groceryclass v2.3
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Extreme Couponing in the Real World
Facebook.com/bargainbriana
How Much Do YOU Spend?
According to the USDA, the average US family of four spends $852/month on a modest month. This means choosing store brand products and sticking to a list. More liberal spending plan, they are spending $1056/month. If the family includes teenagers, the price goes up to $1,200+
How much do you spend? Do you even know?
$$$ Grocery Savings $$$
Grocery Store is the one store we have to shop at.
There is no magic number. Whatever works for YOUR family!
For every hour clipping coupons, shopping, unpacking = at LEAST $25/hour of savings.
Buy the best quality products at the lowest prices!
Save where you can, so you can spend where you want!
Top Reasons People Don’t Use Coupons
Too much time Remembering to use coupons Juggling coupons at grocery store No coupons for products I use Coupons aren’t worth the time Embarrassed to use coupons Private brands are less expensive
without the work
Grocery Budget
Set a Monthly Budget for grocery Budget will be different for every family Doesn’t work, try a different amount The longer you coupon the less your
budget due to stockpiling If you are saving money that you
weren’t before, it IS working for you. Cash Envelope System
Use Coupons With Purpose
Don’t just use a coupon because you have one.
Combine with a store sale, store coupon, rebates, or other promotions to maximize savings.
Stockpile your most used items at the rock bottom price.
Stockpiling
Why Stockpile? Have needed items on
hand Will spend less buying it
when at lowest price Less trips to grocery
storeWhen to Stockpile? Sale cycles every 12
weeks Holiday/Seasonal Sales Spreadsheet/Grocery
Price book
Instead of making a list each week with what we want – we shop the sale each make and build our menu based on what is in our pantry!
What to Stockpile?
Items you use on regular basis
Ingredients for recipes in your main rotation
Item you will need in future
Seasonal/Holiday Items Convenience items to
have on hand for easy meals
Cleaning Supplies/Toiletries/Paper Products
Items you can donate
Stockpiling Example
Shopper A: Buys a box of cereal at $4 a box each week for 6 weeks for $24 total.
Shopper B: Buys 6 boxes of cereal at the rock bottom price of $1.25 and pays only $7.50.
Shopper B saved $16.50 by stocking up!
My Stock up Prices
FREE ITEMS Band Aids Cough Drops Deodorant Shampoo/
Conditioner Toothpaste Toothbrush Razors
Milk - $2.50 or less Eggs - $1 or less Shredded Cheese -
$1.50 Sour Cream – <$0.50 Cereal - $1.25 - $1.50 Cereal Bars - $1 Oatmeal – <$0.50 Bread - <$0.99 Dish Liquid - $0.25 Pasta/Sauce - $1
Coupon Basics
Couponing Terms & Abbreviations Where to Find Coupons Coupon Fine Print Types of Coupons Store Policies Organization
Before you shop, these are the things you need to know!
B1G1 w/$1/1 q (3-1SS) & $1/2 IVC, earn RR, submit MIR (YMMV)
Confused?
Common Coupon Terms
$X/X – Dollars or cents off when you buy X items
$XX/$XX – Dollars off when you spend X dollars
B1G1 = Buy 1, Get 1 ECB = Extra Care
Bucks (CVS) SS = Smart Source
Insert RP = Red Plum Insert
GM = General Mills IP = Internet Printable RR = Register Rewards MIR = Mail in Rebate FAR = FREE after
Rebate CAT = Catalina OOP = Out of Pocket WYB = When You Buy YMMV = Your Mileage
May VaryFind a complete terms list: http://bargainbriana.com/15-days-of-couponing-day-2-the-language-of-couponers-translated/
Where to Find Coupons?
Sunday Newspapers› Kokomo Tribune (less
coupons but includes Red Plum Inserts), Indianapolis Star (Larger selection – No Red Plum Inserts)
› Can buy “preclipped” coupons
Internet Printables› Coupons.com› CouponNetwork.com› RedPlum.com› SmartSource.com
Magazines (All You!)
In/On Packages In Free Samples Blinkies/Tearpads In Store Brochures Doctor’s/Dentist Offices Recycle Bins Fairs, Festivals,
Conventions Facebook Twitter Recyclebank
Search for coupons in the Bargain Briana Coupon Database: http://bargainbriana.com/coupon-database/
Sunday Insert Coupons
SS = Smart Source P&G = P&G Insert
Anatomy of a CouponProduct Image
Indicates type coupon, store or manufacturer Exp Date Unique
Serial No
Coupon Source Logo
Date & Time Coupon was printed
Bar Code for Scanning
Coupon Details
Coupon Value
Remit to Address
Other Language & Exclusions
Coupon Fine Print
One Coupon per Purchase/per Item Purchase› If you buy one bottle of shampoo, you can use one manufacturer’s coupon for
that bottle. If you have additional coupons, you have to buy another item to be able to use that coupon. You are not allowed to use two manufacturer’s coupon per item.
› Example – $1/1 Coupon – Must buy 1 item. $1/2 Coupon – Must buy 2 items, $1/3 Coupon – Must buy 3 items, etc.
One Coupon per Customer/Family› This is rare but you will see this often on high value coupons.
One Coupon per Transaction› You are only allowed one coupon for this item for each transaction. This is to try
to limit how many you purchase in a transaction. So, just make a few transactions whether in one trip or multiple trips to get around this.
Do Not Double› Language on a coupon that does not allow doubling. However, if the coupon
starts with a 5 will double regardless (if the store allows doubles). If the coupon starts with a 9, it will not double.
Other Coupon Language/Exclusions› Valid only in certain states, stores, etc.
Cou
pon
Sta
ckin
g
Manufa
cture
r’s Coupon
Sto
re C
oupon
eCoupons
Cellfire Kroger eCoupons Meijer mPerks Saving Star Shortcuts Upromise – Not take
off your bill but “deposited” into your Upromise account
Most cannot be stacked with paper coupons
Limited to how many coupons you can use
Convenience
eCoupon ComparisoneCoupon Stores Activate Discount Can Stack
with Other Coupons?
Cellfire Kroger, Marsh
Loyalty Card
Register No
Kroger eCoupons
Kroger Loyalty Card
Register No
Meijer mPerks
Meijer Cell Number
Register Yes, manufacturer’s coupons
Saving Star CVS, Marsh, Kroger
Loyalty Card
Deposited into Account
Yes, independent of all other coupons.
Shortcuts Kroger Loyalty Card
Register No
Upromise CVS, Kroger, Marsh, O’Malias, and Peapod
Loyalty Card
Deposited into Account
Yes, independent of all other coupons.
Upromise
eCoupons › Activate each month
Link to Store Loyalty Cards› Earn money on selected purchases
› More ways to save!
CO
UPO
N D
ISO
RG
AN
IZATIO
N Not organized!
Coupon Organization
Filer Method File each week’s
insert in an accordion file
Only clip coupons when needed
http://bargainbriana.com/couponizer
CO
UPO
NIZ
ER I now use the filer method and supplement with the Couponizer.
Couponizer
Use in conjunction with the filing method
Great for “loose” coupons such as printable, home mailers, etc.
Easy to transport Durable Fits in medium size
purse
My Coupon Keeper
Other Organization Methods
Binder Method File Box Other ?
What works for YOU?
Store Policies
Know the coupon and policies of the stores you are shopping
Keep copy of the official coupon policy with you while shopping
Coupon Policies can change often so look for updates
Drug Store Game
Drug Stores such as CVS and Walgreens offer rich customer loyalty programs.
Stack coupons with Register Rewards/Extra Bucks to maximize your coupon
“Roll” Register Rewards and Extra Bucks to minimize your out of pocket costs
Stack with Store coupons
Drug Store Comparison
CVS (BB Preferred)Sunday – Saturday Ad Extra Care Bucks with loyalty
card Limits on ECBs Rewards Clip Free Coupons Stacking Allowed Coupon Center
› Tip: Keep scanning card until it tells you no more coupons!
CRT = Customer Receipt Tape Coupons
Saving Star CVS Beauty Club, Diaper Loyalty CVS Advisor/Surveys for ECBs CVS Green Tag: $1 every 4th
Visit!
WalgreensSunday – Saturday Ad Register Rewards Register Rewards are
limited per transaction Stacking Allowed Weekly Ad Coupons IVC = Instant Value
Coupons AARP Discount Card If you use 10 coupons at
Walgreens, must have 10 items to use all coupons. Use cheap filler items to get to your number.
“Roll Extra Bucks”“Example”
Transaction #1› Buy (5) Honest Tea @ $1› Use (5) $1/1 Printable
Coupons from Recyclebank› http://bargainbriana.com/recyclebank
› Pay $0 out of pocket
› Earn $2 Extra Bucks to use on next purchase!
Transaction #2› Buy (1) Refresh Tampons @
$6.79› Use $1/1 Printable Coupon› Use $2 Extra Bucks from
Transaction #1› Spend $3.79 out of pocket
› Earn $6.79 Extra Bucks to use on next purchase!
Spent $3.79 for $11.79 worth of products!
Use the FREE CVS Transaction Planner to plan your trips precisely: http://bargainbriana.com/cvs-transaction-planner
“Roll Extra Bucks” for 10/23 – 10/25
Transaction #1› Gold Emblem Candy
Corn, Autumn Mix, or Pumpkins (8 oz) - $0.99
› Spend $0.99 out of pocket
Earn $0.99 Extra Bucks to use on next purchase!
Transaction #2› Pumpkin Masters Carving
Tools - $2.49 › Use $0.99 Extra Bucks from
Transaction #1› Spend $1.50 out of pocket
Earn $2.49 Extra Bucks to use on next purchase!
Purchased together in one transaction would have cost you $3.48 out of pocket. Instead you saved the $1 by doing two separate transactions. (This is a VERY simple example.) Other times you will save much more by doing separate transactions)
When doing multiple transaction, be aware of people around you. Most cashiers are okay with 2 transactions at a time. If it is busy, you may want to go to your car and come back in or come back in on another day.
Grocery Store Comparison
KrogerThurs – Weds Ad Loyalty Card Doubles up to $0.50 Limits two identical
coupons for doubling Accepts Printable
› Accepts Free Product Printables
› Major Limitations on Product Printable Coupons
eCoupons: Kroger, Cellfire, SavingStar
Fuel Rewards New Coupon Policy:
http://bargainbriana.com/new-kroger-coupon-policy-central
Meijer Sunday – Saturday Ad
(Kokomo area)Thurs – Weds Ad (Indy) No loyalty card required Doubles up to $0.50 Limits two identical
coupons for doubling Accepts Printables Stacking Allowed Meijer Mealbox Coupons
(STORE COUPON) mPerks (Store eCoupon)
Marsh Supermarkets
Marsh Supermarkets Thurs – Weds Ad Fresh Idea Card for Savings & Doubling Doubles up to $0.50 Limits two identical coupons for doubling Accepts Printable Coupons
› No Free Product Printable Coupons Accepted eCoupons: SavingStar & Upromise New Catalina Machines Triple Coupon Events (Check Marsh FB or Blog
for updates)
Super Store Comparison
WalmartAds are sporadic Price Matching (limits) No Doubling (Some Test
Markets) Accepts Printable
Coupons Accepts Competitor
Coupons Accepts Catalinas Walmart Coupon Policy:
http://walmartstores.com/download/4730.pdf
TargetSunday – Saturday Ad No doubling Stacking Allowed Accepts Printables Target Printable Coupons Target Mobile Coupons Buy X, Get GC promotions Official Target Coupon
Policy: http://bargainbriana.com/updated-target-coupon-policy
Put it all Together
To Begin: Focus on 1-2 Stores Save Inserts on Sunday Go to BargainBriana.com
› Grocery lists for Aldi, CVS, Kmart, Kroger, Marsh, Meijer, Target, Walgreens, Walmart, and more!
Print List Clip & Print Coupons Go Shopping Save $$$$$
How to Read A Coupon Match Up
Print Your ListSelect Your Items Click “Add to My Coupon List”
Click Print Icon to Print List Disable Pop Up if needed
Print the List:
Courteous Couponing
Do unto others Do no clear shelves Coupon Ethically Use coupons as intended Keep calm HAVE FUN!
Meal Planning Resources
Use Stockpile & Plan Your Meals Accordingly!
5dollardinners.com Onceamonthmom.com crockpot365.blogspot.com
Special Offers All You Magazine – 24 Issues for $30
› http://bargainbriana.com/all-you-magazine-deal/
Couponizer - $19.95› http://bargainbriana.com/couponizer
Daily Email Newsletter + Updated 10 Days of Coupon Series Emailed› http://bargainbriana.com/about/subscribe-
by-email Grocery Class
› http://bargainbriana.com/grocery-class/
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