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    Evaluating the Impact of Health Card Program on Access to

    Reproductive Health Services: An Indonesian Experience

    Erlangga Agustino LandiyantoInstitute for Population and Social Research, Mahidol University, Thailand

    Abstract

    Health card program aims to protect the poor in Indonesia during the Asian

    economic crisis. Health cards were targeted and allocated exclusively to the poor that

    would provide free access to public health services. The impact of health card program

    to reproductive health services was rarely discussed by previous studies that pay more

    attention on health card utilization for both inpatient and outpatient. Using Indonesian

    family life survey (IFLS) data 1997-2000 from RAND Corporation, this study aims to

    evaluate the impact of health card program during Asian economic crisis on access to

    reproductive health services and answer the question whether who had health cardreally have better access to reproductive health services. Discussion in this paper limit

    on antenatal care, place of delivery and contraceptive use which are only reproductive

    health components that covered by health card program. Using combination between

    descriptive analysis and multivariate analysis, this study found that the health cards

    were not well targeted and distributed. The study also found that, generally, there is no

    significant effect of health card ownership to access to reproductive health services.

    Keyword: Health Card, Antenatal Care, Contraceptive, Place of Delivery

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    Introduction

    Background of Study

    The Indonesian economic crisis began in 1997 when the rupiah depreciatedrapidly and brought Indonesia into the economic crisis of 1998. The devaluation ofthe rupiah increased levels of debt of private companies as well as increasedoperational cost resulting in bankruptcies. These conditions stimulated a reduction inlabor demand, rising unemployment, and, indirectly, a loss of social securitycoverage. Prices of goods and services increased greatly during the year, whichdecreased quality of life the lower income population as well as pushed lower middleincome population to be below population line (Strauss et al, 2002; Frankenberg et al,2002; Pritchett and Suryahadi, 2002; Sparrow, 2006).

    The crisis negatively affected the health sector from both supply and demandsides. For the supply side, WHO (1998) and AUSAID (2002) reported that theIndonesian provinces and district health offices experienced a reduction in operating

    budgets, which resulted in a cut in the budget for preventive programs. Accordingwater et al (2003) and AUSAID (2002), health services providers faced the increasing

    in operation costs, extraordinary increasing in pharmaceutical and medical suppliescosts, and reduced supplies of modern health services. On the demand side, theseverity of the crisis affected households health care utilization and expenditures.Frankenberg et al. (2002) and AUSAID (2002) found that household consumptionwas going down in 1998, with decreasing investments in human capital (health andeducation) as well as decreasing utilization of modern health care services.

    In response to the crisis, there were a series of publication about social safetynet programs that were initiated or reconfigured in Indonesia. Some of programs weredesigned to reach all population and some were targeted to reach the poor only(Strauss, 2002). The health component of the Indonesian Social Safety Net program,the health card program, was started in September 1998 and initiated to protect the

    poor from the effects of the economic crisis through a targeted price subsidy and a

    public spending component. The health cards entitled all household members to theprice subsidy at public health care providers. (Saadah et al, 2001; AUSAID, 2002;Sparrow, 2006; Somanathan 2008)

    Most of previous studies on the impact health cards for protecting the poorduring Indonesian economic crisis focus on targeting of health cards distribution(Lanjauw et al 2001; Pritchett and Suryahadi, 2002; Sparrow, 2006; and Sparrow,2008) and utilization of health cards and its impact to outpatient (Saadah et al, 2001;Sparrow, 2006; Saadah et al, 2007). Other studies focus on the impact of health cardson childrens health care (Somanathan, 2008) and health care consumption (Johar,2007).

    The issues were rarely discussed in previous Indonesia cases studies.Therefore, this thesis focus on the impact of the health card program on access to

    reproductive health services like contraception, pre-natal care and assistance at birth.Base on discussion above, we can hypothesize the health cards were distributedaccurately to targeted beneficiaries and used it as purposes. We also expect that whoreceived health cards should have better access to reproductive health services.

    Research question on this paper focus on to answer the question did the poorwho had health card really have better access to reproductive health services? If sowhy? If not, Why not? From the research questions, the research objective as follow:

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    y General Research objective: Evaluating the impact of the health card program

    on access to reproductive health services like access to contraception, pre-natal

    care and assistance at birth.

    y Specific Research Objectives:

    o Measure the performance of health cards targeting and distribution.

    o Exploring the utilization of health card for reproductive healthservices.

    o Evaluating whether the poor who have health card have better access to

    reproductive health services or not.

    Research Hypothesis

    o Health cards were received by the poor only.

    o Health cards utilized by the poor as intended.

    o The poor who have health card have better access to reproductive

    health service

    Literature Review

    Social Safety Net-Health Card Program In Indonesia

    Program Design

    The health component of the Indonesian Social Safety Net program (JPS-BK),health cards program, was designed to prevent the decline of health and nutritionalstatus as a result of the economic crisis. The community health centers (Puskesmas)and the village midwives are the key actors of the program. The health card programwas designed to allow poor households to obtain at least basic health care services. Asdemand side intervention, the health card provides access to health services to the

    program beneficiaries by the use of a health card (Strauss et al, 2002; Sparrow, 2006).According Saadah et al (2001) Strauss et al (2002) Sparrow (2006), the typesof services covered by the health card include:

    a) Basic health services, medical attention as first treatment or referrals, family

    planning services, immunization and other basic health services.

    b) Basic maternal health care and referrals for pregnant mother, delivery care,

    post and neo-natal natal care.

    c) Nutritional improvement through food supplementation to undernourished

    poor families.

    d) Eradication of communicable diseases such as malaria, tuberculosis and

    diseases that could be prevented through immunization.

    e) Revitalization of Posyandu (integrated health post), a health post improvementprogram to prevent negative effects of the crisis on the nutrition and health

    status of mothers and young children.

    Distribution and Implementation

    The health card program followed a partly decentralized targeting process,involving both geographic targeting at district level and community based individual

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    targeting at village level. Households that were categorized as vulnerable to economicshocks were targeted to receive health cards. (Saadah et al, 2001; Sparrow, 2006)

    The amount of subsidy for public health care providers to be distributed acrossdistricts and number of health cards to be issued base on National Family PlanningCoordinator Agency (BKKBN) headcounts per-district. The headcount wascalculated based on the survey data to investigated number of poor (Saadah et al,

    2001; Sparrow, 2006)At the district level committees were formed to deal with the allocation of

    funds to the health clinics, community health center (Puskesmas) and villagemidwives. The district committees were also responsible to allocate health cards andBKKBNs poverty measurement criteria guidelines to villages where the villageleaders headed village allocation committees (Saadah 2001; Sparrow, 2006).

    The poverty measurement criterias of BKKBN to identify targeted householdsis called prosperity measurement status for identifies the poor based on who meetwith one of the following criteria (Strauss, 2002; Sparrow, 2006), such as: unable tohave 2 meals a day, unable to afford health services, the head of the household lost his

    job due to retrenchment or households with school age children drops out due to thecrises

    The village committees (consisting of village staff, family planning workers,village midwives, and community activists) distributed to the villagers base on theBKKBNs poverty criteria above. The identified poor households are given healthcards signed by the head of the community health post (Posyandu) and the head of thevillage. This card is valid for one year and can be extended as long as the householdsmeet those criteria (Strauss, 2002; Sparrow, 2006)

    M&E Framework and Research Conceptual Framework

    Because this thesis is a evaluation research, the monitoring and evaluationframework of the health card program (figure 2.2) is designed in order to developresearch conceptual framework for this thesis. There are four components ofmonitoring and evaluation frameworks. First is programs input and process that

    provide summary of program activities (more detail information about health cardprogram can be found at chapter 2.2), second is programs output, third is programsoutcomes and fourth is programs goal.

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    Figure 2.2: Monitoring and Evaluation Framework

    On the figure 2.2 can be seen that this thesis focus on evaluating whether thehealth card program achieve the goal for improving access to reproductive healthservices or not.

    This thesis is also investigating the program output (health card targeting anddistribution) and the program outcomes (health card utilization) as well as the effect

    of the program output and program impact for achieving the program goal controllingby some independent variables.

    Programs Input

    and Process

    Programs

    Output

    Programs

    Outcome

    Programs Goal

    1. Established

    districts level

    committee

    and allocated

    fund at

    districts level.

    2. District level

    committee

    allocated

    fund to health

    care provider

    and distribute

    health card to

    village

    committee.3. The

    Health Cardarereceived/own

    Health Cardare utilized bythe poor

    The poor whohave healthcard have

    better access tore roductive

    BKKBNPovertyCriteria

    Influencing Factors:x Economic Factors

    x Socio-demographic

    Factors

    Unobservab

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    Figure 2.3: Research Conceptual Framework

    Figure 2.3, research conceptual framework, shows the hypotheticalrelationship between dependent variables (program goal), program variables (programoutcomes and program output) and independent variables.

    Data and Methodology

    Data

    The major data source for this thesis is Indonesian Family Life Survey (IFLS)from RAND Corporation in Santa Monica, USA. The data is longitudinal survey dataat household and community level. In this thesis, data at the household level is used

    because this thesis focuses on analysis from side. To investigate the impact of thehealth card, IFLS second wave (1997) is used as baseline data before intervention and

    IFLS third wave (2000) is used as post-intervention year. The sample size of IFLSsecond wave is 7619 Households and IFLS third wave is 10435 Households. Formultivariate analysis, panel data are constructed from the longitudinal data.

    For analysis, there are four versions of datasets. First is data set for descriptiveanalysis. The data is raw data set for univariate and bivariate analysis. Second is paneldata set for indentifying the effect of independent variables and control variables toantenatal care. Third is panel data set for indentifying the effect of independentvariables and control variables to place delivery, public health facility or the others.

    Independent Variables

    x Health Card Ownerships

    x Year Dummy

    x Interaction Variables between

    health card ownership and year

    dummy

    Dependent Variables

    x Antenatal Care

    x Place for delivery

    x Using modern contraceptives

    Control VariablesA. Socio-demographic Variables

    x Number of Household Members

    x Highest Grade Completed by head of

    households

    x Highest Grade Completed by spouse of

    head of households

    B. Health facilities knowledge

    C. Economic Variables

    x Water sources

    x Sanitation

    x Economic Variables

    x House ownership status

    x Have Television

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    The fourth is panel data set for indentifying the effect of independent variables andcontrol variables to utilization modern contraceptives.

    Methods

    Two methods of analysis we employed in this study. Fist, descriptive statisticsdescribed the individual and households characteristics, the descriptive statistics

    cover univariate and bivariate analysis. Second, Inference statistics cover bivariateand multivariate analaysis.

    The multivariate analysis focuses on examining the effect of intervention andindependent variables on dependent variables. The major approach for multivariateanalysis in this thesis is identifying difference-in-difference estimator. To construct

    panel dataset for identifying difference and difference estimators, the new entries istaken out from 2000 data and take the drop out cases out from 1997 data and merging

    both dataset to create panel dataset for the multivariate analysis with consideration ofsample selection bias. The bias was tested using logistic regression to identify whetherthe dropping case will change the characteristics of observation or not.

    Result and Discussion

    This chapter presents the interpretation and discussion from data analysis. Partthree is divided as two parts: 4.1 provide descriptive analysis of health card ownershipand utilization and 4.2 provide multivariate analysis of the impact of health cardownership to antenatal care, place delivery and modern contraceptive.

    Descriptive analysis of health card ownership and utilization

    As discussed on chapter two, the health card program followed a partlydecentralized targeting process. Households that were categorized as vulnerable toeconomic shocks were targeted to receive health cards. It means health card allocated

    for the poor household to protect them from the effect of crisis (Saadah et al, 2001;Sparrow, 2006).For evaluating the accuracy of targeting and allocation, wealth quintiles is use

    to identify the poor and non poor. The poorest and second poorest quintiles arecategorized as poor, the rest quintiles are non poor or wealthier.

    Wealth quintile in this study was constructed from economic variables such asusing electricity, have television, own house, access to improve water, access toimprove sanitation, asset and expenditure. Those variables were combined using

    principal component analysis.

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    Table 4.1: Tabulation between wealth quintiles and health card ownerships

    Wealth Index Quintileshhs have kartu sehat

    0. No 1. Yes

    Poorest N 1070 323

    % 18.82 25.25Second N 1076 317% 18.93 24.78

    Middle N 1135 257% 19.96 20.09

    Fourth N 1160 233% 20.40 18.22

    Richest N 1244 149% 21.88 11.65

    Total N 5685 1279

    % 100.00 100.00

    Chi Square: Significant at 0.001

    Table 4.1 shows that only 50% of all health cards were distributed to the poor(first and second poorest quintiles). The remaining health cards were miss-targetedand distributed to wealthier quintiles. The miss-targeting might be happen in locallevel when head of village that have rights to select who should receive health cards,gave health cards to head of villages relatives or friends.

    Table 4.2: Tabulation between wealth quintiles and health card utilization forinpatients

    Wealth Index QuintilesUse HC for Inpatient

    0. No 1. Yes

    Poorest N 25 10% 5.33 50.00

    Second N 56 6% 11.94 30.00

    Middle N 72 3% 15.35 15.00

    Fourth N 128 1% 27.29 5.00

    Richest N 188 0% 40.09 0.00

    Total N 469 20% 100.00 100.00

    Chi Square: Significant at 0.05

    Table 4.2 shows that only 80% from who use health cards for inpatients werethe poor (first and second poorest quintiles). The remaining health cards were miss-utilized by who were in wealthier quintiles and did not have rights to use health cards.Miss-utilization shows that there is no good verification system on health services

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    providers, when the providers allow who have health card get the free inpatientservices even they are not the poor.

    Table 4.3: Tabulation between wealth quintiles and health card utilization foroutpatients

    Wealth Index QuintilesUse HC for Outpatient

    0. No 1. Yes

    Poorest N 288 24% 13.17 26.37

    Second N 368 28% 16.83 30.77

    Middle N 442 16% 20.22 17.58

    Fourth N 494 20% 22.60 21.98

    Richest N 594 3

    % 27.17 3.30Total N 2186 91

    % 100.00 100.00

    Chi square: significant at 0.01

    Table 4.3 shows that only 57% from who use health cards for outpatients werethe poor (first and second poorest quintiles). The remaining health cards were miss-utilized by who were in wealthier quintiles and did not have rights to use health cards.Miss-utilization shows that there is no good verification system on health services

    providers, when the providers allow who have health card get the free outpatientservices even they are in a wealthier economic status.

    Multivariate analysis

    The Impact of health card ownership on antenatal care

    To explore the impact of health card ownership on antenatal care, sevenmodels of multiple regressions are used. Each model has different purposes that can

    be seen at the following explanation. The result of logistic regression of the followingmodels can be seen at table 4.4.

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    Table4.4:Regression

    coefficientsandstandarderrorsfrom

    multipleregressionanalysisofTheimpactofhealthcardowne

    rshipon

    antenatalcare.

    IndependentVariables

    Model

    1

    Model2

    Model3

    Model4

    Model5

    Model6

    Model7

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    C

    oefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Stand

    ard

    Erro

    r)

    Coefficient

    (Standard

    Error)

    healthcardownership

    -0.23

    24

    -0.4

    496

    -0.6

    261

    -0.6

    010

    -0.4

    128

    -0.5927

    -0.5

    497

    (-0.2

    587)

    (0.4

    441)

    0.4

    346

    (0.4

    547)

    (0.4

    594)

    (0.4

    788)

    (0.4

    617)

    yeardummy

    -0.0

    190

    -0.0

    992

    -0.5

    205*

    -0.1

    990

    -0.6

    494*

    -0.5

    157*

    (0.2

    236)

    (0.2

    335)

    (0.2

    617)

    (0.2

    445)

    (0.2

    869)

    (0.2

    598)

    Interactionvariable

    0.3

    214

    0.4

    585

    0.6

    937

    0.3

    445

    0.6180

    0.6

    286

    (0.5

    515)

    (0.5

    735)

    (0.5

    721)

    (0.5

    712)

    (0.5

    964)

    (0.5

    803)

    knowwhereispublic

    hospital

    0.2

    895

    0.1565

    (0.2

    508)

    (0.2

    598)

    knowwhereisprivat

    ehospital

    0.3

    395

    0.0443

    (0.2

    669)

    (0.2

    758)

    knowwhereispublic

    /auxiliaryhealth

    center

    -0.7

    587

    -0.8675

    -0.7

    374

    (0.4

    712)

    (0.4

    817)

    (0.4

    666)

    knowwhereisprivat

    eclinic

    -0.2

    258

    -0.3486

    (0.3

    621)

    (0.3

    812)

    knowwhereisprivat

    ephysician

    0.0

    622

    -0.0130

    (0.2

    456)

    (0.2

    557)

    knowwhereismidw

    ife

    0.5

    431*

    0.5888*

    0.7

    458**

    (0.2

    515)

    (0.2

    645)

    (0.2

    467)

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    Table4.4:Regression

    coefficientsandstandarderrorsfrom

    multipleregressionanalysisofTheimpactofhealthcardowne

    rshipon

    antenatalcare.(Continued)

    Independent

    Variables

    Model1

    Model2

    Model3

    Mo

    del4

    Model5

    Model6

    Model7

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coef

    ficient

    (Standard

    Er

    ror)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    knowwhereisnurse

    0.1

    100

    0.0

    799

    (0.2

    339)

    0.2

    436

    knowwhereistraditionalbirth

    attendant

    -0.0

    039

    0.1

    634

    (0.2

    537)

    0.2

    683

    knowwhereistraditionalpracticioner

    -0.1

    673

    0.0

    519

    (0.2

    356)

    0.2

    489

    knowwhereispharm

    acy

    0.4

    012

    0.2

    594

    (0.2

    555)

    0.2

    687

    knowwhereisposya

    ndu

    0.5

    494

    0.4

    888

    (0.3

    003)

    0.3

    109

    householdsize

    0.1

    328**

    0.1

    429**

    0.1

    404**

    (0

    .0455)

    (0.0

    488)

    (0.0

    462)

    highesteducationhhh

    0.6

    898

    0.4

    374

    0.8

    667**

    (0

    .3614)

    (0.3

    827)

    (0.2

    963)

    highesteducationshh

    0.2

    672

    0.3

    801

    (0

    .3991)

    (0.4

    259)

    houseownership

    0.2

    929

    0.2

    207

    0.2

    585

    (0.2

    758)

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    Table4.4:Regression

    coefficientsandstandarderrorsfrom

    multipleregressionanalysisofTheimpactofhealthcardowne

    rshipon

    antenatalcare.(Continued)

    Independent

    Variables

    Model1

    Model2

    Model3

    Mo

    del4

    Model5

    Model6

    Model7

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coef

    ficient

    (Standard

    Er

    ror)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    usingelectricity

    0.5

    194

    0.3

    793

    0.3

    034

    (0.3

    294)

    havetelevision

    0.2

    620

    0.1

    177

    0.2

    338

    (0.2

    572)

    improvewatersource

    0.3

    223

    0.2

    873

    0.2

    208

    (0.2

    427)

    improvesanitation

    -0.2

    191

    -0.1

    609

    (0.2

    311)

    (0.2

    468)

    constant

    0.5

    279***

    0.5

    366***

    0.0

    497

    -0.3

    383

    -0.2

    385

    -1.3

    268

    -0.2

    671

    0.1

    114

    0.1

    515

    0.5

    366

    0.3

    222

    0.3

    755

    0.7

    053

    0.5

    632

    LogLikelihood

    -278.7

    017

    -278.5

    184

    -267.1

    242

    -269.4

    201

    -272.1

    993

    -256.7

    999

    -263.9

    404

    N

    420

    420

    420

    420

    420

    420

    420

    LRChi2

    0.8

    0

    1.1

    7

    23.9

    6

    19.3

    6

    13.8

    1

    44.60

    30.3

    2

    Prob>Chi2

    0.3

    709

    0.7

    609

    0.0

    464

    0.0

    036

    0.0

    870

    0.0

    030

    0.0

    001

    PseudoR2

    0.0

    014

    0.0

    021

    0.0

    429

    0.0

    347

    0.0

    247

    0.0

    799

    0.0

    543

    *=Significantat0.05;**=Significantat0.01;***=Sig

    nificantat0.001

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    Model 1 on table 4.4 shows that there is no direct effect of health cardownership on antenatal care without controlling for other factors. The model is alsonot significant that shown by prob>chi2 more than 0.05.

    Model 2 shows that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on antenatal care without controlling for

    other factors. The model is also not significant that shown by prob>chi2 more than0.05.

    Model 3 show that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on antenatal care controlling forknowledge of health facilities. In this model, can be seen that knowledge of where ismidwife have significant effect on adequate antenatal care.

    Model 4 show that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on antenatal care controlling for socio-demographic variables. In this model can be seen household size have significantfactor of antenatal care.

    Model 5 show that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on antenatal care controlling foreconomic variables. Model 5 also shows that there is no effect of economic factor onantenatal care.

    Model 6 show that there is no effect of health card ownership as well as thereis no combination effect between health card ownership and program duration onantenatal care controlling for all variables including knowledge of health facilities,socio-demographic and economic variables. But there is significant effect of dummyof program interventions periods (before and after). Consistent with model 3 andmodel 4, there is positive effect of knowledge where is midwife and household size.

    Model 7 show that there is no effect of health card ownership as well as thereis no combination effect between health card ownership and program duration onantenatal care controlling for selected knowledge of health facilities variables, socio-demographic variables and economic variables. Consistent with model 6, there issignificant effect of dummy of program interventions periods (before and after).Consistent with model 3, model 4 and model 6, there is positive effect of knowledgewhere is midwife and household size.

    Impact of health card ownership to place delivery

    To explore the impact of health card ownership on place of delivery, sevenmodels of multiple regressions are used. Each model has different purposes that can

    be seen at the following explanation. The result of logistic regression of the following

    models can be seen at table 4.5Model 1 on table 4.5 show that there is no direct effect of health cardownership on place of delivery without controlling for other factors. The model is alsonot significant that shown by prob>chi2 more than 0.05.

    Model 2 show that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on place of delivery without controllingfor other factors. The model is also not significant that shown by prob>chi2 more than0.05.

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    Model 3 show that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on place of delivery controlling forknowledge of health facilities. In this model, can be seen that knowledge of where is

    public hospital have significant positive effect on delivery at public health facilities.In this model also can be seen that knowledge of where traditional birth attendants are

    has significant negative effect on delivery at public facilities. Interestingly, knowledgewhere traditional practitioners are has significant effect to delivery at public healthfacilities.

    Model 4 show that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on place of delivery controlling forsocio-demographic variables. In this model can be seen that there is no socio-demographic variables have significant effect to delivery in public facilities.

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    Table4.5:Regression

    coefficientsandstandarderrorsf

    rom

    multipleregressionanalysisoftheimpactofhealthcardowner

    shiponplace

    delivery.

    IndependentVariables

    Model

    1

    Model2

    Model3

    Model4

    Model5

    Model6

    Model7

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    C

    oefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Stand

    ard

    Erro

    r)

    Coefficient

    (Standard

    Error)

    healthcardownership

    0.04

    24

    0.0

    232

    -0.8

    342

    0.0

    440

    -0.3

    945

    -0.7806

    -0.6

    049

    (0.4

    213)

    (0.7

    954)

    (0.8

    902)

    (0.8

    026)

    (0.8

    442)

    (0.9

    351)

    (0.8

    531)

    yeardummy

    0.3

    486

    0.3

    896

    -0.0

    236

    0.2

    484

    0.3213

    0.4

    831

    (0.3

    678)

    (0.4

    173)

    (0.4

    267)

    (0.4

    345)

    (0.5

    734)

    (0.4

    451)

    Interactionvariable

    -0.0

    883

    0.5

    042

    0.0

    406

    0.5

    282

    0.3812

    0.5

    562

    (0.9

    442)

    (1.0

    641)

    (0.9

    716)

    (1.0

    082)

    (1.1

    445)

    (1.0

    491)

    knowwhereispublic

    hospital

    2.2

    773**

    2.13

    45**

    2.3

    300**

    (0.7

    720)

    (0.7

    944)

    (0.7

    537)

    Knowwhereispriva

    tehospital

    0.3

    339

    0.3576

    (0.4

    166)

    (0.4

    616)

    knowwhereispublic

    /auxiliaryhealth

    center

    -0.1

    157

    -0.2828

    (0.7

    791)

    (0.8

    799)

    knowwhereisprivat

    eclinic

    -0.5

    605

    -1.0420

    (0.6

    183)

    (0.6

    697)

    knowwhereisprivat

    ephysician

    -0.3

    669

    -0.5995

    (0.4

    087)

    (0.4

    509)

    knowwhereismidw

    ife

    -0.4

    558

    -0.2954

    (0.4

    569)

    (0.5

    076)

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    Table4.5:Regression

    coefficientsandstandarderrorsf

    rom

    multipleregressionanalysisoftheimpactofhealthcardowner

    shiponplace

    delivery.(Continued)

    Independen

    tVariables

    Model1

    Model2

    Model3

    Model4

    Model5

    Model6

    Model7

    Coefficien

    t

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coe

    fficien

    t

    (Sta

    ndard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    knowwhereisnurse

    -0.4

    844

    -0.4

    415

    (0.4

    528)

    (0.4

    738

    )

    knowwhereistraditionalbirthattendant

    -1.3

    987**

    -1.3

    506**

    -

    1.2

    259***

    (0.4

    070)

    (0.4

    450

    )

    (0.3

    844)

    knowwhereistraditionalpracticioner

    0.9

    254*

    1.2

    074**

    0.7

    666*

    (0.4

    174)

    (0.4

    614

    )

    (0.3

    877)

    knowwhereispharm

    acy

    0.5

    207

    0.2

    895

    (0.4

    351)

    (0.4

    893

    )

    knowwhereisposya

    ndu

    1.1

    049

    1.2

    418

    (0.6

    522)

    (0.6

    988

    )

    householdsize

    0.0

    678

    -0.0

    081

    (0.0

    650)

    (0.0

    746

    )

    highesteducationhhh

    -0.5

    524

    -1.0

    147

    -0.5

    232

    (0.5

    611)

    (0.6

    286

    )

    (0.4

    913)

    highesteducationshh

    1

    .4414*

    1.3

    266*

    (0.5

    623)

    (0.6

    426

    )

    houseownership

    0.7

    112

    1.0

    392

    (0.5

    236)

    (0.5

    985

    )

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    Table4.5:Regression

    coefficientsandstandarderrorsf

    rom

    multipleregressionanalysisoftheimpactofhealthcardowner

    shiponplace

    delivery.(Continued)

    Independen

    tVariables

    Model1

    Model2

    Model3

    Model4

    Model5

    Model6

    Model7

    Coefficien

    t

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coe

    fficien

    t

    (Sta

    ndard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    usingelectricity

    1.6

    348

    1.0

    987

    (1.0

    599)

    (1.1

    177

    )

    havetelevision

    0.7

    474

    0.7

    025

    0.7

    400

    (0.4

    117)

    (0.5

    035

    )

    (0.4

    171)

    improvewatersource

    0.8

    083*

    0.5

    224

    (0.3

    648)

    (0.4

    480

    )

    improvesanitation

    0.3

    706

    0.2

    403

    (0.4

    109)

    (0.5

    075

    )

    constant

    -

    1.9

    332***

    -

    2.1

    026***

    -

    3.9

    553***

    -

    2.6038***

    -

    5.1

    959***

    -

    6.4

    359***

    -

    4.0

    059***

    0.1

    835

    0.2

    648

    1.1

    710

    0.5

    347

    1.1

    707

    1.7

    018

    0.8

    412

    LogLikelihood

    -125.7

    808

    -125.2

    846

    -99.3

    196

    -12

    1.3

    882

    -112.9

    377

    -90.9

    328

    -99.6

    007

    N

    330

    330

    330

    330

    330

    330

    330

    LRChi2

    0.01

    1.0

    0

    52.9

    3

    8.8

    0

    25.7

    0

    69.71

    52.3

    7

    Prob>Chi2

    0.9

    202

    0.8

    007

    0.0

    000

    0.1

    854

    0.0

    012

    0.0

    000

    0.0

    000

    PseudoR2

    0.0

    000

    0.0

    040

    0.2

    104

    0.0

    350

    0.1

    021

    0.2

    771

    0.2

    082

    *=Significantat0.05;**=Significantat0.01;***=Sign

    ificantat0.001

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    Model 5 show that there is no effect of health card ownership and dummy ofprogram interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on place of delivery controlling foreconomic variables. Model 5 also shows that there is no effect of economic factor ondelivery in public facilities.

    Model 6 show that there is no effect of health card ownership and dummy of

    program interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on place of delivery controlling for allvariables including knowledge of health facilities, socio-demographic and economicvariables. Consistent with model 3, there is positive effect of knowledge of where is

    public hospital and knowledge where traditional practitioners are as well as significantnegative effect of knowledge of where traditional birth attendant were on delivery in

    public facility.Model 7 show that there is no effect of health card ownership and dummy of

    program interventions periods as well as there is no combination effect betweenhealth card ownership and program duration on place of delivery controlling forselected knowledge of health facilities variables, socio-demographic variables andeconomic variables. Consistent with model 3 and model 6, model 7 shows that there is

    positive effect of knowledge of where is public hospital and knowledge wheretraditional practitioners are as well as significant negative effect of knowledge ofwhere traditional birth attendant were on delivery in public facility.

    Impact of health card ownership to utilization of modern contraceptive

    To explore the impact of health card ownership on place of delivery, sevenmodels of multiple regressions are used. Each model has different purposes that can

    be seen at the following explanation. The result of logistic regression of the followingmodels can be seen at table 4.6.

    Model 1 show direct effect of having health cards on using moderncontraceptives. People who have health card are more likely use modern contraceptivewithout controlling for other factors.

    Model 2 show that there is positive effect of health card ownership andcombination effect between health card ownership and program duration onutilization of modern contraceptives without controlling for other factors. Consistentwith model 1, household who have health cards are more likely have use moderncontraceptive.

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    Table4.6:Regression

    coefficientsandstandarderrorsf

    rom

    multipleregressionanalysisoftheimpactofhealthcardowner

    shipon

    utilization

    ofmoderncontraceptive.

    Independen

    tVariables

    Model1

    Model2

    Model3

    Model4

    Model5

    Model6

    Model7

    Coefficien

    t

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coe

    fficien

    t

    (Sta

    ndard

    Error)

    Coefficien

    t

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficien

    t

    (Standard

    Error)

    healthcardownership

    0.1

    947**

    0.4

    325***

    0.3

    399**

    0.4250***

    0.3

    461**

    0.3

    128**

    0.3

    174**

    (0.0

    683)

    (0.1

    114)

    (0.1

    132)

    (0.1

    114)

    (0.1

    127)

    (0.1

    139

    )

    (0.1

    133)

    yeardummy

    -0.1

    042

    -0.1

    756**

    -0.1697**

    -0.1

    538*

    -0.1

    793**

    -

    0.1

    907***

    (0.0

    551)

    (0.0

    567)

    (0.0

    605)

    (0.0

    606)

    (0.0

    657

    )

    (0.0

    567)

    Interactionvariable

    -0.3

    530*

    -0.2

    798

    -0

    .3246*

    -0.1

    961

    -0.2

    068

    -0.2

    036

    (0.1

    420)

    (0.1

    441)

    (0.1

    426)

    (0.1

    440)

    (0.1

    453

    )

    (0.1

    447)

    knowwhereispublic

    hospital

    0.1

    237*

    0.0

    843

    (0.0

    626)

    (0.0

    636

    )

    Knowwhereispriva

    tehospital

    0.0

    314

    -0.0

    067

    (0.0

    625)

    (0.0

    634

    )

    knowwhereispublic

    /auxiliaryhealth

    center

    0.1

    867

    0.1

    850

    (0.1

    098)

    (0.1

    105

    )

    knowwhereisprivat

    eclinic

    0.0

    266

    -0.0

    139

    (0.0

    780)

    (0.0

    794

    )

    knowwhereisprivat

    ephysician

    0.0

    959

    0.0

    534

    (0.0

    597)

    (0.0

    608

    )

    knowwhereismidw

    ife

    0.1

    942**

    0.1

    992**

    0.2

    130***

    (0.0

    625)

    (0.0

    629

    )

    (0.0

    620)

    knowwhereisnurse

    0.0

    832

    0.0

    755

    (0.0

    551)

    (0.0

    554

    )

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    Table4.6:Regression

    coefficientsandstandarderrorsf

    rom

    multipleregressionanalysisoftheimpactofhealthcardowner

    shipon

    utilization

    ofmoderncontraceptive.(Continu

    ed)

    Independent

    Variables

    Model1

    Model2

    Model3

    Mo

    del4

    Model5

    Model6

    Model7

    Coefficien

    t

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Er

    ror)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    knowwhereistraditionalbirth

    attendant

    -0.0

    866

    -0.0

    133

    (0.0

    595)

    (0.0

    617)

    knowwhereistraditionalpracticioner

    -0.2

    168***

    -0.1

    956***

    -0.1

    878***

    (0.0

    570)

    (0.0

    574)

    (0.0

    566)

    knowwhereispharm

    acy

    0.0

    940

    0.0

    241

    0.0

    786

    (0.0

    639)

    (0.0

    654)

    (0.0

    562)

    knowwhereisposya

    ndu

    0.4

    369

    0.4

    366

    0.4

    676***

    (0.0

    710)

    (0.0

    714)

    (0.0

    683)

    householdsize

    -0.0

    049

    -0.0

    097

    (0

    .0117)

    (0.0

    119)

    highesteducationhhh

    0.0

    938

    -0.0

    669

    (0

    .0795)

    (0.0

    832)

    highesteducationshh

    0.1

    404

    0.0

    239

    (0

    .0923)

    (0.0

    953)

    houseownership

    -0.1

    263

    -0.1

    159

    (0.0

    734)

    (0.0

    758)

    usingelectricity

    0.0

    263

    -0.0

    534

    (0.0

    851)

    (0.0

    870)

    havetelevision

    0.3

    906***

    0.3

    512***

    0.3

    531***

    (0.0

    588)

    (0.0

    626)

    (0.0

    583)

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    Table4.6:Regression

    coefficientsandstandarderrorsf

    rom

    multipleregressionanalysisoftheimpactofhealthcardowner

    shipon

    utilization

    ofmoderncontraceptive.(Continu

    ed)

    Independent

    Variables

    Model1

    Model2

    Model3

    Mo

    del4

    Model5

    Model6

    Model7

    Coefficien

    t

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Er

    ror)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    Coefficient

    (Standard

    Error)

    improvewatersource

    0.1

    410**

    0.1

    406

    0.1

    417**

    (0.0

    548)

    (0.0

    575)

    (0.0

    549)

    improvesanitation

    0.0

    074

    -0.0

    141

    (0.0

    565)

    (0.0

    574)

    constant

    0.1

    258***

    0.1

    756***

    -0.5

    620***

    0.1

    959**

    -0.0

    420

    -0.5

    882***

    -0.6

    045***

    0.0

    275

    0.0

    381

    0.1

    202

    0.0

    765

    0.1

    086

    0.1

    634

    0.0

    825

    LogLikelihood

    -4377.6

    903

    -4369.7

    141

    -4305.5

    943

    -4365.5

    847

    -4328.3

    262

    -4282.4

    358

    -4288.5

    722

    N

    6350

    6350

    6350

    6350

    6350

    6350

    6350

    LRChi2

    8.1

    8

    24.1

    3

    152.3

    7

    32.3

    9

    106.9

    1

    198.69

    186.4

    1

    Prob>Chi2

    0.0

    042

    0.0

    000

    0.0

    000

    0.0

    000

    0.0

    000

    0.0

    000

    0.0

    000

    PseudoR2

    0.0

    009

    0.0

    028

    0.0

    174

    0.0

    037

    0.0

    122

    0.0

    227

    0.0

    213

    *=Significantat0.05;**=Significantat0.01;***=Sign

    ificantat0.001

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    Model 3 show that there is positive effect of health card ownership and butthere is no combination effect between health card ownership and program durationon utilization of modern contraceptives controlling for knowledge of health facilities.Consistent with model 1 and 2, household who have health cards are more likely haveuse modern contraceptive. But the periods variable show that household in 2000 areless likely use modern contraceptive. The model also show positive effect of

    knowledge of where is public hospital, midwife, traditional practitioners andposyandu are on utilization modern contraceptives

    Model 4 show that there is positive effect of health card ownership and there iscombination effect between health card ownership and program duration onutilization of modern contraceptives controlling for socio-demographic variables.Consistent with model 1, 2, and 3 household who have health cards are more likelyhave use modern contraceptive. Consistent with model 3, the year dummy show thathousehold in 2000 are less likely use modern contraceptive. In this model also can beseen that there is no socio-demographic variables have significant effect to delivery inutilization of modern contraceptives.

    Model 5 show that there is positive effect of health card ownership anddummy of program intervention periods, but there is no combination effect between

    health card ownership and program duration on utilization of modern contraceptivescontrolling for economic variables. Consistent with model 1, 2, 3 and 4, householdwho have health cards are more likely have use modern contraceptive. Consistent withmodel 3 and 4, the year dummy shows households in 2000 are less likely use moderncontraceptive. The model also shows positive effect of having television and access toimprove water on utilization modern contraceptives.

    Model 6 show that there is positive effect of health card ownership anddummy of program intervention periods, but there is no combination effect betweenhealth card ownership and program duration on utilization of modern contraceptivescontrolling for all variables including knowledge of health facilities, socio-demographic and economic variables. Consistent with model 3, the model also show

    positive effect of knowledge of where is public hospital, midwife, traditionalpractitioners and posyandu on utilization modern contraceptives. Consistent withmodel 5, the model also shows positive effect of having television and access toimprove water on utilization modern contraceptives.

    Model 7 show that there is effect of health card ownership and but there is nocombination effect between health card ownership and program duration onutilization of modern contraceptives controlling for selected knowledge of healthfacilities variables, socio-demographic variables and economic variable.

    Table 4.7: Adjusted Probability of having Health card to utilization of moderncontraceptive

    Have health card Number ofObservation

    AdjustedProbability

    Standard Error

    No (0) 5,299 0.5334 0.0279Yes (1) 1,051 0.5730 0.0634

    LR Chi2 5.37Prob>Chi2 0.0205

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    Table 4.8: Interaction effect between health cards ownership and year dummy

    Variables N Mean Std.Dev. Min Max

    ie 6,350 -0.0469 0.0036 -0.0517 -0.0410se 6,350 0.0339 0.0016 0.0311 0.0358z 6,350 -1.3788 0.0462 -1.5010 -1.3164

    Adjusted probability result of health card ownership to modern contraceptive

    use show that 57% household that have health card will use modern contraceptive, itis clearly confirm that having health card is one of factor affecting the decision to usemodern contraceptive during the crisis.

    Figure 4.1: Interaction Effect Figure 4.2: Z-statistics

    From figure 4.1 can be seen the magnitude of interaction effect in wide rangeand vary depend on level of each covariates. The mean of interaction effect is -0.046(Table 4.8). At figure 4.1 can be seen that the interaction effect can be found widelyalthough none of them statistically significant according figure 4.2. It might behappen because from 1997 to 2000 is crisis periods, therefore the time effect of

    program intervention was neutralized by economic shock because of crisis.

    From table 4.6 model 7 can be seen that both health card ownership and yeardummy are highly statistically significant. However, the interaction variable is notstatistically significant. From model 7, could be concluded that there is no interaction.It might be happen because from 1997 to 2000 is crisis periods, therefore the timeeffect of program intervention was neutralized by economic shock because of crisis.

    The other possible answer why the interaction effect are not is significant tocontraceptive use are stability of contraceptive use in Indonesia. This argument issupported by Strauss et al (2002) and Frankenberg et al (1999) who found that theeconomic crisis did not affect a lot on the change of contraceptive uses. It means thatneither economic crisis nor health card program have significant effect to utilizationmodern contraceptives.

    Conclusion and Recommendation

    Chapter V is the conclusion of this study. There are two topic of this chapter,finding of the study and implication of this study

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    Conclusion

    This paper not only found that the effectiveness of the program should be increasebut also can be detect some part of the program that need to be improved. Someimportant point for the analysis as follow:

    x Health card program have less performance on targeting and distribution.

    x Health card program did not affect to secure adequate antennal care ofpregnant women.

    x Knowledge where midwives is very important in securing access to adequate

    antenatal care.

    x Health card program did not affect giving more access on delivery to public

    health facilities

    x Knowledge of where is public hospital is very important to improve access on

    delivery in public facility.

    x Health card program have positive effect on modern contraceptive use but the

    interaction impact between health card ownership and year dummy is not

    significantly improve utilization modern contraceptive.x Knowledge where public hospital, midwife, traditional practitioners and

    posyandu is very important to improve the utilization of modern contraceptive.

    x Interestingly, economic factors are not major constraint for reproductive health

    access. It is need more study to answer why it is happened.

    Recommendation

    For Further Social Safety Net Program

    1. Improve the quality of targeting and distribution for further social safety net

    on health program. Program implementer should have individual level data

    base of targeted recipient of safety net and did let local level official decided

    the recipient freely.

    2. Improve the quality monitoring for implementation of further social safety net

    on health program to avoid misallocation.

    For Further Research

    3. Conduct study with more sample size of pregnant women or who have

    delivery, especially to investigate the impact social safety net on health to

    antenatal care and place delivery.

    4. Conduct further study on stable macroeconomic situation, to reduce the bias

    because of the effect of business cycle fluctuation. It will be better if the studyconducted with randomized evaluation methods to avoid selection bias.

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