BUY ORSELLPRIVATELYWITH CONFIDENCE

H-D® RIDER-TO-RIDER FINANCING

www.hdfsi.com

GET TO KNOW THE HDFS FAMILY:

Harley-Davidson Insurance

Harley-Davidson® Extended Service Plan

Harley-Davidson™ Debt Protection Plan

Harley-Davidson® Guaranteed Asset Protection (GAP) Plan

Harley-Davidson® Visa®

Harley-Davidson® Planned Maintenance Program

Harley-Davidson® Rider-to-Rider Financing Program

Harley-Davidson® Tire & Wheel Protection

Harley-Davidson™ Gift Card

ASK YOUR DEALER OR CALL (866) 411-3770 FOR MORE INFORMATION.

Not all products available in all states.

The H-D® Rider-to-Rider Financing Program is offered through Eaglemark Savings Bank (ESB), a subsidiary of Harley-Davidson Credit Corp.

©2013 H-D, all rights reserved. Harley-Davidson, H-D, HD, Harley, the Bar & Shield logo, Harley Chrome and MotorClothes are among the trademarks of H-D U.S.A., LLC.

SA02 1110(Revised 1/2013)

BUYING A BIKE FROM ANOTHER H-D® RIDER?YOUR H-D® DEALER MAKES IT EASY TO FINANCE YOUR RIDE ALONG WITH NEW ACCESSORIES.

SEAL THEDEAL WITHCONFIDENCE.Have you made the decision to privately buy or sell your Harley-Davidson® motorcycle and need to obtain financing to complete the sale? Through the Harley-Davidson® Rider-to-Rider Financing Program from Harley-Davidson Financial Services (HDFS), financing is available to qualified individuals* who are buying a used motorcycle from a private seller. Your local participating H-D® dealer can assist you in obtaining the financing you need and provide you with peace of mind knowing H-D® experts are involved in your sale.

BENEFITS TO THE SELLER• Expand the pool of potential buyers for your

motorcycle by offering them a financing option from a trusted source to help complete the sale

• Let the H-D® dealer quickly and easily handle the processing of all paperwork (e.g. title transfer, bill of sale, loan contract, etc.) and applicable warranties, plus assist you with your current loan payoff (if applicable)

BENEFITS FOR THE BUYER• All buyers considered for competitive financing rates

and terms from Eaglemark Savings Bank (ESB)*

• Additional H-D-branded products and services only available at your H-D® dealership may be available to add to the amount financed (including H-D® Extended Service Plan, H-D® GAP, Genuine H-D® Parts & Accessories, and H-D® MotorClothes® apparel)

• Motorcycle inspection by H-D® experts

DON’T WAIT—VISIT YOUR LOCAL PARTICIPATING HARLEY-DAVIDSON® DEALER

TODAY OR CALL (866) 411-3770 TO LEARN HOW THE H-D® RIDER-TO-RIDER FINANCING PROGRAM CAN HELP YOU!

HOW IT WORKS:STEP 1) SET UP AN APPOINTMENT AT YOUR LOCAL H-D® DEALER TO COMPLETE THE H-D® RIDER-TO-RIDER FINANCING TRANSACTION.

STEP 2) BRING THE MOTORCYCLE ALONG WITH VALID IDENTIFICATION, TITLE AND/OR CURRENT LOAN INFORMATION TO YOUR LOCAL DEALER.

STEP 3) ONCE THE BUYER’S CREDIT APPLICATION HAS BEEN APPROVED, THE DEALERSHIP WILL VISUALLY INSPECT THE MOTORCYCLE, VERIFY ALL PAPERWORK IS COMPLETED CORRECTLY, AND ENSURE (IF APPLICABLE) ALL WARRANTIES ARE PROPERLY TRANSFERRED.

STEP 4) BUYER CONFIRMS DELIVERY OF THE BIKE AND SELLER RECEIVES A CHECK FROM THE H-D® DEALERSHIP FOR THE SALE OF THE MOTORCYCLE.

GO TO WWW.HDFSI.COM AND CLICK PRIVATE PARTY FINANCING FOR MORE DETAILS.

* Subject to credit approval by Eaglemark Savings Bank (ESB). Not all applicants will qualify. Financing terms, conditions and limitations may apply. $5,000 minimum amount financed.

FREQUENTLY ASKED QUESTIONSQ: It sounds like I’m trading my bike to the dealership

and they’re actually selling it for me. Is that true?

A: No. The transaction is a private sale. Many private sellers find the fastest way to sell their bike is by helping their buyers obtain financing to complete the sale. Only an H-D® dealer can offer financing through the H-D® Rider-to-Rider Financing Program.

Q: Why should a buyer be interested in this program?

A: Through the H-D® Rider-to-Rider Financing Program your buyer can finance your ride along with new accessories and seal the deal with confidence. Your H-D® dealer can help them find competitive financing rates and terms and work with them to customize a solution that best meets their needs. Plus, all warranties will be successfully transferred from the previous owner and you’ll have the opportunity to receive a complete maintenance check on the bike. They may also be able to include additional H-D-branded products and services (H-D® Extended Service Plan, H-D® GAP, Genuine H-D® Parts & Accessories, and H-D® MotorClothes® apparel) to the amount financed which are only available at your H-D® dealership. The dealer will also answer any questions and provide expert service on the day of the sale and into the future.

Q: Do both the buyer and seller have to be present to complete the sale?

A: Yes. The H-D® dealer must visually inspect the motorcycle at the dealership and verify both the buyer’s and seller’s information. The buyer must take delivery of the bike at the H-D® dealership location.