guaranteed return rate of 3.6% p.a. - ocbc wing hang bank · rate of 3.60% p.a. simple application...
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Harvest Wise Savings Insurance Plan (The “Plan”) is a life insurance plan underwritten by Hong Kong Life with saving elements. The Plan is not a time deposit or bank savings plan. OCBC Wing Hang Bank Limited is the Appointed Insurance Agency of Hong Kong Life¹.
The Plan is only available to the holders of OCBC Wing Hang e-banking account. Applicant must be aged between 18 and 64 and a valid Hong Kong identity card holder.
Harvest Wise Savings Insurance Plan
Click “Learn More” on the banner page to enter into
the plan details page
Note: If you have already downloaded OCBCWHHK mobile application, you may just follow the above steps 3 to 5 to start the application process.
Application Procedures
Download “OCBC WH HK” mobile application from Appstore in your mobile
Step 1
Step 4
Step 2 Step 3
Open “OCBC WH HK” mobile application after downloading the same
Click the “Arrow” icon on the top right corner
of the login page
Click “Apply Online” on the above page and then login to ebanking services to start the
application process
Grow your Wealth with Guaranteed Maturity Bene�t• Maturity Bene�t is equal to 117.30% of the Principal Amount, less
Indebtedness (if any), which is equivalent to a guaranteed return rate of 3.60% p.a.
Simple Application• Simple online application and no medical examination is required
Insurance Coverage• 2-year Premium Payment Term² for 5-year life protection
Key Features
• Issue age of between 18 and 64 (“Age” means the Life Insured’s age at his/ her last birthday)
• Valid Hong Kong identity card holder• OCBC Wing Hang Bank account holder (for e-banking account holder only) for
premium payment • Hong Kong tax resident only
Eligibility
2290 2882Hong Kong Life’s Customer Services Hotline
Note: The �rst year premium will be charged in HKD
For details, please refer to Product Brochure and Policy Provisions.
Premium Payment Term 2 YearsPolicy Currency USDBene�t Term 5 YearsPrincipal Amount³ USD12,500 (Per Life Insured per Plan)Premium Payment Mode Annual
Plan Details
Remarks:1. The life insurance plan is underwritten by Hong Kong Life. OCBC Wing Hang Bank Limited is the Appointed Insurance
Agency of Hong Kong Life. Hong Kong Life is authorized and regulated by the Insurance Authority of the Hong Kong Special Administrative Region.
2. The Policy will be terminated if the Policyowner cannot settle the premium payment before the end of the Grace Period during the Premium Payment Term, subject to the Non-forfeiture Option and other relevant provisions of the Policy. For detailed terms and conditions, please refer to the policy document issued by Hong Kong Life. If the Policy is terminated before the Policy Maturity, the Total Surrender Value (if applicable) received by the Policyowner may be less than the Total Premiums Paid.
3. It is used to calculate Initial Premium, any subsequent premium, bene�ts and policy values (if any) of the respective Basic Plan and/or any Supplementary Bene�t. Any subsequent change of the Principal Amount will result in corresponding change in premium, bene�ts and policy values (if any) of the respective Basic Plan and/or any Supplementary Bene�t. The Principal Amount does not represent the amount of death bene�t of the respective Basic Plan and/or any Supplementary Bene�t.
Guaranteed return rate of 3.6% p.a.
Apply via OCBCWH Mobile App
Limited O�er
The life insurance plan is underwritten by Hong Kong Life Insurance Limited (“Hong Kong Life”). OCBC Wing Hang Bank Limited is the Appointed Insurance Agency of Hong Kong Life.