gdp growth
DESCRIPTION
Improvement of the credit market in Poland Krzysztof Pietraszkiewicz President of Polish Bank Association Tel Aviv 14 June 2012. POLAND. GDP growth. Unemployment in Poland (1990-2011). %. Inflation 1991-2011. 585,5. Źródło: GUS,. National debt/GDP. Źródło: GUS, 2009. - PowerPoint PPT PresentationTRANSCRIPT
Improvement of the credit market in Poland
Krzysztof PietraszkiewiczPresident of Polish Bank Association
Tel Aviv 14 June 2012
Area 312 679 km2
Population 38 135 000
Capital Warsaw, Population 1,702 mln
Currency Złoty (PLN) = 100 groszy (gr.)
Number of enterprises 1,6 million
Life expectancy 79,7 women, 71,0 men
GDP growth
POLAND
Unemployment in Poland (1990-2011)
%
3,43
8,98
12,93
14,9916,49
15,2114,29
11,49 9,9811,99
14,0116,23
19,7119,92
19,51
18,19
14,80
11,20
9,50
10,70
12,9013,10
0,00
5,00
10,00
15,00
20,00
25,00
3
4
Inflation 1991-2011
Źródło: GUS,
585,5
National debt/GDP
Źródło: GUS, 2009
Budget deficit/GDP
Polish financial system structurePolish financial system structure
Źródło: NBP
Number of Polish banksNumber of Polish banks
Deposits of the nonfinancial sector in Deposits of the nonfinancial sector in millions PLNmillions PLN
Źródło: NBP
100 597125 890
144 857 151 251 166 028182 737
204 995184 282
220 836239 361262 400
331 997379 671
425 917482 082
491 331
19,0% 19,8%
23,9%
28,2%30,4%
33,6% 34,5
30,4 29,6 29,3 29,226,7
0
5
10
15
20
25
30
35
40
0,0
100 000,0
200 000,0
300 000,0
400 000,0
500 000,0
600 000,0
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 03/2012
Corporations House Holds Corporations/Non-financial sector
Credits to depositsCredits to deposits
Credits for nonfinancial sectorCredits for nonfinancial sector
Źródło: NBP
0
100
200
300
400
500
600
700
800
900
2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 03/2012
117,9 120,4 116 119,1 136,5 171,2 216 212 204 238,9 24286,1 98,1 109,6 136
182,9254
367
412477,5
534 526
9,2 10,7 11 11,914,7
15,8
16
25 33,2
38,936
Corporations house holds Local goverment units
14
EmployeesEmployees
Źródło: KNF, 2011
Own Funds in (mln PLN)Own Funds in (mln PLN)
Źródło: NBP
3 394 5 257 7 66112 526
17 86122 468
25 76730 689
37 76940 558
40 56442 71946 587
51 234
61 765
74 346
88 423
100 598
110 876115 533
1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 03/2012
Assets in billions PLNAssets in billions PLN
Źródło: KNF, 2011r. 16
428 460 466 489539
587
681
801
1041 1060
1 159
1 295 1 302
0
200
400
600
800
1000
1200
1400
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 03/2012
PL
N M
ld z
ł.
Number of active credits for house purchase
Total value of house purchase lending in millions PLN
Non-performing loans to loans in totalNon-performing loans to loans in total
Źródło: NBP
STRUCTURE OF EVERYDAY PAYMENTSTRUCTURE OF EVERYDAY PAYMENT
Źródło: NBP
CASHCARDSPAYMENT ORDER
Card transactions value in millions PLNCard transactions value in millions PLN
Źródło: NBP
Payment cards in PolandPayment cards in Poland
Internet bankingInternet banking
Źródło ZBP
www.bik.pl 25
Bureau of Credit InformationBureau of Credit Information
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