SI Employee Benefits Programs
Transit Subsidy and Pre Tax Commuter Benefits Programs VADD Workers’ Compensation EAP Services Perks at SI Benefits Contacts
Commuter Benefits
Transit Subsidy Work duty station must be within the
United States SI provides up to $270 for mass transit,
based on actual cost (parking at metro or bus stations is not included in costs)
If transit expense is less than $270, transit subsidy should be reflective of actual cost
If transit expense exceeds $270, then employee may elect to deduct additional expenses from pay through post-tax payroll deduction
Total subsidy/payroll deductions can not exceed $500
Pre-Tax Commuter Benefits Parking expenses: up to $270 pre-tax payroll
deduction Total benefit pre and post-tax cannot exceed
$500
Commuter Benefits
SmarTrip Card provides access to 3 separate accounts:
A TRANSIT account, which is funded by SI through WageWorks A PARKING account, which is funded by your payroll deductions through WageWorks A PERSONAL account, which is funded by you at fare vending machines
NOTE: The funds loaded to the TRANSIT account can only be used for transit fares and not for parking. The funds loaded to the Parking Account can only be used for parking expenses and not for transit
fares. Funds in the PERSONAL ACCOUNT can be used for either parking or transit expenses. When using your SmarTrip card, funds will be deducted from the employer funded accounts first
(TRANSIT or PARKING accounts) and then from the PERSONAL account.
Commuter Benefits
Administered by WageWorks- enroll at www.wageworks.com.
All employees are eligible (including intermittent).
Note: You should wait one pay period (until the first Monday following the pay period in which you were hired) to enroll so WageWorks has your eligibility record in their database.
Must enroll by 10th of the month 1 month prior to the benefit month. Example: Complete online enrollment by June 10th for July benefits. Refer to the hand-out for helpful tips, definitions, and FAQs.
www.wageworks.com or (877) 924-3967
Commuter Benefits: Enrollment CalendarPay Period Hire Date Earliest Date To Enroll Last Date To Enroll For Benefit Month
25 12/8/2019 12/21/2019 1/10/2020 2/1/2020 26 12/22/2019 1/4/2020 1/10/2020 2/1/2020 1 1/5/2020 1/18/2020 2/10/2020 3/1/2020 2 1/19/2020 2/1/2020 2/10/2020 3/1/2020 3 2/2/2020 2/15/2020 3/10/2020 4/1/2020 4 2/16/2020 2/29/2020 3/10/2020 4/1/2020 5 3/1/2020 3/14/2020 4/10/2020 5/1/2020 6 3/15/2020 3/28/2020 4/10/2020 5/1/2020 7 3/29/2020 4/11/2020 5/10/2020 6/1/2020 8 4/12/2020 4/25/2020 5/10/2020 6/1/2020 9 4/26/2020 5/9/2020 6/10/2020 7/1/2020
10 5/10/2020 5/23/2020 6/10/2020 7/1/2020 11 5/24/2020 6/6/2020 6/10/2020 7/1/2020 12 6/7/2020 6/20/2020 7/10/2020 8/1/2020 13 6/21/2020 7/4/2020 7/10/2020 8/1/2020 14 7/5/2020 7/18/2020 8/10/2020 9/1/2020 15 7/19/2020 8/1/2020 8/10/2020 9/1/2020 16 8/2/2020 8/15/2020 9/10/2020 10/1/2020 17 8/16/2020 8/29/2020 9/10/2020 10/1/2020 18 8/30/2020 9/12/2020 10/10/2020 11/1/2020 19 9/13/2020 9/26/2020 10/10/2020 11/1/2020 20 9/27/2020 10/10/2020 11/10/2020 12/1/2020 21 10/11/2020 10/24/2020 11/10/2020 12/1/2020 22 10/25/2020 11/7/2020 12/10/2020 1/1/2021 23 11/8/2020 11/21/2020 12/10/2020 1/1/2021 24 11/22/2020 12/5/2020 12/10/2020 1/1/2021 25 12/6/2020 12/19/2020 1/10/2020 2/1/2021 26 12/20/2020 1/2/2021 1/10/2020 2/1/2021
Commuter Bicycle Reimbursement Program
All Smithsonian employees are eligible.
Receive reimbursement for reasonable expenses incurred for the purchase of a bicycle or bicycle improvements, repair and storage if the bicycle is regularly used for travel between the employee’s home and place of employment.
Commuter Bicycle Reimbursement Program
Get reimbursed up to $20 per qualified bicycle month (not to exceed $240 per year) for eligible expenses. Benefit is considered taxable and will be added to employee’s
W-2. CANNOT use concurrently with transit subsidy and/or pre-tax
parking
For more info, go to http://prism2.si.edu/OHR/Benefits/Documents/BicycleBenefit.pdf
www.wageworks.com or (877) 924-3967
VADD (Voluntary Accidental Death and Dismemberment)
Minimum 50K – Maximum 500K Eligibility: Appointment greater than 90 days and at
least 40 hours/pay period Enroll self, spouse, and/or dependents NOTE: You may already be covered by life insurance as
well.
Business Travel And Accident Business Travel and Accident coverage provided to all employees traveling on Smithsonian related
business Provides travel medical assistance (emergency medical evacuation, referrals to hospitals and providers,
emergency prescription replacement, medical case management, medical payment arrangements) where travel is outside of 100 mile radius outside the individuals primary residence
Worldwide travel assistance (lost/stolen baggage assistance, lost passport/travel documents, ATM locator, roadside assistance, emergency telephone interpretation, legal referrals/bail bond)
VIP Concierge services (restaurant referrals and reservations, event ticketing, ground transportation coordination etc.)
Security Assistance Services (security evacuation assistance, 24 hour response services to assist employees and their families during an incident, global risk analysis , up to the minute information on current world situations)
Identity theft assistance (account activity monitoring, financial account investigation, credit review and fraud detector, criminal prosecution assistance)
Workers’ Compensation
If you are injured on the job:
Notify supervisor immediately Complete form CA-1 for Traumatic Injury or CA-2 for Occupational Disease via online Automated
Incident Reporting System (AIRS) Employee or Supervisor: Submit signed copy to OHR-Benefits Branch via email to
Claim Definitions
TWO TYPES OF CLAIMS
Traumatic (CA-1 form)An injury that is sustained in one work shift is filed as a Traumatic Injury.
Occupational Disease (CA-2 form)An injury that is sustained over more than one work shift is filed as an Occupational Disease.
Workers’ Compensation
If you are injured on the job: The Dept. of Labor (DOL) will issue via mail your claim number and instructions on how to submit bills. DOL will issue a claim number via the AIRS tool for CA-1 or CA-2 within 24 hours. Submit medical reports and bills timely! Surgery, physical therapy, and other procedures must be pre-authorized.
Continuation of Pay (COP) Period
This is only applicable to traumatic injury (CA-1) claims.
Continues pay up to 45 calendar days from date of injury.
Usually starts day after injury.
Must provide medical documentation within 10 business days.
Must file claim (CA-1 form) within 30 calendar days.
Do not use your own leave or your own medical insurance!
Supervisor can issue CA-16 form for emergency medical treatment.
Who We Are
EAP is staffed by three Masters level professional counselors:
Tim Holloman, LPC-MH Manager Debbie Burney, MSW Counselor Karen Howard, MSW Counselor
Our EAP staff has experience in public social services, community psychiatry, family advocacy, counseling, psychotherapy, physical rehabilitation, health education and recovery.
Primary Services
Individual, problem-focused counselingManagement consultation Group training Lunchtime seminars
SI Work-Life Programs
Employee-focused resources and policies for balancing workplace demands and personal needs
Common Work-Life Benefits and Services
Telework Alternate work schedulesHealth and Wellness programs Lactation rooms
Want to Know More ?
Check out our OHR web page. Call or email to make an appointment or ask questions.
Debbie Burney 202-633-1099 [email protected] Karen Howard 202-633-1104 [email protected] Tim Holloman 202-633-1054 [email protected]
Other Benefits at the Smithsonian
Smithsonian Early Enrichment Center (SEEC) - http://www.seec.si.edu/ 20% discount at museum shops Free or discounted admission at other museums nationwide/overseas Special tours/exhibit viewings; Preferential admission to certain events Discounts at Apple (4%), Verizon (15%), Dell - go to the respective websites and
put your SI email to receive the discount Staff community activities (Annual Picnic, Annual Holiday party, SHAPE walks,
Staff Art Show, Behind the Scenes tours) Reduced admission to IMAX showings
NFC: Employee Personal Page
For online access to Employee’s pay earnings and leave statement Secured website: www.nfc.usda.gov Click the link for Employee Personal Page Request for a password via email
Check your pay statement every pay period to ensure deductions, allotments, benefits, and retirement information is accurate. If not, email [email protected]. Regardless of error, employees are held liable for their portion of the premium owed.
NFC: Employee Personal Page
All Employees: Address Changes Direct Deposit Tax Withholdings W-2s
Federal Employees Only: FEHB changes during open season TSP employee contribution enrollments/changes anytime Personal Benefits Statements 1095 c’s (ACA compliance)
Benefits Branch Submit original forms via email, fax, mail or in person Interoffice mail:
MRC 517 Mailing Address:
Smithsonian InstitutionOffice of Human ResourcesAttn: Name of Benefits SpecialistCapital Gallery Building600 Maryland Ave SWSuite 5060Washington, DC 20024-2520
Phone: 202-633-6370Fax: 202-633-6398Email: [email protected]
Benefits DepartmentName Title Phone Email
Paige Jones Manager, Compensation & Benefits (202) 633-6316 [email protected]
Treina Green Lead Benefits Specialist (202) 633-6288 [email protected]
Mausami Doshi Benefits Specialist (202) 633-6318 [email protected]
Nancy Monteiro Benefits Specialist (202) 633-6305 [email protected]
Charles Simpson Benefits Analyst (202) 633-6345 [email protected]
Lloyd Gass Benefits Assistant (202) 633-6337 [email protected]
Barry Little Benefits Assistant (202) 633-6293 [email protected]
Federal Employee Benefits Programs
Federal Transfers Trust to Federal transfers within SI
Benefits and Welfare Plans Retirement Plans Q&A
Federal Transfers
Benefits will transfer from prior agency via SF 75 FEHB and FEGLI election TSP contributions If you have TSP loan - Furnish copies of TSP 21 and TSP 22 to Benefits Specialist
so no break in loan payment If any issues, email [email protected] Check your Earnings & Leave Statements to ensure all current benefits
transfer to SI
Transfers Continued
Contact third party administrators to continue FEDVIP, FSA and/or Long Term Care benefits. This will not transfer from losing agency to gaining agency without employee notification. Enroll in Transit Subsidy and/or Pre Tax Commuter Benefits Programs Enroll in VADD
Trust to Federal
Federal benefits are completely different than Trust Fund benefits Impacts 31 days of continuous trust health and dental insurance from date of separation at
no cost; vision insurance ends in the pay period you separate Must RE-ENROLL in Commuter Benefit (i.e. WageWorks) by 10th of the month May wish to roll over monies from TIAA into TSP
If any issues, email [email protected] Check your first Earnings & Leave statement to ensure deductions are accurate
Federal Employees’ Health Benefits (FEHB) Program
60 days from EOD (entry on duty) to sign up using SF-2809 There are many carrier choices: HMO, Nationwide, High Deductible plans Plan options: Self only, Self plus one or Family Effective the first day of the following pay period upon receipt of Health Benefits
Election Form, SF-2809 in Benefits Use employee confirmation copy for appointments until ID cards arrive (may take 4 - 6
weeks)
FEHB Continued
Enrollments outside Open Season accepted ONLY if qualifying life event (e.g. birth, marriage, divorce)
Proof of qualifying life event required (e.g. birth certificate, marriage certificate, divorce decree)
Eligible employees and dependents who are or become eligible under CHIP (Children’s Health Insurance Program) or Medicaid may enroll in the federal FEHB plan. The law allows employees to make these enrollment changes outside of normal open season period as long as enrollment occurs within 60 days of: (1) the termination of Medicaid or CHIP coverage resulting from a loss of eligibility; or (2) becoming eligible for premium assistance under Medicaid or CHIP program.
FEHB Continued
Enroll/change/cancel due to life event or annual Open Season (end of every year)
5 year rule for retirement to be eligible for health benefits www.opm.gov/healthcare-insurance/healthcare
Dependent Eligibility Rules
Children are covered under their parent’s FEHB health plan enrollment until age 26.
For the Federal Employees’ Dental and Vision Insurance Program (FEDVIP), the Federal Employees Group Life Insurance Program (FEGLI) and the Federal Employees’ Long Term Care Insurance Program (FLTCIP), the dependent age limit is age 22.
Dependent Eligibility Rules – FEHB onlyChildren Effect of the Affordable Care Act
Between ages 22 and 26 Are covered under their parent’s enrollment up to age 26.
Married Children Are covered up to age 26.
Children with or eligible for employer-provided health insurance Are eligible for coverage up to age 26.
Stepchildren Do not need to live with the enrollee in a parent–child relationship to be covered up to age 26.
Dependent Eligibility Rules – FEHB only
Children Effect of the Affordable Care Act
Children Incapable of Self-SupportChildren who are incapable of self-support because of a mental or physical disability that began before age 26 are eligible for coverage past age 26.
Foster Children Foster children are eligible for coverage up to age 26.
Federal Employees Dental & Vision Insurance Programs (FEDVIP)
Comprehensive dental and vision benefits programs
10 Dental & 4 Vision carriers
Enroll online at www.benefeds.com or call (877) 888-3337
FEDVIP Continued
60 days to enroll from date of hire Employee pays 100% of the premium Enrollments outside Open Season accepted ONLY if qualifying life
event (e.g. birth, marriage, divorce) Proof of qualifying life event required (e.g. birth certificate,
marriage certificate, divorce decree)
FEDVIP Continued
Plan options: Self only; Self plus one; Self and family
Overseas coverage Out-of-network benefits Pre-tax No 5 year rule to carry into retirement
Federal Employee’s Group Life Insurance (FEGLI) Program
Basic - Your salary (rounded to the next thousand + $2,000)
Optional Insurance
Must have at least the Basic to elect optional coverage OPTION A - $10,000 OPTION B - Up to 5x salary OPTION C Family - Up to 5 multiples
• Spouse: $5,000 per multiple• Child(ren): $2,500 per multiple per child(ren)
FEGLI Continued
New Employees - Automatically covered under BASIC, unless waived on SF2817 60 days from EOD to sign up for OPTIONAL INSURANCE Enroll for OPTIONAL insurance using SF2817 form (must have BASIC Coverage to elect
OPTIONAL) Effective the next day upon receipt of election form in Benefits
FEGLI Continued
Cost for FEGLI differs upon age and salary - Use FEGLI Calculator Unlike Health Insurance, FEGLI may be cancelled/decreased at any time Increase only due to life event (marriage/child), Open Season (very rare), or physical
exam at own expense (form SF2822)
Change in tour of duty affects FEGLI premium 5 year rule for retirement in order to continue life insurance www.opm.gov/healthcare-insurance/life-insurance
Designation of Beneficiaries
FEGLI (Life Insurance) SF2823 Thrift Savings Plan TSP-3 Unpaid Compensation (Unused Annual Leave, Last Salary Check) SF1152 FERS Retirement $$ SF3102 Complete and forward to [email protected] (except TSP-3: goes to TSP Office -
address is on the form)
Beneficiaries Continued
Money goes to person(s) listed on most recent form Update when life events occur If no form filed, follow order of precedence. Spouse, children, parents, estate, next of kin
Ability to change beneficiary designation at any time Complete respective form, gather witness signature, sign, date and submit to
Benefits Specialist
FERS Retirement Benefits
Three-tiered retirement planFERS AnnuitySocial Security Thrift Savings Plan
FERS- RAE and FRAE
Federal Employees Retirement System – Revised Annuity Employees (FERS-RAE) and Further Revised Annuity Employees (FERS-FRAE)
FERS-RAE: Effective January 1, 2013; Employee contributes 3.1% of salary to FERS retirement system
FERS-FRAE: Effective January 1, 2014; Employee contributes 4.4% percent of salary to FERS retirement system
FERS Annuity
Generally, 1% x high-3 average salary x years of service Creditable Service Credit for other Government service (deposit may be needed) Military – must make a deposit to receive credit in annuity Can make a Redeposit for prior Refunded FERS service Contact your Benefits Specialist for deposit/redeposit related issues, forms, etc.
You pay higher interest for deposit/redeposit when paid at time of retirement. 100% credit for unused sick leave
Social Security
Eligible for regular SS at age 62 Contribute 6.2% to SS each pay
period Special FERS Retirement
Supplement until age 62 May be offset by other earnings www.ssa.gov
Thrift Savings Plan
Become a Millionaire Salary deferrals are pre tax (unless Roth option is chosen) Agency contributions Variety of fund choices Automatic Enrollment
Automatic Enrollment
New Employees and Rehired Employees with a break in service 3% of your base salary To opt out of the Automatic Enrollment, you must complete form TSP-1. To avoid any
automatic payroll deductions, this form must be submitted to OHR within 14 calendar days of your EOD date. If you wish to receive a refund of the automatic payroll deductions, you must
complete and send form TSP-25 directly to the Thrift Saving Plan by the deadline stated in the TSP welcome letter (you will receive this letter directly from TSP once they receive your initial contribution). To make changes (increase, decrease, or terminate) to your TSP election, you must
complete form TSP-1.
Automatic Enrollment Continued
Transferred (from another agency) employees without a break in service will continue with their same deduction amounts Check your first paycheck to ensure deductions are accurate If any issues, email [email protected].
TSP Funds
G - Treasury Securities F - Bond Index C - Stock Index I - International Stocks S - Small Caps Index L – Lifecycle (allocated among other 5 funds)
TSP Features
Loan Program Rollover funds from eligible employer plans (including military
TSP) using TSP-60 & TSP-65 Daily valuation Withdrawal options upon separation
TSP Contributions
For 2020, the annual elective deferral limit set by IRS: TSP election: $19,500 TSP Catch-up: $6,500
Base pay includes locality, but not overtime & awards There is no waiting period to begin employee contributions or
receiving agency contributions Agency automatic 1% and agency matching up to 5% (FERS only) Begins as of date of hire
TSP ContinuedPercent of Basic Pay Contributed to Your Account
(FERS or FERS-RAE Employees Only)Your agency puts in:
You put in: Automatic(1%)
Contribution
AgencyMatching
Contribution
And the totalcontribution is:
0% 1% 0% 1%
1% 1% 1% 3%2% 1% 2% 5%3% 1% 3% 7%4% 1% 3.5% 8.5%5% 1% 4% 10%
Amounts that you contribute above 5% are not matched.
TSP Roth Option
How does Roth TSP compare to traditional TSP? Roth contributions are taken out of your pay check after your income is taxed. When you withdraw funds from your Roth balance, you will receive your Roth
contributions tax free since you have already paid taxes on the contributions. You also won’t pay taxes on any earnings, as long as you’re at least age 59½(or disabled) and your withdrawal is made at least 5 years after the beginning of the year in which you made your first Roth contribution. Traditional (pre-tax) contributions, which lower your current taxable income, give you a
tax break today. They grow in your account tax-deferred, but when you withdraw your money, you pay taxes on both the contributions and their earnings.
TSP-Roth Option You might benefit from making Roth TSP contributions if:
• You are in a low tax bracket now, but think your tax rate may be higher in retirement. With Roth, your contributions are taxed at your current lower rate, and you avoid paying taxes at the expected higher rate in the future.
• You are not in a low tax bracket now, but anticipate that your marginal Federal tax rate will increase in the coming years.
• You are a uniformed services member making contributions from tax-exempt pay earned in a combat zone. If you elect Roth contributions, you will not pay taxes on either your Roth contributions or their earnings (as long as you satisfy the age and 5-year holding requirements mentioned earlier).
• You want tax diversification and see an advantage in making after-tax contributions so that you can have tax-free withdrawals in retirement.
• You are age 50 or older and deployed to a combat zone while making catch-up contributions. You will be able to continue these contributions if they are Roth contributions. (You can’t make catch-up contributions to your traditional TSP balance from tax exempt pay).
TSP Roth-How does it work?
Current Federal employees-Money already in your account when you begin making Roth contributions will remain part of your traditional balance. You will not be able to convert it to Roth.
The combined total of your Roth and tax-deferred traditional contributions in 2020 cannot exceed the elective deferral limit of $19,500, or the catch-up contribution limit of $6,500.
Agency contributions will always be part of your traditional (non-Roth) balance.
Any contribution allocation or interfund transfer will apply to the investment of both your Roth and traditional contributions or balances.
TSP Roth-How does it work?
You will be able to transfer Roth 401(k), Roth 403(b), and Roth 457(b) (but not Roth IRA) money into the Roth balance in your TSP account. Pre-tax transfers will continue to be placed in your traditional balance.
You will be able to take loans, in-service withdrawals, and partial withdrawals from your account as before. They will come out of your account on a pro rata basis — with a proportional amount from your traditional and Roth balances.
When you withdraw your account, you will be able to separately transfer any portion of your Roth and traditional balances to IRAs or other eligible employer plans.
Roth- How do I enroll?
You may elect to make Roth contributions in the same way as you do to elect traditional contributions — using Form TSP-1. Use TSP-1-C for catch-up contributions Enrollment may also be entered through the Employee Personal Page (EPP)
https://www.nfc.usda.gov/EPPS/eplogin.aspx
You can contribute to both your Roth and traditional balances.
For more information, please refer to the TSP website: www.tsp.gov/roth/index.shtml
TSP Continued
To enroll use TSP-1 form ($ to G Fund automatic) or Employee Personal Page (EPP) https://www.nfc.usda.gov/EPPS/eplogin.aspx Catch-up contributions - over age 50, use TSP-1-C form or Employee Personal Page (EPP)
https://www.nfc.usda.gov/EPPS/eplogin.aspx TSP Office will send PIN for online account access Once account established, you may re-allocate to six different funds online in order to
diversify, use TSP-50 form Transfer employees from another federal agency MUST: Furnish copies of TSP-21 and TSP-22 so no break in loan payment Contact [email protected]
TSP Continued
To increase/decrease/stop contributions, must submit TSP-1 form or enter through Employee Personal Page (EPP) https://www.nfc.usda.gov/EPPS/eplogin.aspx Enrollment/Change becomes effective the 1st day of the following pay
period upon receipt of form in Benefits or election in EPP. Go to www.tsp.gov for allocations, loans, rollover, etc. or 1-877-968-3778
Note: There are 26 paychecks in 2020 Tax Year, employees are encouraged to evenly distribute their contributions to maximize agency matching.
Flexible Spending Account (FSA)
Employee Funded Accounts - completely voluntary Pre-tax dollars set aside for expenses incurred during benefit year Plan for likely expenses for reimbursement 60 days from EOD (entry on duty) date to enroll
***You cannot enroll on or after, October 1 of any Benefit Period
2 Types of Flexible Spending Accounts Health Care FSA Dependent Care FSA
Health Care FSA
Annual election amount: $100 - $2,750
HC-FSA expenses include medical/dental/vision expenses for yourself, spouse, and/or children, regardless of their enrollment in your health plans.
Eligible expenses include but not limited to co-pays, deductibles, lasik surgery, RX, eye glasses and contact lenses, parking at doctors office, etc.
Dependent Care FSA
Annual election amount: $100 - $5,000
DC-FSA expenses are for only child care/day care for your eligible children up to age 13. This is NOT for medical expenses for your dependents (i.e. spouse).
FSA Continued
Plan wisely as IRS regulations indicate any $$ not spent are forfeited Have until December 31st to incur claims for the plan year May carryover FSA-HC up to $500 into following year but must re-enroll at least $100 into
following year (does not apply for FSA-DC plan) Submit claims for reimbursement by April 30th of following year Example: John incurred health expenses from Jan 1, 2020 thru Dec 31, 2020. John filed
for reimbursement by April 30, 2021. Open season coincides with FEHB (annual) For more information and to enroll: www.fsafeds.com or 1-877-372-3337
FSAFEDS Coverage of Over-the-Counter Medicines and Drugs
Over-the-counter (OTC) medicines and drugs are not eligible for reimbursement from a Health Care FSA without a prescription.
The only exception is insulin -- enrollees do not need a prescription for insulin.
FSAFEDS Coverage of Over-the-Counter Medicines and Drugs
Other currently eligible OTC items are reimbursed without a prescription. This includes equipment such as crutches, supplies such as bandages, and diagnostic devices.
Applies to FEHB high deductible plan Health Savings Accounts (HSA) or Health Reimbursement Arrangements (HRA) .
An employee enrolled in FSAFEDS may request reimbursement for eligible health care expenses incurred by a child through the year prior to the year the child turns 27.
FSAFEDS Expanded Coverage of Children’s Expenses
Federal Long Term Care Insurance Program (FLTCIP) Provides insurance to help you pay for assistance you may need due to a chronic
illness or injury (such as bathing, getting in and out of bed, etc.)
Not considered Long Term Disability
Does not replace Health or Life Insurance benefits
FLTCIP Continued
May enroll self and eligible dependents including parents New employees have 60 days to enroll After 60 days, must go through underwriting There is no determined Open Season Enroll online: www.LTCFEDS.com or 1-800-582-3337
Timelines to Remember Health Insurance
FEHB (SF-2809 form) 60 Days Dental & Vision Insurance
FEDVIP www.benefeds.com to enroll 60 Days Life Insurance
FEGLI (SF-2817 form) 60 Days Flexible Spending Account
FSA www.FSAFEDS.com to enroll 60 Days Long Term Care
FLTCIP www.LTCFEDS.com to enroll 60 Days Transit Pass and Commuter Benefit Plan By 10th of the month Thrift Savings Plan, VADD
TSP (TSP-1 form or EPP) No time limit
Resources
www.opm.gov/healthcare-insurance/healthcare (health insurance) www.opm.gov/healthcare-insurance/life-insurance (life insurance)
www.tsp.gov (thrift savings plan) www.benefeds.com (dental & vision insurance) www.fsafeds.com (flexible spending account)
www.ltcfeds.com (long term care) www.wageworks.com (transit benefits) www.opm.gov/forms (all enrollment forms)
www.nfc.usda.gov (Employee Personal Page) http://prism2.si.edu/OHR/pages/home.aspx (OHR webpage)
Orientation Forms – Federal Employees: Federal Benefits Handbook Commuter Benefits Brochure Commuter Bicycle Reimbursement Program Federal Employees Health Benefits Election Form, SF-2809 Federal Employees Group Life Insurance (FEGLI) Election Form, SF-2817 Designation of Beneficiary (FEGLI), SF-2823 Designation of Beneficiary (FERS),SF-3102 FEGLI Program Booklet TSP Handbook Thrift Savings Plan TSP-1 Dental and Vision Insurance Program (FEDVIP) Premium Rate Chart Dental / Vision Plan Brochures Designation of Beneficiary (Unpaid Compensation for Deceased Employee), SF-1152