edfc direct public offering
TRANSCRIPT
Local Investment: Move Your Money into
MendocinoAugust 4, 2015
Local investing movement
Why Invest LocalLocal Businesses generate 2 to 4 times more economic
benefit than globally owned – measured in income, wealth, jobs
and tax revenue.
Investing in Lake & Mendocino Counties
Lack of local credible investment mechanisms
Direct public offeringA proven tool to move your money locally
Securities offeringAllows all income levels to invest
Benefits to the Investor
Community Impact balanced with Financial
GainNo need to find, vet or service projects
Our missionConnecting money and
ideas with entrepreneurs to
create sustainable prosperity in Lake and
Mendocino Counties
Why Invest with EDFC501(c)3 Non-Profit with 20 years
lending experience: 68 loans; $4.2 million
Certified Community Development Financial Institution (CDFI)
Programs and grants to mitigate loan loss
Oversight of 21 community members
Past Projects
How it worksYou are loaning money to the DPO fund
EDFC uses funds for projects vetted by the Board of Directors & Loan
Committee
Projects could include:
Wool Processing
Facility
Meat
Processing Plant
Local FarmsAlternative
Energy
Who Can Invest?
Anyone in California can invest up to $2,500
Larger investments are based on Net Worth and Income
Investing in the promissory notes described may be considered speculative and involves risk, including the risk of a substantial loss of investment. Please see “Risk Factors” starting
on page 9 of Offering Memorandum to read about the risks you should consider before investing.
The offeringUp to $1,000,000 of unsecured subordinated promissory notes
6 year term with 2% interest rate per year: interest only with payment of principal at
end of termNOTE: interest is deferred for the first 2 year, and paid over remaining 4
years
Real ImpactA resourceful, abundant,
creative communityA legacy for future
generations
Mendocino Wool & Fiber Plant
Meat Processing Plant
Woody Biomass utilization
