fintech - why and why now? · fintech - why and why now? ferenc szalai. 2008. global trust (edelman...

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Fintech - Why and why now? Ferenc Szalai

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Page 1: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

Fintech - Why and why now?

Ferenc Szalai

Page 2: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

2008

Page 3: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

Global Trust (Edelman 2007-2016)

72-81%

45-52%

Technology Industry

Bank and Financial Industry

Page 4: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

Everybody is an app developer

Page 5: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody
Page 6: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

financial intermediaries

Page 7: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

Banking is necessary, banks are not

Page 8: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

Traditional infrastructure +

New Experience

Page 9: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody
Page 10: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

Large (>500 EUR) Customer Acquisition Cost

Page 11: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

New infrastructure (aka Blockchain) +

Traditional Functions

Page 12: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody
Page 13: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody

RegulationCompliance

Page 14: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody
Page 15: Fintech - Why and why now? · Fintech - Why and why now? Ferenc Szalai. 2008. Global Trust (Edelman 2007-2016) 72-81 % 45-52 % Technology Industry Bank and Financial Industry. Everybody