georgia title reference guide - iaa csatoday · 2016-08-23 · georgia title reference guide the...

Georgia

Title Reference Guide

The IAA Vehicle Alternate Method of Disposal Guide is a proprietary document prepared solely for internal use by

Insurance Auto Auctions, Inc., its subsidiaries and affiliated entities (“IAA”). No part of this document is to be photocopied,

reproduced, stored in a retrieval system, transmitted electronically, or disclosed to a third party without prior written

consent of Diversified Services Administration or IAA Executive Management.

© 2013. Insurance Auto Auctions, Inc.

I N S U R A N C E A U T O A U C T I O N S

Last Updated 12/2014

Please direct any questions, comments, or corrections to IAA’s Title Solutions Team.

[email protected] Toll Free - 888-MY-TITLE (888-698-4853)


Table of Contents

Contact Information _______________________________________________________________________ 3

Title and Disposal Information _______________________________________________________________ 4

Standard Title Processing _________________________________________________________________ 4

DMV Title Fees ________________________________________________________________________ 4

Duplicate Title _________________________________________________________________________ 4

Additional Information _____________________________________________________________________ 5

Deceased Owner Requirements ____________________________________________________________ 5

Name Changes _________________________________________________________________________ 5

Owner Retained ________________________________________________________________________ 5

Un-Recovered Theft _____________________________________________________________________ 5

Alternate Disposal _______________________________________________________________________ 6

State Guidelines __________________________________________________________________________ 6

Title Requirements by Vehicle Type ________________________________________________________ 6

Title Branding Guidelines _________________________________________________________________ 7

Determining the Correct Title Type _________________________________________________________ 8

Frequently Asked Questions _______________________________________________________________ 9

Sample Documents _______________________________________________________________________ 10

Georgia Title (Front) ____________________________________________________________________ 10

Georgia Title (Back) ____________________________________________________________________ 11

Georgia Secure Power of Attorney _________________________________________________________ 12

Index __________________________________________________________________________________ 13

Please note - This document is intended to cover most requirements for obtaining a negotiable, lien-free title.

It is not intended to replace motor vehicle department regulations or rulings. If you have title questions

please contact IAA’s Title Solutions Department ([email protected]).

I N S U R A N C E A U T O A U C T I O N SLast Updated 12/2014




Contact Information

IAA Website: http://www.iaai.com

Title Questions:

IAA – Title Solutions

7835 Woodland DriveSuite 200Indianapolis, IN 46278Toll Free: 888-698-4853 \FAX: 855-584-5198

[email protected]

Georgia IAA Branch Contact:

Atlanta-East-

1045 Atlanta Hwy SE

Winder, GA 30680

877.868.4544 (p)

770.868.5663 (f)

Motor Vehicle Department:

Motor Vehicle Division

P.O. Box 740381 Atlanta, GA 30374-0381

Phone: 404.362.6500 / 404.968.3800

Georgia DMV

Title mistakes can be costly and significantly delay the processing and sale of salvage vehicles. Catching

potential errors before the title paperwork goes to auction prevents title problems that delay a vehicle’s sale by

weeks or even months.

http://www.iaai.com/

mailto:[email protected]

mailto:[email protected]

http://motor.etax.dor.ga.gov/






Title and Disposal Information

Standard Title Processing

IAA will apply for the appropriate title in the insurance company’s name. In order to initiate this

process the vehicle provider must supply the following documentation:

Properly Executed Title – If the owner held the title at the time of the loss then the provider must

send a title that has been properly executed by the owner. If the lien holder possessed the title at

the time of the loss then the provider must send in an unsigned title with a lien release (if applicable)

and a Georgia Secure Power of Attorney (T-8S) form signed and notarized by the owner.

Odometer Disclosure – Odometer disclosures are required for vehicles less than 10 model years.

This can be accomplished on the title or with a separate odometer statement, signed by the owner.

Mileage should be

stated with a verified reading and should not be an estimate or guess.

Lien Release (if applicable) – Lien satisfied and dated on the face of the title or separate

notarized lien termination statement (T-4, lien or security interest release form).

If IAA is not processing the title, please attach the properly executed sale document and any

additional required forms as outlined above to your coversheet, with your selling instructions

noted, and forward to the appropriate IAA Branch.

DMV Title Fees

Salvage title fees: $93.00 (DMV - $18.00, Tax – $75.00)

Duplicate title fees: $ 8.00

Duplicate Title

With the insured’s cooperation, IAA is able to apply for a duplicate title. Required:

Georgia Secure Power of Attorney (T-8S). Notarized on both the green and yellow pages of the

Power of Attorney form. Owner’s address must be completed on form. GA generic PoA accepted for

vehicles >/10 years

Lien Release – If applicable






Additional Information

Deceased Owner Requirements

Certified Copy of Executor Paperwork. (Copy of the death certificate is not required

Executor signs title – PoA not accepted

Name Changes

If your insured’s name is different than it appears on the title (i.e. different last name or nickname

instead of first name), a copy of the marriage license or court document stating legal name has

changed may be required in addition to the signed title. Please contact a Georgia branch if questions

arise

If the name is completely different then this could be a situation where the owner purchased the

vehicle from someone and didn’t title it properly. In most cases the owner will be required to pay

sales taxes and have the vehicle titled properly before it can be sold. Contact your local IAA auction

or Title Solutions for assistance in resolving these situations

Owner Retained

If the vehicle is 1986 or newer, and has been declared a total loss by the provider, the owner may retain

the vehicle.

o Salvage title required

o Owner must surrender license plate, along with a signed T-56 Owner Retained form

o If owner does not surrender plate, letter required detailing why / where plate is

o Salvage Application MV1S

o Copy of registration

o Vehicles <10 years – title required

o Vehicles exempt from salvage able to retain with original title

Un-Recovered Theft

The provider is required to obtain a title in their name because the provider will need proof of ownership

if the vehicle is recovered. – Date / location of loss required






Alternate Disposal

Parts Only

Salvage Bond

Abandonment / Derelict (Without Proceeds)

Cancellation of Certificate of Title MV1 SP

State Guidelines

Title Requirements by Vehicle Type

Vehicle Type Titled Note

Passenger vehicles Yes 1963 and newer

ATVs No Sell on bill of sale

Boats No

Commercial trucks (i.e. tractor trailers) Yes

Farm Equipment No Sell on bill of sale

Manufactured and mobile homes Yes

Mopeds No Sell on bill of sale

Motor Homes and RV’s Yes

Motorcycles Yes

Off-road vehicles No Sell on bill of sale

Snowmobiles No Sell on bill of sale

Trailers with GVRW greater than 2,000 lbs

Yes

Trailers with GVWR 2,000 lbs or less No Sell on bill of sale






Title Branding Guidelines

Salvage Title Salvage titles are required for vehicles 1986 and newer that are stolen or have

been deemed uneconomical to repair by the insurance company.

Salvage Repairable – A Salvage-Repairable title is for vehicles that have been

declared a total loss but are repairable. This type of title requires at least one sub-

brand.

Collision

Theft

Fire

Vandalism

Salt

Flood

Other

Rebuilt - After the vehicle has passed the Salvage inspection, you may obtain a

Reconstructed or Recovered Theft Title. All other Salvage Rebuilt brands will be

branded Rebuilt. Clear Title If the vehicle is older then 1986, it can be sold with a clear title.

Trailers are exempt from title branding and can be sold with a clear title or

bill of sale if they are less than 2,000 lbs.






Determining the Correct Title Type

Georgia Flow Chart

Vehicle declared total

loss

Vehicle older

than 1986?

Mini Motorcycle,

ATV, ORV,

Snowmobile, Boat,

Trailer?

Unrecovered

theft?

Sell on Bill of Sale.

Salvage nor title

required


Salvage nor title

required


Salvage nor title

required


Salvage nor title

required

Y

Y

Y

N

N

N






Frequently Asked Questions

FAQ Response Is a copy of the written estimate

needed to process the title?

No, the state of Georgia does not require a damage appraisal to process

title.

What type of PoA is required if title

not signed?

State of Georgia accepts only the Georgia Secure Power of Attorney

(T8S). Must be notarized

What is required to correct title

mistake by owner on title back?

Please contact branch to determine whether Affidavit of Correction or

duplicate title required

What paperwork is required for

deceased owner?

Please refer to section named Additional Information

What if insured’s name is different

than what is shown on face of the

title?

Please refer to section named Additional Information






Sample Documents

Georgia Title (Front)






Georgia Title (Back)






Georgia Secure Power of Attorney






Index

A

Affidavit of Correction.................................................... 9

Alternate Disposal ........................................................... 6

Appraisal ......................................................................... 9

ATV ................................................................................ 6

B

Boat ................................................................................. 6

C

Commercial truck ............................................................ 6

D

Death Certificate ............................................................. 5

Deceased Owner ............................................................. 9

Duplicate title .................................................................. 4

F

Farm Equipment .............................................................. 6

L

Lien Release .................................................................... 4

M

Manufactured and mobile homes .................................... 6

Moped ............................................................................. 6

Motorcycles .................................................................... 6

N

Name Changes ................................................................ 5

O

Odometer Disclosure ...................................................... 4

Owner Retained .............................................................. 5

P

Power of Attorney .......................................................... 4

S

Secure Power of Attorney .................................... 4, 9, 12

U

Un-Recovered ................................................................. 5