EMDEON PATIENT ACCESSSOLUTIONS AND SERVICES

Simplifying the Business of Healthcare

Healthcare is complex. Getting paid shouldn’t be.

While we offer many solutions and services,

they are all are designed to do just two things.

• Collect patient out-of-pocket expenses

• Optimize third-party payments

As quickly, easily and economically, as possible.

It’s that simple.

Patient Access – Payable claims and patient payments start here.

Removing the barriers In a recent survey, revenue cycle professionals were polled1 to indentifythe top challenges faced by their organization. With the complexityof healthcare expanding due to regulatory changes, the movement toICD-10, healthcare reform and new reimbursement models, let’s justsay, it wasn’t a short list. While there were varying responses, most, ifnot all, of these problems could be boiled down to just two core issues.

• Tackling reduced reimbursements• Getting patients to pay

It seems that the common denominator is that these changes are makingit harder for providers just to get paid. That’s why we’ve been rolling upour sleeves to help. While we offer many solutions and services, theyare all designed to help you achieve two key objectives: Maximize yourthird-party reimbursements. And help you fully collect patient payments.It’s that simple.

So, how can you address these challenges in your revenue cycle,specifically patient access? It’s a simple formula, really.

1. Verify patient information to create a solid foundation for a more payable claim2. Find coverage for those who have too little or none at all3. Estimate and collect the patient out-of-pocket expense for those with coverage

Related to payment barriers, there is some good news. Patient accesscan be one of the most influential parts of your revenue cycle to addressthese challenges. What you do before claims are submitted candetermine whether you get paid or not. Really. While you may not havecomplete control, you can substantially move the needle fromuncompensated care to getting paid what you deserve by workingsmarter, not harder.

Let’s take a closer look at the types of solutions and services that can beused in patient access to set the stage for more payable claims and morepatient payments.

1. 2013 Blinded research performed by Deyta.

While healthcare is complex. Getting paid shouldn’t be. Call us at 877.EMDEON.6 (877.363.3666).

Best Practice PatientAccess Workflow

Verify Find Collect

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Step 1. Verify Eligibility and Patient Profile

While healthcare is complex. Getting paid shouldn’t be. Call us at 877.EMDEON.6 (877.363.3666).

Starting down the right(revenue cycle) path.Before patient care, it’s important to start laying the foundation fora payable claim. And, get the information you need to triage self-payand insured patients financially. Similar to treating patients from a clinicalperspective, helping them navigate the system financially requirescollecting good information to make informed decisions all around.

One of the first steps in patient access is verifying patient demographicand benefits information up-front. Why is this step so important?Well, it actually drives the rest of your revenue cycle workflow.

Here’s how:• Verifying the patient’s address and benefits information early and often is critical to start building the foundation for a payable claim and reduce your risk of it being denied later• It also impacts if and how much you can collect from the patient before care since you need this to estimate out-of-pocket expenses• For self-pay patients, it can help you understand where to start looking for coverage including charity care, state or county assistance, Medicaid or Medicare based on their financial profile• It can help you understand which patients should be offered prompt pay discounts, enrolled in payment plans or potentially written off to bad debt by evaluating their estimated out-of-pocket expense and credit score

There are more than 50,000 unique health plans2 just within thecommercial side of healthcare. How can you verify patient benefitsaccurately and quickly when each offers slightly different versions of benefits?

2. http://www.dol.gov/ebsa/pdf/ACA-ARC2012.pdf

Here’s how Emdeon can help:Patient Attested Eligibility & Benefits VerificationAs a best practice, your eligibility can be scheduled to run in batch in advance of appointments and then automatically rerun to capture recentchanges in coverage and return data from payers that were temporarily unavailable. Our cloud-based solutions also offer real-time eligibility verification that can be used during the Point-of-Service (POS) to validate collected information or for unscheduled patients. This information can be presented in a custom interface or Emdeon can simply provide back-end processing to send the information to your Patient Accounting System (PAS) or Hospital Information System (HIS).

Address ValidationIn order to validate addresses for patient billing later down the road and prevent undeliverable mail, Emdeon can automate the process of verifyingpatient addresses too. Less returned mail, more patient payments.

Patient Financial ProfileFor self-pay patients, Emdeon can help you easily identify which of these might be candidates for Medicaid, federal disability programs, hospitalcharity care accounts or accounts that could potentially be written-off. By providing a healthcare payment predictor score, estimated income,estimated household size and a Federal Poverty Level (FPL) percent, your staff can make informed decisions for appropriate action.

Medicare Medical Necessity EvaluationTo reduce write-offs caused by procedures deemed medically unnecessary by Medicare, Emdeon can identify those that may potentially bedenied for reimbursement and automatically create the Medicare Advance Beneficiary Notice (ABN).

Features• Eligibility and benefits verification performed in batch and real-time

• Web-based solution

• Interfaces with most HIS and PMS

• Automates address validation

• Creates a patient financial profile to assist staff in making

informed decisions

• Evaluates Medicare medical necessity guidelines and ABN generation

• Identifies errors in registration records

• Generates reports

• Automates pre-authorizations

• Customizes work queues to fit your needs

Benefits• Lays a solid foundation for more payable claims and more

patient payments

• Reduces bad debt and the risk of denied claims by providing

access to the most Government and Commercial payer

connections in the industry for benefits verification

• Reduces the risk of undeliverable patient statements by

automating address validation

• Enhances staff efficiency with an intuitive workflow and prompts

for appropriate financial triaging of patients

• Reduces the risk of denied Medicare claims

• Improves your ability to get paid on-site

• Increases cash flow

• Reduces the risk of denied claims due to errors

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While healthcare is complex. Getting paid shouldn’t be. Call us at 877.EMDEON.6 (877.363.3666).

Step 2. Triage Self-Pay with Solutions and Services

Find more coverage with low to no financial risk.So, how should you handle patients that originally present as self-pay? Did you know that some patients actually do have coverage, but simplydon’t offer that information at the time of registration? Also, how do you handle the truly uninsured?

It’s a double-edged sword to say that with healthcare reform there will be more options for the under and uninsured but that eligibility does notautomatically equal enrollment. Right now, there are at least 4.5 million adults3 in the U.S. that are eligible, but not enrolled in Medicaid. Andthat’s before the Medicaid expansion driven by the Affordable Care Act (ACA). In addition, with approximately 48 million Americans uninsured,there will be considerable opportunity for a large portion to find coverage using Health Insurance Exchanges (HIX). How are you addressing thisrevenue cycle uncertainty?

The good news is there are solutions and services that can help. And, most are provided on a contingency fee basis so if there is no recoveryopportunity, you pay nothing.

Here’s how Emdeon can help:Self-Pay Eligibility & Benefits SearchDid you know that you might even be able to find coverage for self-pay and charity designated patients that don’t provide information aboutexisting benefits? Emdeon can automatically screen uninsured patients looking for undiscovered existing coverage from government funded andcommercial payers. With advanced analytics, Emdeon isn’t limited to self-attested information from patients. It leverages Emdeon’s unique accessto ‘Big Data’ within the nation’s largest healthcare revenue and payment cycle network to help you find previously undiscovered coverage.

Eligibility & Enrollment ServicesIf coverage still isn’t found after running an automated search to ping Emdeon’s expansive network, your self-pay patients can be referred toon-site professionals to walk them through the entire application process for federal, state and local benefits programs. Chamberlin Edmonds,an Emdeon company, acts as your patients’ advocate by helping patients complete the necessary applications and provide follow-up services.As advocates for self-pay and indigent patients, Chamberlin Edmonds works efficiently to help recover cash that would otherwise be lost toyour hospital.

With new regulations, processes and complexities in qualifying patients for Medicaid and commercial health insurance, hospitals are facingchallenges in maximizing their financial opportunity. Chamberlin Edmonds, one of America’s leading patient eligibility and enrollment firms,is offering an ACA specific solution designed to drive results and target your unique challenges.

Since 1986, Chamberlin Edmonds’ experts have been providing eligibility determination services for all types of programs, including the mostdifficult and complex federal disability cases. Regardless of the program, state or federal, Chamberlin Edmonds has the expertise to track everyapplication through a maze of regulations, assuring a high rate of successful outcomes. State-of-the-art workflow technology enables thecollecting and processing of eligibility information faster and more accurately than ever before.

3. http://www.ncbi.nlm.nih.gov/pubmed/23230704

Chamberlin Edmonds is approved by the Centers for Medicare and Medicaid Services (CMS) to be a multi-state Certified Application CounselorDesignated Organization (referred to by CMS as a CDO). This designation provides Chamberlin Edmonds with the prerequisite organizationalstatus to facilitate Certified Application Counselor training for Chamberlin Edmonds staff in all states. On behalf of hospital customers, ChamberlinEdmonds will be able to provide services that help individual patients understand, apply and enroll for health coverage through all of thenewly-established ACA marketplaces.

Patient Enrollment Opt-In States • Customized outreach strategy for your market to enroll patients into the Medicaid expansion group • On-site Medicaid eligibility & enrollment

Opt-Out States • On-site Medicaid eligibility & enrollment • Federal disability enrollment (SSDI & SSDIB)

Health Insurance Exchange Enrollment • Approved by CMS to be a multi-state Certified Application Counselor Designated Organization • Patient facing staff are Certified Application Counselors • Wireless enrollment technology enables our team to submit applications at point of care with future access to portals/Health Insurance Exchanges • Customized outreach strategy for your market to assist patients in accessing insurance affordability programs including Qualified Health Plan enrollment

Presumptive Eligibility • Eligibility expertise to assure accurate eligibility and enrollment determinations • Reporting capability to support Presumptive Eligibility work and outcome

Features• Experienced healthcare representatives screen patients, identifying and qualifying many self-pay admissions traditionally written off to bad debt• Offers on-site enrollment specialists for Supplemental Security Income (SSI), Social Security Disability Insurance Benefits (SSDIB), Medicaid (all programs), Crime Victims Compensation, State Children’s Health Insurance Program, Charity Care, County indigent healthcare programs, various other benefit programs targeting indigent, under or uninsured• Certified Application Counselor Designated Organization• Long successful track record of patient advocacy: Dedicated solely to eligibility services since 1986• Market share leader with academic medical centers and large urban safety net providers

Benefits• Increase revenue and reduce bad debt through the discovery of existing third-party coverage of patients who initially present as self-pay• Positive community relations• Professional guidance through difficult federal, state and community benefit program applications and newly-established ACA marketplaces• Supportive of compliance with charity care guidelines• Patients served by experts dedicated to patient advocacy• Diligent and meticulous follow-up through the application process• Bilingual assistance

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While healthcare is complex. Getting paid shouldn’t be. Call us at 877.EMDEON.6 (877.363.3666).

Step 3. Collect Patient Receivables at POS

Patient billing was your focus.Now, it’s all about collecting early.According to a recent survey, patients are now responsible for over

two thousand dollars in out-of-pocket expenses per visit on average.4

What does that mean for you? Since your chances of collecting diminish

after care is rendered, you should really be focusing on providing an

accurate estimate and collecting that up-front. Then use an integrated

strategy to automate the back-end billing, payment acceptance and

payment posting processes. This is becoming more important with

the rise in High Deductible Health Plans (HDHP). With 44 percent

of employers5 reporting they will likely only offer high deductible health

plans in 2014, the trend is likely to continue.

If patient receivables now account for roughly 20 percent of hospitals’

revenue cycles…BUT only 10¢ on the dollar is collected at the time

of service,6 what are you doing to fix that?

4. http://www.healthcarefinancenews.com/news/patient-payment-responsiblity-increases5. http://www.pwc.com/en_US/us/health-industries/behind-the-numbers/assets/medical-cost-trend-behind-the-numbers-2014.pdf6. Self Pay/Point of Collections Survey, Healthcare Financial Management Association (sponsored by Visa), December 2009

Here’s how Emdeon can help:

Patient Responsibility EstimationAs a best practice, Emdeon can begin the process of creating an estimate of the patient’s out-of-pocket expenses before care is provided. How

does this work? Well, first eligibility is processed and the procedure is cross-referenced in the Medical Code Finder database to produce the

estimated amount due. At this point, the staff selects the patient’s insurance plan, determines whether the patient is in or out of network and the

specific service category for that procedure. To create the final patient estimation, the user simply selects ‘Next’ to review the Calculation Detail

which is helpful in explaining the estimate to patients. Our solution leverages a combination of provider contract information, fee schedules and

current benefit and accumulator information to identify the patient’s financial responsibility. The estimation can also be provided in real-time

during scheduling, registration or check-out.

Physical and Electronic Payment Collection Online and at the POSEmdeon can help with up-front collections and improve your POS workflow with real-time processing of various payment methods such as

credit cards, check cards, eChecks and ACH transactions in addition to physical payments such as cash, checks and money orders. Your staff

will not only be able to collect owed amounts earlier in the revenue cycle, but they will also have the ability to manage and analyze all payments

received from patients through available dashboard tools and reporting. Automatic posting of each day’s payment activity directly into host

financial systems is also provided. This saves time by eliminating the need for manual posting and reconciliation processes.

Features• Generates an estimate of patient financial responsibility

• Processes and accepts most forms of electronic payments

(credit card, check card and eCheck) and physical payments

(cash, check and money order)

• Offers a comprehensive cash management system through

standard and custom reporting and analytics

Benefits• Decreases A/R days and bad debt by collecting early

• Reduces back-end patient billing expenses

• Increases staff efficiency

• Increases up-front patient collections to accelerate the

payment cycle

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Patient AccessSolutions and Services

Claim PaymentsSolutions and Service

Patient PaymentsSolutions and Services

VERIFY patient information early and often to start building more payable claims • Run batch eligibility at scheduling and again real-time at the Point-of-Service

• Confirm patient demographic information such as address, date of birth and social security number

• Evaluate Medicare Medical Necessity

TRIAGE under and uninsured to get paid what you earn • Triage self-pay to find existing coverage with advanced data mining

• Identify patients who likely meet guidelines for charity care or government coverage

• Increase Medicaid and federal disability program enrollment with on-site professional patient advocates

ESTIMATE and collect patient financial responsibility up-front to reduce bad debt risk • Estimate and collect the patient financial responsibility at the Point-of-Service

• Review the patient’s propensity to pay score to identify appropriate payment options

GET MORE first pass clean claims to reduce follow-up work • Reduce your risk of denied claims with a dedicated team that applies network-wide claim edits

• Easily track all of your claims throughout the lifecycle

CORRECT denied and underpaid claims with technology and servicesto get paid what you deserve • Easily correct and resubmit government and commercial claims with an exception-based workflow

• Recover revenue from wrongfully denied and underpaid claims with outsourced services

• Identify systemic problems to prevent future loss from denied and underpaid claims

DIGITIZE and AUTOPOST payments and remittance advice to get paid faster • Covert paper based payments and remittance to electronic

• Auto-post 100 percent of third-party payments and remittance electronically to get paid faster

USE a digital strategy for patient billing to lower expenses and call volume and expedite payment • Deliver digital statements linked to your payment portal to patients with an email on file

• Quickly mail easy-to-understand paper statements if electronic statement isn’t opened, payment isn’t received within

30 days or if email is not on file

• Automate skip tracing process for undeliverable mail which finds the corrected address and resends the statement

• Easily access a digital archive of statements in an online portal to expedite patient billing inquiries

AUTOMATE payment acceptance to reduce manual processing • Automate the collection of payments over the phone, through the mail and at the Point-of-Service

DIRECTLY deposit payments and automate posting to get paid faster • Quickly post payments to your patient accounting system or HIS with an 835-formatted payment file

• Get paid more quickly with patient payments direct deposited to your bank account

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Emdeon is a leading provider of revenue and payment cycle management and clinicalinformation exchange solutions, connecting payers, providers and patients in the U.S.healthcare system. To learn more, visit our website at www.emdeon.com.

© 2015 Emdeon Business Services LLC. All rights reserved.EMDA1010348 rev 12.14

3055 Lebanon Pike, Suite 1000 Nashville, TN 37214 USA

877.EMDEON.6 (877.363.3666)instsales@emdeon.com

Discover the Difference of More from One Partner Emdeon is transforming the industry with a comprehensive, yet highly focused approach to address two revenue cycle objectives that matter the most. Maximize third-party reimbursements. And help you fully collect patient payments. As quickly, easily and economically as possible. It’s that simple.

Leverage one partnerThere are unavoidable costs associated with managing multiple revenue cycle vendors – contract management, support/training needs, implementation requirements, etc. Managing multiple vendors can be complicated and time consuming. By establishing a relationship with one trusted vendor, you can substantially accelerate future implementations of additional solutions by having a solid, experienced team already in place.

Emdeon has a wide array of solutions and services that span the entire revenue cycle, not just patient access.

• Eligibility & Benefit Verification

• Address Verification

• Patient Responsibility Estimation

• Medicaid, SSA, Charity Enrollment Services

• Payment Risk Assessment

• POS Payment Collection

• Medical Necessity

• Registration QA Authorization Manager

• Revenue & Reimbursement Analytics

• Lab Orders & Results

• ePrescribing

• Hospital – Physician Data Exchange

• Interactive Care Management

• Claim Scrubbing

• Claim Formatting

• Claim Submission

• Claim Inventory/Tracking

• Full Claim Lifecycle Visibility

• Milestone Tracking

• Management Dashboards

• Revenue Optimization Services

• Electronic Remittance & Payment Processing

• Denial Management

• Payment Posting Automation

• Automated/Accelerated Secondary Billing

• Lockbox with Paper to Electronic Conversion

• Payment Integrity

• Revenue Optimization Services

• Patient Statements

• Online Billing & Payment

• Voice Pay

• Return Mail Management

• Consumer/Patient Payment Automation

• Document Archive

• Merchant Services

• Lockbox

Emdeon’s Solutions Throughout the Patient Encounter and Revenue and Payment Cycle

PatientAccess

ClinicalInformationExchange

ClaimsManagement

RemittanceManagement/

DenialManagement

Patient Billing& Payment