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Session ObjectivesYou will be able to:
• Recognize the benefits of workers’ compensation
• Complete reports and help workers file claims
•Maintain contact with employees on leave and ease their return to work
• Help prevent workplace accidents and keep workers’ comp costs down
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Session Outline•Workers’ comp, what it covers, and when it
applies
• Costs and special provisions
• Claims and reporting requirements
• Contact during leave and the return to work
• Preventing workplace accidents
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Benefits of Workers’ Comp•Workers’ comp is good for our company and
our employees
• It ensures prompt and proper care for work-related injuries and illness
• It provides income while workers recover and eases their return to work
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What Is Workers’ Comp?• Accident insurance program
• State mandated
• Compulsory
• Company funded
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What Does It Cover?• Medical and
rehabilitation expenses
• Lost wages
• Death benefits
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When Does It Apply?•Work-related injuries
•Work-related illness
• Exceptions
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Cost of Workers’ Comp• State formula
• Risk factors for specific jobs
• Employer’s claims history
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Special Provisions• No lawsuits
• No retaliation
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Filing Claims• Normal claims
• Fraudulent claims
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Reporting Requirements• Accident reports
• Medical reports
• OSHA forms
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Workers’ Comp Basics• Questions?
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Maintaining Contact• Keep up employee’s morale
• Encourage employees to maintain treatment
• Demonstrate that the employee is expected back at work
• Alert claims manager to any problems
• Show concern for employee’s well-being
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Easing the Return to Work• Rehabilitation and
therapy
• Consultation with medical professionals
• Alternate duty work
• When no alternate duty work is available
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Alternate Duty• Transitional phase
• Way for a recovering employee to make productive contribution
• Temporary
• Monitored
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Alternate Duty (cont.)
• Chance for employee to rebuild strength
• Opportunity for employee to learn prevention techniques
• Morale booster
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What Alternate Duty Isn’t• Make-work
• An excuse to goof off
• A task that could re-injure the worker or aggravate an illness
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Alternate Duty Suggestions• Less strenuous parts of normal job
• Normal job tasks performed part-time or at a slower pace
• A combination of less strenuous or stressful parts of several jobs
• A special project without a tight deadline
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Permanent Disability• Some disabilities
prevent any work
• Others may require an employee to do a different job
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Return to Work• Questions?
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Accident Prevention• Conduct regular safety
inspections
• Correct identified problems immediately
• Hold frequent safety meetings
• Include safety in performance evaluations
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Accident Prevention (cont.)
• Require safe housekeeping
• Perform equipment maintenance on schedule
• Encourage employee safety involvement
• Highlight safety achievements
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Accident Investigations• Conduct or cooperate with safety
investigations
• Evaluate situations that lead to stress-related claims
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Accident Investigations (cont.)
• Correct conditions that cause injury or illness
• Follow up to ensure that corrective action has been implemented
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Key Points to Remember• Report all injuries and illness promptly
• Help workers file claims
•Maintain contact with workers on leave
• Help make the transition back to work
• Help reduce claims and keep down costs by promoting safety and preventing accidents