growth - sahara mutualsaharamutual.com/downloads_files/facsheets/mar fact2013.pdfaditya birla nuvo...

www.saharamutual.com


March 2013

Facts


Invest in...

Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.

Tax Savings

GrowthGrowth

(An Open ended Equity linked Savings Scheme)

• Avail Sec. 80C benefi ts on investment up to ` 1 Lakh.• Dividends are Tax free in the hands of the investor.


Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLE

Monthly 6 post-dated cheques for minimum of ` 500 each and in multiples of ` 500

Quartery 4 post-dated cheques for minimum of ` 500 each and in multiples of ` 500

Load Structure (SIP)

Entry Load NA

Exit Load NIL If redeemed after 36 months.

PORTFOLIO AS ON 28.02.2013Name Of The Instrument Industry % Of Nav

EQUITY ShARESICICI Bank Ltd Banks 4.44Reliance Industries Ltd Petroleum Products 3.65Cairn India Ltd. Oil 3.48Infosys Limited Software 3.39Bharat Petroleum Corporation Ltd. Petroleum Products 3.01HDFC Bank Ltd. Banks 2.98Jyothy Laboratories Ltd. Consumer Non Durables 2.83State Bank of India Banks 2.80Aditya Birla Nuvo (Indian Rayon) Services 2.71Glenmark Pharmaceuticals Ltd Pharmaceuticals 2.70Asian Paints Ltd. Consumer Non Durables 2.68The Federal Bank Limited Banks 2.66Den Networks Ltd. Media & Entertainment 2.65Lupin Ltd. Pharmaceuticals 2.52Adani Ports & Sez Ltd Transportation 2.49Tata Global Beverages Ltd. Consumer Non Durables 2.47Gruh Finance Limited Finance 2.40Tamil Nadu Newsprint & Papers Ltd. Paper 2.39Tech Mahindra Ltd Software 2.36Eros International Media Limited Media & Entertainment 2.30Oriental Bank of Commerce Banks 2.22Mahindra Lifespace Developers Ltd Construction 2.22Tata Chemicals Ltd. Chemicals 2.20Pidilite Industries Ltd. Chemicals 2.17Ultratech Cement Ltd. Cement 2.15Wockhardt Ltd. Pharmaceuticals 2.09Coal India Ltd. Minerals/Mining 2.09Axis Bank Limited Banks 2.05Crompton Greaves Ltd Industrial Capital Goods 2.04Oil & Natural Gas Corp Ltd Oil 1.97Motherson Sumi Systems Ltd. Auto Ancillaries 1.94Jaiprakash Power Ventures Limited Power 1.94Mahindra Holiday & Resorts Ltd. Hotels 1.89Maruti Suzuki India Ltd. Auto 1.88Divis Laboratories Ltd. Pharmaceuticals 1.81Bata India Ltd. Consumer Durables 1.81Bajaj Auto Ltd. Auto 1.77HDFC Ltd Finance 1.36Equity Total 92.51Other- Current Assets 7.49Grand Total 100.00

Returns as on 31.12.2012CAGR

RETURNS (%) ` 10,000 CAGR

RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Tax Gain Fund 24.77 327230.40 32.66 (22.56) 20.42 13265.98 7744.04 12041.52

S & P BSE 200 13.43 72837.01 30.98 (26.95) 16.22 13098.46 7304.51 11622.06

Sensex 11.64 56687.05 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

SMS TAX TO 59090

Sahara TAX GAIN FUNDAn Open-Ended Equity Linked Saving Scheme (ELSS)

The objective of the scheme is to provide immediate tax relief and long-term growth of capital by investing in equity and equity related instruments.

FUND MANAGERName Designation Experience (Years)

Naresh Kumar Garg Chief Investment Officer 22 yrs (7.5 yrs in Sahara Tax Gain Fund)A N Sridhar Fund Manager 22 yrs (6 yrs in Sahara Tax Gain Fund)

Date Of Inception 01/04/1997 Total Expense Ratio (%)Portfolio Turnover Ratio (%) 222.35 Direct Options 2.45%Holdings in Top 10 Scrips (%) 31.99 Options Other than Direct Options 2.70%AUM (In ` Lakhs) 1113.80

NAV AS ON 28.02.2013Growth Option ` 36.4956 Dividend Option ` 13.6972Growth Option - Direct ` 36.5764 Dividend Option- Direct ` 13.7024

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)01.03.2011 ` 2.50 per unit ` 10.00 15.8112.03.2010 ` 4.00 per unit ` 10.00 18.3829.03.2008 ` 7.50 per unit ` 10.00 20.7524.03.2006 ` 2.50 per unit ` 10.00 19.4023.03.2005 ` 20.00 per unit ` 10.00 66.7519.01.2005 ` 10.00 per unit ` 10.00 70.61

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Bonus history (Record Date - Aug 29, 2005) Growth Option: 7:1 Dividend Option: 3:1

Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (44.4601) Beta 0.8538STDEV (%) 17.67% Rsquare 0.87881 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 500 and additional amount in multiples of ` 500.

OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load NIL If redeemed after 36 months.

INDUSTRYWISE ASSET DISTRIBUTION (%)

17.15

9.13

7.99

6.66

5.755.454.95

4.37

3.76

3.66

2.71

2.49

2.39

2.22

2.15

2.09

2.04

1.941.94

1.891.81

7.49

Banks Pharmaceuticals Consumer Non Durables Petroleum Products Software Oil Media & Entertainment Chemicals Finance Auto Services Transportation Paper Construction Cement Minerals/Mining Industrial Capital Goods Auto Ancillaries Power Hotels Consumer Durables Other- Current Assets

17.15

9.13

7.99

6.66

5.755.454.95

4.37

3.76

3.66

2.71

2.49

2.39

2.22

2.15

2.09

2.04

1.941.94

1.891.81

7.49

Banks Pharmaceuticals Consumer Non Durables Petroleum Products Software Oil Media & Entertainment Chemicals Finance Auto Services Transportation Paper Construction Cement Minerals/Mining Industrial Capital Goods Auto Ancillaries Power Hotels Consumer Durables Other- Current Assets

17.159.137.996.665.755.454.954.373.763.662.712.492.392.222.152.092.041.941.941.891.817.49



Naresh Kumar Garg Chief Investment Officer 22 yrs (4 yrs in Sahara B & FS Fund)A N Sridhar Fund Manager 22 yrs (4 yrs in Sahara B & FS Fund)

DATE OF INCEPTION 16/09/2008AUM (` in Lakhs) 1932.97PORTFOLIO TURNOVER RATIO (%) 250.34

Total Expense Ratio (%)For Direct Options 2.45%Options other than Direct options 2.70%

NAV AS ON 28.02.2013Growth Option ̀ 30.6884 Dividend Option ` 10.8720

Growth Option - Direct ` 30.6891 Dividend Option - Direct ` 10.8727

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)

Dividend Option

Dividend Option - Direct

18.01.2013 ` 2.50 Per Unit ` 10.00 14.8698 14.872029.04.2011 ` 2.50 Per Unit ` 10.00 15.570203.09.2010 ` 4.00 Per Unit ` 10.00 19.736519.01.2010 ` 4.00 Per Unit ` 10.00 19.486431.07.2009 ` 4.00 Per Unit ` 10.00 19.7059


Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (29.7914) Beta 0.8975Standard Deviation (%) 26.26% R Squared 0.94921 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.

OPTIONS : Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Load StructureEntry Load NA

Exit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - For Direct Option

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL (for Direct Option)




Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010B & FS Fund 33.32 34368.90 58.16 (32.17) 35.10 15816.19 6782.59 13509.91Bank Nifty 17.98 20339.72 56.54 (32.42) 30.59 15654.16 6757.99 13058.81Sensex 8.81 14370.14 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

SMS BANKING TO 59090

SaharaAn Open-Ended Sectoral Growth Fund

BANKING AND FINANCIAL SERVICES FUND

The objective of the scheme The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.

PORTFOLIO AS ON 28.02.2013

Name of the Instrument Industry % of NAV

EQUITY ShARESICICI Bank Ltd. Banks 17.76HDFC Bank Ltd Banks 14.95State Bank of India Banks 10.66Axis Bank Limited Banks 6.95Oriental Bank of Commerce Banks 6.26Bajaj Finance Limited Finance 5.30Canara Bank Banks 5.16The Federal Bank Limited Banks 3.83ING Vysya Bank Ltd. Banks 3.67Karur Vysya Bank Ltd. Banks 3.51City Union Bank Limited Banks 3.28Mahindra & Mahindra Financial Services Ltd. Finance 3.14IndusInd Bank LImited. Banks 2.98Yes Bank Ltd. Banks 2.81Lakshmi Vilas Bank Ltd. Banks 1.87L & T Finance Holdings Ltd Finance 1.85IDBI BANK LTD Banks 1.59Bajaj Finance Right Issue Finance 0.77Equity Total 96.34Other- Current Assets 3.66Grand Total 100.00


85.27

11.063.66

Banks

Finance

Other- Current Assets

85.27

11.063.66

Banks

Finance


85.27

11.06

3.66


Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct Option

PORTFOLIO AS ON 28.02.2013Name of the Instrument Industry % of NAV

EQUITY ShARESInfosys Limited Software 5.10Cairn India Ltd. Oil 4.42Reliance Industries Ltd Petroleum Products 4.28HDFC Bank Ltd. Banks 3.73Axis Bank Limited Banks 3.46ICICI Bank Ltd Banks 3.34Tata Power Company Ltd. Power 3.31Phoenix Mills Ltd. Construction 3.24Cipla Ltd. Pharmaceuticals 3.15Bharat Petroleum Corporation Ltd. Petroleum Products 3.04Bajaj Finance Limited Finance 3.00State Bank of India Banks 2.92Larsen and Toubro Limited. Construction Project 2.88Oil & Natural Gas Corp Ltd Oil 2.75CMC Limited Software 2.68Jai Prakash Associates Ltd Cement 2.60Bharti Airtel Ltd. Telecom - Services 2.59Coal India Ltd. Minerals/Mining 2.53Asian Paints Ltd. Consumer Non Durables 2.50HDFC Ltd Finance 2.48Canara Bank Banks 2.43Sterlite Industries Limited. Non - Ferrous Metals 2.42NMDC Ltd Minerals/Mining 2.40Maruti Suzuki India Ltd. Auto 2.30NTPC Ltd Power 2.24Nagarjuna Fertilizers and Chemicals Ltd. Fertilizers 2.20Idea Cellular Ltd. Telecom - Services 2.20Power Grid Corporation of India Ltd. Power 2.19Adani Ports & Sez Ltd Transportation 2.03Mahindra Ugine Steel Co Ltd Ferrous Metals 1.97Hindalco Industries Ltd. Non - Ferrous Metals 1.97Ultratech Cement Ltd. Cement 1.97ADF Foods Limited Consumer Non Durables 1.80Bank of Baroda Banks 1.71Bajaj Finance Ltd - Right Issue Finance 0.44Equity Total 94.24Other- Current Assets 5.76Grand Total 100.00




Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Growth Fund 23.34 87581.20 31.60 (22.75) 10.49 13160.47 7725.29 11048.62CNX Nifty 18.61 58431.62 27.70 (24.62) 17.95 12769.72 7538.19 11794.73Sensex 19.11 61066.66 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

Minimum Application Amount` 3000 and additional amount of ` 500 and multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - For Direct Option

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 22 yrs (8.5 yrs in Sahara Growth Fund)

A N Sridhar Fund Manager 22 yrs (6 yrs in Sahara Growth Fund)

Date of Inception 30/08/2002 AUM (` in Lakhs) 855.49Portfolio Turnover Ratio (%) 181.88 Holdings in Top 10 Scrips (%) 37.08

Total Expense Ratio (%)For Direct Option 2.45%Options other than Direct Option 2.70%

NAV AS ON 28.02.2013Growth Option ` 78.7822 Dividend Option ` 22.8638Growth Option-

Direct ` 78.8289 Dividend Option- Direct ` 22.8725

DIVIDENDRecord Date Rate Face Value Cum Div NAV (`)29.10.2010 ` 7.50 per unit ` 10.00 33.154907.09.2007 ` 7.50 per unit ` 10.00 28.588813.03.2006 ` 7.50 per unit ` 10.00 28.2228.01.2005 ` 3.00 per unit ` 10.00 19.5725.09.2003 ` 3.00 per unit ` 10.00 14.95


Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (44.1511) Beta 0.8704STDEV (%) 17.87% Rsquare 0.9160

1 Risk Free rate is based on 1 year T-Bill rate.


Sahara GROWTh FUNDAn Open-Ended Growth Fund

SMS GROWTh TO 59090

The objective of the scheme is to achieve capital appreciation by investing in equity and equity related instruments.

17.58

7.78

7.75

7.32

7.175.91

4.94

4.78

4.57

4.38

4.29

3.24

3.15

2.88

2.302.20

2.031.97

5.76 Banks Software Power Petroleum Products Oil Finance Minerals/Mining Telecom - Services Cement Non - Ferrous Metals Consumer Non Durables Construction Pharmaceuticals Construction Project Auto Fertilizers Transportation Ferrous Metals Other- Current Assets

17.58

7.78

7.75

7.32

7.175.91

4.94

4.78

4.57

4.38

4.29

3.24

3.15

2.88

2.302.20

2.031.97

5.76 Banks Software Power Petroleum Products Oil Finance Minerals/Mining Telecom - Services Cement Non - Ferrous Metals Consumer Non Durables Construction Pharmaceuticals Construction Project Auto Fertilizers Transportation Ferrous Metals Other- Current Assets

17.587.787.757.327.175.914.944.784.574.384.293.243.152.882.302.202.031.975.76


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 22 yrs (7.5 yrs in Sahara Wealth Plus Fund)A N Sridhar Fund Manager 22 yrs (6.5 yrs in Sahara Wealth Plus Fund)

Date of Inception 01/09/2005 AUM (` in Lakhs) 939.79Portfolio Turnover Ratio (%) 130.62 Holding In Top 10 scrips (%) 32.44Total Expense Ratio (%) For Direct Option 2.45%

Options other than Direct options 2.70%

NAV AS ON 28.02.2013Fixed Pricing Variable Pricing

Growth Option ` 20.9126 Growth Option ` 22.1397Dividend Option ` 17.3233 Dividend Option ` 18.4798Growth Option - Direct ` 20.9217 Growth Option - Direct ` 22.1480Dividend Option - Direct ` 17.3321 Dividend Option - Direct ` 18.4863

DIVIDENDRecord Date Rate Face Value Cum Div NAV (`)

FIXED VARIABLE5.10.2010 ` 4.00 PER UNIT ` 10.00 22.6938 23.5222


Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Variable Pricing Option Fixed Pricing Option

Sharpe Ratio1 (49.3959) Beta 0.7530 Sharpe Ratio1 (49.4917) Beta 0.7523STDEV 15.87% Rsquare 0.8377 STDEV 15.86% Rsquare 0.8373


Minimum Application Amount` 1000 and additional amount of ` 500 & multiples of ` 1 thereafter.OPTIONS : Growth Option Dividend Option

Growth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option

INDUSTRYWISE ASSET DISTRIBUTION

Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.

Portfolio RoE : 28.50%

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIl - for Direct option



EQUITY ShARESOriental Bank of Commerce Banks 4.68Asian Paints Ltd. Consumer Non Durables 3.64Agro Tech Foods Ltd Consumer Non Durables 3.41Axis Bank Limited Banks 3.29Karur Vysya Bank Ltd. Banks 3.23Eros International Media Limited Media & Entertainment 3.00NHPC Ltd Power 2.88Tech Mahindra Ltd Software 2.80Jyothy Laboratories Ltd. Consumer Non Durables 2.79Bajaj Finance Limited Finance 2.73Pidilite Industries Ltd. Chemicals 2.69Bajaj Electricals Ltd. Consumer Durables 2.69Oil & Natural Gas Corp Ltd Oil 2.67Biocon Ltd Pharmaceuticals 2.62Finolex Cables Ltd. Industrial Products 2.61Cipla Ltd. Pharmaceuticals 2.49Hanung Toys & Textiles Ltd. Textile Products 2.40Mahindra & Mahindra Financial Services Ltd. Finance 2.38Supreme Industries Ltd. Industrial Products 2.36Ramco Industries Limited. Cement 2.26Glenmark Pharmaceuticals Ltd Pharmaceuticals 2.24Maruti Suzuki India Ltd. Auto 2.23Natco Pharma Ltd. Pharmaceuticals 2.21HDFC Ltd Finance 2.18Colgate-Palmolive (India) Ltd. Consumer Non Durables 2.17TTK Prestige Ltd. Consumer Durables 2.11Nestle India Ltd Consumer Non Durables 2.03Zydus Wellness Ltd Consumer Non Durables 2.01Crompton Greaves Ltd Industrial Capital Goods 1.93Lupin Ltd. Pharmaceuticals 1.87MT Educare Ltd Diversified Consumer Services 1.84Tamil Nadu Newsprint & Papers Ltd. Paper 1.76Indian Bank Banks 1.70Voltamp Transformers Ltd. Industrial Capital Goods 1.68Andhra Bank Limited. Banks 1.65Voltas Ltd. Construction Project 1.26Bajaj Finance Ltd Right Issue Finance 0.40Equity Total 88.88Other- Current Assets 11.12Grand Total 100.00




Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010W Plus-V Fund 12.76 24136.80 31.32 (22.64) 26.91 13132.03 7735.80 12691.12W Plus-F Fund 11.92 22839.90 30.15 (23.28) 25.84 13015.15 7671.60 12583.91CNX 500 11.43 22128.43 31.84 (27.19) 14.13 13184.49 7281.49 11413.34Sensex 13.09 24665.24 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

SMS WEALTh TO 59090

Sahara WEALTh PLUS FUNDAn Open-Ended Growth Fund

The objective of the scheme is to invest in equity and equity related instruments of companies that would be wealth builders in the long term.

16.04

14.55

11.42

7.684.973.61

3.00

2.88

2.80

2.69

2.69

2.67

2.40

2.26

2.23

2.11

1.841.76

1.26

11.12

Consumer Non Durables

Banks

Pharmaceuticals

Finance

Industrial Products

Industrial Capital Goods

Media & Entertainment

Power

Software

Chemicals

Consumer Durables

Oil

Textile Products

Cement

Auto

Consumer Durables

Diversified Consumer Services

Paper

Construction Project


16.0414.5511.427.684.973.613.002.882.802.692.692.672.402.262.232.111.841.761.26

11.12


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 22 yrs (6.5 yrs in Sahara Infrastructure Fund)A N Sridhar Fund Manager 22 yrs (6 yrs in Sahara Infrastructure Fund)

Date of Inception 03/04/2006 AUM (` in Lakhs) 560.33Portfolio Turnover Ratio (%) 101.04 Holding In Top 10 scrips (%) 31.08

Total Expense Ratio (%)For Direct Option 2.45%other than Direct option 2.70%

NAV AS ON 28.02.2013Fixed Pricing Variable Pricing

Growth Option ` 12.7145 Growth Option ` 13.4138Dividend Option ` 9.2965 Dividend Option ` 9.8563Growth Option - Direct ` 12.7193 Growth Option - Direct ` 13.4199Dividend Option - Direct ` 9.2965 Dividend Option - Direct ` 9.8600


FIXED VARIABLE30.11.2007 ` 5.00 per unit ` 10.00 18.6112 18.8216


Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Variable Pricing Fixed Pricing

Sharpe Ratio1 (38.8739) Beta 0.9206 Sharpe Ratio1 (38.9383) Beta 0.9198STDEV (%) 20.51% Rsquare 0.7780 STDEV (%) 20.50% Rsquare 0.7777


Minimum Application Amount` 1000 under Growth Option and ` 5000 under Dividend Option and additional amount in multiples of ` 1.

OPTIONS Fixed Pricing Growth Option

Growth Option- Direct

Dividend Option

Dividend Option - DirectVariable pricing




Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load : NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.NIL - for Direct option


EQUITY ShARESHindustan Petroleum Corp Ltd. Petroleum Products 3.62Cairn India Ltd. Oil 3.19Larsen and Toubro Limited. Construction Project 3.17Phoenix Mills Ltd. Construction 3.15Indian Oil Corporation Ltd Petroleum Products 3.13Oil & Natural Gas Corp Ltd Oil 3.08Power Finance Corporation Ltd. Finance 3.06Tata Power Company Ltd. Power 3.03Rural Electrification Corporation Ltd. Finance 2.85Power Grid Corporation of India Ltd. Power 2.79Coal India Ltd. Minerals/Mining 2.76Adani Ports & Sez Ltd Transportation 2.72ING Vysya Bank Ltd. Banks 2.68NMDC Ltd Minerals/Mining 2.57Engineers India Ltd. Construction Project 2.55L & T Finance Holdings Ltd Finance 2.52Jai Prakash Associates Ltd Cement 2.48DLF Ltd Construction 2.47Axis Bank Limited Banks 2.40Ultratech Cement Ltd. Cement 2.33Asian Paints Ltd. Consumer Non Durables 2.29Castrol India Ltd. Petroleum Products 2.28J K Cement Ltd Cement 2.27NTPC Ltd Power 2.26United Bank Of India Banks 2.23Bharat Bijlee Ltd. Industrial Capital Goods 2.18Pratibha Industries Ltd. Construction Project 2.15PTC India Ltd Power 2.10Lakshmi Vilas Bank Ltd. Banks 2.10NCC Ltd Construction Project 2.01Bharat Petroleum Corporation Ltd. Petroleum Products 1.99Kalpataru Power Transmission Ltd. Power 1.84The Shipping Corp of India Ltd. Transportation 1.67IDFC Ltd Finance 1.60Madras Cements Ltd Cement 1.52Ambuja Cements Ltd Cement 1.37Ashoka Builddon Ltd Construction Project 1.24Equity Total 89.67Other- Current Assets 10.33Grand Total 100.00

SMS INFRA TO 59090

Sahara INFRASTRUCTURE FUNDAn Open-Ended Growth Fund

The objective of the scheme is to provide income distribution and / or medium to long term capital gains by investing predominantly in equity/ equity related instruments of companies in the Infrastructure sector.




Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010INFRA - V Fund 6.33 15131.70 27.92 (31.66) 0.71 12792.14 6834.43 10071.46INFRA - F Fund 5.52 14367.80 26.78 (32.22) (0.14) 12678.40 6777.77 9985.73Nifty 8.18 17001.41 27.70 (24.62) 17.95 12769.72 7538.19 11794.73Sensex 7.99 16798.78 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

12.03

11.13

11.03

10.03

9.97

9.40

6.27

5.62

5.33

4.39

2.292.18

10.33

Power


Petroleum Products

Finance

Cement

Banks

Oil

Construction

Minerals/Mining

Transportation




12.0311.1311.0310.03

9.979.406.275.625.334.392.292.18

10.33

12.03

11.13

11.03

10.03

9.97

9.40

6.27

5.62

5.33

4.39

2.292.18

10.33

Power


Petroleum Products

Finance

Cement

Banks

Oil

Construction

Minerals/Mining

Transportation






Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct option



EQUITY ShARESAditya Birla Nuvo (Indian Rayon) Services 3.37Jyothy Laboratories Ltd. Consumer Non Durables 3.22Glenmark Pharmaceuticals Ltd Pharmaceuticals 3.09Tech Mahindra Ltd Software 2.94Hindustan Petroleum Corp Ltd. Petroleum Products 2.92Biocon Ltd Pharmaceuticals 2.90Tata Global Beverages Ltd. Consumer Non Durables 2.80Navneet Publications (India) Ltd. Media & Entertainment 2.80City Union Bank Limited Banks 2.65Raymond Ltd. Textile Products 2.61Crompton Greaves Ltd Industrial Capital Goods 2.54Finolex Cables Ltd. Industrial Products 2.51Mahindra Lifespace Developers Ltd Construction 2.49The Federal Bank Limited Banks 2.43Paper Products Ltd Industrial Products 2.39Gruh Finance Limited Finance 2.39Oriental Bank of Commerce Banks 2.37Thermax Ltd. Industrial Capital Goods 2.27Axis Bank Limited Banks 2.25Tata Chemicals Ltd. Chemicals 2.20Wockhardt Ltd. Pharmaceuticals 2.17United Bank Of India Banks 2.16Sun Pharma Advanced Research Co. Ltd Pharmaceuticals 2.16Pidilite Industries Ltd. Chemicals 2.16Zydus Wellness Ltd Consumer Non Durables 2.11Yes Bank Ltd. Banks 2.11Canara Bank Banks 2.09Mahindra & Mahindra Financial Services Ltd. Finance 2.09Bharat Petroleum Corporation Ltd. Petroleum Products 2.08Arvind Ltd Textile Products 1.83Bajaj Electricals Ltd. Consumer Durables 1.82Talwalkars Better Value Fitness Ltd. Leisure Facilities 1.76L & T Finance Holdings Ltd Finance 1.76Cox & Kings (India) Ltd. Transportation 1.72DQ Entertainment (International) Ltd. Media & Entertainment 1.50Whirlpool Of India Ltd Consumer Durables 1.47Timken India Limited Industrial Products 1.45Ballarpur Industries Ltd Paper 1.44MT Educare Ltd Diversified Consumer Services 1.29Mahindra Holiday & Resorts Ltd. Hotels 1.19Sterling Holidays Resorts (India)Ltd. Hotels 0.84Lumax Industries Ltd. Auto Ancillaries 0.82Equity Total 91.15Other- Current Assets 8.85Grand Total 100.00

SMS MIDCAP TO 59090


Returns (%) ` 10,000 CAGR

Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Midcap Fund 15.74 32221.30 33.08 (26.66) 23.90 13308.10 7333.78 12389.75CNX Midcap 13.97 28496.04 39.16 (31.00) 19.16 13915.75 6900.43 11916.37Sensex 14.43 29422.42 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

Sahara MIDCAP FUNDAn Open-Ended Growth Fund

The objective of the scheme is to achieve long-term capital growth at medium level of risks by investing primarily in mid-cap stocks.

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 22 yrs (8 yrs in Sahara Midcap Fund)A N Sridhar Fund Manager 22 yrs (6 yrs in Sahara Midcap Fund)

Date of Inception 31/12/2004 AUM (` in Lakhs) 894.13Portfolio Turnover Ratio (%) 165.04 Holding In Top 10 scrips (%) 29.29Total Expense ratio (%) for Direct options 2.45%

Options other than Direct options 2.70%

NAV AS ON 28.02.2013Growth Option ` 28.2375 Dividend Option ` 12.4924Growth Auto Payout Option ` 28.2375 Bonus Option ` 28.2375Growth Option - Direct ` 28.2468 Dividend Option - Direct ` 12.4982Growth Auto Payout Option - Direct ` 28.2468 Bonus Option - Direct ` 28.2468


24.12.2010 ` 3.00 per unit ` 10.00 17.279728.05.2010 ` 4.00 per unit ` 10.00 18.937631.12.2007 ` 5.00 per unit ` 10.00 20.918320.09.2005 ` 1.50 per unit ` 10.00 14.2829


Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (40.3181) Beta 0.8588STDEV (%) 19.56% Rsquare 0.94831 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount

` 1000 & additional amount of ` 500 & multiples of ` 1.

OPTIONS Growth Option Dividend OptionGrowth Auto Payout Option Bonus OptionGrowth Option - Direct Dividend Option - DirectGrowth Auto Payout Option - Direct Bonus Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct Option

TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 28th February 2013)MIDCAP 97.72% LARGE CAP 2.28%


16.06

10.32

8.13

6.35

6.235.004.44

4.35

4.30

3.37

3.28

2.94

2.54

2.49

2.27

2.031.76

1.721.44

1.290.82

8.85

Banks Pharmaceuticals Consumer Non Durables Industrial Products Finance Petroleum Products Textile Products Chemicals Media & Entertainment Services Consumer Durables Software Industrial Capital Goods Construction Industrial Capital Goods Hotels Leisure Facilities Transportation Paper Diversified Consumer Services Auto Ancillaries Other- Current Assets

16.0610.328.136.356.235.004.444.354.303.373.282.942.542.492.272.031.761.721.441.290.828.85

16.06

10.32

8.13

6.35

6.235.004.44

4.35

4.30

3.37

3.28

2.94

2.54

2.49

2.27

2.031.76

1.721.44

1.290.82

8.85

Banks Pharmaceuticals Consumer Non Durables Industrial Products Finance Petroleum Products Textile Products Chemicals Media & Entertainment Services Consumer Durables Software Industrial Capital Goods Construction Industrial Capital Goods Hotels Leisure Facilities Transportation Paper Diversified Consumer Services Auto Ancillaries Other- Current Assets



Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Load Structure (SIP)Entry Load NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.

Exit Load NIL - for Direct option

PORTFOLIO AS ON 28.02.2013Name of the Instrument Industry % of

NAVEQUITY ShARESAditya Birla Nuvo (Indian Rayon) Services 4.61NTPC Ltd Power 4.56Power Finance Corporation Ltd. Finance 3.86Tamil Nadu Newsprint & Papers Ltd. Paper 3.82Tata Power Company Ltd. Power 3.61Rural Electrification Corporation Ltd. Finance 3.49Cairn India Ltd. Oil 3.48NMDC Limited Minerals/Mining 3.31Bajaj Electricals Ltd. Consumer Durables 3.11PTC India Ltd Power 3.00NHPC Ltd Power 3.00Power Grid Corporation Of India Ltd. Power 2.99Sterlite Industries Limited. Non - Ferrous Metals 2.88Coal India Ltd. Minerals/Mining 2.85Castrol India Ltd. Petroleum Products 2.82Bharat Bijlee Ltd. Industrial Capital Goods 2.80Orient Green Power Company Ltd. Power 2.73Bharat Heavy Electricals Ltd. Industrial Capital Goods 2.70Hindalco Industries Ltd. Non - Ferrous Metals 2.65Jai Prakash Associates Ltd Cement 2.53Thermax Ltd. Industrial Capital Goods 2.44Oil & Natural Gas Corp Ltd Oil 2.40Pratibha Industries Ltd. Construction Project 2.39MOIL Limited Ferrous Metals 2.33IDFC Ltd Finance 2.29Indian Oil Corporation Ltd Petroleum Products 2.24Bharat Petroleum Corporation Ltd. Petroleum Products 2.14Kalpataru Power Transmission Ltd. Power 2.12Mahindra Ugine Steel Co Ltd Ferrous Metals 1.91Century Textiles & Industries Ltd. Cement 1.86Equity Total 86.91Other- Current Assets 13.09Grand Total 100.00

SMS POWER TO 59090




Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010P & NR Fund 3.40 11641.20 21.24 (30.90) 8.41 12123.85 6909.88 10840.59Nifty 5.39 12690.95 27.70 (24.62) 17.95 12769.72 7538.19 11794.73Sensex 4.81 12376.14 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

The objective of the schemeto generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.

SaharaAn Open-Ended Growth Fund

POWER & NATURAL RESOURCES FUND


Naresh Kumar Garg Chief Investment Officer 22 yrs (4.5 yrs in Sahara Power & NR Fund)

A N Sridhar Fund Manager 22 yrs (4.5 yrs in Sahara Power & NR Fund)

Date Of Inception 17/06/2008 Holdings in Top 10 Scrips (%) 36.86AUM (` in Lakhs) 261.22 Portfolio Turnover Ratio (%) 71.42

Total Expense Ratio (%)For Direct option 2.45%

Options other than Direct option 2.70%

NAV AS ON 28.02.2013Growth Option ` 10.5031 Dividend Option ` 8.9598

Growth Option-Direct ` 10.5076 Dividend Option - Direct ` 8.9662

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)30.07.2010 ` 2.00 per unit ` 10.00 13.5352


Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (39.0675) Beta 0.9078STDEV (%) 20.38% Rsquare 0.76661 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.Exit Load NIL - for Direct option


22.02

9.64

7.94

7.196.15

5.88

5.53

4.61

4.39

4.24

3.82

3.11

2.39

13.09 Power

Finance


Petroleum Products

Minerals/Mining

Oil

Non - Ferrous Metals

Services

Cement

Ferrous Metals

Paper

Consumer Durables



22.02

9.64

7.94

7.196.15

5.88

5.53

4.61

4.39

4.24

3.82

3.11

2.39

13.09 Power

Finance


Petroleum Products

Minerals/Mining

Oil

Non - Ferrous Metals

Services

Cement

Ferrous Metals

Paper

Consumer Durables



22.02

9.64

7.94

7.19

6.15

5.88

5.53

4.61

4.39

4.24

3.82

3.11

2.39

13.09




EQUITY ShARES

Mangalore Refinery Petrochemicals Ltd Petroleum Products 7.47

Finolex Cables Ltd. Industrial Products 6.01

Cox & Kings (India) Ltd. Transportation 4.90

Nagarjuna Fertilizers and Chemicals Ltd. Fertilisers 4.59

Kalpataru Power Transmission Ltd. Power 4.38

Hanung Toys & Textiles Ltd. Textile Products 4.37

Suryalakshmi Cotton Mills Ltd. Textile Products 3.89

CESC Ltd. Power 3.70

Escorts Ltd. Auto 3.60

Hindustan Petroleum Corp Ltd. Petroleum Products 3.44

Bharat Bijlee Ltd. Industrial Capital Goods 3.31

Engineers India Ltd. Construction Project 3.24

Tata Global Beverages Ltd. Consumer Non Durables 3.19

GIC Housing Finance Ltd. Finance 2.97

Brigade Enterprises Ltd. Construction 2.96

NCC Ltd Construction Projects 2.87

Arvind Ltd Textile Products 2.84

City Union Bank Limited Banks 2.57

Zuari Agro Chemicals Ltd Fertilisers 2.54

JOCIL Ltd Chemicals 2.52

Equity Total 75.35

Other- Current Assets 24.65

Grand Total 100.00




Scheme / Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Star Value Fund 5.29 11700.67 26.01 (25.96) (25.96) 12601.47 7404.21 7404.21S & P BSE 200 6.28 12039.23 30.98 (26.95) 16.22 13098.46 7304.51 11622.06Sensex 5.63 11816.95 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 22 yrs (3 yrs in Sahara Star Value Fund)A N Sridhar Fund Manager 22 yrs (3 yrs in Sahara Star Value Fund)

Date of Inception 14/09/2009 Holding In Top 10 scrips (%) 46.35Portfolio Turnover Ratio (%) 88.20 AUM (` in Lakhs) 117.91

Total Expense Ratio (%) for Direct option 2.45%Options other than Direct options 2.70%


Growth Option - Direct ` 10.2791 Dividend Option -Direct ` 9.4527


16.08.2010 ` 1.00 per unit ` 10.00 12.5064Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (37.0314) Beta 0.9999STDEV (%) 21.40% Rsquare 0.82181 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 5000 and in multiples of ` 1 thereafter.




Systematic Investment Plan (SIP) - AUTO DEBIT /

Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum of ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each


Entry Load NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.

Exit Load NIL - for Direct option

SMS STARVALUE TO 59090

The objective of the scheme is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.

Sahara An Open-Ended Growth Fund

STAR VALUE FUND

11.11

10.91

8.08

7.14

6.01

4.903.603.313.24

3.19

2.97

2.96

2.87

2.57

2.52

24.65

Textile Products

Petroleum Products

Power

Fertilisers

Industrial Products

Transportation

Auto




Finance

Construction

Construction Projects

Banks

Chemicals


11.11

10.91

8.08

7.14

6.01

4.903.603.313.24

3.19

2.97

2.96

2.87

2.57

2.52

24.65

Textile Products

Petroleum Products

Power

Fertilisers

Industrial Products

Transportation

Auto




Finance

Construction

Construction Projects

Banks

Chemicals


11.1110.91

8.087.146.014.903.603.313.243.192.972.962.872.572.52

24.65



EQUITY ShARESGateway Distriparks Ltd. Transportation 6.15Den Networks Ltd. Media & Entertainment 5.62Shoppers Stop Limited. Retailing 5.28Sun TV Network Limited. Media & Entertainment 5.21Raymond Ltd. Textiles - Products 4.74V-Mart Retail Limited Retailing 4.17Jyothy Laboratories Ltd. Consumer Non Durables 3.84Axis Bank Limited Banks 3.75Suprajit Engineering Ltd. Auto Ancillaries 3.71DQ Entertainment (International) Ltd. Media & Entertainment 3.34Prime Focus Ltd. Media & Entertainment 3.20Tata Global Beverages Ltd. Consumer Non Durables 3.18State Bank Of India Banks 3.17Canara Bank Banks 3.16Inox Leisure Limited Media & Entertainment 3.02Arvind Ltd Textiles - Products 2.93Eros International Media Limited Media & Entertainment 2.91Mahindra & Mahindra Financial Services Ltd. Finance 2.84Talwalkars Better Value Fitness Ltd. Leisure Facilities 2.79Lakshmi Vilas Bank Ltd. Banks 2.75Entertainment Network India Ltd. Media & Entertainment 2.63Wabco India Ltd Auto Ancillaries 2.57Hathway Cable & Datacom Limited Media & Entertainment 2.45Steel Strips Wheels Ltd Auto Ancillaries 2.38Sterling Holidays Resorts (India)Ltd. Hotels 2.37Cox & Kings (India) Ltd. Transportation 2.28Equity Total 90.44Other- Current Assets 9.56Grand Total 100.00


Returns as on 31.12.2012CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31.12.2011to 31.12.2012

31.12.2010to 31.12.2011

31.12.2009 to 31.12.2010

31.12.2011to 31.12.2012

31.12.2010to 31.12.2011

31.12.2009 to 31.12.2010

Super 20 Fund 6.54 12419.80 23.33 (16.24) (16.24) 12332.85 8376.03 8376.03Nifty 7.32 12736.25 27.70 (24.62) 17.95 12769.72 7538.19 11794.73Sensex 6.48 12397.14 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

R.E.A.L Fund (3.30) 8569.53 32.34 (28.66) 13.96 13233.65 7133.99 11395.92NIFTY 0.70 10326.70 27.70 (24.62) 17.95 12769.72 7538.19 11794.73Sensex 0.30 10140.74 25.70 (24.64) 17.43 12569.92 7535.64 11743.09

The objective of the scheme : is to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.An Open-Ended Growth Fund

The objective of the scheme : is to provide long term capital gains by investing predominantly in equity / equity related instrument of companies in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector.

An Open-Ended Equity Fund

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 22 yrs (5 yrs in Sahara R.E.A.L Fund)A N Sridhar Fund Manager 22 yrs (5 yrs in Sahara R.E.A.L Fund)Date of Inception 27/11/2007 AUM (` in Lakhs) 394.26Portfolio Turnover Ratio (%) 113.87 Holding In Top 10 scrips (%) 45.83

Total expense ratio (%) for Direct options 2.45%Options other than Direct options 2.70%

NAV AS ON 28.02.2013 Growth Option ` 7.4095 Dividend Option ` 7.4094Growth-Direct ` 7.4134 Dividend-Direct ` 7.4150

Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (37.6068) STDEV (%) 21.05% Beta 0.9077 Rsquare 0.71811 Risk Free rate is based on 1 year T-Bill rate.

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 22 yrs (3.5 yrs in Sahara Super 20 Fund)A N Sridhar Fund Manager 22 yrs (3.5 yrs in Sahara Super 20 Fund)

Date of Inception 31/07/2009 AUM (` in Lakhs) 95.33Portfolio Turnover Ratio (%) 211.87 Holding In Top 10 scrips (%) 55.59

Total Expense ratio (%) for Direct options 2.45%Options other than Direct options 2.70%

NAV AS ON 28.02.2013 Growth Option ` 11.4691 Dividend Option ` 11.4689Growth-Direct ` 11.4727 Dividend-Direct ` 11.4742

Statistical Measures (For trailing 3 years Period) (as on 28.02.2013)Sharpe Ratio1 (47.4181) STDEV (%) 16.62% Beta 0.8084 Rsquare 0.91371 Risk Free rate is based on 1 year T-Bill rate.

MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.

Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option

SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option

Options Growth Dividend Growth Option - Direct Dividend Option - DirectSYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000

SMS SUPER TO 59090 SMS REAL TO 59090


EQUITY ShARESAxis Bank Limited Banks 7.05Cairn India Ltd. Oil 6.25Infosys Limited Software 6.10Reliance Industries Ltd Petroleum Products 5.98NHPC LTD. Power 5.68ICICI Bank Ltd. Banks 5.46Adani Ports & Sez Ltd Transportation 5.09IDEA Cellular Ltd. Telecom - Services 4.93Bharat Petroleum Corporation Ltd. Petroleum Products 4.68Jai Prakash Associate Ltd Cement 4.38Bank of Baroda Banks 4.01Tata Power Company Ltd. Power 3.96Oil & Natural Gas Corp Ltd Oil 3.95Coal India Ltd. Minerals/Mining 3.57Power Finance Corporation Ltd. Finance 3.38Power Grid Corporation of India Ltd. Power 3.28Cipla Ltd. Pharmaceuticals 2.26NTPC Ltd Power 2.22IDFC LTD Finance 2.04NMDC Ltd Minerals/Mining 1.80Equity Total 86.06Other- Current Assets 13.94Grand Total 100.00


16.52

15.13

10.66

10.206.10

5.42

5.37

5.09

4.93

4.38

2.26

13.94

Banks

Power

Petroleum Products

Oil

Software

Finance

Minerals/Mining

Transportation

Telecom - Services

Cement

Pharmaceuticals


16.52

15.13

10.66

10.206.10

5.42

5.37

5.09

4.93

4.38

2.26

13.94

Banks

Power

Petroleum Products

Oil

Software

Finance

Minerals/Mining

Transportation

Telecom - Services

Cement

Pharmaceuticals


16.5215.1310.6610.20

6.105.425.375.094.934.382.26

13.94

28.38

12.83

9.468.66

8.43

7.66

7.02

2.84

2.792.37

9.56


Banks

Retailing

Auto Ancillaries

Transportation

Textiles - Products


Finance

Leisure Facilities

Hotels


28.38

12.83

9.468.66

8.43

7.66

7.02

2.84

2.792.37

9.56


Banks

Retailing

Auto Ancillaries

Transportation

Textiles - Products


Finance

Leisure Facilities

Hotels


28.3812.83

9.468.668.437.667.022.842.792.379.56


FUND MANAGER

Name Designation Experience (Years)Naresh Kumar Garg

Chief Investment Offi cer

22 yrs (3.5 yrs in Sahara Short Term Bond Fund)

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Short Term Bond Fund)

Date of Inception 13/04/2009 AUM (` in Lakhs) 771.97Average Maturity of Portfolio 18 days

Total Expense ratio (%)

for Direct option 0.29Options other than Direct option 0.30

NAV AS ON 28.02.2013

Growth Option ` 13.9694 DividendReinvestment Option ` 10.2711

Growth Option-Direct ` 13.9696 Dividend Reinvestment

Option - Direct ` 10.2712

Dividend history [(per unit (in Rupees)] for 3 months under Dividend Re investment Option (Monthly Frequency)

Date Gross Dividend (`) Investor21.02.2013 0.0550 Corporate / Non Corporate23.01.2013 0.0500 Corporate / Non Corporate27.12.2012 0.0600 Corporate / Non Corporate

Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 5 post dated cheques for a minimum of ` 2000 each.

Quartery 4 post dated cheques for a minimum of ` 2500 each.


Entry / Exit Load NIL

PORTFOLIO AS ON 28.02.2013Name of the Instrument Rating % of NAVCertifi cate of Deposits 80.51%Andhra Bank CARE A1+ 19.43%Corporation Bank CRISIL A1+ 19.42%Syndicate Bank CARE A1+ 16.06%Canara Bank CRISIL A1+ 12.95%State Bank Of Patiala ICRA A1+ 12.66%Reverse Repo / CBLO & Cash Receivables 19.49%TOTAL 100.00%

Minimum Application Amount

` 5000 and in multiples of ` 1 thereafter.

Load Structure (for all Options)

Entry /Exit Load NIL




Scheme/ Duration

SinceInception

SinceInception

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009to

31.12.2010

31.12.2011to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009to

31.12.2010Short Term Bond Fund 9.03 13796.21 9.11 14.02 5.60 10911.31 11402.07 10560.32Crisil Liquidfex 6.35 12576.11 8.49 8.17 5.12 10849.48 10817.06 10511.97Crisil 10 yr Gilt Index 4.52 11786.30 10.61 1.92 3.11 11060.68 10191.90 10310.58

SMS MUTUAL TO 59090

Sahara ShORT TERM BOND FUNDAn Open Ended Income Fund

The objective of the scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Invest in...

An Open Ended Income Fund

Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.


Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 5 postdated cheques for minimum of ` 2000 each.

Quartery 4 postdated cheques for minimum of ` 2500 each.


Entry / Exit Load NIL

PORTFOLIO AS ON 28.02.2013Name of the Instrument Rating % of NAVCertificate of Deposits 83.38%State Bank Of Mysore CRISIL A1+ 29.26%Corporation Bank CRISIL A1+ 23.50%State Bank Of Patiala ICRA A1+ 17.41%Syndicate Bank CARE A1+ 6.92%Canara Bank CRISIL A1+ 5.02%Andhra Bank CARE A1+ 1.28%Reverse Repo / CBLO & Cash Receivables 16.62%Total 100.00%

Minimum Application Amount`10000 & additional amt. of ` 5000 & Multiples of ` 1.

Load Structure (for all Options)Entry /Exit Load NIL

FUND MANAGER

Name Designation Experience (Years)

Naresh Kumar Garg Chief Investment Officer22 yrs (8.5 yrs in Sahara Liquid Fund)

Ashwini Kumar Fund Manager10 yrs (2 yrs in Sahara Liquid Fund)

Returns as on 31.12.2012CAGR Returns (%) ` 10,000 CAGR


Scheme / Duration Since Inception Since Inception31.12.2011

to 31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Liquid Fund - VP 7.71 17054.56 9.28 9.20 5.61 10928.13 10919.82 10560.81Crisil Liquidfex 6.80 16036.37 8.49 8.17 5.12 10849.48 10817.06 10511.971 year t bill 5.57 14757.92 8.06 6.44 2.81 10806.12 10644.14 10281.32

Liquid Fund - FP 6.94 20746.05 9.24 9.15 5.59 10923.79 10915.01 10559.00Crisil Liquidfex NA* NA* 8.49 8.17 5.12 10849.48 10817.06 10511.971 year t bill 5.43 17763.67 8.06 6.44 2.81 10806.12 10644.14 10281.32

Date of Inception 19/02/2002 AUM (` in Lakhs) 7842.48Average Maturity of Portfolio 19 days

Total Expense Ratio (%)

Fixed Pricing Option 0.40Variable Pricing Option 0.40Fixed Pricing Option - Direct Option 0.39Variable Pricing Option - Direct Option 0.39

CAGR RETURNS (%) ` 10,000 CAGR RETURNS7 days 15 days 1 month 7 days 15 days 1 month

Liquid Fund - VP 8.25 8.15 7.99 10015.82 10033.49 10065.66Crisil Liquidfex 7.683 7.67 7.65 10014.74 10031.52 10062.861 year t bill 9.80 5.78 8.09 10018.79 10023.77 10066.53

Liquid Fund - FP 8.19 8.08 7.87 10015.70 10033.21 10064.71Crisil Liquidfex 7.68 7.67 7.65 10014.74 10031.52 10062.861 year t bill 9.80 5.78 8.09 10018.79 10023.77 10066.53

* AS INDEX INCEPTION IS 31.03.2002

The objective of the scheme is to create a portfolio of debt and money market instruments with a view to provide high liquidity and reasonable returns.

SMS MUTUAL TO 59090

Sahara LIQUID FUNDAn Open-Ended Liquid Fund

NAV AS ON 28.02.2013Fixed Pricing Option Variable Pricing Option

Daily Dividend `1030.1630 Daily Dividend - Direct `1030.1630 Daily Dividend `1030.1761 Daily Dividend - Direct `1030.1761Weekly Dividend `1027.4373 Weekly Dividend - Direct `1027.4373 Weekly Dividend `1033.2149 Weekly Dividend - Direct `1033.2149Monthly Dividend `1029.3569 Monthly Dividend - Direct `1029.3569 Monthly Dividend `1033.7169 Monthly Dividend - Direct `1033.7169Growth `2102.5547 Growth - Direct `2102.9644 Growth `2121.4495 Growth - Direct `2121.5478

The face value of the units have been changed from ` 10 per unit to ` 1000 per unit by consolidation of units w.e.f. 27th October, 2005. Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.

Dividend history [per unit (in Rupees)] (for Monthly Dividend Option )*

Date Fixed Pricing Option

Variable Pricing Option Investor

22.02.2013 6.0087 6.2232 Non Corporate24.01.2013 5.7739 5.9881 Non Corporate29.12.2012 6.1336 6.0855 Non Corporate* Dividend declared on the face value of Rs.1000. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.





Scheme / Duration

SinceInception

SinceInception

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Classic Fund 9.74 15793.27 9.06 9.03 5.50 10905.94 10902.93 10549.70MIP Blended Index 6.30 13504.84 12.05 1.73 7.00 11204.78 10172.85 10699.59Crisil 10 yr Gilt Index 5.83 13212.51 10.61 1.92 3.11 11060.68 10191.90 10310.58

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for minimum of ` 1000 each.Quartery 4 post dated cheques for minimum of ` 2000 each.

Load Structure (SIP)Entry / Exit Load NIL

PORTFOLIO AS ON 28.02.2013Name of the Instrument Rating % of NAV

Andhra Bank CARE A1+ 85.28%Canara Bank CRISIL A1+ 15.13%Corporation Bank CRISIL A1+ 15.13%Syndicate Bank CARE A1+ 15.01%State Bank Of Patiala ICRA A1+ 14.79%State Bank Of Mysore CRISIL A1+ 10.09%Reverse Repo/CBLO & Cash Receivables 14.72%TOTAL 100.00%


Naresh Kumar Garg Chief Investment Officer 22 yrs (5 yrs in Sahara Classic Fund)Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara ClassicFund)A N Sridhar Fund Manager 22 yrs (5 yrs in Sahara Classic Fund

Date of Inception 01/02/2008 AUM (` in Lakhs) 19.82Average Maturity of Portfolio 20 daysTotal Expense Ratio (%) For Direct options 0.34

Options other than Direct options 0.35


Growth Option - Direct ` 15.9898 Dividend Option- Direct ` 15.9890

Minimum Application AmountDividend Option ` 5000 and additional investments in multiples of ` 1000.Growth Option ` 1000 and additional investments in multiples of ` 1000.


Minimum Application Amount` 3000 and additional amt. of ` 1000 & multiples of ` 1 thereafter.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg

Chief Investment Officer

22 yrs (8.5 yrs in Sahara Income Fund)

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Income Fund)

Date of Inception 21/2/2002AUM (` in Lakhs) 8683.29Average Maturity of

Portfolio 18 days

Total Expense ratio (%)

for Direct option 0.34other than Direct 0.35

NAV AS ON 28.02.2013Growth Option ` 22.2755 Dividend Option ` 18.3458Growth - Direct ` 22.2760 Dividend - Direct ` 18.3498

DividendRecord Date Rate Cum Div NAV (`)26.03.2007 ` 1.00 per unit 11.7697

Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.




Scheme / Duration

SinceInception

SinceInception

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Income Fund 7.52 21987.09 9.28 9.48 5.39 10927.99 10947.76 10539.43Crisil Composite Bond Fund Index NA* NA* 9.33 6.92 4.96 10933.00 10691.84 10496.04Crisil 10 yr Gilt Index 6.27 19368.55 10.61 1.92 3.11 11060.68 10191.90 10310.58

SMS MUTUAL TO 59090

Sahara INCOME FUND An Open-Ended Income Fund

The objective of the scheme The primary objective of the scheme is to generate regular income and growth of capital through investment in debt instruments, money market and related securities while at all times emphasizing the importance of capital preservation.

Sahara CLASSIC FUND An Open-Ended Income Fund

The objective of the scheme is to generate returns by investing in debt instruments including money market instruments and also to invest in equity and equity related instruments to seek capital appreciation.

* AS INDEX INCEPTION IS 31.03.2002

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for a minimum of ` 500 each.Quartery 4 post dated cheques for a minimum of ` 750 each.Load Structure (SIP)Entry / Exit Load NIL


Certificate of Deposits 89.02%Andhra Bank CARE A1+ 25.84%Canara Bank CRISIL A1+ 23.02%Syndicate Bank CARE A1+ 20.84%State Bank Of Patiala ICRA A1+ 11.26%Corporation Bank CRISIL A1+ 5.75%State Bank Of Mysore CRISIL A1+ 2.30%Reverse Repo / CBLO & Cash Receivables 10.98%TOTAL 100.00%


FUND MANAGER

Name Designation Experience (Years)Naresh Kumar Garg


22 yrs (4 yrs in Sahara Interval Fund)

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Interval Fund)

Date of Inception 03/10/2008 Average Maturity of Portfolio 2 days

AUM (` in Lakhs) 22.33Total Expense Ratio (%)

For Direct Option 0.34Option other than Direct option 0.35



Certificate of Deposits 53.71%Andhra Bank CARE A1+ 13.43%State Bank Of Mysore CRISIL A1+ 13.43%Canara Bank CRISIL A1+ 13.42%Corporation Bank CRISIL A1+ 13.42%Reverse Repo / CBLO & Cash Receivables 46.29%TOTAL 100.00%

Minimum Application Amount

` 5000 & additional amount in Multiples of ` 1 thereafter.

Load Structure (for all Options)

Entry /Exit Load NIL

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg


22 yrs (8.5 yrs in Sahara Gilt Fund

Ashwini Kumar Fund Manager 10 yrs (2 yrs in Sahara Gilt Fund)

Date of Inception 21/02/2002 Average Maturity of Portfolio

1 dayAUM (` in Lakhs) 5.62

Total Expense Ratio (%)For Direct Option 0.34Option other than Direct option 0.35

NAV AS ON 28.02.2013Growth ` 19.8623 Dividend ` 16.5758Growth Option - Direct ` 19.8647 Dividend Option-Direct ` 16.5758

Minimum Application Amount` 5000 & additional amount of 1000 & Multiples of `1 thereafter. Load Structure (for all Options)Entry /Exit Load NIL




Scheme / Duration

SinceInception

SinceInception

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009 to

31.12.2010Gilt Fund 6.40 19625.91 8.01 7.09 4.37 10801.16 10708.94 10436.58I Sec Composite Gilt Index NA* NA* 11.02 6.57 6.04 11102.16 10656.50 10603.80Crisil 10 yr Gilt Index 6.27 19368.55 10.61 1.92 3.11 11060.68 10191.90 10310.58

SMS MUTUAL TO 59090

Sahara INTERVAL FUND An Debt Oriented Interval Fund

The objective of the scheme is to generate returns with low volatility through a portfolio of debt and money market instruments with a provision to offer liquidity at periodic intervals.

The objective of the scheme To generate reasonable returns by investing in sovereign instruments issued by Central / State governments.

Sahara GILT FUND An Open-Ended Gilt Fund

Returns as on 31.12.2012

CAGR RETURNS (%)

` 10,000 CAGR RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009to

31.12.2010

31.12.2011 to

31.12.2012

31.12.2010to

31.12.2011

31.12.2009to

31.12.2010

Sahara Interval Fund 7.92 13821.21 8.93 8.92 5.29 10893.34 10892.04 10529.37

Crisil Liquidfex 6.81 13228.84 8.49 8.17 5.12 10849.48 10817.06 10511.97

I year t bill 5.90 12754.30 8.06 6.44 2.81 10806.12 10644.14 10281.32

Systematic Investment Plan (SIP) - Auto Debit / Ecs Facility AvailableMonthly 5 post dated cheques for minimum of ` 1000 each.Quartery 4 post dated cheques for minimum of ` 1250 each.

Load Structure (SIP)Entry / Exit Load NIL


Reverse Repo / Cash Receivables - 100.00%TOTAL 100.00%

DividendRecord Date Rate Cum Div NAV (`)

26.03.2007 ` 1.00 per unit 11.4405Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.



SAhARA ASSET MANAGEMENT COMPANY PVT LTDCorporate Offi ce: 2nd Floor, Parinee Crescenzo, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051 Tel. : 022- 39664100Email : [email protected]

SAhARA MUTUAL FUND INVESTOR SERVICE CENTRESAhMEDABAD: No. 1, Ground Floor, Narnarayan Complex, Swastik Cross Road, Navrangpura, Ahmedabad - 380009. Tel. : 079 - 32942935. BANGALORE:No. 41, 3rd Cross, Ulsoor Road, Bangalore – 560 042. Tel: 080-32928532 BhUBANEShWAR: Plot No.617/D, Kharvel Nagar, Unit-3, In front of Giridurga Temple, Bhubaneshwar -751001. Tel. : 0674-2391372. ChANDIGARh: SCO -364-366, Cabin-304, Sec-34/A, 3rd Floor, above Tata Motors Offi ce, Chandigarh – 160 034. Tel. : 0172-3244010 / 4536359 ChENNAI: Flat No. - J, 2nd Floor, Mount Chambers, No - 758, Anna Salai, Chennai-600 002. Tel. : 044 -32979232. COIMBATORE: Door No. 196/8, Ground Floor, Aiswarya Commercial Centre, T.V. Samy Road (West), R. S. Puram, Coimbatore – 641 002. Tel. : 0422-3296379 GURGAON: 3rd Floor, Augusta Point, Sector 53, Phase - 5 Gurgaon, Haryana – 122002. Tel. : 0124-3224746 GORAKhPUR: Shop No.23, Upper Ground Floor, Cross Roads, “The Mall”, Bank Road, Gorakhpur - 273001. Tel. : 0551-3247171. hYDERABAD: Sahara Manzil, 2nd Floor, Opp. Secretariat, Basheerb-agh, Hyderabad - 500004. Tel. : 040 - 32936958. INDORE: Flat No. 315, 3rd Floor, President Tower, 6/2, South Tukoganj, Indore - 452001, Madhya Pradesh. Tel. : 0731 - 3255735. JAIPUR: Offi ce No. 305 - A, 3rd fl oor, Shyam Anukampa, Opp. HDFC Bank, C Scheme, Ashok Marg, Jaipur - 302 001. Tel. : 0141 - 3269923. JAMMU: Kiosk -5, (B-1), North Block, Ground Floor, Bahu Plaza, Jammu-180012. Tel. : 09205044557. KOLKATA: Sahara India Sadan, Ground Floor, 2A-Shakespeare Sarani, Kolkata-700071. Tel. : 033 - 40032420. KOLKATA (Salt Lake): B D-16 (Ground Floor), Sector - 1, Salt Lake City, Kolkata - 700 064. Tel. : 033-40041617. LUCKNOW: Offi ce No. 8, Ground Floor, Saran Chamber-1, V Park Road. Lucknow - 226001. Tel. : 0522 - 3242899. MUMBAI: 2nd Floor, Parinee Crescenzo, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051 Tel. : 022- 39664100 NEW DELhI: 701, 7th Floor, Deep Shikha Building no. 8, Rajendra Place, New Delhi- 110008. Tel. : 011 - 25755783. NOIDA: C-1, Sahara India Complex, Sector 11, Noida - 201301. Tel. : 09999380049 PATNA: C/o Sahara India Pariwar, Sahara India Vihar, Boring Road Chauraha, Boring Road. Patna - 800001. Tel. : 0612 - 3255280. PUNE: Offi ce No.71, Shrinath Plaza, Off F C Road, Dnyaneshwar Paduka Chowk, Shivaji Nagar, Pune - 411 005. Tel. : 020-32934114. ThANE: Shop No.-1, Santoshi Bhavan, Shivaji Path, Behind Punjab National Bank, Thane - 400 601. Tel. : 022 - 25441993

BOOK POST

The units of Sahara Interval Fund are listed on the National Stock Exchange of India in line with SEBI guidelines, “It is been distinctly understood that the permission given by NSE should not in any way be deemed or construted that the Scheme Information Document has been cleared or approved by NSE nor does it certify the correctness or completeness of any of the content of the Draft Scheme Information Document. The Investor are advised to refer to the Combined Scheme Information Document for the full text of the “Disclaimer clause of NSE’. ”

Mutual Fund Investments are subject to market risks, read all Scheme related Documents carefully.

... a better way to invest.SIP...

REGISTRAR & TRANSFER AGENTKARVY Computershare Private Limited (Unit : Sahara Mutual Fund)

21, Avenue 4, Street No.1,Banjara Hills, Hyderabad - 500 034. Ph : 040 - 44677122 Email : [email protected]

KARVY INVESTOR SERVICE CENTRESAhmedabad : 079 - 26402967 ; 079 - 26400527 ; 079 - 26407541; 079 - 32997508 Allahabad : 0532 - 3240012; 0532 - 2260291; 0532 - 2260292; 0532 - 3294280 Bangalore : 080 – 32008452; 080 – 25320085; 080 - 41233439; Baroda : 0265 – 6640870; 0265 – 6640871; Bhubaneswar : 0674 - 6534585; 0674 - 2547531; 0674 - 2360334, 2360335; 0674 - 2547532; Chandigarh : 0172 - 4342618 ; 0172 - 5071726; 0172 - 5071727; 0172 - 5071728; Chennai : 044 - 42028513; 044 - 42028512; 044 - 28587772; 044 - 42028858(Exclusive for DWS) Cochin : 0484 - 4010224; 0484 - 4027672; 0484 - 4027672 / 0484 - 4010273; Coimbatore : 9600930515; 0422 - 4353211 to 217; Cuttack : 0671 - 2613906; 0671 - 2613905; Durgapur : 0343 - 6512111; Ghaziabad : 0120 - 3100049; 0120 – 2701891; 0120 – 2701886; Gorakhpur : 0551 - 3200444; 0551 - 3097816; 0551 - 3246793; 0551 – 3297817; 0551 - 2346519; 0551 – 3297816; Gurgaon : 0124 - 3210019 / 4297214 / 215; 0124 - 3243535; 0124 - 4083854; 0124 - 4086419; 0124 - 4086914; Guwahati : 0361 – 2203324; 0361 - 2608016; hyderabad : 040 - 23312454/44677075/7076/7077; Indore : 0731 - 4266828; Jaipur : 0141 - 2379761; 0141 - 2375039; 0141 - 2363321; Jammu : 9205044668; 9906296948; Kanpur : 0512 - 3211008; 0512 - 3246390; 0512 - 3211008; Kolkata : 033 - 64444177; 033 - 64444176; 033 24659267/ 63 ; Lucknow : 0522 - 3213115; 0522 - 2236819;0522 - 2236820 / 28; Mangalore : 0824 - 2496289; Mumbai : 022 - 66235353 Nagpur : 0712 - 6610513; 0712 - 6618583; New Delhi : 011 - 43681700; Noida : 0120 - 3100214; Panjim : 0832 - 2426871/73; Patna : 0612 - 6453098; 0612 - 2321354; 0612 - 2321356; Pune : 020 - 25533795; 020 25539957; 020 - 25532783; 020 - 25533592; Raipur : 0771 - 6450194; 0771 - 4039320; Varanasi : 0542 - 3208198; 0542 - 2223814; 0542 - 2227259; 0542 - 2225365; 0542 - 3206494.