e-payment consulting services
DESCRIPTION
Description of e-Payment Consulting services for merchant network growth and cardholders retention.TRANSCRIPT
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Bruno Zysman
E-Payment Consulting ServicesPresentation
January 2012
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What do merchants want ?
Increase revenues Take more customers per hour Offer new products and services Extend sales channels
Develop customer loyalty Accept all cards, all users Improve brand recognition Make payment simple and fast Offer new services, new
products, new channels
Optimization of cashless acceptance Optimize acquiring/processing
flexibility Decrease overall operation costs
(supervision, maintenance, visibility)
Maintain global security End to End risk management Respect rules Protect brand image against fraud
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What does the bank want ?
Acquiring side Terminal assets growth Increase acquiring revenues Security and Fraud management risk Ease of estate management and migration to new standards
and new applications
Issuing side Cardholder retention Security and Fraud risk management Migration to new chip standard with ease
4+What can we bring to you ?
Proposal and Implementation of Execution plan with your and your teams (Issuing / Acquiring) for Merchant network growth Management Merchant retention strategies New revenue streams using payment terminals Synergies between issuing and acquiring End to End Security (Vendor, merchant, Bank) Migration to new standards Terminals estate optimization
5+Merchant Growth ManagementMerchant Relationship Strategies
Terminal Transactions Growth Merchant Training Strategy New Revenue Streams
Network Growth Strategies Creative Sales Strategy Merchant Network Optimization
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Merchant Retention Strategies
Improved POS integration Reduced cabling / connections Merchant receipts stored
electronically
Offer additional revenues Gift cards, Loyalty, Topup…
Easy look-up of transactions Reporting Reconciliation with POS/cash
Reduced involvement in EDC issues: Transactions stored centrally Plug and play maintenance EDC parameters managed
centrally Automated migrations and
upgrades
Increase speed of card payments End-to-end IP connectivity Fast Authorisations process
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New Revenue Streams using Payment TerminalCustomer centric
Top up Loyalty Gift card
New business trend
Loyalty card Social media couponing Client recognition at the
point of sales
Facilities Bill payment Mini ATM Ticketing (transport,
event…) Installment
8+Synergies between Issuing and AcquiringInternal bank branding recognition
ON US transaction discount sponsoring
Cross Promotions for Cardholders at Merchants
Cross Promotions between Merchants
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Security
EDC Vendor side Secure storage and
delivery Secure key injection Secure EDC
maintenance process
Merchant side Secure terminal (PCI-
DSS) End to End Encryption
Processor / Gateway side Level of Certification Physical access control Logical access control processing network security Storage policy Business Continuity /
Redundancies, 365/27x7 Bank side
Secure Network Infrastructure Secure processing fraud management Risk monitoring
10+Migration to new Standard
Chip debit cards Migration strategy: When ? How ? Who ? Migration campaign
Mobile banking Platform Security Features
Mobile Payment NFC
11+Terminals Growth ManagementMerchant terminal transactions growth strategy Merchant Training Process Bank brand recognition for on us transactions (if
applicable) Other revenues acceptance IPP strategy
Network growth strategy Sales team training Sales arguments
12+Terminal Estate Optimization
Infrastructure management Network Communication between Terminals
and the Acquiring organization (NAC/NCC) Network Management System Communication Costs
What can you get from your TMS ? Terminal usage logs and statistics Terminals Diagnostic
13+How do we bill our services
Audit / Implementation / execution plan Agreed Monthly retainer Success fee on agreed target
Rules Retainer may or may not include incurred
expenses We don’t bill on a time basis
14+Bruno Zysman profile
More than 20 years in the secure transaction world: 4 years in customer loyalty and CRM 6 years at Gemplus in France (now Gemalto) 5 years at Ingenico in France and in Indonesia
(development center) 7 years in mobile payment, contactless systems and
NFC
Thank you [email protected]
e-Payment Consulting Services Pte Ltd17 Phillip Street, #05-01 Grand Bulding
Singapore 04869515