Please join us in celebrating our 50th Anniversary commemorating half a century of Gideon Family Ownership. The event will be held on June 28th from 4-7 pm at The Brownstone located at 4020 NW 25th Street in Topeka. Your invitation can be found in this newsletter issue. As a family owned community bank, we understand the value of relationships and appreciate your role in our success. We pledge to do everything possible to continue to earn your business and make your financial dreams a reality.

As we kick off the start of summer by preparing for outdoor pursuits, Silver Lake Bank encourages you to organize your financial house. People are motivated to get things done when the weather warms up and the flowers bloom, which makes it an ideal time to look closely at your savings and spending habits. Putting in the work now will help you live your best life in the months ahead. Check your credit report. Every year, you are guaranteed one free credit report from each of the three credit bureaus. Take advantage of these free reports and check them for any possible errors. Mistakes can drag down your score and prevent you from getting a loan, or cause you to pay a higher than necessary interest rate. Manage your money on the go. Utilize our mobile app to check your balance, pay your bills, transfer funds and deposit a check from wherever you are. And, sign-up for e-delivery and text alerts to reduce paper and protect yourself from fraud. Yes, we can help you with all that and more.

The month of May has been recognized as Older Americans Month. Fraudsters often prey on seniors experiencing cognitive decline, limited mobility and other disabilities that require them to rely more heavily on others for help. Appointing someone you trust to handle your financial matters aids tremendously in the fight against these crimes. Silver Lake Bank offers seven tips to help choose the right financial caregiver and prevent financial abuse in this newsletter.

Keep in mind we offer a full range of deposit accounts and services to satisfy your needs. Check out our deposit rates and products on our website. Let us know how we can help move you closer to your financial goals. As always, I am interested in hearing from you.

Thanks again for your support over the last 50 years. I hope to see all of you on June 28th at The Brownstone.

Patrick R. GideonPresident

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Main BankTopekaJayhawk Plaza201 NW Hwy 24 Topeka, KS 66608P: 785.232.0102 F: 785.232.4010

GageTopeka 2011 SW GageTopeka, KS 66604 P: 785.272.2270F: 785.272.7303

SouthwestTopeka2100 SW Urish Rd Topeka, KS 66614 P: 785.290.2270F: 785.290.2273

Silver Lake 209 Railroad StSilver Lake, KS 66539P: 785.582.4651F: 785.582.4120

Lawrence643 Mass St Lawrence, KS 66044 P: 785.330.9901F: 785.330.9905

Email, Call, Stop By or Visit Us Online

www.SilverLakeBank.comslbank@silverlakebank.com

President’s Message

Volume 82Summer 2018 Equal Housing Lender • Member FDIC

Friday, June 1st@ Hummer Sports Park

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Summer is just around the corner which means we will be hosting our annual Lunch to Go’s! We will be firing up the grill at 11:30am for hamburgers! Burgers will be served with a bag of chips, a cookie and a bottle of water to keep you hydrated on these hot summer days! This year we are changing things up a bit and adding a Breakfast to Go in Silver Lake, since most of the community travels to Topeka for work! They will be serving up breakfast burritos with granola bars and your choice of water or juice starting at 6:30am! Listed above is our 2018 schedule. Don’t miss out! Mark your calendars for breakfast/lunch on Fridays throughout the summer! We hope to see you there!

Mark Your Calendars: SLB Happenings, Events & Sponsorships

This June we celebrate 50 years of Gideon Family Ownership! We invite you to help us celebrate. Without loyal customers like you we wouldn’t be in business today! There will be family fun and entertainment for all to enjoy.The Pad will be grilling burgers and Papa Murphy’s will be serving delicious pizza. Josey’s Baking Co and Small Cakes will have a variety of desserts and Kona Ice will keep you cool with their famous snow-cones. We hope to see you there!

SLB is a Silver Sponsor for 2018 Relay for Life! The event will be held at Hummer Sports Park in Topeka on Friday, June 1st from 6:00pm to 12:00am to celebrate cancer survivors, remember loved ones lost to cancer and take action for lifesaving change. The opening ceremony which includes a Survivors Lap will begin at 7:00pm. Food vendors, a silent auction, a basket raffle and kids carnival are among the many activities and entertainment scheduled. Please visit www.relayforlife.org/topekaks for more information. If you would like to start a fundraising team, join an existing team, make a donation or volunteer, please contact shawneecountyrfl@gmail.com for more information.

Date: Time: Place:

JUNE 28, 20184:00 TO 7:00 PM

4020 NW 25TH ST TOPEKA, KSTHE BROWNSTONE

GIDEON FAMILY OWNERSHIP

50C E L E B R A T I N G

year sof

1 9 6 8 2 0 1 8

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Reasons You Need a Savings Account

According to the National Council on Aging, almost 90 percent of the financial abuse committed against older Americans is done by someone they know. More than ever, it is imperative for seniors to select a trustworthy person to properly manage their finances and personal affairs. Here are tips to help choose the right financial caregiver and prevent financial abuse: • When delegating financial decisions, make sure it’s someone you trust. If you are unable to facilitate financial transactions, carefully choose a trustworthy person to act as your agent in all financial matters. • Know who is in your home. Conduct a thorough background check on all individuals you hire for personal care or home care services. Check references and credentials before you let them into your personal space. • Never sign something you don’t understand. Consult with a financial advisor or attorney before signing any document that appears suspicious or unclear.• Understand the terms of assigning a Power of Attorney. Granting someone POA gives them the authority to act and make decisions on your behalf, including managing and having access to your bank and other financial accounts. • Always trust your instincts. Exploiters and abusers are very skilled. They can be very charming and forceful in their efforts to exploit you. Don’t be fooled – if something doesn’t feel right, it may not be.• Safeguard your personal information. Shred old bills, junk mail, bank statements and other personal documents you no longer need. • Keep personal items out of plain sight. Lock up checkbooks, credit cards and other monetary instruments to prevent unauthorized use.

SLB Offers Tips for Choosing a Financial Caregiver In recognition of May as Older Americans Month

Current05/11/2018

Last Month04/11/2018

1 year ago 05/11/2017

Prime

Federal Funds

1 Year T-Bill

5 Year Note

10 Year Note

DOW

NASDAQ

S&P

4.75% 4.75% 4.00%

1.70% 1.69% 0.91%

2.28% 2.09% 1.13%

2.84% 2.62% 1.93%

2.97% 2.79% 2.39%

24,831.17 24,189.45 20,919.42

7,402.88 7,069.03 6,115.96

2,727.72 2,643.89 2,394.84

On April 26, 2018, the IRS released an update to its Health Savings Account (HSA) contribution limit for families, returning the limit to $6,900 for 2018 (plus $1,000 if the accountholder is making a catch-up contribution).

A savings account is a good place to keep money safe for future needs and in particular, useful for money you may need within the next few years. Saving for Major Purchases – If you’re planning to buy a house or car, you’ll probably need a down payment to qualify for a loan and get the best terms. A savings account is a good place to store and build on that down payment.Upcoming Vacations or Other Expenses – Enjoy your vacation even more by not going into debt. Build up a vacation fund by transferring money from your earnings monthly. Get it out of your checking account so you’re not tempted to spend it. Emergency Savings – Life surprises us. An emergency fund can help you avoid taking on toxic debt when the unexpected happens.Adding money to your savings account can be done through mobile deposit, online banking, at a teller window, as a direct deposit from payroll or a recurring transfer from your Silver Lake Bank checking account. Ask a SLB Customer Service Representative to help you get started saving today.

by Justin Pritchard, The Balance

HSA Family Contribution Limit Changes for 2018

SLB Financial Corner: Accounts, Rates, Specials & More

Check our website or follow us on Facebook

to see our current CD Specials!

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Directions1. Preheat oven to 400 degrees F. In a medium bowl, stir together the pretzel

crumbs and sugar. Pour the melted butter over top and stir with a fork until all of the crumbs are evenly moistened. Press into the bottom of a 9×13-inch baking pan. Bake for 10 min, then cool completely.

2. Using an electric mixer, beat the cream cheese and sugar on medium speed until light and fluffy, about 3 minutes. Using a rubber spatula, gently fold in the Cool Whip. Spread evenly over the crust and refrigerate while you prepare the topping.

3. Place the dry Jello in a large bowl and add the boiling water. Stir for at least 2 minutes, until the gelatin is completely dissolved. Stir in the cold water. Refrigerate for 1½ hours or until slightly thickened (will be the consistency of egg whites). Stir in the strawberries and pour over the cream cheese layer. Refrigerate for at least 3 hours, or until the Jello layer is set. Cut into squares to serve. Leftovers should be stored, covered, in the refrigerator for up to 3 days.

Strawberry Pretzel Bars

IngredientsPrep Time: 1 Hour Servings: 12-16Total Time: 5 Hours 45 Minutes

For the Crust:• 2 cups finely crushed pretzels• 3 Tablespoons granulated sugar• ¾ cup salted butter, meltedFor the Filling:• 8 ounces cream cheese, room temperature• 1 cup granulated sugar• 8 ounces Cool WhipFor the Strawberry Topping:• 2 cups boiling water• 1 (6-ounce) package Strawberry Jell-O• 1½ cups (360 ml) cold water• 4 cups sliced strawberries

Gage Branch Manager, Roberta Haflich received a Department of Defense award presented by Greg Sims of the Employer Support of the Guard and Reserve (ESGR). They present awards to employers that support employee participation in the National Guard and Reserve. She was nominated by National Guard employee, Jason Oldham (the husband of Bert’s employee Laura Oldham) who is stationed in Kuwait. Jason was able to join in on the celebration via facetime. Congratulations Bert! We are so happy you are a part of our team!

SLB Manager receives awardPictured left to right: SLB Senior Vice President, Kay Graham Scott, Greg Sims, ESGR, SLB Vice President Roberta (Bert) Haflich, SLB Teller Laura Oldham, and SLB Executive Vice President Kerry Martin.

We are here to help YOU!Do you need help with our mobile app? Stop by any branch and we will assist you! To get started with mobile banking, you may download our app through the App Store or Google Play.

Gage employee Shannon Huesers helps a customer enable e-Delivery for his statements through our app.

Gage employee Laura Oldham assists a customer with activating facial recognition on his iPhone X.

Congratulations to Jennifer Comstock, Assistant Controller, on her recent retirement from Silver Lake Bank. She began her career at SLB as Lead Accounting Clerk in 1999. Jennifer is an amazing seamstress, has a special interest in animals (especially German Shepherds!) and has a curious and creative soul. We miss you Jennifer and wish you well.

Congratulations!

Vote SLB Best BankThank you for your nominations! SLB has made it to the Top 5 for Best Bank! Please vote for us, as well as all of your other favorite local businesses! Voting begins May 27th and will end on June 23rd. Please visit cjonline.com to cast your vote! SLB is listed under the Service Category.