edu (december 2010)
DESCRIPTION
EdU is a journal of non-government education issues published by the Independent Education Union (SA), which represents approximately 4,000 members in non-government schools across South Australia.TRANSCRIPT
![Page 1: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/1.jpg)
EdUVol 25 Issue 4 Dec 2010
Working with members in non-government schools
Independent Education Union South Australia
![Page 2: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/2.jpg)
If you dream of travellIng, CredIt unIon Sa Can really help you go plaCeS. We’ve got all your travel needS paCked In one loCatIon!
So Whatever your travel needS are, make Sure you vISIt CredIt unIon Sa fIrSt.
If you dream of travellIng, CredIt unIon Sa Can really help you go plaCeS. We’ve got all your travel needS paCked In one loCatIon!
So Whatever your travel needS are, make Sure you vISIt CredIt unIon Sa fIrSt.
Credit Union SA Ltd ABN 36 087 651 232 AFSL 241066
Diploma Travel is a member of AFTA, TCF, IATA & ICCA. In referring our members to QT Travel Pty Ltd Qld LIC 766 NSW 2TA003633 SA TTA174837 ABN 63 010 167 503, trading as Diploma Travel Service, Credit Union SA Ltd ABN 36 087 651 232 AFSL 241066 does not accept liability or responsibility
for any act or ommision of or advice provided by Diploma Travel or their Authorised Representatives.
Diploma Travel is a member of AFTA, TCF, IATA & ICCA. In referring our members to QT Travel Pty Ltd Qld LIC 766 NSW 2TA003633 SA TTA174837 ABN 63 010 167 503, trading as Diploma Travel Service, Credit Union SA Ltd ABN 36 087 651 232 AFSL 241066 does not accept liability or responsibility
for any act or ommision of or advice provided by Diploma Travel or their Authorised Representatives.
![Page 3: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/3.jpg)
EdU December 2010 IEU(SA)
DON’T FORGET TO ADVISE IEU(SA) IF:• Youhavechangedaddress
• Youhavechangedyourname
• Youhavechangedschools
• Youremploymentstatushaschanged(egnowworkingpart-time)
• Youaregoingonunpaidleave
• Youareretiringorleavingemployment–youcanremainamemberatareducedrate
• ResignationfromIEU(SA)mustbeinwriting
[email protected]:84100282orbypost.
ContentsISSN1448-3637PublishedbyIndependentEducationUnion(SouthAustralia)Inc.213-215CurrieStreet,AdelaideSA5000Phone:(08)84100122Fax:(08)84100282CountryCallers:1800634815Email:[email protected]
EdUispublished4timesayearandhasacirculationofapproximately4000.EnquiriesregardingcirculationshouldbedirectedtotheCommunicationsCoordinator,on(08)84100122.
EditorialcommentistheresponsibilityofGlenSeidel,Secretary.
Advertising Disclaimer
AdvertisingiscarriedinEdUinordertominimisecoststomembers.MembersareadvisedthatadvertisingthatappearsinEdUdoesnotinanywayreflectanyendorsementorotherwiseoftheadvertisedproductsand/orservicesbytheIndependentEducationUnion(SA).
Intendingadvertisersshouldphone(08)84100122.
IEU(SA) Executive Members
MargaretSansom(Retired)(President)
GlenSeidel(Secretary)
JohnBlackwell(Retired)(VicePresident)
JennyGilchrist(PrinceAlfredCollege)
(VicePresident)
ValReinke(NazarethCollege)(Treasurer)
ChristopherBurrows(CardijnCollege)
GregElliott(St.Peter’sCollege)
SherylHoffmann(ConcordiaCollege)
NoelKarcher(ChristianBrothersCollege)
MarleneManey(CardijnCollege)
StephanieMargitich(GleesonCollege)
ShirleySchubert(CornerstoneCollege)
Secretorial–Richprivateschools 4
IEU(SA)Executive2011-2013 6
Changingoftheguard 7
IndependentSchoolsQueenslandchallengesAEUsfundingstance 8
Communitytextileartprojecttopromoteworksafety 8
MeetthePrincipals 9
FranklySpeaking–Actionsspeaklouderthanwords 10
WorkCover:Atwhatcost? 11
2011IEU(SA)salarycategories 12
2011IEU(SA)membershipfeestructure 12
Can’taffordtojoin? 13
Sharingpublicsectoroutrage 14
BalancingAct–Paidmaternityandadoptionleavefor2011 16
ChangestoCEAentitlementsinCatholicEA 17
PuttingasmileonthefacesofchildreninBali 18
What’syourproblem–askDorothy 19
OHSProject–Ahandybookforhealthandsafetyinschools 20
IEURepresentativesandMembersEducationProgram 21
BookReview–PowerinCoalition:StrategiesforStrongUnionsandSocialChange 21
LutheranDigest 22
APHEDA–Thepowerofmultiplicity 23
AbsolutelySuper–Penchantforapension? 24
NGSSuperisconsideringaShariaoption 26
NGSSuperleadingoutofthebox 26
![Page 4: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/4.jpg)
EdU December 2010 IEU(SA)4
SecretorialRich private schools
The ongoing federal review of school funding has drawn the all too familiar lies, damned lies and statistics from the AEU. By selectively quoting federal funding levels instead of the total of state and federal government funding, we are presented with an obscene caricature of non-government schools as havens of privilege with their snouts in the public trough.
Thewell-publicisedplightofAnnesleyCollegestrugglingforitsveryexistenceisaharshreminderofthecommercialrealitiesoftheeducationindustry.Heritagebuildingsandextensivelawnsdonotindicateextensivecashflows.Rathertheoppositeasmaintenancecostsaddtorunningexpenses.
WorkingonVladimirLenin’smaximthatalietoldoftenenoughbecomesthetruth,theAEUisagainbarraginguswiththehalftruthoftwothirdsofmoneygoingtoonethirdofstudents.It’sapitythatthetruthcanneverbetoldoftenenoughtobebelieved.
Whenwelookatthecombinedfundingfromstateandfederalgovernments,thepicturebecomesreversed.Totalgovernmentfundingforallschoolswas$36.9billionin2007-2008.Governmentschoolseducating66percent
ofstudentsreceived78percentoffunding($28.8billion),andnon-governmentschoolseducating34percentofstudentsreceived22percent($8.1billion).
SystemicCatholicschoolshad72percentoftheirrunningcostsfundedbythegovernments,whereasindependentschoolshadonaverageonly42percentoftheircostsfunded.Parentsandotherincomestreamsarepaying28percentofaCatholicschool’scostsand58percentofthoseofanindependentschool.TheSouthAustralianpictureisprobablybleakergiventhatthelevelsofstategovernmentsupportinSAarelowerthaninotherstates.
Thereviewofschoolfundingmustnotdegenerateintosquabblingbetweenthepublicandprivatesectorsoverhowtodividethepie.
EveryAustralianstudentdeservestax-payersupportforasoundeducation.Whetherthatsupportisfromastateorfederalgovernmentisprettymuchimmaterial.Therewillalwaysbecontroversyoverhowneedismeasuredwhenneeds-basedfundingisdistributed.Measuresneedtobesimple,transparentandimpervioustomanipulation.
Idon’twanttospend2011inverbalconflictwithanothereducationunion.Iwanttohaveinputintoabettermodelforthefuture.Thatbettermodelwillnotbedevisedthroughterritorialdisputesandcross-borderraids.Attheendoftheday,nogovernmentisgoingtodiscourageaschoolingsectorwhereparentspickuponethirdofthebillaswellaspaytaxes.Itistimetofacethesocial,politicalandeconomicrealitiesandtalkaboutaholisticschoolfundingpolicyforallAussiekids.
Picturesspeaklouderthanwords.
Glen Seidel Secretary
If you intend to pay your fees by direct debit in 2011, please make a note of the following dates.
January21
February18
March18
April21
May20
June17
July22
August19
September23
October21
November18
December23
2011 direct debit dates
Monday, 28 February 2011
EducationDevelopmentCentre,Hindmarsh
ProgramswillbedistributedinJanuary.
IEU(SA) 2011 Reps Conference
![Page 5: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/5.jpg)
EdU December 2010 IEU(SA) 5
Enrolments and funding 2007-2008 Australian school enrolments by sector and level 2009
Enrolment share by sector 1970-2009 Recurrent funding for school education in Australia 2007-2008
Average government recurrent funding per student for government students by state and non-government students nationally 2007-2008
Sliding scale of funding entitlement per student according to SES score
![Page 6: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/6.jpg)
EdU December 2010 IEU(SA)
Congratulations to the following candidates elected to the IEU(SA) executive.
6
IEU(SA) Executive 2011-2013
Val ReinkeNazarethCollege
Glen SeidelSecretary
Marion RyanStMartindePorresSchool
Marlene ManeyCardijnCollege
Fil IslesOLSHCollege
Noel KarcherChristianBrothersCollege
Sheryl HoffmanConcordiaCollege
Anthony HaskellSaintIgnatius’College
John CoopRostrevorCollege
Chris BurrowsCardijnCollege
Jenny GilchristPrinceAlfredCollege
Michael FrancisMercedesCollege
![Page 7: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/7.jpg)
EdU December 2010 IEU(SA)
John Blackwell
Johnjoinedthe1999executiveandin2000becameVicePresident–apositionwhichhehashelduntilthisyear.JohnhadalongteachingcareeratWalfordandcontinuedonwiththeIEU(SA)executiveafterhisretirementfromteaching.John’smatter-of-factandassertiveapproachtoissuesfacedbyunionmembersintheirprofessionallivesprovidedaverypragmaticsoundingboardtoexecutivedeliberations.
John,wethankyouforyourconstantsupportovertheyearsandwewishyouwellforthefuture.JohnisagreatsupporterofralliesandIrememberfondlyhimproudlyholdingabannerataCatholicrallysaying‘Iamcheapbutnotnasty’.Atournextrally,askJohnifthesignisatleasthalftrue–andwhichhalf.
Marg Sansom
Marghaschosenthe2010electionashertimetostandasidefromtheIEUpresidencyandrollhersleevesupforwhatisalreadyaveryfullandbusy‘retirement’.MarghasfilledherroleofIEUexecutivememberwithcharacteristicenergy,dedicationandwisdomsince1995.Fifteenyearsisaverylongtimetokeepturninguptoexecmeetings.Itiscertainlyaboveandbeyondthecallofduty.
Margisoneoftheoriginal1984membersandI’msureherleavingtheexecutivewillnotdiminishherinterestintheunionandineducationalandindustrialissues.MarghasservedasVicePresidentfrom1995to2002andasPresidentfrom2002topresent.ShewillcontinueasanIEU(SA)trusteeontheNGSSuperboardanditsmarketingcommittee.
Thanks,Marg,foryourwisdomandsupportovertheyears.Youdidmakeadifferenceandyouwillbemissed.
Changing of the guard
7
Shirley Schubert
ShirleyisthecounselloratCornerstoneCollegeandalife-longadvocateofjusticeandfairness.ShirleyjoinedtheIEU(SA)executivein2000andstepsasideafteradecadeofunionleadershipatthislevel.Herinputintodeliberationswasalwaysfocussedandconsidered–essentialforeffectivedecision-making.SheundertooktheAnnaStewartMemorialProjectin2004andhashadahands-oninvolvementwithLutheransectoragreementnegotiations.ShirleywillcontinueherunionworkinthecurrentLutheranagreementnegotiationsandasherschool’sbranchrep.
Thankfully,wehaven’tseenthelastofShirley.
Stephanie Margitich
Stephaniehasservedonetermonexecutivebuthaschosentonotrecontestthiselection.ShebroughttheperspectiveofaCatholicsecondaryschoolonasharedcampustoourdiscussions.StephaniealsoparticipatedintheAnnaStewartMemorialProjectin2007.Herinputintoexecutivediscussionswasvaluableandwearegratefulforherwillingnesstogivetoherunionhertimeandefforts.
Greg Elliott
GregisateacheratStPetersCollegeandhegraciouslyagreedtofillacasualvacancyontheexecutivein2009.He,however,chosetonotrecontestthepositionduetootherdemandsonhistime.Itisalwaysgratifyingwhencapableandbusypeopleagreetostepuptotakeonsuchanimportantleadershiprole.
Thanks,Greg,foryourcontributions.
![Page 8: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/8.jpg)
EdU December 2010 IEU(SA)8
Community textile artproject to promote work safety
Independent SchoolsQueensland challenges AEUs funding stance
While serious work injuries and fatalities attract news when they occur, there is often little follow-up and recognition of the long-term impact these incidents have on family members, friends and colleagues.
AcrossAustralia,menaremorelikelytodieatworkthanwomen:92percentto8percentrespectively.Andworkersbetween35and44yearsofage(27percent)suffermorefatalitiesthanotheragegroups.Workersinthetransportandstorageindustrieshavethehighestrateoffatalitiesat25percent,withtheconstructionindustryfollowingat18percent.
However,nomatterwhatyourage,genderorindustry,anyfatalityorseriousworkinjuryhasasignificantimpactonothers.Thisimpactisoftennotvisible.Dealingwithgriefaffectsusalldifferentlyandhasmanyconsequences,inourfamilies,atwork,andamongourfriendsandsocialnetworks.
SAUnions,theWorkingWomen’sCentreandtheAustralianSafeCommunitiesFoundationaresponsoringacommunitytextileartprojecttopromotesafetyand
safeworkpractices.TheprojectiscalledLifeQuiltSAandhasbeeninspiredbyasimilarprojectinCanadain2000.TheCanadaLifeQuiltprojectcommemoratedthelivesof100youngpeoplekilledinwork-relatedincidentsandhasbeenusedsincetopromotesafeworkpractices,touringtoconferences,workshopsandpublicmeetingstoencouragealltotakeresponsibilityforsafetyatwork.
TheLifeQuiltSA(LQSA)projectwilldesignandmakeawallquilttobeusedacrossSouthAustraliatopromotesafetyatwork.Itwillbedesignedtodrawtogetherpeopleaffectedbyasignificantworkplaceincident.LifeQuiltSAwillbecoordinatedbylocaltextileartistSueMorley.
WorkshopswillbeheldweeklyonFridayafternoonsinKentTownoverafour-monthperiod,commencinginFebruary2011.Experienceinsewingortextileartisnotaprerequisitetobecomingaparticipant,butawillingnesstocontributetoandbeinvolvedinacommunityartprojectis.Ifyouwouldliketobeinvolved,contacttheWorkingWomen’sCentreon(08)[email protected]
Independent Schools Queensland has called upon the Australian Education Union (AEU) to present the public with the true facts on funding for schools, instead of being selective with their figures.
IndependentSchoolsQueenslandexecutivedirectorDavidRobertsonsaidtheAEU’sPublicSchoolsforourFuturecampaignperpetuatesthemyththatprivateschoolsreceivemoregovernmentfundingthantheirpubliccounterparts.MrRobertsonsaidtherealityisthattotalgovernmentfundingforpublicschoolsinAustraliain2007/2008was$28.8billion,comparedtojust$2.9billionforindependentschools.“Astudentattendingagovernmentschoolreceivesabout$12,639eachyear,whereasastudentattendinganindependentschoolreceivesonlyabout$6,076,”saidMrRobertson.“TheAEUcampaignhasskewedthefiguresbyfailingtotakeintoaccountbothstateandfederalgovernmentfunding.
“Underexistingfundingarrangements,stategovernmentsareresponsibleforprovidingabout90percentofthefundingforgovernmentschools.
“TheAustralianGovernmentisthemainsourceofgovernmentfundingforindependentschools,withcombinedfundingfromstateandfederalgovernmentsprovidingapproximately40percentofthemoneygivenannuallytoindependentschools.
“Thefactisthatstateschoolsreceive78percentofthetotalgovernmentfundingforschooling,takingintoaccountfederalandstateorterritorygovernmentcontributions.”
MrRobertsonsaidIndependentSchoolsQueenslandwantstoseeeverystudent,nomatterwhatschooltheyattend,giventhebestopportunitytoreceiveanoutstandingeducation.“TheAEU’spersistenteffortstomuddythefactsaboutfundingdonothingtocontributetotheimportantpublicpolicydebateonhowgovernmentscanbestcontributetoexcellenteducationoutcomesforallstudents.”
![Page 9: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/9.jpg)
EdU December 2010 IEU(SA) 9
Participants, including principals John Konopka (fourth from left) and Jane Danvers (fifth from left).
Bruno Sartoretto Organiser
Meet the Principals
Yet another successful session was held at Wilderness School in October. Jane Danvers, Principal at Wilderness, gave the participants a brief introduction to Wilderness’ 126-year history. And, as always, a few gems were delivered at the sessions. One of which pertained to school and college open days and principal tours.
JaneDanversandJohnKonopka,ActingPrincipalatStAloysiusCollege,saidthattheywouldwelcomepotentialapplicantstaggingalongonaguidedprincipaltouroftheirschoolorcollege,becausethisallowsthepotentialapplicanttoseetheschoolfromaparent’sperspective.Itwasnoted,though,thatthisshouldnotbeapre-interviewsessionbutanopportunitytoaskquestionsaboutdailyschoolactivity.Janepointedout
thatshedoesrecognisefacesfromthesesessionswhentheyappearatinterviewsforteachingpositionsandmakesamentalnoteoftheinterestthatwasshownbytheapplicant.
Onceagain,theavenueofTRT(temporaryreliefteacher)rolesas‘afootinthedoor’wasdiscussedandshouldnotbeoverlooked.JanerecountedthestoryofoneofthebeginningteacherswhoundertookvoluntaryandTRTworkatWilderness.SheimpressedaseniorteachertotheextentthattheteacherapproachedJanetosaythatshewouldbeavaluableassettotheschool.Needlesstosay,sheisnowapermanentmemberofstaff.
TheprincipalsinvitedthegrouptosubmitaCVandarequesttobeconsideredforTRTandmentiontheirparticipationattheMeetthePrincipalssession.Aninvitationoneshouldnotrefuse!
TheIEUextendsgratitudetoWildernessandtoJanebecauseeventssuchasthesearealwaysbestheldinschools,givingtheparticipantsavaluablelookandfeelfortheschoolsthattheymaybeapplyingtoforemploymentinthenearfuture.OurthanksarealsoextendedtoJohnKonopka,ActingPrincipalatStAloysiusCollege,forhisvaluableinputandinsightatthesession.
![Page 10: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/10.jpg)
EdU December 2010 IEU(SA)10
programwhichstaffwererequiredtoparticipatein,justasIEUnegotiatorshadstatedpreviously.However,theirabilitytonominatewhatwasandwasn’tdoneandrejectassertionsputforwardbytheemployers’negotiatorsbecauseoftheirintimateknowledgeoftheirworkloadmadeitdifficultforanyotheroutcometobereached.Theemployernegotiatorsacquiesced.StColumbawasremovedfromtheComprehensivelist.
BothactionstookverylittletimetoachievetheirdesiredoutcomesandstaffatbothNazarethCollegeandStColumbaCollege,whethertheyknowitornot,areindebtedtotheirreps.ItwasclearthattheemployernegotiatorswantedtoimplementacomprehensiveCEAprogramatthesesitesasopposedtocodifyingwhatexisted.
Thereisasalientlessontobelearntfromthis.Dry,intellectualconversationaroundatabledoesn’talwayswintheday,nomatterhowmuchlogicortruthsupportsyourcase.Earlyintheprocess,whennegotiationsstruggledtobemeaningfulduetoaninsistenceonwaitingforaDECSoutcome,membersshowedtheirdispleasure.Aseriesofresponsesoccurred:abranchemailcampaign,apetition,aSundaycathedralrallyandthewearingofbadgesonworksitesallindicatedmanystaffweredissatisfiedwiththeemployerposition.Andwhileanimmediateoutcome,likethatatNazarethCollegeandStColumbaCollegewasn’tachieved,thereisnodoubtthatsuchpublicdisplaysplayedacrucialpartinachievingthefinalproduct.Withoutthat‘pushback’anemployercouldsitcomfortablyatthenegotiatingtable,safeintheknowledgethatnoonecaredorcouldbebothered.Apathyistheemployer’sbestfriend.Agitation,ontheotherhand,maymakepeopleuncomfortable,butthatismuchlessthanthediscomforttheywouldfeelifthenegotiatedoutcomessimplyreflectedwhattheemployerswishedfor.
SotakeabowallthosewhodidparticipateandIwillleaveyouwiththreeremainingactionstocompletetheprocess.
1.Celebrateanoutcomethatisgroundbreakingonseverallevels.
2.BeinvolvedinandmonitorthenewEA’simplementationtoensurecompliance.
3.Asnotonenon-unionperson(orapaidrepresentativeof)botheredtoturnuptonegotiatetheirclaims,feelfreetogivenon-membersamembershipformandaskthemtojointheunion.
Alternatively,youmightsuggesttheywouldbemorallyobligedtoreceiveoutoftheprocessexactlywhattheyputintotheprocess–nothing!
Frankly Speaking
Frank BernardiOrganiser
Given that the new Catholic collective agreement has now been voted upon and ratified, it is important to stop and reflect not just upon the achievements but also how they were achieved.
Asmembersworktheirwaythroughthedocumentitwillbecomeevidentthatmuchworkandefforthasgoneintoit.However,whatwon’tbeapparenttomanyarethepivotalmomentsthatmadethisdocumentpossibleandwhichwonmanyofthesignificantimprovements.
Take,forexample,theclosingstagesofnegotiationsinwhichcleardifferencesaroundwhichschoolsbelongedintheCEA‘Comprehensive’listdividedthetwonegotiatingteams.ItwasobvioustoIEUrepsthatbothNazarethCollegeandStColumbaCollegedidn’tbelongwiththiscohortofschools,astheydidnothaveexistingcomprehensivecurriculumextensionprograms.However,asmonthaftermonthpassedandtheemployerrefusedtoacknowledgethiswasthecase,itbecameapparentthatanalternativestrategywasneededtobreakthestalemate.
Enterunionmembers.UponcontactingtheIEUrepsattherespectivesitesandexplainingtheimpasse,actionwastakenimmediately.AtNazarethCollege,IEUrepsapproachedlocalmanagementtoaskwhytheemployernegotiatorswereinsistingthatNazarethCollegebelongedwiththeComprehensivegroup.ManagementhadprovidedinformationwhichconfirmedthatacomprehensiveprogramdidnotexistandtheCEAthatdidoccurwasdoneonavoluntarybasis.AseriesofexchangesbetweenschoolmanagementandtheCEOrectifiedthesituationandanundertakingwasgiventoNazarethCollegeIEUrepsthattheschoolwouldberemovedfromtheComprehensivelist.
Duetoschoolholidays,IEUrepsatStColumbaCollegecouldnottakesimilaraction.However,owingtotheurgency,itwasdecidedthattwoIEUrepsfromtheschoolwouldattendthenextEAnegotiatingmeetingduringschoolholidaystoassistwitharguingthecasefortheirschool’sremovalfromtheComprehensivelist.TheydulyattendedandexplainedtotheCatholicemployersnegotiatingteamtherewasnoevidencetosupporttheemployerview.NeithercouldpointtoanexistingCEA
Actions speak louder than words
![Page 11: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/11.jpg)
EdU December 2010 IEU(SA)
Wendy Evans Organiser, Workplace Health
11
WorkCover: At what cost?
According to WorkCover’s 2009-2010 annual report, unfunded liability fell to $982 million after a profit of $77 million. There were 19,740 claims from workers employed by registered employers. The average levy rate will decrease from 3 per cent to 2.75 per cent in 2010-2011. Funding for schemes was at 60.5 per cent at 30 June 2010. The WorkCover SA investment portfolio recorded a return on investment of 12.3 per cent. Sadly, nowhere in the report does it talk about the biggest cost, which is the human cost of workplace accident, disease and injury.
OneofWorkCover’sgoals,accordingtoitsincomingCEORobThomson,isultimatelytomakeapositivedifferencetothelivesofthe34,000workerswhoareinjuredeachyearinourstate.ThechallengeforWorkCoveristoaskinjuredworkersiftheybelievethatWorkCovermakesapositivedifferencetotheirlives.I’mconfidentthatWorkCoverwouldn’tliketheanswer.
Wherearetheoptionsforinjuredworkers?Thechangesinthelegislationweresupposedtoprovidebetterreturn-to-workoutcomesforinjuredworkers–changethatwasforcedonusbyourelectedpoliticians.Thatchangewassupposedtodogoodthingsforworkers,butasalways,politicscorruptedthenoblestofstatedintentions.
Wearewellawarethatinjuredworkers’salariesdropovertime,firstlyto90percentandthento80percent.Then,ifforwhateverreasontheyarestillonthesystemafter104weeks,theywillprobablyhavetheirweeklypaymentsceasedaltogether.
Evenpriortotheclaimbeingaccepted,theinjuredworkersaresetuptoenterthemerry-go-roundofdoctor’sappointmentsandbureaucracy,causingtheinjuredworkertorelivetheinjuryoverandoveragain.
Manydogobacktowork.Manywanttoreturntowork.Manysayoncetheyarebackintheclassroomatworktheyforgetaboutwhat’sgoingonoutside.
Some,however,arenotabletoreturntoworkasquicklyastheywouldlike.Theyknowthatthelongertheyareawayfromworktheharderitistogetback.Theyareforcedduetotheirinjurytostayathome.Thenweeksgobyandthepainisstillthere.Theirfamilybecomesfrustratedbecausethereisnothingtheycandotohelp.Still,theinjuredworkerbelievestheyareingoodhandsandthehealthproblemswillbetakencareof.Thenthedenialsofthemedicaltreatmentsorderedbythemedicalexpertchosenbytheinjuredworkerbegintohappen.
Theinjuredworkerisalreadyfeelinginsecureandlazyfornotbeingabletoworkandprovidefortheirfamily.Theyareboredtodeathbecausetheyhaveworkedalltheirlifeand,eventhoughthepainisintenseandthemedicationscausethemtosleep,theystillfeeltheyoughttobeoutdoingsomething.
Manyfindthattheycan’tconsistentlydoanythingbecausetheyhavenoideawhichdaywillbeagooddayandwhichwillbebad.Theyhavedoctor’sappointmentstogotoandtheytiresomucheasierthantheyusedto.Whenthepainisbadthemedicationtheyareprescribedmakesthemsleepyagain.
Forsome,thepainanddepressionareenoughtomakethemthinkthatsuicideistheonlywayoutoftheirawfulmess.Thankfully,togethertheirtreatingmedicalexpertsandtheirunionaretheretosupportinjuredworkers,seethemthroughtheroughtimesandremindthemhowmuchtheirfamiliesneedthem.
Howlongwillourpoliticiansallowthiskindofsufferingtogoon?Howlongwillsocietyitselfallowthistogoon?OnceagainIask,whatisthehumancost?Whenwillinjuredworkersbecomethetruepriorityofthecompensationsystem?Theyarethepeopleitwasdesignedfor.Whenwillhumanlifeandthequalityofthatlifebemoreimportantthanthealmightyinsurancedollarortheunfundedliability?
![Page 12: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/12.jpg)
EdU December 2010 IEU(SA)12
2011 IEU(SA) salary categoriesMembers will have in this edition a reply-paid form to confirm their membership categories for 2011. As new Catholic pay rates are applicable from October 2010, it is timely for members to check that they are paying the correct fees. Part-time employees will need to multiply annual salaries by their FTE fraction.
ESOsinCatholicschoolsshouldalsoconfirmwiththeirpayofficeswhethertheyhavebeenonthethirdyearofservicefor12months(notnecessarilyfull-timeequivalent)inordertobeplacedonthenewfourth-yearrate.
Pleaseensurethatyousendtheseformsbackpromptly.Intheabsenceofaresponseby14January,itwillbeassumedthatallcategoryLandMmemberswillbecategoryMandNrespectivelyaswekeepthetopofourfeestructureinalignmentwiththetopoftheCatholicteachersalaryscale.
Teacher Catholic IEU fee category
Step Oct 2010
1 $49,818 H
2 $53,222 I
3 $57,451 J
4 $60,617 K
5 $63,814 K
6 $67,038 L
7 $70,289 M
8 $73,567 M
9 $76,872 N
10 $79,814 N
AST $82,475 N
2011 IEU(SA) membership fee structure
Category Gross annual salary Yearly* Monthly
B Lessthan$20,000pa $175.00 $14.60
C $20,001-$25,000pa $220.00 $18.35
D $25,001-$30,000pa $265.00 $22.10
E $30,001-$35,000pa $310.00 $25.85
F $35,001-$40,000pa $355.00 $29.60
G $40,001-$45,000pa $400.00 $33.35
H $45,001-$50,000pa $445.00 $37.10
I $50,001-$55,000pa $490.00 $40.85
J $55,001-$60,000pa $535.00 $44.60
K $60,001-$65,000pa $580.00 $48.35
L $65,001-$70,000pa $625.00 $52.10
M $70,001-$75,000pa $670.00 $55.85
N $75,001paandabove $715.00 $59.60
*5%discountappliesiffullyearlypaymentismadebefore25February2011.
Invoiceswillbeissuedtoyearlyandhalf-yearlypayersattheendofJanuary.
ESO Annual gross salary as at
Oct 2010
IEU fee category
Junior Under18 $30,370 E
18years $32,900 E
19years $35,710 F
20years $38,835 F
Grade 1A 1styear $35,412 F
2ndyear $38,383 F
3rdyear $40,384 G
4thyear $41,192 G
Grade 1 1styear $41,192 G
2ndyear $43,498 G
3rdyear $45,767 H
4thyear $46,897 H
5thyear $47,835 H
Grade 2 1styear $47,835 H
2ndyear $48,545 H
3rdyear $49,603 H
4thyear $50,595 I
Grade 3 1styear $51,032 I
2ndyear $52,026 I
3rdyear $53,453 I
4thyear $54,522 I
Grade 4 1styear $55,937 J
2ndyear $57,406 J
3rdyear $58,874 J
4thyear $60,051 K
Grade 5 1styear $60,906 K
2ndyear $63,814 K
3rdyear $66,723 L
4thyear $68,057 L
Grade 6 1styear $72,540 M
2ndyear $75,448 N
3rdyear $78,256 N
4thyear $79,814 N
![Page 13: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/13.jpg)
EdU December 2010 IEU(SA) 13
PayratesinthelatestCatholicEAclearlydemonstratethevalueofanactiveunionmembershipinsecuringagreementoutcomes.EverycategoryofemployeewillnotonlyreceiveahigherpayincreasethantheywouldhavehadtheDECSoutcomebeenapplied,theywillstillbesignificantlybetteroffaftertheir2011IEUfees.
Can’t afford to join?Think again. Real pay increases even after IEU fees.
ESOs CURRENT Annual Gross Salary as at 1/10/09
NEW Annual Gross Salary as at 1/10/10
Better off than a flat DECS 4% as at 1/10/10
Better off after 2011 IEU fees
Junior Under18 $28,651 $30,370 $573 $263
18years $31,038 $32,900 $621 $311
19years $33,689 $35,710 $674 $319
20years $36,637 $38,835 $733 $378
Grade 1A 1styear $33,408 $35,412 $668 $313
2ndyear $36,210 $38,383 $725 $370
3rdyear $38,098 $40,384 $762 $362
4thyear NA $41,192 $1,570 $1,170
Grade 1 1styear $37,861 $41,192 $1,817 $1,417
2ndyear $41,036 $43,498 $820 $420
3rdyear $43,177 $45,767 $863 $418
4thyear $44,243 $46,897 $884 $439
5thyear NA $47,835 $1,822 $1,377
Grade 2 1styear $44,835 $47,835 $1,206 $761
2ndyear $45,797 $48,545 $916 $471
3rdyear $46,796 $49,603 $936 $491
4thyear $50,595 $1,928 $1,438
Grade 3 1styear $48,144 $51,032 $962 $472
2ndyear $49,081 $52,026 $982 $492
3rdyear $50,428 $53,453 $1,008 $518
4thyear NA $54,522 $2,077 $1,587
Grade 4 1styear $52,770 $55,937 $1,056 $521
2ndyear $54,156 $57,406 $1,083 $548
3rdyear $55,541 $58,874 $1,111 $576
4thyear NA $60,051 $2,288 $1,708
Grade 5 1styear $57,458 $60,906 $1,149 $569
2ndyear $60,202 $63,814 $1,204 $624
3rdyear $62,946 $66,723 $1,259 $634
4thyear NA $68,057 $2,593 $1,968
Grade 6 1styear $68,434 $72,540 $1,368 $698
2ndyear $71,178 $75,448 $1,423 $708
3rdyear $73,827 $78,256 $1,476 $761
4thyear NA $79,814 $3,034 $2,319
Teachers Catholic Catholic DECS DECS Better off than DECS
Better off after 2011 IEU fees
Step Oct 2009 Oct 2010 Step Oct 2010 Oct 2010
1 $47,902 $49,818 $48,533 $1,285 $840
2 $50,930 $53,222 $48,533 $4,689 $4,199
3 $54,715 $57,451 1 $55,665 $1,786 $1,251
4 $57,457 $60,617 2 $58,537 $2,080 $1,500
5 $60,202 $63,814 3 $61,409 $2,405 $1,825
6 $62,946 $67,038 4 $64,277 $2,761 $2,136
7 $65,691 $70,289 5 $67,156 $3,133 $2,463
8 $68,434 $73,567 6 $70,026 $3,541 $2,871
9 $71,178 $76,872 7 $72,897 $3,975 $3,260
10 $73,827 $79,814 8 $76,781 $3,033 $2,318
AST $76,288 $82,475 9 $79,816 $2,659 $1,944
![Page 14: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/14.jpg)
EdU December 2010 IEU(SA)14
Sharing public sector outrageThe 2010 State Budget has outraged public sector unions and the IEU shares that outrage. The Rann government is pushing legislation through Parliament that will take industrial entitlements from all public sector workers. The government, when acting as employer, agreed to enterprise agreements with no reference to the removal of leave loading or the cutting back of long-service leave entitlements. Before the state election in March, the government gave written assurances that there would be no forced redundancies of public sector workers under a re-elected Labor government.
Nowcomfortablybackinpower,Rannhasthreatenedthattherewillbeforcedredundanciesiftherearen’tenoughvolunteerstogowillingly.Andlegislationisbeingfast-trackedtoachieveindustrialoutcomesthatshouldhavebeennegotiatedintherecentagreements,ifthatwasthegovernment’sclaim.
ThesavagingofWorkCoverandthisbetrayalmustmakeall‘truebelievers’shaketheirheadsandwonderwhathappenedtothecorevaluesoftheworkers’party.Foleymaythinkunionsaredinosaurs,buttheralliesheprecipitatedcanserveashisownpersonalJurassicPark.
![Page 15: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/15.jpg)
EdU December 2010 IEU(SA) 15
Unions rally in support of Lilydale Chickens employees
![Page 16: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/16.jpg)
EdU December 2010 IEU(SA)16
Unless you have been out of touch with the media for quite some time, you will know that, as of 1 January 2011, the federal government’s paid parental leave scheme will take effect.
Subjecttoanincomecapof$150,000pa,newmotherswillbeeligiblefor18weeks’leavepaidattheminimumwage(currently$570perweek),accessedbyapplicationtotheFamilyAssistanceOffice.Forthefirstsixmonthsofthescheme,employerswillbeabletochoosewhethertheyortheFamilyAssistanceOfficemakethepaymentstoeligibleemployees.Afterthat,employerswillreceivethefundstopassontotheiremployees.
Whileunionsandotherlobbygroupswerecampaigningforthegovernmenttointroducesomeformofpaidleave,andaftertheProductivityCommissionreleaseditsinitialrecommendationsforascheme,thequestionofhowitwouldworkalongsideexistingemployerpaidleavebegantobeconsidered.Whenschoolenterpriseagreementswerebeingnegotiated,anumberofemployersbegantoconsidervariationstotheirquantumofpaidleavetotakeadvantageoftheproposedgovernmentscheme,whichineffectwouldhavereducedexistingentitlements.
TheIEUpointedoutthatthebabybonuswas,atthatstage,availabletowomenwhogavebirth,irrespectiveofanyleavepaidbytheiremployer.Theproposedpaidleaveschemewouldnot,infact,resultinasignificantlylargersumofmoneyoverallbecausepaymentswouldbetaxableand,inturn,mayhaveaneffectonafamily’sothertaxrebates.So,toreducealreadynegotiatedentitlementswouldbeareductioninoverallbenefits.
Despitethis,asmallnumberofschoolsdidvarytheirnewagreementsinthisway.Asaresult,womenwhotakematernityleaveatWalford,StPetersCollegiateandPulteneyGrammarwillhavetheirgovernmentpayments‘toppedup’tomatchtheirusualrateofpay,ratherthan
Louise Firrell Organiser/Educator
Balancing ActPaid maternity and adoption leave for 2011
receivetheirpreviousentitlementplusthegovernment’seighteenweeks.Westminsterschoolassistantswillhavetheirentitlementreducedbytheamountofthegovernmentpayment.
Thissituationwasneverthegovernment’sintentionwhenitintroducedthescheme.Thelegislationspecifiesthatexistingemployer-negotiatedleavewillremainasitis.But,becausetheseschoolschangedtheiragreementsbeforethelegislationwaspassed,theystand.Itisdisappointingthatschoolshaveengineeredareductionintheircommitmenttoanimportantfamily-friendlyprovision.Butitisevenmoredisappointingwhentwooftheseareschoolswhicheducateyoungwomenandshouldbeexamplesofbestpracticefortheirfemalestaffandstudents.
Theseagreementsaretheworstexamplesofanattitudethatisstillevidentinworkplacesaroundparentingleaveentitlements.Ontheonehand,anumberofwomen,whohavemanagedtheirchildbearingandrearingwithoutthebenefitofsomeoftheconditionswhicharenowemergingtoassistwomenandtheirfamilies,seemtoapproachthisprovisionwithapunitivemindset.‘Imanagedwithoutanythinglikethatsowhyshouldyouhaveitanyeasier?’oneprincipalwasnotedassayingduringdiscussions.Whysuchanattitudepersistsisnotobvious,becauseyoutendnottohearwomenmakingstatementssuchas‘Idon’tseewhybanksapproveloanstowomenthesedays.Whatwaswrongwithhavingtohaveamaleguarantor?’or‘IlongforthedayswhenIwaspaidtwo-thirdsofthesalarymymalecounterpartswerepaid’!
Handinhandyouhavebusinessmanagerswhoarefocussedontheirfinancial‘bottomline’,whoaskthequestion‘Whatdoestheschoolgetoutofthis?’Theyseepaidparentingleaveasanundeserved‘bonus’.Theyoverlookthevalueofacommittedemployeewhowillreturntotheworkplace,bringingwiththemtraining,organisationalknowledgeandcommitment.Thatisnotsomethingthatcanbearticulatedasasimpledollarvalue.
On3Novemberwecelebratedthethirty-fifthanniversaryofthefirstsexdiscriminationlegislationinAustralia,passedbytheParliamentofSouthAustraliain1975.Aswereflectonwhathasbeenachievedbyastalwartcohortofwomenandmen(formerPremierDavidTonkinwastheinitiatorofthefirstbill),weareacutelyawarethatwestillhavemoreworktodotochangeattitudesandcontinuetoeffectchange.
![Page 17: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/17.jpg)
EdU December 2010 IEU(SA) 17
Changes to CEA entitlementsin Catholic EA
There are some very important changes in the new South Australian Catholic Schools Enterprise Agreement 2010, not least of which are those relating to curriculum extension activities (CEA). Other than the caps, based on the 2003/2004 benchmarks, that were imposed at individual sites, the previous enterprise agreement provided no regulation of CEA. The changes introduced by the new EA, therefore, are ground-breaking.
First,itisessentialtounderstandthatwhilethedefinitionofCEAhaschangedonlyslightly,itisstillsignificant.
Curriculumextensionactivitiesareallthoseactivitiesthatfalleitherwithinnon-timetabledtime(e.g.beforeorafteraregularday’slessons)oroutsidetheschool’sspanofhours(e.g.earlyweekdaymorningsorlateweeknightsorweekends).
Thisincludesactivitiessuchascamps,excursions,sportingactivities,pedalprix,speechdays/nights,graduationceremonies,debating,opendays,fetes,rehearsalsandperformancesofschoolproductions,concertsandchoirsandsoon.
Itisimportanttonotethat,previously,religiousobservancesandspiritualactivitieswereincluded,butthatisnolongerthecase.Massesandliturgies,forexample,relatingtograduation,classandsacramentalprograms,arenolongercountedandarenowregardedasaprofessionalcommitmentthatyoucanberequiredtoattend.
ThesecondsignificantvariationisthefactthatwhilecampsandretreatsarestillregardedasCEA,theyarenolongercountedintheCEAload,butinsteadpaidataflatrateof$150pernight.Itisalsoworthnotingthattheemployeecannegotiatetotradethe$150pernightpaymentfortimeoffinlieuordebitagainsttheir‘unpaid’tieronerequirement.
Theothermajorchangesareorganisationalandrelatetowhatcanbeexpectedandhowitwillberemunerated.Tofacilitatethis,anewCEAstructurehasbeendesigned,builtaroundthenewunderstandingsmentionedabove.
Schoolsarenowdividedintothreedistinctcategories.Eachcategorythencontainstierswhichoutlinetheassociatedworkload.
Category 1 – Primary Schools.TeachingstaffcanberequiredtoattenduptoatotaloffivehoursofCEAperannumwithoutremuneration.
Category 2 – Secondary (including Marymount College) and Special Schools.Teachingstaffcanberequiredtoattenduptoatotalof20hoursofCEAperannumwithoutremuneration.Afurther40hourscanberequiredontopofthis,butispaidattheflatrateof$25perhour.
Category 3 – Comprehensive.ThisreferstotheschoolsidentifiedashavingexistingcomprehensiveCEAprograms.Inthese15namedschools,teachingstaffcanberequiredtoattenduptoatotalof30hoursofCEAperannumwithoutremuneration.Afurther50hourscanberequiredontopofthisand,likeCategory2schools,itispaidattheflatrateof$25perhour.ThekeydifferenceforCategory3teachersisthat,tooffsettheextrarequirementsforCEA,thelengthoftheschoolyearis39.5weeksratherthan40weeks.
Nomorecanbeaskedofateacher.ThisistheirCEAcommitmentcomplete.
However,teachersinallthreecategoriescanelecttodomorethanwhatisrequiredbythecategoryinoneoftwoways.
1.Volunteer.TheindividualparticipateinCEAabovethepaidthresholdsfornoremuneration.
2.IndividualFlexibilityAgreement.Theindividualnegotiatesthecommitmentandremuneration(asoutlinedinClause12oftheEA)abovethepaidthresholds.
Thisextraworkloadcanonlyoccurafterariskassessmentisdonetoensurethehealthandwellbeingoftheteacher.
TherearesomeimportantadditionalprovisoswithinthedetailoftheCEAclausesthataremandatoryreading.Theclausesincludetopicssuchasexemptionsfromparticipation,exclusionofactivitiesthatarecompulsorySACEsubjects,interstateandoverseastrips,communityevents,specialistandPORpositionsconnectedwithCEA,andwhenpaymentoccurs.
Afinal,commendablekeyfeatureofthenewCEAstructureworthmentioningisthattimeallocationswillbenegotiatedforallactivities.Thismeansthateachactivitywillincludeapre-determineddurationallocatedtopracticeorrehearsals,togamesorperformances,andtotravel,set-upandpack-up.Thesearetobesetandfixedbytheschoolin consultation with staff.Onceknown,thesepaymentsmustbepaidirrespectiveofwhetherornotthesportoractivityhastakenplace.So,ifanactivityiscancelledduetohotorwetweatherpolicy,ortheotherteamforfeits,thenthattimeisstilltobeincludedinthetotalandremunerated.
Frank BernardiOrganiser
![Page 18: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/18.jpg)
EdU December 2010 IEU(SA)18
Putting a smile on the faces of children in Bali
Since 2007 I have been travelling to Bali once a year to teach in the kindergartens and schools around Ubud, Wanagiri and Munduk. I take educational resources for them, including books and lesson plans, and I help the teachers to create developmentally appropriate programmes for children aged three to six years in kindergarten. I then go to the school to ‘team teach’ with an Indonesian teacher and do English lessons. The students and teacher learn English and I learn Indonesian.
WhatIhavefoundfrompastyearsisthatitisveryrareforanyoneinBali(butespeciallyupinthemountains)tohaveanEnglish-Indonesiandictionary.Theyarelikegoldupthere;everyonewantstogettheirhandsonone,nomatterwhattheirage,sotheycanimprovetheirEnglish,getabetterjob(mostprobablyintourism)andescapethepovertycycle.AswithoutagoodfoundationinEnglish,thepeoplearetrappedinthesamejobsastheirparents,grandparentsandsoon.
Thosejobsmightbecuttinggrassonthesideoftheroadforotherpeople’sanimals,workinginotherpeople’sricepaddies,carryingbambooandbricksontheirheadsupanddownamountaintomakehouses,orcollectingplasticbottlesandrubbish.
IwasthereforesoexcitedwhentheIEUgaveme$200tobuysomedictionaries.IwenttothebookshopinDenpasarandboughtabout80.Iclearedofftwowholeshelvesinthestoreandthestafflookedatmeinamazement,wonderingwhyIhadboughtsomanydictionaries!
Itoldthemtheywerefortheanak-anak(children)inWanagiriandMundukandthatIwasaguru(teacher)fromAustralia.“Oh,terimakasih,”(thankyou)theysaidwithbigsmilesastheypackedupthehugeboxofdictionaries.
IttooktwomentocarryitoutoftheshopformeandthenIhadtostraddlethehugeboxonamotorbikeasayoungIndonesianmilitarymanwoundhismotorbikethroughtheheavytraffic,takingmeandthehugeboxbacktotheplacewhereIwasstayingbeforeIwentuptothemountains.
Iwenttotheschoolthenextmorningandgavethedictionariesouttotheyear4,5and6classesatWanagiriElementarySchool.ThestudentseachproudlyputtheirnamesintheirpersonaldictionariesandalsowrotethattheyweredonatedbytheIEUinSouthAustraliain2010.
IhadtoteachthechildrenhowtouseadictionarybywritingsomeEnglishandIndonesianwordsontheirtattyoldwhiteboardwiththepagenumbernexttothem.Ittooksometime,butbythethirdlessontheyweredoingreallywellandusingthedictionariestolookforwordsinEnglishthattheyhadtotranslateintoIndonesian.
Theywereabsolutelygratefulforthesedictionaries.Theytakethemhomeeachnightandbringthembacktouseatschooleachday.Thisgenerousgiftwillhelpchangeachild’slifeandhopefullygetthembetterjobsinBali.
Thishasapositiveeffectbeyondthechild,too,asthechildrenuseandsharetheirEnglishlessonsandknowledgewitheverymemberoftheirfamily.Itgoestoshowyouthatonepersoncanmakeadifference.
Rosalie Langley
![Page 19: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/19.jpg)
EdU December 2010 IEU(SA) 19
Ifyouhaveaquestionaboutyouremploymentconditionsthatrequiresapromptresponse,calltheofficeandasktospeaktothedutyofficeroftheday.Ifitissomethingthatisnoturgent,oryouthinkthatmaybegenerallyrelevanttoothermembers,sendanemailtodorothy@ieusa.org.auIdentifyyourselfbynameormembershipnumberandanyqueriesthatarenotselectedforpublicationwillberespondedtopersonally.
an interactive column
DearDorothy,
Whilstteachersalariesingovernmentandnon-governmentschoolsgenerallytrackinacloseband,thereisabiggapfortemporaryreplacementteachers(TRTs).InDECSschools,TRTsarepaidattheirincrementalstep(with25percentloading).Inmostnon-governmentschools,theyarepaidatthestartingsalaryofstep3(withloading).Irrespectiveofexperienceandqualifications,astep10teacherdoingTRTworkinaCatholicschool(evenafterthenewagreement)willreceive$275perday,whichis$107perdaylessthanthestep10rate.
TherequirementtopaytheincrementalstepforfiveormoredaysisopentorortingifaschoolsplitslongerperiodsofTRTworkbetweendifferentpeoplesononeworksmorethanfivecontinuousdaystoearnthehigherrate.InCatholicschools,itisalsocomplicatedforpart-timeteacherstakingonextraworkbecauseofthedistinctionrequiredbetweenworkwiththeirownclassandsomeoneelse’s.
InviewoftheunfairnessandinconsistenciesintheratesofpayforTRTs,theunionshouldmakeitaprioritytofightforimprovingpayforthem.Reliefteachersworkinginarangeofschoolsonacasualbasisarelessabletonegotiatethanpermanentlyemployedcolleagues.
DidyouknowthatTRTsareentitledtolong-serviceleave?
Undervalued
Q. DearUndervalued,
Youhaveidentifiedthebiggestsingleshortfallinmarketratessufferedbynon-governmentschoolsnowthatthegovernmentisattemptingtolegislateawaythepublicsectorlong-serviceleaverateof15daysfrom15years.Therearesomeschoolsstillclingingtotheoldstateawardpayratesofstep1–astepatwhichonecannotactuallygainteacherregistration.SomeschoolsactuallyhaveEAspayingTRTstheirappropriatestep,butcangetaroundthatbyemployingTRTsthroughagenciespayinglowerrates.
TRTpayratesareastandarditemonmostEAlogsofclaims,andgenerallytheitemisraisedbytheorganiserratherthanthemembers.EmployersfoldtheirarmsandsaytheyhavenotroublegettingTRTs,sothepricemustbeacceptable.Theypointtoalackofpreparationandmarking,butneglecttheskillsetneededtokeepadhocclassesontask,thefactthatTRTsaregenerallydeployedeveryavailableminuteoftheday,andthattheyareexpectedtobeavailableatveryshortnotice.Ihaveevenhaditseriouslysuggestedthattheworkissomucheasierinaparticularschoolbecauseofthenatureofthestudents.
SomeTRTsworkbecausetheywant/needtoearnabitofmoneyinretirement.Someneedthepart-timeworkwhilstseekingpermanentpositions.ItisnowonderthatsomanyTRTsholdbackfromacceptinganon-governmentTRTinfavourofaDECSjob.ThereisnothingtopreventanemployerpayingahigherratetoaregularprovenTRT,evenforshorterperiods.
IwonderhowmanyotherTRTsknowthatcontinuousservicewithanemployerasaTRTdoescountforlong-serviceleave?The25percentloadingonlycompensatesforsickleave,publicholidaysandtermbreaks.TRTsalsogettovoteforschoolEAsiftheyareemployedduringthevotingperiod(butobviouslyonlyatoneschool).
Wewillkeeppluggingaway,butitmaybeamatterofeducatingyourcolleaguesasmuchastheemployerssothetopicgetstractionatthenegotiatingtable.
Dorothy
A.
What’s your problem...?
A fair deal for TRTs
![Page 20: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/20.jpg)
EdU December 2010 IEU(SA)20
One of the objectives of the Health and Safety Partnership Program is to develop resources to support HSRs, members of health and safety committees and IEU representatives in their role of representing, maintaining and promoting the health, safety and welfare of workers in non-government schools.
So,theIEUhasproducedtheHealthandSafetyHandbook,whichwillbeavaluabletoolforourrepresentativesinthecontinuingbattletomakeourschoolssaferandhealthier.ButwealsohopeitwillencourageIEUmemberstobecomeinvolvedintherepresentativestructuresprovidedbyOHS&Wlegislation.And,inthoseschoolsthatdon’thaveonealready,wehopeitwillencouragememberstoelectaHSRandbecomeinvolvedinahealthandsafetycommittee.
Youmightask,‘Well,what’sdifferentaboutahealthandsafetyhandbookfromthepoliciesandproceduresthatwehaveinourschoolsnow?’Andwemightanswer,‘Doanyofyourschool’spoliciespromotetherightsofstafftoelectaHSR,whohasthepowertoensurethatallhealthandsafetyhazardsthatariseatschoolareaddressed?Dotheydescribehowahealthandsafetycommitteemustbesetup?Dotheyoutlinealltheemployer’sresponsibilities;oneofthosebeingtherequirementtoconsultstaffonanymatterthataffectstheirhealthandsafety?’Andconsultationmeansbeingabletohaveinputintothedevelopmentofpoliciesandprocedures,notjustbeingtoldtofollowthemoncetheyhavebeenimplemented.
Thehandbookoutlinesthelegalresponsibilitiesofalltheworkplaceparties:employers,employees,thepeoplewhomakeandsupplytheequipmentandtoolsyouneedtodoyourwork,contractors,parentsandstudents.
Itdescribeswhatemployeescandocantakesomecontroloverhowhealthandsafetyissuesareaddressedinschools.
OHS ProjectA handy book for health and safety in schools
Gerry Conley Union Education Officer
ThehandbookprovidesinformationontheprocessofelectingaHSRandtheirrightstobeconsultedonOHS&Wissuesonbehalfofallstaff.ItexplainshowaHSRcanusetheirpowerstoresolvehealthandsafetyissuesifmanagementrefusestoacceptthatanyriskmightexist.
Andthenitlooksathowtheriskmanagementprocessworks,allthedifferentmethodsthroughwhichhazardscanbeidentified,anddetailshowtoassesstheriskspresentedbyhazards.And,ofcourse,itexplainstheproperprocessofcontrollingrisksthroughthepreferredorderofcontrols;lookingfirstatthepossibilityofremovinganyriskfromthehazard,beforeexploringotheroptions.
Thehandbookalsoprovidesdetailedinformationoneightspecifichazardswhichhavebeenidentifiedascausingthemostproblemsforemployeesinschools:
• workplacebullying• workloadburnout• dealingwithchallengingstudents• hazardoussubstances• hotweatherwork,whetherworkinginsideoroutside• manualhandling• slips,tripandfalls,and• voiceprotection.
ForeachofthesehazardsthehandbookprovidesinformationforHSRs,IEUrepsandmemberstodeterminewhatisanissueinyourschool.Thenitdescribestherisktoemployees’healthorsafetyifthehazardisnotaddressed,beforedetailingoptionsforcontrollinganyrisk.Thesectiononslips,tripsandfallsalsoincludesausefulriskmanagementtooladaptedfromapublicationbyWorkplaceHealth,Queensland.
These,ofcourse,aren’tallthehazardsthatschoolemployeesfaceatwork,andwehopetoprovideinformationonfurtherhazardsinthefuture,asitisexpectedthatthehandbookwillbeupdatedandmadeavailableinthemember’ssectionoftheIEUwebsite.
TheHealthandSafetyHandbookwillbeofficiallylaunchedattheIEURepsConferencenextFebruary,butwewillgetcopiesatleasttomemberswhohavebeenelectedasHSRsbeforethen.WehopeitwillprovetobeausefultoolforHSRs,repsandallmembers,andassistinimprovingtheapproachtoOHS&Winyourschool.
![Page 21: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/21.jpg)
EdU December 2010 IEU(SA)
‘Socialmovementunionism’hasbeendemonstratedtobenotonlyeffectiveinbringingaboutchangebutinbuildingandrenewingpartnershipswithinthecoalitionintheprocess.
Tattersallobservesthatforsomeunionswhonolongerhavethemembershipdensitytobeasignificantforceintheirownrightinthecurrentpoliticalclimate,‘workersunitedarefrequentlydefeated’.Whilethereisstillaplaceforthetraditionalunionshowofstrengthinpublicrallies,itisnolongertheonlywaytodemonstratecohesivenessandsupportfortheissues.
ThecasestudyofparticularrelevanceistheNSWTeacher’sFederationcampaignforimprovedworkingconditionsandbetterstudentoutcomesinthelate1990s.Asaresultofapubliceducationcoalitionconsistingofprincipals,parentbodiesandtheNSWTeacher’sFederation,significantgainsweremadeinresourcingpubliceducation.
21
IEU Representatives and Members Education Program
Union training is probably not a high priority for reps and members at this time of year. But, as you enjoy your holiday and put 2010 behind you, there are a few things you might want to think about for 2011.
Firstoff,forreps,setMonday28Februaryasideforthe2011RepsConferenceattheEducationDevelopmentCentre,Hindmarsh.AllrepswillreceiveaprogramearlyinTerm1invitingthemtoattend.Eighty-sixattendedtheverysuccessful2010conferenceandwehopetobetterthatnumbernextyear.
Fornewreps,orthosewhohaveyettoattendrepstraining,theintroductoryrepscourseisamusttofindoutaboutyourroleandrights,whereyoufitintheIEUstructure,andtolearnskillsinhowtoeffectivelyrepresentmembersandpromotetheunioninyourworkplace.Continuingrepscoursesformoreexperiencedrepswillbeofferedagainthroughouttheyearwithone-daycoursesonspecificskillsandlegislativeinformation.
Consultativecommittee(CC)courseswillbeheldforallmembersofCCs.ManyenterpriseagreementsallowadayayearforemployeerepresentativestoattendIEU-runCCcourses,whichprovidetheconfidenceandskillsneededtoeffectivelyrepresentyourmembersatmeetings.
Wewillalsobepresentingaseriesofafter-school,one-hourworkplacebullyingworkshopsforreps,HSRsandmembers.Thesewillexploreproventechniquesforbothindividualsandgroupstousetoblockbullyingbehaviour.
Thepopularone-hoursessionsonadvancedskillsteacher(AST)applicationswillalsobeheldafterschool.
Thefirstsemestertrainingprogramfor2011willbedistributedtoallrepsearlyinTerm1andwehopetoseemanyofyouatIEUtrainingnextyear.Inthemeantime,haveawonderfulandrelaxingbreak.
Gerry Conley Union Education Officer
Power in Coalition – Strategies for Strong Unions and Social Change
While it only takes one person to begin a movement for change, gaining support from others and being able to exert influence at a decision-making level is fundamental to effecting change.
Theunionmovement,withthecollectivestrengthofitsmembership,hasswayedbothpublicandpoliticalopiniontoimprovethelivesofworkingpeopleoverthelastcenturyandahalf.However,withchangingpatternsofworkandthepolitical,socialandeconomicclimate,unions,likeothermovementsforsocialandenvironmentalchange,needtobegintoexplorenewparadigmsforachievingtheirgoals.
AmandaTattersallisacommunityorganiser,andherbook,Power in Coalition – Strategies for Strong Unions and Social Change,examinessomerecentandsuccessfulunionandcommunitycoalitionsinAustralia,CanadaandtheUnitedStates.Sheanalyseshowstrongcoalitionscanbroadenaunion’svestedinterestsintoawidersocialagendawhichaddsweightandrelevance.
Book Review Louise Firrell
by Amanda Tattersall Allen and Unwin, 2010
![Page 22: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/22.jpg)
EdU December 2010 IEU(SA)22
Big Savings for Union Members
Challenge us to find youa better deal.Union Shopper is all about ensuring members receive great value for money on whatever you are looking to buy.
At no cost to you, we help save time and
money, without the hassles and headache.
Be part of the savings and make the most
of this valuable money saving service.
Before you make another purchase,
remember Union Shopper and challenge
us to find you a better deal.
Participating brands include:
This year has seen the IEU and schools coming to grips with yet another wave of changes to industrial relations, which regulate the way we are able to go about the business of agreement-making and problem-solving in the workplace.
InMaythisyear,inanticipationofnegotiatinganewagreementforstaffinLutheranschools,theIEUsentitslogofclaimstotheLSA.Whilethe‘shoppinglist’hadtheusualitems,suchassalary,maternityleaveandworkloadmatters,thenewagreementwouldultimatelybequitedifferentfromanyofthepreviousagreements.Theoldstateawardsthathadformedpartofconditionsforallnon-governmentschoolsinSAsince1985wouldbegoneforever.Thenewagreementwouldcontainalltheagreedconditionsfromthose,aswellasmattersfromthepreviousenterpriseagreementandnewmattersarisingfromthelogofclaims.
Justwhenwethoughteverythingwasproceedingaccordingtoplan,theLSAindicatedthattheywantedtodiscussasingleagreementforLutheranschoolsinSA,NTandWA.Afederalelectionthengotinthewayoftheireffortstogainasingle-interestdeclarationfromtheMinisterofWorkplaceRelations,butpreliminarydiscussionswithallofthestakeholderswereheldinanticipationofthateventuallybeinggranted.
Louise Firrell Organiser/Educator
Lutheran Digest
TheLSAandtheIEUSA,NTandWAbranchesarestillwaitingforthenecessarydeclarationfromtheMinister,whichwillenableustobeginnegotiatinganenterpriseagreementtocoverLutheranschoolsinSA,NTandWAin2011.ButtheSAnegotiatingteam–ShirleySchubert(CornerstoneCollege),SherylHoffman(Concordia),JennyPatching(LoxtonLutheran)andLouiseFirrell(IEU)–havemettomakepreliminarypreparations.TheteamwillbesettingupcommunicationswiththeIEUrepresentativesfromNTandWAandbeginlookingatwhichpartsofeachstate’scurrentagreementsarecommontoallandwhicharenot.
Whilethereismuchthatisshared,atleastinprinciple,thereareanumberofsignificantdifferenceswhichwillbechallengingtomanage.EachstatehasdifferentclassificationstructuresforteachersandLSOs,aswellascorrespondingsalaryschedules.AstheLSOClassificationWorkingPartyinSAhasspentmanyhoursdevelopingarevisedandimprovedclassificationmatrixforLSOs,whichhasbeenendorsedbyballotinSA,itwillbesomethingthatwearesureLSOsinSAwillbekeentoretain.
EachoftheIEUbrancheshascommittedtogenuinelyengageintheprocessofnegotiatingathree-stateagreement.However,memberscanbeconfidentthatitwillonlyhappenifwebelievethattheagreementwillbeinthebestinterestsofstaffinLutheranschoolsinSA.
![Page 23: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/23.jpg)
EdU December 2010 IEU(SA) 23
APHEDA
The power of multiplicity
In 2001, soon after the nation had overwhelmingly voted for its independence, a small workshop in central Dili was buzzing with anticipation.
WithfundsfromAPHEDAdonors,theLabourAdvocacyInstituteforEastTimor(LAIFET)washoldingsomeofitsfirstcarpentrytrainingforunder-andunemployedmeninthearea.
Clemente,now43,wasoneofthosemen.Marriedwithfourdaughtersandason,ClementefirstheardaboutAPHEDAthroughLAIFET:“IhavelearntmanythingsfromAPHEDAtrainingprojectswhichwerefundedthroughLAIFET.”Herecallshisfirstorder(fivedoorswithframes,onewindowandfourwindowframes)andwherehisfirstmodestprofitswent:“Iusedthemoneytobuysomepowertoolsanddailyneeds.”
Thesedays,Clementecontinuestorunhissuccessfulandmuchexpandedworkshop,butalsonowshareshisskillsworkingasLAIFET’sheadtrainer.Sofar,nearly80menhavebenefitedfromClemente’shardwork–andthenumberscontinuetogrow.Travellingtothedistricts,Clementeeats,sleepsandworkswithhiscolleagues,helpingthemtoupgradetheirskillsandimprovetheirincomesforthemselvesandtheirfamilies.
Buthewasneveraloneonhisjourney.Thankstotheeffortsofalong-termAPHEDAvolunteer,theopportunityarosein2004forClementetojoinAPHEDAonastudytourtoWesternAustraliancarpentryworkshops.“Ifeltveryshocked!”Clementerecalls.Theworkshops,thehardwarestoresandtheequipmentinPerthallseemedsohuge.“ButonceweflewtoBroome,Iwasmorerelaxed,becauseitwasjustasmallworkshop.IamhonestthatbeforetravellingtoBroome,Idon’tknowhowtousethelathemachine,butmeandfiveofmycolleagueslearntonitforthreedays”.
ReturningtoTimor-Leste,Clementehadonlyonegoalinmind:“Istartedtothinkonhowtodevelopmyworkshopandworkedveryhardforthreeyearstopurchasetwobigmachines.”Clementepaid50percentand,withthehelp
ofAustraliansupporters,APHEDAcoveredtheremainingcostsforaheavy-dutythicknesserandbandsaw.Afteradecadeofworkingtodevelophisworkshopandlearnthefinanceandmanagementskillsneededinrunninghisownbusiness(alsoheldthroughLAIFETandAPHEDA),Clementenowreceivesordersfrommanydifferentpeopleandorganisations–evenotherNGOs!“Recently,Igottwoordersfromthegovernment.Theeducationdepartmenthaveaskedmetomake200schoolblackboardswiththetotalpaymentofUS$5,600.Andthefinanceministryhasaskedmetomake39filingshelves,withthetotalpaymentofUS$1,500.”
“Iamknownasagoodcarpenterwhocanproducegoodqualitypieces.Mycustomerstrustme100percent.”Inacitywhere‘everyoneknowseveryone’,it’slittlewonderClementeprizeshissolidreputationashisgreatestachievement.
“It’simportantthatAPHEDAsupportspeopleoverthelongterm.Iknowthatinthepastsomeinternationalsupporthassetupcarpenters’workshopsinthedistricts,butduetoveryshortcommitments,oncetheystopthesupport,theworkshopalsoshutsdown.IamsohappybecauseAPHEDAsupportusforthelongtermtoincreaseourskillandcapacitythroughtraining.”
Withtheincomehehasearned,Clementeandhiswifehavebuiltthemselvesahome,cannowaffordamotorbikefortheirchildren,andhavesponsoredClemente’syoungestbrothertofinishhismaster’sdegreeinIndonesia.
WhenaskedwhathewouldsaytoAPHEDA’sdonors,Clementereplies:“ThatAPHEDAhavedoneverygoodwork.BecauseofAPHEDA,manygroupshavehadsuccess.APHEDAholdsmanygoodtrainingsandassistsgroupstodraftproposalssothattheycangetsupportfromothercompaniesandthegovernment.”
Clemente’sworkshopcurrentlyhiresthreeothermenandcreatesqualitypiecestoorder,includingfurniture,Taisscreens(roomdividersmadeusingthetraditionalTimoreseweaving),doors,windowsandcomputerdesks.
Photograph © Scott McKinnon
![Page 24: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/24.jpg)
24
pensiondivisionreturnsshouldgenerallyexceedthesuperannuationdivisionreturnsforthesameinvestmentoption.
Here’showthetransition-to-retirementpensionworksinpractice.
MarySmithis62yearsoldandhasaccumulated$270,000inheraccountasaresultofherworkinschools.Shenowwishestoreduceherworkloadto.5FTEortwo-and-one-halfdaysperweek.Shemaywithdraw10percentofheraccountbalancewhilestillworkingpart-timesoshedecidestotake$27,000peryearor$2,250permonthtosupplementherreducedincome.Thiswillenableherto‘transition’toretirementand,whenshefullyretires,shecaneithercontinuethepensionwithnoupperlimitoraccesshermoneyasalumpsum.Shewillpaynotaxonthisincomestreamassheisover60.
Conversely,ifMarywantstokeepworkingfull-time,shemayaccessherpensionpaymentandincreasehersalarysacrificecontributionintohersuperaccountbecauseoftheincreasedcashflow.Shewillhavetostaywithinthecontributionslimit,whichiscurrentlysetat$50,000foranyoneover50withlessthan$500,000intheiraccount.However,duetotheconcessionaltaxforsuperannuation,sheisnowpayinglesstaxbecauseofhersalarysacrificing.
Bothaccount-basedpensionsandtransition-to-retirementpensionsaredesignedtoprovideanincomestreamwhiletheaccountisstillinvestedinatax-freeenvironment.Anotherinterestingfeatureoftheseproductsisthefactthatdirectpaymentscanbemadefromspecificinvestmentoptionsaccordingtopreference.Forexample,itispossibletospecifypaymentstobemadefromthecashcomponentofapensionaccountintimesofdeclininginvestmentmarketstominimisetheloss.
So,howmuchisenough?Italldependsonlifestyle,otherassetsheld,retirementage,investmentperformanceand,ofcourse,longevity.Formoreinformation,pleaserefertothePensionMemberssectionontheNGSwebsite,www.ngssuper.com.au
(Disclaimer: The information in this article is general information only and does not take into account your objectives, financial situation or needs. Before making a financial decision, please assess the appropriateness of the information to your individual circumstances, read the Product Disclosure Statement for any product you may be thinking of acquiring and consider seeking independent advice from a licensed or appropriately authorised financial advisor.)
Absolutely Super Penchant for a pension?
It’s clear that government policy aims to encourage workers to provide for their own retirement by drawing a pension from their accumulated superannuation savings. Thus, the idea arises that your super fund will be a trusted partner from the beginning of employment until well into retirement – a cradle-to-grave scenario.
NGSSuperofferstwotypesofpensions:atransition-to-retirementpensionandaregularaccount-basedpension.Forbothtypesofpensions,paymentscanbemademonthly,quarterly,six-monthlyorannually.NGSSuperpaysitspensionmembersonthefirstbusinessdayonorafterthefifteenthofeachmonthandweexpecttoofferfortnightlypaymentsin2011.Certain‘triggers’foreligibilityapplyandareage-basedaswellasbeingcontingentuponwhetherthememberisstillworking.
Foraregularaccount-basedpension,therecipientmusthavereachedage55andhaveretiredfromtheworkforce.Thisage(calledthepreservationage)issettogoupto60forthosebornafter1964.Atage60anaccount-basedpensionmaybeginwithcessationofemploymentandthesepaymentsbecometax-freetotherecipient.Atage65fulltax-freepensionpaymentsareavailableeveninthecasewherethememberisstillworking.Theminimumamountofpensionpaymentsis2percentoftheentirebalanceforanyoneunder65and2.5percentofthebalanceforanyoneagedbetween65and74forthe2010/2011financialyear.
Atransition-to-retirementpensionallowsmemberstodrawdownpensionpaymentswhilestillworking.Thesameage-basedrulesapply,butthereisanannual10percentlimittotheamountthatmaybedrawndownfromthepensionaccount.Theminimumdeductionperannumis2percentforthoseunder65.
Significanttaxconcessionsprovidedtopensionmembersincludenotaxontheirinvestmentearningsandnotaxondraw-downsafterage60.Currentlysuperannuationfundsmustpaya15percenttaxoninvestmentearningsaswellasareducedcapitalgainstax.So,inarisingmarket,the
Bernard O’Connor NGS Super
![Page 25: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/25.jpg)
Our Green Shares investment option uses specific criteria to identify companies both in Australia and internationally that contribute to a socially and environmentally sustainable world.
At NGS Super, we believe it is important that you have the opportunity to make a socially responsible investment choice. If you care about the environment then the Green Shares option may be for you.
For more information about our Green Shares option, please visit www.ngssper.com.au/investments
www.ngssuper.com.au1300 133 177
We take socially responsible investing seriously
NGS12655_EDU(IEUSA)_1010.indd 1 12/10/10 12:00 PM
![Page 26: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/26.jpg)
EdU December 2010 IEU(SA)26Your total deposits with Members Equity Bank (ME Bank) up to $1 million are guaranteed under the Australian Government Financial Claims Scheme. This is general information only and you should consider if this product is appropriate for you. Terms and conditions available on request. Members Equity Bank Pty Ltd ABN 56 070 887 679. 146900/0310
Online Savings Account • Government guaranteed• Nohiddenbank feesorconditions• Nopenaltyfees forwithdrawals• Greatratesallthe time
‘Trustmybanktolookafterme’
Visitmebank.com.au/greatrate orcall1300 309 374
NGS Super is considering a Sharia option
The term ‘Islamic banking’ refers to a system of banking or banking activity that is consistent with Islamic law (Shariah) and guided by Islamic economics. In particular, Islamic law prohibits ‘usury’, the collection and payment of interest. Islamic law prohibits investing in businesses that are considered unlawful, such as businesses that sell alcohol or pork, or businesses that produce media such as gossip columns or pornography, which are contrary to Islamic values. In the late twentieth century, a number of Islamic banks were created to cater to this particular banking market.
NGS,followingtheleadofanumberofotherfinancialinstitutionsinAustraliaandworldwide,islookingatthepossibilityoflaunchingaSharia-compliantinvestmentoption.ThishascomeaboutasaresultoffeedbackfromIslamicmembersofthefund.ChiefexecutiveAnthonyRodwell-BallsaidthatNGSishavingdiscussionswithkeystakeholdersinthefast-growing,“ultraethicalSharia-compliant”market.Accordingtofiguresreleasedlastyear,thismarkethasgrownby20percentsince2004.
Louise Firrell Organiser/Educator
NGS Super Diversified Option versus SuperRatings Indices
As at 30 September 2010 Financial Year to Date 3 Years % pa 5 Years % pa 7 Years % pa 10 Years % pa
NGS Super Diversified 5.06% -1.12% 4.77% 7.26% 5.79%
Versus SuperRatings
SR50 Balanced median
4.01% -2.95% 3.11% 6.55% 4.93%
Rank 1 4 3 10 5
Quartile 1 1 1 2 1
NGS Super leading out of the boxNGS Super has started the new financial year at a cracking pace, with the following investment performance results, which show the fund ranked first out of the SuperRatings SR50 list of balanced funds surveyed for the financial year to 30 September. NGS Super has achieved 5.06 per cent versus the median return of 4.01 per cent in the group of 50 funds.
Takingashort-termviewofreturnscan,however,bemisleading.Whatareofgreaterinterest(andsignificance)aretheresultsachievedoverthree,five,sevenandtenyears:
Theresultsfortheselongertimeperiodsrevealconsistent,median-beatingperformance,vindicatingtheNGSTrustee’spolicyofactivemanagementoftheportfolioandthetakingof‘judiciousrisk’.Itmustalwaysberemembered,however,thatpastperformanceisnotareliableindicatoroffutureperformance,andmembersandreadersshouldseekappropriatefinancialadviceandtaketheirpersonalcircumstancesintoconsiderationbeforemakinginvestmentdecisions.
![Page 27: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/27.jpg)
Your total deposits with Members Equity Bank (ME Bank) up to $1 million are guaranteed under the Australian Government Financial Claims Scheme. This is general information only and you should consider if this product is appropriate for you. Terms and conditions available on request. Members Equity Bank Pty Ltd ABN 56 070 887 679. 146900/0310
Online Savings Account • Government guaranteed• Nohiddenbank feesorconditions• Nopenaltyfees forwithdrawals• Greatratesallthe time
‘Trustmybanktolookafterme’
Visitmebank.com.au/greatrate orcall1300 309 374
![Page 28: EdU (December 2010)](https://reader034.vdocument.in/reader034/viewer/2022051423/568c4b811a28ab49169c6e41/html5/thumbnails/28.jpg)
Independent Education Union South Australia
213-215 Currie Street Adelaide SA 5000
Phone (08) 8410 0122 Country caller 1800 634 815 Fax (08) 8410 0282 [email protected]
www.ieusa.org.au