for plan sponsor and consultant use only. not for public

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For Plan Sponsor and Consultant use only. Not for Public Distribution.

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For Plan Sponsor and Consultant use only. Not for Public Distribution.

For Plan Sponsor use only. Not for Public Distribution. 2

For Plan Sponsor use only. Not for Public Distribution. 3For Internal Use Only. Not for Public Distribution. 3

For Plan Sponsor use only. Not for Public Distribution. 4

Source:1 Key Takeaways from the 2019 Verizon Data Breach Investigations Report, XMCyber.com 2019, Menachem Shafran2 7 Data Breaches Caused by Human Error: Did Encryption Play a Role?, Venafi.com, 2019, David Bisson3 Report: For 9th Straight Year, Healthcare Organizations Hit Hardest by Data Breaches, hcinnovationgroup.com, 2019, Rajiv Leventhal4 In the last 10 months, 140 local governments, police stations and hospitals have been held hostage by ransomware attacks, CNN Business, 2019, Allen Kim5 With Ransomware Costs On The Rise, Organizations Must Be More Proactive, Forbes.com, 2021, Daniel Schiappa6 Cost of a Data Breach Report 2020, Capita.com, 2020

For Plan Sponsor use only. Not for Public Distribution. 5For Internal Use Only. Not for Public Distribution. 5

For Plan Sponsor use only. Not for Public Distribution. 6

https://www.dol.gov/newsroom/releases/ebsa/ebsa20210414

For Plan Sponsor use only. Not for Public Distribution. 7https://www.dol.gov/newsroom/releases/ebsa/ebsa20210414

For Plan Sponsor use only. Not for Public Distribution. 8https://www.dol.gov/newsroom/releases/ebsa/ebsa20210414

For Plan Sponsor use only. Not for Public Distribution. 9For Internal Use Only. Not for Public Distribution. 9

For Plan Sponsor use only. Not for Public Distribution. 10

For Plan Sponsor use only. Not for Public Distribution. 11

For Plan Sponsor use only. Not for Public Distribution. 12For Internal Use Only. Not for Public Distribution. 12

For Plan Sponsor use only. Not for Public Distribution. 13

For Plan Sponsor use only. Not for Public Distribution. 14For Internal Use Only. Not for Public Distribution. 14

For Plan Sponsor use only. Not for Public Distribution. 15

1 Elder Fraud Report 2020, Federal Bureau ofInvestigation, ic3.gov, 2020, FBI Internet CrimeComplaint Center.

For Plan Sponsor use only. Not for Public Distribution. 16For Internal Use Only. Not for Public Distribution. 16

For Plan Sponsor use only. Not for Public Distribution. 17

© American International Group, Inc. All rights reserved.VC37968 (10/2021) J647302

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.

AIG Retirement Services represents AIG member companies -The Variable Annuity Life Insurance Company (VALIC) and its subsidiaries VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). All are members of American International Group, Inc. (AIG).

For Plan Sponsor use only. Not for Public Distribution. 18For Internal Use Only. Not for Public Distribution. 18