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Page 1: ELEVATE & ELEVATE PLUS · brochure RI 71-018. All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure. These rates do not apply to

ELEVATE &ELEVATE PLUS

geha.com

Page 2: ELEVATE & ELEVATE PLUS · brochure RI 71-018. All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure. These rates do not apply to

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What’s inside

Compare

Help

04 COMPARE PLAN BENEFITS

05 COMPARE PLAN PRICING

06 COMPARE DEDUCTIBLES & OUT-OF-POCKET COSTS

07 COMPARE PRESCRIPTION BENEFITS

16 DEFINITIONS

17 HELPFUL RESOURCES

19 ENDNOTES

20 WHY ELEVATE AND ELEVATE PLUS?

08 ELEVATEThis new plan rewards you for your commitment to healthy living while offering broad access to convenient online care with a low premium.

10 ELEVATE PLUSThis new plan has no deductible when you use in-network providers — and you have copays for most common medical expenses.

12 BENEFITS. YOUR HEALTH. YOUR WAY.Innovative new tools to help you manage, organize and achieve your health and wellness goals.

14 INCLUDED BENEFITS & SAVINGSGEHA medical plan members receive additional benefits for things like vision coverage and discounted gym memberships.

Plans

NEW!

NEW!

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Plan key features

GEHA offers two new medical plans for 2020 that empower you to achieve the health you need to live the life you want. With an emphasis on innovative digital tools and convenient care, Elevate and Elevate Plus stand out as alternatives to traditional benefit plans. Each plan is designed to help you do your possible.

ElevateGEHA’s lowest premium. Broad access to care. This plan uses digital wellness tools to help you enjoy an active lifestyle and rewards you for your commitment to healthy living.

NEW! Elevate PlusNo in-network deductible. Copays for most common medical expenses. This plan supports your busy lifestyle with personalized services to simplify your health care experience.

NEW!

Questions? Call 800.262.4342 | Learn how to enroll at geha.com/Enroll Find a provider at geha.com/Elevate-Find-Care

Both Elevate and Elevate Plus offer: X Rewards for healthy activities that can add

up to $500 annually (or a maximum of $1,000 annually for two family members).

X Free 24/7 online doctor visits with MDLIVE means medical care on your terms, when you want it, including on your mobile device or desktop computer.

X Personalized concierge support to help you get the most value out of your plan.

X Access to a digital platform hosted by Rally with tools and incentives that make it easier to live healthier.

This is a brief description of the features of GEHA’s Elevate and Elevate Plus medical plans. Before making a final decision, please read the plan’s federal brochure RI 71-018. All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure.

Both plans come with an extensive nationwide network of 4 million provider locations and the freedom to choose any doctor — with extra savings when you see an in-network provider.

There’s a good chance your doctor is in-network.

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Questions? Call 800.262.4342 | Learn how to enroll at geha.com/EnrollFind a provider at geha.com/Elevate-Find-Care

What you pay:Medical benefits in-network3

Elevate Elevate Plus

Online doctor visits with MDLIVE Nothing Nothing

Preventive care; adult routine screenings Nothing Nothing

Well-child care; up to age 22 Nothing Nothing

MinuteClinic® (where available) $10 $10

Primary care physician; office visit $10 $20

Specialist care; office visit $25 $35

Urgent care $50 $50

Emergency care 25% of allowance1 $150

Hospital care; inpatient (including maternity) 25% of allowance1 $200 copay / day, up to $1,000 / admission

Hospital care; outpatient 25% of allowance1 $200 copay / day per facility

Chiropractic (spinal manipulation therapy) $10 copayUp to 12 visits per year

$20 copayUp to 15 visits per year

Acupuncture; up to 20 medically necessary treatments per year $10 $20

Compare plan benefits

Both Elevate and Elevate Plus medical plans offer members access to out-of-network benefits. For details on out-of-network benefits, see GEHA’s 2020 Elevate and Elevate Plus plan brochure RI 71-018, which is available online at geha.com/PlanBrochure

This is a brief description of the features of GEHA’s Elevate and Elevate Plus medical plans. Before making a final decision, please read the plan’s federal brochure RI 71-018. All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure.

These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.

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These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

1,3 See full definitions and endnotes on pages 16 and 19.

Compare plan pricing

Self OnlyWhat you pay

ElevateENROLL CODE 254

Elevate PlusENROLL CODE 251

Non-Postal biweekly $47.32 $72.67

Postal biweekly – Category 1 APWU, IT/AS, NALC, NPMHU

$45.43 $69.77

Postal biweekly – Category 2 PPOA

$39.28 $60.32

Retirees monthly $102.53 $157.46

Self Plus OneWhat you pay

ElevateENROLL CODE 256

Elevate PlusENROLL CODE 253

Non-Postal biweekly $108.84 $170.27

Postal biweekly – Category 1 APWU, IT/AS, NALC, NPMHU

$104.49 $163.27

Postal biweekly – Category 2 PPOA

$90.34 $142.26

Retirees monthly $235.83 $368.92

Self and FamilyWhat you pay

ElevateENROLL CODE 255

Elevate PlusENROLL CODE 252

Non-Postal biweekly $132.51 $180.23

Postal biweekly – Category 1 APWU, IT/AS, NALC, NPMHU

$127.21 $173.02

Postal biweekly – Category 2 PPOA

$109.98 $149.59

Retirees monthly $287.10 $390.49

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Questions? Call 800.262.4342 | Learn how to enroll at geha.com/EnrollFind a provider at geha.com/Elevate-Find-Care

Check drug costs, formulary and pharmacy locations in advanceDon‘t be surprised at the pickup counter. Go to info.caremark.com/GEHA to learn more.

Compare deductibles & out-of-pocket

What you pay in-network:3 Calendar year deductible Elevate Elevate Plus

Self Only $500 $0

Self Plus One $1,000 $0

Self and Family $1,000 $0

What you pay in-network:3 Out-of-pocket maximum2 Elevate Elevate Plus

Self Only $7,000 $6,000

Self Plus One $14,000 $12,000

Self and Family $14,000 $12,000

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Learn more at geha.com/Prescriptions

Compare prescription benefits

Understanding your pharmacy benefits

Retail: You‘ve got optionsBoth plans use the Exclusive Choice Pharmacy Network. All prescriptions must be filled at an in-network pharmacy location.

Your options include any CVS Pharmacy location, but you don’t have to go to a CVS to pay in-network prices. Other pharmacies in the network include Walmart Pharmacy, Sam’s Club Pharmacy, Cardinal Health affiliated and more.

If you fill a prescription at an out-of-network pharmacy, you’ll pay 100% of the charges.

Save more with mail orderFor Elevate Plus members: CVS Caremark’s Mail Service Pharmacy can save you money and have your routine prescriptions delivered to your home, postage-paid, within about 14 days from the time you submit your prescription.

Mail order is not available with the Elevate plan.

Retail pharmacy; in-network4,8

Elevate Elevate Plus

What you pay: 30-day supply

Generic $4 $5

Preferred brand-name medication 50% ($500 max) $80 copay5

Non-preferred brand-name medication 100% 40% of allowance5

Mail service pharmacy; in-network4,8

Elevate Elevate Plus

What you pay: 90-day supply

Generic N/A $12

Preferred brand-name medication N/A $200 copay5

Non-preferred brand-name medication N/A 40% of allowance5

Specialty prescription; in-network4,8

Elevate Elevate Plus

What you pay: 30-day supply; CVS exclusive6

Generic and preferred brand-name medication 50% ($500 max) 40% ($500 max5)

Non-preferred brand-name medication 100% 40% of allowance5

2-6,8 See full definitions and endnotes on pages 16 and 19.These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

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Elevate

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Learn more at geha.com/Elevate | Questions? Call 800.262.4342 | Learn how to enroll at geha.com/Enroll

Get rewarded for your commitment to healthy living, while enjoying broad access to convenient online care.

NEW!

Don’t want to think about health benefits? Don’t worry. We’ve done the thinking for you. This new plan is designed to be easy and affordable. Elevate offers you convenient care, when you need it, and then lets you get back to your busy life.

Earn rewards for your healthy behavior. Get a flu shot? That’s good for a $50 reward. Completed your routine physical? That’s a $100 reward. Completed an online coaching program? That’ll earn you a $150 reward.8

Included benefits9 – explore more detail on pages 12-15.

Teethwhitening

Online doctor visits

Gym membership

Electric toothbrush

Vision discount

Digital tools to simplify your health care experience.

Our digital platform is a fun way to help you self-manage your health goals.

$4 generic prescriptions.

Free 24/7 online doctor visits.Health care on your terms. Get

online access to doctors, including dermatologists, and licensed therapists

through MDLIVE.

GEHA‘s lowest premium plan.

You should know ...This plan is designed to lower premiums by focusing on generic drugs over specialty and brand-name prescriptions.8 Prescriptions can only be picked up at an in-network pharmacy, and mail order is not available. If these are priorities to you, please consider Elevate Plus. You can evaluate the pharmacy drug list and use the pharmacy locator at info.caremark.com/GEHA

Rewards for healthy behavior.Up to $500 annually (or $1,000

annually for two family members).

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These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

What you pay: PremiumsSelf OnlyENROLL CODE 254

Self Plus OneENROLL CODE 256

Self and FamilyENROLL CODE 255

Non-Postal biweekly $47.32 $108.84 $132.51

Postal biweekly – Category 1 APWU, IT/AS, NALC, NPMHU $45.43 $104.49 $127.21

Postal biweekly – Category 2 PPOA $39.28 $90.34 $109.98

Retirees monthly $102.53 $235.83 $287.10

Prescription medications What you pay in-network

Retail pharmacy; 30-day supply4,8

Generic $4

Preferred brand-name medication 50% ($500 max)

Non-preferred brand-name medication

100%

Specialty prescription CVS exclusive4,8; 30-day supply6

Generic and preferred brand-name medication 50% ($500 max)

Non-preferred brand-name medication 100%

Compare both plans on pages 4-7. 1-4,6,8,9 See full definitions and endnotes on pages 16 and 19.

What you pay in-network3 Self OnlySelf Plus

OneSelf and

Family

Calendar year deductible $500 $1,000 $1,000

Out-of-pocket maximum2 $7,000 $14,000 $14,000

Deductible & out-of-pocket maximum

Medical benefits What you pay in-network3,8

Online doctor visits with MDLIVE Nothing

Preventive care; adult routine screenings Nothing

Well-child visit; up to age 22 Nothing

MinuteClinic® (where available) $10

Primary physician office visit $10

Specialist care; office visit $25

Urgent care $50

Emergency care 25% of allowance1

Hospital care; inpatient including maternity 25% of allowance1

Hospital care; outpatient 25% of allowance1

Chiropractic care; up to 12 visits per year (spinal manipulation therapy)

$10

Acupuncture; up to 20 medically necessary treatments per year

$10

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Elevate Plus

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Learn more at geha.com/ElevatePlus | Questions? Call 800.262.4342 | Learn how to enroll at geha.com/Enroll

NEW!

No deductible when you use in-network providers. Copays for most common medical expenses.

If you expect the unexpected, GEHA’s Elevate Plus plan is designed for you.

Elevate Plus offers a balance of predictable costs for in-network services — you pay only copays for most services — along with personalized concierge support to help you get the most value out of your plan.9

Surgical concierge. Get the highest quality of care for a wide range of surgical services, all at $0 out-of-pocket cost. With our concierge service, BridgeHealth, your dedicated Care Coordinator will schedule appointments, set up the surgery and manage all post-surgical services.8,10

Included benefits9 – explore more detail on pages 12-15.

Teethwhitening

Online doctor visits

Gym membership

Electric toothbrush

Vision discount

Hearing aid benefit

Out-of-network coverage.

Fixed costs. No in-network deductible.

Know what you’re paying upfront for many common services. Simple and straightforward,

so you can focus on care.

Digital tools to navigate your health care experience.

Our personalized programs help you get the most out of your plan.

Free 24/7 online doctor visits.Health care on your terms. Get online access to doctors, including dermatologists, and licensed

therapists through MDLIVE.

You should know ...This plan includes a comprehensive drug list and mail order service. Retail prescriptions can only be picked up at an in-network pharmacy location. If your pharmacy location is a priority, you can evaluate available pharmacy locations and your prescription costs at info.caremark.com/GEHA

Rewards for healthy behavior.Up to $500 annually (or $1,000 annually for

two family members).

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These rates do not apply to all enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer that maintains your health benefits enrollment.

Compare both plans on pages 4-7. 2-6,8-10 See full definitions and endnotes on pages 16 and 19.

What you pay: PremiumsSelf OnlyENROLL CODE 251

Self Plus OneENROLL CODE 253

Self and FamilyENROLL CODE 252

Non-Postal biweekly $72.67 $170.27 $180.23

Postal biweekly – Category 1 APWU, IT/AS, NALC, NPMHU $69.77 $163.27 $173.02

Postal biweekly – Category 2 PPOA $60.32 $142.26 $149.59

Retirees monthly $157.46 $368.92 $390.49

Medical benefits What you pay in-network3,8

Online doctor visits with MDLIVE Nothing

Preventive care; adult routine screenings Nothing

Well-child visit; up to age 22 Nothing

MinuteClinic® (where available) $10

Primary physician office visit $20

Specialist care; office visit $35

Urgent care $50

Emergency care $150

Hospital care; inpatient including maternity

$200 copay / day, up to $1,000 / admission

Hospital care; outpatient $200 copay / day per facility

Chiropractic care; up to 15 visits per year (spinal manipulation therapy)

$20

Acupuncture; up to 20 medically necessary treatments per year $20

Prescription medications What you pay in-network

Retail pharmacy; 30-day supply4,8

Generic $5

Preferred brand-name medication $80 copay5

Non-preferred brand-name medication 40% of allowance5

Mail service pharmacy; 90-day supply4,8

Generic $12

Preferred brand-name medication $200 copay5

Non-preferred brand-name medication 40% of allowance5

Specialty prescription CVS exclusive;4,8 30-day supply6

Generic and preferred brand-name medication 40% ($500 max5)

Non-preferred brand-name medication 40% of allowance5

What you pay in-network3 Self OnlySelf Plus

OneSelf and

Family

Calendar year deductible $0 $0 $0

Out-of-pocket maximum2 $6,000 $12,000 $12,000

Deductible & out-of-pocket maximum

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Questions? Call 800.262.4342 | Learn how to enroll at geha.com/Enroll Find a provider at geha.com/Elevate-Find-Care

Your health. Your way.

Wellness PaysGet rewarded for your

commitment to healthy living with tools and incentives that make it

easy and fun to live healthier.

Achieve your health & wellness goals on your terms.With GEHA’s new Elevate and Elevate Plus medical plans you have innovative new ways to live healthier. We give you the tools to help you manage, organize and achieve your health and wellness goals.

Make the most of your benefits with GEHA’s digital platform, hosted by Rally.GEHA’s digital platform is a fun, interactive health and wellness portal that keeps you motivated to live healthier.

X Set personal goals and missions. Share your accomplishments or join a competition. Participate in challenges designed to help with your specific health goals and needs.

X Learn about wellness programs and earn Rally incentives, which may be redeemed for discounts on movie tickets, clothing and fitness items.

X Earn rewards for healthy activities, like completing an online health survey.

X Get involved with interactive individual or group activities that keep it interesting.

Stay motivated. Stay healthy. geha.com/ElevateLearn

$100Health survey

$50 – $150Preventive services

$50Complete an online doctor visit

with MDLIVE

$150Complete an online coaching program

$250Complete Real Appeal, a weight

management program

$250Complete Quit for Life, a smoking

cessation program

$10/monthAchieve Stride step goal

$100Complete six Rally Missions

Annual maximum of $500 individual or $1,000 family.

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These benefits are neither offered nor guaranteed under contract with the FEHB, but are made available to all enrollees and family members who become members of a GEHA medical plan.

Hit your Stride, onlineGet rewarded every month when you hit your daily Stride step goal.

Use the app to manage your steps and monitor your progress as you stride toward your goals.

Online health coachingBuild healthy habits your way. This coaching program meets you

where you’re at by creating a personalized program for your preferred learning style and commitment level.

Take the health surveyReceive personalized recommendations for activities and programs to

work into your daily routine. While you’re at it, get rewarded for your healthy new habits.

Online doctor visitswith MDLIVE

We make seeing a doctor, therapist or dermatologist simple, fast and

uncomplicated. Get care now or schedule an appointment for later, without having to

travel to the doctor’s office andat $0 cost to you.

Surgical conciergeWith our white-gloved concierge

service, BridgeHealth, your dedicated Care Coordinator will schedule your

appointments, set up your surgery and manage all post-surgical services. And we make certain the surgical team and facility are ranked among the nation’s best. You

pay $0 out-of-pocket costs, including any needed travel.8,10

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Questions? Call 800.262.4342 | Learn how to enroll at geha.com/Enroll | Find a provider at geha.com/Elevate-Find-Care

Elevate Elevate Plus

Online doctor visitsGEHA offers 24/7 virtual access to doctors, including dermatologists and licensed therapists, through MDLIVE. It’s available at no cost to Elevate and Elevate Plus members.geha.com/MDLIVE

Personalized concierge serviceGEHA’s concierge team for Elevate and Elevate Plus members can help you get the most out of your plan. We can help you find a provider, understand costs, maximize your reward dollars and much more.

Gym discountWith GEHA’s Connection Fitness® program, all GEHA medical plan members can access more than 10,000 Active&Fit Direct™ participating fitness centers nationwide for $25 a month (plus a $25 enrollment fee and applicable taxes). geha.com/Fitness

Electric toothbrush7

GEHA members can save more than 70% off a premium electric toothbrush by cariPRO™.geha.com/Toothbrush

Teeth whiteningReceive a 20% discount on the lowest published price on all Smile Brilliant home teeth whitening products. This includes custom-fitted trays, whitening gel and desensitizing gel.smilebrilliant.com/GEHA

Included benefits & savings

These benefits are neither offered nor guaranteed under contract with the FEHB, but are made available to all enrollees and family members who become members of a GEHA medical plan.

7 See full definitions and endnotes on pages 16 and 19.

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Elevate Elevate Plus

Vision coverage & discounts$0 for routine eye exams at qualified EyeMed™ providers. For out-of-network exams, EyeMed reimburses you up to $45 per covered member per year. No limit on the number of discount glasses or contact lenses purchased each year. EyeMed providers include LensCrafters, Target, independent eye doctors and top optical retailers.geha.com/Vision

Hearing aid savingsGEHA members receive discounted pricing on hearing aids from TruHearing™. Most members see savings of 30% to 60% off the average retail price. GEHA also offers a hearing aid benefit of $1,500 for the Elevate Plus plan with no deductible.geha.com/Hearing

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We hope these definitions help cut through the confusion of shopping for a medical plan.

Definitions

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Questions? Call 800.262.4342 | Learn how to enroll at geha.com/Enroll

Term Definition

Allowance (negotiated rate or allowed charges)

The cost of health care goods and services after applying the insurance company‘s negotiated discount. This amount is often lower than providers’ initial billed rates.

Calendar year deductible The amount you must pay out-of-pocket each year before the plan begins to pay benefits. Not all services are subject to the deductible.

Coinsurance The percentage of costs you pay for a covered health care service, after you‘ve met your deductible.

Copay The amount you pay for a specific service or prescription. A fixed dollar amount.

In-network provider A health care provider who is a part of GEHA’s provider network.

Out-of-pocket maximum The maximum amount you will pay each year for coverage. It includes copays, deductibles and coinsurance, but not premiums. Once you have reached this limit, the plan pays the remainder of your covered health care expenses for the rest of the year.

PPO A preferred provider organization. PPOs offer maximum benefits when you visit an in-network provider, but still provide some coverage for out-of-network providers. Additionally, you can usually visit any provider without a referral from your primary physician.

Premium The total amount paid to an insurance company for coverage, typically paid monthly or biweekly. For federal employees, the premium is paid in part by the government, with the remainder deducted from your paycheck.

Prescription benefits Depending on the medication, you will pay a set amount as a copay or coinsurance.

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Helpful tools Description Learn more

Find a provider Search our nationwide network for a doctor or medical facility near you. geha.com/Elevate-Find-Care

Online decision support Take our quiz to see which GEHA medical plan might be the best fit for your lifestyle.

geha.com/Select-A-Plan

Urgent care Get the care you need, anytime, at any in-network urgent care facility near you.

geha.com/Elevate-Find-Care

Pharmacy program Verify drug costs based on your benefit plan and prescription dosage. info.caremark.com/GEHA

MinuteClinic® Basic care in many CVS Pharmacies, no appointment needed. cvs.com/MinuteClinic/Clinic-Locator

Plan resources Description Learn more

Customer Care Contact GEHA with questions about your plan benefits or coverage. 800.262.4342

Medical plans Get details on GEHA’s medical plans and supplemental benefits. geha.com/Rates

Medicare plans Discover how GEHA plans offer extra coverage with your Medicare plan. geha.com/Medicare

Overseas information Get information about medical coverage when you‘re outside of the United States.

geha.com/OutsideUSA

Enrollment help Tips for new enrollees or members who are changing plans. geha.com/Enroll

The National Active and Retired Federal Employees Association

Dedicated to helping federal employees and retirees manage their benefits.

narfe.org

U.S. Office of Personnel Management

Official information for federal employees eligible for FEHB plans. opm.gov/Healthcare-Insurance

If you have questions after reviewing this benefits guide, the online tools, phone numbers and websites below are great places to find helpful answers. If you’re stuck or overwhelmed, call 800.262.4342 and talk to one of our helpful Customer Care advisers.

Helpful resources

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Endnotes

1 Calendar year deductible applies.

2 The out-of-pocket maximum is the maximum amount of coinsurance, copays and deductibles you pay for all family members before GEHA begins paying for 100% of your care. This is a combined maximum for both medical care and prescriptions.

3 For out-of-network benefits, see GEHA’s 2020 plan brochure RI 71-018 (Elevate and Elevate Plus).

4 Refer to geha.com/Prescriptions for formulary and specialty coverage for specific medications.

5 If you choose a brand-name medication when a generic is available, you will be charged the generic copay plus the difference in cost between the brand-name and the generic.

6 Over 30-day specialty copay based on days of therapy. The drug cost share is two times the copay for drugs that provide 60 days’ worth of therapy and three times the copay for drugs that provide 90 days’ worth of therapy.

7 The cariPRO™ premium toothbrush removes seven times more plaque than a regular brush, is completely waterproof and comes with a two-year manufacturer‘s warranty. Replacement brush heads with high-quality DuPont™ bristles are also available at this exclusive, members-only price.

8 This is a brief description of the features of Government Employees Health Association, Inc.’s medical plans. Before making a final decision, please read the GEHA federal brochure available at geha.com/PlanBrochure All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure.

9 These benefits are neither offered nor guaranteed under contract with the FEHB, but are made available to all enrollees and family members who become members of a GEHA medical plan.

10 Subject to any eligibility limitations. See info.bridgehealth.com/GEHA for more information.

Notice of Summary of Benefits and Coverage (SBC): Availability of Summary Health Information: The Federal Employees Health Benefit (FEHB) Program offers numerous health benefits plans and coverage options. Choosing a health plan and coverage option is an important decision. To help you make an informed choice, each FEHB plan makes available a Summary of Benefits and Coverage (SBC) about each of its health coverage options, online and in paper. The SBC summarizes important information in a standard format to help you compare plans and options.

This plan’s SBC is available on the internet at geha.com/SBC

A paper copy is also available, free of charge, by calling 800.821.6136.

To find out more information about plans available under the FEHB Program, including SBCs for other FEHB plans, please visit opm.gov/Insure

Questions? Call 800.262.4342 | Learn how to enroll at geha.com/Enroll

Page 20: ELEVATE & ELEVATE PLUS · brochure RI 71-018. All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure. These rates do not apply to

WHY ELEVATE AND ELEVATE PLUS?GEHA built these two new plans to be modern options for today’s busy federal employee. With an emphasis on innovative digital tools and convenient care, Elevate and Elevate Plus stand out as alternatives to traditional benefit plans.

Plan highlights: X $500 annually in rewards for healthy activities (or a maximum

of $1,000 for two family members).

X Exclusive access to a digital wellness platform. The place to earn rewards and access additional benefits. You’ll also find tools that make it fun and easy to live healthier.

X Free 24/7 online doctor visits on your mobile device or desktop computer with MDLIVE.9

X Personalized concierge support to help get the most value out of your plan.

Elevate and Elevate Plus empower you to achieve the health you need to live the life you want.

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/gehahealth

/company/gehahealth

gehapossible.comQuestions? Call 800.262.4342

For complete information, see GEHA plan brochure RI 71-018 at geha.com/PlanBrochure© 2019 Government Employees Health Association, Inc. All rights reserved. Please recycle.

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9 See full definitions and endnotes on pages 16 and 19.