goodhealthstartshere.org | deltadentalmo.com facebook.com/deltadentalmo @deltadentalmo odessa school...

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GoodHealthStartshere.org | DeltaDentalMO.com facebook.com/DeltaDentalMO @DeltaDentalMO Odessa School District 2015 Open Enrollment

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Page 1: GoodHealthStartshere.org | DeltaDentalMO.com facebook.com/DeltaDentalMO @DeltaDentalMO Odessa School District 2015 Open Enrollment

GoodHealthStartshere.org | DeltaDentalMO.com

facebook.com/DeltaDentalMO @DeltaDentalMO

Odessa School District

2015 Open Enrollment

Page 2: GoodHealthStartshere.org | DeltaDentalMO.com facebook.com/DeltaDentalMO @DeltaDentalMO Odessa School District 2015 Open Enrollment

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Broad Network Protection with Delta Dental

Selecting a Dentist

Delta Dental PPO &Delta Dental Premier Dentists

- Delta Dental Contracted Providers- Discounted Fees In-Network**- No Balance Billing- No Claim Forms- Delta Pays Dentist Directly

Non-Participating Dentists

- Not Under Contract With Delta Dental

- No Discounted Fees- Balance Billing is Possible- Dentists May Not File Claims- Delta Dental Pays Patient

**Delta Dental PPO providers typically offer the greatest discounts.

**Plan coverage is higher when you use a Delta Dental PPO provider.

Page 3: GoodHealthStartshere.org | DeltaDentalMO.com facebook.com/DeltaDentalMO @DeltaDentalMO Odessa School District 2015 Open Enrollment

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Delta Dental PPO ←Greatest Patient Savings Least Patient Savings→Delta Dental

PPO Network DentistDelta Dental

Premier Network Dentist

Non-Participating Dentist

Co-Insurance (Plan Pays)

Type A: Diagnostic and Preventive Services (exams, cleanings, x-rays, fluoride, sealants)

100% 80% 80%

Type B: Basic Restorative Services(fillings, extractions, periodontal maintenance)

80% 80% 80%

Type C: Major Restorative Services(periodontics, endodontics, crowns, dentures, bridges)

50% 50% 50%

Type D: Child Orthodontic Services (to age 19)

50% 50% 50%

Calendar Year Deductible $50 per person / $150 family limit

Applies to: B & C Services

Calendar Year Benefit Maximum $1,000 per person

Separate Lifetime Orthodontic Maximum $1,000 per eligible dependent child

Dependent Age Limit End of the calendar year in which your dependent turns 26

Benefit Overview – BASE PLAN

This is intended to be a summary. For more detailed information regarding covered services, limitations and exclusions consult your Summary Plan Description.

Page 4: GoodHealthStartshere.org | DeltaDentalMO.com facebook.com/DeltaDentalMO @DeltaDentalMO Odessa School District 2015 Open Enrollment

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Delta Dental PPO ←Greatest Patient Savings Least Patient Savings→Delta Dental

PPO Network DentistDelta Dental

Premier Network Dentist

Non-Participating Dentist

Co-Insurance (Plan Pays)

Type A: Diagnostic and Preventive Services (exams, cleanings, x-rays, fluoride, sealants)

100% 100% 100%

Type B: Basic Restorative Services(fillings, extractions, periodontal maintenance)

90% 80% 80%

Type C: Major Restorative Services(periodontics, endodontics, crowns, dentures, bridges)

60% 50% 50%

Type D: Child Orthodontic Services (to age 19)

50% 50% 50%

Calendar Year Deductible $50 per person / $150 family limit

Applies to: B & C Services

Calendar Year Benefit Maximum $1,500 per person

Separate Lifetime Orthodontic Maximum $1,000 per eligible dependent child

Dependent Age Limit End of the calendar year in which your dependent turns 26

Benefit Overview – BUY UP PLAN

This is intended to be a summary. For more detailed information regarding covered services, limitations and exclusions consult your Summary Plan Description.

Page 5: GoodHealthStartshere.org | DeltaDentalMO.com facebook.com/DeltaDentalMO @DeltaDentalMO Odessa School District 2015 Open Enrollment

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Questions?

Customer Service and Benefit Information

Call: 1-800-335-8266• Live reps from 7am to 5pm Monday through Friday• Benefit24 VRU (Virtual Response Unit)

-Faxback – summary of benefits

Email: [email protected]

Go online: www.deltadentalmo.com• Self-serve Subscriber features:• Online access 24/7• Search for a Network Provider• Track Use of Annual Maximum• Print/Request ID Cards• Claim Status and History• Copies of EOBs