ghs proposal f-tech indonesia

8/10/2019 GHS Proposal F-Tech Indonesia

1/22

CONFIDENTIALCONFIDENTIAL

PROPOSALPROPOSALGROUP HEALTH INSURANCE PROGRAMGROUP HEALTH INSURANCE PROGRAM

FORFOR

PT. F-TECH INDONESIAPT. F-TECH INDONESIA

Prepared by:EMPLOYEE BENEFITS DIVISION

PT. Willis Indonesi26thFloor, Wisma Keiai

Jl. Jend. Sdirman Ka!. "#$ Ja%arta &'22'(el. )62 2& 2*2$ +"'' # Fa. )62 2& 2*2$ +"*-

Website: .illis./om.illis./om

&* Febrary 2'&"&* Febrary 2'&"

--------------------------------------------------------------------------------------------------------------------------------

-
http://www.willis.com/http://www.willis.com/http://www.willis.com/


2/22

CONFIDENTIALITY

This Proposal contains information which is condential to bothPT F!Tech Indonesia and

PT "illis Indonesia

Accordin#l$% we tr&st $o& will &nderstand this Proposal is #i'en toPT F!Tech Indonesia and their o(cers and emplo$ees in condence and

ma$ not be reprod&ced in an$ form or comm&nicated to an$ other person%rm or compan$ witho&t the prior appro'al of

PT "illis Indonesia

--------------------------------------------------------------------------------------------------------------------------------

-


3/22

TTABLEABLEOFOFCCONTENTSONTENTS

1. EXECUTIVE SUMMARY1. EXECUTIVE SUMMARY............................................................................................................................................................ 22

2. INSURANCE GENERAL UNDERWRITING AND SERVICES COMPARISON2. INSURANCE GENERAL UNDERWRITING AND SERVICES COMPARISON................................................44

3. INSURANCE BENEFIT COMPARISON3. INSURANCE BENEFIT COMPARISON............................................................................................................................99

4. PARTICIPANT LIST4. PARTICIPANT LIST.................................................................................................................................................................. 1616

5. PREMIUM COMPARISON5. PREMIUM COMPARISON....................................................................................................................................................1717

6. TOTAL NUMBER OF PLUS POINTS6. TOTAL NUMBER OF PLUS POINTS..............................................................................................................................1919

--------------------------------------------------------------------------------------------------------------------------------

-


4/22

!. E"ECUTIVE SUMMARY!. E"ECUTIVE SUMMARY

W !"#$% $&' (" ()*+' PT S,-+$*/ P-"%#'0& I+%"+0&* S,-+$*/ P-"%#,(&"+0 "- ()&0 ""-(#+&(/ ("0#&( "#- P-""0*$ "- M%&,*$ I+0#-*+, P-"-*.

C#--+($/ PT S,-+$*/ P-"%#'0& I+%"+0&* S,-+$*/ P-"%#,(&"+0 )*0 M%&,*$ I+0#-*+, P"$&,/#+%-!-&((+ / PT A0#-*+0& 8&!* M*+#$& I+%"+0&* !&() () "$$"!&+ B+&(0 P$*+

o P$*+ 1 -"" *+% "*-% R.12::::: - %*/ ; "#(*(&+( R. 15::::

o P$*+ 2 -"" *+% "*-% R.7::::: - %*/ ; "#(*(&+( R. 7::::

o P$*+ 3 -"" *+% "*-% R.5::::: - %*/ ; "#(*(&+( R. 5::::

o P$*+ 4 -"" *+% "*-% R.3::::: - %*/ ; "#(*(&+( R. 4::::

R- (" "#- (&+ %*(% 5 F-#*-/ 2:13 &+ ()&0 P-""0*$ ! -" * 8"&+( V+(#- I+0#-*+, C"*+/4. PT. A0#-*+0& S&+*- M*0> * L",*$ N*(&"+*$ I+0#-*+, C"*+/5. PT. A0#-*+0& B&+* D*+* A-(* T'> * L",*$ N*(&"+*$ I+0#-*+, C"*+/

B*0% "+ "#- *+*$/0&0 *+% +-*$ '+"!$% "+ /"#- ?&0(&+ -"-* ()&0 -""0*$ &+,$#%0 () '/

*(#-0 " () ,"


5/22


6/22

#. INSURANCE GENERAL#. INSURANCE GENERALUNDERWRITING AND SERVICESUNDERWRITING AND SERVICESCOMPARISONCOMPARISON

Co'era#e that is clearl$ better is identied in $ellow

UNDERWRITINGSIMAS MANULIFE AVIVA RELIANCE

INSURERPROFILE

A 0oint !entre1nsran/e /ompany

A lo/al nationalinsran/e /ompany

POLICYCURRENCY

1R

EMPLOYEE$S AGERESTRICTION%&i'( s'nd)d

*)e+i,+

3mployee is/o!ered ith

maimm a4e o5 6+years old

3mployee is/o!ered p to 6'

years old 7 6'years old /o!er ithan etra premim8

3mployee is/o!ered p to

++ years old7 ++ yrs. old /o!er

ith an etrapremim8

CHILDREN$S AGERESTRICTION

%&i'( (ild*)e+i,+

9hild is /o!ered5rom &+ days p to

2" years old

sb0e/t to 5ll#timestdents andnmarried8

9hild is /o!ered5rom ' 2+ years

old sb0e/t to 5ll#

time stdents andnmarried8

9hild is /o!ered5rom ' day 5or

baby born less than"; ee%s or ei4ht

is less than 2+''4rams is /o!ered5rom &+ days8 p to

2" years old

sb0e/t to 5ll#timestdents t apply5or 1npatient,

otpatient ill beprorated

Fll =ene>t apply5or all bene>ts

Fll =ene>t apply5or 1npatient, other

bene>ts ill beprorated

Fll =ene>t apply5or all bene>ts

PRE-E"ISTINGCONDITION%S

Wai!ed only 5oreistin4 member

Wai!ed 5or eistin4< p/omin4

members

Wai!ed only 5oreistin4 member.Wai!ed 5or eistin4

< p/omin4members

Wai!ed only 5oreistin4 member

Wai!ed 5or eistin4< p/omin4

members

CLAIMREIMBURSEMENTSUBMISSION%FROM THE DATEAS SHOWN ON

THE RECEIPT

1npatient*' days

Otpatient"' days"' days

*' ays"' days

*' ays6' days

CLAIMREIMBURSEMENTPAYMENTSb0e/t to9laim o/mentsre/ei!ed in9omplete8

&$ Wor%in4 ays&$ Wor%in4 ays

1npatient

ghs proposal f-tech indonesia

Documents