final wishes - vestorpro
TRANSCRIPT
Presented by
Final WishesA Planning Guide & Organizer
© 2019. All Rights Reserved.
1-800-508-1729 | www.nchinc.com
Part I [IMMEDIATE]To My Family and Friends ............................................................................................................................................................ 1
Personal Information ..................................................................................................................................................................... 2
Quick Reference ............................................................................................................................................................................. 3-5
Emergency Information ................................................................................................................................................................ 6-7
Funeral Arrangements/ Requests ................................................................................................................................................ 8-10
Announcements ............................................................................................................................................................................. 11
Family Contact Information ........................................................................................................................................................ 12-13
Notification ..................................................................................................................................................................................... 14
Contact Information ...................................................................................................................................................................... 15-17
Part II [FINANCIAL / MEDICAL]Family Memorabilia ...................................................................................................................................................................... 18
Financial Data ................................................................................................................................................................................. 19-20
Cash Assets ..................................................................................................................................................................................... 21
Insurance Policies .......................................................................................................................................................................... 22-23
Investments ..................................................................................................................................................................................... 24-25
Real Estate Records ........................................................................................................................................................................ 26-28
Legal Information .......................................................................................................................................................................... 29-30
Medical Records ............................................................................................................................................................................. 31-32
Part III [PERSONAL / MISC]Personal Property Inventory ........................................................................................................................................................ 33-35
Personal / Kids Information ......................................................................................................................................................... 36
For Childcare / School Activity Forms ....................................................................................................................................... 37-40
Pets ................................................................................................................................................................................................... 41-42
Safe Deposit Box ............................................................................................................................................................................. 43
Personal Business Information .................................................................................................................................................... 44-45
Revocable Living Trust .................................................................................................................................................................. 46
1
To My Family and FriendsI am writing this letter to you at this difficult time in an effort to ease the situation.While some of you may be very emotional or upset, it was my desire and designto help make some of the decisions that need to be made.
The following information outlines my wishes and desires. Specific arrangementsmay have been made. Upon my passing, it is my desire that my wishes befollowed. I additionally have provided you with a detailed list of legal and financialinformation and contacts which may be necessary to fully administer the estate.
Last Updated:
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NameFirst: ___________________________________________________________________________________
Middle: ___________________________________________________________________________________
Last: ___________________________________________________________________________________
Social Security #: ___________________________________________________________________________________
AddressStreet: ___________________________________________________________________________________
City: ___________________________________________________________________________________
State/Zip: ___________________________________________________________________________________
County: ___________________________________________________________________________________
Phone: ___________________________________________________________________________________
BirthplaceDate of Birth: ___________________________________________________________________________________
City: ___________________________________________________________________________________
State: ___________________________________________________________________________________
Country: ___________________________________________________________________________________
OccupationJob Field: ___________________________________________________________________________________
Employer: ___________________________________________________________________________________
Date Retired: ___________________________________________________________________________________
Marital StatusStatus:
Spouse’s Name: ___________________________________________________________________________________
Spouse’s Maiden Name: ___________________________________________________________________________________
ParentsFather’s Name: ___________________________________________________________________________________
Father’s Birthplace: Date of Birth: _______________________________________
Mother’s Name: ___________________________________________________________________________________
Mother’s Birthplace: Date of Birth: _______________________________________
Mother’s Maiden Name: ___________________________________________________________________________________
Veteran InfoService Number: ____________________ Branch: ________________ Enlist Date: _________________
Name of War: ____________________ Rank: ________________ Discharge Date: _________________
Location of Original Discharge Papers: ___________________________________________________
Personal Information
___________________________________________________________________________________(Single, Divorced, Married, or Widowed?)
3
Quick Reference
PERSONAL CONTACT EMPLOYER CONTACT
Name
Street Address
City, State, Zip
Phone
Emergency Contact Information
BANK NAME CHECKING ACCOUNT NO.
SAVINGS ACCOUNT NO.
LOCATION OF STATEMENTS
ONLINE ACCOUNT LOGIN
Banks
BANK NAME ACCOUNT NUMBER
MONTHLY PAYMENT DUE DATE LOCATION OF
STATEMENTS
Loans
ISSUER NAME ACCOUNT NUMBER
PAYMENT DUE DATE
LOCATION OF STATEMENTS
Credit Cards
PERSONAL CONTACT
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Quick Reference [continued]
FINANCIAL INSTITUTION
TYPE OF INVESTMENT
ACCOUNT NUMBER
LOCATION OF STATEMENTS
COMPANY AND/OR AGENT
TYPE OF POLICY
PREMIUM DUE DATE
POLICY NUMBER
LOCATION OF POLICY
Insurance Policies
Legal Information
Will: ___________________________________________________________________________________
Power of Attorney: ___________________________________________________________________________________
Passport: ___________________________________________________________________________________
Marriage Certificate: ___________________________________________________________________________________
Papers: ___________________________________________________________________________________
Trust: ___________________________________________________________________________________
Location, including additional information such as the executor or attorney.
Investments
ISSUER NAME ACCOUNT NUMBER
PAYMENT DUE DATE
LOCATION OF STATEMENTS
Credit Cards
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Quick Reference [continued]
Digital Device and Online Account Information
DEVICE / SOFTWARE / APP USERNAME PASSWORD / PIN ADDITIONAL INFO / URL
Gmail Account [email protected] qwerty321 http://www.gmail.com
iPhone Model 1234 916-555-1212
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Emergency InformationYour Name and Address
Identification Numbers
Emergency Contact #1
Emergency Contact #2
Name
Address
City, State, Zip
Phone Fax
Social Security
Driver’s License
Passport
Veteran Affairs
Name Relationship
Address
City, State, Zip
Phone Fax
Name Relationship
Address
City, State, Zip
Phone Fax
This key form includes your vital statistics and provides a one-stop summary for your loved ones or advisors,if needed. This form should include two types of information. First, fill in the basic information, then listthe people who should be provided access to this Organizer in the event of an emergency. Include theirrelationship to you. Let the people on the list know about the existence of the Organizer, how to accessit, their roles and responsibilities.
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Emergency Information [continued]Emergency Contact #3
Emergency Contact #4
Emergency Contact #5
Name
Address
City, State, Zip
Phone Fax
Name
Address
City, State, Zip
Phone Fax
Name
Address
City, State, Zip
Phone Fax
8
Funeral Arrangements/Requests
Name
Street Address
City, State, Zip
Phone
Fax
Mortuary
Name
Street Address
City, State, Zip
Phone
Fax
Plot or Deed
Flag? Folded or Draped?
Cemetery/Memorial Park
ITEM LOCATION
Letter of Preference
Draft Death Notice and Obituary
Desired Service Details
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Funeral Arrangements/Requests [continued]
Company
Address
Phone
Public or Private Ceremony?
Name
Address
Phone
Name
Address
Phone
Funeral Home
Church
Clergyman
Special Services Required
Participating Organizations
TYPE
Favorite Hymns/Songs to be played
Clothing to be worn
Flowers/arrangements
Donations to these organizations
NAME DETAILS NAME DETAILS
DETAILS
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Funeral Arrangements/Requests [continued]
Name
Address
Phone Email
Name
Address
Phone Email
Name
Address
Phone Email
Name
Address
Phone Email
Pallbearers
Additional NotesI expect expenses for a casket and mortuary service to total approximately $______________ and consist of:
I would prefer: Earth burial Cremation/inurment Mausoleum/Entombment Plot already purchased Other
Type of casket: Cloth-covered casket (moderate cost) Metal Casket (average selection) Metal Sealer Casket (finest production)
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AnnouncementsThe following publications/newspapers should be notified:
Information to be contained in the Public Announcement:
Education highlights
Religious, charitable, social, fraternal or lodge affiliations, or special achievements you wish to mention
Spouse’s Name Date of Marriage
Id Deceased, place and date of death
Family to be listed
NAME RELATIONSHIP NAME RELATIONSHIP
The following social media accounts should be notified:
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Family Contact InformationFather
Mother
Name
Street Address
City, State, Zip
Phone Email
Name
Street Address
City, State, Zip
Phone Email
Name
Street Address
City, State, Zip
Phone Email
Name
Street Address
City, State, Zip
Phone Email
Father-in-Law
Mother-in-Law
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Children
Name Spouse’s Name
Street Address
City, State, Zip
Phone Email
Grandchildren
Name Spouse’s Name
Street Address
City, State, Zip
Phone Email
Grandchildren
Name Spouse’s Name
Street Address
City, State, Zip
Phone Email
Grandchildren
Name Spouse’s Name
Street Address
City, State, Zip
Phone Email
Grandchildren
Family Contact Information [continued]
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Name
Relationship
Address
Phone Email
Name
Relationship
Address
Phone Email
Name
Relationship
Address
Phone Email
Name
Relationship
Address
Phone Email
Name
Relationship
Address
Phone Email
NotificationBy providing the names and addresses of the people who are significant in my life, I would like to ensure that these people will be notified of my death.
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Contact InformationThis is your “Calling List” for letting people know what has happened and for gathering information from your personal and professional advisors. It should start with those family members who are not already listed on the emergency instructions form. Go on to include doctors, clergy, employer, and business associates, as well as your attorney, accountant, financial advisor and life insurance agent.
Family Member #1
Family Member #2
Family Member #3
Family Member #4
Name Relationship
Address
City, State, Zip
Phone Fax
Name Relationship
Address
City, State, Zip
Phone Fax
Name Relationship
Address
City, State, Zip
Phone Fax
Name Relationship
Address
City, State, Zip
Phone Fax
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Physician #1
Physician #2
Clergy
Attorney
Name Specialty
Address
City, State, Zip
Phone Fax
Name Specialty
Address
City, State, Zip
Phone Fax
Name
Address
City, State, Zip
Phone Fax
Note
Name
Address
City, State, Zip
Phone Fax
Note
Contact Information [continued]
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Employer/Supervisor
Accountant/Tax Preparer
Financial Advisor
Life Insurance Agent
Name
Address
City, State, Zip
Phone Fax
Note
Name
Address
City, State, Zip
Phone Fax
Note
Name
Address
City, State, Zip
Phone Fax
Note
Name
Address
City, State, Zip
Phone Fax
Note
Contact Information [continued]
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Family Memorabilia
ITEM LOCATION
Genealogy
Family History Documents
Photographs/Albums
Slide Photos
Videotapes/Home Movies
Scrapbooks
Cards and Letters
Education Memorabilia
Military Memorabilia
Government Service Memorability
Awards and Honors
Other
Other
Other
Other
Other
Other
Other
Other
Other
Use this list to note the locations of your family-history documents, photographs albums, videotapes, scrapbooks and family letters. You may also want to do an inventory of your education, military and government-service memorabilia, as well as any awards and honors you have received.
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Financial DataThis form provides a snapshot of your short-term cash flow. List your bank and credit union accounts by name, type of account and account number, and identify where you keep statements. Include any automatic deductions from or deposits to these accounts. Then add your credit card numbers and home-equity line, if you have one. Finally, record where you keep information about your latest federal, state, and local tax returns, along with the name, and contact information of your tax preparer.
Bank/Credit Union Accounts
Automatic Deductions or Deposits
NAME PHONE ACCOUNT TYPE/NUMBER LOCATION OF STATEMENTS
NAME PHONE ACCOUNT NUMBER LOCATION OF RECORDS
Bank Contact Information
BANK/ADDRESS PHONE WEBSITE USERNAME/PASSWORD
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Credit/Charge Card Accounts
BANK/STORE PHONE ACCOUNT NUMBER DUE DATE LOCATION OF
RECORDS
Home Equity Loans
Auto Loans
BANK/ADDRESS ACCOUNT NUMBER DUE DATE LOCATION OF STATEMENTS/
PAYMENT BOOK
BANK/ADDRESS ACCOUNT NUMBER DUE DATE LOCATION OF STATEMENTS/
PAYMENT BOOK
Tax Preparer Accountant Information
Location of Returns
Name
Address
City, State, Zip
Phone Fax
Federal
State
Local
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Cash AssetsCertificates of Deposit & Treasury Bills
Money Market Funds
Promissory Notes
Others (specify)
FINANCIAL INSTITUTION PHONE ACCOUNT
NUMBER AMOUNT MATURITY DATE LOCATION OF DOCUMENT
FINANCIAL INSTITUTION PHONE ACCOUNT NUMBER BALANCE
DUE FROM AMOUNT DUE DATE LOCATION
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Life
Medical/Dental
Disability
Mortgage
Long-Term Care
COMPANY/AGENT/PHONE TYPE POLICY NUMBER DUE DATE LOCATION OF POLICY
COMPANY/AGENT/PHONE TYPE POLICY NUMBER DUE DATE LOCATION OF POLICY
COMPANY/AGENT/PHONE POLICY NUMBER DUE DATE LOCATION OF POLICY
COMPANY/AGENT/PHONE POLICY NUMBER DUE DATE LOCATION OF POLICY
COMPANY/AGENT/PHONE POLICY NUMBER DUE DATE LOCATION OF POLICY
Insurance PoliciesForemost in this category are your life insurance policies, but don’t overlook your medical, dental, and disability policies. This is also a good place to keep track of your car insurance and any other general-liability or long-term care policies. And make sure to note where you keep the actual policies. Mergers might make it difficult for you to know which insurance company actually holds your policy. The National Association of Insurance Commissioners (www.naic.org; 866-470-6242) can help you track down what happened to the company that originally issued your policy.
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Insurance Policies [continued]Automobile
Liability
Other
COMPANY/AGENT/PHONE POLICY NUMBER DUE DATE LOCATION OF POLICY
COMPANY/AGENT/PHONE POLICY NUMBER DUE DATE LOCATION OF POLICY
COMPANY/AGENT/PHONE POLICY NUMBER DUE DATE LOCATION OF POLICY
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Mutual Funds
Stocks
Bonds
INSTITUTION/PHONE DESCRIPTION ACCOUNT # # OF UNITS LOCATION OF POLICY
INSTITUTION/PHONE DESCRIPTION ACCOUNT # # OF UNITS LOCATION OF POLICY
INSTITUTION/PHONE DESCRIPTION ACCOUNT # FACE VALUE/ MATURITY LOCATION OF POLICY
InvestmentsHere is where you can list your stocks, bonds and mutual funds individually, with a description of each and the number of shares, or more generally by listing the information by broker account, online account or mutual fund family. Most likely, actual stock certificates, mutual fund shares, etc. will be kept at the broker’s office. Also identify which assets are being held in retirement accounts such as Keoghs, IRAs or 401(k) plans.
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Investments [continued]Keogh, IRA & 401(k) Plans
Limited Partnerships
Investment Clubs
Other
INSTITUTION/PHONE DESCRIPTION ACCOUNT # # OF UNITS LOCATION OF STATEMENTS
NAME/PHONE DESCRIPTION ACCOUNT # VALUE LOCATION OF DOCUMENTS
NAME/PHONE DESCRIPTION ACCOUNT # VALUE LOCATION OF DOCUMENTS
NAME/PHONE DESCRIPTION ACCOUNT # VALUE LOCATION OF DOCUMENTS
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Real Estate Records
Property Description
Legal Description
Address
Type (residence, vacation, etc.)
List here a description of real estate you own by location and type: residence, vacation or investment property. Also include information on who holds your mortgage, second mortgage or home-equity line. List your real estate agents and any property managers, and indicate where you keep other documents such as the deeds, property tax records and home owners association documents. Keep titles and deeds in a safe-deposit box. Also list here the information on where such information is kept or list them in the sections for business information or investment. Make a copy of this form for each property you own.
Property Information
Mortgage Holder
RECORDS LOCATION
Deed
Insurance Policy
Purchase Record
Homeowners Association Records
Homeowners Warranties
Name
Street Address
City, State, Zip
Phone Fax
Loan Number
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Home-Equity Line
Homeowners Association
Real Estate Agent
Property Manager
Name
Street Address
City, State, Zip
Phone Fax
Loan Number
Name
Street Address
City, State, Zip
Phone Fax
Name
Street Address
City, State, Zip
Phone Fax
Name
Street Address
City, State, Zip
Phone Fax
Real Estate Records [continued]
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Real Estate Records [continued]Home Improvements
Maintenance Services (Plumber, Electrician, etc.)
Storage Units
IMPROVEMENT COST
TYPE OF SERVICE NAME/COMPANY PHONE NUMBER
STORAGE UNIT NAME/ADDRESS STORAGE PHONE # UNIT # LOCK CODE
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Legal Information
ITEM LOCATION
Original Will
Copies of Will
Date of Will
Living Will/Health Care Directive
Organ-Donor/Anatomical Gift Statement
Power of Attorney
Letter of Instruction
Trust Agreements
Adoption Papers
Birth Certificates
Social Security Cards and State-ments
Marriage Certificate
Prenuptial Agreement
Divorce/Separation Papers
Citizen/Naturalization Papers
Passports
Military Records
Government Service Documents
Other
Other
The key document here is your will. Note the location of the original and copies, as well as information and documents your family will need to administer it. Check these documents periodically to make sure they still reflect your wishes. This is also a good place to list the location of other important legal documents, such as birth and marriage certificates, divorce and separation papers, social security cards, passports and military records.
Here are seven reasons why you might want to change your will:1. You get married2. You become pregnant3. You approach middle age4. Your spouse dies5. You get divorced (Consider an interim change while you are in the process of getting the divorce;especially consider changing your power of attorney and health care directive.)6. You remarry7. You retire or move to another state
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Legal Information [continued]Make sure that you give a trusted person your durable power of attorney. If you simply confer power-of-attorney status, that person may not be permitted to make decisions in your name should you become incapacitated.
Attorney
Executor
Trustee
Guardian
Name
Address
City, State, Zip
Phone Fax
Name
Address
City, State, Zip
Phone Fax
Name
Address
City, State, Zip
Phone Fax
Name
Address
City, State, Zip
Phone Fax
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Name
Address
City, State, Zip
Phone Fax
Medical RecordsUse this form to create a list of the names and phone numbers for your primary-care physician, dentist, and any medical specialists you see on a regular basis. Also include a contact number for your health insurer and pharmacy. Indicate your medicare identification number and where any medicare records are kept. Pull together your medical-history documents (blood type, lab test results, allergies, medications, shots) along with hospital records and any correspondence dealing with health issues, and indicate where they are.
General Information
Name
Blood Type
Allergies
Prescriptions
Date of Prescriptions
Item
Primary Care Physician
Personal Medical History: (Boosters, diseases, immunization…)
Correspondence: (Account statements, receipts, faxes, etc…)
Medical records: (Lab test results, dental plans, medical plans, etc..)
Health-care Legal Documents: (Medical Power of Attorney, living will, organ donor statement, etc…)
Insurance: (Policies, premium receipts, check stubs, etc…)
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Name
Address
City, State, Zip
Phone Fax
Name
Address
City, State, Zip
Phone Fax
Insurer/Agent Policy Number
Address
City, State, Zip
Phone Fax
Insurer/Agent Policy Number
Address
City, State, Zip
Phone Fax
Dentist
Pharmacy
Primary Insurance Plan
Secondary Insurance Plan
Medical Records [continued]
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Personal Property InventoryThis Catalog of your personal belongings is essential for keeping track of your household contents and valuables in the event of a fire or natural disaster. It will provide the basis for any claims you make on your insurance policies. The more information you have, the better the chances of recovery. In addition to listing your valuables, include descriptions, any appraisals, receipts and dates of purchase. Note the location of anything that is not kept in your house, and if you have recorded your valuables and antiques, indicate where the recording is kept.
Household Contents
Recording of Personal Property is kept:_____________________________________________________
DESCRIPTION DATE PURCHASED PURCHASE PRICE LOCATION OF RECEIPT
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Computer Hardware Software
Fine Arts (Paintings & Techniques)
DESCRIPTION DATE PURCHASED/LEASED PURCHASE PRICE LOCATION OF RECEIPT
DESCRIPTION DATE PURCHASED VALUE LOCATION OF RECEIPT
Automobile Titles/Leases/Registration
DESCRIPTION DATE PURCHASED/LEASED PURCHASE PRICE LOCATION OF RECEIPT
Personal Property Inventory [continued]
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Personal Property Inventory [continued]Other
DESCRIPTION DATE PURCHASED VALUE LOCATION OF RECEIPT
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Personal / Kids InformationHere is where you can tell people how to find those things you normally like to keep hidden and provide information about your kids that schools, camp, caregivers or babysitters might need. Start with any secret hiding places for valuables, include the location of spare keys and location of checkbooks, saving pass-books, and non-cash management account statements. Record computer passwords, etc., that people would need to gain access to essential files you keep electronically. Note any combinations for safe or key spots for padlocks.
ITEM LOCATION
Spare Keys
Checkbooks
Safe Combination
Address Books
Memberships
Other
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For Childcare / School Activity FormsHere is where you can keep track of information that you will use repeatedly for your children’s forms. Update often as necessary.
Child’s Information
Child’s Information
Child’s Information
Name Date of Birth
Birth Hospital/City
ID Number
Social Security Number Location of Card
Height/Weight
School Name Grade
School Address Homeroom Teacher
Phone Email
Name Date of Birth
Birth Hospital/City
ID Number
Social Security Number Location of Card
Height/Weight
School Name Grade
School Address Homeroom Teacher
Phone Email
Name Date of Birth
Birth Hospital/City
ID Number
Social Security Number Location of Card
Height/Weight
School Name Grade
School Address Homeroom Teacher
Phone Email
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Father’s Information
Mother’s Information
Health Insurance Coverage of Children
Primary Physician
Name Birthdate Soc. Sec. #
Address
Home Phone Cell Phone
Employer Work Phone
Work Address Email
Name Birthdate Soc. Sec. #
Address
Home Phone Cell Phone
Employer Work Phone
Work Address Email
Provider Policy Number
Street Address
City, State, Zip
Phone Email
Policy Holder
Name
Office Name
Street Address
City, State, Zip
Phone
Policy Holder
For Childcare / School Activity Forms [continued]
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Personal Business InformationUse this form to keep track of the location of your business records, which should include material your family might need to preserve the business’s assets and keep it running in your absence. That should include a succession plan with buy-sell agreements, business valuations and letters of instruction. If your spouse and/or your children will inherit the business, inform them of the mechanics of the transfer. Other business documents they will need include business credit cards, bank-account records, pending loans, tax returns, insurance policies, a list of vendor contracts, rental or lease agreements, and real estate information.
Partner
Secretary/Assistant
Other #1
Other #2
Name
Work Phone
Home Phone
Fax
Name
Work Phone
Home Phone
Fax
Name
Work Phone
Home Phone
Fax
Name
Work Phone
Home Phone
Fax
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Pharmacy
Children’s Medications
Allergies
Medical Conditions
Other Notes/Highlights of Medical History
Name
Street Address
City, State, Zip
Phone Fax
For Childcare / School Activity Forms [continued]
CHILD’S NAME MEDICATION DOSAGE/FREQUENCY
CHILD’S NAME ALLERGIES
CHILD’S NAME DESCRIPTION
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People Designated for Pick-up of ChildrenPerson #1
Person #2
Current Childcare Provider
Previous Childcare Provider
Name
Street Address
City, State, Zip
Phone Cell
Relationship to Child
Name
Street Address
City, State, Zip
Phone Cell
Relationship to Child
Name
Street Address
City, State, Zip
Phone Cell
Name
Street Address
City, State, Zip
Phone Cell
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Pets
Pet Information
Pet’s Name Breed
Identifying Marks DOB
Sex ID Number
Adoption Papers
Pet Registry
Training Certification
Vaccination Records
Pedigree Information
License
Awards
Trust Agreement/Will Provision
Final Arrangement
Don’t overlook leaving instructions on how to care for the family pets, especially if you want to make financial arrangements for their care. In addition to the name, identification number and a description of the animal’s markings, include contact information for a veterinarian, boarding facility or someone who does in-home care, grooming and training. Key documents include adoption papers, pedigree information, registration and licenses, plus any legal documents such as a trust agreement or a will provision covering your pet.
Make a copy of this form for each pet.
Veterinarian
Boarding
Name
Street Address
City, State, Zip
Phone Emergency Number
Name
Street Address
City, State, Zip
Phone Emergency Number
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Pets [continued]In-Home Pet Care
Grooming
Training
Name
Street Address
City, State, Zip
Phone Emergency Number
Name
Street Address
City, State, Zip
Phone Emergency Number
Name
Street Address
City, State, Zip
Phone Emergency Number
* If you are like most pet owners, your pet is a member of the family and shouldn’t be forgotten. Providewritten instructions regarding your pet’s routine, daily care, type of food, feeding schedule and medications.Maintaining pet’s routine is important, especially for older animals.
Notes
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Safe-Deposit Box
Bank Address
People With Keys
Check Items That Are in the Box
Bank Name
Address
City, State, Zip
Phone
Location of Password and Key
The safe-deposit box is the traditional repository for important documents. Since most of these boxes are relatively small, work through this list and decide which documents should go in the box and which you want to keep elsewhere. When you determine where that is, record the location on the appropriate form. Some people prefer to keep documents at home in a fireproof safe or a fireproof file cabinet.
Check to see if your state seals a safe-deposit box upon the death of its owner. That can complicate your affairs if your will or other key instructions are in the box and there are no copies available elsewhere. If your state seals boxes, keep the original copy of your will with your lawyer or in a fireproof safe or cabinet at home. If you use the safe-deposit box to store documents from investment properties or securities, claim the safe-deposit box rental as a deduction on your tax return.
NAME PHONE NUMBER
o Copies of Will o Prenuptial Agreement o Power of Attorney o Divorce/ Separation Paperso Trust Agreement o Notes Payable/ Receivableo Mortgageso Naturalization Papers
o Important Contractso Marriage Certificateo Jewelryo _____________________o _____________________o _____________________o _____________________o _____________________
o Tax Returnso Car Titles/ Deeds o Military Documentso Stock Certificates o Insurance Policieso U.S. Savings Bondso Copyrights/ Patents/ Etc.o Adoption Papers
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Personal Business Information [continued]Business Information
Income and Expense Records
Self-employment Business Agree-ments
Succession Plan
Buy-Sell Agreements
Letters of Instruction
Business Valuation Reports
Business Bank Account Records
Business Credit Cards
Deferred-Compensation Agreements
Key-Man Insurance Policy
Retirement and Pension Agreements
Business Tax Returns
List of Vendors
Contracts
Rental or Lease Agreements
Independent Contractor 1099s
Corporate Owned Real Estate
Notes Receivable
Notes Payable
Business Location Fiscal Year End
Tax ID Number
Business Entity Information
State of Incorporation Date of Incorporation
Registered Agent Address
Registered Agent Contact Info
Other
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Revocable Living TrustRevocable Living Trusts (RLT) are for EVERYONE. Revocable Living Trusts offer many advantages including avoidance of probate and privacy protection. A RLT can save your estate thousands of dollars. The simple fact is…you may not see the benefits of having a RLT; however, your family will!
Avoid Probate• Probate is required in almost all states.
• The RLT is cheaper than a probate proceeding. The cost of the trust is less money than a probateproceeding. In reality, Trusts don’t save a client a penny while they are alive; however, after death, with theelimination of probate and the fees associated with it or the reduction or elimination of death taxes, moreproperty goes to the intended heirs.
Assets & Disbursements• The RLT directs the disposition of one’s assets to the intended beneficiaries.
• The Spendthrift Clause can structure disbursements to beneficiaries.
• Combining a Revocable Living Trust Estate Plan with a Pour-Over Will, Powers of Attorney, an AdvancedHealth Care Directive, Joint Property Agreement, Retirement Beneficiary Designations and Trustee’sInstructions provides even more complete planning.
• Guardians can be appointed for kids or adults. This is important for younger people, even if they havelimited funds. (You can’t afford to not have these documents.)
Tax Avoidance & Asset Protection• Married couples can take advantage of the Marital Tax Deduction. If established prior to the death of thefirst spouse, married couples can pass all or nearly all of their estate tax free.
• Placing assets in the trust may provide a shield to the owner’s identity.
Nevada Corporate Headquarters offers The Revocable Living Trust Package which is designed to help you properly plan and protect your estate. No matter your net worth, it’s important to have a basic estate plan in place. Such a plan ensures that your family and financial goals are met after you die. Passing your wealth on to your heirs through your estate requires more than just a will, especially if your goal is to protect your assets from estate taxes and avoid probate. Estate planning is one of the most important steps any person can take to protect their assets.
For more information about The Revocable Living Trust Package, please contact Nevada Corporate Headquarters at 1-800-508-1729 or visit www.nchinc.com
(The information contained in this guide is for general reference only and is not intended to provide legal advice.)
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The Final Wishes Guide is brought to you, courtesy of Nevada Corporate Headquarters, Inc. To learn more about protecting your wealth, please
contact us at 800-508-1729 or visit www.nchinc.com.
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