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Page 1: English Transcript Maryam Khalilah

Maryam khalilah binti kadri

English Template

Guna : That means Madam, page 72 right, what you said earlier, what you

said earlier, the agent ask 1(a), height. Did the agent ask for your husband’s height?

Saras : What is that, sorry?

Guna : 1(a) here, page 72. Did You get all the questions? Just now your

counsel took you through it. So, did the agent ask for your husband’s height?

Saras : Height and the weight the agent ask.

Guna : And then what about does your husband smoke? The agent asks

4(1d), have you smoke any cigarette in the past from now?

Saras : No, he won’t smoke. He’s like…..

Guna : No, no, I understand it your husband doesn’t smoke but if the

Saras : Oh no.

Guna : The agents ask your husband do you smoke Mr. Ravindran? The

agent didn’t ask?

Saras : No.

Guna : And then no. 1(c) madam. Has the life assured or policy or not had any

change in rate more than 5kg in the past? Previous by how much for what it easier. Did the

agent ask?

Saras : No.

Guna : No. 2 madam, Do you have any physical defects, deformity or health

impairment? Did the agent ask?

Saras : No.

Page 2: English Transcript Maryam Khalilah

Maryam khalilah binti kadri

Guna : No. 3, have you ever used any habit-forming drugs, narcotic, alcohol

had been created for alcoholism or drug habits?

Saras : No.

Guna : She ask? Never ask?

Saras : No. never ask.

Guna : She didn’t ask your husband whether he doing?

Saras : No.

Guna : Does your husband bring the drug?

Saras : Yes.

Guna : He bring. How much did your husband used to bring those things?

once a week?

Saras : Yes

Guna : What beer?

Saras : Of course beerlah

Guna : Beer. So that did you also hasn't been asks?

Saras : She never asks me anything, just ask me IC.

Guna : No, she asks your husband. She’s talking to your husband, right?

Saras : No, she never asks.

Page 3: English Transcript Maryam Khalilah

Maryam khalilah binti kadri

Guna : There is in your that discussion filled up with proposal form. Right? I’m

told by the agent, it was held at café 69, Damansara Perdana. You remember?

Saras : I can't remember.

Guna : You don’t remember. Ok, That’s why I’ve told you that was café 69. So

then the meeting it was, you said earlier you, your husband, the agent, her husband. Right?

Saras : Yes.

Guna : Ok. Were your children there?

Saras : No. the first time for the house loan with my kids. The second the policy

we take insurance, my kids, all not there. I and my husband aside her husband.

Guna : And is that discussion to fill this proposal form. That was between the

agent and your husband.

Saras : Yes.

Guna : So her husband the agent’s husband did he do anything?

Saras : Nothing.

Guna : Just be quiet?

Saras : Yes like me.

Guna : So the both of you just be quiet. By the way to this madam, no. 4(a)

asthma bronchitis tuberculosis coughing up blood of diseases of disorders the lung. The

agent ask?

Saras : No.

Guna : Didn’t asks. No. 4(b) ya madam. Chest discomfort, chest pain,

duplication stroke of high blood pressure, pulmonary artery disease, rheumatic fever,

Page 4: English Transcript Maryam Khalilah

Maryam khalilah binti kadri

prolonged way uptake disease, congestion of blood in the blood vessels and other disease of

the heart. Do you understand this madam? You look at 4(a) you understand what asthma is?

Saras : Yeah I’m having asthma.

Guna : Oh you have asthma, so you know lah.

Saras : Yes.

Guna : You know tuberculosis is TB you know?

Saras : TB I know.

Guna : Ahh that’s tuberculosis is TB. The short form is TB. So u know TB as

well?

Saras : Yes.

Guna : coughing up blood you know what that mean right?

Saras : Ahh…

Guna : that means knew?

Saras : blood?

Guna : cough blood. You look at 4 (b) chest pains. Then you know the chest

pain, right? Stroke, you know what stroke is…………