Financial Management Determinants of capital structure Dividend policy Three theories involved in the investors payout Financial System Electronic Banking and its uses in the financial world Stock market (exchange) Stock market (exchange) in Malaysia Hire Purchase Business risk Three general types of events that cause business risk “information content,” or “signaling,” hypothesis “clientele effect” Role of Management Who analyzes financial statements? Explain the Role of Management? Ratio :

o Return on capital employedo Gross profit percentageo Net profit percentage

agency theory difference between corporate governance and board of directors Financial Institutions Non Depository Financial Institutions Monetary Policy (M1 & M2) Business risk vs. Financial risk.