GIVING YOUR BUSINESS AN EDGE

Expand your business with new connections and informed cash flow decisions

WU® EDGE PLATFORM

moving money for better

The challenge of a growing global marketplace

In an increasingly globalised economy more and more businesses find themselves in a stagnant international payment cycle.

LIMITED INSIGHT INTO TRANSACTION FEES and exchange rates

DIFFICULT TO MANAGE cash flow and

budgets

LIMITED UNDERSTANDING

of currency risk management

INVOICES COST MORE than forecast

RESOURCES ARE DRAINED

by invoice tracking and

reporting

90%OF SMES

are negatively affected when the

cost of payables run higher than planned

Source: East and Partners Study

Transform insight into action with the WU® EDGE platform

FREE TECHNOLOGY, AND FEE-FREE GLOBAL PAYMENTS*

Expand your business globally while helping reduce the expense, time, and resources it takes to manage international transactions.

You can access the WU® EDGE platform at no cost. It facilitates fee-free, real-time transactions in 51 currencies*, and allows you to leverage our global bank network to make payments in over 130 currencies. Conduct quick and easy analysis of your transactions, and budgeted rates to help maximize your cash flow and increase efficiency.

CONNECT TO GROW

WU® EDGE connects buyers and sellers across a global B2B network. Find and create new relationships, make the right connections to grow your business globally, and benefit from real-time transactions between your WU® EDGE contacts.

Connect, grow and empower on the WU® EDGE platform

CONNECT

EMPOWER

GROW

FEE-FREE REAL-TIME PAYMENTS in 51 currencies* with your partners on the WU® EDGE Network

CONTROL FX COSTS and help protect profits

FIND NEW BUSINESS PARTNERS and be FOUND

SAVE TIME AND MONEY on global transactions

BUSINESS INTELLIGENCE that helps you make powerful business decisions

SIMPLIFY ACCOUNTS PAYABLES by capturing, submitting and tracking invoices with partners in-platform

HOLD AND MANAGE CASH BALANCES across multiple currencies

managing international payments instead of other important business activities

AN SME LOSES AN EMPLOYEE FOR

1E V E R Y W E E K

Source: East and Partners Study

FULL DAY

Maximize cash flow, reduce expense and improve efficiency

Use the WU® EDGE platform to take control of cash flow and help protect your profits.

FEE-FREE PAYMENTS IN REAL TIMEInvite your global partners to join WU® EDGE at no cost. Benefit from fee-free real-time payments in 51 currencies to 13 countries. Outside of WU® EDGE, you can leverage our bank network to send payments in over 130 currencies to 170+ countries.

CONNECT WITH PARTNERS AND SIMPLIFY ACCOUNTS PAYABLESConnect with current trading partners, and find new ones on the WU® EDGE network. Easily capture, submit, track and pay invoices with your partners in-platform, to avoid spreadsheets and email overload. Your cash flow dashboard is automatically updated with this data so you can quickly forecast budgets and assess risk.

POWERFUL CURRENCY RISK INSIGHTConsult with our FX and Hedging specialists for help understanding currency risk. Use our hedging products to help protect your bottom line from currency fluctuations, and easily track their performance within the WU® EDGE platform.

CASH FLOW VISIBILITY Maximize your cash flow by simulating currency risks with the Volatility Slider tool, and transacting at known, exchange rates. See the cost of your invoices in local currency and know up front how much you’ll pay.

TURN INSIGHTS INTO POWERFUL BUSINESS DECISIONS Use the Forecasting Tool and customizable reporting to know your cash flow inside-out, and identify trends. Easily review transaction history and the impact of currency fluctuation to conduct ‘what if’ analysis of your budgets.

WU® EDGE WILL ALSO HELP YOU:• Track all foreign currency holding balances and

activity statements at a glance

• Hold and manage funds across multiple currencies with holding balances

• Gain complete visibility of payment status and full reconciliation details

© 2016 Western Union Holdings Inc. All rights reserved. All material presented herein, unless specifically indicated otherwise, is under copyright to Western Union Holdings, Inc.

Western Union Business Solutions (WUBS) is a division of The Western Union Company. In New Zealand, Western Union Business Solutions (Australia) Pty Ltd, NZ branch (company number 3527631 and FSP 168204) (“WUBS”) is the issuer of the financial products (if any) referred to in this communication. A Product Disclosure Statement is available for each of the financial products that WUBS issues and can be obtained by visiting our compliance and legal page http://business.westernunion.co.nz/about/compliance-legal. Before you decide to acquire a financial product from WUBS you should read and consider the relevant product disclosure statement.

This communication has been prepared solely for informational purposes and does not in any way create any binding obligations on either party. Relations between you and WUBS will be governed by the applicable terms and conditions provided to you before you trade. No representations, warranties or conditions of any kind, express or implied, are made in this communication.

This communication is not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject WUBS and/or its affiliates to any registration or licensing requirement within such jurisdiction.

* Transaction fee-free Edge Network Payment services are available between fully accredited WUBS customers that have registered to use the WU® EDGE platform and are authorised by a WUBS affiliate to access WUBS services in USA, Canada, United Kingdom, France, Italy, Austria, Germany, Poland, Czech Republic, Singapore, Hong Kong, Australia, New Zealand or in other WUBS operating countries where customers have been specifically granted access to such service. WUBS does not charge a license fees to access or use the EDGE platform. In the event that a transaction that is initiated through the EDGE platform involves a currency conversion however a WUBS affiliate will apply a foreign currency exchange rate, which includes a margin set by WUBS. Transaction fees may also apply to transactions other than Edge Network Payment services that are initiated through the EDGE platform. CM-160702

Find out how to revolutionize your business with WU® EDGE

business.westernunion.co.nz/wuedge