"engaging employees in benefit decisions : off setting medical expenses"
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"Engaging Employees In Benefit Decisions : Off setTing Medical Expenses". Engagement methods for health, wellness & benefit programs. Barb Brown Vice President Florida Public Schools Sales Trish Neely, CFCI Chief Compliance Officer FBMC Benefits Management, Inc Tallahassee, Florida. - PowerPoint PPT PresentationTRANSCRIPT
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"ENGAGING EMPLOYEES IN BENEFIT DECISIONS: OFF SETTING MEDICAL
EXPENSES"
Engagement methods for health, wellness & benefit
programs.
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Barb BrownVice President Florida Public Schools Sales
Trish Neely, CFCIChief Compliance Officer
FBMC Benefits Management, IncTallahassee, Florida
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About FBMC Benefits Landscape 1999 - 2013 Evolving Benefit Needs Engaging Employees in Benefit DecisionsStrategies to Offset Medical Expenses The FBMC Experience –
Wellness & Benefit Engagement Solutions Case Study
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ABOUT FBMC
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ABOUT FBMCSOME OF OUR CLIENT PARTNERS
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ABOUT FBMC“FBMC OFFERS THE COMPLETE PACKAGE”
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EMPLOYEE BENEFITS LANDSCAPE 1999 - 2013
Trends in employer-sponsored health coverage containing over three thousand interviews with non-federal public and private firms.
http://kff.org/private-insurance/report/2013-employer-health-benefits/
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EMPLOYEE BENEFITS LANDSCAPEPERCENTAGE OF FIRMS OFFERING HEALTH BENEFITS
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013
2013 – Employer-sponsored insurance covers 149 million Americans
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EMPLOYEE BENEFITS LANDSCAPE% LARGE FIRMS OFFERING RETIREE BENEFITS
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013; KPMG Survey of ER-sponsored Health Benefits 1991, 1993, 1995, 1998; HIAA 1988
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EMPLOYEE BENEFITS LANDSCAPEAVERAGE ANNUAL PREMIUMS FOR SINGLE & FAMILY COVERAGE
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013
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EMPLOYEE BENEFITS LANDSCAPEAVERAGE PERCENT OF PREMIUM PAID BY EMPLOYEES
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013
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EMPLOYEE BENEFITS LANDSCAPEHEALTH PLAN ENROLLMENT BY PLAN TYPE
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013; KPMG Survey of ER-sponsored Health Benefits 1993, 1996; HIAA 1988
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EMPLOYEE BENEFITS LANDSCAPEOF COMPANIES THAT OFFER SPECIFIC WELLNESS PROGRAMS:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
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EMPLOYEE BENEFITS LANDSCAPEOF COMPANIES THAT OFFER SPECIFIC DISEASE MGT PROGRAMS:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
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EMPLOYEE BENEFITS LANDSCAPEOF COMPANIES USING WELLNESS PROMOTION STRATEGIES:
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
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EMPLOYEE BENEFITS LANDSCAPE% COMPANIES USING SPECIFIC WELLNESS EVAL STRATEGIES
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
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EMPLOYEE BENEFITS LANDSCAPEER OPINIONS OF COST CONTAINMENT STRATEGIES
Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2013
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EVOLVING BENEFIT NEEDS
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
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EVOLVING BENEFIT NEEDS FINANCIAL UNCERTAINTY
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
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EVOLVING BENEFIT NEEDSEMPLOYEES WANT CHOICES
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
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EVOLVING BENEFIT NEEDS PHYSICAL WELLNESS
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
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EVOLVING BENEFIT NEEDS FINANCIAL WELLNESS
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
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ENGAGING EMPLOYEES OFF SETTING MEDICAL EXPENSES
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ENGAGING EMPLOYEES OFF SETTING MEDICAL EXPENSES
Insights from MetLife’s 12th Annual U.S. Employee Benefit Trends Study
How to Help Employees be Better Benefit Consumers
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How did you participate in the enrollment process?
Online Enrollment Counselor
Both Enrollment Counselor and Online
Other Did not participate0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
80.0%
90.0%
17.5%
55.0%
26.5%
1.0% n/a< 1%
85.0%
10.0%2.0% 2.0%
Palm Beach Duval
The FBMC Experience What District Employees Told Us
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Which of the following enrollment methods do you prefer?
0%
20%
40%
60%
21% 11%
58%
11% 0%
24%
n/a
57%
7% 11%
Palm Beach Duval
The FBMC Experience What District Employees Told Us
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ENGAGING EMPLOYEES - OFF SETTING MEDICAL EXPENSESEDUCATION AND ENGAGEMENT IS ESSENTIAL
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OFF SETTING MEDICAL EXPENSESMEDICAL INSURANCE
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OFF SETTING MEDICAL EXPENSESCRITICAL ILLNESS INSURANCE
Sample Provider Partner
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OFF SETTING MEDICAL EXPENSESPERMANENT LIFE INSURANCE WITH LIVING BENEFITS
Sample Provider Partner
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OFF SETTING MEDICAL EXPENSESACCIDENT INSURANCE
Sample Provider Partner
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OFFSETTING MEDICAL EXPENSESHOSPITAL INDEMNITY INSURANCE
Sample Provider Partner
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THE FBMC EXPERIENCE LEARNING LIBRARY
Communications & Education
Informational Videos and Benefit Information
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OFF SETTING MEDICAL EXPENSESACCIDENT INSURANCE
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Award-Winning Enrollment Communications Team
THE FBMC EXPERIENCE THEMED ENROLLMENT COMMUNICATIONS
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Recognized all M-DCPS work locations that successfully achieved a 30% “commitment” to participate in the new Well Way initiates.
Walk to be Fit Health Coach and Advisor Disease Management Health Assessment
Case Study: M-DCPS Green Light Incentive Program
Reward:$100.00 Fitness PackageBoard Recognition (Top Locations)Trophy/Plaque
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CASE STUDY: M-DCPS GREEN LIGHT INCENTIVE PROGRAM
ENROLLMENT PROCESS
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Optimal Comp Statement
CASE STUDY: M-DCPS GREEN LIGHT INCENTIVE PROGRAM
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THE FBMC EXPERIENCE ENROLLMENT TECHNOLOGY
Benefits Management Center Open Enrollment, New Hire, Change in Status
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77%
23% Engaged in a
Well Way Program
Did not engage
Of the employees that were seen…
M-DCPS Green Light IncentiveTHE RESULTS
8,006 EE committed to enrolling in a Well Way
Program
# of Well Way Programs in which one employee engaged
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M-DCPS GREEN LIGHT INCENTIVE THE RESULTS
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THANK YOU!www.FBMC.comFBMC Benefits Management, Inc
Tallahassee, Florida
Trish Neely, CFCIChief Compliance
Barb BrownVP, Florida Public
Schools [email protected]