Enough Talking - it’s Time to Start Doing

Ending Notes

Ed Anuff, SVP Strategy Apigee 5/19/2016

APIs are future mission critical for Financial Institutions

2

Source: Forrester Research

Mandates, laws, non-compliance consequences are coming

3

EU Payments Services Directive – PSD2 UK OBWG

©2015 Apigee Corp. All Rights Reserved.

Some Apigee Customers in Financial Services

4

Payment Services

Retail & Commercial Banking

Investment Banking

©2015 Apigee. All Rights Reserved. 5

is an "

run bank

every digital

bank

Digital Banks and Monetization of

dataPFM, card linked offers

Develop alternate models

in LendingP2P lending, alternate

decisioning, using IoT in equipment finance

Access control, and risk management Reduce risk through access control, metering of enterprise assets

Outside-in Transaction Banking

Business to Bank integration from ERP, Treasury workstations and 3rd

party apps Alternative models in Wealth managementRoboadvisors for affluent segments

Deposits LoansInvestments PaymentsThird-party services e.g. Health, Smart Govt.

Other Banks 6

Connecting digital experiences is hard

Connected digital experiences must run on APIs

API API API API API API API API

integration

Payment Shipping External partnersERPCRM Car HomeData Lake

Internal External IoT integration

Speed of Innovation

Massive Scale

Mission Critical

8

API First approach as a foundation for business agility

Software Delivery Management program to enable greater agility. Simplifying environment while increasing speed to market

Dramatically and sustainably decreasing operational costs

Improve productivity of internal developers

Plug & play with current SDLC & DevOps frameworks

New enterprise wide managed services for core banking services: all APIs available for consumption

;

Emirates

9

The largest bank and recognized as one of the most innovative in the United Arab Emirates!

Strategically building an OpenBank platform to compete with FinTechs!!New apps, and Omni-channel services!

Private cloud deployment with internal and partner APIs!

;

First Data

10

Global payment processing company for more than 6 million merchant locations !

Replace outdated manual, costly, complex partner integration with streamlined API approach!

Managed PCI cloud deployment with internal and partner APIs!

Securely competes at faster pace globally!

;

✓

American Express

11

World’s largest card issuer, millions of transactions daily, and business-building services for a global merchant base!

Innovate and keep pace with nonbank providers like Paypal, Square, Stripe…!

Private cloud deployment with monetization and internal and partner APIs!

More flexible and agile, and able to facilitate innovation internally and externally !

;

Morningstar

12

Leading provider of independent investment research globally!

Unify and modernize a number of existing APIs in different formats!

Managed cloud deployment with internal and partner APIs!

Streamlined access to funds, equity, and real time financial data for their customers and partners.!

;

✓

Tradier

13

Financial services cloud provider to serve platform providers, banks and investors!

Provide customers and partners an improved investor experience by understanding and optimizing the trader journey!

Edge & Insights in managed cloud deployment with internal and partner APIs!

;

✓

So why is this so hard?

Apigee Panel

15

Brian Pagano, Digital Success

Ed Anuff, Strategy

Greg Brail, Chief Architect

Thank You