health savings accounts
DESCRIPTION
Health Savings Accounts. Sherry Glied HPM MSPH, Columbia University. Ten Worst Things about HSAs. Progressive. fragment the insurance market. $120. $0. regressive. Health Care Professional. discourage coordinated care. add administrative complexity for MDs. Economic Policy Wonk. - PowerPoint PPT PresentationTRANSCRIPT
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Health Savings Accounts
Sherry Glied
HPMMSPH, Columbia University
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Ten Worst Things about HSAs
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Progressive
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fragment the insurance market
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$0$120
regressive
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Health Care Professional
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discourage coordinated care
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add administrative complexity for MDs
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Economic Policy Wonk
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www.Kff.org
increase health care costs
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The greatest improvement in the productive powers of labor, and the greater part of the skill, dexterity, and judgment with which it is anywhere directed, or applied, seem to have been the effects of the division of labor
work against the division of labor
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IRA 529 Education Savings Account
HSA
lead to inefficient savings behavior
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Libertarian
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HSA COUNCIL MEMBERS MEET WITH PRESIDENT BUSH ON STRATEGIES
TO EXPAND HEALTH SAVINGS ACCOUNTS
WASHINGTON, April 4 — Two members of the HSA Council met with President Bush this morning to discuss ways to make it easier for Americans to participate in health savings accounts.
BANKERS FORM HEALTH SAVINGS ACCOUNT COUNCIL
WASHINGTON, Dec. 20—The American Bankers Association and the American Bankers Insurance Association jointly announced the formation of The HSA Council, an organization of banks, insurers and technology leaders committed to increasing the distribution of health savings accounts through banks.
expand regulatory capture
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over-regulate the insurance market
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variations in care
Poor quality treatment
Medical errors
46 million uninsured
Rising costs
HSAare an absurd distraction
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• fragment the insurance market• are regressive• discourage coordinated care• add administrative complexity for MDs• increase health care costs• work against the division of labor• lead to inefficient savings behavior• expand regulatory capture• over-regulate the insurance market• are an absurd distraction