NEED: Need is determined by the physical •condition of the current home, the amount of space in the house in relation to the size of the family, and the safety of the current neighborhood.

ABILITY TO PAY: The ability to pay a no-interest, •no-profit Habitat mortgage is determined by total income, amount of monthly bills, and total debt.

WILLINGNESS TO PARTNER: The Habitat program •requires time and volunteer labor. Families must be willing to complete the program within a year from the time they fill out an application.

Ready to Apply?Applications are available at Habitat for Humanity’s office, one block north of Pondella Road on Old U.S. 41 in North Fort Myers.

A $20 application fee must be paid when you apply. This is so that we can pay for the background & credit checks Habitat conducts on all applicants.

Habitat for Humanity of Lee County, FL is an equal-opportunity housing lender and does not discriminate with regard to race, color, religion, sex, handicap, familial status or national origin.

So what are you waiting for? Check out the safe, decent, affordable housing we have to offer you today!

• Applicants must have either lived or worked in Lee or Hendry county for the past 12 months.

• Both the applicant and co-applicant (if applicable) must be either a U.S. citizen or have a Permanent Resident Alien Card. Habitat requires all documentation.

• The applicant family’s annual income must meet a minimum of $15,000.

• All adults must apply as applicant and co-applicants and all must sign the application.

• Applicants can’t be separated from their spouse. This must be resolved through reconciliation or divorce.

• Applicants must wait 5 years after a foreclosure or bankruptcy is finalized to apply.

• Applicants must be willing to partner with Habitat to become a homeowner.

Do you have more questions?Join us for a 1-hour informational class about Habitat for Humanity. We call this a Habitat 101. You’ll learn about the history and operations of the organization, plus take a tour of Lee County’s 10-acre, Habitat campus. Call us to sign up and get your questions answered (239)652-0434. Also, check out our website for future dates and times of our Habitat 101 class.

www.habitat4humanity.org/habitat_101

Applicants must complete a series of •homeownership classes before the family can move into their new home. These classes are designed to equip families with the necessary knowledge for owning a home. The classes are held once a week for approximately 1 hour and go on for 13-weeks.

Applicants must also contribute $1200 toward •closing costs before he/she moves into a Habitat home. Remember, families have up to a year to complete the entire program.

Applicants must volunteer 250 sweat equity •hours to Habitat. These hours can be accumulated by building Habitat homes, stuffing newletters in Habitat’s office, sorting & pricing items in Habitat’s thrift store, staffing Habitat’s booth at events and more.

ApplicationRequirements

How Families are SelectedAfter Habitat runs a background & credit history check, applicants who qualify for Habitat’s program are asked to fill out a more extensive application. Habitat removes the names from the applications and submits them to a “Selection Committee”, consisting of Lee County citizens (not Habitat employees). The selection committee considers applications based on the following criteria: need for a new home, ability to pay Habitat’s mortgage and willingness to partner with Habitat for Humanity.

Selection Requirements

1288 N. Tamiami Trail • North Fort Myers, FL 33903Phone: (239) 652-0434 • Fax: (239) 652-0386

Habitat for Humanityof Lee County, FL

Program Requirements

A Hand Up, Not A Hand Out

1288 N. Tamiami TrailNorth Fort Myers, FL 33903

P: (239) 652-0434 • F: (239) 652-0386www.habitat4humanity.org

I was living in an apartment complex that was not in a good area. My reason for applying for a Habitat home was that I wanted a better place for my children to live and to have a home to put them in and to better myself, my kids and for our future. - Habitat homeowner Raeshonda Williams.

It’s something you can call your own. You don’t have to pay rent to anyone. It’s wonderful. I have a huge backyard for my kids, I have a garage, I have a washer and dryer, something that will be my own. - Habitat homeowner Letecia Maybin

1288 N. Tamiami TrailNorth Fort Myers, FL 33903

P: (239) 652-0434 • F: (239) 652-0386www.habitat4humanity.org

Zero-Interest, No-Profit Mortgage

Affordable Housing For Hardworking Families

Habitat for Humanityof Lee County, FL

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex handicap, familiar status or national origin.

Many families feel that owning their own home is a dream that will never come true. But with our help, 1000 families have turned their dreams into reality.

Habitat for Humanity of Lee County is a non-profit organization dedicated to eliminating substandard housing. Through the use of volunteer labor and donations of money and materials, we build simple, decent housing for struggling families.Since 1982, Habitat has built 1000 homes throughout Lee and Hendry counties. Habitat homes are sold at no profit to the new homeowners who make interest-free monthly mortgage payments. Payments from the mortgages are used to build more homes, making the program a perpetual legacy to the community.

Family Testimony