E X P E R T T I P S O N B U I L D I N G W E A LT H F O R 4 0 S O M E T H I N G S

AV O I D T H E J U N K ; A N D T H E R E ’ S H E A P S O F I T.

T I P 1

W I L L I A M J . B E R N S T E I N , P H D , M D , E F F I C I E N T F R O N T I E R

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I G N O R E T H E S H O R T- T E R M D I S T R A C T I O N S O F T H E M A R K E T.

T I P 2

J O H N C . B O G L E , F O U N D E R , T H E VA N G U A R D G R O U P

M I S TA K E S H A P P E N . L E T T H E M G O .

T I P 3

C A R L R I C H A R D S , C F P ® B E H AV I O R G A P “ S K E T C H G U Y ”

T H E R E I S G O O D N E W S A N D B A D N E W S .

T I P 4

L A R R Y S W E D R O E , P R I N C I PA L A N D D I R E C T O R O F R E S E A R C H , B A M A D V I S O R S E R V I C E S

T I P 5

G E T A P H I L O S O P H Y A N D S TAY O N C O U R S E .

R I C K F E R R I , C FA , M A N A G I N G PA R T N E R , P O R T F O L I O S O L U T I O N S | B L O G G E R

W W W. R I C K F E R R I . C O M / B L O G /

T I P 6

S AV E 5 0 % O F E V E R Y R A I S E T O AV E R T 1 0 0 % L I F E S T Y L E C R E E P.

MICHAEL KITCES, PARTNER, DIRECTOR OF RESEARCH, PINNACLE ADVISORY GROUP,

PUBLISHER, THE KITCES REPORT| BLOGGER| NERD’S EYE VIEW

T I P 7

TA L K T O Y O U R S P O U S E A B O U T M O N E Y. D O N ’ T A S S U M E .

M A N I S H A T H A K O R , C FA , A U T H O R , G E T F I N A N C I A L LY N A K E D ,

B L O G G E R | M O N E Y Z E N

T I P 8

TA K E A D VA N TA G E O F Y O U R H I G H E S T E A R N I N G P O T E N T I A L Y E A R S .

J A S O N H U L L , O W N E R , H U L L F I N A N C I A L P L A N N I N G

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T I P 9

S E G M E N T Y O U R S AV I N G S .

S O P H I A B E R A , C F P ® , F O U N D E R , G E N Y P L A N N I N G

T I P 1 0

S TA R T S M A L L . M A K E I T A U T O M AT I C .

J O E H U R L E Y, F O U N D E R , S AV I N G F O R C O L L E G E

T I P 1 1

L E T T H E M A G I C O F C O M P O U N D I N G W O R K F O R Y O U .

S H E R I I A N N E T TA C U P O , C F P ® , P R I N C I PA L , S A G E B R O A D V I E W

T I P 1 2

I G N O R E T H E J O N E S E S ( A N D T H E I R N E W T E S L A ) .

T E D J E N K I N , C O - C E O , O X Y G E N F I N A N C I A L

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