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D6 SUNDAY, NOVEMBER 6, 2011 WWW.GWINNETTDAILYPOST.COM
Of Lake LanierCOUNTRYSIDE
Of GwinnettCOUNTRYSIDE
Of AtlantaCOUNTRYSIDE
1-888-255-1372 1-888-243-79211-888-228-1971
Se Habla Español
New and Pre-Owned 3 Bedroom, 2 Bath Homes up to
1,900 Sq Ft* For Lease!..... .....
New 2011 Homes Available For Lease Now!
..... .....Deposits as low as $299.00**
(Excluding Foreclosure & Pets)..... .....
FREE RENTHomes Leasing From $599/Mo.
Homes Available Today
All AppliancesIncluding Washer & Dryer
Pools and Clubhouse
Pet Friendly
$299Moves You In!
*Excluding Foreclosures & Pets
2 & 3 Bedrooms 2 Baths2 & 3 Bedrooms 2 Baths2 & s
W/D ConnectionsFully Elec g
Pet F
$599
$699
Expires 10-31-11
770.277.8078770.277.8078
*Expires 11/30/11
Offering the Best In Townhome Living
678.481.2900215 Paper Mill Rd. 1A
Lawrenceveille, GA 30045
Why Rent An ApartmentWhen You Can Have A Townhome For The Same Price!
$300
Move-In
Special
*
Pricing
Starts a
t
Only $50
0 Per M
onth
Section
8 Welco
me
Affordable ApartmentsLAWRENCEVILLE1 & 2 Bedroom
Apartments$400-$500/Month770-963-8532770-963-9264
Why is he so happy?He just found a sweet new apartment
in our Classifieds!From apartments to cars to furniture and
beyond, start your search online at:www.gwinnettdailypost.com
To place an ad call 770-962-SELL (7355)
In print and online.
GwinnettDaily Postclassifieds
CLASSIC CARS/ANTIQUES
CLASSIC/MUSCLE
CAR REPAIR/RESTORATION• Rust repairs to fullframe off rotisserie
restorations.• Interior work
• Complete mechani-cal upgrades, sand
blasting, panel repair, paint, floor pans etc.
No job is too big or too small.
We guarantee the best prices for all
your repairs.www.rotisserie
restorations.comGive us a call at
770-713-5416.
MGB Convertible, 1980, blue, 4 speed,
only 90,000 miles, 2nd owner. Great Little car. $4500 OBO. 770-833-9080; 770-786-0878
MOTORCYCLES
HARLEY-DAVIDSON Road King Classic 2010. Only 1000 miles. Perfect condition! Cus-tom exhaust & over $4K in Extra Chrome . Paid over $24000. Asking $17900. or best offer. Serious inquiries only. Call Randy 678-898-8971.
MISCELLANEOUS
GOLF CART Davis custom electric.
Lifted. New batteries great condition. New $7500. Asking $3750.
Call Randy 678-898-8971.
HORTON HAULER UTILITY TRAILER
2006 Fully Enclosed 5X8 V-nose, Great
Condition; $1400 Firm E-mail:
TRAILERHeavy duty. 3 axles, 6 wheels, new wood bed. Only $875. Jerry 770-833-9080 or 770-786-0878.
HOUSES FOR SALE
Did you knowyou can give your
family agreat Christmasin a new home?
No down payment if you qualify!Call 1st Knight
Realty770-867-1901
HUD HOMES$100 DOWN
Other 100% Loans!1ST KNIGHT REALTY, INCKenneth 678-614-4214
MOBILE HOMES& LOTS FOR SALE
Gwinnett, Buford
HANDYMAN SPECIAL
OWN YOUR OWN HOME FOR ONLY
$3000!
3 MONTHS FREE
SITE RENT OR $279 LOT RENT FOR A YEAR!*
Call Today
1-888-598-6560
WWW.COUNTRYSIDE-GWINNETT.COM
EHO*EXPIRES 10/31/11
HALL/LAKE LANIER
FORECLOSURE
Reduced To$11,9002BR/Bath
All Appliances &Storage Building
Financing AvailableCall Sun Homes
today1-888-282-0050
WAC EHOExpires 11/30/2011www.country-sidelakelanier.
com
FARMS, LOTS & ACREAGE FOR SALE
MERIWETHER, JASPER, NEWTONLIMITED OFFER!CALL US TODAY!3 to 10 Acre Farms$295 DOWN!
100% OwnerFinanced
Prices reducedinterest rate slashed!
7.9% fixed rate!Low Payments770-554-5263Hurdle.Com
LAKE/RIVER/COASTALPROPERTY FOR SALE
SOUTH CAROLINA, LAKE KEOWEE
Waterfront CotttagesGated, Luxury
Amenities! Lodge, Pool, Fitness Center, Boat Slips & more.
Other New & ResaleCottages From $130’s to $390’s! This Model Home Show Special - Fully Furnished for
$275,000!!1-888-663-1133
www.backwaterlanding.com
Office Hours:Fri 1-5, Sat & Sun 11-5 and always available by
appointment
REAL ESTATEAUCTIONS
LAWRENCEVILLE
TRADER J’S AUCTION
131 Eaton St.In the old Cooper
Feed & Seed building.CHRISTMAS SHOP
LIQUIDATIONPLUS 3 OTHER HOUSE-
HOLD LIQUIDATIONSSat. 11/5, 5PMOld Camel neon
signs, bookcase unit, occasional tables, Vintage wedding gown, jewelry, old
accordian, Polaniase ornaments, Christmas trees, light sets, tree toppers, patio tables, glass & crystal, old
crocks, tons of furni-ture & lots, lots more!
For pictures & more info. visit:
www.auctionzip.comCash or credit card
accepted for payment.13% buyer’s premium
w/3% discount ifpaying w/cash!Call Trader J’s
Auction for info. 770-355-1833
J. Jones GAL 3369
LEASE/PURCHASE
Gwinnett, Sugar Hill 3BR + ofc./2.5BA. Newly renovated,
great schools! $1150/mo. w/ $100 back
to buyer. Any credit. 24 hr: 678-318-3595 www.SunvestLLC.
com
REAL ESTATEFOR RENT
HOUSES FOR RENT
BARROW, AUBURN HOMES
FOR RENTSome w/bonus rooms, firplaces, fenced yards. $795 monthly & up +
dep. No credit check or app fee. Pets welcome.
770-207-9746
GWINNETT COUNTY, HAMILTON MILL EXIT,
3BR, 2BA, 2 car gar,greatroom, 1 acre, deck, new carpet.$845 mo. + dep.
No pets. 770-377-3703 or 770-271-2776
GWINNETT, BUFORD
4 Bedroom 2 1/2 bath ranch-style home
Swim and tennis com-munity Minutes from Mall of Georgia and
Lake Lanier Excellent Mill Creek schools
3000 square feet Cov-ered patio Available end of November.
$1600/mo.770-831-3598
GWINNETT, BUFORD CITY SCHOOLS,
3BR/2BA Ranch, quiet neighborhood. $950/
month. Available 11/15. Call 678-549-1016
Gwinnett, Lawrenceville 2BR, 1BA, nice yard, lge. eat-in kit. Close
to town. $625/mo. No Smoking! No Pets!Call 770-356-4286
Gwinnett, Lawrenceville
3BR,2 BA Modular home.
Dishwasher, W/D, outbuildings. 5 mins from Mall of GA. No pets, non-smoking.
$700/mo. + $500/dep. 770-962-8890
GWINNETT, LAWRENCEVILLE
4BR/2.5 BA, LR, DR, FR w/fplc, W/D
connections, carport. $900 mo + dep. 770-978-0460
Gwinnett, Lawrenceville4BR/2BA Multi-Family
Fixer Upper. Owner financing or cash
discount. $750 Down, $340 mo. 803-403-9555
or 803-929-1117.Vision Property Mgmt.
Gwinnett, Loganville Spacious ranch, Gwin-nett Co. scoohls. 3BR/2 BA, open LR/DR floor
plan, country kitchen, 2 car gar. No dep. $895/mo. Call 770-883-6443
GWINNETT, NORCROSS2/BR, 2/BA.
5340 Century Trace$600/mo.
Call: 770-378-5339
Gwinnett, Norcross 3 Bedroom / 2 Bath
Newly renovated.$850/mo. $500 dep.Call 770-978-8612.
Gwinnett, Norcross 3BR /2BA HOUSE
Central Air, $850/Month. Repainted.
2189 Summertown Dr.ARK REALTY, INC.
404-248-0075
GWINNETT, SUGAR HILL: 4BR/2BA, great schools, private back-yard with deck. 5647
Riverside Drive. $1190 mo. Call 770-771-2810.
APTS/DUP/CONDOS/ T’HOMES FOR RENT
BARROW, AUBURN 2BR/1.5BA A Frame Duplex, lge yd, total elec, stove, fridge. $500 mo. $250
dep. Sec 8 ok. 770-513-3151
GWINNETT DUPLEXES
2 Communities!One on Singleton Rd. & One on Law’ville-Suwanee Rd.! 2BR & 3BR, 2BA, Fireplace, vaulted ceilings, off street parking.Starting @ $768/mo.B.C. PROPERTIES
770-446-1550770-995-8828
Gwinnett, Grayson area near Sugarloaf Pkwy. Downstairs apt.
Kit., den, 1BR, full bath. No pets. $450/mo + dep. 256-605-1926
GWINNETT, LAWRENCEVILLE TOTALLY UPDATED1 & 2 Sty All Brick Du-plexes & T.H.. Remod-eled w/ granite & tile. $700+. 770-736-2995www.brickduplex.com
HALL, Flowery Branch, 2BR/1.5BA
Townhome. Incl. appliances. Near Hwy
985 / Exit 12. $595 mo. 678-696-1447
SOUTH HALL CO. Efficiency garden type apartment. Convenient
to Kroger. All utilities included. $475/mo.
706-273-4042
MOBILE HOMES& LOTS FOR RENT
BARROW-AUBURN1-2-3 BEDROOMS
In Mobile HomeCommunity. Rent start-ing at $89 / week. Large
Lots. 770-513-3151
Hall County
3BR/2BA HomesFREE RENTIF CLOSEDBY 11/22/11PAYMENTS
START AS LOW AS
$699!!• All Appliances
Included• Washer/Dryer
• Central Air
Close To Lake Lanier
No Application Fee
www.country-sidelakelanier.
com
CALL TODAY
1-888-255-1372EHO WAC
SOUTH HALL/OAKWOOD OFFICE SERVING GWINNETT, HALL AND SURROUNDING AREAS
1991 Birch Crest Place, DaculaExceptional 2 story, Full un� n. basement.
5Bedrooms/4Baths, level backyard. In sought after Hamilton Mill/Dacula offering easy access/convenience to
shopping, restaurants & more. MLS#3054284
Kami Crawford 770-351-7084
1949 Pucketts Drive, LilburnHome with acreage close to Stone Mountain Park.
Offers loads of potential. 2 Bedroom, 1 Bath, double carport, all brick ranch sitting on over 4 acres with storage buildings and fenced areas.
Easy access to Highway 78. MLS#3107718Kami Crawford 770-351-7084
633 Smith Mill Road, WinderBeautiful Cape Cod, 5 BR/3BA, hardwood � oors, kitchen, living, dining, master. Huge
master suite w/heated jetted tub. Pasture is cross fenced w/2 stall barn. Come enjoy the
front porch and hardwood trees. Deana Lockard 678-887-6253
1502 Sir Knights Way, Lawrenceville“SHORT SALE” DEAL, Huge 4BR/2.5BA,
� nished terrace level, private entry in-law suite, screen porch & lge deck, private backyard
makes a perfect entertainment spot!MLS#3094783
Deana Lockard 678-887-6253
information herein is believed to be accurate but is not warranted. 11492
INVEST IN AMERICABUY REAL ESTATE
$254,9
00
$50,00
0
$269,9
50
$150,0
00
Ivey Chase Kings Hill
770-532-6366DEANA LOCKARD 678-887-6253Agent On Duty
11-6-11 www.thenortonagency.com
1106_GDP_SUN_Classifieds 11/4/2011 11:57 PM Page D6
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D8 SUNDAY, NOVEMBER 6, 2011 WWW.GWINNETTDAILYPOST.COM
www.gahomesource.net gwinnettdailypost.com
This Area’s Most Comprehensive Property Search Option
Search more than 100,000 statewide listings
LENNAR’S COUNTDOWN TO YEAR END INVENTORY SALES EVENT
GET UP TO $40,000 OFF SELECT HOMES THIS WEEKEND.
Cobb County Homes & townhomes
from $160s–$500s
Fulton CountyHomes from $400s
Forsyth County Homes & townhomes
from $150s–$300s
Gwinnett County Homes from $180s–$200s
Tour Lennar homes online at LennarATGP.com
404.931.7462
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By Heather Cole We made the unfortunate deci-sion years ago to add a second mort-gage to our home with the ridicu-lously high interest rate of ten per-cent. Every month when I got our bill and paid the exorbitant amount I was distraught to see how little the total mortgage amount had decreased from the previous month. For us, this was a choice because we decided to have a second mortgage. However, for those who only had a first mort-gage they found that this high inter-est rate was the norm for them, as well. If you were fortunate enough to not have a mortgage during that time then you might not understand the enormous difference a few seemingly small percentage points can make. The higher interest rate often meant that monthly payments on a home would be higher which trans-lated into many people not being able to afford a home because it was just too expense. How expensive? Well, in simple terms it meant that if
you bought a house for $200,000 with a thirty year loan, you would have paid $150,000 more with a nine percent interest rate than a six per-cent interest rate. That’s right, I said $150,000! You could purchase anoth-er whole house for that amount of money! Why are interest rates so low right now? Because the federal government realizes how important it is to con-tinue to jump start the economy. They know that if interest rates are low more people are going to decide what a great time it is to buy a house. Due to this fact, a few years ago the Federal Reserve started purchasing U.S. treasuries to keep interest rates at historic lows. Although that sounds like a complicated matter, what it basically means is that it helps home-buyers to purchase homes that are less expensive at a reduced interest rate so that they pay less over time. Since this intervention will not last forever, now is the perfect time to take advantage of this opportunity.
Additionally, considering the cur-rent interest rate hovers around 4.5 percent for a thirty year mortgage it is also important to think about the fact that rates fluctuate constantly, sometimes even changing several times over the course of a day. Therefore, it is imperative to lock in a low interest rate before rates go back up. It would be a sad turn of events to believe that these rates will last indefinitely when as recently as 1995 the rate for a thirty year mort-gage was 9.33 percent. It is eye-opening to look on a website like www.mortgage-x.com where you can go back to 1992 to compare rates and see how interest rates have ebbed and flowed over the years. If nothing else, it will confirm for you how incredi-ble the deals are right now.
You may be thinking that all of this information is all well and good, but you do not plan on being in a house for thirty years so it is okay if you wait and your interest rate is a little higher. Before you make that determination, though, I recommend that you go onto one of the websites that show you what your monthly mortgage payment will be, such as www.bankrate.com, www.amortiza-tion-calc.com, or www.mortgagedebt.com. This way you can see how much the federal government is able to help you save right now with lower inter-est rates, even if you only choose to live there for a little while. In seeing this for yourself I have no doubt that you will come to the conclusion that now is the perfect time to purchase a home.
Here is 1 Reason Here is 1 Reason Lower Interest Rates
YOUR HOME SOLD IN 120 DAYS GUARANTEED OR WE’LL BUY IT !
Free Report Available.www.GuaranteedToSellYourHome.com
Free recorded message1-800-219-6853
ID# 1072Tamra Wade & Partners of RE/MAX Center
ROOMMATE WANTED/ROOM FOR RENT
GWINNETTSNELLVILLE
Furnished efficiency w/ all util., private entrance, W/D, & cabana. $135/wk.
770-979-4383
Gwinnett, Basement Rental, 2BR, 1BA,
kit, private ent., 5 min. from Mall of GA, util
incl. $750 mo. No pets/ smokers. 404-993-4464
GWINNETT, DACULA Furn. room.Female.
Shared bath.Laundry/util. Clean, responsible, professional. Contact Karen 404-229-6114.
GWINNETT, LILBURN • Sep. 1BR / 1BA in private home.
Lge. den, refrig., micro. W/D conn.,
share kit. Furnished. Parkview HS. $650/mo. 770-925-2473
GWINNETT, NEAR SUWANEE Private entrance,
kitchen & bath. Incl. utilities. 1 person room. $100/wk. 678-557-6680
COMMERCIALRENTALS
GWINNETT COUNTY
• SNELLVILLE• LAWRENCEVILLE
• DULUTH √ SMALL & LARGE
OFFICE SUITES√ CONVENIENT
LOCATIONSStarting at $275/Mo.Davis Realty Co.
770-978-0310
Gwinnett, Lawrenceville Auto Broker
Space AvailableOffice/Warehouses1200 up to 18000 sfMike 404-375-5438.
GARAGE SALESGARAGE SALES
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garage sale kit
FREE with each
garage sale ad
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EasydrivingClassifiedTHE EASY WAY TO BUY AND SELL
770-962-SELLANYTHING
INCLASSIFIEDS
DISTRESS SALEBANK FORECLOSURES
Receive a free, list w/pics of foreclosure properties.www.GwinnettCountyDistressedHomes.com
Free recorded message 1-800-219-6853 ID# 1079Tamra Wade & Partners of RE/MAX Center
www.GwinnettCountyDistressedHomes.com
FORECLOSURE
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FORECLOSURE
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