faysal islamic banking december 2019 weightages - pkr … · announcement date 28.nov.19 **mudarib...

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ANNOUNCEMENT DATE 28.Nov.19 **MUDARIB PROFIT SHARING RATIO 50% OTHER DEPOSITS Margin Accounts & Security Deposit 0.0095 Faysal Islamic Kamil Business Account 0.0095 Faysal Islamic Rehmat Personal Account 0.0095 Faysal Islamic Rehmat Business Account 0.0095 * Barkat PayCheq Plus (Payroll) Account 0.0095 *Profit Payment Frequency is Semi - Annually FINANCIAL INSTITUTIONS DEPOSIT Tier 1 (0 to 4,999,999) 1.1879 Tier 2 (5,000,000 to 49,999,999) 1.2909 Tier 3 (50,000,000 to 149,999,999) 1.4493 Tier 4 - (150,000,000 to 299,999,999) 1.5602 Tier 5 (300,000,000 to 499,999,999) 1.6473 Tier 6 (500,000,000 to 999,999,999) 1.6949 Tier 7 (1,000,000,000 & abv) 1.7422 FAYSAL ISLAMIC SAVING ACCOUNT Tier 1 (0-499,999) 1.1087 Tier 2 (500,000- 4,999,999) 1.1483 Tier 3 (5,000,000 - 9,999,999) 1.1483 Tier 4 (10,000,000 to 24,999,999) 1.1879 Tier 5 (25,000,000 to 49,999,999) 1.2671 Tier 6 (50,000,000 to 99,999,999) 1.4255 Tier 7 (100,000,000 to 499,999,999) 1.5047 Tier 8 (500,000,000 & above) 1.5839 *FAYSAL ISLAMIC ASAAN SAVING ACCOUNT Tier 1 ( Rs.1 & Above) 1.1087 *Profit Payment Frequency is Semi - Annually *FAYSAL ISLAMIC PAYCHEQ PLUS SAVING ACCOUNT Tier 1 ( Rs.1 & Above) 1.1087 *Profit Payment Frequency is Semi - Annually *FAYSAL ISLAMIC MUNTAZIM SAVING ACCOUNT - 6 Monthly Profit Tier 1 ( Rs.1 & Above) 1.5839 *Profit Payment Frequency is Semi - Annually FAYSAL ISLAMIC MUNTAZIM SAVING ACCOUNT - Monthly Profit Tier 1 ( Rs.1 & Above) 1.5839 FAYSAL ISLAMIC LIFEPLUS SAVING ACCOUNT Tier 1 (0 - 99,999) 1.4255 Tier 2 (100,000 - 2,999,999) 1.6235 Tier 3 (3,000,000 - 9,999,999) 1.6631 Tier 4 (10,000,000 & 25,999,999) 1.7027 Tier 5 (26,000,000 & 49,999,999) 1.7423 Tier 6 (50,000,000 & Above) 1.4255 FAYSAL ISLAMIC BANKING 2019 WEIGHTAGES - PKR DEPOSITS DECEMBER 2019 Faysal islamic Bnking has increased the Bank's PSR from 25% (announced in September 2019) to 50% (announced for December 2019). Hence, depositors who have started their relationship in August 2019 shall be allowed to premature their Investment Certificates without any deduction / forfeiture of profits /penalties etc.

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Page 1: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

**MUDARIB PROFIT SHARING RATIO 50%

OTHER DEPOSITS

Margin Accounts & Security Deposit 0.0095

Faysal Islamic Kamil Business Account 0.0095

Faysal Islamic Rehmat Personal Account 0.0095

Faysal Islamic Rehmat Business Account 0.0095

* Barkat PayCheq Plus (Payroll) Account 0.0095

*Profit Payment Frequency is Semi - Annually

FINANCIAL INSTITUTIONS DEPOSIT

Tier 1 (0 to 4,999,999) 1.1879

Tier 2 (5,000,000 to 49,999,999) 1.2909

Tier 3 (50,000,000 to 149,999,999) 1.4493

Tier 4 - (150,000,000 to 299,999,999) 1.5602

Tier 5 (300,000,000 to 499,999,999) 1.6473

Tier 6 (500,000,000 to 999,999,999) 1.6949

Tier 7 (1,000,000,000 & abv) 1.7422

FAYSAL ISLAMIC SAVING ACCOUNT

Tier 1 (0-499,999) 1.1087

Tier 2 (500,000- 4,999,999) 1.1483

Tier 3 (5,000,000 - 9,999,999) 1.1483

Tier 4 (10,000,000 to 24,999,999) 1.1879

Tier 5 (25,000,000 to 49,999,999) 1.2671

Tier 6 (50,000,000 to 99,999,999) 1.4255

Tier 7 (100,000,000 to 499,999,999) 1.5047

Tier 8 (500,000,000 & above) 1.5839

*FAYSAL ISLAMIC ASAAN SAVING ACCOUNT

Tier 1 ( Rs.1 & Above) 1.1087

*Profit Payment Frequency is Semi - Annually

*FAYSAL ISLAMIC PAYCHEQ PLUS SAVING ACCOUNT

Tier 1 ( Rs.1 & Above) 1.1087

*Profit Payment Frequency is Semi - Annually

*FAYSAL ISLAMIC MUNTAZIM SAVING ACCOUNT - 6 Monthly Profit

Tier 1 ( Rs.1 & Above) 1.5839

*Profit Payment Frequency is Semi - Annually

FAYSAL ISLAMIC MUNTAZIM SAVING ACCOUNT - Monthly Profit

Tier 1 ( Rs.1 & Above) 1.5839

FAYSAL ISLAMIC LIFEPLUS SAVING ACCOUNT

Tier 1 (0 - 99,999) 1.4255

Tier 2 (100,000 - 2,999,999) 1.6235

Tier 3 (3,000,000 - 9,999,999) 1.6631

Tier 4 (10,000,000 & 25,999,999) 1.7027

Tier 5 (26,000,000 & 49,999,999) 1.7423

Tier 6 (50,000,000 & Above) 1.4255

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - PKR DEPOSITS

DECEMBER

2019

Faysal islamic Bnking has increased the Bank's PSR from 25% (announced in September 2019) to 50%

(announced for December 2019). Hence, depositors who have started their relationship in August 2019 shall be

allowed to premature their Investment Certificates without any deduction / forfeiture of profits /penalties etc.

Page 2: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

**MUDARIB PROFIT SHARING RATIO 50%

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES

1 MONTH

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.5839

Tier 2 ( 1000,000 to 4,999,999) 1.5839

Tier 3 ( 5,000,000 to 9,999,999) 1.6235

Tier 4 (10,000,000 and 24,999,999) 1.6631

Tier 5 (25,000,000 to 49,999,999) 1.7027

Tier 6 (50,000,000 to 99,999,999) 1.7423

Tier 7 (100,000,000 & abv) 1.8215

3 MONTH

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.5839

Tier 2 ( 1000,000 to 4,999,999) 1.6235

Tier 3 ( 5,000,000 to 9,999,999) 1.6631

Tier 4 (10,000,000 and 24,999,999) 1.7027

Tier 5 (25,000,000 to 49,999,999) 1.7423

Tier 6 (50,000,000 to 100,000,000) 1.7820

Tier 7 (100,000,001 & abv) 1.7820

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.5839

Tier 2 ( 1000,000 to 4,999,999) 1.6235

Tier 3 ( 5,000,000 to 9,999,999) 1.6631

Tier 4 (10,000,000 and 24,999,999) 1.7027

Tier 5 (25,000,000 to 49,999,999) 1.7423

Tier 6 (50,000,000 to 100,000,000) 1.7898

Tier 7 (100,000,001 & abv) 1.8215

6 MONTH

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.6235

Tier 2 ( 1000,000 to 4,999,999) 1.6631

Tier 3 ( 5,000,000 to 9,999,999) 1.7027

Tier 4 (10,000,000 and 24,999,999) 1.7423

Tier 5 (25,000,000 to 49,999,999) 1.7819

Tier 6 (50,000,000 to 100,000,000) 1.8215

Tier 7 (100,000,001 & abv) 1.8215

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 999,999) 1.6234

Tier 2 ( 1000,000 to 4,999,999) 1.6632

Tier 3 ( 5,000,000 to 9,999,999) 1.7027

Tier 4 (10,000,000 and 24,999,999) 1.7422

Tier 5 (25,000,000 to 49,999,999) 1.7820

Tier 6 (50,000,000 to 100,000,000) 1.8215

Tier 7 (100,000,001 & abv) 1.8215

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.6235

Tier 2 ( 1000,000 to 4,999,999) 1.6631

Tier 3 ( 5,000,000 to 9,999,999) 1.7027

Tier 4 (10,000,000 and 24,999,999) 1.7423

Tier 5 (25,000,000 to 49,999,999) 1.7819

Tier 6 (50,000,000 to 100,000,000) 1.8215

Tier 7 (100,000,001 & abv) 1.8373

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - PKR DEPOSITS

DECEMBER

2019

Page 3: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

**MUDARIB PROFIT SHARING RATIO 50%

1 YEAR

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.8215

Tier 2 ( 1000,000 to 4,999,999) 1.8215

Tier 3 ( 5,000,000 to 9,999,999) 1.8611

Tier 4 (10,000,000 and 24,999,999) 1.9007

Tier 5 (25,000,000 to 49,999,999) 1.9007

Tier 6 (50,000,000 to 100,000,000) 1.9799

Tier 7 (100,000,001 & abv) 1.9798

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 999,999) 1.8611

Tier 2 ( 1000,000 to 4,999,999) 1.8611

Tier 3 ( 5,000,000 to 9,999,999) 1.9007

Tier 4 (10,000,000 and 24,999,999) 1.9007

Tier 5 (25,000,000 to 49,999,999) 1.9403

Tier 6 (50,000,000 to 100,000,000) 1.9957

Tier 7 (100,000,001 & abv) 1.9957

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.9007

Tier 2 ( 1000,000 to 4,999,999) 1.9007

Tier 3 ( 5,000,000 to 9,999,999) 1.9007

Tier 4 (10,000,000 and 24,999,999) 1.9007

Tier 5 (25,000,000 to 49,999,999) 1.9403

Tier 6 (50,000,000 to 100,000,000) 2.0115

Tier 7 (100,000,001 & abv) 2.0115

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.9403

Tier 2 ( 1000,000 to 4,999,999) 1.9403

Tier 3 ( 5,000,000 to 9,999,999) 1.9799

Tier 4 (10,000,000 and 24,999,999) 1.9799

Tier 5 (25,000,000 to 49,999,999) 2.0195

Tier 6 (50,000,000 to 99,999,999) 2.0591

Tier 7 (100,000,000 & abv) 2.0591

2 YEARS

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.6631

Tier 2 ( 5,000,000 to 9,999,999) 1.6632

Tier 3 (10,000,000 & abv) 1.6631

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.6790

Tier 2 ( 5,000,000 to 9,999,999) 1.6790

Tier 3 (10,000,000 & abv) 1.6790

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.6948

Tier 2 ( 5,000,000 to 9,999,999) 1.6948

Tier 3 (10,000,000 & abv) 1.6949

BYIC - (Yearly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.7027

Tier 2 ( 5,000,000 to 9,999,999) 1.7027

Tier 3 (10,000,000 & abv) 1.7027

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 4,999,999) 1.7027

Tier 2 ( 5,000,000 to 9,999,999) 1.7027

Tier 3 (10,000,000 & abv) 1.7027

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - PKR DEPOSITS

DECEMBER

2019

Page 4: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

**MUDARIB PROFIT SHARING RATIO 50%

3 YEARS

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.5839

Tier 2 ( 5,000,000 to 9,999,999) 1.5839

Tier 3 (10,000,000 & abv) 1.5839

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.6234

Tier 2 ( 5,000,000 to 9,999,999) 1.6234

Tier 3 (10,000,000 & abv) 1.6234

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.6632

Tier 2 ( 5,000,000 to 9,999,999) 1.6632

Tier 3 (10,000,000 & abv) 1.6632

BYIC - (Yearly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.7027

Tier 2 ( 5,000,000 to 9,999,999) 1.7027

Tier 3 (10,000,000 & abv) 1.7027

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 4,999,999) 1.7027

Tier 2 ( 5,000,000 to 9,999,999) 1.7027

Tier 3 (10,000,000 & abv) 1.7027

5 YEARS

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.5839

Tier 2 ( 5,000,000 to 9,999,999) 1.6235

Tier 3 (10,000,000 & abv) 1.6631

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.5839

Tier 2 ( 5,000,000 to 9,999,999) 1.6234

Tier 3 (10,000,000 & abv) 1.6632

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.5839

Tier 2 ( 5,000,000 to 9,999,999) 1.6234

Tier 3 (10,000,000 & abv) 1.6632

BYIC - (Yearly Profit)

Tier 1 ( 50,000 to 4,999,999) 1.6632

Tier 2 ( 5,000,000 to 9,999,999) 1.7027

Tier 3 (10,000,000 & abv) 1.7422

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 4,999,999) 1.6631

Tier 2 ( 5,000,000 to 9,999,999) 1.6790

Tier 3 (10,000,000 to 99,999,999) 1.7027

Tier 4 (100,000,000 & abv) 1.7422

FAYSAL ISLAMIC INSTITUTIONAL INVESTMENT CERTIFICATE

1 MONTH

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 1.8215

3 MONTHS

BMIC - (Monthly Profit) : Tier 1 ( 50,000 & Above) 1.7820

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 1.8611

6 MONTHS

BMIC - (Monthly Profit) : Tier 1 ( 50,000 & Above) 1.8215

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 1.9007

12 MONTHS

BMIC - (Monthly Profit) : Tier 1 ( 50,000 & Above) 1.9007

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 2.0591

DECEMBER

2019

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - PKR DEPOSITS

Page 5: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

**MUDARIB PROFIT SHARING RATIO 50%

ISLAMIC LONG TERM FINANCING FACILITY- NON TEXTILE SECTORS

3 YEARS

Monthly profit : Tier 1 ( 1 & Above) 0.7128

5 YEARS

Monthly profit : Tier 1 ( 1 & Above) 0.5544

10 YEARS

Monthly profit : Tier 1 ( 1 & Above) 0.4752

ISLAMIC LONG TERM FINANCING FACILITY- TEXTILE SECTORS

3 YEARS

Monthly profit : Tier 1 ( 1 & Above) 0.5544

5 YEARS

Monthly profit : Tier 1 ( 1 & Above) 0.3960

10 YEARS

Monthly profit : Tier 1 ( 1 & Above) 0.3168

ISLAMIC FINANCING FACILITY FOR RENEWABLE ENERGY-TEXTILE -(IFRE)

7 YEARS

Tier 1 ( 1 & Above) 0.3168

FAYSAL ISLAMIC PKR 1 YEAR BIC -

Announced on 29th November, 2019 & effective from 1st Dececmber,

2019

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - PKR DEPOSITS

DECEMBER

2019

1 YEAR

BMIC - (Monthly Profit)

Tier 1 ( 500,000 to 9,999,999) 1.4522

Tier 2 ( 10,000,000 & Above) 1.4812

BIIC - (Profit on Maturity)

Tier 1 ( 500,000 to 9,999,999) 1.5103

Tier 2 ( 10,000,000 & Above) 1.5393

FAYSAL ISLAMIC PKR 1 YEAR BIC -

Announced on 29th November, 2019 & effective from 1st Dececmber,

2019

NOTE:

- ** Mudarib Share applicable for each category of Deposits.

- All such Barkat Investment Certificate deposit amounts (LCY & FCY) that are to be automatically

renewed, each time the Certificate reaches its maturity date, shall be automatically renewed for a

like term at the weightages prevalent on date of renewal.

Page 6: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

** MUDARIB PROFIT SHARING RATIO 90%

FAYSAL ISLAMIC SAVING ACCOUNTS - Monthly Profit

Tier 1 ( 0 to USD 999) 0.2040

Tier 2 ( USD 1,000 to USD 49,999) 0.4074

Tier 3 ( USD 50,000 to USD 99,999) 0.6111

Tier 4 ( USD 100,000 & above) 1.0185

FAYSAL ISLAMIC SAVING ACCOUNTS - 6 Monthly Profit

Tier 1 ( 0 to USD 999) 0.4116

Tier 2 ( USD 1,000 to USD 49,999) 0.6111

Tier 3 ( USD 50,000 to USD 99,999) 0.8149

Tier 4 ( USD 100,000 & above) 1.2222

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES

1 MONTH - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 1.0350

Tier 2 ( USD 100,000 to USD 249,999) 1.2223

Tier 3 (USD 250,000 to USD 999,999) 1.8265

Tier 4 (USD 1,000,000 & Abv) 4.0792

3 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 1.2177

Tier 2 ( USD 100,000 to USD 249,999) 1.4003

Tier 3 (USD 250,000 to USD 999,999) 2.0092

Tier 4 (USD 1,000,000 & Abv) 6.0884

6 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 2.2407

Tier 2 ( USD 100,000 to USD 249,999) 2.4445

Tier 3 (USD 250,000 to USD 999,999) 2.6180

Tier 4 (USD 1,000,000 & Abv) 9.1935

12 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 2.4445

Tier 2 ( USD 100,000 to USD 249,999) 2.6180

Tier 3 (USD 250,000 to USD 999,999) 2.8615

Tier 4 (USD 1,000,000 & Abv) 10.1852

NOTE:

- ** Mudarib Share applicable for each category of Deposits.

DECEMBER

2019

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - USD DEPOSITS

- All such Barkat Investment Certificate deposit amounts (LCY & FCY) that are to be automatically

renewed, each time the Certificate reaches its maturity date, shall be automatically renewed for a

like term at the weightages prevalent on date of renewal.

Page 7: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

** MUDARIB PROFIT SHARING RATIO 90%

FAYSAL ISLAMIC SAVING ACCOUNTS - Monthly Profit

Tier 1 ( 0 to EURO 999) 0.0048

Tier 2 ( EURO 1,000 to EURO 49,999) 0.0055

Tier 3 ( EURO 50,000 to EURO 99,999) 0.0073

Tier 4 ( EURO 100,000 & above) 0.0078

FAYSAL ISLAMIC SAVING ACCOUNTS - 6 Monthly Profit

Tier 1 ( 0 to EURO 999) 0.0062

Tier 2 ( EURO 1,000 to EURO 49,999) 0.0071

Tier 3 ( EURO 50,000 to EURO 99,999) 0.0080

Tier 4 ( EURO 100,000 & above) 0.0094

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES

1 MONTH - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0062

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0078

Tier 3 (EURO 250,000 to EURO 999,999) 0.0094

Tier 4 (EURO 1,000,000 & Abv) 0.0101

3 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0094

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0094

Tier 3 (EURO 250,000 to EURO 999,999) 0.0104

Tier 4 (EURO 1,000,000 & Abv) 0.0117

6 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0094

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0109

Tier 3 (EURO 250,000 to EURO 999,999) 0.0114

Tier 4 (EURO 1,000,000 & Abv) 0.0125

12 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0094

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0109

Tier 3 (EURO 250,000 to EURO 999,999) 3.4426

Tier 4 (EURO 1,000,000 & Abv) 3.5576

NOTE:

- ** Mudarib Share applicable for each category of Deposits.

DECEMBER

2019

- All such Barkat Investment Certificate deposit amounts (LCY & FCY) that are to be automatically

renewed, each time the Certificate reaches its maturity date, shall be automatically renewed for a

like term at the weightages prevalent on date of renewal.

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - EURO DEPOSITS

Page 8: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 28.Nov.19

** MUDARIB PROFIT SHARING RATIO 90%

FAYSAL ISLAMIC SAVING ACCOUNTS - Monthly Profit

Tier 1 ( 0 to GBP 999) 1.4574

Tier 2 ( GBP 1,000 to GBP 49,999) 1.8245

Tier 3 ( GBP 50,000 to GBP 99,999) 2.1884

Tier 4 ( GBP 100,000 & above) 2.5556

FAYSAL ISLAMIC SAVING ACCOUNTS - 6 Monthly Profit

Tier 1 ( 0 to GBP 999) 0.7270

Tier 2 ( GBP 1,000 to GBP 49,999) 1.0949

Tier 3 ( GBP 50,000 to GBP 99,999) 1.4599

Tier 4 ( GBP 100,000 & above) 2.9198

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES

1 MONTH - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 1.0928

Tier 2 ( GBP 100,000 to GBP 249,999) 1.4585

Tier 3 (GBP 250,000 to GBP 999,999) 1.8242

Tier 4 (GBP 1,000,000 & Abv) 2.1899

3 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 1.4628

Tier 2 ( GBP 100,000 to GBP 249,999) 1.8242

Tier 3 (GBP 250,000 to GBP 999,999) 2.1884

Tier 4 (GBP 1,000,000 & Abv) 2.5556

6 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 1.8242

Tier 2 ( GBP 100,000 to GBP 249,999) 2.1899

Tier 3 (GBP 250,000 to GBP 999,999) 2.5556

Tier 4 (GBP 1,000,000 & Abv) 2.9191

12 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 3.2870

Tier 2 ( GBP 100,000 to GBP 249,999) 3.6483

Tier 3 (GBP 250,000 to GBP 999,999) 4.0155

Tier 4 (GBP 1,000,000 & Abv) 4.3797

NOTE:

- ** Mudarib Share applicable for each category of Deposits.

DECEMBER

2019

- All such Barkat Investment Certificate deposit amounts (LCY & FCY) that are to be automatically

renewed, each time the Certificate reaches its maturity date, shall be automatically renewed for a

like term at the weightages prevalent on date of renewal.

FAYSAL ISLAMIC BANKING

2019 WEIGHTAGES - GBP DEPOSITS

Page 9: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 50% 50%

OTHER DEPOSITS

MARGIN ACCOUNTS 0.0087 0.0083

FAYSAL ISLAMIC KAMIL BUSINESS ACCOUNT 0.0087 0.0083

FAYSAL ISLAMIC REHMAT PERSONAL ACCOUNT 0.0087 0.0083

FAYSAL ISLAMIC REHMAT BUSINESS ACCOUNT 0.0087 0.0083

FAYSAL ISLAMIC TEZ TAREEN REMITTANCE ACCOUNT 0.0083 NEW PRODUCT LAUNCHED!

* FAYSAL ISLAMIC PAYCHEQ PLUS (PAYROLL) ACCOUNT 0.0087 0.0083

*Profit Payment Frequency is Semi - Annually

FINANCIAL INSTITUTIONS DEPOSIT

Tier 1 (1 to 4,999,999) 1.0856 1.0354

Tier 2 (5,000,000 to 49,999,999) 1.1797 1.1251

Tier 3 (50,000,000 to 149,999,999) 1.3244 1.3805

Tier 4 - (150,000,000 to 299,999,999) 1.4258 1.3805

Tier 5 (300,000,000 to 499,999,999) 1.5054 1.3805

Tier 6 (500,000,000 to 999,999,999) 1.5488 1.3805

Tier 7 (1,000,000,000 & ABV) 1.5921 1.3805

FAYSAL ISLAMIC SAVING ACCOUNT

Tier 1 (1-499,999) 1.0132 0.9664

Tier 2 (500,000- 2,999,999) 1.0494 1.0009

Tier 3 (3,000,000 - 19,999,999) 1.1218 1.0699

Tier 4 (20,000,000 to 49,999,999) 1.1941 1.1389

Tier 5 (50,000,000 to 99,999,999) 1.3027 1.2425

Tier 6 (100,000,000 to 499,999,999) 1.3751 1.3115

Tier 7 (500,000,000 & above) 1.4474 1.3805

*FAYSAL ISLAMIC ASAAN SAVING ACCOUNT

Tier 1 ( Rs.1 & Above) 1.0132 0.9664

*Profit Payment Frequency is Semi - Annually

*FAYSAL ISLAMIC PAYCHEQ PLUS SAVING ACCOUNT

Tier 1 ( Rs.1 & Above) 1.0132 0.9664

*Profit Payment Frequency is Semi - Annually

*FAYSAL ISLAMIC MUNTAZIM SAVING ACCOUNT - 6 Monthly Profit

Tier 1 (1 to 24,999,999) 1.4474 1.3805

Tier 2 (25,000,000 & Above) 1.4474 1.5530

*Profit Payment Frequency is Semi - Annually

FAYSAL ISLAMIC MUNTAZIM SAVING ACCOUNT - Monthly Profit

Tier 1 (1 to 24,999,999) 1.4474 1.3805

Tier 2 (25,000,000 & Above) 1.4474 1.5530

FAYSAL ISLAMIC LIFEPLUS SAVING ACCOUNT

Tier 1 (1 - 499,999) 1.3027 1.2425

Tier 2 (500,000 - 9,999,999) 1.4474 1.3805

Tier 3 (10,000,000 - 49,999,999) 1.4836 1.4150

Tier 4 (50,000,000 & 99,999,999) 1.5560 1.4841

Tier 5 (100,000,000 & 499,999,999) 1.5921 1.5186

Tier 6 (500,000,000 & Above) 1.6645 1.5876

JANUARY

2020

FEBRUARY

2020

FAYSAL ISLAMIC BANKING

PKR DEPOSITS - WEIGHTAGES

Page 10: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 50% 50%

FAYSAL ISLAMIC - BARKAT INVESTMENT CERTIFICATES

1 MONTH

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.3027 1.2425

Tier 2 ( 1,000,000 to 9,999,999) 1.4113 1.3460

Tier 3 ( 10,000,000 to 49,999,999) 1.4474 1.3805

Tier 4 (50,000,000 and 99,999,999) 1.4835 1.4150

Tier 5 (100,000,000 to 499,999,999) 1.5922 1.5186

Tier 6 (500,000,000 to 999,999,999) 1.7370 1.6566

Tier 7 (1,000,000,000 & abv) 1.7586 1.6773

3 MONTH

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.3027 1.2425

Tier 2 ( 1,000,000 to 9,999,999) 1.4474 1.3805

Tier 3 ( 10,000,000 to 49,999,999) 1.4836 1.4150

Tier 4 (50,000,000 and 99,999,999) 1.5198 1.4495

Tier 5 (100,000,000 to 499,999,999) 1.7586 1.6773

Tier 6 (500,000,000 to 999,999,999) 1.7586 1.6773

Tier 7 (1,000,000,000 & abv) 1.7586 1.6773

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.3027 1.2425

Tier 2 ( 1,000,000 to 9,999,999) 1.4474 1.3805

Tier 3 ( 10,000,000 to 49,999,999) 1.4836 1.4150

Tier 4 (50,000,000 and 99,999,999) 1.5198 1.4496

Tier 5 (100,000,000 to 499,999,999) 1.6284 1.5531

Tier 6 (500,000,000 to 999,999,999) 1.6646 1.5876

Tier 7 (1,000,000,000 & abv) 1.7586 1.6773

6 MONTH

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.3751 1.3115

Tier 2 ( 1,000,000 to 9,999,999) 1.4836 1.4150

Tier 3 ( 10,000,000 to 49,999,999) 1.5198 1.4496

Tier 4 (50,000,000 and 99,999,999) 1.5560 1.4841

Tier 5 (100,000,000 to 499,999,999) 1.7370 1.6566

Tier 6 (500,000,000 to 999,999,999) 1.7586 1.6773

Tier 7 (1,000,000,000 & abv) 1.7586 1.6773

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 999,999) 1.3750 1.3115

Tier 2 ( 1,000,000 to 9,999,999) 1.4835 1.4151

Tier 3 ( 10,000,000 to 49,999,999) 1.5198 1.4495

Tier 4 (50,000,000 and 99,999,999) 1.5560 1.4841

Tier 5 (100,000,000 to 499,999,999) 1.7370 1.6566

Tier 6 (500,000,000 to 999,999,999) 1.7586 1.6773

Tier 7 (1,000,000,000 & abv) 1.7586 1.6773

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.3751 1.3115

Tier 2 ( 1,000,000 to 9,999,999) 1.4836 1.4150

Tier 3 ( 10,000,000 to 49,999,999) 1.5198 1.4496

Tier 4 (50,000,000 and 99,999,999) 1.5560 1.4841

Tier 5 (100,000,000 to 499,999,999) 1.7370 1.6566

Tier 6 (500,000,000 to 999,999,999) 1.7586 1.6773

Tier 7 (1,000,000,000 & abv) 1.7586 1.6773

JANUARY

2020

FAYSAL ISLAMIC BANKING

PKR DEPOSITS - WEIGHTAGES

FEBRUARY

2020

Page 11: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 50% 50%

1 YEAR

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.5922 1.5876

Tier 2 ( 1,000,000 to 9,999,999) 1.6284 1.5876

Tier 3 ( 10,000,000 to 49,999,999) 1.6646 1.6566

Tier 4 (50,000,000 and 99,999,999) 1.7007 1.6566

Tier 5 (100,000,000 to 499,999,999) 1.7731 1.6912

Tier 6 (500,000,000 to 999,999,999) 1.8092 1.7258

Tier 7 (1,000,000,000 & abv) 1.8817 1.7602

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 999,999) 1.5922 1.6221

Tier 2 ( 1,000,000 to 9,999,999) 1.6284 1.6221

Tier 3 ( 10,000,000 to 49,999,999) 1.6646 1.6566

Tier 4 (50,000,000 and 99,999,999) 1.7007 1.6566

Tier 5 (100,000,000 to 499,999,999) 1.7731 1.6912

Tier 6 (500,000,000 to 999,999,999) 1.8092 1.7258

Tier 7 (1,000,000,000 & abv) 1.8817 1.7602

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.6645 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.6646 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7007 1.7602

Tier 4 (50,000,000 and 99,999,999) 1.7370 1.7602

Tier 5 (100,000,000 to 499,999,999) 1.7731 1.7947

Tier 6 (500,000,000 to 999,999,999) 1.8092 1.7947

Tier 7 (1,000,000,000 & abv) 1.8817 1.7947

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.6284 1.6912

Tier 2 ( 1,000,000 to 9,999,999) 1.7369 1.7257

Tier 3 ( 10,000,000 to 49,999,999) 1.7731 1.7947

Tier 4 (50,000,000 and 99,999,999) 1.7731 1.7947

Tier 5 (100,000,000 to 499,999,999) 1.8092 1.7947

Tier 6 (500,000,000 to 999,999,999) 1.8817 1.7947

Tier 7 (1,000,000,000 & abv) 1.9178 1.7947

2 YEARS

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.7369 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.7369 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BYIC - (Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6567

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

JANUARY

2020

FAYSAL ISLAMIC BANKING

PKR DEPOSITS - WEIGHTAGES

FEBRUARY

2020

Page 12: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 50% 50%

3 YEARS

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BYIC - (Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.7369 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

5 YEARS

BMIC - (Monthly Profit)

Tier 1 ( 50,000 to 999,999) 1.7369 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7948 1.7119

Tier 4 (50,000,000 & abv) 1.8093 1.7257

BQIC - (Quarterly Profit)

Tier 1 ( 50,000 to 999,999) 1.7370 1.6567

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BHIC - (Half Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.7369 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BYIC - (Yearly Profit)

Tier 1 ( 50,000 to 999,999) 1.7369 1.6566

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7949 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

BIIC - (Profit on Maturity)

Tier 1 ( 50,000 to 999,999) 1.7369 1.6567

Tier 2 ( 1,000,000 to 9,999,999) 1.7731 1.6912

Tier 3 ( 10,000,000 to 49,999,999) 1.7948 1.7119

Tier 4 (50,000,000 & abv) 1.8092 1.7258

JANUARY

2020

FAYSAL ISLAMIC BANKING

PKR DEPOSITS - WEIGHTAGES

FEBRUARY

2020

Page 13: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 50% 50%

FAYSAL ISLAMIC - INSTITUTIONAL INVESTMENT CERTIFICATE

1 MONTH

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 1.6646 1.5876

3 MONTHS

BMIC - (Monthly Profit) : Tier 1 ( 50,000 & Above) 1.6284 1.5531

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 1.7007 1.6221

6 MONTHS

BMIC - (Monthly Profit) : Tier 1 ( 50,000 & Above) 1.6646 1.5876

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 1.7369 1.6566

12 MONTHS

BMIC - (Monthly Profit) : Tier 1 ( 50,000 & Above) 1.7369 1.6566

BIIC - (Profit on Maturity) : Tier 1 ( 50,000 & Above) 1.8817 1.7947

FAYSAL ISLAMIC - SPECIAL 1 YEAR BARKAT INVESTMENT CERTIFICATE

BMIC - (Monthly Profit)

Tier 1 ( 500,000 to 9,999,999) 1.8762 1.0721

Tier 2 ( 10,000,000 & Abv) 1.9137 1.0935

BIIC - (Profit on Maturity)

Tier 1 ( 500,000 to 9,999,999) 1.9512 1.1150

Tier 2 ( 10,000,000 & Abv) 1.9888 1.1364

JANUARY

2020

FAYSAL ISLAMIC BANKING

PKR DEPOSITS - WEIGHTAGES

FEBRUARY

2020

Page 14: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 50% 50%

ISLAMIC LONG TERM FINANCING FACILITY- NON TEXTILE SECTORS

3 YEARS

Quarterly Profit : Tier 1 ( 1 & Above) 0.6514 0.6212

5 YEARS

Quarterly Profit : Tier 1 ( 1 & Above) 0.5067 0.4832

10 YEARS

Quarterly Profit : Tier 1 ( 1 & Above) 0.4342 0.4142

ISLAMIC LONG TERM FINANCING FACILITY- TEXTILE SECTORS

3 YEARS

Quarterly Profit : Tier 1 ( 1 & Above) 0.5067 0.4832

5 YEARS

Quarterly Profit : Tier 1 ( 1 & Above) 0.3619 0.3451

10 YEARS

Quarterly Profit : Tier 1 ( 1 & Above) 0.2895 0.2761

ISLAMIC FINANCING FACILITY FOR RENEWABLE ENERGY TEXTILE - (IFRE)

7 YEARS

Quarterly Profit : Tier 1 ( 1 & Above) 0.2895 0.2761

FAYSAL ISLAMIC BANKING

PKR DEPOSITS - WEIGHTAGES

JANUARY

2020

FEBRUARY

2020

Page 15: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 90% 90%

FAYSAL ISLAMIC SAVING ACCOUNTS - Monthly Profit

Tier 1 ( 0 to USD 999) 0.2064 0.2828

Tier 2 ( USD 1,000 to USD 49,999) 0.4127 0.5661

Tier 3 ( USD 50,000 to USD 99,999) 0.6190 0.8493

Tier 4 ( USD 100,000 & above) 1.0317 1.4154

* FAYSAL ISLAMIC SAVING ACCOUNTS - 6 Monthly Profit

Tier 1 ( 0 to USD 999) 0.4149 0.5674

Tier 2 ( USD 1,000 to USD 49,999) 0.6190 0.8492

Tier 3 ( USD 50,000 to USD 99,999) 0.8253 1.1322

Tier 4 ( USD 100,000 & above) 1.2380 1.6984

*Profit Payment Frequency is Semi - Annually

FAYSAL ISLAMIC INVESTMENT CERTIFICATES

1 MONTH - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 1.0484 1.4530

Tier 2 ( USD 100,000 to USD 249,999) 1.2381 1.6985

Tier 3 (USD 250,000 to USD 999,999) 1.8501 2.5428

Tier 4 (USD 1,000,000 & Abv) 4.1320 5.6306

3 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 1.2386 1.6986

Tier 2 ( USD 100,000 to USD 249,999) 1.4184 1.9979

Tier 3 (USD 250,000 to USD 999,999) 2.0351 2.8153

Tier 4 (USD 1,000,000 & Abv) 6.1671 8.5367

6 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 2.2698 3.1141

Tier 2 ( USD 100,000 to USD 249,999) 2.4761 3.3970

Tier 3 (USD 250,000 to USD 999,999) 2.6519 3.7234

Tier 4 (USD 1,000,000 & Abv) 9.3123 12.7142

12 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to USD 99,999) 2.4761 3.3968

Tier 2 ( USD 100,000 to USD 249,999) 2.6519 3.7234

Tier 3 (USD 250,000 to USD 999,999) 2.8985 3.9959

Tier 4 (USD 1,000,000 & Abv) 10.3169 14.1538

FAYSAL ISLAMIC BANKING

USD DEPOSITS - WEIGHTAGES

FEBRUARY

2020

JANUARY

2020

Page 16: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 90% 90%

FAYSAL ISLAMIC SAVING ACCOUNTS - Monthly Profit

Tier 1 ( 0 to EURO 999) 0.0044 0.0047

Tier 2 ( EURO 1,000 to EURO 49,999) 0.0056 0.0057

Tier 3 ( EURO 50,000 to EURO 99,999) 0.0073 0.0067

Tier 4 ( EURO 100,000 & above) 0.0079 0.0083

* FAYSAL ISLAMIC SAVING ACCOUNTS - 6 Monthly Profit

Tier 1 ( 0 to EURO 999) 0.0059 0.0061

Tier 2 ( EURO 1,000 to EURO 49,999) 0.0068 0.0069

Tier 3 ( EURO 50,000 to EURO 99,999) 0.0081 0.0081

Tier 4 ( EURO 100,000 & above) 0.0094 0.0092

*Profit Payment Frequency is Semi - Annually

FAYSAL ISLAMIC-BARKAT INVESTMENT CERTIFICATES

1 MONTH - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0063 0.0067

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0079 0.0083

Tier 3 (EURO 250,000 to EURO 999,999) 0.0094 0.0089

Tier 4 (EURO 1,000,000 & Abv) 0.0102 0.0100

3 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0094 0.0067

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0094 0.0100

Tier 3 (EURO 250,000 to EURO 999,999) 0.0105 0.0100

Tier 4 (EURO 1,000,000 & Abv) 0.0118 0.0117

6 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0094 0.0100

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0110 0.0100

Tier 3 (EURO 250,000 to EURO 999,999) 0.0115 0.0111

Tier 4 (EURO 1,000,000 & Abv) 0.0126 0.0125

12 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to EURO 99,999) 0.0094 0.0100

Tier 2 ( EURO 100,000 to EURO 249,999) 0.0110 0.0117

Tier 3 (EURO 250,000 to EURO 999,999) 3.4757 3.4674

Tier 4 (EURO 1,000,000 & Abv) 3.5919 3.5827

JANUARY

2020

FAYSAL ISLAMIC BANKING

EURO DEPOSITS - WEIGHTAGES

FEBRUARY

2020

Page 17: FAYSAL ISLAMIC BANKING DECEMBER 2019 WEIGHTAGES - PKR … · announcement date 28.nov.19 **mudarib profit sharing ratio 50% f a y s a l is l a mi c - b a r k a t in v e s t me n t

ANNOUNCEMENT DATE 26.Dez.19 28.Jän.20

**MUDARIB PROFIT SHARING RATIO 90% 90%

FAYSAL ISLAMIC SAVING ACCOUNTS - Monthly Profit

Tier 1 ( 0 to GBP 999) 1.3471 1.3342

Tier 2 ( GBP 1,000 to GBP 49,999) 1.6809 1.6688

Tier 3 ( GBP 50,000 to GBP 99,999) 2.0163 2.0018

Tier 4 ( GBP 100,000 & above) 2.3546 2.3376

* FAYSAL ISLAMIC SAVING ACCOUNTS - 6 Monthly Profit

Tier 1 ( 0 to GBP 999) 0.6698 0.6656

Tier 2 ( GBP 1,000 to GBP 49,999) 1.0086 1.0014

Tier 3 ( GBP 50,000 to GBP 99,999) 1.3451 1.3346

Tier 4 ( GBP 100,000 & above) 2.6902 2.6703

*Profit Payment Frequency is Semi - Annually

FAYSAL ISLAMIC-BARKAT INVESTMENT CERTIFICATES

1 MONTH - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 1.0068 1.0009

Tier 2 ( GBP 100,000 to GBP 249,999) 1.3438 1.3346

Tier 3 (GBP 250,000 to GBP 999,999) 1.6807 1.6682

Tier 4 (GBP 1,000,000 & Abv) 2.0177 2.0018

3 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 1.3477 1.3346

Tier 2 ( GBP 100,000 to GBP 249,999) 1.6807 1.6682

Tier 3 (GBP 250,000 to GBP 999,999) 2.0163 2.0018

Tier 4 (GBP 1,000,000 & Abv) 2.3546 2.3376

6 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 1.6807 1.6682

Tier 2 ( GBP 100,000 to GBP 249,999) 2.0177 2.0018

Tier 3 (GBP 250,000 to GBP 999,999) 2.3546 2.3355

Tier 4 (GBP 1,000,000 & Abv) 2.6895 2.6712

12 MONTHS - BIIC - (Profit on Maturity)

Tier 1 ( 0 to GBP 99,999) 3.0285 3.0028

Tier 2 ( GBP 100,000 to GBP 249,999) 3.3614 3.3364

Tier 3 (GBP 250,000 to GBP 999,999) 3.6997 3.6728

Tier 4 (GBP 1,000,000 & Abv) 4.0353 4.0058

NOTE:

- ** Mudarib Share applicable for each category of Deposits.

FAYSAL ISLAMIC BANKING

GBP DEPOSITS - WEIGHTAGES

FEBRUARY

2020

JANUARY

2020

- All such Barkat Investment Certificate deposit amounts (LCY & FCY) that are to be automatically renewed, each time the

Certificate reaches its maturity date, shall be automatically renewed for a like term at the weightages prevalent on date of

renewal.