![Page 1: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/1.jpg)
Your Loan Portfolio
Working Your Way Through
![Page 2: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/2.jpg)
National Student Loan Data System
![Page 3: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/3.jpg)
National Student Loan Data System
![Page 4: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/4.jpg)
What Should You See?
Principal Loan Amount Servicer of your loan Guarantor of your loan Loan status Contact information
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What You Should See
![Page 6: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/6.jpg)
What You Should See
![Page 7: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/7.jpg)
What Is a Guarantor?
A guarantor is someone who pledges that a
loan or other type of debt will be paid.
Usually, a guarantor agrees to pay or
perform another person's debt or duty
should that person fail to do so
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What Is a Servicer?
A loan servicer is a public or private entity
that collects principal and interest payments,
monitors and report loan repayments.
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Handling Multiple Servicers
Who are the servicers?
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Handling Multiple Servicers
![Page 11: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/11.jpg)
Handling Multiple Servicers
![Page 12: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/12.jpg)
Handling Multiple Servicers
![Page 13: Your Loan Portfolio Working Your Way Through. National Student Loan Data System](https://reader036.vdocument.in/reader036/viewer/2022070412/56649f165503460f94c2cc81/html5/thumbnails/13.jpg)
Handling Multiple Servicers
Possible Conflicts Selling of your loan(s) between transactions Multiple payouts
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Possible Solutions
Consolidation Benefits
Extended Repayment Option Make one payment to one servicer a month Easy account management Public sector loan forgiveness
Cons Loss of grace period Possible loss of prior benefits
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How to Consolidate
Loan Consolidation Application and Calculator
http://loanconsolidation.ed.gov/borrower/bconsol.html Calculator
https://loanconsolidation.ed.gov/AppEntry/apply-online/appindex.jsp
Application
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Thank You
Questions????