fbac mobility and autonomous vehicles · internal information © 2019 arity. all rights reserved....
TRANSCRIPT
![Page 1: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/1.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
FBAC Mobility and Autonomous VehiclesAugust 2019
Katie DeGraaf
Mobility Intelligence Solutions
![Page 2: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/2.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
: A real use case
: Shifting ecosystem
: Power of connection
Agenda
![Page 3: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/3.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
: A real use case
: Shifting ecosystem
: Power of connection
Agenda
![Page 4: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/4.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Past Emerging Future
The evolution of individualized insurance
![Page 5: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/5.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Meet Katie and Kelly
![Page 6: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/6.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Age
Adult
Gender
Female
Household status
Married, no children
Occupation
Arity
Hobbies
Traveling, Eating + Drinking, Volleyball
Insurance
Auto, Condo, Health
Age
Adult
Gender
Female
Household status
Married, 1 daughter
Occupation
Arity
Hobbies
Cubs games, Biking, Book club
Insurance
Home, Auto, Health
Meet Katie and Kelly
![Page 7: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/7.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Cab to
ORD
![Page 8: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/8.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Cab to
ORD
United
to AUS
![Page 9: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/9.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Lyft from
airport to Hilton
Cab to
ORD
United
to AUS
![Page 10: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/10.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Walk to
conference
Cab to
ORD
Lyft from
airport to Hilton
United
to AUS
![Page 11: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/11.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Cab to
ORD
Walk to
conference
Lyft from
airport to Hilton
United
to AUS
Lime scooter to
Tillery Kitchen + Bar
![Page 12: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/12.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Cab to
ORD
Walk to
conference
Lyft from
airport to Hilton
United
to AUS
Lime scooter to
Tillery Kitchen + Bar
Lyft to
Container Bar
![Page 13: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/13.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Cab to
ORD
Walk to
conference
Lyft from
airport to Hilton
United
to AUS
Pedicab
to Hilton
Lime scooter to
Tillery Kitchen + Bar
Lyft to
Container Bar
![Page 14: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/14.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Cab to
ORD
Walk to
conference
Lyft from
airport to Hilton
United
to AUS
Uber to
AUS
Pedicab
to Hilton
Lime scooter to
Tillery Kitchen + Bar
Lyft to
Container Bar
![Page 15: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/15.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly take on Austin
Cab to
ORD
Walk to
conference
Lyft from
airport to Hilton
United
to AUS
Uber to
AUS
Pedicab
to Hilton
Lime scooter to
Tillery Kitchen + Bar
Lyft to
Container Bar
United
to ORD
![Page 16: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/16.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Mobility is complex
Cab to
ORD
Walk to
conference
Lyft from
airport to Hilton
United
to AUS
Uber to
AUS
Pedicab
to Hilton
Lime scooter to
Tillery Kitchen + Bar
Lyft to
Container Bar
United
to ORD
![Page 17: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/17.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Katie and Kelly have very different mobility patterns
![Page 18: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/18.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
LIA
BIL
ITY
Walks to and
from work
Takes the Red
Line to & from
Cubs game
Spends time with
family at home
Bikes to & from
Oak street beach
HEALTH
INSURANCE
HEALTH
INSURANCE
HEALTH
INSURANCE
COVERED BY
CTA
-
PR
OP
ER
TY
-
Katie is predictable
THURSDAY SATURDAYFRIDAY
Walks
to & from work
Spends time with
family at home
HEALTH
INSURANCE
-
HEALTH
INSURANCE
-COVERED BY
HOME INSURANCE
![Page 19: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/19.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
LIA
BIL
ITY
Rides Divvy
bike to work
PR
OP
ER
TY
Kelly embraces adventure
THURSDAY SATURDAYFRIDAY
-
Rents
Turo Car to
Milwaukee
COVERED BY
UBER
Takes Uber
to Airbnb
Walks to and
from work
HEALTH
INSURANCE
Takes Uber
to Happy Hour
COVERED BY
UBER
Rides Lime
Scooter home
NO
COVERAGE
OFFERED
NO
COVERAGE
OFFERED
NO
COVERAGE
OFFERED
COVERED. BY
DIVVY
Walks home
from work
HEALTH
INSURANCE
-
Takes Lyft
to & from dinner
COVERED BY
LYFT
Runs 5k
in the am
HEALTH
INSURANCE
-
COVERED BY
TURO
COVERED BY
TURO
Rides
Bird Scooter to
Summerfest
NO
COVERAGE
OFFERED
COVERED BY
BIRD
![Page 20: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/20.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
LIABILITY
PROPERTY
Insurance is complex
COVERED BY
UBER
COVERED BY
UBER-
HEALTH
INSURANCE
COVERED BY
UBER
COVERED BY
UBER
NO
COVERAGE
OFFERED
NO
COVERAGE
OFFERED
NO
COVERAGE
OFFERED
COVERED BY
DIVVY
HEALTH
INSURANCE
-
COVERED BY
LYFT
COVERED BY
LYFT
HEALTH
INSURANCE
-
COVERED BY
TURO
COVERED BY
TURO
NO
COVERAGE
OFFERED
COVERED BY
BIRD
COVERED BY
CTA
COVERED BY
CTA-
LIABILITY
PROPERTY
HEALTH
INSURANCE
-
HEALTH
INSURANCE
-
HEALTH
INSURANCE
-
HEALTH
INSURANCE
-
HEALTH
INSURANCE
COVERED BY
HOME INSURANCE
![Page 21: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/21.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
: A real use case
: Shifting ecosystem
: Power of connection
Agenda
![Page 22: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/22.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
MACRO TRENDS
The most indebted generation
: Auto debt at an all time high of more than
$1.2 trillion
![Page 23: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/23.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
: Auto debt at an all time high of more than
$1.2 trillion
: Millennials are first generation happiest in
cities
Source: Adam Okulicz-Kozaryn & Rubia R. Valente (David H. Montgomery/CityLab)
AGE IN 2019 95+ 77-94 59-76 39-58 15-38
MACRO TRENDS
Millennials
![Page 24: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/24.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
: Auto debt at an all time high of more than
$1.2 trillion
: Millennials are first generation happiest in
cities
: More than 46 percent of remote rural
counties are depopulating, compared to 24
percent of those adjacent to metropolitan
counties
MACRO TRENDS
Rural population decrease
![Page 25: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/25.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
: Auto debt at an all time high of more than
$1.2 trillion
: Millennials are first generation happiest in
cities
: More than 46 percent of remote rural
counties are depopulating, compared to 24
percent of those adjacent to metropolitan
counties
: Exurb and Suburban growth greatest
MACRO TRENDS
Closer to cities
![Page 26: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/26.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
Source: Business Insider
Higher expectations and engagement with service providers
of consumers stated that a disconnected experience
would make them consider changing their service provider,
76% for 18-34 year olds.69%
![Page 27: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/27.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
of 18-34 year olds stated that they would be happy for their
insurance provider to utilize third-party data in order to
provide more personalized experience and lower premiums.
Source: Mule Soft
Higher expectations and engagement with service providers
62%
![Page 28: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/28.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
30%All travel behavior related to
social activities
32-43%of Americans have used rideshare in
the last 12 months
67%of consumers expect to
increase their use of mobility
services in the next 2 years
60Mgrowth expected of the global
carshare market to grow by 2022
$68BUber market cap
Rideshare and Carshare options on the rise
Multiple sources: McKinsey, Berg Insights, as of 3/19, Lyft’s valuation is $19B.
1%Rideshare VMT in US in 2017
![Page 29: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/29.jpg)
Internal Information
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Micromobility continues to gain momentum
Multiple sources: McKinsey, Berg Insights, as of 3/19, Lyft’s valuation is $19B.
50states with a
bikeshare program
30%riders replaced an
automobile trip with most
recent e-scooter ride
$2.5Brecent valuation of Bird
40%of e-scooter riders have
been in an accident or
know someone who has
61%said they would be willing to
spend extra money on top
of their ride cost to cover
third-party liability insurance
52%of respondents said they would
prefer pay-per-ride insurance for e-
scooter ride coverage instead of
annual or monthly insurance plans
![Page 30: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/30.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
OEMs are accelerating their global strategies for embedded
connectivity and connected services business models
225Mcars with embedded
connectivity will be sold
in the next 5 years
84%of cars sold will have
screen duplication
solutions
66%of cars sold will have
OTA update capability
Source: SBD Automotive
![Page 31: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/31.jpg)
Internal Information
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Autonomous vehicles have hurdles to overcome
15%decreased BI
from forward
collision warning
$1,324average cost of a
well-rated headlight (HLDI)
$2,300amount extra consumers
willing to pay for autonomous
features
Source: SBD Automotive
![Page 32: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/32.jpg)
Internal Information
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265.9272.6 277.8 281.9 285.3
23.430.1
37.344.5
50.8
0
50
100
150
200
250
300
2019 2020 2021 2022 2023
Smartphone users Connected car usersSource:
Statista “Digital Market Outlook”
US smartphone vs. connected car users (millions)
![Page 33: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/33.jpg)
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Accelerometer
Speed and braking detection
Gyroscope
Contextual driving
Magnetometer
Driver / passenger detection
GPS
Location and miles traveled
Touch screen
Distracted driving
Proximity sensor
Type of distracted driving
Barometer
Collision detection
Wi-fi
On-board processing
NFC
Mobile payments
The future is in the
phone
![Page 34: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/34.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
: A real use case
: Shifting trends
: Power of connection
Agenda
![Page 35: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/35.jpg)
Internal Information
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“You need a new business
model”
![Page 36: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/36.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.
CONTINUOUS CONNECTION
A portfolio of connected strategies to optimize your customer experience
Curated offering
Deliver relevant,
personalized experience
reducing customer time
and hassle
Respond to desire
Provide customers with
services and products
they've requested as
quickly and seamlessly as
possible
Coach behavior
Motivate customers to
achieve their goals
through timely nudges
Automatic execution
Meet the needs of
customers even before
they've become aware of
the needs
![Page 37: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/37.jpg)
Internal Information
So, what does this look like for insurance?
![Page 38: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/38.jpg)
Internal Information
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EVENT-BASED INSURANCE
New driver is added
to their policy
EVENT-BASED INSURANCE
A crash leads customer to
be involved in the claims
experience
EVENT-BASED INSURANCE
Policy renewal; price
increases and customer
shops around
Today, engagement with policyholders is transactional and reactive
![Page 39: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/39.jpg)
Internal Information
Telematics enables continuous engagement
![Page 40: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/40.jpg)
Internal Information
© 2019 Arity. All rights reserved. Proprietary and Confidential.Instagram
Show offer
You can save $93 on
your auto insurance by
joining this mile-based
program
Your low mileage unlocked
an opportunity to save
Life360
Your low mileage unlocked
an opportunity to save
CURATED OFFERING
Create personalized, targeted offers to drive adoption
![Page 41: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/41.jpg)
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Instantly provide assistance during a traumatic time of needAUTOMATIC EXECUTION
![Page 42: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/42.jpg)
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Corroborating subjective events with objective dataRESPOND TO DESIRE
![Page 43: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/43.jpg)
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COACH BEHAVIOR
Motivate drivers to become safer through timely nudges
![Page 44: FBAC Mobility and Autonomous Vehicles · Internal Information © 2019 Arity. All rights reserved. Proprietary and Confidential. FBAC Mobility and Autonomous Vehicles August 2019 Katie](https://reader033.vdocument.in/reader033/viewer/2022050603/5faaa6d88164a405bc272fdd/html5/thumbnails/44.jpg)
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© 2019 Arity. All rights reserved. Proprietary and Confidential.
Connections driving opportunity for improved customer experience
Acquisition
Claims
Service
Product and Pricing
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© 2019 Arity. All rights reserved. Proprietary and Confidential.
Thank you.
Katie DeGraaf
312.774.6041