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FactsheetJune 2016

30th June, 2016

BARODA PIONEER MUTUAL FUND

Dear Investors,

Warm Greetings!

BSE index rallied by 1% during the month of June 2016. Month of June 2016 has been an eventful one. It has been a month of headlines. Brexit, Rexit, Monsoon the FED commentary and CPI were some of the key events during the month.

The UK citizens voted decisively to move out of the European Union. As per vote data, nearly 51.9% of the citizen decided to vote for the Leave option. Global markets reacted negatively, with key indices declining by 3% to 4%. We expect Brexit will create uncertainty and likely to be a negative for UK.

In her speech before Congress Fed Chair Janet Yellen expressed general optimism about the economy and played down the risk of a recession. Yellen however said the Fed will be cautious about interest rate increase until it is clear the job market is holding up. Her comments suggest the U.S. central bank is unlikely to raise rates at its

next policy meeting in late July 2016, since it will only have one additional monthly employment report by that time.

In India, CPI came in at 5.8% YoY that is the highest print in the last 21 months. Over the last three months, overall headline inflation is up by a full 100bps. However, the jump is almost entirely on account of vegetables and pulses’ prices excluding which the inflation stands steady at 4.7% YoY which is broadly in line with the reading seen in the previous months.

In the June 2016 Bi Monthly Monetary policy, RBI kept the repo rate unchanged at 6.5% in line with market expectation. RBI has shown concern on inflation and states that there is upside risk to its year end inflation target of 5% given the recent inflation readings has surprised on the upside due to higher domestic food and global oil prices. RBI maintained its stance on liquidity and may have to conduct more OMOs (Open Market Operations) to achieve the neutrality in liquidity position from deficit, which should support the long end of the yield curve. The bond market is likely to trade on positive bias in future and key trigger for the rally is likely to be lower CPI print, improving system liquidity, OMOs (Open Market Operations) and Fiscal consolidation measures. Having said that the upside is limited as the uncertainty remains on slippage in fiscal deficit, US rate hike, Crude and Commodity prices

Just to recap, IMD, ( Indian Meteorological Department) has forecasted 2016 monsoon rainfall to be 106% of the long term average. For the country as a whole, cumulative rainfall during this year’s monsoon has so far up to 22nd June 2016 been 18% below the Long Period Average (LPA). The deficit has reduced from 25% to 18% which is a good news. Amongst the four zones, south has received excess rainfall to the tune of 15%. Central India has highest deficit of 37%, followed by East and North east India. But clearly monsoon is heading well in our view.

In 2016, so far FIIs have been net buyers to the tune of USD2.97bn and Mutual funds have been net buyers to the tune of USD138mn. In the month of June 2016 FIIs have been net buyers to the tune of USD623mn while MF have been net buyers to the tune of USD 0.44mn.

Going forward markets will likely focus on 1Q results, additional news flows from Brexit and Monetary policy meeting. These are periods of volatility but eventually markets is likely to settle and sanity is likely to return. We continue to be constructive on equities from medium to long term perspective.

Happy Investing in 2016!

Sanjay Chawla

Chief Investment Officer

Source : Bloomberg, Economic Times

CIO Letter

2

Mr. Sanjay ChawlaChief Investment Officer

30th June, 2016


INDEX

Title

How To Read Factsheet Pg 4

Baroda Pioneer Growth Fund Pg 5

Baroda Pioneer ELSS’ 96 Pg 6

Baroda Pioneer PSU Equity Fund Pg 7

Baroda Pioneer Infrastructure Fund Pg 8

Baroda Pioneer Banking and Financial Services Fund Pg 9

Baroda Pioneer Balance Fund Pg 10

Baroda Pioneer Monthly Income Plan (MIP) Fund(Monthly income is not assured and is subject to the availability of distributable surplus)

Pg 11

Baroda Pioneer Credit Opportunities Fund Pg 12

Baroda Pioneer Gilt Fund Pg 13

Baroda Pioneer Income Fund Pg 14

Baroda Pioneer Dynamic Bond Fund Pg 15

Baroda Pioneer Short Term Bond Fund Pg 16

Baroda Pioneer Treasury Advantage Fund Pg 17

Baroda Pioneer Liquid Fund Pg 18

Investment Performance Pg 19

SIP Returns Pg 23

Dividend History Pg 24

3

30th June, 2016


Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.

NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.

Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101.

Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.

Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit.

Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield

Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

How To Read Factsheet?

4

30th June, 2016


Baroda Pioneer Growth Fund

PORTFOLIO

Name of Instruments Ratings / Industry

% to Net Assets

EQUITY & EQUITY RELATED

Listed / awaiting listing on the stock exchanges

Infosys Ltd. Software 6.63%

ITC Ltd. Consumer Non Durables

6.07%

HDFC Bank Ltd. Banks 5.81%

IndusInd Bank Ltd. Banks 3.43%

Yes Bank Ltd. Banks 3.23%

Tata Motors Ltd. Auto 2.76%

The Ramco Cements Ltd. Cement 2.66%

Axis Bank Ltd. Banks 2.56%

ICICI Bank Ltd. Banks 2.48%

Bajaj Finance Ltd. Finance 2.47%

Mahindra & Mahindra Ltd. Auto 2.45%

SKS Microfinance Ltd. Finance 2.42%

Ashok Leyland Ltd. Auto 2.19%

TeamLease Services Ltd. Commercial Services

2.17%

Shriram TransportFinance Company Ltd.

Finance 2.06%

Mahindra & Mahindra Financial Services Ltd.

Finance 2.06%

Larsen & Toubro Ltd. Construction Project

2.05%

Indraprastha Gas Ltd. Gas 2.02%

Castrol India Ltd. Petroleum Products

1.95%

Gujarat State Petronet Ltd. Gas 1.89%

HCL Technologies Ltd. Software 1.88%

Maruti Suzuki India Ltd. Auto 1.80%

Muthoot Finance Ltd. Finance 1.76%

Pidilite Industries Ltd. Chemicals 1.73%

Petronet LNG Ltd. Gas 1.72%

Sun Pharmaceuticals Industries Ltd.

Pharmaceuticals 1.57%

Sadbhav Engineering Ltd. Construction Project

1.56%

The Karur Vysya Bank Ltd. Banks 1.53%

LIC Housing Finance Ltd. Finance 1.53%

Ultratech Cement Ltd. Cement 1.46%

FAG Bearings India Ltd. Industrial Products

1.41%

Jindal Steel & Power Ltd. Ferrous Metals 1.40%

Titan Company Ltd. Consumer Durables

1.39%

State Bank of India Banks 1.35%

Manpasand Beverages Ltd. Consumer Non Durables

1.33%

Tata Consultancy Services Ltd.

Software 1.31%

D.B.Corp Ltd. Media & Entertainment

1.29%

TVS Motor Company Ltd. Auto 1.27%

Healthcare GlobalEnterprises Ltd.

Healthcare Services

1.26%

Engineers India Ltd. Construction Project

1.26%

Hindustan Unilever Ltd. Consumer Non Durables

1.23%

Hindustan Zinc Ltd. Non - Ferrous Metals

1.15%

PORTFOLIO


% to Net Assets

Oil & Natural Gas Corporation Ltd.

Oil 1.11%

Hindalco Industries Ltd. Non - Ferrous Metals

1.05%

Bata India Ltd. Consumer Durables

1.03%

SH Kelkar andCompany Ltd.

Consumer Non Durables

1.02%

Housing Development Finance CorporationLtd. - Warrants

Finance 0.99%

Indian OilCorporation Ltd.

Petroleum Products

0.83%

Marico Ltd. Consumer Non Durables

0.72%

Mahanagar Gas Ltd. ** Gas 0.03%

Total 98.33%

PREFERENCE SHARES


Zee Entertainment Enterprises Limited - Preference shares

Media & Entertainment

0.07%

Total 0.07%

CBLO / Reverse Repo Investments 3.27%

Total 3.27%

Cash & Cash Equivalents

Net Receivable/Payable -1.67%

Total -1.67%

Grand Total 100.00%

**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

TOP SECTORS

20.39%

13.29%

10.47%

10.37%

9.82%

5.66%

4.87%

4.12%

2.78%

2.42%

2.20%

2.17%

1.73%

1.60%

1.57%

1.41%

1.40%

1.36%

1.26%

1.11%

Banks

Finance

Auto


Software

Gas

Construction Project

Cement

Petroleum Products

Consumer Durables

Non - Ferrous Metals

Commercial Services

Chemicals

Cash & Equivalent

Pharmaceuticals

Industrial Products

Ferrous Metals


Healthcare Services

Oil

Investors understand that their principal will be at Moderately High risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related

instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

INVESTMENT OBJECTIVE

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

FUND DETAILS

Type of Scheme An Open Ended Growth Scheme

Date of Allotment September 12, 2003

Fund Manager# Mr. Sanjay Chawla& (Experience 25 yrs) Mr. Dipak Acharya (Experience 12 yrs)

Benchmark S&P BSE 200

Monthly Average AUM (`)

288.30 Crs

Month end AUM (`) 291.20 Crs

Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter

Entry Load NilExit Load 1% if redeemed on or before

365 days from the date ofallotment, Nil if redeemed after 365 days from the dateof allotment of units

Plans

Option

Plan A and Plan B (Direct)

The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option C. Bonus Option$

SIP (Minimum) ` 1000/month - 6 Installments` 1500/quarter - 4 Installments

RISk PROFILE 30 JUN 2016Standard deviation 15.79%Sharpe@ 0.71 Beta 0.98 Portfolio Turnover (last 12 months) 1.62

NAV AS ON 30 JUN 2016NAV (Per Unit) `Plan AGrowth 77.6000Dividend 31.8900Plan B - DirectGrowth 79.9300Dividend 31.2000

TOTAL EXPENSE RATIOPlan A 2.86%Plan B (Direct) 2.12%

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.43& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

An Open Ended Growth Scheme

5

30th June, 2016


PORTFOLIO


% to Net Assets


Listed / awaiting listing on the stock exchangesInfosys Ltd. Software 5.66%

ITC Ltd. Consumer Non Durables

5.35%







The RamcoCements Ltd.

Cement 2.68%



Finance 2.59%

FAG Bearings India Ltd. Industrial Products 2.39%


Can Fin Homes Ltd. Finance 2.36%

Titan Company Ltd. Consumer Durables

2.36%

Gujarat StatePetronet Ltd.

Gas 2.36%


TeamLease Services Ltd. Commercial Services

2.32%



2.20%

TVS MotorCompany Ltd.

Auto 1.95%

The Great EasternShipping Company Ltd.

Transportation 1.82%

Kansai NerolacPaints Ltd.


1.80%



1.74%

Mahindra &Mahindra Ltd.

Auto 1.66%

SH Kelkar andCompany Ltd.


1.65%


Godrej ConsumerProducts Ltd.


1.55%

Housing Development Finance CorporationLtd. - Warrants

Finance 1.49%


The Karur VysyaBank Ltd.

Banks 1.44%

Shriram TransportFinance Company Ltd.

Finance 1.40%



1.38%

Persistent Systems Ltd. Software 1.35%


Tata ConsultancyServices Ltd.

Software 1.23%


1.19%


1.15%


Healthcare Services 1.14%

Sun Pharmaceuticals Industries Ltd.


PORTFOLIO


% to Net Assets

NCC Ltd. Construction Project

1.08%

Bata India Ltd. Consumer Durables

1.06%

Reliance Industries Ltd. Petroleum Products

0.94%

Cyient Ltd. Software 0.71%

Max India Ltd. ** Finance 0.17%


Max Ventures and Industries Ltd.

Finance 0.02%

Total 97.12%

PREFERENCE SHARES


Zee Entertainment Enterprises Limited - Preference shares


0.02%

Total 0.02%


Total 4.05%



Total -1.19%

Grand Total 100.00%**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

TOP SECTORS

18.43%

13.51%

10.72%

10.66%

10.35%

6.02%

4.20%

4.16%

3.42%

3.14%

2.86%

2.39%

2.34%

2.32%

1.82%

1.39%

1.14%

1.11%

0.02%

Banks

Finance

Software

Auto


Gas


Cement

Consumer Durables

Petroleum Products

Cash & Equivalent

Industrial Products


Commercial Services

Transportation

Chemicals

Healthcare Services

Pharmaceuticals


Baroda Pioneer ELSS’ 96


This product is suitable for investors who are seeking*• Capital growth over long term• Investment predominantly in equity and equity related

instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961.

FUND DETAILS

Type of Scheme An Open Ended Tax Benefit-Cum-Growth Scheme

Date of Allotment March 31, 1996Fund Manager# Mr. Sanjay Chawla& (Experience

25 yrs) Mr. Dipak Acharya (Experience 12 yrs)

Benchmark S&P BSE 200Monthly Average AUM (`)

50.06 Crs

Month end AUM (`) 51.67 Crs Minimum Investment ` 500/- & in multiples of ` 1/-

thereafterEntry Load NilExit Load NilPlans

Option


The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option C. Bonus Option$



NAV AS ON 30 JUN 2016NAV (Per Unit) `Plan ADividend 28.0600Bonus 35.8400Growth 35.8400Plan B - DirectDividend 32.0700Bonus 37.5200Growth 37.5200


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.43& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

An Open Ended Tax Benefit - Cum - Growth Scheme

6

30th June, 2016


Baroda Pioneer PSU Equity Fund

Investors understand that their principal will be at High risk

This product is suitable for investors who are seeking*• Growth in capital along with the liquidity over long

term• Investment predominantly in equity stocks of domestic

Public Sector Undertakings.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary investment objective of the Scheme is to provide investors with opportunities for long term growth in capital along with the liquidity of an open ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings.

FUND DETAILS

Type of Scheme An Open Ended Equity Scheme

Date of Allotment October 4, 2010

Fund Manager# Mr. Dipak Acharya(Experience 12 yrs)

Benchmark S&P BSE PSU Index

Monthly Average AUM (`) 25.96 Crs



Entry Load Nil

Exit Load

1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units

Plans

Option


The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option 1. Payout;2. Reinvestment (default sub-option in case no option specified by investor)C. Bonus Option$


RISk PROFILE 30 JUN 2016Standard deviation 20.87%Sharpe@ -0.14Beta 0.93 Portfolio Turnover (last 12 months) 1.44



PORTFOLIO


% to Net

Assets




11.31%


Oil & Natural GasCorporation Ltd.

Oil 9.27%

Indian Oil Corporation Ltd. Petroleum Products

9.04%


Power Grid Corporation ofIndia Ltd.

Power 7.60%

GAIL (India) Ltd. Gas 6.46%

Gujarat Gas Ltd. Gas 6.23%


Steel Authority of India Ltd. Ferrous Metals 4.22%

National AluminiumCompany Ltd.


4.01%

SJVN Ltd. Power 3.19%

Rural ElectrificationCorporation Ltd.

Finance 2.59%

Bharat Heavy Electricals Ltd. Industrial Capital Goods

2.38%

Gujarat State Fertilizers & Chemicals Ltd.

Fertilisers 2.20%

NHPC Ltd. Power 1.41%

Mangalore Refinery and Petrochemicals Ltd.

Petroleum Products

1.27%

Power Finance Corporation Ltd. Finance 1.07%

Container Corporation ofIndia Ltd.


Total 95.96%

BONDS & NCDs


NTPC Limited CRISIL AAA 0.48%

Total 0.48%


Total 2.37%


Net Receivable/Payable 1.19%

Total 1.19%

Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.

TOP SECTORS

27.18%

12.20%

11.31%

10.31%

9.27%

8.15%

4.22%

4.01%

3.66%

3.56%

2.38%

2.20%

1.07%

0.48%

Gas

Power


Petroleum Products

Oil

Banks

Ferrous Metals


Finance

Cash & Equivalent

Industrial Capital Goods

Fertilisers

Transportation

CRISIL AAA

An Open Ended Equity Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.43

7

30th June, 2016


Baroda Pioneer Infrastructure Fund

Investors understand that their principal will be atHigh risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity-related

securities of companies engaged in infrastructure and infrastructure related sectors.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary investment objective of the Scheme will be to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in infrastructure and infrastructure related sectors.

FUND DETAILS

Type of Scheme An Open Ended Equity SchemeDate of Allotment June 22, 2010Fund Manager# Mr. Dipak Acharya

(Experience 12 yrs)

Benchmark Nifty Infra*Monthly Average AUM (`) 17.07 CrsMonth end AUM (`) 17.42 Crs Minimum Investment ` 5,000/- & in multiples of ` 1/-

thereafterEntry Load NilExit Load 1.00% if redeemed on or before 365

days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units

Plans

Option







PORTFOLIO


% to Net Assets




6.08%



5.15%



NCC Ltd. Construction Project

3.84%



SadbhavEngineering Ltd.


3.36%

PNC Infratech Ltd. Construction 3.31%

Texmaco Rail &Engineering Ltd.


3.23%


3.11%

Idea Cellular Ltd. Telecom - Services 3.06%




Ingersoll Rand (India) Ltd. Industrial Products 2.62%



Finance 2.30%


PTC India Ltd. Power 2.21%


2.18%


2.12%

Shriram Transport Finance Company Ltd.

Finance 2.07%

Supreme Industries Ltd. Industrial Products 1.83%

The Great EasternShipping Company Ltd.


GAIL (India) Ltd. Gas 1.66%

Gujarat Gas Ltd. Gas 1.60%

Jindal Steel & Power Ltd. Ferrous Metals 1.56%

Bharat HeavyElectricals Ltd.


1.47%

Indian OilCorporation Ltd.

Petroleum Products

1.27%

Siemens Ltd. Industrial Capital Goods

1.13%

Housing Development Finance Corporation Ltd. - Warrants

Finance 1.11%


Max Ventures andIndustries Ltd.

Finance 0.11%


Total 94.36%

PORTFOLIO


% to Net Assets

BONDS & NCDs


NTPC Ltd. CRISIL AAA 0.33%

Total 0.33%


Total 0.75%



Total -1.74%

Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

TOP SECTORS

18.43%

15.86%

15.11%

7.71%

7.41%

5.83%

5.31%

5.23%

3.45%

3.39%

3.31%

3.06%

2.21%

1.80%

1.56%

0.33%


Gas

Finance

Cement

Industrial Products


Cash & Equivalent


Petroleum Products

Auto

Construction

Telecom - Services

Power

Transportation

Ferrous Metals

CRISIL AAA

An Open Ended Equity Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.43

8

30th June, 2016


Baroda Pioneer Banking and Financial Services Fund

Investors understand that their principal will be atHigh risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related

securities of companies engaged in the Banking & Financial Services Sector* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

FUND DETAILS

Type of Scheme An Open Ended Sectoral Scheme

Date of Allotment June 22, 2012

Fund Manager# Mr. Dipak Acharya(Experience 12 yrs)

Benchmark Nifty Bank Index*




Entry Load Nil

Exit Load Exit Load - 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment

Plans

Option





NAV AS ON 30 JUN 2016NAV (Per Unit) `Plan AGrowth 15.7200Dividend 14.6200Bonus 15.7200Plan B - DirectGrowth 16.1700Dividend 15.0500Bonus NA


PORTFOLIO


% to Net Assets





Kotak Mahindra Bank Ltd. Banks 9.47%








Finance 2.56%



Finance 2.49%


Sundaram Finance Ltd. Finance 1.10%

Housing Development Finance Corporation Ltd. - Warrants

Finance 1.00%


ICRA Ltd. Finance 0.38%

Total 96.58%


Total 1.97%



Total 1.45%

Grand Total 100.00%

TOP SECTORS

78.56%

18.02%

3.42%

Banks

Finance

Cash & Equivalent

An Open Ended Sectoral Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.43

9

30th June, 2016


Baroda Pioneer Balance Fund


This product is suitable for investors who are seeking*• Capital appreciation along with stability over long term• Investment predominantly in equity and equity related

instruments with balance exposure to money market instruments and debt securities.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

FUND DETAILS

Type of Scheme An Open Ended Balanced Scheme


Fund Manager# Mr. Sanjay Chawla& (Experience 25 yrs) Mr. Dipak Acharya (Experience 12 yrs)

Benchmark CRISIL Balanced Fund Aggressive index(effective April 4, 2016)

Monthly Average AUM (`) 165.72 CrsMonth end AUM (`) 166.81 Crs


Entry Load Nil

Exit Load 1% if redeemed on or before 365 days from the date ofallotment, Nil if redeemed after 365 days from the dateof allotment of units

Plans

Option





NAV AS ON 30 JUN 2016NAV (Per Unit) `Plan AGrowth 44.4400Dividend 17.0900Bonus 44.4400Plan B - DirectGrowth 45.9800Dividend 18.0700


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.43 & Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

PORTFOLIO


% to Net



Infosys Ltd. Software 6.31%

ITC Ltd.Consumer Non Durables

5.74%







TeamLease Services Ltd.Commercial Services

1.89%

Sun PharmaceuticalsIndustries Ltd.



HCL Technologies Ltd. Software 1.75%Godrej ConsumerProducts Ltd.


1.73%

Mahindra & Mahindra Ltd. Auto 1.71%





Finance 1.62%

Castrol India Ltd.Petroleum Products

1.59%

Tata Consultancy Services Ltd. Software 1.53%

TVS Motor Company Ltd. Auto 1.48%


Bata India Ltd.Consumer Durables

1.31%



Jindal Steel & Power Ltd. Ferrous Metals 1.22%Mahindra & MahindraFinancial Services Ltd.

Finance 1.20%

Hindustan Zinc Ltd.Non - Ferrous Metals

1.14%

Larsen & Toubro Ltd.Construction Project

1.12%

Kotak Mahindra Bank Ltd. Banks 1.05%




Engineers India Ltd.Construction Project

0.98%

Oil & Natural GasCorporation Ltd.

Oil 0.97%

Indian Oil Corporation Ltd.Petroleum Products

0.92%

Aditya Birla Fashion andRetail Ltd.

Retailing 0.89%

Manpasand Beverages Ltd.Consumer Non Durables

0.83%

Hindalco Industries Ltd.Non - Ferrous Metals

0.74%


Healthcare Services

0.73%

WABCO India Ltd. Auto Ancillaries 0.70%

PORTFOLIO


% to Net

Bajaj Corp Ltd.Consumer Non Durables

0.70%

PNC Infratech Ltd. Construction 0.69%

NCC Ltd.Construction Project

0.67%




Titan Company Ltd.Consumer Durables

0.24%


Finance 0.08%


Total 73.28%

CENTRAL GOVERNMENT SECURITIES

7.59% CGL 2029 Sovereign 1.86%






Total 3.90%

BONDS & NCDs


Piramal Enterprises Ltd. [ICRA]AA 11.33%

Capital First Ltd. CARE AA+ 6.01%

Total 17.34%


Total 6.79%



Total -1.31%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

TOP SECTORS

13.80%11.33%

9.59%9.00%

7.47%7.08%

6.01%5.48%

3.90%3.63%

2.80%2.77%2.51%

1.89%1.88%1.83%1.55%1.29%1.22%0.99%0.97%0.89%0.73%0.70%0.69%

Banks[ICRA]AASoftware

Consumer Non DurablesFinance

AutoCARE AA+

Cash & EquivalentSovereign

CementGas

Construction ProjectPetroleum Products

Commercial ServicesNon - Ferrous Metals

PharmaceuticalsConsumer Durables

ChemicalsFerrous Metals

Industrial ProductsOil

RetailingHealthcare Services

Auto AncillariesConstruction

An Open Ended Balanced Scheme

10

30th June, 2016


Baroda Pioneer Monthly Income Plan (MIP) Fund

Investors understand that their principal will be at Moderate risk

This product is suitable for investors who are seeking*• Regular Income and capital appreciation over medium

term with providing liquidity• Investment in debt and money market instruments and

in equity and equity related instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate regular income through investment in debt and money market instruments and also to generate long-term capital appreciation by investing a portion in equity and equity related instruments.

FUND DETAILS

Type of Scheme An Open Ended Income Scheme with no assured returns.


Fund Manager Ms. Hetal Shah#

(Experience 12 yrs)

Benchmark CRISIL MIP Blended Index



Minimum Investment ` 5,000/- & in multiples of ` 1.000/- thereafter

Entry Load Nil

Exit Load NIL

Plans Plan A and Plan B (Direct)

Options • Growth• Monthly Dividend 1. Payout 2. Reinvestment • Quarterly Dividend 1. Payout 2. Reinvestment • Bonus Option$


NAV AS ON 30 JUN 2016NAV (Per Unit) `Plan AGrowth 19.7497Dividend - Monthly 13.1873Dividend - Quarterly 12.8257Plan B - DirectGrowth 20.3419Dividend - Monthly 13.3584Dividend - Quarterly 13.0254

PORTFOLIO CHARACTERISTIC

Average Maturity (Days) 1986.22Modified Duration (Years) 3.63Portfolio Yield (%) 8.69


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*Monthly income is not assured and is subject to the availability of distributable surplus.

PORTFOLIO


% to Net Assets




Titan Company Ltd.Consumer Durables

0.60%

Mahindra & MahindraFinancial Services Ltd.

Finance 0.56%

Castrol India Ltd.Petroleum Products

0.48%


Sanofi India Ltd. Pharmaceuticals 0.37%

Bayer Cropscience Ltd. Pesticides 0.37%

Pfizer Ltd. Pharmaceuticals 0.32%





Finance 0.01%

Total 4.25%

MONEY MARkET INSTRUMENTCommercial Paper**

SD Corporation Pvt. Ltd. [ICRA]A1+ 6.01%

Total 6.01%CENTRAL GOVERNMENT SECURITIES

8.60% CGL 2028 Sovereign 13.42%

7.88% CGL 2030 Sovereign 10.67%



Total 35.47%BONDS & NCDsListed / awaiting listing on the stock exchangesIIFL Facilities Services Ltd. [ICRA]AA 9.21%

Capital First Ltd. CARE AA+ 8.40%

Muthoot Fincorp Ltd. CRISIL A 6.77%


Power FinanceCorporation Ltd.

CRISIL AAA 5.53%

Rural ElectrificationCorporation Ltd.

CRISIL AAA 3.83%

India Infoline HousingFinance Ltd.

[ICRA]AA 2.90%

Power GridCorporation of India Ltd.

CRISIL AAA 2.66%

IDBI Bank Ltd. CRISIL A 2.05%


[ICRA]AA 1.00%

Total 48.65%


Total 2.69%



Total 2.93%

Grand Total 100.00%

PORTFOLIO


% to Net Assets


RATING PROFILE

35.47%

19.41%

12.02%

8.82%

8.40%

6.01%

5.62%

0.74%

0.69%

0.66%

0.60%

0.48%

0.38%

0.37%

0.31%

0.02%

Sovereign

[ICRA]AA

CRISIL AAA

CRISIL A

CARE AA+

[ICRA]A1+

Cash & Equivalent

Banks

Pharmaceuticals

Finance

Consumer Durables

Petroleum Products

Software

Pesticides

Auto

Gas

INSTRUMENTS

48.65%

35.47%

6.01%

4.25%

2.93% 2.69% BONDS & NCDs

CENTRALGOVERNMENTSECURITIESMONEY MARKETINSTRUMENT

EQUITY & EQUITYRELATED

Cash & CashEquivalents

CBLO / Reverse RepoInvestments

An Open Ended Income Scheme with no assured returns.(Monthly income is not assured and is subject to the availability of distributable surplus.)

11

30th June, 2016


Baroda Pioneer Credit Opportunities Fund


This product is suitable for investors who are seeking*• Income over medium term.• Investment in a mix of debt and money market

instruments across the credit and maturity spectrum.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

FUND DETAILS

Type of Scheme An Open Ended Debt Scheme

Date of Allotment January 23, 2015

Fund Manager Mr. Alok Sahoo#

(Experience 13 yrs), Ms. Hetal Shah#

(Experience 12 yrs)

Benchmark CRISIL Short Term Bond Fund Index


148.88 Crs



Entry Load NA

Exit Load 1%, if redeemed on or before 365 days from the date of allotment of Units. Nil, if redeemed after 365 days from the date of allotment of Units.


Options • Growth• Monthly Dividend 1.Payout 2.Reinvestment• Quarterly Dividend 1.Payout 2.Reinvestment• Bonus Option$




TOTAL EXPENSE RATIO

Plan A 1.78%Plan B (Direct) 0.53%

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

PORTFOLIO


% to Net Assets

MONEY MARkET INSTRUMENT

Certificate of Deposit**HDFC Bank Ltd. IND A1+ 7.26%

Total 7.26%

Commercial Paper**Simplex Infrastructures Ltd. CARE A1 8.38%

Peninsula Land Ltd. [ICRA]A1 6.00%



Total 18.87%

CENTRAL GOVERNMENT SECURITIES8.40% CGL 2024 Sovereign 1.93%

Total 1.93%

BONDS & NCDsListed / awaiting listing on the stock exchanges

IIFL Facilities Services Ltd. [ICRA]AA 8.78%


CRISIL AA- 6.30%

Edelweiss CommoditiesServices Ltd.

[ICRA]AA 6.16%

Aspire Home FinanceCorporation Ltd.

CRISIL A+ 4.93%


JSW Steel Ltd. CARE AA- 3.55%


Vedanta Ltd. CRISIL AA- 3.00%



CRISIL A+ 1.23%


[ICRA]AA- 1.23%




Total 45.48%

UnlistedARM Infra & Utilities Private Ltd. BWR A+ 10.44%

Janalakshmi Financial Services Ltd. [ICRA]A+ 8.60%

India Infoline Finance Ltd. [ICRA]AA 2.50%

Total 21.54%

CBLO /Reverse Repo investments 1.54%

Total 1.54%



Total 3.38%

Grand Total 100.00%


RATING PROFILE

21.73%

10.44%

10.20%

9.78%

8.60%

8.38%

7.26%

6.62%

6.16%

4.92%

2.46%

1.93%

1.23%

0.29%

[ICRA]AA

BWR A+

[ICRA]A1

CRISIL AA-

[ICRA]A+

CARE A1

IND A1+

CARE AA-

CRISIL A+

Cash & Equivalent

CRISIL A

Sovereign

[ICRA]AA-

[ICRA]A1+

INSTRUMENTS

45.48%21.54%

18.87%

7.26%

3.38%1.93%

1.54% BONDS & NCDs

Unlisted

Commercial Paper

Certificate of Deposit


CENTRALGOVERNMENTSECURITIES


NAV AS ON 30 JUN 2016

NAV (Per Unit) `Plan ABonus NAGrowth 11.5233Dividend - Quarterly 10.4199Dividend - Monthly 10.5670Plan B - DirectBonus 11.7104Growth 11.7104Dividend - Quarterly 10.6007Dividend - Monthly 10.7669

An Open Ended Debt Scheme

12

30th June, 2016


Baroda Pioneer Gilt Fund


This product is suitable for investors who are seeking*• Credit risk free regular Income over long term• Investment only in Government (both Central and State

Government) Securities* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate income by investing in a portfolio of Government securities.

FUND DETAILS

Type of Scheme An Open Ended Gilt Scheme

Date of Allotment March 21, 2002


(Experience 12 yrs)

Benchmark I SEC-MI BEX


46.19 Crs



Entry Load Nil

Exit Load 0.25% if redeemed on or before 1 month (30 days) from the date of allotment. Nil if redeemed after 1 month (30 days) from the date of allotment


Options • Growth• Dividend 1 .Payout 2 .Reinvestment• Bonus Option$



NAV (Per Unit) `Plan AGrowth 23.9483Dividend 18.3539Plan B - DirectGrowth 24.7551Dividend 21.4311



TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


7.59% CGL 2029 Sovereign 49.99%




9.39% SDL 2023 Sovereign 5.86%





Total 96.32%


Total 52.67%



Total -48.99%

Grand Total 100.00%

RATING PROFILE

96.32%

3.68%

Sovereign

Cash & Equivalent

INSTRUMENTS

96.32%

52.67%

-48.99% CENTRALGOVERNMENTSECURITIES




An Open Ended Gilt Scheme

13

30th June, 2016


Baroda Pioneer Income Fund


This product is suitable for investors who are seeking*• Regular Income over long term• Investment predominantly in good quality Fixed Income

Securities by maintaining a balance between Risk & Return.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate regular income by investing in a portfolio of good quality Fixed Income Securities by maintaining a balance between Risk & Return.

FUND DETAILS

Type of Scheme An Open Ended Income Scheme

Date of Allotment March 21, 2002


(Experience 12 yrs)

Benchmark CRISIL Composite Bond Fund Index


23.99 Crs



Entry Load Nil

Exit Load 1% if redeemed on or before 365 days from the date of allotment. Nil if redeemed after 365 days from the date of allotment


Options • Growth• Dividend 1.Payout 2.Reinvestment• Bonus Option$






TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


7.59% CGL 2029 Sovereign 13.49%

7.88% CGL 2030 Sovereign 10.76%

7.59% CGL 2026 Sovereign 10.65%









Total 71.60%

BONDS & NCDs



Vijaya Bank [ICRA]AA- 8.25%

Rural Electrification Corporation Ltd.

CRISIL AAA 4.28%

Total 22.43%


Total 13.86%



Total -7.89%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.

RATING PROFILE

71.60%

9.90%

8.25%

5.97%

4.28%

Sovereign

CRISIL A

[ICRA]AA-

Cash & Equivalent

CRISIL AAA

INSTRUMENTS

71.60%

22.43%

13.86%

-7.89%CENTRALGOVERNMENTSECURITIES

BONDS & NCDs



$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

An Open Ended Income Scheme

14

30th June, 2016


Baroda Pioneer Dynamic Bond Fund


This product is suitable for investors who are seeking*• Regular Income over medium term with providing

liquidity• Investment in medium to long term corporate bonds

and / or government securities and manage the portfolio dynamically through different interest rate cycles* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The investment objective of the scheme is to generate returns with liquidity by managing the portfolio dynamically through interest rate cycles.

FUND DETAILS



Fund Manager Mr. Alok Sahoo# (Experience 13 yrs), Ms. Hetal Shah# (Experience 12 yrs)

Benchmark CRISIL Composite Bond Fund Index




Entry Load Nil

Exit Load 0.50% if redeemed within 3 months from the date of allotment of units, Nil if redeemed after 3 months from the date of allotment of units


Options • Growth• Dividend 1. Payout 2. Reinvestment• Bonus Option$






TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


7.59% CGL 2029 Sovereign 35.51%

9.72% SDL 2023 Sovereign 22.87%

8.28% CGL 2027 Sovereign 10.91%



Total 77.32%

BONDS & NCDs


Vijaya Bank [ICRA]AA- 12.26%


L&T Finance Ltd. [ICRA]AA+ 1.05%

Total 17.40%


Total 39.08%



Total -33.80%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.

RATING PROFILE

77.32%

12.26%

5.28%

4.09%

1.05%

Sovereign

[ICRA]AA-

Cash & Equivalent

CRISIL A

[ICRA]AA+

INSTRUMENTS

77.32%39.08%

17.40%

-33.80%CENTRALGOVERNMENTSECURITIES


BONDS & NCDs




15

30th June, 2016


Baroda Pioneer Short Term Bond Fund

Investors understand that their principal will be at Moderately Low risk

This product is suitable for investors who are seeking*• Regular Income over short term• Investment predominantly in Money Market Instruments

(i.e. CP/CD) and Short Term Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.

FUND DETAILS



Fund Manager Mr. Alok Sahoo# (Experience 13 yrs), Ms. Hetal Shah# (Experience 12 yrs)

Benchmark CRISIL Short Term Bond Fund Index




Entry Load Nil

Exit Load 0.25% if redeemed on or before 15 days from the date of allotment. Nil if redeemed after 15 days from the date of allotment


Options • Growth• Dividend 1. Payout 2. Reinvestment• Bonus Option$






TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


Certificate of Deposit**

Corporation Bank CRISIL A1+ 12.97%

State Bank of Hyderabad [ICRA]A1+ 12.56%

HDFC Bank Ltd. IND A1+ 10.36%

Total 35.89%

Commercial Paper**


Edelweiss Commodities Services Ltd.

CRISIL A1+ 3.53%


Total 11.18%

BONDS & NCDs


IIFL Facilities Services Ltd. [ICRA]AA 8.64%



Indiabulls Housing Finance Ltd. CARE AAA 5.27%


Power Grid Corporation of India Ltd.

CRISIL AAA 4.46%


Power FinanceCorporation Ltd.

CRISIL AAA 3.30%


CRISIL AA- 2.29%

Aspire Home Finance Corporation Ltd.

[ICRA]AA- 1.75%

Aspire Home Finance Corporation Ltd.

CRISIL A+ 1.32%



CRISIL AAA 0.89%


CRISIL AAA 0.53%

Power GridCorporation of India Ltd.

CRISIL AAA 0.45%


Indiabulls Housing Finance Ltd. CARE AAA 0.09%

Total 51.06%

Unlisted

ARM Infra & Utilities Private Ltd.

BWR A+ 7.89%

Janalakshmi Financial Services Ltd.

[ICRA]A+ 6.14%



Total 17.74%

PORTFOLIO


% to Net Assets


Total 8.05%



Total -23.92%

Grand Total 100.00%


RATING PROFILE

16.95%

16.50%

15.07%

10.36%

9.63%

8.40%

7.89%

6.74%

6.14%

5.36%

5.14%

4.62%

1.75%

1.32%

-15.87%

[ICRA]AA

CRISIL A1+

[ICRA]A1+

IND A1+

CRISIL AAA

CRISIL A

BWR A+

CRISIL AA-

[ICRA]A+

CARE AAA

[ICRA]A1

CARE AA-

[ICRA]AA-

CRISIL A+

Cash & Equivalent

INSTRUMENTS

51.06%

35.89%

17.74%

11.18%

8.05%

-23.92% BONDS & NCDs


Unlisted

Commercial Paper





16

30th June, 2016


[ICRA] A1+ mfs*Baroda Pioneer Treasury Advantage Fund

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Treasury Advantage Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

Investors understand that their principal will be at Moderately Low risk

This product is suitable for investors who are seeking*• Regular income over short term with maintaining a

balance between returns and liquidity• Investment predominantly in Money Market (i.e. CP/

CDs) and Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments

FUND DETAILS

Type of Scheme An Open Ended Debt Scheme




(Experience 12 yrs)

Benchmark CRISIL Liquid Fund Index


1809.64 Crs



Entry Load Nil

Exit Load Nil


Options

• Growth • Daily Dividend 1 .Reinvestment • Weekly Dividend 2 .Payout 3 .Reinvestment • Monthly Dividend 1 .Payout 2 .Reinvestment• Quarterly Dividend 1.Payout 2 .Reinvestment• Bonus Option$





PORTFOLIO


% to Net Assets


Certificate of Deposit**Corporation Bank CRISIL A1+ 1.97%HDFC Bank Ltd. IND A1+ 1.46%State Bank of Hyderabad [ICRA]A1+ 0.54%Total 3.97%Commercial Paper**Piramal Enterprises Ltd. [ICRA]A1+ 4.11%

Edelweiss Commodities Services Ltd. CRISIL A1+ 3.77%


Adani Enterprises Ltd. BWR A1+ 2.80%




Vedanta Ltd. CRISIL A1+ 0.84%

Total 21.25%

Treasury BillsTBILL 91 DAY 22 Sep 2016 Sovereign 11.22%TBILL 91 DAY 18 Aug 2016 Sovereign 6.77%

Total 17.99%

Fixed DepositBandhan Bank Ltd. Unrated 0.57%Bandhan Bank Ltd. Unrated 0.57%Bandhan Bank Ltd. Unrated 0.57%Bandhan Bank Ltd. Unrated 0.57%Bandhan Bank Ltd. Unrated 0.57%Bandhan Bank Ltd. Unrated 0.57%Bandhan Bank Ltd. Unrated 0.57%Bandhan Bank Ltd. Unrated 0.57%

Total 4.56%

BONDS & NCDs

Listed / awaiting listing on the stock exchangesCapital First Ltd. CARE AA+ 4.17%Capital First Ltd. CARE AA+ 3.50%India Infoline Housing Finance Ltd. [ICRA]AA 3.27%India Infoline Housing Finance Ltd. [ICRA]AA 3.11%Piramal Enterprises Ltd. [ICRA]AA 2.86%Aspire Home Finance Corporation Ltd. CRISIL A+ 2.66%Aspire Home Finance Corporation Ltd. [ICRA]AA- 2.62%IIFL Facilities Services Ltd. [ICRA]AA 2.56%Piramal Enterprises Ltd. [ICRA]AA 2.28%JSW Steel Ltd. CARE AA- 2.01%Power Finance Corporation Ltd. CRISIL AAA 1.48%Power Finance Corporation Ltd. CRISIL AAA 1.43%Indiabulls Housing Finance Ltd. CARE AAA 1.43%India Infoline Housing Finance Ltd. [ICRA]AA 1.26%Indiabulls Housing Finance Ltd. CARE AAA 1.08%Muthoot Fincorp Ltd. CRISIL A 1.05%Aspire Home Finance Corporation Ltd. CRISIL A+ 0.97%IIFL Facilities Services Ltd. [ICRA]AA 0.94%Piramal Enterprises Ltd. [ICRA]AA 0.87%India Infoline Housing Finance Ltd. CRISIL AA- 0.71%Power Finance Corporation Ltd. CRISIL AAA 0.58%Rural Electrification Corporation Ltd. CRISIL AAA 0.43%Nabha Power Ltd. [ICRA]AAA 0.41%Piramal Enterprises Ltd. [ICRA]AA 0.28%Steel Authority of India Ltd. IND AA 0.28%Nabha Power Ltd. CRISIL AAA 0.28%Power Grid Corporation of India Ltd. CRISIL AAA 0.26%Power Grid Corporation of India Ltd. CRISIL AAA 0.17%NHPC Ltd. [ICRA]AAA 0.15%Piramal Enterprises Ltd. [ICRA]AA 0.07%India Infoline Housing Finance Ltd. [ICRA]AA 0.07%Total 43.24%UnlistedARM Infra & Utilities Private Ltd. BWR A+ 4.21%


Powergrid Vizag Transmission Ltd. CRISIL AAA 0.58%


Janalakshmi Financial Services Ltd. [ICRA]A+ 0.23%

Total 7.98%


Total 0.11%

PORTFOLIO


% to Net Assets



Total 0.90%

Grand Total 100.00%


RATING PROFILE

18.09%

17.99%

9.82%

7.67%

6.58%

5.21%

4.56%

4.56%

4.21%

3.63%

3.49%

2.80%

2.62%

2.51%

2.01%

1.46%

1.01%

0.71%

0.56%

0.28%

0.23%

[ICRA]AA

Sovereign

[ICRA]A1+

CARE AA+

CRISIL A1+

CRISIL AAA

[ICRA]A1

Unrated

BWR A+

CRISIL A+

CRISIL A

BWR A1+

[ICRA]AA-

CARE AAA

CARE AA-

IND A1+

Cash & Equivalent

CRISIL AA-

[ICRA]AAA

IND AA

[ICRA]A+

INSTRUMENTS

43.24%21.25%

17.99%

7.98%

4.56%3.97%

0.90%

0.11%BONDS & NCDs

Commercial Paper

Treasury Bills

Unlisted

Fixed Deposit


Cash & CashEquivalentsCBLO / Reverse RepoInvestments


NAV (Per Unit) `RegularGrowth 1736.1374Dividend - Daily 1002.7120Dividend - Weekly 1002.0258Dividend - Monthly 1003.0351Dividend - Quarterly 1178.8560Plan ABonus 1763.6839Growth 1776.5481Dividend - Daily 1027.5119Dividend - Weekly 1019.9711Dividend - Monthly 1003.2036Dividend - Quarterly

Plan B - DirectBonus 1795.9107Growth 1795.9557Dividend - Daily 1008.8997Dividend - Weekly 1002.1545Dividend - Monthly 1003.3014Dividend - Quarterly 1018.2531

1016.6853

An Open Ended Debt Scheme

17

30th June, 2016


[ICRA] A1+ mfs*Baroda Pioneer Liquid Fund

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Liquid Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

Investors understand that their principal will be atLow risk

This product is suitable for investors who are seeking*

• Regular income over short term with high level of liquidity

• Investment predominantly in Money Market (i.e. CP / CDs) Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

FUND DETAILS

Type of Scheme An Open Ended Liquid Scheme

Date of Allotment February 5, 2009



(Experience 12 yrs)

Benchmark CRISIL Liquid Fund Index


7123.69 Crs



Entry Load Nil

Exit Load Nil


Options • Growth• Daily Dividend 1.Reinvestment• Weekly Dividend 2.Payout 3.Reinvestment• Bonus Option$




TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


Certificate of Deposit**

State Bank Of Patiala CRISIL A1+ 4.12%

Axis Bank Ltd. CRISIL A1+ 4.12%

IndusInd Bank Ltd. CRISIL A1+ 4.12%

Corporation Bank CRISIL A1+ 1.03%

Total 13.39%

Commercial Paper**

Piramal Enterprises Ltd. [ICRA]A1+ 6.24%

Vedanta Ltd. CRISIL A1+ 5.82%

National Bank For Agricultureand Rural Development CRISIL A1+ 4.12%

Edelweiss Commodities Services Ltd. CRISIL A1+ 4.11%

Religare Finvest Ltd. IND A1+ 4.10%

IIFL Wealth Finance Ltd. [ICRA]A1+ 3.08%

Adani Enterprises Ltd. BWR A1+ 3.07%

IIFL Facilities Services Ltd. [ICRA]A1+ 2.68%

Edelweiss Agri Value Chain Ltd. CRISIL A1+ 2.06%

Adani Ports and SpecialEconomic Zone Ltd. [ICRA]A1+ 2.05%

Adani Gas Ltd. CARE A1+ 1.02%

IIFL Wealth Finance Ltd. [ICRA]A1+ 1.02%

JK Lakshmi Cement Ltd. CARE A1+ 0.51%

Religare Housing DevelopmentFinance Corporation Ltd. IND A1+ 0.51%

Kotak Commodity Services Private Ltd. [ICRA]A1+ 0.51%

Total 40.90%

Treasury Bills

TBILL 91 DAY 22 Sep 2016 Sovereign 16.40%

TBILL 91 DAY 25 Aug 2016 Sovereign 1.97%

TBILL 91 DAY 18 Aug 2016 Sovereign 0.31%

Total 18.68%

Fixed Deposit

HDFC Bank Ltd. Unrated 6.24%

IDBI Bank Ltd. Unrated 6.24%

Bandhan Bank Ltd. Unrated 2.08%















Total 17.39%

CBLO /Reverse Repo investments 5.47%

Total 5.47%



Total 4.17%

Grand Total 100.00%


RATING PROFILE

29.50%

18.68%

17.39%

15.58%

9.64%

4.61%

3.07%

1.53%

CRISIL A1+

Sovereign

Unrated

[ICRA]A1+

Cash & Equivalent

IND A1+

BWR A1+

CARE A1+

INSTRUMENTS

40.90%

18.68%

17.39%

13.39%

5.47%4.17%

Commercial Paper

Treasury Bills

Fixed Deposit





NAV (Per Unit) `RegularGrowth 2611.7335

Dividend 2237.6173Dividend - Daily 1006.0600Plan AGrowth 1770.0686Dividend - Daily 1001.1191Dividend - Weekly 1000.7784Plan B - DirectBonus 1775.8173Growth 1775.5158Dividend - Daily 1001.8422Dividend - Weekly 1225.1110

An Open Ended Liquid Scheme

18

30th June, 2016


Investment Performance

Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya

Date Of Inception: 12/09/2003 Jun 2015 - Jun 2016&

Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&

Since Inception@Scheme Name & Benchmark

Nav Per Unit (`) 78.03 66.56 47.68 10.00

Baroda Pioneer Growth Fund (in %)^ -0.55 17.23 39.60 17.35

S&P BSE 200 (Scheme Benchmark) (in %)* 0.41 12.01 34.45 15.36

Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 15.07

` 10,000, if invested in BPGF, would have become NA NA NA `77,600

` 10,000, if invested in S&P BSE 200, would have become NA NA NA `62,378

` 10,000, if invested in Nifty 50, would have become NA NA NA `60,402

^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 111.05 96.31 68.34 10.00

Baroda Pioneer ELSS’ 96 Fund (in %)^ -0.90 15.31 40.93 12.56

S&P BSE 200 Sensex (Scheme Benchmark) (in %)* 0.41 12.01 34.45 12.13


`10,000, if invested in BPELSS’96F, would have become NA NA NA `1,10,048

`10,000, if invested in S&P BSE 200 Sensex, would have become NA NA NA `1,01,731

`10,000, if invested in Nifty 50, would have become NA NA NA `84,114

^Past performance may or may not be sustained in the future.Data is for Dividend Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 43.06 38.86 29.76 10.00

Baroda Pioneer Balance Fund (in %)^ 3.20 10.81 30.58 12.35

CRISIL Balanced Fund - Aggressive index (effective April 4, 2016) (Scheme Benchmark) (in %) 4.82 8.78 21.01 12.42


`10,000, if invested in BPBF, would have become NA NA NA `44,440

`10,000, if invested in CRISIL Balanced Fund - Aggressive index (effective April 4, 2016), would have become NA NA NA `44,811


^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.

Funds Managed by Mr. Dipak Acharya


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 15.99 13.62 10.83 10.00

Baroda Pioneer Banking and Financial Services Fund (in %)^ -1.69 17.40 25.76 11.90

Nifty Bank Index (Scheme Benchmark) (in %) -1.97 20.04 31.20 15.51


`10,000, if invested in BPBFSF, would have become NA NA NA `15,720

`10,000, if invested in Nifty Bank Index, would have become NA NA NA `17,867



19

30th June, 2016



Funds Managed by Mr. Dipak Acharya


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 11.71 11.27 6.93 10.00

Baroda Pioneer Infrastructure Fund (in %)^ -6.75 3.90 62.63 1.47

Nifty Infrastructure (Scheme Benchmark) (in %) -12.56 -3.51 49.55 -2.78


`10,000, if invested in BPIF, would have become NA NA NA `10,920

`10,000, if invested in Nifty Infrastructure would have become NA NA NA `8,439




Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 8.39 9.20 6.28 10.00

Baroda Pioneer PSU Equity Fund (in %)^ -16.81 -8.80 46.50 -6.07

S&P BSE PSU (Scheme Benchmark) (in %) -12.06 -11.53 40.09 -7.52


`10,000, if invested in BPPSUEF, would have become NA NA NA `6,980

`10,000, if invested in S&P BSE PSU, would have become NA NA NA `6,381




Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 14.80 13.53 12.55 10.00

Baroda Pioneer Short Term Bond Fund (in %)^ 8.54 9.41 7.83 8.21

CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.94 9.56 8.81 8.48

CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 8.54 5.93 7.06

`10,000, if invested in BPSTBF, would have become NA NA NA `16,065

`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA `16,308

`10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA `15,064


Funds Managed by Mr. Alok Sahoo, Ms Hetal Shah

20


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 1635.80 1503.27 1372.34 1000.00

Baroda Pioneer Liquid Fund (in %)^ 8.21 8.82 9.54 8.02

CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.90 8.77 9.68 7.57

CRISIL 1 year T-Bill (Standard Benchmark) (in%)$ 7.67 8.54 5.93 6.17

`10,000, if invested in BPLF, would have become NA NA NA `17,701

`10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA `17,168

`10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA `15,582


30th June, 2016



Funds Managed by Mr. Alok Sahoo, Ms. Hetal Shah


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 1629.29 1491.04 1362.95 1000.00

Baroda Pioneer Treasury Advantage Fund (in %)^ 9.04 9.27 9.40 8.53

CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.90 8.77 9.68 7.63


`10,000, if invested in BPTAF, would have become NA NA NA `17,765

`10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA `16,753

`10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA `15,375


Date of Inception: 23/01/2015 Jun 2015 - Jun 2016&

Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 10.47 NA NA 10.00

Baroda Pioneer Credit Opportunities Fund (in %)^ 10.07 NA NA 10.38

CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.94 NA NA 8.63

CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 NA NA 7.79

`10,000, if invested in BPCOF, would have become NA NA NA `11,523

`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA `11,261




Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 18.69 16.89 15.02 10.00

Baroda Pioneer Monthly Income Plan (MIP) Fund (in %)^* 5.65 10.68 12.44 5.93

CRISIL MIP Blended Index (Scheme Benchmark) (in %) 8.63 11.05 8.28 8.37

CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ 10.03 11.76 -2.47 5.82

`10,000, if invested in BPMIPF, would have become NA NA NA `19,750

`10,000, if invested in CRISIL MIP Blended Index, would have become NA NA NA `25,843

`10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA `19,508

^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at in-ception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.

Funds Managed by Ms. Hetal Shah

21

*Monthly income is not assured and is subject to the availability of distributable surplus.

Date of Inception: 30/06/2012 Jun 2015 - Jun 2016&

Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 13.04 11.63 11.12 10.00

Baroda Pioneer Dynamic Bond Fund (in %)^ 9.48 12.13 4.65 9.31

CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 10.19 11.10 4.60 9.11


`10,000, if invested in BPDBF, would have become NA NA NA `14,281

`10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA `14,178



30th June, 2016



Funds Managed by Ms. Hetal Shah


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 21.82 19.76 19.06 10.00

Baroda Pioneer Income Fund (in %)^ 8.34 10.40 3.72 6.21

CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 10.19 11.10 4.60 6.92

CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ 10.03 11.76 -2.47 6.60

`10,000, if invested in BPIF, would have become NA NA NA `23,642

`10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA `26,008



Disclaimer Nifty Bank Index, Nifty 100 and Nifty Infra: Baroda Pioneer Growth Fund, Baroda Pioneer Infrastructure Fund and

Baroda Pioneer Banking and Financial Services Fund (“said Schemes”) offered by Baroda Pioneer Mutual Fund are not sponsored,

endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty,

express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the

owners of the said Schemes or any member of the public regarding the advisability of investing in securities generally or in the said

Schemes linked to Nifty Infra, Nifty 100 and Nifty Bank Index or particularly in the ability of the Nifty Infra, Nifty 100 and Nifty Bank

Index to track general stock market performance in India. Please read the full disclaimers in relation to the Nifty Infra, Nifty 100

and Nifty Bank Index in the Offer Document / Prospectus / Information Statement.

*ICRA Credit Ratings: The rating indicates highest-credit quality rating assigned by ICRA Ltd. to debt funds. Schemes with this

rating are considered to have very strong degree of safety regarding timely receipt of payments from the investments that they

have made. This rating should however not be construed as an indication of the performance of the Mutual Fund scheme or of

volatility in its returns. The rating should not be treated as a recommendation to buy, sell or hold the units issued by the Mutual

Fund.

22


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 22.00 19.71 18.80 10.00

Baroda Pioneer Gilt Fund (in %)^ 8.84 11.65 4.81 6.30

I-Sec Mi-BEX (Scheme Benchmark) (in %) 11.09 11.42 6.58 7.74

CRISIL 10 Year Gilt Index (Standard Benchmark)$ 10.03 11.76 -2.47 6.60

`10,000, if invested in BPGF, would have become NA NA NA `23,948

`10,000, if invested in I-Sec Mi-BEX, would have become NA NA NA `29,019



30th June, 2016


SIP Returns

23

Baroda Pioneer Growth Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 15,40,000

Total Value as on Jun 30, 2016 (Rs) 1,25,306 4,33,730 8,35,824 12,10,616 20,83,248 38,25,637 Returns (%) 8.32 12.50 13.23 10.27 10.63 13.28 Total Values of Nifty 100 (Rs) 1,26,111 4,20,345 8,05,027 11,88,017 19,80,857 34,06,330

S&P BSE 200 Returns (%)* 9.60 10.34 11.71 9.74 9.68 11.65 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 33,08,455 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 11.24

Baroda Pioneer ELSS’ 96 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception


Total Value as on Jun 30, 2016 (Rs) 1,24,215 4,25,680 8,30,997 12,18,575 19,82,904 1,12,02,947 Returns (%) 6.59 11.21 13.00 10.45 9.70 13.43

Total Values of S&P BSE 200SENSEX (Rs)

1,26,111 4,20,345 8,05,027 11,88,017 19,80,857 1,15,08,565

S&P BSE 200 SENSEX Returns (%)* 9.60 10.34 11.71 9.74 9.68 13.65 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 99,76,967 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 12.49

Baroda Pioneer PSU Equity Fund 1 Year 3 Years 5 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 6,90,000

Total Value as on Jun 30, 2016 (Rs) 1,15,767 3,49,167 5,81,115 6,50,010 Returns (%) -6.49 -1.98 -1.26 -2.05 Total Values of S&P BSE PSU (Rs) 1,21,948 3,58,593 5,81,903 6,47,207 S&P BSE PSU Returns (%) 3.03 -0.25 -1.21 -2.20 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 9,03,343 Nifty 50 Returns (%) 8.84 8.04 10.19 9.28

Baroda Pioneer InfrastructureFund

1 Year 3 Years 5 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 7,30,000

Total Value as on Jun 30, 2016 (Rs) 1,21,956 4,15,074 7,59,270 9,03,256 Returns (%) 3.04 9.48 9.36 6.92 Total Values of Nifty Infra (Rs) 1,23,827 3,73,580 6,48,403 7,60,748 Nifty Infra Returns (%) 5.98 2.42 3.06 1.34 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 9,65,153 Nifty 50 Returns (%) 8.84 8.04 10.19 9.08

Baroda Pioneer Banking andFinancial Services Fund

1 Year 3 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 4,90,000

Total Value as on Jun 30, 2016 (Rs) 1,29,458 4,38,849 6,27,563 Returns (%) 14.97 13.31 12.15 Total Values of Nifty Bank Index (Rs) 1,27,999 4,43,512 6,48,406 Nifty Bank Index Returns (%) 12.62 14.05 13.79 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 5,97,612 Nifty 50 Returns (%) 8.84 8.04 9.71

Baroda Pioneer Balance Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception


Total Value as on Jun 30, 2016 (Rs) 1,26,515 4,24,518 8,07,724 12,06,333 19,05,890 29,62,816 Returns (%) 10.25 11.02 11.85 10.17 8.95 9.68 Total Values of CRISIL BalancedFund Index (Rs)

1,25,965 4,12,549 7,74,899 11,63,296 19,29,595 30,90,720

CRISIL Balanced Fund – Aggressive Index Returns (%)

9.37 9.06 10.18 9.15 9.19 10.28

Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 33,08,637 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 11.24

Baroda Pioneer Monthly Income Plan (MIP) Fund*

1 Year 3 Years 5 Years 7 Years 10 Years Since Inception


Total Value as on Jun 30, 2016 (Rs) 1,24,311 4,10,543 7,49,920 11,23,835 17,18,113 21,25,218 Returns (%) 6.76 8.74 8.86 8.19 6.98 6.58 Total Values of CRISIL MIP Blended Index (Rs)

1,26,145 4,18,826 7,65,369 11,56,851 18,68,594 23,94,773

CRISIL MIP Blended Index Returns 9.67 10.10 9.68 9.00 8.58 8.47 Total Value of CRISIL 10 Year Gilt Index Returns (%) (Rs)

1,26,013 4,15,666 7,38,695 10,94,343 17,19,018 21,54,694

CRISIL 10 Year Gilt Index Returns (%) 9.46 9.58 8.26 7.44 6.99 6.80

* Monthly income is not assured and is subject to the availability of distributable surplus.^Past performance may or may not be sustained in the future.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). Where Benchmark returns are not available, they have not been shown.

* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.

* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.

30th June, 2016


Record Date Ex-Dividend Date Dividend (Rs)Ex-Dividend NAV

(Rs)Per Unit$ (Rs)

Baroda Pioneer Growth Fund - Plan A - Dividend24-Jun-16 24-Jun-16 28.00 33.72 2.80

24-Jul-15 24-Jul-15 35.00 39.49 3.50

17-Feb-14 17-Feb-14 25.00 24.67 2.50Baroda Pioneer Growth Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 28.00 33.05 2.80

24-Jul-15 24-Jul-15 35.00 38.61 3.50

17-Feb-14 17-Feb-14 25.00 25.02 2.50Baroda Pioneer ELSS 96 - Plan A - Dividend22-Mar-16 23-Mar-16 25.00 28.50 2.50

23-Feb-15 23-Feb-15 22.50 32.32 2.25

14-Mar-14 14-Mar-14 20.00 22.73 2.00

Baroda Pioneer ELSS 96 - Plan B - Direct - Dividend23-Feb-15 23-Feb-15 22.50 33.19 2.25

14-Mar-14 14-Mar-14 20.00 23.15 2.00

01-Feb-13 01-Feb-13 15.00 23.06 1.50

Baroda Pioneer Infrastructure Fund - Plan A - Dividend09-Jan-15 09-Jan-15 9.00 10.38 0.90

Baroda Pioneer Infrastructure Fund - Plan B - Direct - Dividend09-Jan-15 09-Jan-15 9.00 10.54 0.90

Baroda Pioneer Banking and Financial Services Fund - Plan A - Dividend09-Sep-14 09-Sep-14 10.00 13.29 1.00

Baroda Pioneer Banking and Financial Services Fund - Plan B - Direct - Dividend09-Sep-14 09-Sep-14 10.00 13.46 1.00

Baroda Pioneer Balance Fund - Plan A- Dividend24-Jun-16 24-Jun-16 5.00 17.19 0.50

22-Mar-16 23-Mar-16 10.00 17.11 1.00

30-Dec-15 30-Dec-15 15.00 19.33 1.50Baroda Pioneer Balance Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 5.00 18.15 0.50

22-Mar-16 23-Mar-16 10.00 17.97 1.00

30-Dec-15 30-Dec-15 15.00 20.18 1.50Baroda Pioneer MIP Fund - Plan A - Monthly Dividend*24-Jun-16 24-Jun-16 0.48 13.20 0.05

24-May-16 25-May-16 0.48 13.17 0.05

22-Apr-16 25-Apr-16 0.48 13.15 0.05Baroda Pioneer MIP Fund - Plan B - Direct - Monthly Dividend*24-Jun-16 24-Jun-16 0.48 13.36 0.05

24-May-16 25-May-16 0.48 13.33 0.05

22-Apr-16 25-Apr-16 0.48 13.30 0.05Baroda Pioneer MIP Fund - Plan A - Quarterly Dividend*24-Jun-16 24-Jun-16 1.44 12.97 0.14

22-Mar-16 23-Mar-16 1.44 12.83 0.14

25-Jan-16 25-Jan-16 0.48 13.17 0.05Baroda Pioneer MIP Fund - Plan B - Direct - Quarterly Dividend*24-Jun-16 24-Jun-16 1.44 13.17 0.14

22-Mar-16 23-Mar-16 1.44 13.00 0.14

30-Dec-15 30-Dec-15 1.44 13.16 0.14Baroda Pioneer Credit Opportunities Fund - - Plan A - Quarterly Dividend24-Jun-16 24-Jun-16 1.52 10.6109 0.15

22-Mar-16 23-Mar-16 1.52 10.5417 0.15

30-Dec-15 30-Dec-15 1.52 10.5284 0.15Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Quarterly Dividend24-Jun-16 24-Jun-16 1.52 10.7891 0.15

22-Mar-16 23-Mar-16 1.52 10.6887 0.15

30-Dec-15 30-Dec-15 1.52 10.6471 0.15Baroda Pioneer Credit Opportunities Fund - - Plan A - Monthly Dividend24-Jun-16 24-Jun-16 0.51 10.6178 0.05

24-May-16 25-May-16 0.51 10.6088 0.05

22-Apr-16 25-Apr-16 0.51 10.6085 0.05Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Monthly Dividend24-Jun-16 24-Jun-16 0.51 10.8151 0.05

24-May-16 25-May-16 0.51 10.7936 0.05

22-Apr-16 25-Apr-16 0.51 10.7831 0.05

Record Date Ex-Dividend Date Dividend (Rs)Ex-Dividend NAV

(Rs)Per Unit$ (Rs)

Baroda Pioneer Dynamic Bond Fund - Plan A- Dividend27-Jun-16 27-Jun-16 2.89 12.1528 0.29

22-Mar-16 23-Mar-16 5.06 12.5843 0.51

25-Jun-13 25-Jun-13 2.97 10.0000 0.30Baroda Pioneer Dynamic Bond Fund - Plan B - Direct - Dividend27-Jun-16 27-Jun-16 2.89 12.5981 0.29

22-Mar-16 23-Mar-16 5.06 13.0024 0.51

25-Jun-13 25-Jun-13 3.07 10.0000 0.31Baroda Pioneer Gilt Fund - Plan A - Dividend24-Jun-16 24-Jun-16 8.67 19.49 0.8722-Mar-16 23-Mar-16 8.67 20.31 0.87

21-Mar-14 21-Mar-14 19.48 16.42 1.95

Baroda Pioneer Gilt Fund - Plan B - Direct - Dividend21-Mar-14 21-Mar-14 19.48 16.55 1.95

Baroda Pioneer Liquid Fund - Plan A - Dividend04-Mar-05 05-Mar-05 3.50 1016.27 35.00

06-Jan-04 07-Jan-04 9.50 1004.32 95.00

13-May-02 14-May-02 0.75 1002.43 7.50Baroda Pioneer Short Term Bond Fund - Plan A- Dividend20-Jun-16 20-Jun-16 0.25 10.05 0.03

06-Jun-16 06-Jun-16 0.23 10.01 0.02

20-May-16 23-May-16 0.22 10.04 0.02Baroda Pioneer Short Term Bond Fund - Plan B - Direct - Dividend20-Jun-16 20-Jun-16 0.27 10.04 0.03

06-Jun-16 06-Jun-16 0.25 10.01 0.02

20-May-16 23-May-16 0.24 10.04 0.02Baroda Pioneer Treasury Advantage Fund Reg - Monthly Dividend24-Jun-16 24-Jun-16 0.46 1008.17 4.64

24-May-16 25-May-16 0.48 1008.56 4.77

22-Apr-16 25-Apr-16 0.63 1011.46 6.33Baroda Pioneer Treasury Advantage Fund - Plan A - Monthly Dividend24-Jun-16 24-Jun-16 0.51 1008.87 5.12

24-May-16 25-May-16 0.53 1009.27 5.26

22-Apr-16 25-Apr-16 0.69 1012.24 6.87Baroda Pioneer Treasury Advantage Fund - Plan B - Direct - Monthly Dividend24-Jun-16 24-Jun-16 0.54 1009.31 5.42

24-May-16 25-May-16 0.56 1009.70 5.56

22-Apr-16 25-Apr-16 0.72 1012.70 7.18Baroda Pioneer Treasury Advantage Fund Reg - Quarterly Dividend27-Jun-14 27-Jun-14 2.34 1006.66 23.38

21-Mar-14 21-Mar-14 0.78 1011.22 7.79

24-Jun-16 24-Jun-16 1.44 1036.72 14.45Baroda Pioneer Treasury Advantage Fund - Plan A - Quarterly Dividend24-Jun-16 24-Jun-16 1.44 1035.24 14.45

22-Mar-16 23-Mar-16 1.44 1029.62 14.45

30-Dec-15 30-Dec-15 1.44 1029.97 14.45Baroda Pioneer Treasury Advantage Fund -Plan B- Direct - Quarterly Dividend24-Jun-16 24-Jun-16 1.44 1036.72 14.45

22-Mar-16 23-Mar-16 1.44 1029.80 14.45

30-Dec-15 30-Dec-15 1.66 1032.10 16.61Baroda Pioneer Income Fund - Plan A - Dividend24-Jun-16 24-Jun-16 10.11 22.13 1.0122-Mar-16 23-Mar-16 10.11 23.14 1.01

Baroda Pioneer Income Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 10.11 22.16 1.0122-Mar-16 23-Mar-16 10.11 23.15 1.01

Dividend History

24

$ Face value is Rs. 10/- in all schemes other than Baroda Pioneer Liquid Fund and Baroda Pioneer Treasury Advantage Fund where the face value is Rs. 1,000/- per unit.

* Monthly income is not assured and is subject to the availability of distributable surplus.# Pursuant to payment of dividend, the NAVs of the schemes would fall to the extent of payout and statutory levy (if applicable).

30th June, 2016

BARODA PIONEER MUTUAL FUND25

karvy Computershare Private LimitedAddress and Contact detailsMFS Branches

• Bangalore [email protected] 080-26600785 • Belgaum [email protected] 0831 2402544 • Bellary [email protected] 08392 – 254750 • Davangere [email protected] 0819-2258714 • Dharwad [email protected] 0836- 2744207• Gulbarga [email protected] 0847-2310040 • Hassan [email protected] 08172 262065 • Hubli [email protected] 0836-2252444 • Mangalore [email protected] 0824-2496289 • Margoa [email protected] 0832-2731823 • Mysore [email protected] 0821-2438006 • Panjim [email protected] 0832-2426873 • Shimoga [email protected] 08182-228799 • Ahmedabad [email protected] 079-65445550 • Anand [email protected] 9662020623 • Ankleshwar [email protected] 02646 645326 • Baroda [email protected] 0265-6640870 • Bharuch [email protected] 02642-225022 • Bhavnagar [email protected] 278-3003149 • Gandhidham [email protected] 02836 651296 • Gandhinagar [email protected] 079-23244955 • Jamnagar [email protected] 0288-2558887 • Junagadh [email protected] 0285-2652220 • Mehsana [email protected] 02762-242950 • Nadiad [email protected] 0268-2563245 • Navsari [email protected] 02637-280367 • Rajkot [email protected] 2816545888 • Surat [email protected] 0261-3042170 • Valsad [email protected] 02632-258481 • Vapi [email protected] 9228012909 • Chennai [email protected] 044-42028512 • Alleppy [email protected] 0477 2263055 • Calicut [email protected] 0495-4022480 • Cochin [email protected] 0484 3000232 • Kannur [email protected] 0497-2764190 • Kollam [email protected] 0474-2747055 • Kottayam [email protected] 0481-2300868 • Malappuram [email protected] 0483-2731480 • Palghat [email protected] 491 6061110 • Thodupuzha [email protected] 0486-2211209 • Tiruvalla [email protected] 0469-3205676 • Trichur [email protected] 0487-3246231 • Trivandrum [email protected] 0471-2725728 • Coimbatore [email protected] 0422 - 4388011 • Dindigul [email protected] 0451- 6451043 • Erode [email protected] 0424-4021212 • Karaikudi [email protected] 04565-237192 • Karur [email protected] 04324-241755 • Madurai [email protected] 0452-2605856 • Nagerkoil [email protected] 04652 - 233552 • Namakkal [email protected] 04286- 23480 • Pollachi [email protected] 04259- 235111 • Pondicherry [email protected] 0413 2220640 • Pudukottai [email protected] 04322 - 220050 • Rajapalayam [email protected] 04563 - 232952 • Salem [email protected] 0427-4020300 • Sivakasi [email protected] 04562 228816 • Thanjavur [email protected] 04362-275415 • Tirunelveli [email protected] 0462 2335137 • Tirupur [email protected] 0421-2214221 • Trichy [email protected] 0431-4020227 • Tuticorin [email protected] 0461-2334603 • Vellore [email protected] 0416 2215007 • Agartala [email protected] 0381-2317519 • Guwahati [email protected] 8811036746 • Shillong [email protected] 0364 2506106 • Silchar [email protected] 03842 261714 • Ananthapur [email protected] 08554-244449 • Eluru [email protected] 08812-227851 • Guntur [email protected] 0863-2339094 •Hyderabad [email protected] 040-44677075/ 44677076/44677077/44677348 • Karimnagar [email protected] 0878-2261779 • Kurnool [email protected] 08158-228550 • Nanded [email protected] 02462-237885 • Nellore [email protected] 0861-2349940 • Nizamabad [email protected] 08462-224366 • Proddatur [email protected] 08564 - 242898 • Rajahmundry [email protected] 0883-2434468 • Solapur [email protected] 0217-2300021 • Srikakulam [email protected] 08942-225384 • Tirupathi [email protected] 0877-6544567 • Vijayanagaram [email protected] 08922-236962 • Vijayawada [email protected] 0866-2475126 • Visakhapatnam [email protected] 0891-2714125 • Warangal [email protected] 0870-2501664 • Akola [email protected] 0724-2451874 • Amaravathi [email protected] 0721-3291081 • Aurangabad [email protected] 0240-2343414 • Betul [email protected] 07141 - 231301 • Bhopal [email protected] 0755-4092712 • Chandrapur [email protected] 07172-270262 • Dewas [email protected] 07272-426010 • Dhule [email protected] 02562-282823 • Indore [email protected] 0731-4266828 • Jabalpur [email protected] 0761-3204376 • Jalgaon [email protected] 0257-2226761 • Nagpur [email protected] 0712-2533040 • Nasik nasikmfs@karvy.

30th June, 2016


com 0253-6611395 • Ratlam [email protected] 07412-402007 • Sagar [email protected] 07582-402404 • Ujjain [email protected] 0734-4250007 • Asansol [email protected] 0341-3266507 • Balasore [email protected] 06782-260503 • Bankura [email protected] 03242-255964 • Barhampore (Wb) [email protected] 03482 274494 • Berhampur (Or) [email protected] 0680-2228106 • Bhilai [email protected] 0788-2295999 • Bhubaneswar [email protected] 0674-6534585 • Bilaspur [email protected] 07752-408436• Bokaro [email protected] 9204061959 • Burdwan [email protected] 0342-2665140 • Chinsura [email protected] 033-26810164 • Cuttack [email protected] 0-9238102118 • Dhanbad [email protected] 0326-6452027, 0326- 2301045 • Durgapur [email protected] 0343-6512111 • Gaya [email protected] 0631-2220065 • Jalpaiguri [email protected] 03561-222136 • Jamshedpur [email protected] 0657-6655000 • Kharagpur [email protected] 03222-253380 • Kolkata [email protected] ; [email protected] 033-40611135/ 36; 033-24659263/9267, 24635432, 24669450, 24196462 • Malda [email protected] 03512-223763 • Patna [email protected] 0612-6453098 • Raipur [email protected] 0771-4052620 • Ranchi [email protected] 0651-2331320 • Rourkela [email protected] 0661-2500005 • Sambalpur [email protected] 0663-2522105 • Siliguri [email protected] 0353-2526393, 0353-2522579 • Agra [email protected] 9369918603 • Aligarh [email protected] 9369918604 • Allahabad [email protected] 9369918605 • Ambala [email protected] 9315017301 • Azamgarh [email protected] 9307910001 • Bareilly [email protected] 9369918607 • Begusarai [email protected] 9308793949 • Bhagalpur [email protected] 9386256100 • Darbhanga [email protected] 06272-220145 • Dehradun [email protected] 9369918608 • Deoria [email protected] 7499496134 • Faridabad [email protected] 9310448851 • Ghaziabad [email protected] 9310448804 • Ghazipur [email protected] 7499496131 •Gonda [email protected] 7499496127 • Gorakhpur [email protected] 9369918610 • Gurgaon [email protected] 9310448806 • Gwalior [email protected] 9300004262 • Haldwani [email protected] 9369918611 • Haridwar [email protected] 9369918612 • Hissar [email protected] 9315017303 • Jaunpur [email protected] 9369918613 • Jhansi [email protected] 9369918614 • Kanpur [email protected] 9369918615/6 • Korba [email protected] 9300155683 • Lucknow [email protected] 9369918600 • Mandi [email protected] 9318873501• Mathura [email protected] 9369918618 • Meerut [email protected] 9369918619 •Mirzapur [email protected] 7499496133 • Moradabad [email protected] 9369918620 •Morena [email protected] 7489361265 • [email protected] 9386256101 •Noida [email protected] 9310448805 • Panipat [email protected] 9315017304 • Renukoot [email protected] 7499495854 • Rewa [email protected] 7489755878 • Rohtak [email protected] 9315017305 • Roorkee [email protected] 9369918621 • Saharanpur [email protected] 9369918622 • Satna [email protected] 9300004263 • Shaktinagar [email protected] 7499496129 • Shimla [email protected] 9318644501 • Shivpuri [email protected] 9303028921 • Sitapur [email protected] 9369918623 • Solan [email protected] 9318991871 • Sonepat [email protected] 9315457164 • Sultanpur [email protected] 9369918624 • Varanasi [email protected] 9369918626 • Yamuna Nagar [email protected] 9315017306 • Kolhapur [email protected] 0231 2653656 • Mumbai [email protected] 022-66235353 • Pune [email protected] 020-25533795 • Ajmer [email protected] 0145-5120725 • Alwar [email protected] 0144-3291200 • Amritsar [email protected] 0183-5053802 •Bhatinda [email protected] 0164-5006725 • Bhilwara [email protected] 01482-246362 •Bikaner [email protected] 0151-2200014 •Chandigarh [email protected] 0172-5101342 •Ferozpur [email protected] 01632-241814 •Hoshiarpur [email protected] 01882-500143 •Jaipur [email protected] 0141-4167714 • Jalandhar [email protected] 0181-5094410 • Jammu [email protected] 0191-2458820 • Jodhpur [email protected] 0291-6454590 • Karnal [email protected] 0184-2252524 •Kota [email protected] 0744-5100964 • Ludhiana [email protected] 0161-4648747 • Moga [email protected] 01636-230792 • New Delhi [email protected] 011-43681700 • Pathankot [email protected] 0186-5080188 • Patiala [email protected] 0175-5004349 • Sikar [email protected] 01572-250398 • Sri Ganganagar [email protected] 0154-2470177 • Udaipur [email protected] 0294-2429370 • Chembur 022-662215536 • Vashi 022-27802684 • Borivali 022- 28916319 • Thane 022 25428475

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30th June, 2016


Contact Points:Toll Free Number: 1-800-267 0189 | Email: [email protected] | Website:www.barodapioneer.inRegistered OfficeBaroda Pioneer Asset Management Company Ltd.CIN : U65991MH1992PLC069414501 Titanium, 5th Floor, Western Express Highway, Goregaon (E), Mumbai - 400063.Phone: +91 22 3074 1000 / 4219 7999. Fax: +91 22 3074 1001.Branch OfficeBaroda Pioneer Asset Management Company Ltd.Flat No. 103 & 104, First Floor,Prakash Deep Building, 7 Tolstoy Marg, New Delhi - 110001. Phone: 011-43514662Branch OfficeBaroda Pioneer Asset Management Company Ltd. HP Complex, Flat No.12, 3rd Floor, Door No. 124/1,2&3 New No. 14, G N Chetty Road,T.Nagar, Chennai - 600017 Phone: 044 - 2834 3530, Fax: 044 - 2834 3539Mutual fund investments are subject to market risks,read all scheme related documents carefully.

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