florida statutes 1975, volume 3 - digitized legal...

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Bonds or debentures

Attorney for reciprocal insurers, suit on, 629.141 Bondsmen and runners See: BAIL Corporate bonds and debentures, 625.317 Deposit, 625.52 Government bonds, investment in, 625.307 Mutual insurers, 628.171, 628.241 Public adjuster, 626.865 Special receipt for judicial bonds, 625.071 Surplus lines agent, 626.928 United States, investment government bonds, 625.307

Boycott, prohibited, 626.959 Building and loan associations, insurers investment in

share or savings accounts, 625.320 Bulk reinsurance, stock and mutual insurers, 628.481 Burglary and theft insurance defined, 624.605 Burglary insurance; casualty policy as including, 624.605

Burial insurance and contracts Administrator of law, 639.08 · Advertising; false, fraudulent and deceptive selling

practices, 639.18 Appeals; deposit required, 639.12 Applicability of provisions, 639.20 Beneficiary, death of; payment of funds, 639.14 Bonds of applicants; deposit with department, 639.12 Bonds, investment, 639.11 Cancellation of contracts, 639.13 Certificate of authority

Annual statement, 639.10 Deposits, 639.10, 19.12 Expiration, 639.09 Fees, 639.10 Form, 639.08 Issuance, 639.09 Qualifications, 639.10 Renewal, 639.10 Requirement, 639.09 Revocation, 639.16

Death of beneficiary, payment of funds, 639.14 Declaration of policy, 639.06 Definitions, 639.07 Examination and investigation, 639.15 Exceptions, 639.20 Forms and regulations, 639.08 Fraudulent. false or deceptive advertising and selling

practices, 639.18 Interest, securities deposited, 639.12 Investigations, 639.15 Judgments, filing, 639.12 Legislative intent of law, 639.19 Liquidation proceeding

Department of Legal Affairs, duties, 639.16 Evidence, 639.16 Injunction, 639.16 Receiver, 639.16 Records, 639.16

Notice of cancellation, 639.13 Payment of funds upon death of named beneficiary,

639.14 Proceeds, disposition, 639.11 Provisions regarding; when inapplicable, 639.20 Purpose of law, 639.19 Receiver, liquidation proceedings, 639.16 Records, 639.15, 639.16 Regulations, general, 639.08 Reports, examination, 639.15

751

INSURANCE, DEPARTMENT OF (Cont.) Burial insurance and contracts (Cont.)

Selling practices, false, fraudulent, or deceptive, 639.18

Statements, annual; requirement, 639.10 United States, bonds of; investment, etc., 639.11 Violation of law, 639.17

Bus stations, vending machines for travel accident insurance, 626.531, 626.532

Business Coercion prohibited, 626.959, 626.960, 626.961 Rejected business defined, 626.752, 626.793, 626.837 Unauthorized, 634.231

Canada; life insurance agents; license privileges, 626.221, 626.792

Canadian insurers, 630.111

Capital Combinations permissible without additional capital,

624.410 New insurers, 624.407 Requirement, old insurers, 624.409 Stock, 632.011

Captions not to affect meaning, 624.14 Cash, deposits, 625.306 Cash payment of premiums; exemptions, 627.4035

Casualty insurance Animals; loss or damage coverage defined as casualty

insurance, 624.605 Assigned risk plan, 627.351 Contracts; in general, 627.726 Defined, 624.605 Deposit requirement, 624.411 Fees, 624.501 General lines agents dealing in, 626.041 Motor vehicles See: Motor vehicles Municipal gross premium receipts tax for Police Offic

ers' Retirement Fund Credit, 185.07, 185.08 Records of receipts kept by, 185.09 Revocation of certificate for violation of law, 185.13

Premiums received within municipalities, Police Offic-ers' Retirement Fund, 185.09

Rates See: Rates and rating organizations Rebates prohibited, 626.965 Resident agents, compliance with law, 624.427 Resident agents, countersignature, 624.425 Risk Management Trust Fund See: Risk Manage

ment Trust Fund Unearned premium reserve, 625.051

Cease and desist orders Appeals, 626.976 Code violations, 626.97 4 Prohibited practices, 626.974 Violations; penalty, 626.979

Certificate of authority Alien insurers, application, 624.413 Alien insurers, revocation or suspension, 624.417 Amendment, 624.416 Application, 624.413 Capital funds required of new insurers, 624.407 Capital funds required of old insurers, 624.409 Certain criteria considered prior to issuance, 624.414 Compliance with Resident Agent Law, necessity, 624.-

427 Contents, 624.414

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Certificate of authority (Cont.)

Continuance, 624.416 Continuation and serving of policies or annuity con-

tracts after withdrawal from state, 624.402 Delivery of certificate upon suspension, etc., 624.415 Deposit requirements, 624.411 Disability insurance, application, 624.413 Disability insurance, servicing policies after withdraw-

ing from state, 624.402 Eligibility of insurers, 624.404 Existing certificates, 624.16 Expiration, 624.416 Fees, 624.501 Financial statement, application to be accompanied

by, 624.413 Form of application, 624.413 Issuance of to agents at foreign military installations,

626.322 Issuance or refusal, 624.414 License tax payment contingent upon issuance, 624.-

508 Life insurance, application, 624.413 Life insurance, servicing of policies after withdrawing

from state, 624.402 Necessity, 624.401 Ownership in state, 624.415 Qualification, 628.161 Reciprocal insurers See: Reciprocal insurers Reinstatement, 624.416, 624.421 Renewal, 624.427 Revocation or suspension, 624.417, 624.418, 628.461

Administrative fine; in lieu of, 624.4211 Deficiency of deposit, 625.61 Delivery of certificate, 624.415 Duration of suspension, 624.421 Effect, 624.420 Failure to file annual statement, 624.424 Fine in lieu of, 624.4211 Grounds, 626.979 Hearing, necessity, 624.419 Insurer's obligations during suspension period, 624.-

421 Nonpayment of premium tax or fire marshal assess-

ment, 624.519 Notice to agents, 624.420 Order, 624.420 Persons receiving commission while having effective

control of insurers, 628.255 Procedure, 624.419 Publication of notice, 624.420 Ratio of net written premiums to surplus as to poli

cyholders, failure to maintain, 624.418 Reinstatement, 624.421 Violation of licensing requirement, 626.131

Seal required, 624.303 Taxation, preemption by state, 624.401, 624.520 Unauthorized insurer, obtaining of certificate before

filing any pleadings, 626.908 Certified copies, 624.303 Change of occupation; disability insurance policy provi

sion, 627.619 Children and minors; insurance contract, purchase of

insurance by or for, 627.406 Children, newborn; disability coverage from birth, 627.-

641, 627.6575 Chiropractic services; optional rider or endorsement,

627.419

752

INSURANCE, DEPARTMENT OF (Cont.) Claims

Compensation, for, 631.271 False claims; penalty, 626.985 Insurer, against, 631.191 Misrepresentations, 626.955 Time of payment, 627.613 Time to file , 631.301

Claims investigators Appointment, termination, 626.491 Character and credit reports, 626.521 Classes of insurance

Company employees, 626.869 Contents, 626.351 Continuance, 626.421 Expiration; effect, 626.421, 626.431 Forms, 626.161 Investigation by department, 626.201 Issuance, 626.351 Nontransferable, 626.441 Permit classes, 626.869 Qualifications and conditions, 626.868

Compliance with contract law, 626.877 Defined, 626.857 Improper conduct, inquiry by department, 626.601 Permits, 626.121

Administrative fine in lieu of suspension or revocation, 626.681

Application Approval, 626.211 Fraudulent; penalty, 626.671 License or permit, 626.171, 626.870

Qualifications, conditions, 626.868 Revocation or suspension

Administrative fine in lieu of, 626.681 Duration, 626.641 Grounds, 626.611 , 626.621 Procedure, 626.631

Surrender, 626.661 Violations re; penalty, 626.671

Probation, 626.691 Qualifications, 626.868 Termination of appointment; reason, privileged infor

mation, 626.491 , 626.511

Classifications Disability insurance, filing, 627.640 Group disability insurance, filing, 627.662 Manual of classifications, rules and rates, 627.091

Clearing account; creation, custody, etc., 624.522 Code violations, desist orders, 626.974

Coercion Disability insurance companies, loans by, 626.961 Life insurance companies, loans by, 626.961 Prohibition, 626.959, 626.960

Coinsurance; property insurance contracts, 627.701 Collection of license and miscellaneous fees, 624.501 Commissioner See: Insurance Commissioner and

Treasurer Community care for the elderly programs, volunteers;

liability coverage authorized, 409.3624 Company employee adjuster See: Adjusters Compliance required, 624.11 Congenital anomalies, newborn children; disability pol

icy, 627.641 , 627.6575 Consumer financing; insurance, collateral, 516.20 Contingency reserve, approval of, 635.041

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Contracts

Acquittance by minor, 627.424 Agents, termination of; effect on continuations, 626.-

471 Applications

Alteration of, 627.407 Evidence, use as, 627.408 Representations in, 627.409

Assignment of; procedure, 627.422 Attorney fee, 627.428 Binders, 627.420 Blanket disability insurance; conditions and provi

sions, 627.660 Breach of warranties; effect, 627.409 Burial insurance and contracts See: Burial insurance

and contracts Bylaw provisions, 627.415 Casualty insurance contracts, 627.726 Certificate defined, 627.402 Charter provisions, 627.415 Chiropractic services; optional rider or endorsement,

627.419 Claims administration not waiver, 627.426 Combinations, 627.417 Construction of, 627.419 Contents, 627.413, 627.414 Continuance of coverage during rehabilitation or liqui

dation of insurer, 631.252 Delivery of, 627.421 Dentist, included as physician in certain policies, 627.-

419 Discharge of insurer by payment, 627.423 Disclaimer of interest by beneficiary; procedure,

689.21 Evidence; application used as, 627.408 Execution of, 627.416 Forms

Approval by department, 627.410 Disapproval of; grounds, 627.411 Filing of, 627.410 Identification of, 627.413 Proof of loss; furnishing, 627.425

Fraternal benefit societies, 632.291 Funerals and funeral directors, 626.982, 626.983 Group disability policy benefits, reduction re individ-

ual policy coverage; prohibited, 627.4235 Handicapped children; continuation of coverage, 627.-

6055, 627.6615 Indentification of forms of, 627.413 Insurable interest; personal insurance, 627.404 Insurable interest; property insurance, 627.405 Judgment

Attorney fee, 627.428 Payment by insurer; penalty, 627.427 Penalty for failure to pay, 627.427

Liability of insurer for noncomplying contracts, 627.-418

Loss, forms for proof ofloss, 627.425 Mentally retarded children; continuation of coverage,

627.6055, 627.6615 Minors, acquittance by, 627.424 Minors, purchase of insurance by or for, 627.406 Noncomplying, validity of, 627.418 Optometrists, included as physicians in certain poli

cies, 627.419 Payment

Discharge of insurer, 627.423

753

INSURANCE, DEPARTMENT OF (Cont.) Contracts (Cont.)

Payment (Cont.) Judgment by insurer; penalty, 627.427 Single premium life insurance; payment in cash re

quired, 627.480 Penalty for failure to pay judgment, 627.427 Persons receiving commission while having effective

control of insurers; department approval necessary, 628.255

Podiatrist, included as physician in certain policies, 627.419

Policy defined, 627.402 Power to contract, 627.406 Premium defined, 627.403 Premiums, cash payment of; exemptions, 627.4035 Property insurance; coinsurance, 627.701 Purchase of insurance by or for minors, 627.406 Readable policy or summary required, automobile in-

surance, 627.421 Scope of law, 627.401 Standard provisions, 627.412 Summary of coverages, etc., or readable policy, auto-

mobiles, 627.421 Title insurance contracts, 627.776 Underwriters' policies, 627.417 Validity of noncomplying contracts, 627.418 Variable annuity contracts See: Life insurance Waiver, claims administration not constituting, 627.-

426 Warranty, breach of; effect, 627.409 Withdrawal or discontinuance of writing certain

classes of insurance, procedure, 624.430 Contribution of certain percentage to General Revenue

Fund, 215.22 Controlling capital stock; powers and duties re, 628.461

Conversion See also: Individual insurance classes Fraternal benefit society into mutual life insurer, 632.-

531 Group life insurance, 627.566, 627.567, 627.568 Industrial life insurance policy, 627.517 Reciprocal insurer into mutual insurer, 629.291

Corporations Agents' liability, 626.734, 626.795, 626.839 Capital stock tax, 607.364 Investments, 625.317, 625.324

Correction of accounts, 624.318 Cost, specification of, 626.971 Costs; surety insurance, bond premium allowable as

costs, 627.753 Countersignature, resident agents, exceptions, 624.425,

624.426

County Circuit judges participation, 112.081 Obligations, 625.310 Officers and employees; group insurance, purpose of

law, 112.14 Coupon-bearing policies; issuance prohibited, 627.479 Created, 20.13 Credit cards; certain transactions through use of, prohib

ited, 626.972

Credit life and disability insurance Agents; license required, 627.683 Amount of insurance, credit disability, 627.680

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Credit life and disability insurance (Cont.)

Amount of insurance, credit life, 627.679 Consumer finance transactions; compliance with

Credit Insurance Act, required, 516.35 Debtor groups policies, limitations and terms, 627.553 Defined, 624.605, 627.677 Forms, approval of; filing, 627.682 Franchise credit life defined, 627.677 Group credit life defined, 627.677 Individual credit life defined, 627.677 Penalties for violations, 627.685 Policies, evidence by; terms of, 627.681 Premiums; finance charge or loans, not deemed, 627.-

684 Reinsurance; ceding or retroceding to certain insurers

prohibited, 624.610 Rules and regulations, 627.678 Scope of law, 627.676 Withdrawal or discontinuance of writing certain

classes of insurance, procedure, 624.430

Credit unions Failure to record documents, insurance coverage, 624.-

605 Group life insurance; requirements, 627.556 Increase in insurance coverage, 627.556 Insurance activities restricted, 657.247 Veterans' Administration Fund; investment in unions

having share insurance, 518.01 Credits allowed, 624.429 Crimes; cease and desist orders, violation of, 626.979 Criminal prosecutions, information to state attorneys,

624.310 Death benefits; disposition of proceeds, 733.808 Death of insured and beneficiary simultaneously, 732.-

601 Debtor groups policies, limitations and terms, 627.553 Deficiency reserve; standard valuation law, 625.121 Definitions, 624.02-624.04, 624.06-624.10

Not mutually exclusive, 624.601 Delegation of power, Insurance Department, 624.306 Delivery, policy, 627.421 Depository; Insurance Department, 625.53

Deposits Additional securities or assets, 625.58, 625.61 Alien insurers See: Alien insurers; trusteed assets,

domestication; Insurers Appraisal, 625.57 Assignment to department, 625.56 Authorized deposits of insurers, 625.50 Banks, national or state, 625.306, 625.54, 625.55 Clearing account, 624.523 County license tax, 624.506 Custodial arrangements, 625.55 Deficiency of, 625.61 Depository, 625.53 Domestic and foreign insurers, 624.411 Duration and release of, 625.62 Excess deposits, 625.58 Exchange and substitute, 625.59 Foreign insurers See: Foreign insurers Income rights of insurer, 625.59 Inspection by insurer, 625.59 Levy upon, 625.60 Outside deposit by surety insurer, 625.54 Power of attorney, department, 625.56 Purposes of, 625.51

INSURANCE, DEPARTMENT OF (Cont.) Deposits (Cont.)

Real estate; conveyance to department, 625.56 Receiver, release of deposit to, 625.62 Reciprocal insurers; deposit in lieu of bond, 629.131 Rehabilitation and liquidation; moneys collected, de-

posit of, 631.221 Release, proof of, 625.63 Reserves, 625.50 Rights of insurer during solvency, 625.59 Securities

Appraisal, 625.57 Eligibility for deposit, 625.52 Value requirements, 624.411

Solvency, rights of insurer during, 625.59 Taxes; foreign insurers' deposits exempt, 625.53 Trust companies, 625.54, 625.55, 625.306 Value, certificate of, 624.424

Deputies and assistants, employment, 624.303, 624.304 Desist orders for prohibited practices or code violations,

626.974 Destruction of records, 624.311 Directors of insurance companies, examination reports

signed by, 624.319 Directors of insurance companies, liability, 626.734,626.-

795, 626.839

Disability insurance See also: Rates and rating organizations; Group

disability insurance; Credit life and disability insurance

Accident and health policies; outline of coverage, 627.-642

Actions, legal, 627.616 Additional provisions, 627.633 Age limit, 627.634 Age or sex, misstated; effect, 627.620 Agents See: Disability insurance agents Applications; signature of agent required, 627.639 Autopsy permitted, 627.615 Beneficiaries, change of, 627.617 Benefits

Death; disposition of proceeds, 733.808 Death; limitations, 627.603 Income; exemption from legal process, 222.18 Minimum standards, 627.643

Blanket disability insurance See: Group disability in-surance

Cancellation of policy, 627.626 Categories, rules and regulations re, 627.643 Certificate of authority, application, 624.413 Certificate of authority, servicing policies after with-

drawing from state, 624.402 Change

Beneficiary, 627.617 Necessity of approval by insurer, 627.606 Occupation, 627.619

Children, coverage from birth, 627.641, 627.6575 Claims

Forms for, 627.611 Notice of, 627.610 Payment of, 627.614 Time for, 627.613

Classifications, filing of, 627.640 Conformity with statutes, 627.627 Construction of noncomplying contracts, 627.637 Contracts; noncomplying, construction of, 627.637

754

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Disability insurance (Cont.)

Credit life and disability insurance, premium not deemed loan or finance charge, 627.684

Death benefits; limitations, 627.603 Defenses, time limitation on certain, 627.607 Defined, 624.603 Disapproval of forms; power re, 627.643 Earnings, relation of; to insurance, 627.624 Entire contract; changes, 627.606 Examination, physical; rights to, 627.615 Excess insurance, 627.635 Exemption from legal process, 222.18 Filing of classifications and rates, 627.640 Forms, claims, 627.611 Franchise disability insurance See: Group disability

insurance Grace period, 627.608 Group policies See: Group disability insurance Health insurance, 624.603 Health insurance; outline of coverage, 627.642 Hospital services, payment, 627.638 Illegal occupations, 627.628 Income benefi~, exemption from legal process, 222.18 Industrial disability insurance defined, 627.636 Insurance with other insurers; other benefits, 627.622,

627.623 Insurer, other insurance in, 627.621 Intoxicants, use of; effect, 627.629 Labor unions, 627.654 Liabilities, 625.041 Loans made by companies; coercion, 626.961 Loss, proof of, 627.612 Medical services, payment, 627.638

Group disability insurance, 627.662 Misstatement of age or sex; effect, 627.620 Narcotics, use of; effect, 627.629 Newborn children, coverage from birth, 627.641, 627.-

6575 Nonresident insured, 627.604 Notice of claims, 627.610 Occupations, change of; insurers' responsibilities, 627.-

619 Optional policy provisions, 627.618 Outline of coverage, contents, 627.642 Ownership, third party; permissible, 627.631 Payment, direct; hospital or medical services, 627.638 Policies

Cancellation of, 627.626 Captions permitted, 627.605 Contents of, 627.602 Deductible provisions, 627.602 Entire contract, constitutes, 627.606 Format of, 627.602 Forms, general content, 627.643 Omissions permitted, 627.605 Provisions required, 627.605 Rates, 627.658 Reinstatement of, 627.609 Scope of, 627.602

Premiums, unpaid, 627.625 Proofs of loss, 627.612 Provisions, additional, 627.633 Rates, filing of, 627.640 Rebates prohibited, 626.963, 626.964 Refunds, use of, 627.658 Reinstatement provisions, 627.609 Relation of earnings to insurance, 627.624

755

INSURANCE, DEPARTMENT OF (Cont.) Disability insurance (Cont.)

Required provisions, 627.605 Requirements of other jurisdictions, 627.632 Reserves, 625.081 Resident Agent Law requirement, 624.428 Rules and regulations, minimum standards, 627.643 Scope of law, 627.601 Service of process, nonresident, 626.836 Severely disabled, nondiscriminatory rates, 626.9705 Sex, misstatement of; effect, 627.620 Special reserve bases, 625.131 Statutes, conformity with, 627.627 Substitutions, 627.605 Third party ownership permitted, 627.631 Time limit on certain defenses, 627.607 Time payment of claims, 627.613 Unfair discrimination, 626.962, 626.964 Unpaid premiums, 627.625 Withdrawal or discontinuance of writing certain


Disability insurance agents Application for license, 626.832 Commissions, unlawful payment or sharing of, 626.838 Disability agent defined, 626.829 Excess business, 626.837 Liability of agents, 626.839 License

Application for, 626.832 Nonresident agents, 626.835 Purpose of, 626.830 Qualification for, 626.831 Supplementary to, 626.828

Licensing law, supplementary to, 626.828 Military service, special provisions, 626.834 Nonresident agents

License, 626.835 Process, service of, 626.836 Regulated, 626.835

Purpose of license, 626.830 Qualifications for license, 626.831 Rejected business, 626.837 Scope, 626.827 Sharing of commissions prohibited, 626.838 Short title of law re, 626.826 Special provisions for military service, 626.834 Veterans' Administration employees disqualified,

626.833 Dissolution of insurers See: Rehabilitation and liqui·

dation District court of appeal, appeal from decision of depart

ment, 624.329

Dividends Annuity contracts, 627.469 Assets as including, 625.Q12 Group disability insurance, use of dividends, 627.658 Group life insurance, use of dividends, 627.569,627.572 Industrial life insurance, 627.508 Life insurance, policies, 627.457 Mutual insurers, illegal dividends, penalty, 628.391 Mutual insurers' policyholders, 628.381 Rating organizations, rules not to affect dividends,

627.251 Stock insurers' illegal dividends, penalty, 628.391 Stockholders of stock insurer, 628.371

Division of Risk Management See: Risk Management Trust Fund

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.l Domestic stock insurer

Defined, 624.06 Equity securities

Definition, 625.80 Exempt transactions, 625.78, 625.79, 625.81 Investment account, certain sale and purchase ex-

empted, 625.78 Recovery through suit by stock insurer of certain

profits, 625.76 Rules and regulations, 625.82 Sale of securities

Delayed delivery, 625.77 Limitations, 625.77 Unlawful sale, 625.77

Statement of ownership Extension of filing time, 625.83 Failure to file; forfeiture, 625.83 Filing requirement, 625.75

Unfair use of information; prevention, 625.76 Foreign and domestic arbitrage transactions; ex

empted, 625.79 Grounds for rehabilitation; authority of department,

631.051 Liquidation, grounds for, 631.061 Order of liquidation; contents; issuance, 631.111 Rules and regulations, 625.82 Unfair use of information; prevention, 625.76 Unowned, sale of unlawful, 625.77 Voting securities

Defined, 628.152 Proxies, consents and authorizations

Form, content, and manner of solicitation, 628.152 Regulations, failure to comply, 628.152 Reports, required; failure to file; forfeiture; exten

sions, 628.152 Domicile defined, 624.07 Earnings, disability insurance, relation of earnings to

insurance provision, 627.624 Electric utility; investments and obligations of, 625.312 Electronic machines;· assets as including, 625.012 Elevator insurance defined, 624.605 Employee trust benefits, rule against perpetuities, etc.;

exemption, 441.01, 441.02 Employees, claims re tortious acts by; filing requirement,

768.30 Employees, officers, and agents, claims re tortious acts

by; filing requirement, 768.28 Endowment benefits, 624.602 Endowments, annual; other specialty type policies; issu-

ance prohibited, 627.479 Enforcement of Insurance Code, 624.307, 624.310 Entertainments insurance defined, 624.605 Estoppel; surety estopped to deny power to execute bond

or assume liability, 627.759 Ethics of adjusters, 626.878 Ethics of life insurance agents, 626.797

Evidence Application for life or disability policy, 627.408 Certified copies; records, 624.303, 624.312 Credit life and disability insurance, 627.681 Documents of Insurance Department, 624.303 Examination by department, 624.321 Examination reports, 624.319 Fraternal benefit societies, certified copies

Amendments; synopsis; etc., 632.171 Articles of incorporation, etc., 632.171

INSURANCE, DEPARTMENT OF (Cont.) Evidence (Cont.)

Fraternal benefit societies, certified copies (Cont.) Certificate of compliance, 632.131 Evidence, admissibility, 632.131, 632.171

Records, reproductions, and certified copies, costs, 624.312, 624.326

Surplus lines insurance, 626.922

Examinations Access to records, 624.318 Accounts, correction of, 624.318 Agents, adjusters, and others, 624.317 Appraisals, 624.318 Conduct of, 624.307, 624.318 Exemptions, 626.221 Expenses

Examiners, per diem, 624.320 Insurance Commissioner's Regulatory Trust Fund,

624.320 Travel and living, 624.320

Fees, 624.501, 626.271 Insurers, 624.316 Nonresident life insurance agents, exemption, 626.221 Oaths, 624.321 Obstruction; penalty, 624.318 Reexamination, 626.281 Reports; preparation and filing, 624.319 Scope, 626.241 Time and place; notice, 626.251 Witnesses and evidence, 624.321

Exemptions Annuity agreements, charitable trusts and nonprofit

corporations; requirements, 627.481 Attorneys, license requirements, adjusters, 626.860 Cash surrender value of life policy; exempt from legal

process, 222.14 Death benefit proceeds of life policy; exempt from

claims of creditors, 222.13 Disability income benefits exempt from legal process,

222.18 Fees, rehabilitation and liquidation, 631.231 Societies exempted from law relating to fraternal

benefit societies, 632.051 Tax exemption of domestic insurers, 624.512 Tax exemption of fraternal benefit societies, 632.431 Unauthorized insurers process law, 626.912

Expenses Examination of insurers, 624.320 Examiners, per diem, 624.320 Stock insurer organization and sale, limitation, 628.-

131 Surety insurance, bond premium allowable as expense,

627.753

Expiration Adjusters, licenses, 626.411, 626.431 Agents, licenses, 626.381, 626.391, 626.431 Certificate of authority, 624.416 Licen&es, solicitors, 626.401, 626.431 Permits, service representatives, 626.421, 626.431

Explosives, flammables, radioactive materials, etc.; transportation rules, 316.286

Export, insurance coverage; eligibility, 626.916 Failure of certain institutions to record documents, in

surance; defined, 624.605 False claims; penalty, 626.985

756

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Fees, filing, 624.501 Fees, preemption by state, 624.520 Fictitious groups prohibited, exceptions, 626.973 Fidelity insurance defined, 624.606 Finance charges; credit life and disability insurance, pre

mium not deemed charged, 627.684 Financial institutions, agents and solicitors for certain;

policy solicitation, sale, etc., prohibited; exceptions, 626.988

Financial interest in insurance companies prohibited, 624.305

Financial Responsibility Law, duties re See: MOTOR VEHICLES

Fines and penalties Adjusters' licenses, revocation or suspension; fine in

lieu of, 626.681 Adjusters' licenses, violations of requirements, 626.-

131, 626.671 Administrative fine in lieu of suspension or revocation,

634.211 Automobile inspection and warranty associations; reg-

ulations, violations of, 634.251 Burial insurance and contracts, violations, 639.17 Cease and desist order violations, 626.979 Certificate of authority; fine in lieu of revocation or

suspension, 624.4211 Commissions contingent upon adjustment savings,

626.591 Credit life and disability insurance, 627.685 Excessive premium finance charges, 627.833, 627.835,

627.901, 627.902 Failure to dispose of real property, etc., 625.339 False financial statements, 626.957 False or fraudulent application for license or permit,

626.671 Fraternal benefit societies, failure to file annual state

ment, 632.391 General lines agents and solicitors, furnishing supplies

to unlicensed agent, 626.746 General lines agents and solicitors, sharing commis

sions, 626.753 Hospital, Medical and Surgical Service Plan Insurance

Law; violations, 64"1.16 Illegal dividends, 628.391 Insolvent insurers; soliciting or accepting new risks;

prohibited, 626.987 Insurance Department to supply information to state

attorneys, criminal prosecutions, 624.310 Insurance guaranty association; violations of laws by

member insurers, 631.59 Judgment, failure to pay, 627.427 Misrepresentation, 632.481 Motor vehicle security, false or fraudulent information

re, 627.734 Motor vehicles, operation without security, 627.735 Mutual insurers, illegal dividends, 628.391 Mutual insurers, unlawful removal of records, 628.271,

628.281 Nonpayment of premium tax or Fire Marshal assess

ment, 624.519 Obstructing department in making examinations,

624.318 Obstruction or interference with delinquency proceed

ings by insurers, 631.391 Payment of judgment, penalty for failure to pay, 627.-

427

757

INSURANCE, DEPARTMENT OF (Cont.) Fines and penalties (Cont.)

Persons receiving commission while having effective control of insurers, 628.255

Premium finance companies, violations, 627.833, 627.-835

Premium tax, nonpayment of, 624.519 Rating organizations, 627.381 Records, unlawful removal, 628.271, 628.281 Rehabilitation or liquidation proceedings; obstructing

or interfering with, 631.391 Retaliatory provisions, 624.429 Salesmen, registration of; suspension or revocation,

fine in lieu of, 634.211 Saving clause, 624.20 Stock insurers; illegal dividends, 628.391 Stock insurers, removal of records, 628.271, 628.281 Surplus lines, issuance of false certificate, etc., 626.922 Unauthorized Insurers Process Law, violations, 626.-

910 Unauthorized insurers, representing or aiding, 626.-

902 Unauthorized insurers; violations, 626.910 Valued policy law violation, 627.703 Violations; rules or regulations, 624.15, 624.308 Witness refusing to testify before department, 624.323

Fire insurance Burning with intent to defraud insurer, 817.233 Defined, 624.515 Firemen's Pension Trust Fund, taxation, 175.091 Florida Fire Insurance Trust Fund

Administrative, clerical, and other personnel, em-ployment of, 284.02

Amount of insurance, 284.03, 284.08 Concurrent insurance, 284.08 Creation, 284.01 Deficits, supplied from General Revenue Fund,

284.03 Department of Insurance; duties re, 284.01, 284.02,

284.17 Director, department authorized to employ, 284.02 Excess coverage, determination of, 284.08 Exclusions from coverage, 284.01 Funds, disposition of, 284.02 Inadequacy, effect, 284.03 Inspection of insured property, 284.05 Insurance Department; duties re, 284.17 Insurance of state property, 284.01 Leasehold interest, 284.14 Maximum insurance risk, 284.04, 284.08 Notice as to property subject to insurance, 284.04 Partial losses, adjustment of; procedure, 284.01 Premiums on insurance, 284.02 Rates, 284.01 Repair, etc., insured property, 284.05 Rules and regulations, promulgated by the depart

ment, 284.17 Salaries and expenses of administration and opera

tion, payment of, 284.02 State property, newly erected or acquired; notice and

information required by department, 284.04 Value of property insured, 284.04

Report of insurers re Firemen's Pension Trust Fund, 175.111

Risk, limitation of deductions, 624:609 Risk, limitation of percentage, 624.609 State property

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Fire insurance (Cont.)

State property (Cont.) Excess insurance, purchase of; authorized, 287.025 Inspection of insured property, 284.05 Insurance, 284.01 Insurance Department; duties re, 284.17 Premium; rates after reduction of hazards, 284.05 Proceeds used for reconstruction, 255.01-255.03 Rules and regulations, promulgated by the depart-

ment, 284.17 Withdrawal or discontinuance of writing certain


Fire marshal regulatory assessment Deposit; retention of balance, 624.516 Levy and amount, computation, 624.515 Nonpayment; penalty, 624.519 Reduction of percentage imposed, 624.517 Tax return; overpayment, 624.518

Fire prevention and control See: FIRE PREVENTION AND CONTROL

Firefighters Standards and Training Council See: FIRE PREVENTION AND CONTROL

Fireman, redefined, 112.191 Firemen, bodily injury conditions for death benefits,

112.191 Firemen's Pension Trust Fund, 175.071, 175.121 Florida Casualty Insurance Risk Management Trust

Fund See: Risk Management Trust Fund Florida Fire Insurance Trust Fund See: Fire insurance Florida Property and Casualty Insurance Guaranty As

sociation See: Property and Casualty Insurance Guaranty Association

Florida State Fire Insurance Fund See: Fire insurance

Foreign insurers Certificate of authority

Eligibility, 624.404 Investment of funds, 624.403 Reciprocal insurers, 624.413 Requirements and exceptions 624.401, 624.402 Taxation, preemption by state, 624.401

Conservation, grounds, 631.071 Controlling capital stock or assets, change in; report to

department, 624.4245 Credit life and disability reinsurance; ceding or re

troceding to certain insurers prohibited, 624.610 Defined, 624.06 Deposits, 625.52

Release, 625.62 Requirements, 624.411 Tax exemption, 625.53

Examination by department, 624.316 Home offices, regional; operation in two states and for

eign countries, qualifications as, 624.514 Investments; certificate of authority not required,

624.403, 625.340 License tax, 624.501 Merger and consolidation with stock insurers, 628.451 Regional home offices, tax credit on premium tax, 624.-

514 Retaliatory provisions, 624.429 Risk apportionment plan; property windstorm cover

age, duty of certain insurers to provide, 627.351 Service of process, appointment of process agent, 624.-

422 Taxes

Deposits, exemption; license tax, 624.501

758

INSURANCE, DEPARTMENT OF (Cont.l Foreign insurers (Cont.)

Taxes (Cont.) Regional home offices, credit on premium tax, 624.-

514 Wet marine and transportation insurance, 624.510

Unauthorized insurers Attorney's tee, 626.911 Jurisdiction, subject to department, 626.909 Process. service, 626.909

Windstorm coverage, duty of certain insurers to provide, 627.351

Withdrawal or discontinuance of writing certain classes of insurance; procedure, 624.430

Foreign mutual or reciprocal insurers Certificate of authority, application, 624.413 Minimum surplus, special requirements, 624.408 Nonassessable policies, 628.341 Unimpaired surplus, necessity, 624.407

Forfeitures Life insurance, nonforfeiture benefits; certain interim

policies, 627.475, 627.514 Life insurance, Standard Nonforfeiture Law, 627.476

Forms, filing, 624.19 Forms, use of existing, 624.19 Founders' policies; issuance prohibited, 627.479 Franchise disability insurance See: Group disability in·

surance

Fraternal benefit societies Accident insurance certificates; filing and approval of,

632.331 Adverse publications prohibited, 632.421 Agents

Examination for license, 632.471 License procedure, 632.441 License required, 632.451 Qualifications of, 632.461 Representatives, registration requirements, 632.442

Alien society Admission of, 632.071 Examination of, 632.411 License required, 632.071 License revocation or suspension, 632.081

Annual Statement, failure to file; penalty, 632.391 Statement required, 632.371 Valuation of certificates, 632.381

Applicability of other laws, 632.041 Application of code to, 624.12 Articles of incorporation, 632.171

Amendments, 632.171 Certified copies as evidence, 632.171 Constitution and laws, 632.141, 632.171 Filing of, 632.101 Synopsis, 632.171 Waiver, 632.181

Assets Disbursement of, 632.351 Investment of, 632.351 Use of, 632.351

Attachment, benefits not attachable, 632.271 Attorney's fees, applicability of law, 632.571 Beneficiaries

Change of, 632.261 Interest of, 632.261 Scope of, 632.261

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Fraternal benefit societies (Cont.)

Benefits Attachable, not, 632.271 Cash surrender values, 632.251 Certificate loans, 632.251 Children, on lives of, 632.241 Death, 632.231 Disability, 632.231 Endowment, 632.231 Monument or tombstone, 632.231 Nonfeiture, 632.251 Nursing, 632.231 Options, 632.251 Payment of certain, 632.231

Benevolent institutions, power to create, 632.201 Bonds; incorporation, filing during, 632.101 Business, certain names prohibited, 632.091 Business transaction; prohibition, 632.161 Capital stock, 632.011 Cash surrender values, 632.251 Certificates, 632.291

Accident and health insurance and total and permanent disability insurance certificates, filing, etc., 632.331

Annual valuation, 632.381 Compliance with law, certified copy as evidence,

632.131 Contents, 632.301 Loans and other options, 632.251 Minimum standard of valuation, 632.381 Mortality tables, reserves computation, 632.251 Preliminary certificate, 632.101 Prohibited provisions, 632.311 Total disability insurance; filing and approval, 632.-

331 Charitable institutions, power to create, 632.201 Children, benefits on lives of, 632.241 Consolidation, regulated, 632.511, 632.521 Constitution, 632.141

Amendment, 632.171 General powers, 632.141 Waiver, 632.181

Contract; contents and provisions, 632.291 Conversion into mutual life insurer, 632.531 Corporate powers retained, 632.151 Death benefits, 632.231 Deficiencies; member's share, 632.221 Defined, 632.011 Disability benefits, 632.231 Discrimination prohibited, 632.491 Dividends, discrimination or rebates prohibited, 632.-

491 Documents, filing, 632.101 Domestic society

Conversion into mutual life insurer, 632.531 Examinations of, 632.401 Injunction of, 632.541 Liquidation of, 632.541 Receivership of, 632.541

Educational institutions, power to create, 632.201 Endowment benefits, 632.231 Evidence, articles of incorporation; certified copy as,

632.171 Evidence, certificate of compliance; certified copy as,

632.131 Examinations

Alien societies, 632.411


Examinations (Cont.) Domestic societies, 632.401 Foreign societies, 632.411

Exclusiveness of law, 632.041 Exempted societies, 632.051 Fees

Agents, 624.501 Applicability of law, 632.571 License, 632.061 Societies composed of physically handicapped per

sons, 624.501 Foreign society

Admission of, 632.071 Examination of, 632.411 License required, 632.071 License revocation or suspension, 632.081

Funds Disbursement of, 632.351 Investment of, 632.351, 632.361 Use of, 632.351

Government, representative form of defined, 632.031 Health insurance certificates, filing and approval of,

632.331 Hospital benefits, 632.231 Incorporation

Articles of incorporation, filing of, 632.101 Bond, 632.101 Documents required, filing of, 632.101 Requirements, 632.091

Injunctions, 632.541, 632.551 Institutions, creation of certain, 632.201 Investments, 632.361 Law exclusive, 632.041 Licenses

Agents Examinations, 632.471 Procedure, 632.441 Requirement, 632.451

Expiration of, 632.061 Renewal fee, 632.061 Requirement, 632.061

Liquidation, 632.541 Location of office, 632.191 Lodge system defined, 632.021 Medical benefits, 632.231 Meetings, place of, 632.191 Membership, qualifications, 632.211 Mergers, effect, 632.521 Mergers regulated, 632.511 Misrepresentation, 632.481 Monument or tombstone benefits, 632.231 Mutual life insurer, conversion into, 632.531 Nursing benefits, 632.231 Office, location of, 632.191 Officers and members not personally liable, 632.281 Officers, certain; personal liability of, 632.281 Organizations, completion, time for, 632.111 Organizations, requirements, 632.091 Other provisions applicable, 632.571 Permanent disability insurance certificates, filing and

approval of, 632.331 Personal liability of certain officers, 632.281 Physically handicapped persons; societies of, fees, 624.-

501 Powers

Constitution and laws, 632.141

759

I INDEX I


Powers (Cont.) Corporate powers retained, 632.151 Retained, 632.151

Premiums Defined, 632.321 Discrimination prohibited, 632.491 Rebates prohibited, 632.491

Process, service of, 632.501 Provisions, 632.301

Prohibited, 632.311 Review, 632.561 Standard, 632.301

Qualifications Agents, 632.461 Initial, 632.121 Membership, 632.211

Rebates prohibited, 632.491 Records; English language, in, 632.191 Reinsurance, 632.341 Representative form of government defined, 632.031 Representatives, registration requirements, 632.442 Review provisions, 632.561 Societies, exemptions, 632.051 , 632.431 Solicitations, initial, 632.121 Standard provisions, 632.301 Statement, annual, 632.371 Taxation, societies exempt from, 632.431 Total disability insurance certificates, filing and ap

proval of, 632.331 Voluntary associations may incorporate, existing,

632.161 Waiver, 632.181 Withdrawal or discontinuance of writing certain

classes of insurance, procedure, 624.430 Frauds See: Trade practices and frauds Free policy, prohibition, 626.969 Fronting not permitted, 624.404, 634.241 , 638.251

Funds Clearing account, 624.522 Insurer examination revolving trust fund, 624.522 Regulatory trust fund, 624.523 State Fire Insurance Fund See: Fire insurance

Funeral benefit associations, 624.602 General liability, comprehensive; private investigative

agencies coverage, 493.09

General lines agents and solicitors Absence of agent; temporary license, 626.739 Agencies, branch, 626.747 Agency firms, special requirements, 626.733 Agents

Qualifications, 626.731, 626.732 Records, 626.748 Residence requirement; exception, 626.731 Responsibility, 626.738 Rights of, following appointment termination, 626.-

754 Temporary license; absence of agent, 626.739 Unlicensed agents, furnishing supplies to; penalties,

626.746 Appeals, 626.755 Applications for license, 626.171 Applications for permit, 626.744 Appointment; termination; rights of agent, 626.754 Branch agencies, 626.747 Business, exchange of, 626.752

760

INSURANCE, DEPARTMENT OF (Cont.l General lines agents and solicitors (Cont.)

Business, place of; residence, 626.749 Civil liability of insurer for furnishing supplies to unli-

censed agents, 626.746 Commissions, sharing of; penalty, 626.753 Corporations, liability of agents, 626.734 Corporations, special requirements, 626.733 Death of agent, temporary license, 626.739 Definition, 626.041 Disability of agent, temporary license, 626.739 Excess business, defined, 626.752 Industrial fire agent; license, temporary, 626.740 Industrial fire insurance defined, 626.729 Licenses

Agents, nonresident and resident; countersignature and commission fees re insurance contract services; exception, 626.741

Application, 626.171 Examinations

Conduct of, 626.261 Eligibility for, 626.231 Fee and refund, 626.271 Notice of, 626.251 Reexamination, 626.281 Required; exemption, 626.221 Requirement, 626.211 Scope of, 626.241 Temporary license pending, 626.739 Time and place, 626.251 Waiting period, 626.231

In general , 626.041 Insurance covered by, 626.738 Knowledge, experience, or instruction require-

ments, 626.732 Purpose, 626.730 Qualifications for, 626.731, 626.735 Residency requirement; exception, 626.731 Supplementary law, 626.728 Temporary, 626.739, 626.740

Mortgage guaranty insurance, sale, 635.051 Mutual insurers, compensation, 626.750 Nonresident agents '

Licensing and restrictions; exemptions, 626.741 Process, service of, 626.7 42 Retaliatory provisions, 626.7 43

Partnerships, special requirements, . 626.733 Place of business; in residence, 626.749 Premium financing, 627.901 · · ·'

Cost specified, all records, inV'oidis;1627.903 Insurance agent or agency, 62:;!;g('ff · Insurer or subsidiary, 627.902•eql!'. Insurers filing; forms approv~'ct(service charges,

627.904 •,r.

Process, service of; nonresident agents, 626.742 Purposes of license, 626.730 · Reciprocal insurers, compensatiort; 626.751 Records of agents, 626.748 Rejected business defined, 626.752·1!"

Residence requirement, place o(f>llsiness, 626.749 Scope of chapter, 626.727 ·.• ' 1

Service charges, agent or agency's ,financing; limita-tions, 627.901 •·'. '

Service representatives supervlsin·g and managing general agents; application required; etc., 626.744, 626.745

Sharing commissions, penalty, 626.753 Short title, 626.726 '"" ·n

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) General lines agents and solicitors (Cont.)

Solicitors Appointment, exclusiveness, 626.737 Office domicile defined, 626.736 Powers of, 626.738 Qualification, 626.735

Supplies, furnishing to unlicensed agent; prohibition, 626.746

Surplus lines agent, 626.929 Temporary license See: Ucenses

General penalty, 624.15 Gifts; advertising allowed, 626.968 Glass insurance, casualty insurance includes, 624.605

Grace period Annuity contracts, 627.465 Disability insurance, 627.608 Group life insurance, 627.559 Industrial life insurance, 627.504 Life insurance, 627.453

Group disability insurance Accident claims; service of, 627.661 Additional groups, 627.656 Assignment of incidents of ownership, 627.664 Authorized groups, 627.656 Benefits, extension of, 627.667 Benefits; reduction, refusal re individual policy bene

fits, prohibited, 627.4235 Blanket disability insurance

Assignment of incidents of ownership, 627.664 Children, newborn; coverage from birth, 627.6575 Eligible groups, 627.659 Policies

Additional provisions, 627.662 Benefits, extension of, 627.667 Conditions of, 627.660 Provisions of, 627.660 Replacement, prior insurer's liability, 627.6651 Replacement, succeeding insurer's liability, 627.-

666 Children, newborn; coverage from birth, 627.6575 Conditions and provisions of blanket policy, 627.660 Contracts; group requirements to be met, 627.651 Corporate directors; limitation of eligibility for, 627.-

653 County officers and employees; agreements to provide,

112.08, 112.14 Debtor groups; requirements, 627.655 Definition, in g!lp.,er!),l, 627.652 Dividends; u~e .o~ ,627 .658 Employee groups, requirements, 627.653 Fees, use of, 627.658 Franchise disability insurance

Benefits, extension of, 627.667 Children, newborn; coverage from birth, 627.6575 Defined, 627.663 Replacement, prior insurer's liability, 627.6651 Replacement,. succeeding insurer's liability, 627.666

Group eligible fo,r, 627.659 Health maintenance organization as policyholder,

627.659 Labor See: Labor unions Municipal emplpyees See: Municipal corporations Policies · ·

Accident claims, service of, 627.661 Additional, 627.662 Benefits, exten~ion of, 627.667

INSURANCE, DEPARTMENT OF (Cont.) Group disability insurance (Cont.)

Policies (Cont.) Provisions, general, 627.657, 627.662 Replacement, prior insurer's liability, 627.6651 Replacement, succeeding insurer's liability, 627.666

Premiums; deduction and payment, 112.10 Premiums, payment; public officers and employees,

112.12 Public officers and employees, 112.08, 112.09 Rates; premiums less than usual, 627.658 Refunds, use of, 627.658 Replacement, prior insurer's liability, 627.6651 Replacement, succeeding insurer's liability, 627.666 School accident insurance claims; policy service, 627.-

661 School teachers' premiums, payment from certain

funds, 112.12 State officers and employees; agreement to provide,

112.08, 112.14 Voluntary character of participation, 112.11 Water management district employees; limitations,

373.605 Withdrawal or discontinuance of writing certain

classes of insurance, procedure, 624.430 Workmen's compensation; not substituted by, 112.13

Group life insurance Age, misstatement of; effect, 627.563 Applications; statements deemed representations,

627.561 Assignment of incidents of ownership, 627.571 Associations, certain; issuance to members, 627.572 Benefits, payment of, 627.564 Certificate of protection, 627.565 Contract requirements, 627.551 Conversion privileges, 627.571 Conversion to life insurance

Death pending conversion, 627.568 Termination of eligibility, 627.566 Termination of policy, 627.567

Credit life, terms and limitations, 627.553 Credit union See: Credit unions Death pending conversion, 627.568 Debtor groups; requirements, 627.553 Dividends, use of, 627.569 Employee groups; requirements, 627.552 Fees, use of, 627.569 Grace period, 627.559 Group contracts, provisions required, 627.558 Incontestability, 627.560 Insurability conditions, 627.562 Labor union See: Labor unions Master policies; replacement of contract; coverage of

all prior holders; limitation, 627.573 Payment of benefits, 627.564 Premium rates, 627.570 Protection, certificate of, 627.565 Provisions required, 627.558 Refunds, use of, 627.569 Replacement of contract; coverage of all prior holders;

limitation, 627.573 Trustee groups; requirements. 627.555 Unions, 627.554, 627.555 Water management district employees; limitations,

373.605 Withdrawal or discontinuance of writing certain


761

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) INSURANCE, DEPARTMENT OF (Cont.) Guaranty; loans, investment in loans guaranteed by

United States, 625.308 Guardian of the property, insurance proceeds paid to;

rights of specific devisee, 732.606 Handicapped or disabled persons' vehicle coverage; addi

tional premium, canceling or refusing to renew due to handicap prohibited, 626.970

Head of, 20.13 Health insurance See: Disability insurance Health maintenance organizations See: HEALTH

MAINTENANCE ORGANIZATIONS

Hearings See also: Rates and rating organizations Appeals, 624.328 Authority for, 624.324 Conduct of and procedure, 624.325 Demand for, 624.324 Intervention, 624.325 Notice of, 624.325 Order on, 624.327 Rehearing or reargument, 624.328

Holding corporations; examination by department, 624.-317

Home improvement See: HOME IMPROVEMENT SALES AND FINANCE

Hospital, medical, and surgical service plans Acquisition costs, approval of department, 641.08 Amendments to charter, bylaws, etc., approval of de

partment, 641.05 Annual reports, statements; filing, 641.06 Certificate of authority, application form, content, etc.,

641.04 Certificate of incorporation, 641.02 Contracts, contents, 641.03 Definition and scope, 641.01 Directors, qualifications, 641.02 Disputes with hospitals, etc., review, 641.10 Dissolution or liquidation, 641.04, 641.11 Employees and representatives, regulations, 641.14 Examination of, authorized, 641.07 Funds; investment, 641.09 Group policy benefits reduction re individual policy

coverage, prohibited, 627.4235 Incorporation, 641.02 Investments of fund, 641.09 License

Application, form, content, etc., 641.04 Department's duties, 641.04 Fee, exemption removed, 641.13 Revocation, grounds, 641.12

Liquidation or dissolution, 641.11 Mentally retarded or handicapped children; continua

tion of coverage, 627.6055, 627.6615 Nonprofit plan as subject to accident insurance laws,

641.01 Penalties for violation of law, 641.16 Power and duty to examine, 641.07 Preexisting service plans, incorporated or reincor-

porated, 641.15 Rates, approval by department, 641.03 Regulations of employees and representatives, 641.14 Reincorporated or preexisting service plans, 641.15 Reports and statements, annual, 641.06 Review of disputes, 641.10 Revocation or suspension of license; grounds, 641.12 Taxes, license fee, exemption removed, 641.13

762

Hospital, medical, and surgical service plans (Cont.) Violations of law, penalties, 641.16

Hospital services, direct payment of disability insurance, 627.638

Hospital services, group disability insurance, 627.662 Housing development corporations See: HOUSING

ACT Identical types of insurance, 624.605 Improper conduct; licensed agents, solicitors, or adjust

ers, inquiry, 626.601

Income tax Payment; credit against premiums tax, 624.509 Payment, credit against wet marine and transporta

tion insurance, 624.510 Preemption by state, 624.520 Retaliatory provisions, 624.429

Industrial disability insurance defined, 627.636

Industrial fire insurance Agent's license

Continuation, 626.381 Limited, 626.321 Temporary, 626.729, 626.740

Defined, 626.729 Policy coverage and limits, amount, 626.729

Industrial life insurance Age, misstatement of; effect, 627.507 Applications; statements in, construed as entire, 627.-

505 Beneficiaries, 627.512 Contract, authority to alter, 627.511 Conversion, 627.517 Definitions, 627.502 Dividends, ascertainment and apportionment, 627.508 Entire contract, 627.505 Grace period, 627.504 Incontestability provisions, 627.506 Nonforfeiture benefits; certain interim policies, 627.-

514 Payment

Claim and surrender of policy, 627.513 Faulty, 627.513 Premiums, direction to, 627.516 Time limitation, 627.513

Policy settlements, 627.510 Premiums, payment of, 627.516 Provisions required, 627.503 Reinstatement of policy, 627.509· Representing another insure!"' in same area, 626.796 Scope of law, 627.501 w Settlement provisions, 627.510 Sex, misstatement of; effect, 627.507 Standard valuations of policies, 625.121 Title, 627.515

Injunction proceedings; grounds and procedure, 626.977, 631.041, 632.541, 632.551

Inland marine insurance defmed, 627.071 Inside stock trading See: Domestic stock insurer Insolvency; notice to policyholders by insurer, etc., 631.-

341

Inspection Deposits, rights of insurer, 625.59 Examination reports, 624.319 Records in office of department, 624.311

Installments, table of, 627.462

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) INSURANCE, DEPARTMENT OF (Cont.) Insurance Guaranty Association (Cont.)

Personnel, employment, 631.57 Insurable interest

Group life insurance, 627.562 Personal insurance, 627.404 Property insurance, 627.405

Insurance Code; enforcement of, 624.310

Insurance Commissioner and Treasurer County license tax; deposit and remittance, 624.506 Defined, 624.05 Delegation of certain powers, 624.306 Duties, 624.307 Insurers; replacing certain assets, reporting certain

liabilities; duties, 625.172 Investigations of insurance matters, 624.307 Loans, 624.305 Powers, delegation of, 20.13, 624.306 Process agent, appointed as, 48.151, 624.422, 624.423 Prohibited interest; rewards, 624.305 Rating organizations and insurers; copy of rates fur-

nished to, 627.331 Regulatory Trust Fund See: Regulatory Trust Fund Service of process fee, 624.502 Service on, 624.422 State fire marshal, designated as, 633.01

Insurance Company Regulation Division created, 20.13 Insurance Consumer Services Division created, 20.13 Insurance defined, 624.02

Insurance Guaranty Association Accounts, insurance; separation for administration

and assessment, 631.55 Assessments

Failure of member to pay; fine, 631.59 Member insurers; recognition in rates, 631.64 Power to levy; approval; limitations, 631.57

Board of directors Administration of assessments, 631.57 Examination of member insurer; expenses, etc.,

631.62 Expenses, 631.56 Financial report; submission to department; ap

proval by, 631.63 Immunity from liability in performance of duties

under law, 631.66 Membership, appointment, etc., 631.56 Notice of insolvency of insurer to Department of In

surance, 631.62 Powers, 631.55, 631.62 Reports and recommendations for detection and pre-

vention of insolvencies, 631.62 Borrowing funds, 631.57 Claims, limitation on, 631.57 Construction of law, 631.53 Contracts, power to enter into, 631.57 Creation, 631.55 Default; judgments against member insurer, reopen-

ing of, 631.67 Definitions of terms used, 631.54 Examination of association, 631.63 Exemption of certain insurers from assessment levy,

631.57 Immunity from liability in performance of duties un

der law, 631.66 Investigations, adjustments, compromises, etc., reim-

bursement of expenses, 631.57 Legislative intent, 631.51 Nonduplication of recovery, 631.61 Paid claims, effect of, 631.60

763

Plan of operation Administrative procedures, 631.58 Failure to submit plan; effect, 631.58 Proposed plan submitted for approval, 631.58

Powers and functions, 631.55, 631.57, 631.58, 631.62 Powers of department, 631.59 Prevention of insolvencies, generally, 631.62 Priority of claims, 631.60 Proceedings against member insurer, stay of, 631.67 Purpose, 631.51 Recognition of assessments in rates, 631.64 Recovery, nonduplication of, 631.61 Rules and regulations, 631.58 Sales, solicitation or inducement to purchase insur-

ance; use of association prohibited, 631.65 Scope of law, 631.52 Short title, 631.50 Solicitation or inducement to purchase insurance; use

of association prohibited, 631.65 Suspension or revocation of certificate of authority to

transact insurance, 631.59 Use of association for sale, solicitation or inducement

to buy insurance; prohibited, 631.65

Insurance risk apportionment plans Agents, remuneration of; limitation, 627.351 Automobile liability insurance; joint underwriting

plan as alternative, 627.311 Creation, 627.351 Expansion of application; criteria; public hearings,

627.351 Insurer liability for windstorm catastrophe losses, lim

itation, 627.351 Insurers, certain; duty to provide property windstorm

coverage, 627.351 Mobile homes, windstorm coverage for; requirements,

627.351 Property insurers; duty to provide windstorm cover

age, 627.351 Southern Standards Building Code, requirements;

adoption and enforcement, 627.351 Windstorm catastrophe losses; limitation on insurer

liability, 627.351

Insurers Alien insurers See: Alien insurers; trusteed assets,

domestication Alien; risk, limit of; relation to, 624.609 Annual list of, 624.313 Annual statements; fees, 624.501 Annuity and pure endowment contracts; valuation,

minimum standard; written notice to comply, 625.-121

Apportionment of risks; property insurance, 627.351 Assessments, requirement, 634.131 Assets

As deductions, 625.021 Defined, 625.Q12 Liabilities; replacing and reporting certain; when,

625.172 Assigned risk plan, 627.351 Associations, certain; issuance to members, 627.572 Authorized defined, 624.09 Automobile liability insurance; joint underwriting

plan, equitable apportionment of losses and expenses, 627.311

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) INSURANCE, DEPARTMENT OF (Cont.) Insurers (Cont.) Insurers (Cont.)

Burning with intent to defraud, 817.233 Bylaws; fees, 624.501 Canadian insurers, 630.111 Cancellation or invalidation of automobile insurance

policies following holding of invalidity of certain law; limitation, 627.729

Capital funds required, old insurers, 624.409 Cash and deposits permitted, 625.306 Certificates of authority

Application for; contents, 624.413 Cont inuance, expirat ion, reinstatement, and amend-

ment, 624.416, 624.421 Eligibility for certificate, 624.404 Except ions, 624.402 Investment purposes, 624.403 Issuance or refusal of,624.414 Ownership of, 624.415 Reinstatement, 624.421 Renewal, 624.427 Requirement, 624.401 Return of, 624.415 Revocat ion and suspension

Duration of, 624.421 Insurer's obligation, 624.421 Mandatory, 624.417 Order and notice, 624.420 Procedure, 624.419 Special grounds and violations, 624.418

Taxation, preemption by state, 624.401 Charter documents; fees, 624.501 Chiropractic services; optional rider or endorsement,

627.419 Civil liability for furnishing supplies to certain unli

censed agents, 626.746 Combinations; without additional funds, insuring pow

ers, 624.406, 624.410 Control of, compensation of person having; unautho

rized; exception; penalty, 628.255 Cooperation with department re liquidation and

rehabilitation orders and proceedings, 631.391 Corporate income tax See: CORPORATE INCOME

TAX Credit life and disability reinsurance; ceding or re

troceding to certain insurers prohibited, 624.610 Credits allowed, 624.429 Death of insured simultaneous with beneficiary, 732.-

601 Defined, 624.03 Deposit requirement of alien insurers, 624.412 Deposit requirement of domestic and foreign insurers,

624.411 Deposits by, authorized, 625.50 Disability policy forms, coverages, benefits, etc., 627.-

642, 627.643 Dissolution of See: Rehabilitation and liquidation Documents, charter; fees, 624.501 Endowments, annual; other specialty type policies; is-

suance prohibited, 627.479 Examination of; extent and procedure, 624.316 False affidavit to defraud, 817.23 False invoice to defraud; penalty, 817.22 Fees, 624.501 Financial condition, determination of, 625.012 Fire insurance, reports re Firemen's Pension Trust

Fund, 175.111

764

Firemen; accidental death benefits or double indem-nity; negotiation and coverage, 112.18

Foreign; tax credit on premium tax, 624.514 Forms; filing and approval, 634.121 Fraternal benefit societies for handicapped persons;

fees, 624.501 Fronting not permitted, 624.404, 634.241 Gross unearned premiums to premium finance compa

nies, 627.848 Group disability benefits, reduction re individual pol-

icy coverage; prohibited, 627.4235 Hearings on department's orders, 627.371 Income tax See: CORPORATE INCOME TAX Industrial class insurer defined, 626.782 Insolvent insurers; soliciting or accepting new risks;

prohibited; penalty, 626.987 Interlocking ownership and management regulated,

626.981 Investment authority, 624.403 Investments See: Investments Invoices, false affidavit to defraud, penalty, 817.22,

817.23 Joint underwriting; high risk property insurance, 627.-

351 Liabilities

Assets as deductions from, 625.021 Discharge of, 222.13 In general, 625.041 Noncomplying contracts, 627.418

Licensed Agent Law, 624.428 Licenses

Existing licenses, permits, 624.17 Fees, 624.501 Tax

County, determination of, 624.505 Liability for, 624.504 When payable, 624.508

Life insurer defined, 626.051, 626.780 List of, annual, 624.313 Medical malpractice See: Medical malpractice in-

surance Mutual insurers See: Mutual inslirers Name, approval of, 624.405 Notice of policy cancellation to governmental agency,

person or mortgagee, 627.848 Obstruction or interference with delinquency proceed

ings; fine and penalty, 631.391 Penalties, 634.251 Physically handicapped persons: societies composed of,

fees, 624.501 Premium financing, 627.902

Cost specified, all records, invoices, 627.903 File agreement forms, charges and interest, 627.904 Interest rate, filing with department, 627.904 Service charges, filing, 627.904 Service charges, interest, 627.902

Premiums; tax on, 634.131 Process service; appointment of Insurance Commis

sioner as process agent, 624.422 Property insurance; apportionme'zh of risks, 627.351 Rate increases of automobile policies, prohibition; can

cellation of policies following holding of invalidity of law; limitation, 627.729 ' '1.

Rates; filing requirement, 634.lfk

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Insurers (Cont.)

Rating organizations, decisions on private passenger automobile insurance; participation by insurers; prohibited, 627.314

Reciprocal insurers See: Reciprocal insurers Replacement of group contract

Coverage of all prior holders; limitation, 627.573 Prior insurer's liability, 627.6651 Succeeding insurer's liability, 627.666

Reserves, title insurance reserve, 625.111 Reserves, unearned premium, 625.051 , 625.061 Resident agent

Appointment, 624.425 Compliance with law, 624.427 Countersignature required, 624.425 Exceptions, 624.426

Responsibility, 626.863 Retaliatory provisions, 624.429 Risk, limit of

Deductions, 624.609 Inapplicability, 624.609 Maximum percentage, 624.609 Subjects of insurance, 624.609

Risks, insolvent insurers; soliciting or accepting new; prohibited; penalty, 626.987

Salesmen Registration

Administrative fine in lieu of suspension or revo-cation, 634.211

Refusal, procedure, 634.181 , 634.191, 634.201 Requirement, 634.171 Suspension or revocation, grounds, 634.181, 634.-

191, 634.201 Security coverages, certain; premium, loss and ex

pense experience, filing, 627.331 Severely disabled persons, rates and coverage, 626.-

9705 Signatures affixed to annual report; authorizations;

others, 624.424 Sinkhole losses; property insurance, apportionment or

assignment of risks, 627.351 Statement, annual; other information, 624 424 Stock insurers See: Stock insurers Surplus requirements, special; new insurers, 624.408 Tax

Exemption, 624.512 Liability, 624,qq Premiums n~.

Credit for income taxes paid, 624.509 Distribution,..of tax and penalties; method pro-

vided, 624.509 Failure to pay; penalty, 624.509 Installment payments; due date, 624.509 Nonpayment;" penalty, 624.519 Rate and computation, 624.509

Title insurance reserves, 625.111 Trade practices .. apd frauds See: Trade practices and

frauds ··'· · Trusteed assets. See: Alien insurers; trusteed assets,

domestication Unearned premium reserve, 625.051, 625.061 Variable contracts, definition to include, 626.051 Windstorm coverage risk apportionment plan created

for all insurers to participate, 627.351 Withdrawal or

1 qiscontinuance of writing certain


765

INSURANCE, DEPARTMENT OF (Cont.) Insurers Rehabilitation and Liquidation Act

Allowance of certain claims, 631.291 Anticipatory breach, seizure order not to constitute,

631.371 Circuit court, summary proceedings in; procedure,

631.351 Claims, priority of, 631.271 Continuance of coverage, 631.252 Coordination and operaton of receivership, duties of

department re, 631.395 Definitions of terms used, 631.011 Domestic insurers, grounds for liquidation, 631.051 Ex parte hearings, authority oflnsurance Department

re, 631.351 Filing of claims by insureds; effect, 631.291 Foreign or alien insurers, ancillary liquidation; depart-

ment, powers and duties, 631.131 Fraudulent transfers, 631.262, 631.263 Guaranty fund; orders of court, 631.395 Injunctions, permanent or temporary; issuance, 631.-

351 Insolvency, notice of; procedures and penalties, 631.-

341 Law enforcement officers; cooperation with depart

ment re seizure orders, 631.371 Liabilities; date rights fixed, 631.251 Obstruction or interference with delinquency proceed

ings by insurers; fine and penalty, 631.391 Order of liquidation; contents; issuance, 631.111 Personal service of department's orders re; require

ments, 631.351 Possession and control of delinquent insurer's prop-

erty, orders re; issuance, 631.361, 631.371 Receiver, department as; authority, 631.395 Recovery by claimant; limitations, 631.291 Release of claims files, records, etc., authority of de-

partment re, 631.395 Restraining orders; issuance, 631.351, 631.361 , 631.371 Seizure under court order, 631.361 Seizure under department's order, 631.371 Summary proceedings; procedure, 631.351 Termination of rehabilitation order, 631.243 Title; construction and purpose, 631.001 Transfers after petition; effect, 631.263 Transfers prior to petition; effect, 631.262

Interest prohibited; rewards, 624.305 Interinsurance contracts See: Reciprocal insurers Intervenors; appeals by, 626.978

Investigations Applicants for license, permit, 626.201 Insurance matters, 624.307 Power of department, 626.980 Proposed organizations, 628.061

Investments Alien insurers, 625.340 Approval by department, 625.331 Assets as including, 625.012 Authorization of, 625.304 Bonds, housing, 518.09 Bonds or debentures, 625.307, 625.317 Building and loan , savings and loan; restrictions, 625.-

320 Business trust insurer, 625.330 Canadian bonds or obligations, 625.309, 625.310 Cash and deposits permitted, 625.306 Chattel mortgages, 625.329

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) INSURANCE, DEPARTMENT OF (Cont.) Investments (Cont.)

Collateral loans, 625.322 Corporate bonds and debentures, 625.317 Corporate stocks, 625.324 County obligations, 625.310 Deposits, 625.306 District obligations, 625.310 District of Columbia obligations, 625.310 Diversification requirement, 625.305 Electric utility obligations, 625.312 Eligible investments, 625.302 Equipment trust certificates, 625.319 Federal agency securities, certain, 625.313 Foreign insurers; regulated, 625.340 Foreign investments, 625.326 Fraternal benefit societies, 632.361 Gas utility obligations, 625.312 Higher education bonds or certificates, 518.151 Housing bonds, 518.09 In general, Part II, Ch. 625 Ineligible property and securities, time limit for dis

posal, 625.338 Interest-bearing or interest-accruing securities, 625.-

303 International bank for reconstruction and develop-

ment, 625.316, 625.52 Legal investment, 625.302 Limitation, 625.302 Loans

Collateral loans, 625.322 Guaranteed by United States, 625.308 Life policy loans, 625.321 Mortgage loans See: Mortgage guaranty insur

ance Real property acquired in satisfaction of loan, 625.-

333 Ship loans, 625.323 Student loans guaranteed by United States, 625.308

Mortgages Chattel mortgages, 625.329 Loans

Increase investment on property, 625.327 Regulation and procedure, 625.327 Renewal or extension, 625.328 Title insurer, 625.330

Realty acquired in satisfaction of, 625.333 Motor vehicle tax anticipation certificates, 518.15,

518.16 Municipal obligations, 625.310 Obligations; investments permitted in

Bonds, public improvement, 625.311 Building and loan, savings and loan; restrictions,

625.320 Corporate bonds and debentures, 625.317 County, municipal, and district, 625.310 Equipment trust certificates, 625.319 Federal agencies, securities of certain, 625.313 International bank, 625.316 Loans guaranteed by the United States Govern-

ment, 625.308 Religious institutions, 625.318 State and Canadian, public, 625.309 State Board of Education, 625.315 United States Government, 625.307

Personal property, failure to dispose, penalty, 625.339 Prohibited investments, 625.332 Public improvement bonds, 625.311

766

Investments (Cont.) Puerto Rican bonds or obligations, 518.152 Qualifications, in general, 625.303 Real estate

Disposal of Failure to, penalty, 625.334 Other ineligible property and securities, 625.338 Time limit for, 625.337

Employment facilities, for, 625.335 In general, 625.333 Leasing of, 625.334 Limits of investment, 625.336

Savings and loan association accounts, 625.320 School bonds, 518.15, 518.16 School district obligations, 625.310 Scope of chapter, 625.301 Sewage disposal facility obligations, 625.312 Ship loans, 625.323 Special consent investments, 625.331 Stocks

Corporate stock, 625.324 Foreign corporate; limitations, 625.324 Issued shares of insurer's own capital stock, prohibi-

tion, 625.332 Subsidiaries' stock, 625.325 Title insurer, special by, 625.330 Underwriting, 625.332 Water utility obligations, 625.312

Turnpike projects bonds eligible, 340.21 Variable annuity contracts; assets, 627.804

Judicial, proceedings; surety bonds, 625.071, 627.752 Jurisdiction; delinquency proceedings, 631.021 Jurisdiction; unauthorized insurers, 626.909

Labor union group insurance Disability; organizations, 627.555 Disability; unions and association groups; require

ments, 627.654 Life; requirements, 627.554 Life; trustee groups, 627.555

Law officers and employees; death and bodily injury benefits; coverage by employers, 112.19

Laws, annual publications, 624.313 Leakage and fire extinguishing insurance defined, 624.-

605 Legal Affairs Department, injunction proceedings, 632.-

551 Legal proceedings to enforce code, 624.310 Legal process, exemption disabil)ty,insurance, 222.18

Liabilities "'"' Aircraft; political subdivisions; 'insurance, 455.06 Assets as deductions from, 625.021 Board of Regents; authority to secure or act as self

insurer reliability insurance; requirements, 240.191 Community care for the elderly programs; volunteers,

liability coverage, 409.3624 County license tax, 624.504 County school board; power to' insure school, 230.23 In general, 625.041 Insurers; reporting certain; when,' 625.172 Items included, 625.041 Liquidation, date fixed on, 631.251 Motor vehicles, publicly owned, insurance coverage,

455.06 Motor vehicles, uninsured vehicles coverage; insolvent

insurer protection, 627.727 :

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Liabilities (Cont.)

Political subdivisions; liability insurance coverage; purchase authorized, 455.06

Public property, 255.01-255.03 Reserves, 625.041 Sheriffs office; coverage against certain claims, 30.55 State license tax, 624.504 Subscribers, reciprocal insurance, 629.211, 629.221,

629.251 Surplus Lines Law, insurer's liability as to losses and

unearned premiums, 626.926 Liability insurance defined, 624.605

Licenses See also: Specific subject, this head Adjusters See: Adjusters Agents See: Agents; Life insurance agents Amount, partial year, 624.503 Automobile clubs See: Automobile clubs Automobile inspection and warranty association See:

Automobile inspection and warranty associations

Collection, seal of department required, 624.303, 624.-501

County tax See: Tax, this head Deposit, 624.521 Disability insurance agents See: Disability insurance

agents Domestic insurers succeeding to business of alien in-

surer, 624.513 Examinations, 624.316 Existing licenses, 624.17 Fees, 624.501 Financial institutions, agents and solicitors for cer

tain; use for prohibited activities; denial, refusal to renew, etc., 626.988

Fraternal benefit societies See: Fraternal benefit societies

General lines agents and solicitors See: General lines agents and solicitors

Hospital, medical, and surgical service plans See: Hospital, medical, and surgical service plans

In general, 626.022 Industrial fire insurance See: Industrial fire insur-

ance Insurers; tax, when payable, 624.508 Liability for state and county license tax, 624.504 Licensed Agent Law, 624.428 Life insurance agents See: Life insurance agents Mortgage guaranty insurance agents See: Mortgage

guaranty insurance agents Municipal tax, 624.507 Nonresident life insurance agents, exemption from ex

aminations, 626.221, 626.792 Payment

Condition precedent to doing business, 624.509 Unlicensed period, 626.371 When, 624.508

Preemption by state, 624.520 Premium finance companies See: Premium finance

companies Rates and rating organizations See: Rates and rating

organizations Reduced tax; partial year, 624.503 Reduction for partial initial certificate of authority,

624.508 Refund, 626.291

767

INSURANCE, DEPARTMENT OF (Cont.) Licenses (Cont.)

Regulatory trust fund, 624.523 Retaliatory provisions, 624.429 Revocation or suspension, 624.408 Scope of license, 626.311 Seal of department, 624.303 Securities and life insurance, written proposals, 626.-

986 Solicitors See: Solicitors Tax, 624.501

County Deposit and remittance, 624.506 Determination of, 624.505 Liability, 624.504 Nonresident agents, 624.505 Preemption by state, 624.520 Remittance, 624.506

Liability for state and county, 624.504 Municipal; limitation, 624.507 State liability for, 624.504 State, preemption by, 624.520

Temporary; fee, 624.501 Written proposal to prospective buyer required, 626.-

986 Licensing Procedures Law, short title, 626.011 Life care contracts See: LIFE CARE CONTRACTS

Life insurance Age, misstatement of; effect, 627.456 Agents See: Life insurance agents Annuities See: Annuities; Variable annuity contracts,

this head Assets, deposit of, 627.477 Cash surrender value of policy; exempt from legal pro

cess, 222.14 Cash surrender value, taxation of See: Intangible per·

sonal property under TAXATION Certificate of authority, application, 624.413 Certificate of authority, servicing of policies after with

drawing from state, 624.402 Companies deemed life insurance companies, 624.602 Contracts

Alteration authority, 627.460 Entire, construed as, 627.454 Policy to contain entire contract, 627.474 Statements deemed representations, 627.454

Coverage, excluded or restricted, 627.463 Credit life See: Credit life and disability insurance Death benefits

Disposition of proceeds, 222.13 Exemption from attachment, 222.13 Payable to trustees, 733.808

Defined, 624.602 Deposits

Assets, certain amount filed with department, 627.-477

Assets, deficiency, 627.478 Deficiency, 625.61, 627.478 Purpose, 625.51 Release by reinsurance, 625.62 Reserves, 625.52 .

Disability income benefits exempt from legal process, 222.18

Discrimination, unfair, 626.962 Disposition of proceeds, 222.13 Dividend See: Dividends Entire contract, 627.454

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.l INSURANCE, DEPARTMENT OF (Cont.) Life insurance (Cont.) Life insurance (Cont.)

Excluded coverage, 627.463 Exemption from attachment, 222.13 Fees of agents, 624.501 Forging doctor's certificate of examination, 831.21 Grace period, 627.453 . Group disability insurance See: Group disability in·

surance Group life insurance See: Group life insurance Incontestability; proviso required, exception, 627.455 Industrial life insurance See: Industrial life insur·

ance Installments, table of, 627.462 Interim policies, nonforfeiture benefits, 627.475 Investments, diversification, 625.305 Investments, policy loans, 625.321 Liabilities, 625.041 Licenses See: Life insurance agents Life insurers; prohibited funeral arrangements, 626.·

982 Life insurers relations with funeral directors prohib-

ited, 626.983 Loans, made by company; coercion, 626.961 Loans on policy, 627.458 Minimum standard for valuation of policies, 625.121 Minors, gifts to, 710.03-710.05, 710.07 Names, similarity, 624.405 Nonforfeiture benefits; certain interim policies, 627.·

475 Nonforfeiture, law regulating, 627.476 Ordinary-variable contract class, issuance under, 626.·

051, 626.781 Policemen's Retirement Trust Fund, contracts, 185.06 Policies

Application of law, 627.801 Dividends, 627.457 Entire contract to be contained in, 627.474 Loan on, 627.458 Minimum standard for valuation of, 625.121 Prohibited plans, 627.479 Registration of, 627.477 Reinstatement of, 627.459 Settlements, 627.473 Variable life policies

Application of law, 627.806 Life insurance contracts, exemption from certain

provisions re, 627.806 Variable life contracts, certain provisions re; re·

quired, 627.806 Prohibited policy plans, 627.479 Prohibition of certain relations, 626.983 Proof of death, settlement on, 627.461 Rebates prohibited, 626.963, 626.964 Reserves

Deposit of, 625.52 Policies' reserves, Standard Valuation Law, 625.121 Single premium credit life policies, special reserve

bases, 625.131 Standard Valuation Law, 625.121

Restrictions, 624.406 Scope of law, 627.451 Settlement upon proof of death, 627.461 Settlements, 627.473 Severely disabled, nondiscriminatory rates, 626.9705 Sex, misstatement of; effect, 627.456 Single premium credit life insurance policies, 625.131

768

Single premium life insurance; payment in cash re-quired, 627.480

Standard provisions required, 627.452 Standard Valuation Law, 625.121 Table of installments, 627.462 Unfair discrimination, 626.962 Variable annuity contracts

Accounts, establishment and maintenance of sepa· rate; discretionary, 627.802

Administration of law, 627.805 Agents and insurers, definition includes certain cov·

erage, 626.051, 626.241, 626.780, 626.781 Annuity benefits, statement of value shown on con·

tract, 627.803 Application of act, 627.801 Assets; segregation from investment limitations,

627.804 Benefits, statement of value of, 627.803 Deficit in account, adjustment, 627.802 Defined, 626.051, 626.241, 626.780, 626.781 Investment of assets, authorized, 627.804 Proceeds; decrease below face amount, prohibited,

627.803 Qualification of companies to issue; requirements,

627.805 Reserves re appropriate actuarial procedures, re

quired, 627.807 Rules and regulations prescribed by department,

627.805 Sale; sole regulatory authority in department, 627.·

805 Securities, investment of assets in, authorized, 627.-

804 Separate accounts; establishment and maintenance,

discretionary, 627.802 Statement of value of annuity benefits shown on con

tracts, 627.803 Withdrawal from state or discontinuance of certain

classes of insurance; prior notice required, 624.430 Workmen's compensation excluded, 624.602 Written proposal to prospective buyer required, 626.-

986 '

Life insurance agents Application for license, 626.786 Code of Ethics, adoption, 626.797 Commissions, unlawful payment or sharing of, 626.794 Defined, 626.051, 626.779 Ethics, Code of, 626.797 ~lbJ;.:; '

Excess business, 626.793 · :a .r·· Executors or administrators, temporary license, 626.-

791 Fees, 624.501 Industrial class insurer defined, 626.782 Liability of agents, 626.795 Licenses

Additional licenses '· .,. Application; requirements.~626d 71, 626.341 Examination, exemption re; requirement, 626.431 Issuance; requirement, 626::.331, 626.341 Primary license, termination of; effect on, 626.391

Applicant examination; coverage to include ordi-nary variable contract class, 626.051

Application for, 626.171, 626.7~ In general, 626.051 Industrial insurance, limited lj.P,enses, 626.321

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Life insurance agents (Cont.)

Licenses (Cont.) Military service, special provisions, 626.789 Primary license

Application; requirements, 626.171 Insurer; reasons for termination of appointment;

exception re, 626.511 Issuance; qualification, 626.331 Number permitted, 626.331 Termination of appointment; effect on, 626.471 Termination of license; effect on additional li-

censes, 626.391 Purpose of, 626.784 Qualifications and standards, 626.785, 626.787 Supplement law, 626.778 Temporary license of executors and administrators,

626.791 Temporary license pending examination, 626.790 Termination of appointment; effect, 626.471

Life agent defined, 626.779 Life insurers defined, 626.780 Military service, special provisions, 626.789 Nonresident agents, exemption from examination,

626.221, 626.792 Ordinary class insurer defined, 626.781 Ordinary-combination class insurer defined, 626.783 Ordinary-variable annuity class insurer defined, 626.-

781 Purpose of license, 626.784 Qualifications, 626.785, 626.787 Rejected business, 626.793 Representing another insurer in same industrial debit

territory, 626.796 Scope of chapter, 626.777 Short title of law re, 626.776 Supplement to Licensing Procedures Law, 626.778 Unlawful payment or sharing of commissions, 626.794 Variable contracts, definition to include, 626.051 Veterans' Administration employees disqualified,

626.788 Limitations on cancellation of certain policies, 627.729 Liquefied petroleum gas, liability insurance of dealers,

etc., 527.04 Liquidation See: Rehabilitation and liquidation Livestock, damage by; state and political subdivisions,

coverage, 455.06

Loans Assets as including, 625.012 Authorization, 625.304 Certificate loans, 632.251 Collateral loans, investments, 625.322 Credit life and disability insurance, premium not

deemed loan, 627.684 Department officers and employees, 624.305 Fraternal benefit societies, certificate loans, 632.251 Life insurance, policy loans, 625.321, 627.458 Payments on 'loans; receipts, 687.08-687.10 Pledge of assets, 631.241 Policy loans; 625.321, 627.458 Premium not loan, 627.684 Ship loans, investment in, 625.323

Lodge system defined, 632.021 Loss and expense experience, recording and reporting of;

rules and plans, 627.331 Malpractice defined, 624.605

769

INSURANCE, DEPARTMENT OF (Cont.) Marine insurance

Agents and solicitors See: Agents; Solicitors Defined, 624.607 Fees, 624.501 Fraudulent invoices, affidavits, etc., of cargoes, 817.22,

817.23 General lines agent dealing in, 626.041 Inland marine insurance defined, 627.071 Resident Agent Law, compliance with, 624.427 Return, 624.511 Shipments, 624.607 Taxes; liability of domestic insurer succeeding to alien

insurer, 624.510, 624.513 Unearned premium reserve, 625.061 Wet marine and transportation insurance See: Wet

marine and transportation insurance Mechanics' lien, etc., liability of fire insurance proceeds

for demands, 713.32

Medical malpractice insurance See also: MEDICAL MALPRACI'ICE Coverage, minimum amount, 627.353 Joint Underwriting Association

Creation, membership; limited life and dissolution, 627.351

Deficit recoupment, 627.351 Patient's Compensat ion Fund duties, powers, etc.,

627.353 Negligence in rendering professional services, 624.605 Patient's Compensation Fund

Administration of, 627.353 Claims and payments, 627.353 Fees, assessment, 627.353

Rates and rating plans, 627.351 Reports, claims, or actions against insured; contents;

confidentiality, 624.431 Risk apportionment, 627.351 Self-insurers

Health-care facilities and physicians, 627.355 Professional consultants, loss prevention and claims

management, 627.355 Risk Management Trust Fund, insurance and ser

vices purchases via, 627.355 Rules and regulations, 627.355

Medical service plans, definition and scope, 641.01

Merger Fraternal benefit societies and effect, 632.511, 632.521 Reciprocal insurers, 629.291 Stock insurers, 628.451 , 628.471

Microphotographs; records, 624.311 Military installations, foreign, registration of agent rep

resenting insurer at, 626.322 Military service, effect of, agents and adjusters, 626.789,

626.834, 626.871

Minors Fraternal benefit societies; benefits on lives of, 632.241 Insurance contract, acquittance by minor, 627.424 Insurance contract, purchase of insurance by or for,

627.406 Newborn children, disability coverage, 627.641, 627.-

6575 Miscellaneous insurance defined, 624.605 Mobile homes; windstorm insurance, issuance only if tied

down, 320.8325

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) INSURANCE, DEPARTMENT OF (Cont.) Motor vehicles (Cont.) Mortgage guaranty insurance

Administration and enforcement, 635.081 Agents See: Agents Business, authority to transact, 635.021 Certificate of authority; transaction of business, 635.-

021 Contingency reserve

Defined, 635.011 Department's approval, 635.041 Establishment and regulations, 635.041

Definitions, 635.011 Insurers, authority to transact business, 635.021 Licensing of agents, 635.051 Limitations, additional, 635.031 Policies

Approval of department, 635.071 Issuance of, 635.071 Rates and premium regulations, 635.071

Premium cost, 635.061 Real estate loans; requirements, 635.031 Risk retention limitation, 635.031 Transact business, authority to, 635.021

Mortgages, valuation of purchase money, 625.171 Motion pictures; casualty insurance as covering, 624.605

Motor vehicles Automobile clubs See: Automobile clubs California plan repealed as to ·'llotor vehicle insurance,

627.032 Casualty insurance as including, 624.605 Defined, 627.063, 627.728 Financial Responsibility Law See: MOTOR VEHI

CLES Inspection, safety equipment; evidence of insurance,

required; form, 325.19 Insurance defined, 624.605, 627.063 Insurers; reporting of loss and expense experience re

statistical plans, 627.331 Liability insurance

See also: Automobile Reparations Reform Law Accident report forms; policy number required, 316.-

068 Additional charges, refusal to renew as result of acci

dent, prohibited, exceptions, 626.970 Arbitrary or capricious reasons for nonrenewal of

policy; proscription, 627.728 Cancellation, grounds and procedures, 627.728,627.-

729 Definitions, 627.063, 627.728 Delivery of automobile policy; readable policy or

summary, 627.421 Department, duties re, 627.728 Exemption from certain legal liabilities, 627.728 Financial responsibility to be stipulated in notice of

cancellation, 627.848 Groun'ds for cancellation, 627.728 Handicapped or disabled persons; increasing pre

mium, canceling, or refusing to renew due to disability prohibited, 626.970

Insolvent insurer protection, 627.727 Invalidation of policies following holding of invalid

ity of certain law; limitation, 627.729 Leased vehicles; uninsured motorist coverage; re

quirements, 627.727 N onrenewals, grounds, 627.728 Proscription against nonrenewal of policies; grounds

specified, 627.7261

770

Liability insurance (Cont.) Rate increases, prohibition; cancellation of policies

following holding of invalidity of law; limitation, 627.729

Refusal to renew as result of accident, prohibited, exceptions, 626.970

Reimbursement for improper surcharge, notice, 626.970

Reinstatement of canceled policy; effective date of coverage; cost and attorney's fees, 627.728

Review of cancellations, 627.728 Underwriting plan, joint; purpose; requirements,

627.311 Uninsured vehicles, coverage, 627.727 Wrongfully canceled policies; reinstatement; effec

tive date of coverage; cost and attorney's fees, 627.-728

No-fault insurance See: Automobile Reparations Reform Law

Physical damage insurance, limited licenses, 626.321, 626.381

Policies, automobile liability; readable or summary required, 627.421

Rates and rate filings Approval or disapproval of filings; basis, 627.082 Department's duty to regulate, 627.032 Excessive or discriminatory rates, factors in deter-

mining, 627.082 Group plans, Jaw inapplicable to certain, 627.082 Orders of department re; contents, 627.082 Risk classifications and modifications authorized,

627.082 Two or more insurers acting in concert on rating

system; authority removed, 627.314 Readable policy or summary, automobile coverage,

627.421

Motor vehicles, publicly owned; liability insurance Certain political subdivisions authorized to purchase,

455.06 Counties, authorized to purchase, 455.06 Governmental immunity; insurer not to claim, 455.06 Judgment; limited to coverage, 455.06 Purchase, 455.06 State agencies, authorized to purchase, 455.06

Municipal corporations Agents and solicitors, license tax, 624.507 Buildings, property and personal injury; coverage,

455.06 Firemen; accidental death benefits or double indem-

nity; negotiation and coverage, 112.18 License tax, 624.507 License tax, preemption by state, 624.520 Municipal gross premium tax, duties, 185.08, 185.09,

185.10 Obligations, deposit of, 625.52 Obligations, investments in, 625.310

Mutual insurers Additional kinds of insurance; authorization, 628.211 Agents, exclusive agency contracts, 628.251 Agents, resident, countersignature required of, 624.-

425 Amendment of certificate of incorporation, 628.111 Annual report filing fee, 607.361 Applications

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Mutual insurers (Cont.)

Applications (Cont.) Grant or denial of permit, 628.071 Insurance on formation, 628.181 Permit to form, for, 628.051

Articles of incorporation; approval of; filing, 628.091 Assets

Assessment of members, 628.421 Impairment of, 628.411 Liquidation, members share upon, 628.501 Maintenance of; exceptions, 628.271, 628.281

Bonds, 628.171 Borrowed surplus, 628.401 Branch offices, 628.281 Bulk reinsurance permitted, 628.491 Bylaws, 628.221 Capital funds requirement, 624.407, 624.409 Certificate, incorporation, amendment of, 628.111 Certificate of authority, eligibility for, 624.404 Compensation, 626.750 Consolidation with stock insurer, 628.471 Conversions permitted

Fraternal benefit societies into mutual life insurer, 632.531

Mutual insurer into stock insurer, 628.441 Reciprocal insurer into mutual insurer, 629.291

Corporate income tax See: CORPORATE INCOME TAX

Corporation statutes, applicability of, 628.041 Defined, 628.031 Directors, change of; notice to department, 628.261 Directors, election and number, 628.231 Dissolution; failure to qualify, 628.201 Dividends, illegal; penalty, 628.391 Dividends of policyholders, 628.381 Exclusive insurance business, 628.151 Foreign mutual insurers See: Foreign insurers Formation procedures

Application for insurance, 628.181 Bond, 628.171 Failure to qualify, 628.201 In general, 628.171 Issuance of policies, 628.191 Trust deposit of premiums, 628.191

Home office, maintenance of; exceptions, 628.271, 628.-281

Illegal dividends, penalty, 628.391 Income tax See: CORPORATE INCOME TAX Incorporation

Articles, filing and approval of, 628.091 Certificate of incorporation, amendment of, 628.111 In general, 628.081

Insurance business exclusive, 628.151 Investigations by department, 628.061 Liability of members, contingent

Enforcement of, 628.331 In general, 628.311 Levies, 628.321 Nonassessable policies, 628.341

Licenses See: Licenses Management contracts, 628.251 Members and membership

Assessments, 628.421 In general, 628.301 Liability, 628.311 Share of assets of liquidation, 628.501

Mergers permitted, procedure, 628.451

771

INSURANCE, DEPARTMENT OF (Cont.) Mutual insurers (Cont.)

Mergers permitted, stock insurers, 628.471 Nonassessable policies; issue, authority to; revocation,

628.351 Officers, bonds, 628.241 Officers, change of; notice, 628.261 Permits, grant or denial, 628.071 Policies

Issuance of, 628.191 Nonassessable; authority to issue, revocation of,

628.351 Participating, 628.361

Proposed organizations; investigations, 628.061 Qualifications, initial, 628.161 Real estate, investments in, 625.335 Reciprocal state, unauthorized transactions in, 628.-

291 Records, maintenance of; exceptions, 628.271, 628.281 Records, unlawful removal of; penalty, 628.271 Regional home offices, 628.281 Reinsurance, bulk reinsurance, 628.491 Reports, annual, 607.357 Resident agent, countersignature, 624.425 Stock insurer, consolidation with, 628.471 Trust deposit of premiums, 628.191 Unauthorized transactions, 628.291 Withdrawal or discontinuance of writing certain

classes of insurance, procedure, 624.430 Names of reciprocal insurers, requirements, 629.051 Names, similarity, 624.405

National Association of Insurance Commissioners Financial statements, accompanying application for

certificate of authority, 624.413 Financial statements, forms, 624.424 Valuation of bonds, 625.141 Valuation of other securities, 625.151

Newborn children; disability coverage from birth, 627.-641, 627.6575

No-fault motor vehicle insurance See: Automobile Reparations Reform Law

Nonresidents Adjusters, 626.858, 626.873 Agents; licensing and restrictions; exemptions, 626.741 Claims against domestic insurers, 631.161 Disability insurance, 627.604 Disability insurance agents, service of process, 626.836 General lines agent, nonresident; service of process,

626.742 Insurance agents

County license tax, 624.505 Disability insurance agents; service of process, 626.-

836 Life insurance agents, 626.271

Notice Annuity and pure endowment contracts; valuation,

minimum standard, 625.121 Assignment of premium finance agreement, 627.844 Cancellation of premium finance agreement; content;

effect of; restrictions, 627.848 Default of premium finance agreement, 627.841 Hearings by department, 624.325 Merger and consolidation of stock insurers, 628.451 Rate changes, 627.241 Reinsurance, changes, 624.610 Service, 626.975

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Notice (Cont.)

Suspension or revocation of certificate of authority, 624.420

Trusteeship of delinquent agencies, 626.571 Written notice, 624.309

Nuclear energy insurance; resident agent, countersigna-ture required, 624.425

Obtaining money dishonestly, 626.985 Offenses See: Fines and penalties

Officers Adjusters, 626.861 Examination reports; affidavit requirement, 624.319 Liability, 626.734, 626.795, 626.839 Mutual insurers, bonds, 628.241 Mutual insurers, notice of change of officers, 628.261 Stock insurers, notice of change, 628.261

Offices Adjusters, 626.875 Establishment and maintenance in Tallahassee, 624.-

302 Fraternal benefit societies, location, 632.191 Insurance Department, 624.302 Stock and mutual insurers, 628.271, 628.281

Optometric service plan corporations, duties re See: OPTOMETRIC SERVICE PLAN CORPORATIONS

Ordinary class insurer; definition to include all variable contracts, 626.051, 626.781

Ordinary-variable annuity class insurer defined, 626.781

Overpayment Premium tax, 624.511 Regulatory assessment, 624.518 Wet marine and transportation insurance tax, 624.-

510, 624.511 Penalties, 624.15, 634.251 Perjury; examination by department, 624.321

Permits Existing, 624.17 Fees, 624.501 Mutual insurers, 628.071 Stock insurers, 628.071

Person defined, 624.04 Personal accident insurance; limited licenses, 626.321 Personal property instruments insurance defined, 624.-

605 Pharmaceutical service plan corporations, duties re See:

PHARMACEUTICAL SERVICE PLAN CORPORATIONS

Podiatrist; included as physician in certain medical policies, 627.419

Police officers and employees; death and bodily injury benefits; coverage by employers, 112.19 ·

Policemen's Retirement Trust Fund, life insurance contracts, 185.06

Policies Accident and health; outline of coverage, 627.642 Cancellation, 627.729 Counterfeiting, 831.01 Disability insurance See: Disability insurance Disclaimer of interest by beneficiary, procedure,

689.21 Forgery, 831.01, 831.02 Free policies prohibited, 626.969 . Participating, issuance, 628.361

INSURANCE, DEPARTMENT OF (Cont.) Policies (Cont.)

Prohibited plans; definition by rules and regulations, 627.479

Registered; deposits, 627.477, 627.478 Political subdivisions; liability insurance coverage, au

thority to purchase, 455.06

Power of attorney Action on bond, 629.141 Bond, 629.121 Cash in lieu of bond, 629.131 Insurance Department, deposits, 625.56 Reciprocal insurers, modification, 629.111 Rights and powers, 629.101

Powers, duties, generally, 624.306,624.307,626.980,631.-59, 634.021, 634.151, 649.061

Preemption by state, 624.520

Premium finance companies Accounts, books, records; preservation, 627.836 Administrative fine in lieu of license suspension or

revocation, 627.833 Agency or agent, premium financing by, 627.901 Agents, illegal inducement to finance policies, 627.837 Annual and special reports, department, 627.836 Application; approval or disapproval; waiting period,

627.829 Books, accounts, records; preservation, 627.836 Costs specified, all records, invoices, 627.903 Definitions, 627.826 , Examinations, periodic; required by department, 627.-

834 Excessive premium finance charge, penalty, 627.835 Exemptions from provision of law, 627.826 Fees; annual report and form filing, 627.836 Fees; general fee schedule and collection procedure,

627.849 Filing service charges and interest rate, 627.904 General lines agent or agency, premium financing by,

627.901 Gross unearned premiums returned to, 627.848 Insurer, subsidiary, corporation, premium financing,

627.902 Interest rate, filing with department, 627.904 Investigations, conducting of, 627.834 Liability for legal rights or remedies; relief from, in

agreement, prohibited, 627.842 Licenses

Administrative fine in lieu of license suspension or revocation, 627.833 · ·:,. ·

Application for; approval, wA'lilng period, 627.829 Application for; net worth, proof of minimum

amount; bond or collateral m liim, 627.828 Duplicate copies executed, 627.829 Duration; continuance, 627.829 ; Fees, annual license; requirements, 627.828,627.849 Investigation fee, requirements, 627.828, 627.849 Issuance, 627.828 r Location, change of; notice,' 62'7.831 Net worth, proof of minimuiri'~mount; bond or col-

lateral in lieu, 627.828 · '' · Nonassignable, 627.830 ·b

1

Posting of, licensee, 627.830 '" Reinstatement of penalized license, 627.832 Renewal, 627.829 · Required, 627.828 Revocation, suspension, refusal

Administrative fines in lieu·of, 627.833

772

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Premium finance companies (Cont.)

Licenses (Cont.) Revocation, suspension, refusal (Cont.)

Grounds for, 627.832 Reinstatement of penalized license, 627.832 Surrender of license, 627.832

Transfers prohibited, 627.830 Locations, change of; notice, 627.831 Net worth, minimum amount, maintenance of; bond or

collateral in lieu, 627.828 Notice of default to agent and insured, 627.841 Premium finance agreements

Acquisition by other companies; recourse; effect on validity, 627.837

Arbitrary acceleration of maturity, prohibited, 627.-842

Assignment to new holder; payments upon, 627.844 Attorney's fees included in, 627.841 Blank spaces on, 627.839 Cancellation

Force of, 627.848 Notice of, 627.848 Request for, 627.848

Content and form of, 627.839 Copies delivered to insured, 627.843 Default of payments; provide for special charges,

627.841 Defined, 627.827 Filing fee; requirement, 627.838 Forms, approval or disapproval; waiting period, 627.-

838 Forms, filing with department before issuance, 627.-

838 Obligation under more than one; illegal inducement,

627.840 Payments

Assignment of agreement, upon, 627.844 Default; notice of; charges, 627.841 Extension or deferment of, 627.847 Statements and receipts acknowledging, 627.845

Power of attorney; procedure of exercise upon con-tract cancellation, 627.848

Release fro~; receipt acknowledging, 627.845 Restrictions on provisions, 627.842 Service charges; limitation, 627.840

Rebates and inducements, prohibited, 627.837 Receipts, etc., acknowledging payments or agreement,

release, 627.845 Refinancing,' 627.847 Request for cap.cellation, to insurer and insured, 627.-

848 '"' "•'" Service charg~s'·

Agent or 'agency's financing, 627.901 Attorney's fees for default collection, 627.841 Authorized, 627.840 Cancellation charges, 627.841 Computation of rates, 627.840 DelinqueQc~ ~nd collection charges, 627.841 Excessive, 1~4, unlawful, penalty, 627.835, 627.840 Extension or deferral charges; amount, 627.847 Filing with department, 627.838, 627.904 Insurer's or subsidiary's financing, 627.902 Interest rate, filing with department, 627.838 Limitations; ·service and other charges, 627.840,

627.901 Notice of default, to collect special charges, 627.841 Suits for J;§Cf>xery of charges, 627.835

INSURANCE, DEPARTMENT OF (Cont.) Premium finance companies (Cont.)

Service charges (Cont.) Unequal or irregular installments, 627.840

Statements of account upon request, charges and receipts for, 627.845

Premiums Assets as including, 625.D12 Association group life insurance; payment, refunds,

627.572 Association group life insurance policies; provisions re,

627.572 Cash payment of; exemptions, 627.4035, 627.480 Casualty; gross receipts tax; Municipal Policemen's

Retirement Trust Fund, 185.08 Credit life and disability insurance, premium not

deemed loan or finance charge, 627.684 Defined, 627.041, 627.403, 632.321 Excess charges prohibited, 626.970 Gross unearned premiums; return to premium finance

companies, 627.848 Group disability insurance rates, 627.658 Group life insurance, rates, 627.570 Illegal dealings prohibited, 626.970 Industrial life insurance policies, payment, 627.516 Mutual insurers, trust deposit of premiums, 628.191 Receipts tax; nonpayment, 624.509, 624.519 Reduced charges prohibited, 626.970 Reserve; unearned, 625.061 Single premium life insurance; payment in cash re

quired, 627.480 Surety bond, allowable as expense or costs, 627.753 Unearned reserve, method of computation; require

ment, 625.051 Preneed burial contract See: Burial insurance and con·

tracts Price packages, 626.971 Privilege taxes; preemption by state, 624.520 Privileged information, 626.511 Probate proceedings See: PROBATE CODE

Process Agent

Appointment as, 624.422 Serving process, 624.423 Unauthorized insurers, 626.906

Charges for service by department; deposit of, 624.502 Nonresident disability insurance agents, service, 626.-

836 Nonresident general Jines agents, service, 626.742 Service, 626.975

Agent for, 624.423 Charges for; deposit of, 624.502 Fraternal benefit societies, 632.501 How made, 624.422, 624.423 Nonresident general Jines agent, 626.742 Procedure, 634.151, 634.161 Reciprocal insurers, 629.151

Surplus Jines insurer, 626.937 Unauthorized insurers, 626.907, 626.909, 626.937

Prohibited practices, desist orders, 626.974

Property and Casualty Insurance Guaranty Associ· ation Actions for covered claims, limitation, 631.68 Claims; limitation on actions, 631.68 Limitation on certain actions, 631.68

773

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Property and Casualty Insurance Guaranty Associ

ation (Cont.) Motor vehicle liability insurance, uninsured vehicle

coverage; claims against insolvent insurers, 627.727

Property insurance Additional insurance without additional capital, 624.-

410 Apportionment of risk, 627.351 Assigned risk plan, 627.351 Coinsurance contracts, 627.701 Defined, 624.604 Deposit requirement, 624.411 Fees, 624.501 General lines agent dealing in, 626.041 Insurable interest, 627.405 Joint underwriting of high risk, 627.351 Overinsured personal property, return of unearned

premium, 627.705 Premiums, return of, 627.705 Rates; standards; regulatory provisions, 627.062 Rebates prohibited, 626.965 Replacement insurance, 627.704 Resident agent, compliance with Resident Agent Law,

624.427 Resident agent, countersignature, 624.425 Sinkhole losses, 627.351 Unearned premium reserve, 625.051 Unearned premium return, 627.705 Valued Policy Law; penalty for violation, 627.702,627.-

703 Property, valuation of, 625.161 Provisions, order of certain, 627.630 Provisions, particular; prevailing, 624.13 Public adjuster See: Adjusters Public officers and employees, group insurance; pre

mium payments authorized, 112.12 Public property, use of proceeds, 255.01, 255.02, 255.03

Public utilities Improvement bonds, deposit of, 625.52 Investment in obligations of, 625.312 Obligations, deposit, 625.52

Publications Annual, 624.313 Insurance Department, revolving fund, 624.313 Notice of revocation or suspension of certificate of au-

thority, 624.420 Sale of; deposit of revenues from; use, 624.314

Purchasing Division, technical assistance, 287.131

Qualifications Claims investigators, 626.868 Company employee adjusters, 626.867 Disability insurance agent licenses, 626.831 Independent adjuster, 626.863, 626.866 Life insurance agent license, 626.785, 626.787 Solicitor license, 626.112

Radio; casualty insurance as covering, 624.605 Radioactive contamination insurance; resident agent,

countersignature required, 624.425

Railroads Rolling stock, exceptions to Resident Agent and Coun

tersignature Law, 624.426 Stations, vending machines for travel accident insur

ance, 626.531, 626.532

774

INSURANCE, DEPARTMENT OF (Cont.) Rates and rating organizations

Advisory organizations Definition, 627.041, 627.301 Filing requirements, 627.301 Hearing and order, 627.301 Records, requirements, 627.318 Two or more insurers to act in concert on certain

matters, 627.314 Analysts; examination expenses, 624.320 Appeals, 627.281

Department, 627.281, 627.391 Insureds and others as to filings, 627.181, 627.291 Insurers, 627.291

Apportionment of risks; property insurance, 627.351 Assigned risk plan; casualty and surety insurers, 627.-

351 Change in organization, notice of, 627.241 Classification rates, 627.072 Compliance with law, 627.331 Confidential examination reports, 627.271 Definitions, 627.041 Effective date of filing, 627.101 Evidence, rules not to affect, 627.251 Examinations, 627.271, 627.321 Examiners; examination expenses, 624.320 Excess rates, 627.171 Expense experience, recording and reporting, 627.331 False or misleading information prohibited; penalty,

627.361 Filings, review of, 627.101 Hearings

Filing, 627.111 Notice, applicability of requirement, 624.325 On department's orders, 627.371 Procedure, 624.324, 624.327, 624.328, 624.329, 627.-

371 Public hearings, 627.101

Increased rates; prohibition; cancellation of automobile policies following holding of invalidity of law; limitation, 627.729

Inland marine insurance defined, 627.071 Insurance Department; to be furnished a copy of rates

by rating organizations and insurers, 627.331 Interpretation of law, 627.031 Investigations by department, 627.091 Joint underwriters and reinsurers; regulatory provi

sions, 627.311 Joint underwriting; high risk property insurance, 627.-

351 Licenses

Application and contents, 627.221 Fees, 627.221 Requirement, 627.221 Suspension and revocation, 627.221, 627.371

Loss and expense experience, recording and reporting of, 627.331

Making use of rates, 627.072 Manual of classifications and rates, 627.091 Misleading information, 627.361 Motor vehicles See: Motor vehicles Penalty for violations, 627.381 Policies submitted to Stamping Bureau for examina

tion, confidential, 627.271 Private passenger automobile insurance, decisions on;

participation by insurers; prohibited, 627.314 Property insurance; apportionment of risks, 627.351 Public inspection, 627.101, 627.314, 627.331

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Rates and rating organizations (Cont.)

Purpose of law, 627.031 Rate analysts and examiners; examination expenses,

624.320 Rate filings

Adherence to, 627.191 Annuities agreements, charitable trusts, and non-

profit corporations, 627.481 Appeals, 627.181 Approval, basis of, 627.151 Deviations from, 627.211 Effective date, 627.111 Effectiveness; regulations, 627.101 Hearings, 627.111 Manual, 627.091 Privileged communication, 627.101 Public hearings; inspection, 627.101 Requirement and regulations, 627.091 Review by department, 627.101 Subsequent disapproval, 627.141 Workmen's compensation, employer's liability

Adherence to filings, 627.191 Appeals by insureds and others as to, 627.181,

627.281 Basis of approval or disapproval, 627.151 Deviations, 627.211 Excess rates, 627.171 Information to be furnished insureds; appeals by

insureds, 627.291 Rate filings, 627.091 Subsequent disapproval of filing, 627.141 When filing becomes effective, 627.101

Rate indications, furnishing insurers, 627.314 Rate standards, general, 627.062 Rating systems; rules and plans, promulgation of, 627.-

331 Re~ording and reporting information; public inspec-

t10n of, 627.314, 627.331 Records, requirements, 627.318 Reduced charges prohibited, 626.970 Reinsurers, joint, 627.311 Rules and regulations, 627.331 Rules not to affect dividends, 627.251 Scope of law, 627.021 Severely disabled, nondiscriminatory rates, 626.9705 Short title, 627.011 Sinkhole losses; property insurance, apportionment or

assignment of risk, 627.351 Stamping Bureau, 627.271 Standards, rate, 627.062 Subscriber defined, 627.041 Subscribers to rating organizations, 627.231 Technical services permitted, subscription to, 627.261 Title insurance, 627.782, 627.783 Two or more insurers to act in concert on certain mat

ters, 627.314 Underwriters, joint, 627.311, 627.318 Underwriting profits, excess; refund to policyholders,

627.331 Violation of law; penalties for, 627.381 Workmen's compensation and employer's liability,

rate filings; requirements, 627.091

Real property Deposit, conveyance to department, 625.56 Disposal of; time limit, 625.337 Valuation of, 625.161

775

INSURANCE, DEPARTMENT OF (Cont.) Rebates

Life, annuity, and disability contracts, 626.963, 626.-964

Prohibition, 626.963, 626.964 Fraternal benefit societies, 632.491

Title insurance, prohibition, 626.966 Trade practices and frauds, 626.965

Receipts, payment on loans, 687.08-687.10

Receivers Certificate of authority, suspension of, 624.418 Department as receiver to rehabilitate, 631.051, 631.-

141 Deposits released to, 625.62 Fraternal benefit societies, 632.541

Reciprocal insurers Action on bond of attorney, 629.141 Annual statement, 629.171 Assessments

Aggregate liability, 629.251 In general, 629.231 Nonassessable policies, 629.261 Time limit for, 629.241

Assets, impairment, 629.301 Assets, subscriber's share in, 629.281 Attorney

Bond of, 629.121 Defined, 629.061 Power of; modifications, 629.101, 629.111 Regulated, 629.061

Authorization, 629.021 Bonds

Action on, 629.141 Attorney's, 629.121 Deposit in lieu of, 629.131

Business name requirements, 629.051 Certificate of authority, eligibility, 624.404, 629.081,

629.091 Compensation, 626.751 Contributions to insurer, 629.161 Conversion, 629.291 Definitions, 629.021 Deposit in lieu of bond required of attorney, 629.131 Determination of financial condition, method, 629.181 Eligibility, 624.404 Financial condition; method of determining, 629.181 Funds; surplus required, 629.071 Impaired reciprocals, 629.301 Insuring powers, 629.041 Judgment, service of, 629.151, 629.221 Life insurance prohibited, 624.406, 629.041 Merger, 629.291 Modifications, 629.111 Names, 629.051 Nonresident life insurance agents, exemption from ex-

aminations, 626.221, 626.792 Organization; procedures, 629.081 Policies, nonassessable, 629.261 Process, service of, 629.151 Reciprocal insurance defined, 629.011 Reinsurance, authorized, 629.041 Representative may adjust, 626.861 Savings, distribution of, 629.271 Scope of law, 629.031 Subscribers

Advisory committee of, 629.201 Aggregate, 629.251

I INDEX

INSURANCE, DEPARTMENT OF (Cont.) Reciprocal insurers (Cont.)

Subscribers (Cont.) Agreement of and modification, 629.111 Assessments upon, 629.231, 629.241 Assets, share of, in, 629.281 Judgment against, 629.221 Liability of, 629.211 Who may be, 629.191

Suits; provisions, 629.051 Surplus funds required, 629.071 Title insurance not to be transacted by, 629.041

Records Access to, 624.318 Adjuster, 626.875 Appraisals, 624.318 Casualty insurance as covering failure to record docu-

ments, 624.605 Correction of accounts, 624.318 Cost, payment, 624.326 Evidence, 624.312 Fraternal benefit societies, English language, 632.191 General lines agents, 626.748 Mutual insurers, penalty for unlawful removal, 628.-

271, 628.281 Preservation, reproduction, and destruction, 624.311 Public inspection, 624.311 Rating organizations, loss and expense experience,

627.331 Stenographic record of proceedings at hearing, 624.326 Stock insurers, penalty for unlawful removal, 628.271,

628.281 Surplus lines agent, 626.930 Unauthorized insurance, 626.939

Regional home offices Defined, 624.514 Foreign insurers, 624.514 Stock and mutual insurers, 628.281

Registration certificate, certain military installation, procedure, 626.322

Registrat ion tax; preemption by state, 624.520

Regulatory trust fund Administration, 624.523 Ambulance service associations, deposit of taxes and

fees, 638.231 Automobile inspection and warranty associations, de

posit of taxes and fees, 634.221 Creation, 624.523 Deposits to, 185.10, 527.02, 527.13, 624.314, 624.516,

624.522, 626.322 Examination of insurers, moneys collected, 624.320 Examiners' expenses and compensation, payment,

624.320 Fees, deposit of certain fees into, 624.404, 624.429 Fire marshal regulatory assessment; deposit; retention

of balance, 624.516 ' Firemen's Pension Trust Fund, deposit in Regulatory

Trust Fund, 175.121 Fraternal benefit societies; fees, deposit to, 632.371,

632.391 Motor vehicles, cancellation of certain policies; hear

ing fees; deposit to, 627.728 Municipal gross receipts premium tax; deposits and

disbursements, 185.10 Publications, sale of; deposit of revenues from; use,

624.314

776

INSURANCE, DEPARTMENT OF (Cont.) Regulatory trust fund (Cont.)

Purpose of fund, 624.523 Rating organizations; licensing fee; deposit to, 627.221 Reinstatement fees of owner's or operator's license or

registration suspended, 624.523 Service of process, deposit of charges, 624.502, 624.523 Source of fund, 624.404, 624.429, 624.523 Surplus lines tax, deposit to, 626.932

Rehabilitation and liquidation Agents, notice of insolvency to policyholders, 631.341 Alien insurers

Conduct of delinquency proceedings against, 631.141 Conservation or ancillary liquidation, 631.081, 631.-

131 Liquidation, 631.121

Ancillary liquidation, foreign or alien insurers, 631.-131

Appeal from order granting or refusing, 631.021 Assessment

Notice, 631.331 Order and levy, 631.321 Payment, 631.331 Prima facie correct, 631.331 Proceedings to collect, 631.331 Report and petition for, 631.311

Assets Attachment of, 631.201 Borrowing on pledge of, 631.241 Garnishment of, 631.201

Attachment of assets, 631.201 Borrowing on pledge of assets, 631.241 Change of venue, 631.021 Claims

Allowance of certain, 631.291 Compensation, priority of, for, 631.271 Domestic insurers, against, 631.161 Filing of; time, 631.301 Foreign insurers, against, 631.171 Form of, 631.181 Hearing, 631.181 Notice, 631.181 Priority of certain claims, 631.191, 631.271

Compensation, priority of claims for, 631.271 Conservation

Order of Alien insurers, 631.131 Foreign insurers, 631.131

Continuance of coverage, 631.252 Definitions, 631.011 Delinquency proceedings

Appeal, 631.021 Commencement of, 631.031 Conduct of

Alien insurers, 631.141 Domestic insurers, 631.141 Foreign insurers, 631.152

Jurisdiction of, 631.021 Remedy, exclusiveness of, 631.021 Transfers after petition; effect, 631.263 Transfers prior to petition; effect, 631.262 Venue and change thereof, 631.021

Domestic insurers, rehabilitation of; grounds for, 631.-051

Fees, exemption from, 631.231 Foreign insurers, grounds for conservation, 631.071,

631.131

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Rehabilitation and liquidation (Cont.)

Garnishment of assets, 631.201 Grounds for

Ancillary liquidation, foreign insurers, 631.091 Liquidation, 631.061 Rehabilitation, domestic insurers, 631.051

Injunctions, 631.041 Insolvency; notice to policyholders by certain persons,

631.341 Jurisdiction of delinquency proceedings, 631.021 Liabilities; date rights fixed, 631.251 Liquidation

Ancillary liquidation grounds; foreign insurers 631.-091 '

Date rights fixed on, 631.251 Grounds for, 631.061 Order of

Alien insurers, 631.121 Authority of department re, 631.111 Contents, 631.111 Domestic insurers, 631.111

Moneys collected, deposit of, 631.221 Notice

Assessment, 631.331 Claim, 631.181 Insolvency, notice to policyholder; 631.341

Offsets, 631.281 Priority of certain claims, 631.191, 631.271 Receiver, department, 631.051 Rehabilitation, order of; termination, 631.101, 631.243 Remedies, exclusiveness of, 631.021 Termination of rehabilitation order, 631.101, 631.243 Transfers, voidable, 631.261 Uniform insurers liquidation law, 631.211 Venue, delinquency proceedings, 631.021

Reinstatement Annuity contracts, 627.470, 627.472 Certificate of authority, 624.416, 624.421 Disability insurance policies, 627.609 Industrial life insurance, 627.509 Life insurance, 627.459, 627.472

Reinsurance Annuity agreements; charitable trusts and nonprofit

corporations making, 627.481 Approval by department, 624.610 Cancellation, notice of, 624.610 Credit, disallowance of, 624.610 Credit life and disability insurance; ceding or retroced-

ing to certain insurers prohibited, 624.610 Regulations, 624.610 Risk limitation, 624.610 Subjects of reinsurance limited, 624.610

Rejected business defined, 626.752, 626.793, 626.837 Release of deposit, 625.62 Release, proofs, 625.63 Religious institutions; investment in obligations of. 625.-

3lli ' Rent, assets as including, 625.012 -Replacement insurance; total or partial loss of building,

etc., 627.704

Reports Annual, 624.315 Assessment, rehabilitation and liquidation, 631.311 Coverage, 626.938 Examination reports, 624.315, 624.319

777

INSURANCE, DEPARTMENT OF (Cont.) Reports (Cont.)

Failure to file, 626.936 Foreign insurers; when change in controlling capital

stock or assets, 624.4245 Fraternal benefit societies, 632.371 Governor, insurance of state property, 284.06 Legislature, 185.232, 284.06 Loss and expense experience, 627.331 Medical malpractice claims or actions against insured

624.431 ' Premiums received within municipalities, Police Offic

ers' Retirement Trust Fund, 185.09 Quarterly; surplus lines, 626.931 Rating organizations, loss and expense experience

627.331 '

Reserves Annuity agreements; charitable trusts or nonprofit

corporations making, 627.481 Bonds, bail and judicial, 625.071 Capital and surplus requirements, increased, 624.409 Credit life and disability insurance, 625.131 Deficiency reserve, 625.121 Deposits for , 625.50 Disability insurance, 625.081 Liabilities, 625.041 Loss

Additional amounts, 625.101 Increase of inadequate reserves, 625.101 Liability and workmen's compensation, 625.091

Minimum aggregate, 625.121, 625.131 Optional basis, 625.121 Title insurance, 625.111

Resident agent See: Agents Retaining money dishonestly, 626.985 Retaliatory provisions, 624.429

Revenue, Department of Foreign insurers, credit on premium tax, 624.514 Nonpayment of premium tax or regulatory assess-

ment, penalty, 624.519 Overpayment of tax due, refund, 624.511, 624.518 Premium tax, payment, 624.509, 624.510 Regulatory assessment, payment, 624.515 Tax statement, 624.511

Revocation See: Certificate of authority; Licenses; specific subject

Risk, limit of, 624.609

Risk Management Trust Fund Actuarial consultants; employment authorized, 284.35 Administration, Department of; transfer of certain ap

propriations to; authority, 284.36 Administration of law, 284.40 Administrative and clerical personnel; employment

authorized, 284.35 Aggregate excess insurance; purchase authorized,

284.33 Appropriation deposits, 284.36 Claims; payment authorized, 284.33 Consolidation of insurance coverages; procedure,

284.32 Coverages to be provided, 284.30 Creation; coverages to be provided, 284.30 Division of Risk Management ·

Administration of law, duties r~, 284.40, 284.41 Claim files, confidentiality of, 284.40 Creation, duties, etc., 284.40

I INDEX I

INSURANCE. DEPARTMENT OF (Cont.) Risk ManaJement Trust Fund (Cont.)

Division of Risk Management (Cont.) Personnel and funds; transfer to, 284.41

Expenses, salaries, etc.; payment from fund, 284.35 Fleet automotive liability, separate account for, 284.31 General liability, separate account for, 284.31 Implementation and consolidation by department; pro-

cedures, 284.32 Insurance Commissioner and Treasurer's public offi

cial bond; extension to, 284.41 Insurance Department; powers and duties re, 284.32,

284.33, 284.35, 284.39 Investment accruals; use, 284.37 Management and maintenance of fund; rules and regu

lations, 284.39 Medical malpractice liability; coverage excluded,

284.34 Nuclear energy liability; coverage excluded, 284.34 Payment of premiums; computation, etc., 284.36 Premium accruals; use, 284.37 Premiums; computation and payment, 284.36 Purchase of insurance and services, authorized, 284.33 Purchasing Division, insurance and service purchases

to be made through, 284.33 Report on state insurance program, annual require-

ment; contents, 284.42 Rules and regulations, promt\lgation, 284.39 Scope and types of coverage, 284.31 Sovereign immunity, waiver of; effect re, 284.38 Specific excess insurance; purchase authorized, 284.33 State departments; coverage required; exception,

284.31 State insurance program, annual report re; contents,

etc., 284.42 State officers, employees, and agents covered by,

284.31 Types and scope of coverage, 284.31 Workmen's compensation, separate account for,

284.31 Rules and regulations, Ch. 120, 284.17, 624.308 Sale of insurance; exemption from law re home solicita

tion sales, 501.035 Saving clause, 624.20 Savings and loan associations; deposit of securities,

625.52 Savings and loan associations, investments in, 625.320 Savings; reciprocal insurers, 629.271

Schools Accident insurance claims, policy service, 627.661 Athletic associations, authority to insure students

against injury, 232.43 Buses, liability insurance required, 230.23, 230.33,

234.03 Districts' obligations, investment in, 625.309 Districts' taxes, preempted by state, 624.520 Investments in obligations of, 625.310 Motor vehicles, liability and property damage insur-

ance on, 234.03 Officers and employees, group, 112.08-112.14 Property of, 230.23, 230.33 Regulation, control by state, 624.401 School boards' power to insure, 230.23 Students engaged in athletic activities, 232.43 Taxes, preemption by state, 624.520

Seal; use and effect of, 624.303

778

INSURANCE, DEPARTMENT OF (Cont.) Securities

Custodian's receipt, 625.56 Deposits, appraisal, 625.57 Eligible for deposits, 625.52 Interest bearing or accruing, investment in, 625.303 Valuation, 625.151

Self-employed individuals or others; rules against perpe-tuities, etc.; exemption, 441.02

Self-incrimination; immunity from prosecution, 624.322 Service charges, maximum, 627.840 Service of process, 48.151

Service representatives Appointment, termination, 626.491 Character and credit reports, 626.521 Defined, 626.081 Fees, 624.501 Managers, activities, 626.745 Permits, 626.121

Administrative fine in lieu of suspension or revoca-tion, 626.681

Application, 626.171, 626.191, 626.211, 626.744 Contents, 626.351 Continuance, 626.421 Expiration; effect, 626.421, 626.431 Forms, 626.161 Investigation by department, 626.201 Issuance, compliance with law, 626.151, 626.351 Nontransferable, 626.441 Penalty for violation, 626.671 Refusal, grounds; procedure, 626.611, 626.621, 626.-

631 Revocation or suspension, 626.611, 626.621

Administrative fine in lieu of, 626.681 Duration, 626.641 Procedure, 626.631 Surrender, 626.661

Probation, 626.691 Termination of appointment; reasons, privileged infor

mation, 626.491, 626.511 Settlement; industrial life insurance policies, 627.510

Sex, misstatement of Annuity contracts, 627.456, 627.468 Disability insurance policies, 627.620 Group life insurance policy, 627.563 Industrial life insurance, 627.507 Life insurance policies, 627.456

Sheriffs office, authorized to secure liability insurance, 30.55

Shipping; marine insurance as covering, 624.607 Short title, 624.01 Sick benefit associations; life insurance, 624.602 Single premium life insurance; payment in cash re

quired, 627.480 Sinkhole losses; property insurance for, apportionment

or assignment of risk, 627.351 Social Security See: SOCIAL SECURITY Societies See: Fraternal benefit societies

Solicitors Accounting for funds, 626.561 Adjustments by, 626.862 Annual list, 624.313 Appointment, 626.737 Character and credit reports, 626.521 County license tax, 624.505 Defined, 626.071

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Solicitors (Cont.)

Fees, 624.501 Financial institutions, solicitors for certain; policy so-

licitation, sale, etc., prohibited; exceptions, 626.988 Funds, accounting, 626.561 Improper conduct, inquiry by department, 626.601 Licenses, 626.071, 626.112

Administrative fine in lieu of suspension or revocation, 626.681

Alphabetical lists of licensees continued or terminated, 626.501

Applications, 626.171 Approval, 626.211 Number, 626.181 Repeated applications, 626.191

Continuance, 626.401 County, determination of, 624.505 Effective date, 626.361 Examination, 626.221

Application fee, 626.271 Conduct, 626.261 Eligibility, 626.231 Reexamination, 626.281 Scope, 626.241 Time and place, 626.251

Expiration, effect, 626.401, 626.431 Form and contents, 626.301 Investigation by department, 626.201 Issuance, compliance with law, 626.151, 626.291 Municipal license tax, 624.507 Nontransferable, 626.441 Penalty for violation, 626.671 Qualification, 626.112 Refusal, grounds; procedure, 626.611, 626.621, 626.-

631 Revocation or suspension

Administrative fine in lieu of, 626.681 Duration, 626.641 Effect upon associated licenses and licensees, 626.-

651 Grounds, 626.611, 626.621 Procedure, 626.631 Surrender, 626.661

Seal of department, 624.303 Surrender, 626.661

Validity of contract not affected by violation of licensing law, 626.141

Probation, 626.691 Termination of appointment, reasons, privileged infor

mation, 626.481 , 626.511 Violation of laws concerning, penalty, 626.671 Workmen's compensation, 440.38, 440.41

Special reserve for bail and judicial bonds, 625.071 Specialty type policies; issuance prohibited, 627.479 Sprinklers, 624.605

Standard provisions Annuity contracts, 627.464 Fraternal benefit society certificated, 632.301 Insurance contracts, 627.412 Life insurance policies, 627.452 Nonforfeiture Law, 627.476 Nonforfeiture Law, 627.476

State and County Retirement System benefits, group hospitalization, premium deductions, 122.15

State and political subdivision, damage by livestock; coverage, 455.06

779

INSURANCE, DEPARTMENT OF (Cont.) State attorneys, criminal prosecutions, 624.310 State defined, 624.08 State employees, officers, and agents, tort claims against;

assistance in adjustment and settlement, 768.28 State Fire Insurance Fund See: Fire insurance State Fire Marshal, Division of See: FIRE PREVEN

TION AND CONTROL State Fire Marshal, powers See: FIRE PREVENTION

AND CONTROL State obligations, deposit of, 625.52 State officers and employees, group insurance, purpose

of law, 112.14 State officers and employees; group life, health, and acci

dent insurance program; investment and refunds, 112.-075

State property See: Fire insurance

Statements Account of premium financed balance, 627.845 Filing fees, 624.501 Premium tax, 624.511 Reciprocal insurers, annual, 629.171

Stock insurance defined, 628.021

Stock insurers Applications, 628.051, 628.071 Articles of incorporation, 628.091

Amendment, 628.101 Approval of, 628.091 Capital stock, 628.121 Filing of, 628.091

Assessment of stockholders, 628.421 Board of directors, underwriters represented, 628.141 Borrowed surplus, 628.401 Branch offices, 628.281 Bulk reinsurance, 628.481 Capital

Assets, stockholders, 628.421 Funds requirements, 624.409 Impairment of, 628.411 Stock, 628.121

Capital stock Amounts required, 628.121 Paid in, 624.407 Payment, 628.121

Certificates of authority; eligibility for, 624.404 Controlling stock, acquisition of, 628.461 Conversion of reciprocal insurers into stock insurers,

629.291 Corporation statutes, applicability of, 628.041 Defined, 628.021 Directors

Change of; notice, 628.261 Election of, 628.231 Number of, 628.231 Underwriters on board, 628.141

Dividends to stockholders, 628.371 Exclusive agency contracts, 628.251 Expense of organization and stock sales, limitation,

628.131 Formation; permits, applications for, 628.051 Home office, maintenance of; exceptions, 628.271, 628.-

281 Illegal dividends, penalty, 628.391 Incorporation, procedure, 628.081 , 628.091 Inside stock trading See: Domestic stock insurer Insurance business exclusive, 628.151 Management contracts, 628.251

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Stock insurers (Cont.)

Mergers In general, 628.451 Mutual insurer, 628.471 Procedure, 628.451

Mutualization, 628.431 Officers; change of; notice, 628.261 Organization, expenses of; limitation, 628.131 Permits, grant or denial, 628.071 Policies, participating; issuance, 628.361 Proposed organizations, investigation by department,

628.061 Reciprocal state, unauthorized transactions in, 628.-

291 Records, maintenance; exceptions, 628.271 Records, unlawful removal; penalty, 628.271, 628.281 Reinsurance, bulk reinsurance, 628.481 Scope of law, 628.011 Stock

Acquisition of controlling, 628.461 Controlling capital stock defined, 628.461 Sales, expenses of; limitation, 628.131

Stockholders, assessment of, 628.421 Stockholders, dividends to, 628.371 Title insurer engaged in trust business, 628.151 Unauthorized transactions in other states, 628.291 Underwriters on board of directors, 628.141 Withdrawal or discontinuance of writing certain

classes of insurance, procedure, 624.430 Structure, 20.04 Subpoenas, examination of, by department, 624.321 Suits, tortious acts of public employees; prior denial of

claim required, 768.30 Suits, tortious acts of public officers, employees, and

agents; prior denial of claim required, 768.28

Supervising or managing general agents Character and credit reports, 626.521 Defined, 626.091 Improper conduct; inquiry by department, 626.601 License examination; exemption, 626.221 Permits

Applications; requirements, 626.171, 626.744 Associated permits and licenses, effect of revocation

or suspension, 626.651 Continuance and expiration, 626.421 Duration of suspension or revocation, 626.641 Fees, 624.501 Issuance, compliance with law requisite, 626.151 Issuance, contents, 626.351 Procedures for revocation, suspension or refusal to

issue, 626.631 Requirements, 626.121 Revocation, suspension, or refusal to issue; grounds,

626.611, 626.621 Privileged information; reasons for termination of ap

pointment, 626.511 Scope of chapter, 626.727 Termination of appointment, 626.491

Surety insurance Assigned risk plan, 627.351 Bonds

Attorney fees, 627.756 Auto arrest, surety on; conditions and limit, 627.758 Construction contracts, 627.756 Judicial proceedings, in, 627.752

780

INSURANCE, DEPARTMENT OF (Cont.) Surety insurance (Cont.)

Bonds (Cont.) Official and fiduciary, certain, special approval of

surety and forms required; violation and effect, 627.755

Official, sureties upon, 627.754 Premiums; expense or costs, allowable as, 627.753 Release from, 627.751 Surety on, permitted, 627.751

Defined, 624.606 Deposit agreements, 627.757 Deposit requirements, 624.411 Estoppel to deny power, 627.759 Rates See: Rates and rating organizations

Surplus Lines Law See: Unauthorized insurers and surplus lines

Surplus; policyholders, 624.609 Tax ofindependently procured coverage, deposit to, 626.-

938

Taxation Assessments, 624.509 Certificate of authority, preemption by state, 624.401,

624.520 Collection, 624.501 Credit of foreign insurers on premium tax, 624.514 Deposit, 624.521 Domestic insurers; liability, tax, 624.513 Exemptions; domestic insurers, 624.512 Foreign insurers; credit on premium tax, 624.514 Fraternal benefit societies, exemption, 632.431 Gross receipts tax; Municipal Police Officers' Retire-

ment Trust Fund, 185.08 Improper payments, refund of, 624.521 Insurers; when payable, 624.508 Liability for state and county, 624.504 License taxes See: Tax under Licenses Marine insurance, 624.510 Municipal; limitation, 624.507 Overpayments, 624.511 Preemption by state, 624.520 Premiums tax; installment payments, failure to make;

penalty, 624.509 Receipts tax, 624.509 Reduced tax; partial year, 624.503 Refunds, overpayment, 624.511 Retaliatory provisions, 624.429 Returns, 624.511 Schools and school districts, preemption by state, 624.-

520 Tax and fees, 624.501 Tax receipts, deposits of certain, 624.521 Wet marine and transportation insurance, 624.510

Technical services; rating organizations, 627.261 Television; casualty insurance as including, 624.605 Theft insurance; casualty insurance as covering, 624.605 Third parties; ownership, disability insurance, 627.631 Time for completing organization, 632.111

Title insurance Amount of reserve stated, 625.111 Approval of forms, 627.777 Capital and surplus requirements, increased, 624.409 Casualty title insurance, prohibited, 627.784 Certificate of authority, eligibility, 624.404 Contract, 627.776 Defined, 624.608 Deposit requirements, 624.411

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) INSURANCE, DEPARTMENT OF (Cont.) Trade practices and frauds (Cont.) Title insurance (Cont.)

Deputies and employees, duties, 627.779 Forms, approval by department, 627.777 Illegal dealings in minimum risk rate premium, 627.-

780 Investments, special investments, 625.330 Licensing Procedures Law inapplicable to, 626.022 Limit of risk, 627.778 Minimum risk rate premiums, illegal dealings in, 627.-

780 Preemption of regulation by state, 627.785 Prohibition of certain transactions, 627.786 Property insurance as not including, 624.604 Rate deviation of; hearing, 627.783 Rates, promulgation of, 627.782 Rebates, prohibition against, 626.966 Reciprocal insurers not to transact, 629.041 Regulation of, preemption by state, 627.785 Reinsurance, applicability of law, 624.610 Reserves, 624.409, 625.111 Risk premium, defined, 627.781 Special investments, 625.330 Stock insurer, 624.406 Trained employees of department; appointment, com

pensation, etc., 627.779 Transaction of, prohibited, 627.786 · Unearned premium reserve, provision inapplicable to,

625.051 Unearned premium reserve, requirements re; invest-

ment authorized, 625.111 Toll bridges, obligations; investment in, 625.311, 625.312 Tortious acts of employees; service of process, 768.30 Tortious acts of officers, employees, and agents; service

of process, 768.28 Trade names; assets as not including, 625.031

Trade practices and frauds Appeals; cease and desist orders, 626.976, 626.978 Applications for insurance; misrepresentations, 626.-

984 Boycott prohibited, 626.959 Business, coercion of, 626.959, 626.960, 626.961 Cease and desist orders; violation of and penalties,

626.974, 626.979 Claims, adjustment of; misrepresentation, 626.956 Coercion of business, 626.960, 626.961 Coercion, prohibited, 626.959 Credit cards, certain transactions through use of; pro-

hibited, 626.972 Crimes; cease and desist orders, violation of, 626.979 Deceptive acts prohibited, 626.952 Defamation, 626.958 Department's powers of investigation, 626.980 Desist orders for prohibited practices, 626.974 False

Advertising, 626.953 Claims, 626.985 Information, advertising, 626.954

Fictitious groups prohibited; exceptions, 626.973 Financial statements, false; penalty, 626.957 Free insurance prohibited, 626.969 Fronting not permitted, 634.241, 638.251 Gifts permitted, 626.968 Illegal dealings in premiums, 626.970 Injunctions; grounds and procedure, 626.977 Insurance cost, specification of, 626.971 Insurer affidavit or invoice to defraud; penalty, 817.23

781

Interlocking owner~hip and management regulated, 626.981

Intervenors, appeals by, 626.978 Intimidation prohibited, 626.958 Investigations; powers of department, 626.980 Life insurance

Certain relations with funeral directors prohibited, 626.983

Funeral arrangements prohibited, 626.982 Unfair discrimination, 626.962, 626.964

Life insurers, prohibited funeral arrangements, 626.-982

Life insurers, relations with funeral directors prohibited, 626.983

Misrepresentations, applications for insurance, 626.-953, 626.956, 626.984

Notice, service of; procedure, 626.975 Obtaining money dishonestly, 626.985 Policies

False advertising of, 626.953 Free policy prohibited, 626.969 Misrepresentation of, 626.953

Premiums Excess charges prohibited, 626.970 Illegal dealings prohibited, 626.970 Reduced charges prohibited, 626.970

Price packages, 626.971 Process, service of; procedure, 626.975 Proposal required; when, 626.986 Purposes of law, 626.951 Rebates and special inducements

Exceptions, 626.964 Prohibition, 626.963, 626.965, 626.967 Title insurance, 626.966

Reduced charges for insurance, 626.970 Retaining money dishonestly, 626.985 Title, short, 626.951 Transfers after petition for liquidation or rehabilita

tion; effect, 631.263 Transfers prior to petition for liquidation or rehabilita-

tion; effect, 631.262 Twisting prohibited, 626.955 Undefined practices, procedures as to, 626.977 Unfair competition, charges of; procedure of filing,

626.977 Unfair discrimination

Annuities, 626.962 Disability insurance, 626.962 Exceptions, 626.964 Life insurance, 626.962

Unfair methods prohibited, 626.952 Transacting insurance defined, 624.10 Transportation insurance See: Wet marine and trans·

portation insurance Transportation, tax, 624.510 Travel accident insurance; vending machines, 626.531,

626.532 Trust companies; failure to record documents, insurance

coverage, 624.605 Trust funds, consolidation, 215.22, 624.523 Trusteed assets See: Alien insurers; trusteed assets,

domestication

Trusts and trustees Delinquent agencies, 626.571 Fund, deposits credited to, 624.522

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.l Trusts and trustees (Cont.)

Group life insurance, 627.555 Life group insurance; removing certain restrictions,

627.555 Premiums, deposit of, 628.191

Twisting prohibited, 626.955

Unauthorized insurers and surplus lines Actions against insurer, 626.937 Agents

Bond, 626.928 Defined, 626.914 Examination, 624.317 Failure to file report or pay tax, special procedure,

626.936 Fees, 624.501 License regulations, 626.927, 626.935 Records, 626.930 Reports, failure to file, penalty, 626.936 Reports, quarterly, 626.931 Resident general lines agent as, 626.929 Summary of exported business, 626.931 Suspension, revocation, or refusal oflicense, 626.935 Tax, failure to pay, special procedure, 626.936

Aiding unauthorized insurer prohibited; penalty, 626.-901, 626.902

Authorized insurance, 626.915 Bond; surplus lines agent, 626.928 Business from local agents, 62?.929 Certificate copy of; filing, 626.923 Collection of taxes, 626.933 Commissions, contingent, 626.934 Contract, information required on, 626.924 Coverages, independently procured, report and tax,

626.938 Defined, 624.09 Evidence of the insurance; changes and penalty, 626.-

922 Examining offices, surplus lines, 626.921 Export

Business, summary of, 626.931 Eligibility for, 626.916, 626.917 Procedure, 626.920 Wet marine, aviation, 626.917

Failure to report or pay tax, 626.936 Files confidential, 626.921 Funds, accounting for, 626.934 Information required on contract, 626.924 Insurance, evidence of, changes, penalty, 626.922 Insurance, validity, 626.925 Insurers

Defined, 626.914 Eligibility, withdrawal of, 626.918, 626.919 Unearned premiums, liability, 626.926

Jurisdiction, subject to department, 626.909 Liability as to losses and unearned premiums, 626.926 Licensing of agents, 626.927 Losses and unearned premiums, liability of insurer,

626.926 Misrepresentation by local agents, 626.929 Offices, examining, 626.921 Policy, copy of; filing, 626.923 Premiums receipt tax; amount, 626.932 Process Law

Actions Attorneys' fees, 626.908, 626.911 Damages, 626.908

INSURANCE, DEPARTMENT OF (Cont.) Unauthorized insurers and surplus lines (Cont.)

Process Law (Cont.) Actions (Cont.)

Defense, 626.908 Jurisdiction, 626.909 Service of process, 626.909

Acts constituting commissioner as process agent, 626.906

Exemptions, 626.912 Interpretation of law, 626.904 Judgment by default, 626.907 Legislative declaration, 626.905 Method of substitute service, 626.909 Purpose of, 626.905 Service of, 626.907, 626.937 Short title, 626.904

Records; production upon order, 626.939 Report and tax independently procured coverages,

626.938 Report, quarterly, 626.931 Representing unauthorized insurer, prohibition and

penalty, 626.901, 626.902 Service of process; procedure, 626.937 Special procedures, 626.936 Suits by unauthorized insurers prohibited, 626.903 Surplus Lines Law, citation, 626.913 Validity of surplus lines insurance, 626.925 Violations, penalty, 626.910

Undefined practices; procedures as to, 626.977

Underwriting Automobile liability insurance; joint underwriting

plan, purpose; requirements, 627.311 Investments, 625.332 Policies, 627.417 Profits; excess refunded to policyholders; definition,

627.331 Rating organizations, 627.311, 627.318 Stock insurer, representations, 628.141

Unearned premium reserve Investment authorized, 625.111 Maintenance, necessity of, 625.051 Property insurance, 625.051 Title insurance, 625.111 Wet marine and transportation insurance, 625.061

Unfair competition or practices See: Trade practices and frauds

Uniform Insurers Liquidation Law, 631.031, 631.041, 631.141, 631.152, 631.161, 631.171, 631.191, 631.201, 631.211

Uninsured motor vehicles, liability coverage; insolvent insurer protection, 627.727

Unions See: Credit unions; Labor unions United States; obligations, investment in, 625.52 Validity of; violation not to affect, 626.141

Valuation Bonds, 625.141 Property, real and personal, 625.161 Purchase money mortgages, 625.171 Securities, 625.151 Standard Valuation Law, 625.121

Variable annuity contracts See: Life insurance Vehicle insurance defined, 624.605

Vending machines Continuation of operation; exception, 626.532

782

I INDEX I

INSURANCE, DEPARTMENT OF (Cont.) Vending machines (Cont.)

Expiration of license, 626.532 License tax and fees, 624.501 Travel accident insurance

Airports, 626.531 Bus stations, 626.531 Continuation of operation; exception, 626.532 Expiration of license, 626.532 Railroad stations, 626.531

Venue; delinquency proceedings, 631.021 Veterans' Administration employees disqualified, life

and disability insurance agents, 626.788, 626.833 Violations of law See: Fines and penalties Vocational and trade schools; insurance to indemnify

students if school discontinues operations, 229.821 Voidable transfers, 631.261 Ward, policies for benefit of; powers of guardian, 744.441 Water management district employees; group insurance

authorized; limitations, 373.605 Watercraft, etc.; physical damage insurance, prohibited,

287.025

Wet marine and transportation insurance Defined, 624.607 Reinsurance, applicability of law, 624.610 Return, 624.511 Surplus lines, eligibility for export, 626.917 Taxes

Domestic insurers succeeding to alien insurer, 624.-512, 624.51<

Overpayment, 624.511 Rate and computation, credit, 624.510

Windstorm coverage risk apportionment plan created for all insurers to participate, 627.351

Witnesses Immunity and waiver, 624.322 Oaths and examination, 624.321 Refusal to testify; penalty, 624.323 Testimony compelled, 624.322

Workmen's compensation Casualty insurance as including, 624.605 Defined, 624.605 Disability insurance not applicable to, 627.601 Duty of employer to carry, 440.38 Employer's liability, rate filings; requirements, 627.-

091,627.141,627.151,627.171-627.191, 627.211,627.-281, 627.291

Exclusion, 624.602 Federal old-age, survivors, and disability insurance,

employee eligible for; compensation reduced, 440.15 Life insurance as not including, 624.602 Loss reserves, 625.091 Pooling liabilities, 440.57 Suspension or revocation of insurance carrier's author

ity, 440.52

INSURANCE GUARANTY ASSOCIATION See: INSURANCE, DEPARTMENT OF

INSURRECTION See also: RIOTS AND UNLAWFUL ASSEMBLIES Governor, authority to preserve peace, 14.02 Inciting insurrection, 876.36 Militia called out to suppress, A4 S1, 250.06

INTANGIBLE PERSONAL PROPERTY See: ABANDONED OR UNCLAIMED PROPERTY;

TAXATION

INTELLIGENCE AND INVESTIGATION See: CRIMINAL LAW ENFORCEMENT, DEPART·

MENTOF

INTEMPERANCE See: DRUNKARDS AND DRUNKENNESS

INTENT Bail bonds; forfeiture, certificate of judge, 932.46 Bring suit, etc., simulating process; exception, penalty,

817.38, 817.39 Deceive by documents, etc., simulating the state seal,

etc., penalty, 817.38, 817.39 Local legislation, notice to apply for, proof, etc., 11.03

INTER VIVOS See: TRUSTS

INTERCHANGE OF GOVERNMENTAL EM-PLOYEES See: STATE OFFICERS AND EMPLOYEES

INTERCOURSE Carnal intercourse with unmarried person under 18

years, penalties, defenses, 794.05

INTEREST See also: USURY; LOANS Accounts of delinquent officers, 215.05 Attorney's fees, 687.05, 687.06 Banks, provisions inapplicable, 687.10

Bonds See also: Specific subject County, 130.02, 130.10 Drainage; counties, 157.08, 157.12-157.14 Judgments on, 55.04 Municipal, 166.131, 170.15 Public bodies, issues by; authorization by State Board

of Administration to exceed legal rate, 215.685 Refunding bonds of counties, 132.03, 132.04, 132.06,

132.09, 132.15 School district bonds, 236.52 Sinking fund, 236.55 State Board of Education, bonds issued by, 236.68

Capital stock associations; record date re interest determination, 665.713

Capital stock associations; savings deposits and other ac-counts, 665.708

Chattel mortgages, statements in, 687.09 Child-support debts due; waiver, 409.2486 Collection by trust companies, 660.01 Common school fund, apportionment, 229.80 Condominiums and cooperative apartments; defaulted

assessments, 711.15, 711.47 Consolidated debt; termination of security interest, 520.-

351 Consumer credit transactions See: CONSUMER Fl·

NANCE LAW Contracts, 687.01-687.03, 687.04-687.06, 687.08, 687.09 Corporate obligations, excessive rates; exceptions, 687.11

County Bonds; judgments, 55.04 Depositories; deposits, 136.01, 136.02, 136.04

783

I INDEX I

INTEREST (Cont.) County (Cont.)

Warrants, 130.21, 130.23 Criminal usury defined; penalties, 687.071 Decedents' estates, claims against, 733.705

Deposits County, 136.01, 136.02, 136.04 Savings banks, 654.01 Trust companies, 660.01

Entireties estate; incompetent; disposition, 744.457 Exceptions, laws governing interest and interest rates,

687.11 Forfeitures, 687.04, 687.08, 687.09 Income interest, termination, 738.04 Judgments, 55.03, 55.04, 55.13 Legal rate See: Rate Loans by credit unions, 657.14 Property Assessment Loan Fund; rates, 195.094 Public moneys deposited in banks, 18.15 Public officer receiving preferential rate; disclosure

statement, 112.3145

Rate Computation, procedure, 687.03 Criminal usury, loan sharking, penalties, 687.071 Judgments, 55.03 Legal, 687.01 Maximum, 687.02, 687.03 Maximum, authorization by State Board of Adminis

tration to exceed, 215.685 Statutory, 687.01

Receipts for payment to show principal and interest, 687.08

Refunding bonds of count ies, 132.03, 132.04, 132.06, 132.-09, 132.15

Rent, 83.06 Rent security deposits , residentia l property, 83.49 Residential rent security deposits, rate; notice to tenant,

etc., 83.49 Revolving charge account; termination of security inter

est, 520.351 Rural housing land acquisition and site development as-

sistance loans; limitation, 420.205 School district bonds, 236.52 State depositories, 18.10 Student loans See: STUDENT LOAN TRUST FUND

Taxes Estate, 198.15 Redemption; lands sold for, 197.156 Tax sales; fractional interest rate bids, acceptance,

197.116 Trust companies, provisions inapplicable, 687.10 Usury See: USURY Warrants; county, 130.21, 130.23

INTERIM COMMITTEES Legislature, members; per diem and mileage, 11.13

INTERLOCAL AGREEMENT Airport zoning regulations, 333.03 Generally, 163.01 State Building Code enforcement districts created under,

553.80

INTERMARRIAGE By lineal consanguinity or close relatives, prohibited,

741.21

784

INTERNAL IMPROVEMENT TRUST FUND, BOARD OF TRUSTEES Administration of certain state land, 253.03 Agents and employees, authorized to execute deeds, 253.-

431 Aquaculture; state-owned submerged lands, leases See:

Tidal lands Aquatic preserves, duties re See: AQUATIC PRE

SERVES Areas of critical state concern See: ENVIRONMEN

TAL LAND AND WATER MANAGEMENT Biscayne Bay Aquatic Preserve, duties re, 258.165 Biscayne National Monument, conveyance of land to

United States for creation of, 253.62 Boca Ciega Bay, aquatic preserve, restrictions, 258.16

Bulkheads Biological and hydrographic surveys necessary prior to

fixing, 253.124, 253.1241 Biscayne Bay Aquatic Preserve, restrictions approved,

258.165 Construction , 309.01 Deposit of materials, protection of ports and harbors,

309.01 Ecological study necessary prior to fixing lines, 253.-

124, 253.1241 Enforcement of law, 253.127, 253.128 Establishment of lines, power to fix , 253.12, 253.1221 Pinellas County, 253.66 Procedure necessary prior to fixing bulkhead lines,

253.124 Reconstruction; approval of Board of Trustees, re

quired, 253.124

Canals Biscayne Bay Aquatic Preserve, restriction re connec-

tion, 258.165 Companies, toll rates approval, 253.12, 360.11 Records required, 360.03, 360.08 Route changes, etc., filing of cert ificate, 360.08 Route, filing of plat , 360.04 Terminal facilities, filing of plat of land, 360.03

Certificate respecting certain lands as evidence of ownership, 92.16

Coastal structures, reconstruction of; approval, Board of Trustees; required, 253.124

Confirmation of certain land grants, 694.07 Construction of term "land the title to which is vested in

state," 253.451 Deeds and conveyances See: Sale of lands Department of Commerce; grants and conveyances,

288.14 Drainage and reclamation; permit for; subject to ap-

proval of Board of Trustees, 253.1281 Duties, certain transferred, 20.261 Easements, licenses or leases, etc.; granted, 253.665 Educational materials and products; manufacture or use

by corporation, etc.; approval, 233.255 Endorsement and transfer of bills, notes, etc., owned by

board, 253.34 Erosion control and beach restoration See: SHORE

AND BEACH PRESERVATION Everglades Experiment Station, lands, use of, 241.28

Exchange of land Biscayne Bay Aquatic Preserve, 258.165 Board of Trustees, 253.42 Deed, 253.43 Disposal of lands received, 253.44

I INDEX I

INTERNAL IMPROVEMENT TRUST FUND, BOARD OF TRUSTEES (Cont.) Exchange of land (Cont.)

Without reservation of oil, etc., 253.62 Federal Government surveyed lands, certain provisions

inapplicable, 253.40 Federal surplus lands and buildings, powers re, 253.03 Governmental agency conveying title to another agency;

recordation, 695.015 Grant on submerged or filled-in lands, 253.382 Holland Act lands, 253.02 Inter-American Center Authority, realty and personalty

transferred to board; use for governmental purposei>, 253.033

Islands or submerged lands, sale of or conveyance of interest in; applications re; restrictions, 253.12

Lands Application requesting sale of, public notice and hear

ing, 253.115 Conveyed to United States without reservation of oil,

etc., 253.62 Title to which is vested in state; construction of term

re, 253.451 Transfers authorized, 253.03

Leases Biscayne Bay Aquatic Preserve; restriction, 258.165 Bottoms of bays, streams, etc., 253.47 Easements granted, 253.665 Mining or drilling; surety bonds required, 253.571 Murphy Act Lands, 197.381 Oil and gas See: Oil and gas leases Petroleum or gas rights, 253.47 Public lands; application requesting lease; public no

tice and hearing, 253.115 State-owned submerged lands, aquaculture See: Tidal

lands State lands for mineral purposes, 253.45 Surety bonds for lessees drilling or mining, 253.571 Timber, clay, sand, gravel lands, 253.45

Maintenance dredging; material removal and sale, dispo-sition of funds, 403.813

Marine shore facility; establishment, 241.281 Membership, 253.02 Merged into Natural Resources Department, 20.25

Mines and minerals Bottoms of bays, streams, lagoons, etc.; sale for pe

troleum purposes, 253.47 Conveyance oflands to United States without reserva

tion, 253.62 Excavation restriction, Biscayne Bay Aquatic Pre-

serve, 258.165 Exchange of lands without reservation, 253.62 Leases; surety bond required, 253.571 Lessees of state land rights, reports required, 253.511 Report as to lease holdings required, 253.512 Reservation of rights, 253.382, 253.43, 253.62, 270.11 Riparian lands, 253.382 Sale of public lands, 270.11 Sale or lease, method of extraction; record of exact

mineral, 253.45 Taxation, 193.481

Murphy Act lands See: TAXATION Natural Resources Department; executive director re

sponsibilities to board, 253.02, 370.017 Natural resources; sale or lease of phosphate, clay, min

erals, etc., 253.45

INTERNAL IMPROVEMENT TRUST FUND, BOARD OF TRUSTEES (Cont.) Navigable meandered freshwater lakes

Administration of, 253.12 Boundary lines

Average levels; affidavits of local, longtime resi-dents, 253.151

Establishment, 253.151 Notice and description, publication of, 253.151 Physical evidence of water's edge, 253.151

Definitions, 253.151 Gauging stations; use in determining, 253.151 Riparian owners

Aquatic vegetation, removal of; permit from Board of Trustees, 253.151

Docks, boathouses, etc., use by, 253.151 Usufructuary use of lands, 253.151

Separate class of sovereignty lands, 253.151 Notes owned by board, transfer authorized, 253.34 Number, increased to seven, 253.02

Oil and gas leases Bids and bidding

Competitive, 253.54 Rejection, 253.54 Sealed, 253.53

Board authority to negotiate, 253.47, 253.51 Conflicting laws to prevail, 253.60 Lessees to report lease holdings, 253.512 Limitations on terms, 253.55 Marketing, 253.52 Progress reports required, 253.511 Responsibility of bidder, 253.56

Outdoor recreation development, duties re See: OUT-DOOR RECREATION AND CONSERVATION

Oyster beds reserved to state, 253.382 Personnel, 253.02 Phosphate, etc., under sovereignty lands; sales, leases,

competitive bids, etc. , 253.45 Powers and duties, 20.05, 253.02, 253.032 Prosecuting officers to assist in protecting state lands,

253.05

Public lands Accounts of grants, etc., 253.031 Actions involving, 253.04 Area of critical concern, inventory filed with State

Land Planning Agency, 380.05 Available for taxes; escheat to state; title in trustees,

197.241 Board's authority to exchange, 253.42 Certificate as evidence of ownership, 92.16, 253.031 Custodian .of deeds and documents, 253.031 Deeds and conveyances; personal signature of trustee

required, 253.031 Enumerated, 253.03 Fees; statistical records, researches, copying of records,

253.031 Field notes, plats, documents, etc.; transfer to, 253.031 Files, records, equipment, supplies, etc., transfer to,

253.032 Information re, 253.031 Inter-American Center Authority, realty and person

alty transferred to board; use for governmental purposes, 253.033

Inventory; quiet title actions, 197.361 Land office, location, 253.031 .Ownership after sale, seal as evidence, 253.031 Plats or maps; custody, fees, etc., 253.031, 253.41

785

I INDEX I

INTERNAL IMPROVEMENT TRUST FUND, BOARD OF TRUSTEES (Cont.) Public lands (Cont.)

Prosecuting officers to assist in protecting state lands, 253.05

Protection, 253.04 Ratification of certain prior sales, 253.121 Records, custody, 253.031 Responsibilities of office, 253.031 Sand and gravel from state lands, 253.45 Separate books and records of certain information,

maintaining, 253.031 Surveyor general's records, keeping, 253.031 Transfer authorized, 253.02, 253.03 Waters and lands, federal conservation of wildlife and

fish; limited jurisdiction; consent by state, 372.771

Railroads Change of route, etc.; filing of certificate, 360.08 Records required, 360.03, 360.08 Route, filing of plat, 360.04 Terminal facilities, filing of plat, 360.03

Reclaimed marsh lands Riparian rights unaffected, 253.38 Sale, 253.37 Survey, 253.37 Title, 253.36 Unsurveyed marsh lands, sale to upland owners, 253.-

381 Recreation and parks, duties re See: OUTDOOR REC-

REATION AND CONSERVATION Reports to Legislature, 253.23 Reservation of minerals See: Mines and minerals Riparian owners' rights, 253.12, 253.151, 253.38, 253.382,

253.39 Riparian proprietors See: RIPARIAN PROPRIETORS Roadways, state; emergency repairs, 253.124

Sale of lands Advertisement, 270.07, 270.08 Agents and employees, authorized to execute deeds,

253.431 Application requesting sale; public notice and hearing,

253.115 Authority, 253.02 Bids, 253.45, 270.09 Biscayne Bay Aquatic Preserve; restriction, 258.165 Biscayne National Monument; establishment, 253.62 Bottoms of bays, streams, etc.; for petroleum purposes,

253.47 Compromise of unpaid balances, 270.17 Counties to have first right to purchase, 253.111 County commissioners, notice to; required, 253.111 Deeds

Custody of documents, 253.031 Evidence, 92.16, 92.17 Execution, 270.09

Disposal of lands received, 253.44 Disposition of proceeds

Building construction and property management, use of certain proceeds, 270.27

Deduction of cost of improvements, 270.14 Land Acquisition Trust Fund, payment into, 253.-

031, 270.22 Lands to which law inapplicable, 270.26 State lands, 270.23 State School Fund, 270.12, 270.15 Tax foreclosure lands, 270.15

786

INTERNAL IMPROVEMENT TRUST FUND, BOARD OF TRUSTEES (Cont.) Sale of lands (Cont.)

Disposition of proceeds (Cont.) Taxes, payment, 270.24

Educational purposes; seal and witnesses required, 689.12

Forestry, conveyance of lands to community forest, 591.19

Homesteads, etc., rights unimpaired, 270.10 Impairment of certain rights, 270.10 Islands or submerged lands, sale of or conveyance of

interest in; applications re; restrictions, 253.12 Land in Tallahassee, 270.27 Murphy Act lands See: TAXATION Notice, 270.07, 270.08 Phosphate, clay, minerals, sand, etc., in or under cer

tain lands; sale or lease, 253.45 Preservation of equity or interest of state lands sold

Compromise of unpaid balance, 270.16 Foreclosure of mortgage for balance of purchase

price, 270.17 Reconveyance to state; extinguishes tax liens, 270.19 Tax liens extinguishment when title reverts to state;

exception, 270.18 Title vested in state to go to department from which

originated, 270.20 Transaction to which law applicable, 270.21

Public state land sales, 197.381, 197.386, 253.45, 253.-47, 270.Q7

Ratification of certain prior sales, 253.121 Reconveyance to state, tax liens extinguished, 270.19 Record, 270.09 Refund where title fails, 253.29 Release of state's mineral rights, 270.11 Riparian owners; rights, 253.111 Sand and gravel from state lands, 253.45, 270.13 School funds, percentage available, 270.12, 270.13 Sovereignty lands; sale or private use, A10 S11 Terms agreed upon, 270.09 Tidal lands See: Tidal lands

Sales Board vote affirmatively for, 253.02 Mineral purposes, 253.45 Petroleum or gas rights, 253.47 Refund where title fails, 253.29

Seal of office; evidence, 92.17, 253.031 Seawalls, Biscayne Bay Aquatic Preserve; approval re

strictions, 258.165

Seminole Indians Acquisition of property or acceptance of donations,

285.14 Hunting and fishing privileges, 285.15 Land set aside; description, 285.011 Transfer ofland to United States in trust for, 285.061

Shore and beach preservation See: SHORE AND BEACH PRESERVATION

Small inland lakes See: LAKES State agencies, lands held by; transfers, 253.03 States agencies; sale or lease of lands for, 253.45 State Fair Authority land, conveyances, statutory op-

tion, 616.262 State officers, 253.02 State-owned lands, authority vested in, 253.03 State Wilderness System See: WILDERNESS SYSTEM

ACT Submerged lands See: SUBMERGED LANDS

I INDEX I

INTERNAL IMPROVEMENT TRUST FUND, BOARD OF TRUSTEES (Cont.) Surrender of certain lands to United States; receive in

demnity, 253.21

Surveys by chief drainage engineer validated Lands applicable, 253.40 Plats and field notes filed with Board of Trustees,

253.41 Validation, 253.39

Tidal lands Addition to and extension of existing lands or islands,

restrictions, 253.123 Aquaculture; leases to submerged land and water col

umn Applications, requirements, 253.69 Area to be leased, 253.71 Assignability of leases, 253.71 Authority; limitation, 253.68 Bond, 253.71 Contract, 253.71 Definitions of terms used, 253.67 Disposition of improvements at termination of con-

tract, 253.71 Hearings and notices upon applications, 253.70 Marking leased area, 253.72 Penalties, 253.74 Public use of leased area; restriction, 253.72 Rental fees, 253.71 Rules and regulations, Board of Trustees to set,

253.73 Studies and recommendations by Department of

Natural Resources, and Game and Fresh Water Fish Commission, 253.75

Supervision of aquaculture operations, 253.75 Term of lease, 253.71

Aquatic preserves See: AQUATIC PRESERVES Biological survey prior to sale, 253.12 Biscayne Bay Aquatic Preserve, dredge or fill permits,

258.165 Condemnation, acquisition by; authority; exception,

253.02 Confirmation of title to upland owners, 253.129 Disposition, method of, 253.12 Ecological study prior to sale, 253.12 Exemptions, 253.12 Filling land

Administrative orders, judicial review by aggrieved party, 253.124, 253.127

Board or agency under special law; enforcement, 253.128

Construction of law, 253.135 Enforcement powers, 253.127, 253.128 General or special law effect upon, 253.135 Hearings; procedure, 253.124, 253.1242 Lands previously purchased, exception, 253.123 Permit

Application procedure, 253.12, 253.124, 253.1281 Biological and hydrographic surveys necessary

prior to filling, 253.124, 253.1241 Biological or ecological studies, consideration of;

waiver, procedure, 253.123 Biscayne Bay Aquatic Preserve, 258.165 Construction, limitation of period re, 253.124 Dredge or fill; subject to approval of Board of

Trustees, 253.1281 Ecological study necessary prior to fllling, 253.124,

253.1241

787

INTERNAL IMPROVEMENT TRUST FUND, BOARD OF TRUSTEES (Cont.) Tidal lands (Cont.)

Filling land (Cont.) Permit (Cont.)

Fees and cost, 253.124, 253.125 Hearings; procedure, 253.124, 253.1242 Penalty for violation, 253.124 Renewal, revocation, expiration, etc., 253.124 Right of appeal, 253.124 Temporary emergency repair; exception, 253.124

Restrictions, 253.12, 253.123, 253.124, 253.66 Riparian owners; defined; rights re, 253.12

Hydrographic survey required, 253.12, 253.123, 253.-124

Injunction against, right, 253.14 Inspection, 253.02 Island construction

Legislative intent, 253.126 Limitation and restrictions; exceptions, 253.126 Navigable water bottoms; restrictions, 253.123

Liens or charges upon materials dredged from prohibited; exceptions, 253.03

Navigable freshwater lakes, title of submerged lands, 253.12

Permits for filling land, issuance fee and cost, 253.124, 253.125

Prior conveyances, ratification, 253.121 Public Service Commission

Joint use of terminal facilities; jurisdiction, 350.18 Jurisdiction extended and enlarged, 350.19 Terminal facilities erected on certain lands; jurisdic-

tion, 350.17 Pumping of sand, rock, etc., from navigable water bot

toms; restrictions, 253.123 Riparian owner, conveyance of filled land, 253.12, 253.-

121 Sale

Board of Trustees to defend suits against, 253.14 Enjoining, 253.14 Public hearings, notice, 253.12 State policy re, A10 Sll

State roads, emergency repairs, 253.124 Title vested in Board of Trustees; generally, 253.12 Validation of certain conveyances, 253.12 Withdrawal of lands, 253.12

Title to land vested in Authority, 253.03 Capitol Center, land acquired for, 272.122 Lands granted to state, 253.02 Marsh, etc., lands, reclaimed, 253.36 Murphy Act lands See: TAXATION Tidal lands, 253.12

Transfer of certain powers, duties, and functions, 20.10, 20.261

Trust funds transfers authorized, 253.03 United States, conveyance of land to; without reserva

tion of oil, etc., 253.62 United States, surrender of certain land to; receive in

demnity, 253.21 Unsurveyed marsh lands, sale to upland owners, 253.381 Wilderness areas, duties re See: WILDERNESS SYS

TEM ACT Wildlife and flsh, federal conservation of; lands and wa

ters for; limited jurisdiction; consent by state, 372.771

I INDEX I

INTERNATIONAL TREATIES Recognition of international treaties; certificates; notifi

cation upon arrest, 901.26

INTERNSHIP Legislative staff; generally, 11.30

INTERPLEADER See: COMMERCIAL CODE

INTERROGATORIES See: DEPOSITIONS

INTERSTATE COMMERCE Alcoholic beverages; license and excise taxes; common

carriers, 565.02 Antibookie Law not to apply to private wire service used

in, 365.04 Cigarette tax, records of freight bills and shipments,

210.09 Egg Law declared inapplicable, 583.11 Gasoline, motor fuels, naphtha, distillate, carriers to re

port to department, 206.09 Law re regulation of telegraph and telephone companies

not to affect, 364.29 Motor vehicles; fees and registration, 320.16 Motor vehicles; motor fuel tax See: MOTOR FUEL TAX Poultry Law exemption, 583.16 Sales tax, 212.08

INTERSTATE COMMERCE COMMISSION See: PUBLIC SERVICE COMMISSION

INTERSTATE COMPACTS Atlantic States Marine Fisheries, 370.19 Children, placement of See: Interstate compact under

MINORS Commission on Interstate Cooperation See: INTER-

STATE COOPERATION, COMMISSION ON Conservation of oil and gas See: OIL AND GAS Corrections Compact, 941.56 Detainers, interstate agreement See: DETAINERS, IN

TERSTATE AGREEMENT Disaster emergencies, compacts authorized, 252.40 Drivers' Licenses Compact See: Driver Licenses, Divi

sion of under HIGHWAY SAFETY AND MOTOR VEHICLE, DEPARTMENT OF

Education, National Compact for, 244.06 Education, Regional, 244.02 Educational Personnel, Qualifications, 244.09 Environmental Compact; adoption, 403.60 Extradition See: EXTRADITION Forest Fire Protection, 590.31 Gulf States Marine Fisheries, 370.20 Juveniles See: Interstate compacts under JUVE

NILES, JUDICIAL TREATMENT Library compact See: LIBRARY SERVICES, DIVI-

SION OF Mental health See: MENTAL HEALTH Migrant Labor, 450.251 Motor vehicle equipment safety See: Vehicle Equip

ment Safety Compact under MOTOR VEHICLES Multistate Tax Compact See: MULTISTATE TAX

COMPACT Nuclear Code and Southern Interstate Nuclear Compact

See: NUCLEAR CODE AND SOUTHERN INTERSTATE NUCLEAR COMPACT LAW

Parole and Probation, 949.07

INTERSTATE COMPACTS (Cont.) Placement of children See: Interstate compact under

MINORS Southern Growth Policies Agreement, 23.140 Tennessee-Tombigbee Waterway Development Author

ity, 374.97 Vehicle Equipment Safety Compact See: MOTOR VE

HICLES

INTERSTATE COOPERATION, COMMISSION ON Committees, commission; establishment, 13.01 Composition, 13.01

Council of state governments Assistance to, 13.08 Employment of services by Attorney General, 16.52 Joint governmental agency of this state, 13.09 Participation in, 13.07

Designation; committees and commission, 13.06

Functions of commission Advancement of cooperation between Florida and

other states, etc., 13.07 Committees; establishment; appointment of members,

13.08 Council of State Governments; to participate in, 13.07 Generally, 13.07 Reports to Governor and Legislature, 13.08 Secretary, appointment; duties, etc., 13.08

Governor's Cooperation Committee Cabinet officers, members, 13.05 Chairman, 13.05 Designation, 13.06 Governor ex officio member, 13.05 Members, 13.05

House of Representatives Cooperation Committee Chairman of standing committees, 13.03 Designation, 13.06 Functions, term of service, 13.04 Members, 13.03 Standing committees, designation, 13.03

Joint Legislative Committee, establishment, 13.04 Members; appointment, compensation, expenses, 13.01 Powers and duties, generally, 13.08 Secretary, appointment; duties, etc., 13.08

Senate Cooperation Committee Chairman of standing committee, 13.02 Designation, 13.06 Functions, term of service, 13.04 Members, 13.02 Standing committee, designation, 13.02

Uniformity of Legislation in the United States, Commissioners for Promotion of, 13.10

INTERSTATE CORRECTIONS COMPACT Contracts re inmate confinement; contents, 941.56 Definitions of terms used, 941.56 Health and Rehabilitative Services Department, secre-

tary; powers, 941.57 Hearings; records and recommendations, 941.56 Legal rights of inmates, retention, 941.56 Nonreviewable acts, 941.56 Procedures and rights, 941.56 Purpose and policy of compact, 941.56 Release; cost of return, 941.56 Short title, 941.55 Withdrawal and termination, 941.56

788

I INDEX I

INTERSTATE ENVIRONMENTAL COMPACT Adoption, 403.60

INTERSTATE OIL COMPACT COMMISSION See: Conservation under OIL AND GAS

INTERVENTION Eminent domain, 73.051 Environmental protection actions for injunctive relief,

403.412 Validation of bonds; proceedings, 75.07, 100.321

INTOXICATING UQUORS See: ALCOHOUC BEVERAGES AND UQUORS

INTOXICATION See: DRUNKARDS AND DRUNKENNESS

INTRACOASTAL WATERWAY Regulatory markers, etc., 371.523

INVALIDS See also: HANDICAPPED PERSONS; PHYSICALLY

OR MENTALLY INCAPACITATED; ELECTION CODE; GUARDIANS AND WARDS

Exemption from tax, A 7 S3 License taxes; exemption, 205.162

INVASION Habeas corpus, suspension of, Al S13 Militia called out to repel, A4 Sl, 250.06

INVASION OF PRIVACY See: UBEL AND SLANDER

INVENTORIES Auditor General, duties re, 273.02 County-owned tangible personal property, 274.02 Decedents' estates See: PROBATE CODE Drug controlled substances, accurate record of inven-

tory, 893.07 Exempt personalty, 222.06 Exemption in part from ad valorem taxation, A7 84 Explosives, sales, etc., 552.111 Fire and going out of business sales and auctions; addi

tional inventory prohibited, 559.22 Fire and going out of business sales and auctions; inven-

tory submitted to sheriff, 559.21 Guardian and ward, inventories, 744.377, 744.384 Hotels, etc., effects of guest or tenant, 509.111 Instructional material, school superintendents' duties

re, 233.43 Motor vehicles, stolen, returned to rightful owner, etc.,

812.061 Personal property, under exemption proceedings, 222.06,

222.07 Search warrant, property taken on, 933.11-933.14 State Auditor, duties transferred to Auditor General,

273.02 State-owned tangible personal property; minimum value

of reportable property increased, 273.02 Tax assessment, basis of, 193.511 Uniform Veterans' Guardianship Law, guardian re

quired to file, 294.06

INVESTIGATIONS See also: Specific heads Consumer Services Division; powers re, 570.283

INVESTIGATIONS (Cont.) County commissioners, powers, 125.01 Dissolution of marriage; social investigations; custody

proceedings, 61.20 Insurance adjusters See: INSURANCE, DEPART

MENTOF

Investigators Governor's authority to employ persons to make, 14.06 Grand jury may employ, 125.59 Legislative See: LEGISLATURE Private See: PRIVATE INVESTIGATIVE

AGENCY State attorney, employed by; powers, 27.255

Mortgage brokers, 494.06 Private wire service, preinstallation investigations; At-

torney General, powers re, 365.031 Public defenders, 27.53 Southern Growth Policies Board; powers re, 23.140 Special deputy sheriff to perform undercover work, 30.09

INVESTMENT COMPANIES Income tax See: CORPORATE INCOME TAX Sale of stocks, bonds, and other securities See:

FLORIDA SECURITIES LAW

INVESTMENTS Banks See: BANKS AND TRUST COMPANIES Bonds and motor vehicle anticipation tax certificates,

518.15 Brevard County Expressway Authority bonds as legal

investments, 348.228 Common trust fund, 660.11-660.14 Community redevelopment bonds, 163.390 Cooperative marketing associations, 618.07 County funds; investment by circuit court clerk, 28.33 Credit union, 657.04, 657.161 Credit Union Guaranty Corporation funds, 657.258 Education, State Board; capital outlay funds, A12 S9 Educational Facilities Working Capital Trust Fund,

state funds investment in, 235.42 Eminent domain deposits; by clerk of circuit court; au

thority, 74.051 Fiduciary funds See: Investment of funds under

FIDUCIARIES Funds collected by county officer surplus to current

needs, earnings allocation, 125.315 Guardians and wards See: GUARDIANS AND

WARDS Guardians; Veterans' Administration funds, 518.01 Higher education bonds or certificates, 243.33, 518.151 Housing authority bonds, 518.09 Industrial development bonds eligible for , 159.40 Industrial savings banks, 656.23 Insurance See: Investments under INSURANCE, DE-

PARTMENT OF Investment certificates See: COMMERCIAL CODE Legal, listed; Veterans' Administration funds, 518.01 Municipalities See: MUNICIP ~UTIES Optometric service plan corporations, funds, 637.091 Personal representative See: PROBATE CODE Pharmaceutical service plan corporations, funds, 637.-

251 Pinellas County Transportation Authority bonds, 348.-

132 Professional service corporations See: PROFES

SIONAL SERVICE CORPORATIONS Puerto Rican bonds or obligations, 518.152

789

I INDEX I

INVESTMENTS (Cont.) IONIZING RADIATION SOURCES Revenue bonds, governmental purposes; as legal invest

ments, 159.15 Sale or exchange of securities belonging to state agen-

cies, 215.45 . Savings association, legal investments in, 665.321 Savings banks, funds, 654.05 School bonds, 236.613 Securities See: SECURITIES Seminole County Expressway Authority bonds as legal

investments, 348.961 State agencies' fund, State Board of Administration; du

ties reinvestment, 215.44, 215.45, 215.46, 215.47, 215.-48, 215.49, 215.50, 215.51, 215.52, 215.53

State bonds, constituted as legal investments, 215.75 Teachers' Retirement System funds, 238.10 Trust companies; common trust fund, 660.11, 660.12,

660.13, 660.14 University agency and activity funds, 240.096 Variable annuity contracts See: Life insurance under

INSURANCE, DEPARTMENT OF

See: NUCLEAR CODE AND SOUTHERN INTERSTATE NUCLEAR COMPACT LAW

ISLAND OF DRY TORTUGAS Tortugas shrimp beds; closed areas; fishing permits;

penalties, etc., 370.151

ISLANDS Adding to or extension of; riparian owners, written con

sent required, 253.12 Filling land, restrictions on, etc., 253.12, 253.123-253.129,

253.135 Sale or conveyance of interest in; applications re; restric

tions, 253.12, 253.124

ISSUE See: Specific heads

790

JACKASSES See: Jackasses under LIVESTOCK

JACKSON COUNTY Appellate District, First, 35.02 Boundaries, 7.32 Circuit court terms, 26.35 Congressional District, Second, 8.01 County court judges; number assigned, 34.022 Judicial Circuit, Fourteenth, 26.021 Poultry diagnostic disease laboratory, creation and es

tablishment, 585.62

JACKSONVILLE, CITY OF Duval County, merger with, AS S6 Legislative power to alter, abolish, or establish, AS S6

JACKSONVILLE TRANSPORTATION AUTHORITY Acquisition of lands, etc., 349.10 Action, remedies of bondholders, 349.06 Addition to system, 349.04 Agents, 349.03 Banks and trust companies, fiscal agents for bonds,

349.05 Banks and trust companies, investment in bonds, 349.14 Boards, cooperation with, 349.11

Bonds Banks and trust companies; fiscal agent for, 349.05 Bondholders

Legal actions, 349.06 Transfer of refunding powers to authority, 349.16 Trustee, appointment, 349.06

Default in payments, 349.06 Depositories, security for public funds, 349.14 Fudiciary funds, investment in bonds, 349.14 General provisions, 349.03, 349.04, 349.05 Interest rates, 349.05 Investments, 349.04, 349.14 Issuance authorized, 349.04, 349.05 Negotiable instruments, 349.05 Refunding and funding, 349.04 Sale, 349.03, 349.05, 349.06 Security for payment, 349.04, 349.05 State of Florida, covenant as to bonds, 349.12 Taxing power not to be pledged; exception, 349.04 Trust funds, eligible for investment, 349.14 Trustee; appointment, etc., 349.06

Chairman, 349.03 Citation, 349.01 Construction of; Transportation Department agent for

authority, 349.09 Contracts, authority to enter into, 349.04 Cooperation with other agencies, 349.11 Corporate income tax, liability re certain incomes, 349.13 Covenants of the state, 349.12 Created, 349.03 Definitions, 349.02 Duval County; gasoline tax funds, 349.05 Easement, acquisition, 349.10 Eminent domain, powers of, 349.04, 349.10 Engineers, employment, 349.03 Executive director; employment, 349.03

J

791

JACKSONVILLE TRANSPORTATION AUTHORITY (Cont.) Fiduciary funds, investment in bonds, 349.14 Financial advisors and consultants, employment, 349.03 Governing authority, 349.03 Hearings, notice, 349.042 Injunction, remedies of bondholders, 349.06 Investments, authorized, 349.04 Jacksonville Area Planning Board; review of plans, com

ment reports, 349.042

Jacksonville, City of Appropriations, 349.041 Central services, use of, 349.041 Mayor, appointments by, 349.03

Jacksonville Expressway Authority; redesignation, 349.03

Jacksonville Transportation System, transfer, 349.08 Lands and property, acquisition, exemption from taxes,

349.10 Law construed, 349.17

Leases Authority; limitation, 349.Q4, 349.05 Entry into, 349.03, 349.07 Lease-purchase agreements with Transportation De

partment authorized, 349.04, 349.05, 349.07 Transfer of lease-purchase agreement to authority,

349.08 Legal counsel, power to employ, 349.041 Loans; making and securing, 349.05 Mass transit system, powers re, 349.04 Members, appointment, composition, qualifications,

terms, vacancy, etc., 349.03 Municipalities, cooperation with, 349.11 Operation, transportation system, 349.12 Ordinances and resolutions, 349.05 Parking facilities, powers re, 349.04 Passenger terminals, powers re, 349.04 Personnel; compensation, etc., 349.03 Plans, expressway and transit; review, 349.042 Powers; alteration by state, 349.12 Powers generally, 349.04

Property Acquisition by eminent domain or otherwise, 349.10 Holding, owning, leasing, authorized, 349.05 Rights generally, 349.04

Rates, fees, rentals Pledging authorized, 349.04 Powers re, 349.04 Priority of payment in redemption of bonds, 349.05

Seal, 349.04 Securities; bonds qualified for investment of public

funds, 349.14 Sinking fund, 349.05 State Board of Administration; fiscal agent of bonds is-

sued by, 349.05 Suits, right to sue and be sued, 349.04 Tax power not to be pledged; exception, 349.04 Taxation; exemption; exception, 349.13 Technical experts, 349.03

J INDEX J

JACKSONVILLE TRANSPORTATION AUTHORITY (Cont.) Transportation Department

Agent for construction, 349.09 Defaults by, 349.06 Gasoline taxes, pledge of, 349.05 Lease-purchase agreements with, 349.04, 349.05,

349.07 Pledges of, enforceable by bondholders, 349.15 Powers of supervision, 20.23

Trust deeds, etc., 349.05 Trustees, 349.06, 349.14

JAI ALAI See: Jai alai and frontons under RACING

JAILS AND JAILERS See also: PENAL AND CORRECTIONAL INSTITU

TIONS Ball and chain prohibited, 951.20

Captains, wardens, and guards Care and custody of United States prisoners, 950.03 Employment, compensation, duties, etc., 951.06 Escapes, criminal liability and penalty, 843.09, 843.10 Failure to discharge duties, penalty, 951.14 Malpractice, 950.09 Neglect of duty, 950.04 Refusal to accept prisoners, 839.21 Release of prisoner; case transferred, 932.65

Commitment, jail of another county, 902.21 Confinement, jail of another county, 950.01, 950.02,

951.23 Construction, sanitation, and maintenance; standards

and requirements, 951.23 Contraband articles; traffic in, 951.22 Correctional officers See: CORRECTIONAL STAN-

DARDS COUNCIL County construction bonds issued re, 130.01 Definitions of terms used, 944.02, 951.23 Detainers, duties re, 941.45 Extradition proceedings, duties re, 941.12 Female and male prisoners, separation, 950.051, 950.061 ,

950.07, 950.08 Inspection of, 944.31, 951.02 Juvenile detainees not confined in; exceptions, 39.03 Mentally ill person, emergency confinement; time limi-

tations, 394.459 Municipal public works, within purview oflaw re, 180.06,

180.Q7 Offender Rehabilitation Department duties re, 951.23 Prisoners See: County prisoners under PENAL AND

CORRECTIONAL INSTITUTIONS Sanitary Code applicability, 381.031

Sheriffs Delivery of prisoners to successor, 30.28 Feeding prisoners, compensation, 30.25 Guard or transport prisoners, special deputy re, 30.09

Standards and requirements, nonconformance; prisoner removal, 951.23

Work-release program, inmates' earnings disposition, 951.24

JEFFERSON COUNTY Appellate District, First, 35.02 Boundaries, 7.33 Circuit court terms, 26.23 Congressional District, Second, 8.01

JEFFERSON COUNTY (Cont.) County court judges; number assigned, 34.022 Judicial Circuit, Second, 26.021

JEFFERSON DAVIS' BIRTHDAY Legal holiday, 683.01, 683.02

JEOPARDY Criminal offenses, withheld sentences not altered for five

years; limitation on, 775.14 Double, prohibited, Al S9 Former conviction or acquittal; bar to subsequent prose

cution, 910.11

JETTIES Construction, 309.01

JIM WOODRUFF DAM Reciprocity agreement; game and fish taking, 372.97

JOCKEYS Minors, 550.04

JOHN J. SAVAGE MEMORIAL ACT See: Ethics, Commission on under CODE OF ETHICS

JOHN PENNEKAMP CORAL REEF STATE PARK Coral or other material, taking from; penalty, 592.17 Coral, taking or possession of; prohibited, 370.114

JOINDERS Causes of action See: Joinder under ACTIONS Eminent domain proceedings See: EMINENT DOMAIN Husband and wife See: HUSBAND AND WIFE Parties See: PARTIES Pleadings See: PLEADINGS Summary administration of estates, joinder of heirs,

devisees, or surviving spouse, 735.209

JOINT ADMINISTRATIVE PROCEDURE COMMITTEE Creation; membership, duties, etc., 11.60

JOINT LEGISLATIVE MANAGEMENT COMMITTEE See: LEGISLATURE

JOINT OWNERSHIP Homestead, A 7 S6 Multiple unit housing See: CONDOMINIUMS AND

COOPERATIVE APARTMENTS State not to be in corporation, A 7 SlO

JOINT POWER ACT See: ELECTRIC PLANTS

JOINT STOCK COMPANIES Abandoned property, unclaimed funds See: ABAN

DONED OR UNCLAIMED PROPERTY Annual report filing fee, 607.361 Income tax See: CORPORATE INCOME TAX

JOINT TENANCY Partition See: PARTITION Simultaneous death, 732.601 Survivorship abolished; exception, 689.15

792

J INDEX J

JOINT TORT-FEASORS Release, 768.041

JOURNALS Legislative See: LEGISLATURE

JOURNEYMEN PLUMBERS See: PLUMBERS

JOYRIDING Unauthorized temporary use of motor vehicle, aircraft,

boat, or boat motor; penalty, 812.041

JUDAS TREE Preservation, 865.06

JUDGE ADVOCATE GENERAL See: Court-martial under MILITIA

JUDGES Abolished courts under revision of judicial article; effect

on judges, A5 S20 Ad litem, 38.13 Administrative supervision of, powers and duties of pre

siding circuit judge, 43.26

Assignment Chief Justice, by, 25.073 Other courts, A5 S2 Transfer, 38.07, 38.09

Attachment; issuance of writ, 76.03 Bail bonds; forfeiture, certificate of judge, 932.46 Capital case, indigent defendant; appointment of coun-

sel, 925.035 Capital cases; impossibility or inability to reconvene trial

jury re penalty, procedure, 921.141

Change of venue Disqualification as ground, 47.141 Grant, 47.091 Transfer of papers, 4 7.172

Charges to jury, 918.06, 918.07, 918.10 Circuit See: CIRCUIT JUDGES Conservators of the peace, A5 S19, 901.01 Contempt of court See: CONTEMPTS Coroners, acting as, fee, 936.16 Costs See: COSTS County court See: COUNTY COURT County court judge See: COUNTY COURT JUDGE Court costs, taxing of, 57.021 Criminal cases See: TRIALS, CRIMINAL PROSECU-

TION Death of judge, disposition of matters pending, 38.12 Discipline, removal or retirement, procedures re, A5 S12

Disqualification Affidavit, 38.02, 38.10 Affinity, 38.02 Attorney or counselor in case, 38.02 Change of venue, 47.141 Collateral attack; judgment and decrees, 38.08 Designation of judge to hear cause in case, 38.09 Effect, 38.01, 38.06-38.08 Failure; effect of acts, 38.06 Generally, 38.01 Habeas corpus, 38.09 Motion, by judge, 38.05 Motion, on own, 38.03

JUDGES (Cont.) Disqualification (Cont.)

Orders, etc., effect of prior to order of disqualification, 38.07-38.09

Party to cause, 38.01 Pending matters, disposition, 38.12 Petition for reconsideration not filed, 38.08 Prejudice as ground, 38.10 Procedure, 38.01-38.10 Proceedings to validate bonds, 75.14, 75.16 Reconsideration of orders entered prior to order of dis-

qualification, 38.07 Relationship to party, etc., 38.02 Suggestion of disqualification and proceedings, 38.02 Sworn statement by judge holding himself qualified,

38.04 Validation of bonds, 75.14, 75.16 Waiver of grounds, 38.03 Witness in case, 38.02

District courts of appeal See: DISTRICT COURTS OF APPEAL

Election See: Justices and judges under ELECTION CODE

Impeachment See: IMPEACHMENT Instructions to jury, 918.06, 918.10 Judge of industrial claims; conduct reviewed by appel

late district Judicial Nominating Commission, 440.45 Judicial Council; reports of, 43.15 Judicial Nominating Commission; membership, term,

qualifications; certain restrictions, 43.29 Judicial Qualification Commission, members, etc., 43.20 Juror, disqualification, 40.07 Jury venire, drawing, 40.36, 40.371 Marriage; solemnization, 741.07 Number of judges See: CIRCUIT JUDGES Oaths, administering, 90.01 Objections, 38.02 Partnership with attorneys-at-law, 454.19 Prejudice, disqualification, 38.10 Probation; discretion re, 948.01 Prohibited activities, A5 S12 Qualifications generally, A5 S8 Records, falsifying, 839.13 Resignation, disposition of matters pending, 38.12 Retired judge, assigned to active judicial service, 25.073

Retirement See also: Elected State Officers' Class; Judicial of

ficers under STATE AND COUNTY OFFICERS AND EMPLOYEES' RETIREMENT SYSTEM

Disabled, 38.15 Voluntary, 38.14

Salaries, justices or judges; fixing, A5 S14, 26.51 Search warrants, issuance, 933.01, 933.07 Session laws and pamphlets furnished to, 283.18, 283.25 Sheriffs, appointment of acting sheriff to attend court

under certain circumstances, 30.12 Supreme Court Justices See: SUPREME COURT Terms of office, A5 S10 Transfer from abolished courts, A5 S20 Unclaimed court deposits; deposit with State Treasurer,

43.19 Vacancies in office, procedure for filling, A5 Sll

JUDGMENT AND EXECUTION DOCKETS See: DOCKETS

793

J INDEX J

JUDGMENT CREDITORS Condemnation proceedings, parties, 73.021 Executions against corporations; receivership, 56.10

JUDGMENT DEBTOR See: Debtors and creditors under COMMERCIAL

CODE; DEBTOR AND CREDITOR

JUDGMENTS Abolition of courts, disposition, A5 S20 Adoption proceedings, 63.142 Affidavits or oaths, invalid; effect, 55.071 Alcoholic Beverage Law; property seized; disposition,

562.405 Alimony, modification, 61.14

Appeal and error See also: APPEAL AND ERROR; Appeal under

CRIMINAL PROCEDURE Final, evidence, 92.05 Final, satisfaction before execution, 55.141 Quashing proceedings, damages, 59.33

Arbitration award; granting, 682.15, 682.18 Arrest of judgment See: ARREST OF JUDGMENT Assignment, records, 28.222 Attachments; bonds, suits, 76.31

Attorney Mortgages, satisfaction; authority re, 701.03-701.06 Powers of, to confess, 55.05 State attorney, compromise, 27.12

Bankruptcy, cancellation and discharge of judgments; certification of copies, 55.145

Betterment proceedings after ejectment, 66.071, 66.081 Cancellation, 701.04, 701.05 Collateral attack, unrecorded judgment, 55.07 Condemnation proceedings, 73.101 Consumer finance, confession of judgment; power of at-

torney, etc., 516.16 · Contracts; amount of interest, 55.03 Corporate officers, directors, etc.; indemnification, 607.-

014

Corporations Appeals from Department of State proceedings or rul-

ings, 607.37 4 Derivative actions by shareholders, 607.247 Dissenting shareholders, 607.247 Indemnification of officers and directors, etc., 607.014 Involuntary dissolution of corporation, 607.271 Transaction of unauthorized business, 607.021

Costs and charges Compensation of witnesses, 90.15 Illegally exacted, 57.051-57.071 Included in, 57.041 Satisfaction before execution, 55.141 Surety paying judgment, 55.13

Creditors' bill, condition precedent, 68.05

Criminal Cases See: Judgment and sentence under TRIALS,

CRIMINAL PROSECUTION County court, 34.131 Drug abuse offenders, certain; conditional discharge,

893.14 Indeterminate sentences generally, 921.18 Offenses, withheld sentences not altered for five years;

limitation on, 775.14

JUDGMENTS (Cont.) Declaratory judgments See: DECLARATORY JUDG

MENTS

Default Attachment suits; bonds, 76.31 Condemnation proceedings, 73.051 Contract, action founded on; interest, 55.03 Credit Union Guaranty Corporation, 657.265 Eminent domain, 73.051 Garnishee, against, 77.081 Officers; discharge of compromise with state attorney,

27.13 Power of attorney, 55.05 Unauthorized Insurers Process Law, 626.907

Deficiency judgment; judicial sales procedure, 45.031 Deficiency judgment, mechanics' lien proceedings,

713.28 Delayed birth certificates, re; effect, 382.44 Disabilities of nonage, removal, 62.011 Distress proceeding~3.18 Effect of invalid affi "ts or oaths, 55.071 Effective date; Supreme rt, 25.041 Ejectment, betterment proceedings, 66.071, 66.081 Ejectment, contents, 66.031 Election contest for county office, 102.163 Eminent domain, 73.101, 74.051, 74.061, 74.091, 74.101 Entry, failure re, 55.07 Evidence, admissibility, 92.05-92.07, 92.09 Executions See: EXECUTION Express companies, claims against, 359.01 Fertilizer deficiencies, 576.061 Final, evidence, 92.05 Final, satisfaction before execution, 55.141 Forcible entry and unlawful detainer, 82.091, 82.101 Foreign judgments, limitations, 95.11 Foreign liens, creation when, 55.08 Foreign liens, expiration dates, 55.081 Form, 55.01 Forthcoming bond, execution, 56.13 Garnishment See: GARNISHMENT Guardians and wards, 744.391

Habeas corpus Award, 79.08 Effect, 79.10 Entry, 79.09

Harmless error, effect, 59.041 Homesteads, AlO S4 Illegal fishing devices or traps; forfeiture proceedings,

372.317 Indemnification of corporate officers, directors, etc., 607.-

014 Insolvent banks, assignment of mortgages, securities,

etc., effect, 661.20

Insurance companies Default judgment, Unauthorized Insurers Process

Law, 626.907 Failure to pay; effect upon certificate, 624.418 Payment py insurer, penalty for failure, 627.427 Reciprocal insurers, subscribers' liability, 629.151,

629.221 Subscribers' liability, 629.221

Insurance guaranty association; ·reopening of default judgments against member insurers, 631.67

Interest Bonds, etc., of counties, 55.04

794

J INDEX J

JUDGMENTS (Cont.) Interest (Cont.)

Rate, 55.03, 236.29 Surety paying judgment, 55.13

Invalidity; power of attorney to confess, 55.05 Joinder of parties, 46.041 Judge, disqualified, effect, 38.07, 38.08 Judgment notwithstanding the verdict, motion for; effect

on entry of final judgment reversing order for new trial, 59.04

Landlord and tenant, distress proceedings; removal of tenant, 83.18, 83.231

Lien Counties where rendered, 55.08 County court judge, 55.09 County courts, 55.09 Enforcement, 85.011 Exempt property, A10 S4 Expiration date, 55.081 Failure to establish, 713.14, 713.28 Municipalities, on property of, 55.11 Other counties, 55.08 Recording; validation, effect, 55.08, 55.10 Recovering, 55.08, 55.10 Satisfaction before execution, 55.141 Subrogation of sureties, 55.13 Validation of prior recorded liens of judgments; limita

tions, 55.101

Limitations Domestic judgments, 95.11 Foreign judgments, 95.11

Limited dividend housing companies, 424.11 Marginal satisfaction, 701.04 Married women; property of, A10 S5 Mechanics' lien, failure to establish, 713.14, 713.28 Mechanics' lien, proceedings, deficiency judgment,

713.28 Motion for judgment notwithstanding the verdict; effect

on entry of final judgment reversing order for new trial, 59.04

Motor Vehicle Financial Responsibility Act; failure to satisfy, 324.111, 324.121, 324.131

Name; changing, 62.031 Officers' accounts, upholding validity, 142.13 Ouster, election contest, 102.163 Partition, 64.051 Powers of attorney to confess, 55.05 Preneed burial contracts; payment, 639.12 Prior county courts, 28.16 Probate proceedings, claims against estates, 733.706 Quo warranto, effects, 80.04 Railroads killing or injuring livestock, 356.06, 356.07 Recitals, evidence, 92.07

Recording Failure, 55.07 Requirement, 28.29 Validation; effect, 55.101

Records See: RECORDS Reimbursement of party on reversal of judgment for

state, 215.03 Releases, records, 28.222 Replevin See: REPL.EV:tN Reversal, effect on admissibility of recitals contained,

92.09 Reversal; reimbursement of party for state, 215.03 Rights of sureties, 55.13

JUDGMENTS (Cont.) Satisfaction

Bankruptcy; order of cancellation and discharge, 55.-145

Board of drainage district, 298.71 Cancellation, 701.04 Clerk and judge, duties, 55.141 Effect of, 55.141 Failure to give when due, penalty, 701.05 Guardian, 744.391 Judge, duties, 55.141 Payment into court, 55.141 Procedure, 55.141 Records, 28.222, 701.04 Trial of property levied on, 56.20

School bonds, interest rate, 236.29 Securities Law, violations, 517.19 Separate property; no distinction between husband and

wife, A10 S5 Service by publication, 49.031, 49.071 State attorney; compromise, 27.12 State Board of Administration, payments, 344.25 State, process; prior courts, 28.14, 28.15 Supreme Court, 25.041 Surviving spouse; against dower, effect, 708.08 Sworn statements, curative effect, 49.031 Tortious acts of state officers, employees, and agents; not

personally liable; payment by state, 768.28 Trial by jury; right of property levied on, 56.19, 56.20

Validation of bonds See also: BONDS Proceedings for, 75.09, 75.13 Recording, 75.10

Validity as to creditors, 726.01 Ward, in favor of, 744.391

JUDICIAL ADMINISTRATIVE COMMISSION Powers and duties; membership, 43.16

JUDICIAL CIRCUITS See also: CIRCUIT JUDGES; STATE ATTORNEYS Assignment of judges to See: Assignment to other cir·

cuits under CIRCUIT JUDGES Assistant court reporter, First Circuit; appointment, etc.,

29.10

Census commissioners Appointment, 26.011 Compensation, 26.011 Duty, 26.011

Change in circuit, suits not affected, 26.19 Chief judge; authority to assign judges for duty in his

circuit; power delegated by Supreme Court Chief Justice, A5 S2

Circuit courts; one to serve each judicial circuit, A5 S5 Counties composing, 26.021 Court reporter, assistant; First Circuit, 29.10 Exchange, 26.46 Governor, appointment of census commissioners by, 26.-

011 Judges See: CIRCUIT JUDGES Judicial Nominating Commission for each trial court

within circuit; requirement, A5 S11 Judicial Nominating Commission; membership, term,

qualifications; certain restrictions, 43.29 Legislature to determine when census taken, 26.011 Legislature to divide state into, A5 S1

795

J INDEX J

JUDICIAL CIRCUITS (Cont.) Newspaper of record for publication of civil docket, desig

nation, 50.071 Number, 26.01 Public defender for each circuit; election, qualifications,

duties, etc., A5 818 Redefining, increasing or decreasing, procedures re, A5

89 Revision of Judicial Article; effect on, A5 S20 Special terms, 26.21 State attorney See: STATE ATIORNEYS Terms of court See: Terms of court under CIRCUIT

COURTS

JUDICIAL COUNCIL Membership; appointment; terms of office, duties, etc.,

43.15

JUDICIAL DECISIONS See: SUPREME COURT; DISTRICT COURTS OF

APPEAL; OPINIONS

JUDICIAL DEPARTMENT Employees as lobbyists See: State employees under

LOBBYISTS General provisions re, A5 Schedule for implementation of artic\e re, A5 S20

JUDICIAL NOMINATING COMMISSION Justices and judges prohibited from serving, A5 S20 Membership, appointment, term of office, etc.; restric

tion, A5 S20 Revision of Judicial Article; effect on membership, terms

of office, etc., A5 Ss12, 20 Supreme Court, district courts of appeal and all trial

courts within judicial circuit; separate commissions required, A5 Sll

JUDICIAL NOTICE Circuit courts; judgments, orders of county courts prior

to 1875, 28.16 Circuit courts; records, superior courts, territory of

Florida, 28.15 Common law and statutes of other states, 92.031 Seals See: Specific heads Uniform foreign law acts, 92.031

JUDICIAL OFFICERS See also: JUDGES Conservators of peace, A5 S19, 901.01 Coroners, acting as, fees, 936.16 Offenses by See: OFFICERS Retirement See: STATE AND COUNTY OFFICERS

AND EMPLOYEES' RETIREMENT SYSTEM

JUDICIAL POWERS Distribution, A2 S3 Public Service Commission, 350.63, 350.631, 364.28

JUDICIAL PROOF See: DEPOSITIONS; DISCOVERY; EVIDENCE;

WITNESSES

JUDICIAL QUALIFICATIONS COMMISSION Appointment, terms of offices, etc., A5 S12, 43.20 Investigations re discipline of justices and judges, A5 812 Wire and oral communications, intercepted; authoriza-

tion for disclosure and use in investigation, 934.08

JUDICIAL RETIREMENT SYSTEM See: Elected State Officers' Class; Judicial officers

under STATE AND COUNTY OFFICERS AND EMPLOYEES' RETIREMENT SYSTEM

JUDICIAL SALES See also: EXECUTION Alternative procedure, 45.031 Real property; injunction, 60.01 Sheriffs; successors, 30.14

JUNIOR CHAMBER OF COMMERCE Boxing exhibitions, 548.03 Florida tags, purchase from Offender Rehabilitation De

partment, 945.161

JUNIOR COLLEGES See: COMMUNITY COLLEGES

JUNK DEALERS Definitions of terms used, 812.049 Grave markers or objects commemorating a deceased

person, certain purchases unlawful, 812.052 Metals, purchase record; submission to sheriff, excep

tion, 812.051 Records of metal purchased, preservation and inspection,

812.051 Refrigerators, iceboxes, etc.; displays on business

premise, 823.07

JUNKYARDS Definition of terms used, Junkyard Control Law, 339.241 Dismantled, junked or salvaged motor vehicles, etc.; title

certificates, 319.30 Eminent domain powers, department authorized to exer-

cise; limitation, 339.241 Enforcement of law, 339.241 Fences; requirements, 339.241 Junkyard Control Law; regulations and enforcement,

339.241 Location restrictions; exceptions, 339.241 Negligence, iceboxes or refrigerator displays, 823.09 Rules and regulations, promulgation by Transportation

Department, 339.241 Short title of law regulating, 339.241 Transportation Department; power5 and duties re regu

lation, 339.241 Violation of law; penalty, 339.241

JURISDICTION See also: VENUE; Specific courts Abolished courts; residual jurisdiction, circuit court,

2a5s · Attachment, 76.03 Boat safety re 'ons, 371 .66-~· ·

1rcm courts, A5 Ss , , 20, 26.012 County courts, A5 Ss6, 20

rimma e: T TION

Delayed birth certificates; county court judges, 382.40 Detainers See: DETAINERS, INTERSTATE AGREE

MENT District courts of appeal, A5 S20 Grand jury, statewide; geograppjc and subject matter,

905.34 ' Homestead, setting apart, 222.08, 222.10 Insurance delinquency proceedings, 631.021 Juvenile traffic offenses, 39.02, 3~6.045

796

J INDEX J

JURISDICTION (Cont.) Mentally disordered sex offenders, hearings re, 917.15,

917.21 Navigable waters, 47.071 Partition of property, 64.011 Personal representative, foreign, 734.201, 734.202 Probate Code; original; appellate, A5 S5, 26.012 Real estate promotional sales, claims or causes of action;

jurisdiction, 478.27 Residual; abolished courts, circuit court, 26.56 Sovereign immunity waiver, repeal of; continuous juris

diction granted over pending causes of action, 768.151 State courts, acts subjecting persons to jurisdiction of;

enumeration, 48.193 State criminal jurisdiction, 910.005 Supreme Court, A5 S20 Trusts, jurisdiction of courts, 737.201, 737.202, 737.203,

737.204, 737.205 Venue See: VENUE Workmen's compensation carriers, 440.41

JURY COMMISSIONERS See: Commissioners in certain counties under JURY

OR JURORS

JURY OR JURORS See also: GRAND JURY Additional list, 40.02 ( Addresses of jurors, 40.061 Age limitation, 40.01 Array, challenge to, 40.02 Attendance, penalty for failure to attend, 40.27 Attorneys, 40.08 Betterment proceedings, assessment of value of improve

ments, 66.061 Box; locking, etc., 40.06

Bribery Disqualification, 40.01 , 40.07 Tampering with, felony; penalty, 918.12

Capital cases See: TRIALS, CRIMINAL PROSECUTION

Challenges Array, 40.02 Disqualifications, 40.02 For cause, 913.03 Presence on jury list, 40.02 Prior service, 40.02

Change of venue for impracticability of obtaining quali-fied jury, 47.121

Charge of court, 918.06, 918.10 Civil cases; number, 69.071 Civil rights; effect of restoration upon jurors, 40.01 , 40.07

Clerk of circuit court Certification of jury list, 40.11 Disbursement of money for payment, 40.32 Failure to account for jury money, penalties, 40.35 Jury box, custody, 40.06 Names, placing in box, 40.05 Obtaining money for pay, 40.29, 40.33

Apportionment of appropriations by Comptroller, 40.31

Enforcement of requisition by Comptroller, 40.30 When deficient, 40.33

Preparation of triplicate payroll, 40.34 Recording list, 40.02 Transcription and preservation of list, 40.06

JURY OR JURORS (Cont.) Clerk of circuit court (Cont.)

Venire, issuance, 40.22 Clerk of court; fraud in drawing, 839.16 Clerk of court, persons summoned for jury duty; list pre

pared, 40.39 Collectors of revenue, disqualifications, 40.07

Commissioners in certain counties Abolished in counties with computerized jury selec-

tion, 40.09 Appointment, 40.09 Certification of jury list, 40.11 Compensation , expenses, 40.13 Duties re mailed questionnaires, 40.101 Jury Jist, selection, etc., 40.10, 40.11 Number fixed by circuit judge, 40.10 Qualifications, 40.09 Qualified persons for jury list, selection, 40.10 Term of office, 40.09

Compensation Amount, 40.24, 40.25 Appropriation insufficient, 40.31 Audit reports of clerks by Comptroller, 40.34 Clerk to obtain pay, 40.29, 40.33 Excused from serving at own request; without compen-

sation, 40.24 Funds, 40.31 Mileage, 40.24, 40.25 Obtaining money for

Accounting and payment by clerk of court to Comptroller, 40 35

Apportionment or appropriation by Comptroller, 40.31

Deficiency in amount of funds, 40.33 Disbursement of money by clerk of court, 40.32 Estimate of amount, 40.29 Payroll in triplicate, 40.34

Payroll, signing of, 40.32, 40.34

Comptroller Accounting to, 40.30-40.35 Disqualified as juror, 40.07 Duties re, 40.29-40.35 Requisition for pay, Comptroller to endorse, 40.30

Computerized jury selection, counties adopting; jury commission, abolished, 40.09

Coroners See: Inquests under CORONERS County commissioners, selection of jury lists by, 40.02

County court Compensation , 40.24 Mileage, 40.24 Obtaining money for

Accounting and payment, surplus, 40.35 Comptroller, apportionment of appropriation by,

40.31 Deficiency, 40.33 Disbursement, 40.32 Estimate of amount and requisition, 40.29 Payroll in triplicate, 40.34 Requisition endorsed by Comptroller and counter

signed by Governor, 40.30

County court judge Compensation, 40.24 Lists, 40.06, 40.061 Mileage; when paid, 40.24

797

J INDEX J

JURY OR JURORS (Cont.) JURY OR JURORS (Cont.) Criminal cases See: TRIALS, CRIMINAL PROSECU

TION Damages, punitive and compensatory; dismissal from

employment, 40.271 Deceptive or unfair trade practices, litigations, 501.209I Declaratory judgments, 86.071 Deficiency of jurors, 40.20, 40.42 Deficiency of money, 40.33 Dismissal from employment for service, damages, 40.271 Disqualification, 40.0I, 40.02, 40.07

Drawing Errors not affecting legality, 40.43 Grand jurors, 40.40 Jury venire, petit and grand, by judges of courts of

record, 40.36 Penalty for failure to draw, 40.28

Eminent domain proceedings By, 73.071 Duties, etc., 73.071, 73.08I, 73.101 Impaneling, etc., 73.071 Notice of trial, 73.071 Number, 73.071 Scope of law, 73.071 Verdict, 73.08I

Errors and irregularities, 40.43 Excused from serving at own request; without compensa

tion, 40.24

Exemptions from duty Attorney-at-law, 40.08 Mothers, certain, 40.01 Persons entitled, 40.08 Physicians; discretion of judge, 40.08

Exhausted venire, procedure, 40.42 Failure of jurors to attend, penalty, 40.27 Females may serve, 40.0I Forcible entry and unlawful detainer See: FORCIBLE

ENTRY AND UNLAWFUL DETAINER Garnishment, 77.08, 77.I6 Grand jury See: GRAND JURY Impaneling; error, 40.43 Impartial prosecutions, AI SI6 Infirmity, disqualification, 40.07 Instructions or charge, 9I8.IO Insufficient number of persons qualified to serve, 40.20 Interest in subject matter of cause, disqualification, 40.07 Interrogatories to; declaratory judgments, 86.071 Judicial Council; mailed questionnaires, duties re, 40.101 Juror's compensation See: Compensation Jury pools, persons on venire to constitute; use by courts,

40.23I

Large counties Failure to draw, 40.28 Insufficient jurors, 40.20 List, 40.03

List Additional, 40.02 Address of jurors, required, 40.06I Approval by circuit judge, 40.11 Circuit judge, duties, 40.06 County court judge, duties, 40.06 Disqualified, 40.0I Drawing, petit and grand, by judges of courts of record,

40.36 Electronic data processing; use authorized, 40.06, 40.11

798

List (Cont.) Large counties, 40.03 New counties, 40.05 Number fixed by circuit judge, 40.02, 40.10 Preservation, 40.06 Questionnaires, mailed

Confidential treatment, 40.IOI Judicial Council, duties re, 40.IOI Return required, 40.IOI

Record, 40.02 Selection

Certain counties, 40.03-40.05 Certification, 40.11 Errors and irregularities, 40.11 Generally, 40.02 Large counties, 40.03 New counties, 40.05

Small counties, 40.04 Transcription, 40.06

Meals, 40.26 Mileage, 40.24, 40.25 Nuisance removal, number of jurors, 823.0I

Number Civil cases, 69.071 Jurors selected, 40.03 Large counties, 40.03 Minimum number, AI S22 Small counties, 40.04

Oath, 936.07 Obtaining money for payment, 40.29-40.34 Officer, failing to draw or summon, 40.28 Penalty for failure to attend, 40.27

Petit Compensation; local or special laws; prohibition, A3

S11 Impaneling; local or special laws; prohibition, A3 S11 Jurors; length of service, 40.4I Jury; summoning, A3 S11, 40.23 Venire, 40.22

Physicians; exemption in discretion of judge, 40.08 Prior jury service, effect of, 40.02 Procurement, 40.05, 40.06, 40.20, 40.22, 40.23 Qualifications, 40.01, 9I3.I2 Quieting title; additional remedy; tax titles, 65.061, 65.-

081 Release or covenant not to sue; fact not to be made known

to jury, 768.041 Residence, 40.01 Selection, method, 40.02

Certain counties, 40.03-40.05 Special or local laws, certain prohibition, A3 Sll Statewide grand jury See: GRAND JURY Summary proceedings to recover C<?Sts illegally exacted,

57.06I

Summoning Electronic data processing equipment, procedure for

counties using, 40.23 Exhausted venire, 40.42 Failure to, 40.28 Issuance of venire, 40.22 Mail, 40.23 Penalty for failure to summon, '40,28 Special or local laws for; petit jury,' impaneling and

compensation, A3 S11 Tampering with jurors, felony; penalty, 9I8.12

J INDEX J

JURY OR JURORS (Cont.) Trial by

Accused, A1 S16 Condemnation proceedings, 73.071, 73.081

Abstracts of title, 703.11 Declaratory judgments, 86.071 Dissolution of attachment, 76.24 Dissolution of garnishment, 77.08 Distress for rent, 83.18 Eminent domain, 73.071 Garnishee, claims by third persons, 77.16 Persons charged or tested for driving while intox

icated; right to, 322.262 Quieting title; additional remedy, tax titles, 65.061,

65.081 Right inviolate, A1 S22

Venire Alternative method of drawing; requirements, 40.371 Electronic, electrical or mechanical equipment; use au-

thorized; requirements, 40.371 Exhausted; procedure, 40.42 Issuance, 40.22 Jury pools, persons on venire to constitute; use by

courts, 40.231 Petit, 40.22

View by Coroner's inquest, 936.03 Court may order, 918.05 Eminent domain, 73.071

Women, qualification to serve; facilities; exemptions, certain, 40.01

JUSTICE To be administered without sale, denial or delay, A1 S21

JUSTIFIABLE HOMICIDE See: FORCE, JUSTIFIABLE USE OF

JUSTIFIABLE USE OF FORCE See: FORCE, JUSTIFIABLE USE OF

JUVENILE PROCEDURE RULES Available from THE FLORIDA BAR

JUVENILES; JUDICIAL TREATMENT See also: FAMILY SERVICES Absconders See: Return of runaways, escapees, and

absconders

Adjudication Civil rights not affected, 39.10 Dependency or delinquency, 39.10 Discharge of child, 39.10 Disposition of child; powers authorized, 39.11 Form of order, 39.10

Age limit of jurisdiction, 39.02, 39.11

Appeals Briefs and papers other than record need not be filed,

39.14 Certified copy of order and record returned to circuit

court, 39.14 Certiorari; Department of Legal Affairs to represent

state and cou~t, 39.14 Circuit court, to, 39.14 Detention of child pending; limitation, 39.03 Limitation of time of arguments; decisions, 39.14

799

JUVENILES; JUDICIAL TREATMENT (Cont.) Appeals (Cont.)

Matters for consideration limitE:d, 39.14 Orders made as committing magistrate excluded, 39.14 Papers and certified copy order returned to circuit

court, 39.14 Parent or legal custodian of child, 39.14 Permanent order of commitment suspended pending,

39.14 Procedure, 39.14 Record and decision to remain sealed, 39.14 Style of case; by case number, and initials of child,

39.14 Supersedeas, not to operate as; exception, 39.14

Certificate of absence of parent or guardian, 39.06 Certiorari proceedings, 39.14 Child born out of wedlock; natural father's duties, 39.11 Child-caring institution; commitment, 39.11 Child in need of supervision, age; jurisdiction and com

mitment, 39.11 Child-training schools See: YOUTH SERVICES

Circuit court Appeals to, 39.14 Child rehabilitation, parent or guardian participation,

39.11 Commitment of juveniles, 39.11 Docket of appeals; maintenance, 39.14 Jurisdiction, 26.012 Support orders, 39.11

Civil service application of formerly adjudicated child, 39.10

Clerk Oath, authority to administer, 39.12 Summons, authority to sign, 39.12 Summons, issuance, 39.06

Commitment Adoption, subsequent, 39.11 Child-caring institution, 39.11 Delinquent child; age limit; exception, 39.11 Process for; service, 39.06 Youth Services, Division of; term, 39.11

Compact, interstate See: Interstate compacts Complaint procedure re delinquency, dependency or

need of supervision, 39.04 Compulsory School Attendance Law; jurisdiction, 232.19 Confidential and privileged information, 39.12 Contempts; power to punish for, 39.12, 39.13 Counsel; appointment of; insolvent delinquents, 27.51

County board of visitors Appointment by judge, 416.07 Detention home; appointment of matron and superin

tendent, 416.06 Duties; compensation, 416.08 Term of office of members, 416.07

Custody of child, 39.03, 39.10 Decree See: Adjudication Definitions of terms used, 39.01

Delinquent child See also: FAMILY SERVICES; MINORS Adjudication; dispositions authorized, 39.11 Age; jurisdiction, commitment, or probation, 39.11 Age limit of jurisdiction, 39.02 Child born out of wedlock; care, support, and mainte

nance payments, 39.11 Delinquent juvenile defined, 39.26

J INDEX J

JUVENILES; JUDICIAL TREATMENT (Cont.) JUVENILES; JUDICIAL TREATMENT (Cont.) Delinquent child (Cont.)

Loss or damage caused, restitution, 39.11 Petition, filing, 39.04, 39.05 Summons, who may issue, 39.06

Dependent child See also: FAMILY SERVICES; MINORS Adjudication; dispositions authorized, 39.11 Age, jurisdiction and commitment, 39.11 Age limit of jurisdiction, 39.02 Child born out of wedlock; care, support, and mainte

nance payments, 39.11 Petition, filing, 39.04, 39.05 Summons, who may issue, 39.06

Detention homes See: Dependent or delinquent children under MINORS

Detention or shelter care prior to court disposition, limitations, 39.03

District court of appeal; certiorari, 39.14 District of Columbia, jurisdiction of juvenile offenders

against laws of, 39.02 Drivers' licenses of children, revocation or suspension;

jurisdiction, 39.11 Emergency medical or surgical treatment; consent, 39.08 Employees; confidential and privileged information,

39.12 Escapees See: Return of runaways, escapees, and ab

sconders

Evidence Adjudicatory hearings, 39.09 Civil rules applicable, 39.09 Perjury, records of court admissible in trial for , 39.12 Records inadmissible in other courts; exceptions, 39.12

Family Services Certificate of absence of custodian or guardian, filing,

39.06 Commitment; term; adoption, 39.11 Cooperation with department, 409.145 Oaths, authority of agent to administer, 39.12 Petition, filing, 39.05 Placement, petition alleging need for change, 39.11 Predisposition study, 39.09 Service of process, orders, commitments, 39.06 Supervision by department, 39.11 Supervision of child's home; noncompliance with con

ditions, 39.10 Temporary legal custody; term of commitment, 39.11

Federal law; jurisdiction of juvenile offenders, 39.02 Fees of witnesses; exceptions, 39.19 Fees; service of process or papers, 39.06 Fingerprinting of children, court order; restricting use,

39.03 Funds, cost of service of papers; payable from certain,

39.06 Guardian ad litem; appointment in absence of parent,

39.06 Guardian of child ordered to rehabilitation, participa

tion, 39.11 Guardian of child's estate; order to pay for care, etc.,

39.11 Habeas corpus; detention of child; limitation, 39.03 Health and Rehabilitative Services Department; confi

dential and privileged information, 39.12 Health and Rehabilitative Services Department; intake

duties, 39.04

800

Hearings Adjudicatory; procedure, 39.07, 39.09, 39.10 Conduct of, 39.09 Criminal prosecution, motion to transfer for; proce-

dure, 39.09 Delays granted, when, 39.09 Disposition; procedure, 39.09 Evidence, 39.09 Person permitted to attend, 39.09 Publication of proceedings, 39.09 Time, 39.09 Waiver hearing; procedure, 39.09

Identification of juvenile detainees in records, 39.03 Indigents; representation by public defender; liability of

parents for costs, 27.52

Insolvent delinquents Appointment of counsel, 27.51 Division of Youth Services to represent; certain coun

ties, 27.51 Public defender to represent; certain counties, 27.51

Institutions for juveniles, escapees, return of, 39.26 Intake officer, duties, 39.04 Intake procedures, 39.04 Interference with administration of or violating any pro

vision of law; penalty, 39.13

Interstate compacts Additional procedures not precluded, 39.31 Additional remedies, 39.26 Adoption of compact, 39.25 Amendment; out-of-state confinement, 39.26 Child defined, 39.26 Compact administrator

Financial arrangements, authority to make; ap-proval, 39.29

Officer, designation by Governor, 39.26, 39.27 Powers, 39.27 Requisition for runaways, escapees, and absconders

filed with, 39.26 Rules and regulations, promulgation, 39.26, 39.27 Supplementary agreements, authority to enter into,

39.28 Term of office, 39.27 Voluntary return of runaways, escapees, or abscond-

ers, consent to return, filed with, 39.26 Construction of compact, 39.26 Cooperation of state agencies and officers, 39.30 Cooperative care, treatment rehabilitation of juve-

niles, agreements for, 39.26 Definitions, 39.26 Delinquent juvenile, defined, 39.26 Delinquents, institutional care in another party juris

diction, 409.401, 409.405 Detention practices, policy of states, 39.26 Execution of compact

Effect, 39.26 Form of, 39.26 Governor, authority, 39.26

Existing rights and remedies, additional to, 39.26 Federal aid, acceptance, 39.26 Financial arrangements; approv!'ll, 39.29 Form of compact, 39.26 .. Gifts, donations, etc.; acceptari<:!!, ,39.26 Governor, execution of compact; power, 39.26, 39.27 Hearings on runaways, 39.26 Implementing legislation, 39.25 Interpretation of law, 39.26