from: international living …heidiwellscopy.com/pdf/hwells il email.pdfmore than 27 years, we’ve...

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From: International Living <[email protected]> Subject: Nine Best Places on Earth to Retire in 2008 Date: November 14, 2007 10:19:39 AM CST To: [email protected] Just take a moment and imagine yourself... Come relax and retire in paradise! Watching the sun set over a crystal blue ocean, with the gentle sound of surf lapping up on your own private beach... Living like royalty for $1,134 a month... including all monthly expenses, country club dues, a full-time gardener, cook and maid... Escaping to a world far, far away from the headaches, hassles, and stress of 40-hour work weeks...

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Page 1: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

From: International Living <[email protected]>Subject: Nine Best Places on Earth to Retire in 2008

Date: November 14, 2007 10:19:39 AM CSTTo: [email protected]

Just take a momentand imagine yourself...

Come relax and retire in paradise!

Watching the sun set over a crystal blue ocean, with thegentle sound of surf lapping up on your own private beach...

Living like royalty for $1,134 a month...including all monthly expenses, country club dues, a full-time

gardener, cook and maid...

Escaping to a world far, far away from the headaches,hassles, and stress of 40-hour work weeks...

Page 2: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

Enjoying a quality of life others can only envy...for a fraction of what you're now spending to just 'get by.’

Thousands of Americans are retiring in luxury overseas... buying second homes in the sun...

and investing in beach-front property at Malibu and Miamiprices from 40 or 50 years ago.

They’re living the “impossible dream”and now, you can too!

I’ll show you exactly how you can do it in aspecial FREE report detailed below.

Wednesday, Nov. 14, 2007

Dear International Living Reader,

If you’re frustrated with today’s high cost of living, shaky Stock Market, andcrazy real-estate values...

If you dream about leaving the work-a-day world behind ...

If you’ve ever longed to run away and start a new life in an exotic new place...

You can!

In fact, you can retire overseas and start living a life of luxury and leisure – foronly half of what you’re paying right now. It’s all spelled out for you step-by-easy-step in your FREE report, How to Retire in Paradise for $19 a Day.

The 9 best places in the world to retire.

In your FREE report, you’ll discover thatparadise does exist – in amazingly affordable

Page 3: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

places where you can...

Relax on the deck of your exoticbeachfront getaway that cost you just$35,000. Buy prime waterfront property on apristine tropical island with near-perfectclimate for less than $20,000 an acre.

Rent a nicely-furnished apartment in abustling, first-world city less than 3 hoursfrom Miami – for only $550 a month.

Own a beautifully restored, 3-bedroomstone house in Italy with lush gardencourtyard and exquisite custom paint-work for $173,600. Picture Tuscanywithout the crowds – a tiny town surrounded by medieval castles, olive treesand endless miles of unspoiled, golden beaches.

Golf on breathtaking courses where you never have to make a tee time.Enjoy world-class diving, white-water rafting, horseback riding, thermal spas,and spectacular hiking. The best part? You and your partner can live very wellhere for $1,770 or less a month.

Fill your shopping bag to the brim with fresh vegetables and fruits for $4.Snap up fresh lobster right off the boat for less than $2.

Enjoy a delicious steak dinner at the finest restaurant in the country for $7per person. Sip top-rated wine for $5 a bottle. Or let your live-in maid shopand cook for you for less than $50 a month.

Take advantage of excellent health care by U.S trained doctors who makehouse calls – yes, house calls! – for about $25.

Longing for a beachside hideaway... a bougainvillea-filled courtyard in a colonial retreat... or anelegant pied-a-terre in a cosmopolitan capital?

Page 4: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

Now you can find your dream lifestylequickly, affordably, and virtually hassle-free.

We know retiring in paradise is possible because we’ve done it ourselves! Formore than 27 years, we’ve roamed the globe in search of wonderful places whereyour dollars go farther and you can enjoy incredible opportunities for retiring, buyinga second home, investing, or reinventing yourself overseas.

We’ve rented hilltop villas... dined with the locals... retired in luxurious islandretreats on a shoestring... and invested in astoundingly inexpensive oceanfrontproperty.

And now, all our best secrets are revealed in your FREE report, How to Retirein Paradise for $19 a Day.

Here’s a sneak preview:

The only place in the world where you can enjoy an affordable overseasretirement, live right on the beach for pennies on the dollar, yet remainwithin minutes of the U.S. by car.

How to rent a beautiful apartment or villa in Europe FREE. We’ll giveyou everything you need to know – who to contact... what to look for...

Where to find a seaside home overlooking the crystal-clear Ionian Seafor as little as $33,500. This 1,000-year-old walled city surrounded byfragrant citrus groves, is at the center of one of Europe’s most uniquerevitalization projects.

This private Pacific island is a closely guarded secret playground for thewealthy and famous. And it’s no wonder. With its warm waters, white sandbeaches, secluded coves, colorful tropical birds and flowers, and orcawhales just off the shore, this is the stuff of travel magazine covers. Property is still cheap – you can buy a 3-bedroom villa for just $245,000.

Page 5: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

Welcome to endless sunshine, gentle breezes, andpristine beaches.

How to retire in style while slashing your expenses in half.

Whether your retirement is fast approaching or just something you dream about,we guarantee you’ll be tempted by the 9 breathtaking places in your FREE report –all offer far greater benefits and advantages for retirees than staying where you are.

The quality of life in your new home overseas will exceed all of your dreams.And the cost of living will be much lower... allowing you to do more passion-pursuing and less penny-pinching. What could be better?

If cost of living is number one on your priority list... we’ll tell you where togo to rent a nice 3-bedroom house for $245 a month. Here, a part-time maid costs$50 a month, and a delectable meal with the locals will set you back just 60 cents!Prices for a round of golf start at $3.12.

What if you could live a comfortable lifestyle on less than $17,000 a year? It’seasy in this South American Eden. And believe it or not, that includes a secondhome in the country or right on the beach!

Tired of struggling with a miserable climate? This perfect-weather paradiseenjoys twelve hours of direct sunlight 365 days a year.

How to shop tax-free in Italy: Nearly two-thirds of American travelers don’trealize they can claim sales tax refunds on purchases they take home. Thesepopular Italian stores offer an immediate tax refund.

The one place right now where the U.S. dollar is not losing value – andinflation is under 2%. The European hideaway that doesn’t charge any tax onpensions received from abroad.

"Really, it’s a dream come true."

Page 6: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

"And to think that I paid lessfor this piece of property thanI did for my car... and this I’llown forever! Our house... a3,000-square-foot gem with aseparate guest house, pool, isthe perfect place to entertainfriends, gather with thefamily, or get away for someprivacy.”

— Mark F., Nicaragua

If Mark can do it, so can you! Discover foryourself in How to Retire in Paradise for $19 aDay.

CLICK HERE for your FREE copy.

You’ll discover dozens more insider secrets for saving money. And if makingmoney is more your style, we'll show you how to...

Page 7: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

Profit from the next big REAL ESTATE boombefore everyone else.

How to Retire in Paradise for $19 a Day points you to real estate bargainsand opportunities you can easily afford, and then tells you exactly how to takeadvantage of them. Just take a look...

The New York Times calls this place “The New San Diego.” You’ll call it anaffordable paradise. That’s because you can snap up a first-class ocean viewhome here for 70% less than you’d pay in the U.S.

Get in on the ground floor of the booming resort market on the “PacificRiviera” – and find out what kind of profits to expect in the coming years. Wordis getting out about this sleeping beauty bargain -- and it’s not simply becauseof the real estate.

One of the most unspoiled retirement retreats in the world today, thisquaint little mountain paradise boasts lush green hills, flowing rivers andspectacular waterfalls. And you can still rent a comfortable home here for just$500 a month.

The secret Caribbean destination most retirees overlook …at prices notfound in the Bahamas, the Cayman Islands, Belize, and the British VirginIslands since 1992.

One of Europe’s loveliest treasures, this little gem of a country haseverything a discriminating retiree is looking for: unspoiled beaches... timelessfishing villages... no wealth tax... steak dinners for just $7... charming 2-bedroom seaside apartments for under $80,000.

A short plane ride south of Miami hides some of the world's great real estatebargains and investment opportunities. How about a three-bedroom house on 2acres on a river with a guest house... for $34,000? Or a luxury apartment in agrand colonial building in the center of the historic district for $21,000?

"Our climate is perfect."

Page 8: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

“We enjoy spring-like temperatures and wildflowersyear-round. We have plenty of time to stop andsmell the flowers and play with the children, andthat is really a great gift when you think about it.”

— B.S., Casa Mojanda, Ecuador

Getting weary of the 9-to-5 grind? Had enough stress? Tired of putting up withthe same old stuff? Then stop for a moment and imagine having ...

More time to be with your family and pursue your passions.

Your FREE report brings you a world of delightful opportunities for fun, pleasure,adventure, and financial security and profits. But it can also help you embrace yourdreams. For example ...

Where in the world can you retire at the tender age of 19? Thissophisticated offshore haven awards the best retiree benefits in the world, including50% off entertainment and hotel stays... 25% off restaurants and airline tickets... awhopping 50% savings on closing costs for home loans... duty-free car purchases...and the list goes on and on.

Page 9: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

The best part? Anyone over the age of 19 with a modest pension can qualify.And you’re guaranteed pensioner status as long as you choose to stay in thecountry.

You won’t believe how far you can stretch your retirement dollars in thisfriendly land of gilded temples, endless cultural curiosities, and exotic jasminescents! Here, you can purchase a studio condo on a breathtaking beach for less than$20,000... rent gorgeous homes for less than $400 a month... and dine like the Kingof Siam and still leave the table with change from $5.

Sell your winter clothes... and prepare for the adventure of a lifetime!

Some countries offer low costs of living. Others hide good real estate buys orattractive business opportunities. But, in two decades of looking, we've never founda country like this that offers all these things in abundance... plus perfect year-roundweather.

If you’ve ever toyed with the idea of owning your own B&B or dishing uphome-made meals in your own restaurant, this is the place for you. In this beautiful,business-friendly country, you won’t pay taxes on your income – regardless of howmuch you make.

Go snorkeling, diving, canoeing, and fishing in some of the cleanest waters onthe planet. And golf to your heart’s content for $5 a round.

Love Paris, but not the sky-high prices? This small South American countrylooks and feels like Europe, only with third-world prices.

It’s been praised as “the most beautiful city in South America.” We’ll showyou how to buy an irreplaceable antique home here with stunning mountain views –for less than $60,000.

Intrigued by history, culture, and art? This sun-drenched paradise offers awonderfully relaxed and romantic lifestyle at incredibly affordable prices – with allthe modern conveniences you’re used to at home.

"Thank you for a new direction in our lives!"

Page 10: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

We found our ideal home... with a spectacular oceanview. None of this would have been possible withoutInternational Living... Viva Mexico for caringcraftsmen and a great attitude! Even with the languagebarrier it was fun.

— John & Dianne A., Puerto Vallarta

But what about health care?

It’s a question you’re probably wondering about. That’s why your FREE reportincludes specific information on retirement havens where you’ll enjoy excellenthealth care at a fraction of what you’re paying now. For instance...

Unspoiled Caribbean island where prescription drugs cost one-tenth ofU.S. prices... a visit to the doctor is between $5 and $15... and a privatehospital room is just $30-$40 a day.

Never worry about health care costs again. Doctor visits in this top-ratedShangri-La average just $10 month – including specialists.

Undiscovered, peaceful, charming country where complete national healthcare coverage includes everything from major surgery to house calls – for $40a year.

From affordable health insurance for expats... to living like royalty on a modestpension... How to Retire in Paradise for $19 a Day is packed with the insideinformation you need to turn your dreams of overseas living into reality.

Page 11: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

Announcing thenew

InternationalLiving

your ultimate guide tooverseas living

After 27 years of publishing,International Living iscelebrating a brand-new lookwith more pages... morecolorful photos... more funand adventure! Each issue isjam-packed with easy,affordable ways to...

Live or retire overseasReinvent yourself inParadiseInvest in global realestateSpot top emergingmarkets Travel the world inluxury for less

How to get your FREE Report

How to Retire in Paradise for $19 a Day isyours simply for trying a risk-free CharterSubscription to International Living, a truly uniquemagazine built on a very simple premise:

We believe you can live better and travelfarther for less... follow your dreams... have alot of fun... and maybe even make a lot ofmoney – when you expand your worldbeyond your own shores.

To help us celebrate our colorful new magazineformat, we’re offering you a special CharterSubscription for nearly half off the cover price –plus your FREE report, How to Retire in Paradisefor $19 a Day.

Whether you want to buy a second home insunny Mexico... discover the best bargainbeachfront properties in the world... takeadvantage of high rental returns in Uruguay... cutyour taxes 95% by living in paradise... or enjoyRitz-style luxury in London for the cost of a regularhotel room...

You’ll only find these opportunities inInternational Living!

Now a beautiful full-color magazine.

Every month, you’ll get the inside informationyou need to live well for less... invest profitably...and create the kind of life you've always wanted –overseas.

We’ll show you step-by-step how to...

find the best travel spots in exotic, far-away landsretire to a tropical paradiselearn a new languageinvest in booming overseas stocks

Page 12: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

CLICK HERE to start yourCharter Subscription and getyour FREE copy of How toRetire in Paradise for $19a Day.

"After reading yourInternational Livingpublication for the betterpart of 15 years, I have to

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profit from foreign bank accountsstart your own international businessget a rewarding job overseasbuy a prime real estate in the world’s fewremaining profitable property marketsand much more.

One of the major reasons we publishInternational Living is to prove that the richrewards of a jet-set lifestyle are available toanyone, not just the rich and famous. An idyllicinternational lifestyle isn’t just affordable, buthighly profitable.

For example, back in 1983, we suggestedinvesting in Costa Rica, where you could buy a 2-bedroom home in San Jose for $19,500. Todaythose homes sell for up to $200,000.

And it’s not too late for you! In futureissues, we’ll reveal our top choices for emerging markets that are not only seductiveand stable, but still affordable.

“Congratulations on the re-invention of International Living.It looks and feels great to read.”

— Gillian G., Gilroy, CA

Make this the year you finally turn your dreamsof exotic overseas living into reality...

With International Living, you’ll have the time of your life. You’ll save money,meet locals, never have to book a table, always know the next undiscovered Eden…in short, live the life of a savvy traveler.

This is your invitation to join us as a Charter Subscriber and start receiving ourmonthly International Living magazine... annual Global Retirement and Quality ofLife Indices... unlimited access to our Members-Only website... and FREE daily e-mail updates.

How much is a Charter Subscription to International Living? And how can you

Page 13: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

get started?

Before I give you all of the specifics, let me tell you about a FREE BONUSREPORT we’ve just added to your list of Charter Subscription Benefits andPrivileges:

It’s called How to Get the Best Deal EveryTime You Travel. And it’s a must-read if youintend to fly on a plane or spend a night in a hotelanytime soon.

Here’s why. Next time you’re on a plane, askthe person next to you what he paid for his ticket.Don’t be surprised if you paid two or three timesmore than the smug-looking guy reclining next toyou. Don’t let it happen again!

When it comes to good travel deals andopportunities, some people just seem to be in theknow. They're the ones who find the last-minutebargain airfares... the hotel vacancies during peakseason... the rental car upgrades at no additionalcost... even the perfect time to vacation – away from the swarms of tourists.

How to Get the Best Deal Every Time You Travel lets you in on the time-and-money-saving travel tricks only the pros know. You’ll know how to get thecheapest airfares... the best hotel rooms for the lowest rates... how to avoidunnecessary charges, extras, taxes, and insurance... where to book, when to buy,how to pay. It’s all in your FREE BONUS REPORT!

Get ready for the exotic and affordable lifestyle of your dreams.

International Living has been hailed as the ultimate travel guide. It’s that andso much more. It’s your passport to a brighter, more exciting future filled with fun,adventure, and promise!

Our Guarantee: If International Living ever fails to delightyou, simply cancel your subscription. We’ll promptly reimburseyou for all the issues remaining in your subscription, noquestions asked. And no matter what, How to Retire inParadise for $19 a Day is yours to keep FREE.

Right now, in beautiful seaside resorts, picturesque chalets, and peaceful countryhavens there are historic opportunities for anyone willing to try a new life overseas.

Page 14: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

The world is alive with opportunity and adventure, so what are you waiting for?

Come live the life you really want!

Why not do it now? You’ll feel fantastic knowing you’ve just taken a giant steptowards a happier, richer, more rewarding future!

“Our only regret is that we didn’t act sooneron our dreams of living abroad.”

— Lee Harrison, Editor, International Living

CLICK HERE to start your no-risk Charter Subscription and get your FREEreport, How to Retire in Paradise for $19 a Day. Or if you prefer to place yourorder over the phone, simply call toll-free (888) 884-7792.

Warmest Regards,

Martina Dunphy Executive Director, International Living

P.S. International Living is not available on any newsstand. This new, full-colormagazine is only available by special Charter Invitation. Plus, when you order now,you’ll get a valuable FREE Report. How to Retire in Paradise for $19 a Day tellsyou all about 9 wonderful places to retire full or part time. And best of all, it’s yoursto keep FREE even if you decide to cancel your subscription to InternationalLiving.

P.P.S. Reply by November 3rd and you’ll also receive a FREE BONUS GIFT: How to Get the Best Deal Every Time you Travel, packed with insider secretsthat can save you tens of thousands of dollars and countless unnecessary hours inthe air. Please don’t delay – order now to take advantage of this special offer!

Subscribe Today!

Page 15: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

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Click here to start receiving your own copy of IL Postcards...or forwardthis e-mail to a friend so they can sign-up to receive their own copy of ILPostcards. International Living offers other free e-letters, with topics rangingfrom Panama, to Europe, to international travel. For the complete list ofFree International Living E-letters, click here

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Page 16: From: International Living …heidiwellscopy.com/pdf/HWELLS IL email.pdfmore than 27 years, we’ve roamed the globe in search of wonderful places where your dollars go farther and

To cancel or for any other subscription issues, write us at: International Living Order Processing Center Attn: Customer Service P.O. Box 968 Frederick, MD 21705

(c) 2007 International Living Publishing Ltd. All Rights Reserved.Protected by copyright laws of the United States and international treaties.This Newsletter may only be used pursuant to the subscription agreementandany reproduction, copying, or redistribution (electronic or otherwise,including on the world wide web) , in whole or in part, is strictlyprohibited without the express written permission ofInternational Living, Elysium House, Ballytruckle, Waterford, Ireland.

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Nothing in this e-mail should be considered personalized investmentadvice.Although our employees may answer your general customer servicequestions,they are not licensed under securities laws to address your particularinvestment situation. No communication by our employees to you should bedeemed as personalized investment advice.