forum on catastrophe preparedness: partnering to protecting workplaces
TRANSCRIPT
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Forum on Catastrophe Preparedness: Partnering to Protecting Workplaces
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IIHS Crashes CarsIBHS Crashes Structures
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All Hazards - National
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Backbone of Economy
Small businesses• 98 % of all firms in US• Employ 50% of workforce• 85% of small businesses
employ 10 or fewer• 44% of nation’s payroll• Generate 41% of US business
receipts
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Reality Check One of every five
businesses experiences a major disruption each year.
Small business owners have a higher probability of being impacted by a disaster.
Small business owners have fewer recovery resources and a lower tolerance for losses.
As many as 90% of small businesses do not have a business continuity plan in place.
More than 60% of small businesses do not have a backup power supply.
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What Causes Disaster Losses?
• Where You Build
• How You Build– Design– Construction
• How Well You Maintain
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OUR GOAL: Disaster-Resistant Businesses
Make natural disasters a part of how we build and maintain
businesses
That Is: We Must Make disaster Protection a PUBLIC VALUE
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OUR GOAL: Disaster-Resistant Businesses
We Must
Promote construction of disaster-resistant businesses
Promote retrofitting of existing structures
Promote maintenance of structures
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Stronger Building Codes Work
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So, We Know• Buildings built under the latest codes
where enforcement was good performed very well
• Keys are:– Good up to date code– Uniform and thorough enforcement– Builders and subs who understand and
appreciate the risks– Special inspections for key functions
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97%
The 97% Problem
What About Existing Structures?
97%97%
97%
97%
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We will never be fully successful in protecting
businesses until we solve the retrofit problem!
What About Existing Structures?
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We Must Keep Businesses Open
• Business Impact & Recover Planning
• Property & Asset Evaluation & Protection
• Pre-disaster Property Protection & Post Disaster Recovery Plans
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FILLMORE, CA
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FILLMORE, CA
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“I think it’s time to activate our Plan”
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You Must Give Me Incentives to Take
Property Protection Action
PUBLIC OPINION RESEARCH TELLS US
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FEDERAL INCENTIVES
Income tax deductions / credits
Increased funding for states with a mandatory state-wide building code
Preferred SBA loans
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STATE INCENTIVES
No sales tax on disaster-resistant materials
No increase in property assessment for disaster-resistant structures
Reduced property transfer tax
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LOCAL GOVERNMENT INCENTIVES
Reduced permit fees
Fast tracking permit process
Also see property tax and sales tax incentives listed under state
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BANKING INCENTIVES
Lower interest rates for construction loans
Lower interest rates for mortgages
Lower interest rates for business improvement loans
Reduced loan application fees
Reduced down-payment requirement
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RETAIL INCENTIVES Reduced architect / engineer fees
Material manufacturers discounts
Reduced moving company fees
Discounts from furniture / office supply dealers
Discounts on landscape design, installation and maintenance
Monthly discounts on utilities. For example: energy, telephone, cable and security
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OUR ASSIGNMENTS
• Help make disaster protection a public value• Help educate business owners & managers• Promote New disaster-resistant construction• Promote retrofitting of existent structures• Promote adoption & enforcement of strong
commercial building codes• Establish Incentives
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If not us, then who?
If not now, then when?
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