fund fact sheet as of 31 december 2019...2020/01/07 · as of 31 december 2019 in ulip, the...

FUND FACT SHEETas of 31 December 2019

IN ULIP, THE INVESTMENT RISK IN INVESTEMENT PORTFOLIO IS BORNE BY POLICYHOLDER

Fund Snapshot

- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).

Fund v/s Benchmark Return (%)

Actual v/s Targeted Asset Allocation (%)

Security Type Min Max Actual AUM**

Fund ReturnPeriod Benchmark

Inception Date

28-Jul-2011

Fund Manager

Ritesh Taksali Equity - 9 | Debt - 0 | Balanced - 0

Funds Managed by the Fund Managers

Rs. 27.8702 Rs. 232.54 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide high equity exposure targeting higher returns in the

long term.

6 Months 2.47% 3.22%

1 Year 10.12% 12.02%

5 Year 7.58% 8.00%

Inception 12.92% 9.90%

Benchmark: Nifty 50- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.

Equity and Equity Related 60% 100% 98% 227.76

Instruments

Debt and Money market 0% 40% 2% 4.78

The actual asset allocation will remain within the 'minimum' and 'maximum' range based on marketopportunities and future outlook of the markets.

**Rs.in Crore; AUM-Asset Under Management

Industrial Sector( as per NIC classification)^

Top 10 sectors as per portfolio

% to AUM

^Industry Classification is as per National Industrial Classification (All Economic Activities)-2008 NIC

Growth @ Rs 100

Security Name Net Asset (%)

Top 10 holdings as per Asset Category

Financial And Insurance Activities 23.42%

Mutual Fund 13.18%

Computer Programming, Consultancy And Related Activities 12.06%

Manufacture Of Coke And Refined Petroleum Products 10.40%

Infrastructure 5.66%

Manufacture Of Chemicals And Chemical Products 4.93%

Manufacture Of Motor Vehicles, Trailers And Semi-trailers 4.60%

Manufacture Of Food Products 4.05%

Manufacture Of Tobacco Products 3.85%

Civil Engineering 3.02%

Others 14.82%

Grand Total 100.00%

Benchmark Equity Large Cap Fund

Jul-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19

Debt

Britannia Industries Ltd 0.01%

Equity

Reliance Industries Ltd 8.48%

Nippon India ETF Bank Bees 8.24%

Housing Development Finance Corporation Ltd 6.96%

Infosys Ltd 5.04%

Kotak Banking ETF - Dividend Payout Option 4.94%

Tata Consultancy Services Ltd 4.28%

ITC Ltd 3.85%

HDFC Bank Ltd 3.02%

Larsen & Toubro Ltd 3.02%

ICICI Bank Ltd 2.67%

MMI 2.05%

Equity Top 250 Fund

Fund Details

ULIF0027/07/11EQTOP250147

August 2019

Equity Large Cap Fund

Fund Details

ULIF00118/08/11EQLARGECAP147

December 2019

50.00

100.00

150.00

200.00

250.00

300.00

Equity Top 250 Fund





Inception Date

20-Jul-2011

Fund Manager

Ritesh Taksali Equity - 9 | Debt - 0 | Balanced - 0


Rs. 27.2865 Rs. 202.68 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide equity exposure targeting higher returns (through long

term capital gains).

6 Months 4.02% 2.55%

1 Year 9.96% 8.68%

5 Year 8.60% 7.87%


Benchmark: Nifty 200 - Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).


Instruments




Fund Details

ULIF0027/07/11EQTOP250147

December 2019



% to AUM


Growth @ Rs 100




Mutual Fund 13.88%






Manufacture Of Pharmaceuticals, Medicinal Chemical And Botanical Products 5.23%


Manufacture Of Other Non-metallic Mineral Products 2.63%

Others 16.27%

Grand Total 100.00%

Benchmark Equity Top 250


Equity




Glaxosmithkline Consumer Healthcare Ltd 4.20%

HCL Technologies Ltd 3.29%


Bajaj Finance Ltd 2.84%


HDFC Bank Ltd 2.20%

ITC Ltd 2.12%

MMI 2.08%

50.00

100.00

150.00

200.00

250.00

300.00

- Past Performance is not indicative of future performance.

Pension Growth Fund





Inception Date

04-Feb-2016

Fund Managers

Ritesh Taksali (Equity)Paras Gupta (Debt)

Equity - 9 | Debt - 13 | Balanced - 0


Rs. 14.4024 Rs. 14.56 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide high equity exposure targeting higher returns in the

long term.

6 Months 2.25% 3.22%

1 Year 9.49% 12.02%

5 Year NA NA


Benchmark: Nifty 50 - Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments

Debt Instruments Money market 0% 40% 1% 0.13

Money market 0% 40% NIL NIL



Fund Details

ULIF00831/03/15ETLIPNSGRT147

December 2019



% to AUM


Growth @ Rs 100




Mutual Fund 13.90%









Others 11.89%

Grand Total 100.00%

Benchmark Pension Growth Fund

Feb-16 Dec-17 Dec-18 Dec-19

Equity





Infosys Ltd 5.73%


ITC Ltd 4.37%

HDFC Bank Ltd 3.58%

Larsen & Toubro Ltd 3.43%


MMI 0.88%

Debt Rating Profile**

100.00%

AAA

50.00

70.00

90.00

110.00

130.00

150.00

170.00

Equity Bluechip Fund





Inception Date

31-May-2019

Fund Managers

Ritesh Taksali Equity - 9 | Debt - 0 | Balanced -0


Rs. 10.3355 Rs. 1.85 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To generate long term capital appreciation by predominantly

investing in an equity portfolio of large cap stocks.

6 Months 3.84% 3.22%

1 Year NA NA

5 year NA NA


Benchmark: Nifty 50 - Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments

Debt and Money market NIL 40% 36% 0.66



Fund Details

ULIF01226/11/18ETLBLUCHIP147

December 2019



% to AUM


Growth @ Rs 100




Mutual Fund 8.72%









Others 42.18%

Grand Total 100.00%

Equity




Federal-mogul Goetze (India) Ltd 4.26%


Infosys Ltd 3.31%


ITC Ltd 2.52%

HDFC Bank Ltd 2.18%


MMI 35.72%

Inception Date as on 31-May-2019

Equity Midcap Fund





Inception Date

17-Jan-2017

Fund Managers




Rs. 11.6320 Rs. 93.32 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: This fund objective is to provide equity exposure targeting higher

returns in the long term, by largely investing in Midcap Companies.

6 Months 2.24% -3.12%

1 Year 2.44% -4.32%

5 year NA NA


Benchmark: Nifty Midcap 100 Index - Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments




Fund Details

ULIF001107/10/16ETLIMIDCAP147

December 2019



% to AUM


Growth @ Rs 100






Manufacture Of Electrical Equipment 7.77%


Manufacture Of Rubber And Plastics Products 4.98%

Manufacture Of Other Transport Equipment 3.80%


Manufacture Of Machinery And Equipment N.E.C. 3.70%

Manufacture Of Basic Metals 2.63%

Others 19.39%

Grand Total 100.00%

Benchmark Equity Midcap Fund

Jan-17 Dec-18 Dec-19

Equity

City Union Bank Ltd 3.51%

Manappuram Finance Ltd 3.13%

IPCA Laboratories Ltd 2.62%

AU Small Finance Bank Limited 2.61%

Federal Bank Ltd 2.52%

PI Industries Limited 2.38%

Balkrishna Industries Ltd 2.11%

Cholamandalam Investment & Finance Company Ltd 1.90%

Whirlpool Of India Ltd 1.67%

Petronet LNG Ltd 1.66%

MMI 1.44%

50.0060.0070.0080.0090.00

100.00110.00120.00130.00140.00150.00

Bond Fund



Inception Date

28-Jul-2011

Fund Manager

Paras Gupta Equity - 0 | Debt - 13 | Balanced - 0


Rs. 20.1293 Rs. 46.28 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide relatively safe and less volatile investment option mainly

through debt instruments and accumulation of income through investment in fixed income

securities.



6 Months 3.31% 4.87%

1 Year 7.20% 9.53%

5 year 7.91% 8.14%


Benchmark: CRISIL Short Term Bond Fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.

Equity and Equity Related NIL NIL - -

Instruments


The actual asset allocation will remain within the 'minimum' and 'maximum' range based on marketopportunities and future outlook of the markets.**Rs.in Crore; AUM-Asset Under Management

Fund Details

December 2019

ULIF00317/08/11BONDFUND147

Growth @ Rs 100



Debt

LIC Housing Finance Ltd 9.38%

SBI Cards And Payment Services Limited 9.26%

Reliance Jio Infocomm Limited 9.01%


Air India Limited 3.04%


Tata Capital Financial Services Limited 2.81%

Indian Railway Finance Corporation Ltd 2.66%

Zee Entertainment Enterprises Ltd 1.89%


G-sec

Government Of India 28.73%

MMI 14.73%

1.93 1.95

6.35 7.19


Top sectors as per portfolio

% to AUM


Government 28.73%


Housing Finance Companies 12.35%


Air Transport 3.04%

Programming And Broadcasting Activities 1.89%


Mutual Fund 1.36%


Others 14.73%

Grand Total 100.00%

Benchmark Bond Fund



Portfolio Duration

Portfolio Yield 50.0070.0090.00

110.00130.00150.00170.00190.00210.00230.00250.00

64.82%

30.39%

4.43%0.35%

AAA SOV AA and below AA+

Group Bond Fund



Inception Date

25-Jan-2013

Fund Manager



Rs. 18.0942 Rs. 12.59 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide relatively safer and less volatile investment option

mainly through debt instruments and accumulation of income through investment in fixed

income securities. To provide accumulation of income through investment in various fixed

income securities. The Fund seeks to minimize risk by maintaining a suitable balance

between return, safety and liquidity.



6 Months 2.19% 4.85%

1 Year 6.80% 10.72%

5 year 8.29% 8.54%


Benchmark: CRISIL Composite Bond Fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments



Fund Details

December 2019

ULGF00305/09/11GFBOND147

Growth @ Rs 100



Debt







Union Bank Of India 1.99%


Nippon India Fixed Horizon Fund XXXI- Series 15-growth Option 1.90%

Power Finance Corporation Ltd 1.68%

G-sec


Food Corporation Of India 4.00%

MMI 18.39%

3.99 4.91

7.02 7.36



% to AUM



Government 19.86%




Wholesale Trade, Except Of Motor Vehicles And Motorcycles 4.00%


Mutual Fund 1.90%

Others 18.39%

Grand Total 100.00%

Benchmark Group Bond Fund


Portfolio Duration

Portfolio YieldJan-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19

50.0070.0090.00

110.00130.00150.00170.00190.00210.00230.00250.00

75.52%

20.84%3.64%

AAA SOV AA and below

Pension Secure Fund



Inception Date

04-Feb-2016

Fund Manager



Rs. 13.6238 Rs. 6.45 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To generate optimal return with safety of capital over medium to

long term through investment in predominantly long term debt instrument with high credit

quality.



6 Months 1.56% 4.85%

1 Year 6.45% 10.72%

5 year NA NA


Benchmark: CRISIL Composite Bond Fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments



Fund Details

December 2019

ULIF00931/03/15ETLIPNSSCR147

Growth @ Rs 100



Debt







PNB Housing Finance Ltd 4.67%

Rural Electrification Corporation Ltd 3.27%


Exim Bank 1.62%

G-sec



MMI 11.02%

3.69 4.91

6.80 7.36



% to AUM


Government 26.17%







Others 11.02%

Grand Total 100.00%

Benchmark Pension Secure Fund

Feb-16 Dec-17 Dec-18 Dec-19


Portfolio Duration

Portfolio Yield 50.00

70.00

90.00

110.00

130.00

150.00

170.00

64.96%

26.76%

4.77% 3.51%

AAA SOV AA+ AA and below

Money Market Fund



Inception Date

25-Aug-2011

Fund Manager



Rs. 19.1784 Rs. 4.66 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide an option to deploy the funds in liquid and safe

instruments so as to avoid market risk on a temporary basis.



6 Months 2.41% 3.12%

1 Year 5.35% 6.86%

5 year 7.33% 7.36%


Benchmark: CRISIL Liquid Fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments



Fund Details

December 2019

ULIF00425/08/11MONEYMARKET147

Growth @ Rs 100



Debt



Rural Electrification Corporation Ltd 6.61%

Shriram Transport Finance Company Ltd 6.61%



Power Grid Corporation Of India Ltd 5.38%




G-sec


MMI 9.14%

0.98 0.10

6.72 5.36



% to AUM




Government 13.24%


Air Transport 4.32%


Others 9.14%

Grand Total 100.00%

Benchmark Money Market Fund

Aug-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19


Portfolio Duration

Portfolio Yield50.00

150.00

250.00

350.00

450.00

74.46%

13.52%

6.74%5.28%

AAA SOV AA+ AA and below

Gilt Fund



Inception Date

13-Jun-2019

Fund Manager



Rs. 11.1279 Rs. 0.18 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To generate income and capital appreciation through investments

predominantly in Government securities



6 Months 9.63% 4.31%

1 Year NA NA

5 year NA NA


Benchmark: CRISIL 10 Year Gilt Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.

Equity and Equity Related NIL NIL NIL -

Instruments

Debt Instruments 60% 100% 86.75% 0.16

Money market Instruments NIL 40% 13.25% 0.02


Fund Details

December 2019

ULIF01326/11/18ETLGILTFND147



G-Sec


MMI 13.25%

7.07 7.13

6.94 6.49



% to AUM


Government 86.75%

Others 13.25%

Grand Total 100.00%


Portfolio Duration

Portfolio Yield

Growth @ Rs 100

Inception Date as on 13-Jun-2019

93.60%

6.40%

SOV AAA

Group Balancer Fund



Inception Date

25-Jan-2013

Fund Managers




Rs. 19.0207 Rs. 15.37 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide a balanced investment choice through a large part of

funds into debt investments & a small part going to equities to enhance returns on a long

term basis.



6 Months 1.19% 4.62%

1 Year 6.27% 11.15%

5 year 7.79% 8.59%


Benchmark: 20% Nifty 50 + 80% Crisil Composite Bond Fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments



Fund Details

December 2019

ULGF00205/09/11GFBALANCER147

Growth @ Rs 100



Debt







Union Bank Of India 1.63%


Nippon India Fixed Horizon Fund XXXI- Series 15-growth Option 1.47%


Equity


HDFC Bank Ltd 2.11%




Infosys Ltd 1.03%


Kotak Mahindra Bank Ltd 0.86%

ITC Ltd 0.79%

Axis Bank Ltd 0.64%

G-sec



MMI 9.23%

4.39 4.91

7.00 7.36



% to AUM


Government 21.11%









Mutual Fund 1.47%

Others 15.13%

Grand Total 100.00%

Benchmark Group Balancer Fund


Portfolio Duration

Portfolio YieldJan-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19

50.00

70.00

90.00

110.00

130.00

150.00

170.00

190.00

210.00

68.86%

27.48%

3.66%


Group Growth Fund



Inception Date

25-Jan-2013

Fund Managers




Rs. 20.7032 Rs. 28.62 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide equity exposure targeting higher returns in the long

term. To provide blend of capital appreciation by predominantly investing in equities of

blue chip companies and fixed return by investing in debt & money market instruments.



6 Months 2.45% 4.34%

1 Year 9.07% 11.49%

5 year 8.09% 8.56%


Benchmark: 40% Nifty 50 + 60% Crisil Composite Bond Fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments



Fund Details

December 2019

ULGF00105/09/11GFGROWTH147

Growth @ Rs 100



Debt









Dewan Housing Finance Corporation Ltd 0.39%

Equity

HDFC Bank Ltd 4.04%


Nippon India ETF Nifty Bees 3.55%



Infosys Ltd 1.97%




ITC Ltd 1.50%

G-sec



MMI 7.23%

4.25 4.91

7.02 7.36



% to AUM





Government 11.27%




Mutual Fund 3.55%



Others 15.71%

Grand Total 100.00%

Benchmark Group Growth Fund

Jan-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19


Portfolio Duration


70.00

90.00

110.00

130.00

150.00

170.00

190.00

210.00230.00

77.94%

19.35%

2.71%


Managed Fund



Inception Date

03-Aug-2011

Fund Manager

Ritesh Taksali (Equity)�Paras Gupta (Debt) Equity - 9 | Debt - 13 | Balanced - 0


Rs. 23.0776 Rs. 24.59 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: This fund uses the expertise of the company fund manager to

decide on the asset allocation between Equity and Debt / Money market instruments

along with stock selection. urities.



6 Months 2.42% 4.49%

1 Year 8.38% 11.33%

5 year 8.41% 8.59%


Benchmark: 30% Nifty 50 +70% CRISIL Composite Bond Fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments



Fund Details

December 2019

ULIF00618/08/11MANAGED147

Growth @ Rs 100



Debt






Tata Capital Financial Services Limited 1.22%

HDB Financial Services Limited 1.20%




Equity

HDFC Bank Ltd 3.20%





Infosys Ltd 1.56%



ITC Ltd 1.19%

Axis Bank Ltd 0.98%

G-sec



MMI 13.74%

3.77 4.91

6.91 7.36



% to AUM



Government 14.29%









Others 20.09%

Grand Total 100.00%

Benchmark Managed Fund

Aug-11 Dec-12 Dec-13 Dec-14 Dec-15 Dec-16 Dec-17 Dec-18 Dec-19


Portfolio Duration


70.0090.00

110.00

130.00150.00

170.00

190.00210.00

230.00

250.00

75.54%

21.24%3.23%


PE Based Fund



Inception Date

22-Jul-2011

Fund Managers




Rs. 23.5988 Rs. 25.76 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: To provide a platform to make asset allocation between Equity and

Debt / Money market instruments depending on the Nifty index P/E ratio.



6 Months 1.81% 4.10%

1 Year 7.08% 11.15%

5 year 7.19% 8.30%


Benchmark: 55% Nifty 50 to 45% CRISIL Short Term Bond fund Index- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments



Fund Details

December 2019

ULIF00526/08/11PEBASED147

Growth @ Rs 100



Debt






Power Grid Corporation Of India Ltd 0.97%





Equity

Nippon India ETF Nifty Bees 12.45%


HDFC Bank Ltd 4.65%




Infosys Ltd 2.26%



ITC Ltd 1.73%

G-sec


MMI 4.06%

1.75 1.95

6.63 7.19



% to AUM





Mutual Fund 12.45%


Air Transport 5.46%





Others 12.15%

Grand Total 100.00%

Benchmark PE Based Fund



Portfolio Duration

Portfolio Yield 50.0070.0090.00

110.00130.00150.00170.00190.00210.00230.00250.00

94.71%

4.04% 1.25%

AAA AA and below SOV

Discontinuance Fund





Inception Date

01-Feb-2012

Fund Manager



Rs. 16.9220 Rs. 99.19 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: The objective of the fund is to achieve relatively less volatile

investment return mainly through debt instruments and accumulation of income

through investment in fixed interest securities and liquid investments.

6 Months 1.48% NA

1 Year 4.86% NA

5 year 6.25% NA

Inception 6.87% NA - Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments




Fund Details

ULIF00701/01/12DISCONT147

December 2019



% to AUM


G-sec

Government Of India SOV 82.88%

MMI 17.12%

Security Name Rating Net Asset (%)


Government 82.88%

Others 17.12%

Grand Total 100.00%

Discontinued Policy Pension Fund





Inception Date

04-Feb-2016

Fund Manager



Rs. 12.1704 Rs.7.43 crore

NAV as on 31-12-19 AUM as on 31-12-19Investment Objective: The objective of the fund is to achieve relatively less volatile

investment return mainly through debt instruments and accumulation of income

through investment in fixed interest securities and liquid investments.

6 Months 2.44% NA

1 Year 5.64% NA

5 year NA NA

Inception 5.16% NA - Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).- Past Performance is not indicative of future performance.


Instruments




Fund Details

ULIF01031/03/15ETLIPNSDSC147

December 2019



% to AUM


Government 89.94%

Others 10.06%

Grand Total 100.00%

Security Name Rating Net Asset (%)


G-sec

Government Of India SOV 89.94%

MMI 10.06%

Performance Snapshot

- Returns less than or equal to one year are absolute returns. Return greater than one year are in term of compounded annualised growth rate (CAGR).

Glossary

NAV:

The NAV or the net asset value is the total asset value per unit of the fund after deducting all related and permissible expenses. The NAV

is calculated at the end of every business day.

AUM:

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by any investment

firm.

Holdings:

The holdings or the portfolio is a Ulip's latest or updated reported statement of investments/securities. These are usually displayed in

terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being

invested by the fund manager.

Benchmark:

A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment

performance of our investments, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500,

10-Year G-sec.

Sector allocation:

Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.

Asset allocation:

Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an

individual's goals, risk tolerance and investment horizon. The three main asset classes -equities, fixed-income, and cash and

equivalents -have different levels of risk and return & behave differently over time.

Fund Manager:

A fund manager is responsible for implementing a fund's investing strategy and managing its portfolio trading activities.

Risk profile:

A risk profile is an evaluation of an individual or organization's willingness to take risks, as well as the threats to which an organization is

exposed. A risk profile is important for determining a proper investment asset allocation for a portfolio.

Portfolio Duration:

Portfolio Duration follows the concept that interest rates and bond prices move in opposite directions. This ratio is used to determine

the effect that a 100-basis-point (1%) change in interest rates will have on the price of a bond.

fund fact sheet as of 31 december 2019...2020/01/07 · as of 31 december 2019 in ulip, the...

Documents