FIRST QUARTER 2015 • VOLUME ELEVEN • NUMBER ONE

New Branch ConstructionPictures • Updates • Plans

Member Bonus$400,000 Returned to Members

Fiscal Fitness in 2015Make a plan and stick to it!

First Quarter Newsletter

Do you like the service you get from Community Financial? Do you want to refer family or friends? Tell them to check out our simplified splash page. This site has quick links and descriptions of what we’re all about, AND details about all of our contests and giveaways. (We value your input and opinion, and we reward you just for sharing.)

www.ChooseCFCU.com

Have you seen us on social media? We have contests and giveaways just for your input and participation.

This year will usher in many new and exciting changes around the Credit Union. Our newest branch will be opening; our Boulder branch will be getting some updates and renovations; and we have some great events planned to spread the word about Community Financial Credit Union.

If you haven’t already, be sure to set-up your online banking account to access your membership information from any computer. Once you have a login, you may also download our mobile app for iPhone and Andriod devices. More useful features are going to be added to our app soon!

Construction continues on the northwest corner of 136th Ave. and Huron St. Although it is not complete you can really see the look and feel of Community Financial. This will be a full service branch with an easily accessible drive-up window and ATM.

First Quarter NewsletterFirst Quarter Newsletter

The annual Member Bonus is.....

$400,000It’s been an exciting year of growth and transition at Community Financial Credit Union! As a result, your Board of Directors has approved a $400,000 Member Bonus Dividend. Members must have been Gold or Platinum status as of November 30, 2014 to be eligible for the Member Bonus. We want to thank all of you who stuck with us through the merger. Hopefully this program is a great added benefit to you!

The History of our Member Bonus Community Financial Credit Union began the Member Bonus program in 2008. Since that time, the Credit Union has distributed more than $2.1 million and introduced the Relationship Rewards program which bene-fits loyal Credit Union’s members.

One of the many benefits of Relationship Rewards for Gold and Platinum members is the eligibility to receive a Member Bonus. Last year we returned more than $320,000 in earnings to eligible Gold and Platinum members.

Set up a Member ReviewIf you’re not receiving a bonus this year be sure to set-up a Member Review to learn how to earn a Member Bonus in 2015. To schedule a Member Review send an email to: FS4@YourLocalCreditUnion.comor call us at 303.469.5366.

Spread the Message!If you already participate in our Relationship Rewards Program and are eligible for a Member Bonus, we thank you – our loyal members. We need your referrals and new members to make the Member Bonus program sustain-able in the future. Tell your friends, family and neighbors about our Relationship Re-wards and the Member Bonus program. Ask them if their financial institution is return-ing earnings to them each year.

Give the next article a read if you want some great info on setting goals and staying fiscally fit for 2015.

First Quarter Newsletter

Do you neglect keeping a budget, or limit how much money you should spend on what, and when? Do you find yourself buying extra treats like drinks, food, or apparel, even when you don’t need it? Has it ever seemed like money magically disappears from your wallet or account without your consent? Am I really overdrawn?

If you answered “yes” to any of these ques-tions, then the following tips can help you keep more money in your pocket. To get a better idea of how and where you are spend-ing your money, check out Mikey Thanh’s video HERE. He will show you how you can log in to your online banking account, cate-gorize your purchases, and set budgets.

Once you start saving more money, you will see the amount of spare cash start to accu-mulate. “I didn’t buy a Mickey D’s sandwich everyday for a month and now I have an extra $100. I feel healthier, and it was so worth it!” Once you have seen what it is like to have extra cash, you will immediately take a liking to good spending habits.

Simple tips to save this winter

In your Home• Turn down the thermostat while you

are away or while you sleep.• If you don’t have storm windows,

apply plastic film to your windows.• Keep the fireplace damper closed

when the fireplace isn’t in use.

At the pump • Keep your tires inflated to the correct

pressure. Temperature will effect this. • Commute on the route with the flattest

terrain and fewest stops.• Drive conservatively.

Everyday• Brown bag it - $7 for lunch adds up to

$140 per month.• Throw pocket change in a jar and cash it

in when it’s full.• Use coupons at grocery stores and buy

house brands instead of name brands, when possible.

Remember folks, spend wisely and save wisely.–Micheal Thanh

Credit Card

First Quarter Newsletter

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