five years of researching financial services for the poor
DESCRIPTION
This report, a collection of key CMF studies conducted over the last five years, is meant to serve as a reference document for policymakers, practitioners, researchers and others interested in financial services for the poor. More specifically, the studies presented here are intended to inform both general and expert audiences about current academic work being conducted in India, which has become a central hub for financial access research. The report, organized thematically, describes the organization’s current work and summarizes key findings from completed studies. The report also identifies potential areas for future research and recommends ways that financial services practice could evolve to meet the needs of low-income households.TRANSCRIPT
Editors:Shardul K. Oza,
Jagori Saha
FIVE YEARS OF RESEARCHINGFINANCIAL SERVICES
FOR THE POOR
Report of the Centre for Micro Finance at IFMR Research
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One-third of the sample randomly assigned to CONTROL group
One-third of the sample randomly assigned to MF group
One-third of the sample randomly assigned to FREE group
No ITNS Offered nets on microfinance contracts
Offered free ITNs
No retreatment offers made
C1:Retreament not included in contract
C2: Two retreatments included in the contract
Offered two free retreatments
Selected 141 villages in rural Orissa
One-third of the sample randomly assigned to CONTROL group
One-third of the sample randomly assigned to MF group
One-third of the sample randomly assigned to FREE group
No ITNS Offered nets on microfinance contracts
Offered free ITNs
No retreatment offers made
C1:Retreament not included in contract
C2: Two retreatments included in the contract
Offered two free retreatments
Selected 141 villages in rural Orissa
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Editors:Shardul K. Oza,
Jagori Saha
FIVE YEARS OF RESEARCHINGFINANCIAL SERVICES
FOR THE POOR
Report of the Centre for Micro Finance at IFMR Research