LRR Served in state/province? Before,
during, or after training, etc. Case
Reports Renewal Fee
Nevada 60 semester or 90 quarter hours of general
college ed not including mortuary college and one year of an ABFSE approved program
$200 Served in NV 50 $375 $200 18
30 credits of postsecondary education Practical
exam $150
Served before, during or after training in NH, 2000 hours 50 $55 $55 18
North Carolina Graduate of mortuary science college approved by Board
$350
$150 Served before, during or after training
in NC 25 $150 $75 18
Ohio Bachelor’s degree in any field
$140 Served in OH 25 $140 $140 18
Oklahoma $100
Served in OK, 12 month apprenticeship completed before
being licensed 25 $75 $75 20
Oregon Served in OR can be served before education or after education 35 $80 $80 18
Saskatchewan Graduate of embalming program at institution recognized by Council
Served after completion of training in SK, 30 embalmings-5 autopsied
cases 35 $160 $160 Not
Specified
South Carolina Associate’s Degree
$200
$140
Served before, during or after training in SC 50 $100 $120 18
South Dakota 60 semester hours of approved college coursework
$50 Served in SD 25 $125 $125 18
Tennessee (as of 2013) Associate of Science
$125 Served in TN, quarterly reports filed
with 60 day for which credit is sought $275 license fee & $200 application
fee $275 18
Texas Associate’s Degree in Mortuary Science
$84 (as of fall 2015)
Served in TX before, during, or after training, 45 case reports
45 (as of 9/1/15) $95 $71 18
Vermont $70 $300 Not Specified
Washington Associate’s Degree in Mortuary Science,
without a degree must complete an alternative mortuary science college program of at least
60 semester hours or 90 quarter hours
$140 Served in WA during training, 3600
hours of employment 25 $100 $135 18
No information provided
8
Jurisdictions with Funeral Director/Embalmer Combination License
Education Requirements Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure ABFSE
program Other Educational Requirement NBE ($500) SBE LRR Served in state/province? Before,
during, or after training, etc. Case
Reports Renewal Fee
Alaska $60 Served after training in AK 24 $225 $225 18
Alberta Graduate from Mount Royal University or Canadian College of Funeral Services
Province Exam $300
Served during training, must have 1800 hours of logged funeral practice 25 $175 $175 18
Arkansas Associate’s Degree in Mortuary Science, High School graduate or equivalent
$100 Served in AR before, during, or after
training 100 for each $80 $60 18
Delaware $140 Served in DE after training 25 $143 $143 18
Florida or associate or higher degree in any subject
matter along with Mortuary Science Certificate approved by Division
$242 Served in FL, 1 year $375 $375 18
Illinois Bachelor of Arts/Science, Associate of Arts/Science Served after training in IL 48 $100 $100 18
Indiana $50
$50 Served in IN after training 4 $50 $50 18
Iowa a minimum of 60 semester hour credits from a regionally accredited college Served after training 25 for
each $120 $120 Not Specified
Kentucky $75
$75
Served in KY, 1 year—2 reports, 2 years—4 reports, 3 years—6 reports $150 $150 18
Louisiana Served during or after training in LA 30 $250 $80 18
Maine Two year Associate’s Degree in Mortuary Science $75
practicum
$140 2000 hours served in ME during
training $230 $230 18
Manitoba 2 year certificate program in the approved school
Served during training in MB, practicum to be completed during the
program $250 $250 18
Maryland (mortician) Associate’s in Mortuary Science or Bachelor’s
Degree plus certificate $265
Served two-thirds through training in MD 40 $600 $600 Not
Specified
Massachusetts Associate of Science $424 Served before, during, or after training 50 $66 $155 Not
Specified Mississippi Associate’s Degree in Mortuary Science Served before or during in MS 25 $50 $50 18
Montana (Funeral Director/Mortician)
Associate’s Degree in Mortuary Science , 30
semester or 45 quarter credits approved by board not applied to Mort. Sci degree (effective 10/1/15)
$100 Served after training 25 $375 $450 annually 18
9
Education Requirements Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure ABFSE
program Other Educational Requirement NBE ($500) SBE LRR Served in state/province? Before,
during, or after training, etc. Case
Reports Renewal Fee
Nebraska plus 60 semester hours college credits in specific areas Apprenticeship served in NE before or
after training 25 $90 $90 19
30 credit hours post-secondary education $150 NA $150 $150 NA
New Jersey (as of 2013) Bachelor of Arts/Science, Associate of Arts/
Science $125
Served in NJ, case reports once a month for duration of internship—
minimum of 75 embalmings required $250 $125—$250 Not
Specified
New Mexico Associate’s Degree in Mortuary Science $100 Served before training in NM 50 $200 $150 18
North Carolina $350
$150
Served before, during, or after training in NC 25 $350 $100 18
North Dakota Associate of Science Served after training 25 $100 $100 18
Ohio $140 Served in OH 25 $280 $280 21
Ontario Ontario College Advanced Diploma—Funeral Director—Class 1 Board & LRR exam
$350 Served in ON after training, Complete
Success Passport for Funeral Director—Class 1
$250 $200 18
Oregon Served in OR before education or after education completed 25 & 35 $160 $320 NA
Rhode Island (as of 2013) Associate of Science Served in RI, reports due quarterly $30 $30 Not
Specified
South Carolina Associate’s Degree $200
$140
Served before, during or after training in SC 50 each $150 $120 18
Texas Associate’s in Mortuary Science
$84 (as of fall 2015)
Served in TX before, during, or after training (case reports: as of 9/1/15)
45 for both $190 $71 per license 18
Utah $72
Served before, during or after training, at least 2,000 hours 50 $160 $88 HS Grad or
GED
Virginia $150
Served in VA before, during, or after training 25 & 25 $150 $125 18
Washington $140
Served in WA, 1800 hours funeral directing, 3600 hours embalming
submitted quarterly 25 & 25 $200 $270 18
West Virginia Associate’s Degree or 60 hours of undergrad
work (if individual has Bachelor’s in Mort. Science, undergrad. is not needed)
$250 Served in WV before or after
completion of training 35 $175 $175 NA
Wisconsin Served in WI 50 $75 $170 18
Wyoming
Bachelor’s Degree in funeral service practice or mortuary science or Associate’s degree in funeral service practice or mortuary science & completion of 60 credit hours from accredited
college or university
Served in WY before, during, or after
of training, case reports every 6 months—not to exceed 3 years
$125 $125 18
10
Additional Licenses by Jurisdiction
Type of License Educational Requirement
Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure NBE
($500) SBE LRR Served in state/province? Before, during, or after training, etc.
Case Reports Renewal Fee
Alaska Transporter No specific requirements NA NA $50 NA 18
Alberta Business Manager Must be a licensed Funeral Director or
Funeral Director/Embalmer NA
PreNeed Sales Must complete a Pre-Need On-Line Course via Canadian College of Funeral Services Province Exam $300 NA $100 $100 18
Arizona Crematory Operator Certificate, 1 day course hands on training w/ approved providers
Arkansas
Crematory Operator
High School diploma/GED
$100 NA TBD
TBD 18
Transporter
(effective end of 2015)
None NA $385 $50 (See AR Footnote 2)
Idaho Mortician 60 semester hours or ninety quarter hours
of instruction from a duly accredited college or university.
Served in ID, (25 arrangements, 25 funerals conducted, 25 embalmings)
25, 25,
25 $85 $85 21
Illinois Funeral Director/Embalmer Intern
Bachelor of Science, Associate of Arts, Graduate of ABFSE program NA Served after training in IL 48 $50
$100 (max of 2 renewals—then must reapply)
18
Kansas Crematory Operator HS equivalent NA (Must complete 2 hours of CE every
two years) $50 Prorated
to renewal date
$50 18
Kentucky Crematory Operator 48 hours of training NA NA $50 NA NA
Louisiana Crematory Operator
HS diploma/GED, crematory operator training certificate from manufacturer NA NA $250 $80 21
Maryland
Crematory Operator Ability to read & write, certification NA $300 $300 18
Transporter High School diploma/GED Must take courses in Regs, Blood Borne Path, OSHA, Human Dignity Act $40 NA 18
Surviving Spouse None, deceased domestic partner or spouse that has died
$265 None $600 $600 Not Specified
Michigan Mortuary Science Licensee
3 year mortuary science program at an accredited college or university
$50 Served before, during or after training 25 $40 $80 Not Specified
Mississippi Crematory Operator
None, Certified Crematory Operator Certificate (Training Certificate) $100 $100 18
Missouri Preneed Agent NA
$140 None $50 $50 18
Preneed Agent Funeral Director must register with board office NA None NA 18
NA
11
Type of License Educational Requirement
Exam Requirements & Fees (if provided)
Apprenticeship/Internship Requirements License
Fee
License Renewal Fee & Frequency Minimum
Age for Licensure NBE
($500) SBE LRR Served in state/province? Before, during, or after training, etc.
Case Reports Renewal Fee
Montana
Crematory Operator High School diploma/GED NA NA NA None $300 $150 NA
Crematory Technician None NA NA NA Summary of crematory training &
supervised by Crem. Operator $300 $150 18
Nevada Funeral Arranger None $240 None $375 $200 18
New Mexico Funeral Service Intern High School diploma
$100 NA $200 $75—$150 18
North Carolina
Transporter HS diploma/GED NA (Other: must provide proof of insurance and 3 affidavits of character) $125 $75 18
Crematory Manager (Permit) Pending legislation to require FD or FS license in order to serve as a crematory manager. $150 $40 18
Ontario
Funeral Preplanner Ontario College Certificate Board & LRR
$250 Served after training in ON,
Completion of Success Passport $250
$200 18
Transfer Service Sales
Representative Ontario College Certificate
Board & LRR $250
Served after training in ON,
Completion of Success Passport $250 $200 18
Oregon Crematory Operator Must pass background check and pay principal and manager fees.
Saskatchewan
Crematory Operator Not specified
$160 NA NA Not
Specified
Transporter Not specified NA NA $160/Initial Compliance Review $200
$160 Not
Specified
Salesperson Grade 12 $75
serve 6 month training period, present during: 6 complete arrangements, execution of 10 prepaid contracts,
assist at 10 funeral services $160 $160 Not
Specified
Washington Funeral Director/Embalmer Intern NA NA
Served in WA, 1800 hours & 3600 hours submitted quarterly. (5 year
limit on interns) 25 & 25 $135 per
profession $90 per
profession 18
West Virginia
Crematory Operator
High School diploma/GED, certificate of 8 hours training in operation of retort NA NA $120 $120 18
Courtesy Card must be licensed funeral director/embalmer in adjoining state NA NA $300 $300 18
12
Business Licensure Regulations
Who Monitors Licensed Establishments?
Business Licensure Requirements by Jurisdiction What is License Fee? Renewal Period?
What Types of Establishments Are Inspected? By Whom? How Often?
What Is the Procedure if an Establishment Fails an
Inspection?
Funeral Board Other Establishment Branch
Establishment Crematory Cemetery Preneed Funeral Homes Crematories Cemeteries
Alabama $400 initial/ $250 renewal
$400 initial/ $250 renewal
minimum annually by
funeral board
minimum annually by
funeral board
Time frame given to correct before re-inspect, citation, or hearing before the
board. Alaska Govt office/depart.
Alberta $150 annually $100 annually $100
annually annually by bd.
inspector annually by bd.
inspector License can be cancelled, suspended or conditions placed
Arizona $500 $100 $85 once every 5
yrs. by licensing administrator
Allow time to correct to be in compliance
Arkansas semi-annually to annually by bd.
inspector
semi-annually to annually by bd.
inspector
Noted on inspection report, requirement to correct within next 6
months (depends on violation)
California Cemetery & Funeral Bureau $400 annually $400
annually $400
annually every 12-18 months by
bureau annually by
bureau annually by
bureau Warning letter; citation; citation with fine; administrative accusation; no
action
Colorado Government office/department
$544 each annually $544 each
annually NA
Connecticut CT Dept. of Public Health $375 annually $375
annually annually by compliance specialist
annually by dept. of health Plan of Correction or Civil Penalty
Delaware Government office/department
$143 every 2 years
$143 every 2 years None
NA every 2 years
NA every 2 years initial licensure
by bd member notified of needs & given time to correct pending second inspection
Florida (See Foot note 1&2)
Divis. of Funeral
Service, Cemetery & Cons. Services
$905 every 2 years $255 - $4905
annually $300 -
$18,500 annually
annually by division
annually by division
annually by division
Disciplinary action (citations up to cease and desist orders)
Georgia $150 every 2 years $150 every 2
years $100
annually $250
annually annually annually annually Citation and fine
Hawaii Dept. of Commerce & Consumer Affairs None (only embalm.)
annually No “failure”, they must correct
infarction. If unwilling or unable, admin. civil fines.
Idaho Board of Morticians & IBOL $125 annually $200
annually $50 annually
annually, bd. member issuance
annually, bd. member issuance Possible complaint filed
Illinois None
Indiana IPLA $50 every 2 years
$50 every 2 years $100—does
not expire IPLA, new funeral home facilities and random as time allows, cemeteries & crematories as needed
Complaint is filed with Attorney General
Iowa $90/3 years $90/3 years None
Kansas $650 every 2 years
$650 every 2 years
$650 every 2 years twice a year by
st. board twice a year by
st. board Letter; follow up inspection; fine if not corrected
Kentucky $150 annually annually by bd. inspector Up to Board Inspector, if needed,
licensee comes before board
NA
13
Who Monitors Licensed Establishments?
Business Licensure Requirements by Jurisdiction What is License Fee? Renewal Period?
What Types of Establishments Are Inspected? By Whom? How Often?
What Is the Procedure if an Establishment Fails an
Inspection?
Funeral Board Other Establishment Branch
Establishment Crematory Cemetery Preneed Funeral Homes Crematories Cemeteries
Louisiana $1500 initial/$700 annually
$1500 initial/$700 annually
$1500 initial/$700 annually twice annually by
inspector twice annually by inspector Complaint Review Committee
decides action
Maine $230 annually $230 annually Random by inspector Complaint filed with Board
Manitoba $500 annually $500 annually $110 annually $500 initial/ $275 annually
$27.50 annually
every 1-3 yrs by bd. inspector
Inspector, under review
Inspector, under review
Recommendations made to allow FH to make changes
Maryland $700 bi-annually
$700 bi-annually
$350 bi-annually
minimum once every 2 yrs by bd. inspector
Massachusetts $40 one-time annually by bd. investigator Fines, Probation, etc.
Michigan Corporations, Securities & Commercial Licensing Bureau
$110 bi-annually
$1500 app $20 renew annually
$1500 app $20 renewal
annually $30 every 3
years new license or
complaint filed by inspector
NA
Minnesota MN Department of Health $300 annually $300 annually $300 annually every 2 yrs by mort. investigator
every 2 yrs by mort. investigator Correction orders
Mississippi $375 bi-annually
$375 bi-annually
$375 bi-annually
opening & once every 2 years by
inspector
opening & once every 2 years by inspector
Fined and another inspection
Missouri $300 bi-annually $300 bi-
annually Seller $200
Provider $200 annually (if
estab. $100)
minimum annually by
invest./inspect.
minimum annually by
invest./inspect. Notification mailed
Montana $450 annually $75 annually $450 annually $1500 every 5 years annually by bd.
inspector annually by bd.
inspector 5 yrs. bd. inspector Disciplinary Panel
Nebraska & Division of Public Health
$250 bi-annually $75 bi-annually $300 bi-
annually every 4 yrs & for cause by bd & contr. inspector
every 4 yrs & for cause by bd & contr. inspector
Given 30 days to correct
Nevada $375 bi-annually
Direct cremation
facility $375 bi-annually
$375 bi-annually
$1000 bi-annually annually by Bd
Inspector annually by Bd
Inspector annually by
Bd Inspector
Depends on severity, time for correction, complaint filed w/ AG
office
New Hampshire $500 every 5
years every 3 yrs by funeral bd.
every 3 yrs by funeral bd. Notified of deficiencies
New Jersey (as of 2013) $500 bi-
annually $500 bi-annually every 2 yrs by
enforcement bur. Fine, reinspection or possible suspension
New Mexico $400 annually $400 annually annually by state inspectors
annually by state inspectors Fines assessed & re-inspection w/in
30 days to make sure up to code
New York NYS Dept. of Health Bureau of Funeral Directing
$400 initial, $300 bi-annually NA
North Carolina $250 initial, $200 annually $400 initial,
$150 annually $150 annually
every 3 yrs, change of
ownership by bd.
every 3 yrs, ownership
change by bd. correct/reinspect or suspend license
North Dakota $100 annually $35 annually $100 annually every 1-2 yrs by health dept.
every 1-2 yrs by health dept. Correct issue
None
14
Who Monitors
Licensed Establishments?
Business Licensure Requirements by Jurisdiction What is License Fee? Renewal Period?
What Types of Establishments Are Inspected? By Whom? How Often?
What Is the Procedure if an Establishment Fails an
Inspection?
Funeral Board Other Establishment Branch
Establishment Crematory Cemetery Preneed Funeral Homes Crematories Cemeteries
Ohio $250 bi-annual
emb. facility: $200 bi-annual
$200 bi-annual annually by bd.
inspector annually by bd.
inspector Violation is written against them, must correct in a certain time period
Oklahoma $750 initial / $250 annually
$750 initial / $250 annually
$750 initial / $250 annually as necessary by
board as necessary by
board Complaint is issued
Ontario $200 plus $16
per call /annually
every 2-3 yrs by Bd. inspector Depends on situation, possible license
condition, discipline licensee, etc
Oregon Oregon Mortuary & Cemetery Board
$150 / $700 bi-annual
$150 / $200, $2 per crem.
bi-annual
$150 / $0—$1200 max bi-
annual
$150 / $50 bi-annual
Board action
Pennsylvania $400 bi-annual $400 bi-annual by State
Inspector Not specified
Rhode Island (as of 2013) Health
Department $120 annually $120 annually $120 annually Twice annually by St. Inspector
Twice annually by St. Inspector Possible probation—given 30 days to
correct
Saskatchewan $200 annually transfer svc: $200 annually $200 annually
Annually by Resource &
Comp. Officer
Annually by Resource &
Comp. Officer Disciplinary action for serious
infractions, otherwise written notice
South Carolina $350 bi-annual $350 bi-annual $350 bi-
annual by Inspector new opening/annually
by Inspector new opening/annually Re-inspect in 30 days
South Dakota $250 annually $100 annually by board member annually
by board member annually Re-inspection takes place, if failed
Board and attorney decide on action Tennessee (as of 2013) Government
agency $575
bi-annual $575 bi-annual
$500 / $1000 annually
$750 bi-annually
annually by st. board
annually by st. board
every 2 yrs by burial svcs Complaint opened
Texas $462 annually $462 annually $101 annually annually or bi-annually by TFSC inspectors Given notice & limited time to correct, failure may result in violation against
license
Utah Division of Occupational and Prof. Licensing
Combined Establishment and Preneed provider application fee $250—renews every two years (crematory is an establishment)
As needed by division investig.
As needed by division investig Disciplinary action against the license
Vermont $70 bi-annual $70 bi-annual every 2 years by VT inspector
every 2 years by VT inspector Must submit a corrective action plan w/
in 30 days & facility will be reinspected
Virginia $600 annually $600 annually $250 annually every 3 years by bd. enforce. staff
every 3 years by bd. enforce. staff Granted 14 days to comply, if not in
compliance, given a consent order
Washington Dept of Licensing, Revenue, Health,
Insurance Commissioner
$400 /$295 annually
$350 / $295 annually
$210, $7.20 per cremation
annually $300, $5.58 per burial
$250 / $205
annually annually by Dept.
of Licensing annually by Dept.
of Licensing Re-inspection
West Virginia $400 bi-annual $275 bi-annual $350
bi-annual by bd. inspector annually
by bd. inspector annually given period to comply
Wisconsin $75 / $170 bi-annual opening &
random by DSPS Investigation
Wyoming $150 / $200 annually
Chemical Disp. facility: $200
annually $125 / $200
annually Annually by board
Annually by board depends on reason for failure
minimum every 2 years by board
Business Licensure Regulations cont.
15
CEU Requirements, Endorsement & Reciprocity Regulations
CEU Requirements Endorsement & Reciprocity Regulations
Hours Required Monitoring? Penalty for Non-Compliance Are there any other requirements for those licensed in another jurisdiction
other than minimum?
Do the Same License Fees
Apply? # of
Hours Year(s)
Alabama 8 year Audits License not renewed until hours are obtained & late penalties/fees are paid No No Initial fee is $250
fd, $250 emb Alaska NA
Alberta 12 3 years Random Visits,
Must submit hours w/
renewal app.
License is not renewed or conditions are placed Cross Canadian
Agreement Must challenge Albert exam on Alberta
legislation Labour Mobility
agreement Yes
Arizona 12 year Renewals Extension—time permitted to renew None Must meet AZ requirements NA NA
Arkansas 6 year Audits Letter of reprimand/caution may be issued,
refusal to issue/renew license, suspend/revoke license, probation after hearing & licensee guilty
Pass the AR LRR exam and be minimally licensed 5 years in other state No Yes
California CEU Not required Embalmers licensed in another state & practiced for 3 of last 7 years prior to app. are not required to complete apprenticeship.
Must meet all other requirements & pass exam. No Yes
Colorado NA Connecticut 6 year Random check Probation until CEU completed No No Yes
Delaware 10 2 years Audits Extension granted for 60 days No Yes Yes
12 year Audits Suspension—pending compliance No VA & NC Yes
Florida* (1 must be communi-cable disease course)
12 2 years Not Specified License becomes expired/delinquent NA No Yes
Georgia 10 2 years NA Suspension until CE met, fine, probation, reprimand NA No Yes
Hawaii CEU Not Required No No Yes
Idaho 8 year Audits Disciplinary action Pass the ID State Jurisprudence Exam No Yes
Illinois 12 year Audits Board may impose fine/disciplinary action Active licensure no discipline, affidavits of active practice for at least 1 year No Yes
Indiana 5 year Audits Fine (Up to $1,000) Pass the state law exam No Yes
Iowa 24 2 years Audits Board reviews on case by case basis Verification from states where licensee was previously licensed No Yes
Kansas 12 2 years Random visits, Audits
Extension of 1 year, If hours are not obtained, license(s) placed on inactive status Funeral directors must be licensed for a
minimum of one year No Yes
Kentucky* (6 must be in classroom setting)
12 year Audits License will be suspended until renew with all corrected requirements & late fees NA No
Reciprocal $250 dual license, single $125
Louisiana 4 year Reports/Forms Placed on Inactive status & must comply to remain in active status to practice No No Yes
Special Agreements w/
Other Jurisdiction?
16
CEU Requirements Endorsement & Reciprocity Regulations
Hours Required Monitoring? Penalty for Non-Compliance Are there any other requirements for those licensed in another jurisdiction other than
minimum?
Do the Same
License Fees
Apply? # of Hours Year(s)
Maine 6 year Audits Based on severity, license not renewed until requirement met Equivalent to other jurisdiction requirements/
state background check No Yes
Manitoba 6 year Must submit proof w/ renewal
Fine, Suspension, Disciplinary action, license can be held until req. satisfied Other/Labour
Mobility Must apply for a Certificate of Qualification
and a license to practice Labour Mobility
agreement Yes
Maryland 12 2 years Random visits No renewal No apprenticeship for
state’s with same requirements
12 CEUs, - MD Approved, pass regs exam, proof of 5 years licensure in reciprocal state DE, PA, VA Yes
Massachusetts 8 year Audits Subject to probation, fine, suspension or disciplinary action No No Yes
Michigan No CEU Requirements Take State Board Exam No Yes
Minnesota 12 2 years Audits Extension, work with licensee to meet requirements Must meet education requirements and pass
State Exam No Yes
Mississippi No CEU Requirements Equal or greater than requirements in Statute No Yes
Missouri No CEU Requirements Must obtain verification of licensure from each state licensed No Yes
Montana 12 2 years Audits Disciplinary Action Jurisprudence exam & affirm active practice No Yes
Nebraska 16 2 years Audits License is expired Other Meets specific education/experience and exam requirements No Yes
Nevada 12 Embalmers licensed at least 5 years & actively practicing the 2 years preceding app/NV LRR No Yes
New Hampshire 7 year Random visits License is revoked No No Yes
New Jersey (as of 2013) 10 2 years Audits Probation, Extension, Fine
Must provide NBE scores, college transcripts, letter of good standing, & be licensed in their
jurisdiction for a number of years NY, PA, CT Yes
New Mexico 10 year NA License not renewed, go before entire board Credentials No No Yes
New York 12 2 years Random visits/Audits
Fine, suspension if not satisfied within 120 days of registering No ME No, endor.
$300
North Carolina 5 year Random visits &
attendance verification
License not renewed until requirement is met Must pass NC LR exam; must practice 3
consecutive years prior to application unless passed NBE
No No, out of state app
$200 North Dakota No CEU Requirements Licensed for one year No Yes
Ohio 18 2 years Audits Fine, disciplinary action Applications completed, submittal of several items, & required interview w/ the Board No Yes
Oklahoma 6 year Random visits/audits Fine, disciplinary action
5 years of practice in another jurisdiction can waive the requirement of 60 hours at
regionally accredited institution No
Reciprocal licenses
$150 initially
Special Agreements w/
Other Jurisdiction?
2 years TBD TBD
17
CEU Requirements, Endorsement & Reciprocity Regulations
CEU Requirements Endorsement & Reciprocity Regulations
Hours Required Monitoring? Penalty for Non-Compliance Are there any other requirements for those licensed in another jurisdiction
other than minimum?
Do the Same License Fees
Apply? # of
Hours Year(s)
Ontario complete Self Defined Learning & Regulator Defined Learning—Annually
Audits Referral to BOFS Discipline Committee for action See BOFS website Must write Jurisprudence Exam No Yes
Oregon No CEU Requirements Pass State Law Exam No Yes
Pennsylvania 6 2 years Audits Impose a civil penalty or fine Must be licensed for 5 years MD, WV Yes
Rhode Island (as of 2013) 5 year Audits Case by case basis—licensee usually given a
timeframe to complete NA
Saskatchewan 4 per license
Provide proof of completion, enter
credits on Bd website
License will not be renewed Must pass Jurisprudence Exam Cross Canadian Agreement Yes
South Carolina 3 year Audits Probation, fine, suspension or disciplinary action at board discretion Pass SC LRR exam No Yes
South Dakota No CEU Requirements No No Yes
Tennessee (as of 2013) 10
each license period
NA License not renewed until CE requirements are met & late payment paid
Considered for approval if licensed in another state for 4 consecutive years
prior to application No Yes
Texas (See TX Footnote) 16 2 years Audits License will not be renewed FBI/DPS fingerprint background check No Yes
Utah 20 2 years Audits Extension by request for medical reason, disciplinary action could include fine/probation If applicant has 5 years of practice in the
last 10 and passed NBE No Yes
Vermont Not provided Audits Disciplinary Action Yes (information not provided) No Yes
Virginia * (1 laws & regs, 1 preneed)
5 year Audits, yearly
licensure renewal
Fine Must take State Law & Regulatory Exam MD, DC Yes
Washington 5 year Audits Extension, Fine, Suspension, Disciplinary Action License in other jurisdiction must be active and in good standing No Yes
West Virginia 3 credits 4 OSHA
Must submit proof (sign-in
roster or certificate)
Suspension until requirements are met, possible expiration until credits made up Must meet WV educational requirements PA NA
Wisconsin 15 2 years Audits Investigation State Exam No Yes
Wyoming 8 year Must meet
Rules & Regs requirements
Investigation with possibly disciplinary action—case by case NA No Yes
Special Agreements w/
Other Jurisdiction?
18
Pre-Need Regulations
Is Pre-need
Regulated by
Statute?
What License, if Any, Is Required to Sell Pre-need?
Are Funeral Licensees Allowed to
Sell Pre-need?
If Trusting Permitted,
What Percent Must Be Trusted?
What Type of Consumer
Protection Fund Does Your
Jurisdiction Provide for Pre-need?
What Types of Insurance Can Be Used
to Fund Pre-need?
Who Has Authority to Assess Fines and Penalties?
What Is the Maximum Penalty?
Is There an Appeal Process?
Disposition of Monies Collected?
Alabama Yes Certificate of Authority from AL Department of Insurance Yes
60-110% (See AL footnote)
None Permanent Life, Whole Life, Burial Insurance, Annuity
Dept. of Insurance
$10,000/willful violation &
$1,000/non-willful
Yes—may request a hearing General Fund
Alaska No NA
Alberta Yes Pre-need sales license Yes 85% Compensation Fund Permanent Life, Whole Life, Annuity, Pre-Paid Funeral
Insurance Funeral Board $25,000 Yes General Fund
Arizona Yes Salesperson & Establishment must have endorsement license No 85%
Money deposited in trust account & their name is on account
Trust Account Funeral Board NA Yes General Fund
Arkansas Yes Funeral Expense license to sell
insurance/annuity-funded contracts. No license required to sell trust-
funded contracts No 100%
Prepaid Recovery Fund for trust-funded
contracts only Permanent Life, Whole Life,
Burial Insurance, Annuity State Board $10,000 Formal Hearings Revenue Fund
California Yes Only required if funding of preneed is
through an insurance policy; insurance license issued by
Department of Insurance Yes 100% None Permanent Life, Whole Life,
Burial Insurance, Annuity State
Agency $5,000
Informal Office Conference; formal
appeal before Administrative Law
Judge
Revenue Fund
Colorado Contact CO Division of Insurance
Connecticut Yes Funeral Director or Embalmer License Yes 100% None NA State Board $25,000 Appeal to Superior
Court General Fund
Delaware Yes Insurance Commissioner or Banking Commissioner Yes 100% None Whole Life No $5,000 Yes NA
Yes Funeral Director Yes 100% None Permanent Life, Whole Life, Burial Insurance, Annuity State Board Not Specified Yes, can be brought to
the Board General Fund
Florida Yes Establishment, pre-need main Yes, with valid license
(See FL Footnote 3)
Pre-need Contract Consumer Protection
Fund Permanent Life, Whole Life,
Burial Insurance State Board $5,000,
revocation, suspension,
probation Yes Regulatory
Trust Fund
Georgia Yes Pre-need or merchandise dealer Yes 35%-100%
(see GA footnote)
NA Contact GA Insurance Commissioner State Board $1,000 Hearing General fund
Hawaii NA
Idaho Yes MCA-Certificate of Authority No 85% None NA State Board $1,000/violation Yes Board
operation Illinois Regulated by Illinois State Comptroller’s Office
19
Illinois Regulated by Illinois State Comptroller’s Office
Indiana Yes A certificate of authority is issued Yes 100% (See IN Footnote) Permanent Life, Whole Life NA NA No Revenue Fund
Iowa Regulated by Iowa Insurance Division
Kansas Yes Insurance Yes 100% Insurance Guaranty fund
Permanent Life, Whole Life, Burial Insurance, Annuity State Board $1,000 Yes General fund
Kentucky Yes Pre-Need burial contract seller license Yes 100% Yes NA State Board Other Yes NA
Louisiana Yes Insurance No 100% None Permanent Life, Whole Life, Burial Insurance, Annuity State Board $2,500 Yes, Judicial Court Revenue Fund
Maine Yes
Manitoba Yes NA Yes NA Must purchase a surety bond of $1000 NA
Maryland Yes Mortician, Funeral Director Yes 100% goods & services
80% merch. Yes, Family
Security Trust Permanent Life, Whole Life,
Burial Insurance, Annuity State Board $5,000 Yes through circuit court General fund
Massachusetts No NA NA 100% None NA
Michigan Yes Prepaid registration Yes NA None NA State Board NA
Minnesota Yes Insurance Yes 100% None Permanent Life, Whole Life, Burial Insurance, Annuity
Dept. of Health $10,000 May appeal by
requesting hearing General fund
Mississippi No NA
Missouri Yes Pre-need seller Yes 100% None Whole Life, Burial Insurance, Annuity NA
Montana Yes Mortician License Yes 100% None Statutes do not specify State Board $1000 Yes General Fund
Nebraska Yes Regulated by NE Department of Insurance
Nevada Yes, NV Div. of Insurance
Pre-need funeral seller license & pre-need agent license No NA None NA
New Hampshire Yes Insurance Yes 100% None Permanent Life, Whole Life, Burial Insurance, Annuity State Board $2,000 per
offense Yes General Fund
New Jersey (as of 2013) Yes Licensed funeral director Yes 100% Board takes
remedial action Permanent Life, Whole Life,
Burial Insurance, Annuity State Board Board assesses amount Yes Board operation
New Mexico NA
New York Yes Funeral Director Yes 100% Default Fund Not Specified DOH/BFD $1,000 per violation Yes Revenue Fund
North Carolina Yes Preneed sales, preneed estab., limited insurance license Yes 100% (see
NC Footnote 1) Preneed Recovery
Fund Permanent Life, Whole Life,
Burial Insurance, Annuity State Board $5,000 Yes, Administrative hearing process (See NC Footnote 2)
North Dakota Yes No Yes 100% Bond Burial Insurance, Annuity State Board Funeral home listed Yes Board operation
Ohio Yes None Yes 100% None Annuity State Board $10,000 Administrative hearing process Board operation
Oklahoma Yes Insurance Provider license Yes 90% None NA State Board $10,000 Yes, district courts Board operation
Licensed Funeral Director or practitioner Yes 100% None Whole Life State Board $1,500 per
violation Yes General Fund
20
Is Pre-need
Regulated by Statute?
What License, if Any, Is Required to Sell Pre-need?
Are Funeral
Licensees Allowed to
Sell Pre-need?
If Trusting Is
Permitted, What
Percent Must Be Trusted?
What Type of Consumer
Protection Fund Does Your
Jurisdiction Provide for Pre-need?
What Types of Insurance Can Be Used to Fund
Pre-need?
Who Has Authority to Assess Fines and Penalties?
What Is the Maximum Penalty?
Is There an Appeal
Process?
Disposition of Monies Collected?
Ontario Yes Funeral Director—Class 1 or Class 2, and Funeral Preplanner Yes 90% Compensation Fund Annuity State Board
$50k penalty for individual, $250k for
corporation License Appeal
Tribunal Revenue
Fund
Oregon Yes Preneed Salesperson for trust-funded contracts only; licensed insurance agent for insurance
funded contracts Yes 90% - 100% Consumer
Protection Fund NA State Board $1,000 Yes Board operation
Pennsylvania Yes License not required Yes 70% None Permanent Life, Whole Life, Burial Insurance, Annuity NA NA No NA
Rhode Island NA (as of 2013)
Saskatchewan Yes Salesperson Yes 85% Prepaid Funeral
Service Assurance Fund
Annuity Funeral Board
$5k for each finding to an aggregate of
$15k
Appeal to Superintendent of Funeral & Crem.
Services
Board operation
South Carolina No NA Yes NA Yes, 30 days Revenue Fund South Dakota No NA
Tennessee (as of 2013)
Yes, Commissioner of Commerce and Insurance
Pre-need seller registration for establishment, individual must have
preneed sales agent registration Yes 100%
Yes, if needed to assist with fees
associated with a receivership
NA State Board $1,000 Yes, conducted under uniform administrative
procedures
Board operation
Texas Yes Permit or sell under a permit holder, Texas Department of Banking Yes NA
Utah Yes Pre-need Sales Agent & Pre-need
provider (insurance license required if selling preneed plans by
insurance) Yes 100% None Whole Life State Board $2,000 May request a
citation hearing General fund
Vermont Yes None Yes 100% Yes Permanent Life, Whole Life, Burial Insurance, Annuity State Board $1,000 Yes General Fund
Virginia Yes Funeral Service Licensee Yes 90% None Permanent Life, Whole Life, Burial Insurance, Annuity State Board $5,000 per violation Yes State Literary
Fund
Washington Yes Insurance producer license, funeral director Yes 90% None
Permanent Life, Whole Life, Burial Insurance, Annuity, Guar.& Non-Guar. funded
by Insurance State Board $5,000 per violation Yes Board
operation
West Virginia Yes, by WV AG office NA
Wisconsin Yes Cemetery Authorities, Salespersons, & Preneed Sellers Yes 100% None Whole Life, Annuity State Board $1,000 Yes General fund
Wyoming No NA
21
Footnotes & Miscellaneous
State regulations may require passing the NBE, but not specifically require an Associates Degree from an ABFSE-accredited program. Terminology varies among schools and states as to the type of associate degree, i.e., some designate Associate of Sciences, others Associates of Arts, others something else. Alabama 75% of funeral merchandise and services, and caskets; 60% of purchase price collected for cemetery services; 60% of outer burial containers; 110% of wholesale cost of cemetery merchandise and memorials; and 100% purchase price collected for cash advance items. Arkansas 1The laws will change on or about August 8, 2015. An apprentice will be required to enroll in Mortuary school within one year of starting apprenticeship if they do not they will be released from the program and cannot register until they can submit proof of enrollment. 2 21 to own, but 18 to drive. There will be requirements for drivers to receive blood borne pathogen training. They must carry $500,000 general liability insurance. Florida 1 Centralized embalming facility, refrigeration facility, removal service $755 every 2 years; cinerator facility, direct disposal establishment $855 every 2 years; Monument Builders $705 every 2 years 2 Cemetery, centralized embalming facility, cinerator facility, direct disposal establishment, funeral establishment, monument builder refrigeration facility, removal service by division annually 3 Trusts allow 30% or 110% wholesale for merchandise, 70% for service, 100% for cash advance. Irrevocable trusts are allowed for those app/receiving medicaid. Georgia 35%-100% Trusts allow 35% for monuments & outer burial containers, 100% for other merchandise, 70% for service, 100% for cash advance Indiana Payments are made to the fund by certificate of authority holders based on the number of contracts sold in a calendar year and the amount of the contracts. The board may grant restitution to purchasers if the seller is no longer able to fulfill their contract North Carolina 1Bank trust can withhold up to 10% to be credited upon death with full disclosure to purchaser. 2General fund of the county where the offense occurred. Texas 16 hours every two years for active licensees, if licensee is 65 or older or disabled active must do 10 hours of CE, inactive licensees that are under age 65 must do the six mandatory hours that consist of 2 hours of funeral service ethics, 2 hours of mortuary law updates, 2 hours of vital statistics, those 65 or older and inactive or disabled inactive do no CE. All licensees that are required to have continuing education must do the six mandatory hour mentioned above.
Continuing Education The following jurisdictions require CEU providers to register with the board: AL, AZ, AR, DE, GA, IL, IN, LA, MB, MA, NH, NY, NC, OH, PA, SK, SC, TX, VT, VA, WV, WI. PreNeed Irrevocable trusts are not allowed in Alberta, District of Columbia, North Dakota, Ontario, Saskatchewan, Vermont. (N/A—MB, NV, SC, SD, TX, WV, WY)
22