fha home loans | nova home loans
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FHA Home Loans
What Loan Program Is Best For Me?
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FHA loans have been helping people become homeowners since 1934.
How do they do it?
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The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so we can offer you a better deal.
Low down payments Low closing costs Easy credit qualifying
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What does FHA have for you?
Buying your first home?
FHA might be just what you need.
Your down payment can be as low as 3.5% of the purchase price.
Available on 1-4 unit properties.
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What does FHA have for you?
Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance?
If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.
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What does FHA have for you?
Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.
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What does FHA have for you?
How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing.
We have two loan products - one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.