engagement point: you have, or will have, applied to college this year. the skills you used to find...
TRANSCRIPT
ENGAGEMENT POINT:
You have, or will have, applied to college this year. The skills you used to find and apply to college can help you find and apply to scholarships.
OUTCOMES
Students can demonstrate learning and understanding of CONTENT by:
• being able to explain key terms related to the cost of attending post-secondary education programs.
• being able apply a strategy to determine for which scholarship and grant programs they may qualify.
Students will:
• learn key financial aid terms• learn how to find scholarship and grant
resources• gain an understanding of how
scholarships and grants can reduce the college cost of attendance
• learn scholarship/grant application methods
• learn how to review scholarships and grants to determine eligibility
• have practice reviewing scholarships for eligibility
• understand why these skills and knowledge are important
CONTENT:
Scholarships & Grants
An Intro to the Basics
Key Terms
FAFSA – Free Application for Federal Student Aid - this form is used to determine your family’s “need.”
Expected Family Contribution – EFC – information on the fafsa leads to this index number. The lower the number, the more assistance a family is determined to need for paying tuition. Also referred to as a SAR, student aid report.
College Scholarship Service Profile – CSS Profile – this form is a more detailed financial aid application used by some private universities, especially when their application deadlines occur well before the fafsa is available.
Key Terms Continued
Student Loan – a financial aid tool that requires repayment with interest.
Work Study – a financial aid tool in which students work for the school in return for money.
Institutional Aid – an unofficial term to describe scholarship money given only to students attending that institution. sometimes given automatically, sometimes requires a separate application.
Key Terms Continued
Scholarships and Grants – two similar financial aid tools awarded to students either through a school, a government agency, or a private organization that require no repayment. they are sometimes referred to as “free money.”
Berlin Local Scholarship Program – a scholarship program available to Berlin students. further information will be announced in February.
College Costs
• Tuition, fees, room and board, books, supplies, transportation
• Sticker price v. net priceSticker price is the Starting priceNet price is what you actually payOrFull cost minus grants and scholarships
• College Cost Calculators can be found at:www.collegecost.ed.gov
Scholarships’ place in paying your tuition:
Tuition and Fees
_
Financial Aid:
LoansWork Study
Scholarships/Grants
Need to pay back with interest
Usually 20 hour max. work week
No limit up to full tuition
_______________The Remainder is Paid Out of Pocket
Your goal is to increase the Green boxes in order to decrease the final Red box.
Benefits of Scholarships/Grants
There is NO repayment
Many are RenewableRenewable means they can be paid to you
each year you go to school. (must re-apply every year)
When do you Research and Apply?
Now
As soon as possible
When you have a Free 30 minutes
Scholarship Types
Need Based - based on a family’s ability to pay
Merit Based - based on student performance
Many Combine the Two
Scholarship Application Methods
Apply for scholarships in a similar manner used to apply to college. You already know how to do this!
Common materials required for scholarship applications are:
the application
your transcript
your resume
one or more letters of recommendation (if required)
an essay (if required)
Your EFC page from the FAFSA or a specific needs analysis form from an organization
an efficient scholarship search method
3 reason methodConsider 3 reasons for qualification:
The student you have been
The student you will be
Who you OR your parents are
If you qualify for a scholarship for any reason in the areas listed above, APPLY.
The Type of Student you Have BeenThis may include the following:
Your GPAClasses you tookClubs/Sports you participated inStandardized test scoresPoem, story, etc. for competition
The Type of Student you Will BeThis may include the following:
Your planned majorYour tentative career goalThe school you will attend
Who You or Your Parents AreThis may include the following:
Your family’s ethnicity/first languageYour parents’ employersReligious affiliationA club that a relative belongs to
Scholarship Examples:
• Big Y Scholarship
• Bud Glover Memorial Scholarship
• Donald B. Wilbur – Liberty Bank Scholarship
• AGC Scholarship
• AXA Achievers Scholarship
• Hartford County Retired Teachers Association
• Hood Sportsmanship Scholarship
Financial Aid Review
• FAFSA – Can’t be completed until after January 1
• CSS Profile – An application distributed by the College Board (owner’s of the SATs), it DOES cost money to submit, on used by some private colleges
• Need, Merit, and Combined Scholarships
• Stay Organized
• Look for reasons to apply
Scholarship Basics
Two Basic Types of Scholarships/Grants:Need Based—strong consideration given to a family’s ability to afford tuition
Merit Based—strong consideration given to a student’s performance in a given area (usually academic, but also music, art, athletics, etc.)Some scholarships take on the characteristics of both types, making awards to students with particular merits who also demonstrate need
Three Reasons a Scholarship/Grant Program May Fit You:The type of student you are or have been—For example, you possess an overall GPA within a certain range, you excelled in a particular subject area, you played sports, or you participated in some other extra-curricular activity. These are only a handful of ways a scholarship might fit you based on the type of student you have been.
The type of student you plan to become—For example, you may plan on becoming a nurse, or majoring in architecture, or attending a particular school. [When your parents submit the FAFSA schools may match you to scholarships/grants as part of your financial aid package.] Again, these are only a handful of ways a scholarship might fit you based on future plans.
Who you are or you are related to—For example, if English is not your primary language, or you were born outside the US, are of African American descent, or a parent is employed by a particular company. Once again, these are only a handful of ways a scholarship may fit you in this way.
[One more note on this last reason: These scholarships may only be provided by and accessible through the organizations that sponsor them, such as religious groups, cultural clubs, or employers. You should ask members of these groups if they sponsor a scholarship.]
Accessing Scholarships on Naviance
-Navigate to the Berlin High School Homepage
-Click on Student Services in the BHS banner
-Click on School Counseling Dept. in the left-hand column
-Click on Naviance in the left-hand column
-Click on the link to Naviance
-Log in to Naviance (see your counselor if you forgot your login info)
-Click on the Colleges tab
-Scroll down to the box titled “Scholarships & Money”
-Click on Scholarship List to see a list of scholarship programs that have sent information to BHS. This list is updated as new programs contact us, so check it periodically.
-Click on National Scholarship Search and update the profile
Popular Scholarship Websites:
-Collegenet.com/mach25
-Fastweb.com
-ScholarshipAmerica.org – Open Scholarships
-Collegeboard.org
-Go to the schools you are applying to and enter “Scholarships” in the search box. Results will vary.
If you have any questions, please schedule a time to
meet with your school counselor.
Patricia Pires – Counseling Department Supervisor
[email protected]. 1080
Jeremiah Berard – School [email protected]. 1084
Karen Crawford – School [email protected]. 1083
Ana Nascimento – School [email protected]. 1081
Jill Taradeina – School [email protected]. 1082