EMPLOYER

The benefits of a health reimbursement arrangement (HRA)

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REIMBURSEMENT ARRANGEMENTS

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SAVE AND WINA health reimbursement arrangement (HRA) is an account funded by your employer that helps pay for certain out-of-pocket medical expenses. The benefits of an HRA include:

• Coverage for out-of-pocket costs, which may include things such as deductibles, copayments, coinsurance, dental and vision expenses (as determined by your employer)

• You don’t pay taxes on HRA funds

• Contributions are free money, provided by your employer. There are no payroll deductions

Your employer determines the amount of money the company will contribute to your HRA and identifies eligible medical expenses. During the course of the year, you can use your funds for eligible out-of-pocket medical expenses. In most cases, your health plan will receive and process a medical claim and then send the claim to be reviewed for payment from your HRA.

Copyright © 2019 HealthEquity, Inc. All rights reserved.

HOW HRAs WORK:

HRA Eligible expensesEmployer

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CONVENIENT AND EASY TOOLS

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Your health plan and HealthEquity offer an HRA with easy-to-use and powerful tools:

• Data integration with your health plan

• Claims and reimbursement processing online, mobile or by traditional paper

• Mobile app for on-the-go account access1

• Convenient online member portal

• Helpful member services available every hour of every day

Copyright © 2019 HealthEquity, Inc. All rights reserved.

Helpful support for our members is available every hour of every dayOur team of specialists based in Salt Lake City is available 24 hours a day, providing you with the tools and information you need to optimize your HRA.

866.346.5800

Account mentors

1 Accounts must be activated via the HealthEquity website in order to use the mobile app.

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15 West Scenic Pointe DriveDraper, UT 84020info@healthequity.com | www.HealthEquity.com

HealthEquity mobile app1 available for FREE at:• Apple® App Store® • Google PlayTM