german credit rating data 2012 (1).xls
TRANSCRIPT
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S.No CHK_ACCT 0 DM less than 20 over 200 DMDuration
1 0DM 1 0 0 6
2 less-200DM 0 1 0 48
no-a!!ount 0 0 0 12
4 0DM 1 0 0 42" 0DM 1 0 0 24
6 no-a!!ount 0 0 0 6
# no-a!!ount 0 0 0 24
8 less-200DM 0 1 0 6
$ no-a!!ount 0 0 0 12
10 less-200DM 0 1 0 0
11 less-200DM 0 1 0 12
12 0DM 1 0 0 48
1 less-200DM 0 1 0 12
14 0DM 1 0 0 24
1" 0DM 1 0 0 1"
16 0DM 1 0 0 24
1# no-a!!ount 0 0 0 24
18 0DM 1 0 0 0
1$ less-200DM 0 1 0 24
20 no-a!!ount 0 0 0 24
21 no-a!!ount 0 0 0 $
22 0DM 1 0 0 6
2 0DM 1 0 0 10
24 less-200DM 0 1 0 12
2" no-a!!ount 0 0 0 10
26 0DM 1 0 0 6
2# no-a!!ount 0 0 0 6
28 over-200DM 0 0 1 12
2$ less-200DM 0 1 0 #
0 0DM 1 0 0 60
1 less-200DM 0 1 0 18
2 0DM 1 0 0 24
less-200DM 0 1 0 18
4 no-a!!ount 0 0 0 12
" over-200DM 0 0 1 126 less-200DM 0 1 0 4"
# no-a!!ount 0 0 0 48
8 over-200DM 0 0 1 18
$ over-200DM 0 0 1 10
40 less-200DM 0 1 0 $
41 no-a!!ount 0 0 0 0
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42 less-200DM 0 1 0 12
4 less-200DM 0 1 0 18
44 0DM 1 0 0 0
4" 0DM 1 0 0 48
46 no-a!!ount 0 0 0 11
4# no-a!!ount 0 0 0 648 0DM 1 0 0 6
4$ no-a!!ount 0 0 0 11
"0 no-a!!ount 0 0 0 12
"1 less-200DM 0 1 0 24
"2 less-200DM 0 1 0 2#
" no-a!!ount 0 0 0 12
"4 no-a!!ount 0 0 0 18
"" less-200DM 0 1 0 6
"6 no-a!!ount 0 0 0 6
"# less-200DM 0 1 0 12"8 no-a!!ount 0 0 0 6
"$ over-200DM 0 0 1 18
60 0DM 1 0 0 6
61 less-200DM 0 1 0 $
62 less-200DM 0 1 0 1"
6 less-200DM 0 1 0 6
64 less-200DM 0 1 0 48
6" no-a!!ount 0 0 0 24
66 no-a!!ount 0 0 0 2#
6# no-a!!ount 0 0 0 1268 less-200DM 0 1 0 12
6$ no-a!!ount 0 0 0 6
#0 no-a!!ount 0 0 0 6
#1 no-a!!ount 0 0 0 6
#2 no-a!!ount 0 0 0 #
# 0DM 1 0 0 8
#4 less-200DM 0 1 0 42
#" 0DM 1 0 0 6
#6 0DM 1 0 0 12
## 0DM 1 0 0 42
#8 less-200DM 0 1 0 11
#$ no-a!!ount 0 0 0 "4
80 less-200DM 0 1 0 0
81 no-a!!ount 0 0 0 24
82 no-a!!ount 0 0 0 1"
8 no-a!!ount 0 0 0 18
84 0DM 1 0 0 24
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8" 0DM 1 0 0 10
86 no-a!!ount 0 0 0 12
8# less-200DM 0 1 0 18
88 less-200DM 0 1 0 6
8$ 0DM 1 0 0 18
$0 0DM 1 0 0 12$1 no-a!!ount 0 0 0 12
$2 0DM 1 0 0 12
$ no-a!!ount 0 0 0 12
$4 over-200DM 0 0 1 24
$" less-200DM 0 1 0 12
$6 less-200DM 0 1 0 "4
$# no-a!!ount 0 0 0 12
$8 less-200DM 0 1 0 18
$$ less-200DM 0 1 0 6
100 less-200DM 0 1 0 20101 no-a!!ount 0 0 0 24
102 less-200DM 0 1 0 6
10 no-a!!ount 0 0 0 6
104 less-200DM 0 1 0 $
10" no-a!!ount 0 0 0 12
106 less-200DM 0 1 0 24
10# no-a!!ount 0 0 0 18
108 less-200DM 0 1 0 12
10$ 0DM 1 0 0 24
110 less-200DM 0 1 0 14111 less-200DM 0 1 0 6
112 over-200DM 0 0 1 1"
11 less-200DM 0 1 0 18
114 no-a!!ount 0 0 0 6
11" 0DM 1 0 0 12
116 no-a!!ount 0 0 0 48
11# 0DM 1 0 0 42
118 0DM 1 0 0 10
11$ 0DM 1 0 0
120 less-200DM 0 1 0 12
121 0DM 1 0 0 21
122 no-a!!ount 0 0 0 24
12 no-a!!ount 0 0 0 12
124 over-200DM 0 0 1 10
12" less-200DM 0 1 0 18
126 0DM 1 0 0 12
12# 0DM 1 0 0 12
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128 less-200DM 0 1 0 12
12$ less-200DM 0 1 0 12
10 0DM 1 0 0 12
11 less-200DM 0 1 0 48
12 0DM 1 0 0 6
1 no-a!!ount 0 0 0 1"14 no-a!!ount 0 0 0 18
1" no-a!!ount 0 0 0 60
16 no-a!!ount 0 0 0 12
1# no-a!!ount 0 0 0 2#
18 less-200DM 0 1 0 12
1$ less-200DM 0 1 0 1"
140 over-200DM 0 0 1 12
141 over-200DM 0 0 1 6
142 less-200DM 0 1 0 6
14 0DM 1 0 0 2#144 0DM 1 0 0 18
14" no-a!!ount 0 0 0 21
146 less-200DM 0 1 0 48
14# 0DM 1 0 0 6
148 no-a!!ount 0 0 0 12
14$ 0DM 1 0 0 6
1"0 no-a!!ount 0 0 0 18
1"1 no-a!!ount 0 0 0 6
1"2 no-a!!ount 0 0 0 10
1" over-200DM 0 0 1 61"4 less-200DM 0 1 0 24
1"" less-200DM 0 1 0 24
1"6 0DM 1 0 0 12
1"# 0DM 1 0 0 $
1"8 0DM 1 0 0 12
1"$ less-200DM 0 1 0 24
160 no-a!!ount 0 0 0 6
161 no-a!!ount 0 0 0 24
162 no-a!!ount 0 0 0 18
16 no-a!!ount 0 0 0 1"
164 less-200DM 0 1 0 10
16" no-a!!ount 0 0 0 6
166 no-a!!ount 0 0 0 6
16# 0DM 1 0 0 18
168 less-200DM 0 1 0 11
16$ no-a!!ount 0 0 0 24
1#0 less-200DM 0 1 0 24
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1#1 0DM 1 0 0 1"
1#2 no-a!!ount 0 0 0 12
1# less-200DM 0 1 0 24
1#4 less-200DM 0 1 0 8
1#" 0DM 1 0 0 21
1#6 no-a!!ount 0 0 0 01## 0DM 1 0 0 12
1#8 0DM 1 0 0 6
1#$ no-a!!ount 0 0 0 12
180 0DM 1 0 0 21
181 no-a!!ount 0 0 0 6
182 less-200DM 0 1 0 6
18 0DM 1 0 0 21
184 no-a!!ount 0 0 0 24
18" less-200DM 0 1 0 18
186 no-a!!ount 0 0 0 1"18# less-200DM 0 1 0 $
188 less-200DM 0 1 0 16
18$ 0DM 1 0 0 12
1$0 less-200DM 0 1 0 18
1$1 no-a!!ount 0 0 0 24
1$2 less-200DM 0 1 0 48
1$ less-200DM 0 1 0 2#
1$4 no-a!!ount 0 0 0 6
1$" less-200DM 0 1 0 4"
1$6 less-200DM 0 1 0 $1$# no-a!!ount 0 0 0 6
1$8 less-200DM 0 1 0 12
1$$ less-200DM 0 1 0 24
200 less-200DM 0 1 0 18
201 no-a!!ount 0 0 0 $
202 0DM 1 0 0 12
20 no-a!!ount 0 0 0 2#
204 0DM 1 0 0 12
20" no-a!!ount 0 0 0 12
206 0DM 1 0 0 0
20# no-a!!ount 0 0 0 12
208 less-200DM 0 1 0 12
20$ 0DM 1 0 0 24
210 no-a!!ount 0 0 0 12
211 no-a!!ount 0 0 0 $
212 no-a!!ount 0 0 0 6
21 0DM 1 0 0 2#
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214 over-200DM 0 0 1 0
21" no-a!!ount 0 0 0 6
216 less-200DM 0 1 0 6
21# 0DM 1 0 0 18
218 over-200DM 0 0 1 6
21$ 0DM 1 0 0 24220 no-a!!ount 0 0 0 10
221 less-200DM 0 1 0 12
222 0DM 1 0 0 12
22 no-a!!ount 0 0 0 12
224 no-a!!ount 0 0 0 24
22" no-a!!ount 0 0 0 1"
226 no-a!!ount 0 0 0 6
22# less-200DM 0 1 0 48
228 0DM 1 0 0 12
22$ no-a!!ount 0 0 0 $20 0DM 1 0 0 24
21 over-200DM 0 0 1 6
22 no-a!!ount 0 0 0 $
2 no-a!!ount 0 0 0 12
24 less-200DM 0 1 0 18
2" no-a!!ount 0 0 0 4
26 0DM 1 0 0 24
2# less-200DM 0 1 0 6
28 less-200DM 0 1 0 21
2$ no-a!!ount 0 0 0 12240 0DM 1 0 0 0
241 0DM 1 0 0 24
242 no-a!!ount 0 0 0 6
24 0DM 1 0 0 48
244 no-a!!ount 0 0 0 12
24" no-a!!ount 0 0 0 12
246 no-a!!ount 0 0 0 24
24# no-a!!ount 0 0 0 12
248 no-a!!ount 0 0 0 6
24$ over-200DM 0 0 1 24
2"0 no-a!!ount 0 0 0 18
2"1 0DM 1 0 0 6
2"2 over-200DM 0 0 1 12
2" less-200DM 0 1 0 0
2"4 no-a!!ount 0 0 0 24
2"" less-200DM 0 1 0 $
2"6 less-200DM 0 1 0 60
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2"# no-a!!ount 0 0 0 24
2"8 0DM 1 0 0 12
2"$ no-a!!ount 0 0 0 1"
260 no-a!!ount 0 0 0 11
261 0DM 1 0 0 12
262 0DM 1 0 0 2426 0DM 1 0 0 18
264 no-a!!ount 0 0 0 12
26" no-a!!ount 0 0 0 10
266 less-200DM 0 1 0 1"
26# no-a!!ount 0 0 0 6
268 no-a!!ount 0 0 0 24
26$ 0DM 1 0 0 14
2#0 no-a!!ount 0 0 0 24
2#1 no-a!!ount 0 0 0 18
2#2 no-a!!ount 0 0 0 122# less-200DM 0 1 0 48
2#4 less-200DM 0 1 0 48
2#" 0DM 1 0 0 0
2#6 no-a!!ount 0 0 0 $
2## no-a!!ount 0 0 0 18
2#8 0DM 1 0 0 12
2#$ no-a!!ount 0 0 0 6
280 no-a!!ount 0 0 0 24
281 no-a!!ount 0 0 0 1"
282 no-a!!ount 0 0 0 1228 over-200DM 0 0 1 18
284 no-a!!ount 0 0 0 1"
28" less-200DM 0 1 0 24
286 0DM 1 0 0 4#
28# 0DM 1 0 0 48
288 less-200DM 0 1 0 48
28$ less-200DM 0 1 0 12
2$0 0DM 1 0 0 24
2$1 no-a!!ount 0 0 0 12
2$2 less-200DM 0 1 0 6
2$ 0DM 1 0 0 24
2$4 over-200DM 0 0 1 42
2$" no-a!!ount 0 0 0 48
2$6 less-200DM 0 1 0 48
2$# no-a!!ount 0 0 0 12
2$8 no-a!!ount 0 0 0 10
2$$ no-a!!ount 0 0 0 18
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00 less-200DM 0 1 0 21
01 no-a!!ount 0 0 0 6
02 less-200DM 0 1 0 6
0 over-200DM 0 0 1 24
04 0DM 1 0 0 10
0" no-a!!ount 0 0 0 4806 no-a!!ount 0 0 0 6
0# no-a!!ount 0 0 0 0
08 0DM 1 0 0 12
0$ less-200DM 0 1 0 8
10 less-200DM 0 1 0 $
11 less-200DM 0 1 0 48
12 no-a!!ount 0 0 0 24
1 over-200DM 0 0 1 24
14 less-200DM 0 1 0 12
1" over-200DM 0 0 1 416 0DM 1 0 0 6
1# 0DM 1 0 0 12
18 less-200DM 0 1 0 24
1$ no-a!!ount 0 0 0 12
20 0DM 1 0 0 1"
21 less-200DM 0 1 0 0
22 0DM 1 0 0 24
2 0DM 1 0 0 24
24 0DM 1 0 0 18
2" no-a!!ount 0 0 0 1826 0DM 1 0 0 8
2# no-a!!ount 0 0 0 12
28 no-a!!ount 0 0 0 24
2$ over-200DM 0 0 1 6
0 less-200DM 0 1 0 6
1 0DM 1 0 0 24
2 no-a!!ount 0 0 0 18
less-200DM 0 1 0 60
4 no-a!!ount 0 0 0 48
" 0DM 1 0 0 24
6 0DM 1 0 0 6
# less-200DM 0 1 0 1
8 0DM 1 0 0 1"
$ 0DM 1 0 0 24
40 less-200DM 0 1 0 10
41 less-200DM 0 1 0 24
42 0DM 1 0 0 21
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4 less-200DM 0 1 0 18
44 less-200DM 0 1 0 18
4" over-200DM 0 0 1 10
46 no-a!!ount 0 0 0 1"
4# less-200DM 0 1 0 1
48 less-200DM 0 1 0 244$ no-a!!ount 0 0 0 6
"0 less-200DM 0 1 0 $
"1 no-a!!ount 0 0 0 $
"2 less-200DM 0 1 0 $
" no-a!!ount 0 0 0 18
"4 0DM 1 0 0 12
"" no-a!!ount 0 0 0 10
"6 less-200DM 0 1 0 24
"# no-a!!ount 0 0 0 12
"8 no-a!!ount 0 0 0 6"$ no-a!!ount 0 0 0 12
60 0DM 1 0 0 0
61 less-200DM 0 1 0 18
62 over-200DM 0 0 1 12
6 over-200DM 0 0 1 12
64 no-a!!ount 0 0 0 6
6" 0DM 1 0 0 18
66 no-a!!ount 0 0 0 12
6# no-a!!ount 0 0 0 18
68 0DM 1 0 0 186$ 0DM 1 0 0 6
#0 less-200DM 0 1 0 18
#1 no-a!!ount 0 0 0 6
#2 no-a!!ount 0 0 0 18
# no-a!!ount 0 0 0 10
#4 no-a!!ount 0 0 0 60
#" less-200DM 0 1 0 60
#6 0DM 1 0 0 48
## no-a!!ount 0 0 0 18
#8 no-a!!ount 0 0 0 #
#$ less-200DM 0 1 0 6
80 no-a!!ount 0 0 0 6
81 0DM 1 0 0 20
82 less-200DM 0 1 0 18
8 no-a!!ount 0 0 0 22
84 over-200DM 0 0 1 12
8" no-a!!ount 0 0 0 0
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86 no-a!!ount 0 0 0 18
8# no-a!!ount 0 0 0 18
88 less-200DM 0 1 0 18
8$ less-200DM 0 1 0 1"
$0 no-a!!ount 0 0 0 $
$1 no-a!!ount 0 0 0 18$2 less-200DM 0 1 0 12
$ 0DM 1 0 0 6
$4 0DM 1 0 0 6
$" no-a!!ount 0 0 0 $
$6 less-200DM 0 1 0 $
$# 0DM 1 0 0 12
$8 0DM 1 0 0 6
$$ less-200DM 0 1 0 12
400 no-a!!ount 0 0 0 24
401 no-a!!ount 0 0 0 18402 less-200DM 0 1 0 18
40 no-a!!ount 0 0 0 24
404 no-a!!ount 0 0 0 14
40" less-200DM 0 1 0 18
406 less-200DM 0 1 0 24
40# no-a!!ount 0 0 0 24
408 0DM 1 0 0 1"
40$ no-a!!ount 0 0 0 24
410 over-200DM 0 0 1 12
411 less-200DM 0 1 0 24412 no-a!!ount 0 0 0
41 no-a!!ount 0 0 0 12
414 no-a!!ount 0 0 0 10
41" 0DM 1 0 0 24
416 no-a!!ount 0 0 0 6
41# 0DM 1 0 0 12
418 0DM 1 0 0 18
41$ no-a!!ount 0 0 0 21
420 less-200DM 0 1 0 18
421 no-a!!ount 0 0 0 1"
422 less-200DM 0 1 0 12
42 less-200DM 0 1 0 12
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42" less-200DM 0 1 0 12
426 less-200DM 0 1 0 18
42# no-a!!ount 0 0 0 28
428 no-a!!ount 0 0 0 18
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42$ no-a!!ount 0 0 0 $
40 0DM 1 0 0 18
41 no-a!!ount 0 0 0 "
42 less-200DM 0 1 0 24
4 0DM 1 0 0 6
44 no-a!!ount 0 0 0 244" 0DM 1 0 0 $
46 less-200DM 0 1 0 12
4# no-a!!ount 0 0 0 6
48 no-a!!ount 0 0 0 24
4$ 0DM 1 0 0 42
440 over-200DM 0 0 1 12
441 no-a!!ount 0 0 0 12
442 0DM 1 0 0 12
44 less-200DM 0 1 0 20
444 no-a!!ount 0 0 0 1244" less-200DM 0 1 0 48
446 no-a!!ount 0 0 0 $
44# 0DM 1 0 0 6
448 less-200DM 0 1 0 #
44$ over-200DM 0 0 1 12
4"0 less-200DM 0 1 0 1"
4"1 no-a!!ount 0 0 0 6
4"2 no-a!!ount 0 0 0 6
4" no-a!!ount 0 0 0 12
4"4 no-a!!ount 0 0 0 244"" 0DM 1 0 0 24
4"6 no-a!!ount 0 0 0 24
4"# 0DM 1 0 0 11
4"8 0DM 1 0 0 12
4"$ 0DM 1 0 0 6
460 no-a!!ount 0 0 0 18
461 0DM 1 0 0 6
462 0DM 1 0 0 1"
46 less-200DM 0 1 0 12
464 less-200DM 0 1 0 12
46" no-a!!ount 0 0 0 18
466 0DM 1 0 0 24
46# 0DM 1 0 0 24
468 no-a!!ount 0 0 0 48
46$ no-a!!ount 0 0 0
4#0 no-a!!ount 0 0 0 24
4#1 less-200DM 0 1 0 24
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4#2 0DM 1 0 0 6
4# 0DM 1 0 0 $
4#4 no-a!!ount 0 0 0 6
4#" less-200DM 0 1 0 18
4#6 0DM 1 0 0 18
4## no-a!!ount 0 0 0 $4#8 over-200DM 0 0 1 24
4#$ less-200DM 0 1 0 12
480 0DM 1 0 0 1"
481 less-200DM 0 1 0 12
482 less-200DM 0 1 0 24
48 0DM 1 0 0 0
484 no-a!!ount 0 0 0 1"
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486 less-200DM 0 1 0 6
48# no-a!!ount 0 0 0 12488 no-a!!ount 0 0 0 24
48$ no-a!!ount 0 0 0 10
4$0 no-a!!ount 0 0 0 6
4$1 no-a!!ount 0 0 0 12
4$2 less-200DM 0 1 0 2#
4$ no-a!!ount 0 0 0 6
4$4 less-200DM 0 1 0 6
4$" 0DM 1 0 0 12
4$6 0DM 1 0 0 24
4$# less-200DM 0 1 0 64$8 no-a!!ount 0 0 0 24
4$$ less-200DM 0 1 0 18
"00 over-200DM 0 0 1 6
"01 0DM 1 0 0 24
"02 0DM 1 0 0 6
"0 over-200DM 0 0 1 $
"04 less-200DM 0 1 0 24
"0" 0DM 1 0 0 24
"06 no-a!!ount 0 0 0 10
"0# over-200DM 0 0 1 1"
"08 less-200DM 0 1 0 1"
"0$ no-a!!ount 0 0 0 24
"10 no-a!!ount 0 0 0 $
"11 0DM 1 0 0 12
"12 no-a!!ount 0 0 0 6
"1 over-200DM 0 0 1 1"
"14 less-200DM 0 1 0 12
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"1" no-a!!ount 0 0 0 24
"16 0DM 1 0 0 6
"1# 0DM 1 0 0 6
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"1$ 0DM 1 0 0 6
"20 no-a!!ount 0 0 0 6"21 no-a!!ount 0 0 0 24
"22 0DM 1 0 0 18
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"2" less-200DM 0 1 0 18
"26 less-200DM 0 1 0 26
"2# no-a!!ount 0 0 0 1"
"28 no-a!!ount 0 0 0 4
"2$ 0DM 1 0 0 6
"0 0DM 1 0 0 6"1 less-200DM 0 1 0 6
"2 less-200DM 0 1 0 1"
" no-a!!ount 0 0 0 12
"4 no-a!!ount 0 0 0 24
"" no-a!!ount 0 0 0 24
"6 over-200DM 0 0 1 21
"# 0DM 1 0 0 6
"8 less-200DM 0 1 0 18
"$ 0DM 1 0 0 48
"40 over-200DM 0 0 1 18"41 less-200DM 0 1 0 12
"42 no-a!!ount 0 0 0 24
"4 0DM 1 0 0 0
"44 over-200DM 0 0 1 18
"4" no-a!!ount 0 0 0 12
"46 0DM 1 0 0 24
"4# no-a!!ount 0 0 0 24
"48 no-a!!ount 0 0 0 24
"4$ 0DM 1 0 0 12
""0 no-a!!ount 0 0 0 48
""1 no-a!!ount 0 0 0 12
""2 no-a!!ount 0 0 0 6
"" 0DM 1 0 0 48
""4 less-200DM 0 1 0 12
""" less-200DM 0 1 0 $
""6 less-200DM 0 1 0 12
""# less-200DM 0 1 0 18
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""8 no-a!!ount 0 0 0 21
""$ 0DM 1 0 0 24
"60 less-200DM 0 1 0 18
"61 0DM 1 0 0 24
"62 0DM 1 0 0 24
"6 over-200DM 0 0 1 6"64 less-200DM 0 1 0 6
"6" less-200DM 0 1 0 24
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"6# 0DM 1 0 0 12
"68 no-a!!ount 0 0 0 24
"6$ less-200DM 0 1 0 48
"#0 0DM 1 0 0 48
"#1 0DM 1 0 0 24
"#2 no-a!!ount 0 0 0 0
"# no-a!!ount 0 0 0 24"#4 0DM 1 0 0 1"
"#" less-200DM 0 1 0 $
"#6 no-a!!ount 0 0 0 1"
"## less-200DM 0 1 0 12
"#8 no-a!!ount 0 0 0 24
"#$ less-200DM 0 1 0 6
"80 no-a!!ount 0 0 0 24
"81 less-200DM 0 1 0 18
"82 less-200DM 0 1 0 12
"8 no-a!!ount 0 0 0 $"84 less-200DM 0 1 0 6
"8" no-a!!ount 0 0 0 12
"86 0DM 1 0 0 18
"8# 0DM 1 0 0 $
"88 0DM 1 0 0 12
"8$ 0DM 1 0 0 18
"$0 0DM 1 0 0 12
"$1 0DM 1 0 0 12
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"$ no-a!!ount 0 0 0 21
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"$" 0DM 1 0 0 24
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"$$ no-a!!ount 0 0 0 18
600 no-a!!ount 0 0 0 24
-
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601 less-200DM 0 1 0 #
602 less-200DM 0 1 0 $
60 less-200DM 0 1 0 24
604 no-a!!ount 0 0 0 6
60" over-200DM 0 0 1 10
606 0DM 1 0 0 2460# no-a!!ount 0 0 0 24
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60$ no-a!!ount 0 0 0 18
610 no-a!!ount 0 0 0 1"
611 0DM 1 0 0 12
612 over-200DM 0 0 1 10
61 0DM 1 0 0 21
614 0DM 1 0 0 24
61" no-a!!ount 0 0 0 18
616 less-200DM 0 1 0 4861# less-200DM 0 1 0 60
618 0DM 1 0 0 6
61$ less-200DM 0 1 0 0
620 no-a!!ount 0 0 0 12
621 less-200DM 0 1 0 21
622 no-a!!ount 0 0 0 18
62 no-a!!ount 0 0 0 48
624 0DM 1 0 0 12
62" 0DM 1 0 0 18
626 no-a!!ount 0 0 0 1"62# over-200DM 0 0 1 6
628 less-200DM 0 1 0 $
62$ no-a!!ount 0 0 0 42
60 no-a!!ount 0 0 0 $
61 0DM 1 0 0 24
62 0DM 1 0 0 18
6 less-200DM 0 1 0 1"
64 no-a!!ount 0 0 0 $
6" less-200DM 0 1 0 24
66 no-a!!ount 0 0 0 12
6# no-a!!ount 0 0 0 24
68 no-a!!ount 0 0 0 60
6$ no-a!!ount 0 0 0 12
640 0DM 1 0 0 42
641 0DM 1 0 0 18
642 less-200DM 0 1 0 1"
64 no-a!!ount 0 0 0 1"
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644 no-a!!ount 0 0 0 24
64" 0DM 1 0 0 18
646 no-a!!ount 0 0 0 6
64# 0DM 1 0 0 0
648 no-a!!ount 0 0 0 12
64$ over-200DM 0 0 1 246"0 0DM 1 0 0 12
6"1 0DM 1 0 0 48
6"2 less-200DM 0 1 0 12
6" 0DM 1 0 0 24
6"4 less-200DM 0 1 0 6
6"" no-a!!ount 0 0 0 24
6"6 0DM 1 0 0 14
6"# less-200DM 0 1 0 12
6"8 no-a!!ount 0 0 0 48
6"$ less-200DM 0 1 0 0660 less-200DM 0 1 0 18
661 over-200DM 0 0 1 12
662 0DM 1 0 0 12
66 no-a!!ount 0 0 0 21
664 less-200DM 0 1 0 6
66" over-200DM 0 0 1 6
666 no-a!!ount 0 0 0 24
66# less-200DM 0 1 0 0
668 no-a!!ount 0 0 0 48
66$ 0DM 1 0 0 126#0 over-200DM 0 0 1 0
6#1 no-a!!ount 0 0 0 24
6#2 no-a!!ount 0 0 0 6
6# no-a!!ount 0 0 0 60
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all-)ai%-%ul& 0 0 0
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all-)ai%-%ul& 0 0 0
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all-)ai%-%ul& 0 0 0
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all-)ai%-%ul& 0 0 0
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!riti!al 1 0 0
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!riti!al 1 0 0
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!riti!al 1 0 0
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all-)ai%-%ul& 0 0 0
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all-)ai%-%ul& 0 0 0
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+ur)ose o, !re%Cre%it Aount ess than 1000 '1000-"000 '"000-10000
ra%io-tv 116$ 0 1 0
ra%io-tv "$"1 0 0 1
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e%u!ation $0"" 0 0 1
,urniture 28" 0 1 0
use%-!ar 6$48 0 0 1
ra%io-tv 0"$ 0 1 0
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ne/-!ar 12$" 0 1 0
*usiness 408 0 1 0
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ra%io-tv 1282 0 1 0
ra%io-tv 2424 0 1 0
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ra%io-tv 40 0 1 0
ne/-!ar 214 0 1 0
ra%io-tv 264# 0 1 0
ne/-!ar 2241 0 1 0
use%-!ar 1804 0 1 0
,urniture 206$ 0 1 0 ,urniture 1#4 0 1 0
ra%io-tv 426 1 0 0
ra%io-tv 40$ 1 0 0
ra%io-tv 241" 0 1 0
*usiness 686 0 0 1
*usiness 1$1 0 1 0
,urniture 4020 0 1 0
ne/-!ar "866 0 0 1
*usiness 1264 0 1 0
,urniture 14#4 0 1 0 ra%io-tv 4#46 0 1 0
e%u!ation 6110 0 0 1
ra%io-tv 2100 0 1 0
%oesti!-a)) 122" 0 1 0
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8/20/2019 German Credit Rating Data 2012 (1).xls
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ra%io-tv 11"8 0 1 0
re)airs 6204 0 0 1
use%-!ar 618# 0 0 1
use%-!ar 614 0 0 1
ne/-!ar 1$ 0 1 0
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ra%io-tv #418 0 0 1
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ra%io-tv 2684 0 1 0
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,urniture 2#4" 0 1 0
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e%u!ation 448 1 0 0
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,urniture 141#$ 0 0 0 *usiness 1#$# 0 1 0
ne/-!ar 2"11 0 1 0
ne/-!ar 12#4 0 1 0
use%-!ar "248 0 0 1
use%-!ar 02$ 0 1 0
,urniture 428 1 0 0
ne/-!ar $#6 1 0 0
*usiness 841 1 0 0
ra%io-tv "##1 0 0 1
re)airs 1""" 0 1 0 ne/-!ar 128" 0 1 0
ne/-!ar 12$$ 0 1 0
ra%io-tv 12#1 0 1 0
ne/-!ar 1$ 0 1 0
ne/-!ar 6$1 1 0 0
ne/-!ar "04" 0 0 1
,urniture 2124 0 1 0
ra%io-tv 2214 0 1 0
ne/-!ar 12680 0 0 0
ne/-!ar 246 0 1 0
ra%io-tv 11"" 0 1 0
,urniture 108 0 1 0
use%-!ar 2$01 0 1 0
,urniture 61# 0 1 0
ra%io-tv 16"" 0 1 0
use%-!ar 2812 0 1 0
e%u!ation 806" 0 0 1
-
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use%-!ar 2#" 0 1 0
ra%io-tv 222 0 1 0
ne/-!ar 1480 0 1 0
ne/-!ar 1#1 0 1 0
ne/-!ar "" 0 1 0
ra%io-tv "0$ 0 1 0 use%-!ar "#11 0 0 1
re)airs 8#2 0 1 0
ra%io-tv 4$ 0 1 0
ne/-!ar 1$40 0 1 0
retrainin 1410 0 1 0
ne/-!ar 86 1 0 0
use%-!ar 6468 0 0 1
*usiness 1$41 0 1 0
ra%io-tv 26#" 0 1 0
use%-!ar 2#"1 0 1 0 e%u!ation 6224 0 0 1
e%u!ation "$$8 0 0 1
*usiness 1188 0 1 0
use%-!ar 61 0 0 1
,urniture 1221 0 1 0
,urniture 28$2 0 1 0
,urniture 062 0 1 0
,urniture 201 0 1 0
use%-!ar #"11 0 0 1
,urniture 12"8 0 1 0 ne/-!ar #1# 1 0 0
ne/-!ar 1"4$ 0 1 0
e%u!ation 1"$# 0 1 0
ra%io-tv 1#$" 0 1 0
,urniture 42#2 0 1 0
ra%io-tv $#6 1 0 0
ne/-!ar #4#2 0 0 1
ne/-!ar $2#1 0 0 1
ra%io-tv "$0 1 0 0
ra%io-tv $0 1 0 0
use%-!ar $28 0 0 1
ne/-!ar 1##8 0 1 0
*usiness $0# 1 0 0
ra%io-tv 484 1 0 0
use%-!ar $62$ 0 0 1
%oesti!-a)) 0"1 0 1 0
ne/-!ar $1 0 1 0
-
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ne/-!ar #42 0 0 1
%oesti!-a)) 18 0 1 0
ra%io-tv 1""4 0 1 0
others 1"8"# 0 0 0
ra%io-tv 14" 0 1 0
ne/-!ar 1101 0 1 0 ra%io-tv 016 0 1 0
,urniture 2#12 0 1 0
ne/-!ar #1 1 0 0
,urniture #80 0 1 0
ne/-!ar 1602 0 1 0
ne/-!ar $66 0 1 0
*usiness 416" 0 1 0
use%-!ar 8" 0 0 1
*usiness 6681 0 0 1
*usiness 2#" 0 1 0 ne/-!ar 1216 0 1 0
*usiness 11816 0 0 0
ra%io-tv "084 0 0 1
ra%io-tv 22# 0 1 0
ne/-!ar 1082 0 1 0
ra%io-tv 886 1 0 0
,urniture 601 1 0 0
use%-!ar 2$"# 0 1 0
ra%io-tv 2611 0 1 0
,urniture "1#$ 0 0 1 use%-!ar 2$$ 0 1 0
re)airs 1$4 0 1 0
*usiness 1""$ 0 1 0
,urniture 422 0 1 0
,urniture $#6 0 1 0
ne/-!ar 6#61 0 0 1
ne/-!ar 124$ 0 1 0
ra%io-tv 164 0 1 0
ra%io-tv #0$ 1 0 0
ne/-!ar 22" 0 1 0
use%-!ar 4042 0 1 0
ra%io-tv 14#1 0 1 0
ne/-!ar 1442 0 1 0
ne/-!ar 108#" 0 0 0
ne/-!ar 14#4 0 1 0
retrainin 8$4 1 0 0
,urniture 4 0 1 0
-
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ne/-!ar $"$ 0 1 0
ne/-!ar "## 0 1 0
use%-!ar "804 0 0 1
*usiness 216$ 0 1 0
ra%io-tv 24$ 0 1 0
,urniture 4"26 0 1 0 ,urniture 2210 0 1 0
,urniture 2221 0 1 0
ra%io-tv 28$ 0 1 0
,urniture 1 0 1 0
*usiness #40$ 0 0 1
,urniture 6"2 1 0 0
,urniture #6#8 0 0 1
ne/-!ar 14 0 1 0
*usiness 182 0 1 0
%oesti!-a)) 8#4 1 0 0 ,urniture "$0 0 1 0
ne/-!ar 122 0 1 0
ra%io-tv 1$40 0 1 0
ra%io-tv "$" 0 1 0
ne/-!ar 1422 0 1 0
ra%io-tv 6#42 0 0 1
use%-!ar #814 0 0 1
use%-!ar $2## 0 0 1
ne/-!ar 2181 0 1 0
ra%io-tv 10$8 0 1 0 ,urniture 40"# 0 1 0
e%u!ation #$" 1 0 0
*usiness 282" 0 1 0
*usiness 1"6#2 0 0 0
ne/-!ar 6614 0 0 1
use%-!ar #824 0 0 1
*usiness 2442 0 1 0
ra%io-tv 182$ 0 1 0
ne/-!ar 21#1 0 1 0
use%-!ar "800 0 0 1
ra%io-tv 116$ 0 1 0
use%-!ar 8$4# 0 0 1
ra%io-tv 2606 0 1 0
,urniture 1"$2 0 1 0
,urniture 2186 0 1 0
,urniture 41" 0 1 0
ne/-!ar 262" 0 1 0
-
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ne/-!ar 48" 0 1 0
use%-!ar 104## 0 0 0
ra%io-tv 186 0 1 0
ra%io-tv 12#8 0 1 0
ra%io-tv 110# 0 1 0
ne/-!ar #6 0 1 0 e%u!ation #11 0 1 0
use%-!ar "$4 0 1 0
ne/-!ar 1$" 0 1 0
ra%io-tv 44"4 0 1 0
,urniture 4#6 0 1 0
ra%io-tv 2$$1 0 1 0
*usiness 2142 0 1 0
*usiness 161 0 1 0
others 18424 0 0 0
use%-!ar 2848 0 1 0 ne/-!ar 148$6 0 0 0
,urniture 2"$ 0 1 0
,urniture 4" 0 1 0
,urniture 181# 0 1 0
ra%io-tv 12#4$ 0 0 0
ra%io-tv 166 0 1 0
ne/-!ar 2002 0 1 0
,urniture 68#2 0 0 1
ne/-!ar 6$# 1 0 0
,urniture 104$ 0 1 0 use%-!ar 102$# 0 0 0
ra%io-tv 186# 0 1 0
ne/-!ar 144 0 1 0
,urniture 1#4# 0 1 0
ra%io-tv 16#0 0 1 0
ne/-!ar 1224 0 1 0
ra%io-tv "22 1 0 0
ra%io-tv 14$8 0 1 0
ra%io-tv 1$1$ 0 1 0
ra%io-tv #4" 1 0 0
ra%io-tv 206 0 1 0
e%u!ation 6288 0 0 1
use%-!ar 6842 0 0 1
ne/-!ar "2# 0 1 0
ne/-!ar 1"46 0 1 0
,urniture $2$ 1 0 0
ne/-!ar 14"" 0 1 0
-
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,urniture 184" 0 1 0
ne/-!ar 8"8 0 0 1
,urniture 4$ 0 1 0
ne/-!ar 28"$ 0 1 0
,urniture 1" 0 1 0
ra%io-tv 621 0 1 0 *usiness "$0 0 1 0
*usiness 214" 0 1 0
use%-!ar 411 0 1 0
,urniture 10$#4 0 0 0
ne/-!ar 18$ 0 1 0
ra%io-tv 121 0 1 0
ra%io-tv 6"6 0 1 0
ra%io-tv 11"4 0 1 0
ne/-!ar 4006 0 1 0
,urniture 06$ 0 1 0 ra%io-tv 1#40 0 1 0
ne/-!ar 2" 0 1 0
ne/-!ar ""6 0 1 0
ra%io-tv 2$# 0 1 0
re)airs 4"4 1 0 0
ra%io-tv 1#1" 0 1 0
ra%io-tv 2"20 0 1 0
ra%io-tv "68 0 1 0
ra%io-tv #166 0 0 1
ne/-!ar $$ 0 1 0 re)airs 1"14 0 1 0
ne/-!ar #$ 0 0 1
ne/-!ar 11$ 0 1 0
*usiness #2$# 0 0 1
ra%io-tv 281 0 1 0
ra%io-tv 12"8 0 1 0
ra%io-tv #" 1 0 0
*usiness 242# 0 1 0
ne/-!ar 2"8 0 1 0
ne/-!ar 1264 0 1 0
,urniture 886 0 0 1
*usiness 4844 0 1 0
ne/-!ar 2$2 0 1 0
use%-!ar 822$ 0 0 1
,urniture 2028 0 1 0
,urniture 14 0 1 0
*usiness 628$ 0 0 1
-
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ra%io-tv 140$ 0 1 0
use%-!ar 6"#$ 0 0 1
ra%io-tv 1#4 0 1 0
e%u!ation "6" 0 1 0
ra%io-tv 1"6$ 0 1 0
ra%io-tv 1$6 0 1 0 ,urniture $"$ 0 1 0
ne/-!ar 2$0 0 1 0
,urniture 1#6 0 1 0
use%-!ar 8"# 0 1 0
ra%io-tv 804 1 0 0
ra%io-tv 184" 0 1 0
use%-!ar 4"#6 0 1 0
-
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less than 100 less "00 less 1000 over 1000 )lo&ent
un(no/n 0 0 0 0 over-seven
less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 seven-&ears
less100DM 1 0 0 0 seven-&ears less100DM 1 0 0 0 ,our-&ears
un(no/n 0 0 0 0 ,our-&ears
less1000DM 0 0 1 0 over-seven
less100DM 1 0 0 0 ,our-&ears
over1000DM 0 0 0 1 seven-&ears
less100DM 1 0 0 0 une)lo&e%
less100DM 1 0 0 0 one-&ear
less100DM 1 0 0 0 one-&ear
less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 over-seven
less100DM 1 0 0 0 ,our-&ears
less"00DM 0 1 0 0 ,our-&ears
un(no/n 0 0 0 0 over-seven
un(no/n 0 0 0 0 one-&ear
less100DM 1 0 0 0 over-seven
less1000DM 0 0 1 0 over-seven
less100DM 1 0 0 0 ,our-&ears
less1000DM 0 0 1 0 ,our-&ears
less100DM 1 0 0 0 one-&ear
less"00DM 0 1 0 0 one-&ear
un(no/n 0 0 0 0 ,our-&ears less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 over-seven
over1000DM 0 0 0 1 ,our-&ears
less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 over-seven
over1000DM 0 0 0 1 one-&ear
less100DM 1 0 0 0 ,our-&ears
less"00DM 0 1 0 0 ,our-&ears
un(no/n 0 0 0 0 over-seven
less100DM 1 0 0 0 one-&ear less100DM 1 0 0 0 one-&ear
less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 ,our-&ears
less1000DM 0 0 1 0 over-seven
Savins AC
-
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less1000DM 0 0 1 0 ,our-&ears
less100DM 1 0 0 0 ,our-&ears
less"00DM 0 1 0 0 seven-&ears
less100DM 1 0 0 0 over-seven
less100DM 1 0 0 0 one-&ear
less1000DM 0 0 1 0 over-seven less1000DM 0 0 1 0 une)lo&e%
less100DM 1 0 0 0 ,our-&ears
less"00DM 0 1 0 0 ,our-&ears
un(no/n 0 0 0 0 one-&ear
less100DM 1 0 0 0 over-seven
less100DM 1 0 0 0 ,our-&ears
un(no/n 0 0 0 0 ,our-&ears
less100DM 1 0 0 0 over-seven
un(no/n 0 0 0 0 ,our-&ears
un(no/n 0 0 0 0 une)lo&e% less100DM 1 0 0 0 ,our-&ears
less100DM 1 0 0 0 over-seven
less100DM 1 0 0 0 one-&ear
less100DM 1 0