General Property Insurance for Equipment

• Underwriting agency formed in 1990

• Specialised General Property Insurance Policy for equipment

• Underwritten by Chubb Insurance for 13 years

• Each year we insure tens of thousands of items and deal with over 2,000 claims

About Protecsure

Policy Features

Feature

Full Theft*

Accidental Damage

Loss in Transit*

Forcible Entry to Vehicle

28 Days Worldwide

New for Old

Australia-wide

AD Cover Whilst in Use

Claims Turnaround 95%< 48 hours

Excess From $100

*Does not apply to tools of trade

• Theft in the open air• Accidental loss• Full AD• Fire

Full Cover

Theodolites

Total Stations

GPS

Distance meters

Survey Equipment

Equipment Types

Laptops

iPads

Smart Phones

Mobile Technology

Equipment Types

Full Cover

Cameras

Lenses

Accessories

Carry Bags

Photographic

Equipment Types

Full Cover

Ultrasounds

Doctors bags

Defibrillators

Laser IPL devices

Medical / Vet

Equipment Types

Full Cover

Tractors to 40hp

Golf carts

Dingos

Generators

Compressors

Welders

Pressure cleaners

Floor cleaners etc

Light Machinery

Equipment Types

Full Cover

Musical Instruments

Equipment Types

Full Cover

All types of instruments

Band / DJ equipment goes in mobile technology category

Probes

Sensors

Diagnostic

Diagnostic & Measuring

Equipment Types

Full Cover

• Theft following forcible & violent • AD but not while in use• Fire

Cover

All kinds of sports equipment

Sports Equipment

Equipment Types

• Theft from approved gun safe if not in active use• Full AD • Fire

Cover

Rifles

Pistols

Scopes

Gun cases

Gun safes

Firearms (for registered club members only)

Equipment Types

• Now full AD including while in use• Theft following forcible & violent • Fire• Average clause

Cover

Power tools

Hand tools

Tools of Trade

Equipment Types

PC’s / Servers

Telecommunications

Printers / Copiers

Office equipment

Furniture

Static Equipment

Equipment Types

Full Cover

Prosthetic leg

Home made electronic bird scarer

Night sight goggles

Mobile boxing ring

Jumping castle

Mermaid tails

Laser clay pigeon shooting system

Segway

Basketball simulator machine

Portable luxury bathrooms

Miscellaneous Equipment

Equipment Types

Cover Varies (referral)

Electronic Breakdown (if not covered under warranty)

Data Restoration Following Breakdown (sub limit required)

Temporary Hire Following Breakdown (while equipment is being repaired/replaced - sub limit required)

Auto Additions (schedules over $100,000)

Policy Extensions

Wear and tear or cosmetic damage

Theft out of unlocked vehicle

Electronic breakdown (available as extension)

Consequential loss of any kind

Software (normally replaced free by vendor)

Policy Exclusions

Scheme Ideas

Sector Insurable equipment

Medical Ultrasounds, doctors bags, imaging equipment, insulin pumps

Vets Ultrasounds,

Scuba Diving gear

Real estate, fitness instructors Laptops/iPads

Equestrian equipment Jockeys, events, clubs

Photographic clubs Cameras and accessories

Mobile car services Tools of trade

• Claims are handled by Protecsure

• One page claim form

• Over 95% of valid claims will be approved within 48 hours

• Settled via repair or replacement (new for old)

• Claimants directed back to the original place of purchase for a quote to repair or replace

Simple Process

Claims

1300 MYCLAIM for queries or claims lodgement

Thank you for viewing this presentation.

We hope you will consider us for your equipment insurance needs.

Thank You