health security for all wisconsin citizen action health care task force october 9, 2002
DESCRIPTION
Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002. dhaber/opeiu9/aflcio/. The Failures of Our Fragmented Health Care System. Costs Are Out of Control and Unsustainable Premiums are going up by double digit percentage increases every year. - PowerPoint PPT PresentationTRANSCRIPT
![Page 1: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/1.jpg)
Health Security For Health Security For AllAllWisconsin Citizen Action Wisconsin Citizen Action Health Care Task ForceHealth Care Task ForceOctober 9, 2002October 9, 2002
dhaber/opeiu9/aflcio/
![Page 2: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/2.jpg)
The Failures of Our The Failures of Our Fragmented Fragmented Health Care SystemHealth Care System• Costs Are Out of Control and
Unsustainable– Premiums are going up by double digit
percentage increases every year.– As costs skyrocket, employers cut
health benefits or shift more costs onto workers
![Page 3: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/3.jpg)
•Based on 2001 U.S. Census Data
![Page 4: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/4.jpg)
• Our Current Health Our Current Health System is Absurdly System is Absurdly InefficientInefficient
26%24% 23% 23%
20%18%
16%
3%1%
0%
10%
20%
30%
Overhead and Profit as a Percent of Premiums
![Page 5: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/5.jpg)
• Therefore, We Are Paying Therefore, We Are Paying for More . . .for More . . .
4270
2604
0
1000
2000
3000
4000
5000
US Germany Canada France
Annual Cost in $$ Per Capita (Public and Private)US - Public $$ Only
![Page 6: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/6.jpg)
012345678
US
Germ
any
Cana
da
Fran
ce
Infant Mortality
7575.5
7676.5
7777.5
7878.5
79
US
Germ
any
Cana
da
Fran
ce
Life Expectancy
•And Getting Less!!
![Page 7: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/7.jpg)
As the costs of insurance goes up:
And What Makes Matter Worse . . .
• Employers Cut Health Benefits to Employees
• Which Leads to More Uninsured and Underinsured
• Who Seek Uncompensated Care in the ER
• Which Leads to Cost-Shifting
![Page 8: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/8.jpg)
It’s a Vicious, Upward Spiral!
. . .which leads to higher health costs for everyone.
![Page 9: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/9.jpg)
This is Particularly Unfair This is Particularly Unfair to Businesses Offering to Businesses Offering Health InsuranceHealth Insurance• Businesses Offering Health Insurance Businesses Offering Health Insurance
aren’t competing on a level playing aren’t competing on a level playing field with those that do not.field with those that do not.
• The Businesses Choosing to Insure The Businesses Choosing to Insure their Workers are Not Only Paying for their Workers are Not Only Paying for their Employees’ Health Care Costs, their Employees’ Health Care Costs, but for those of the Uninsured as Well!but for those of the Uninsured as Well!
![Page 10: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/10.jpg)
•As More Businesses Drop Coverage, and Costs Go Up, More Businesses Have to their Drop Coverage.
•In fact, 73 percent of the uninsured live in a household that includes a full-time worker.
![Page 11: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/11.jpg)
So, What’s the Solution?So, What’s the Solution? Provide EVERYONE with Provide EVERYONE with
Health Insurance in a Health Insurance in a Unified System with Unified System with Streamlined Streamlined AdministrationAdministration
![Page 12: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/12.jpg)
WHAT???!!!WHAT???!!!How Can Paying For MORE How Can Paying For MORE Health Care Cost LESS?Health Care Cost LESS?• Most of the Costs Associated with Health
Care are actually relatively fixed, e.g.,:– Health Care Professional Salaries– Hospital and Clinic Buildings– Medical Equipment
• Once a Health Care System Evolves to a Certain Size Based on Usage, Costs Should Remain Relatively Fixed
![Page 13: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/13.jpg)
•Since, as a society we have decided we are unwilling to turn sick people away from the Emergency Room, we are paying for the uninsured now!
•AND we are paying for the most expensive form of care!
•Therefore, health care costs actually go up the more uninsured you have!
![Page 14: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/14.jpg)
•And Conversely . . .
Health Care Costs Go Down the More Insured You Have!
![Page 15: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/15.jpg)
Still Skeptical?Still Skeptical?• Ask Canada, France or Germany!Ask Canada, France or Germany!
4270
2604
0
1000
2000
3000
4000
5000
US Germany Canada France
Annual Cost in $$ Per Capita (Public and Private)US - Public $$ Only
![Page 16: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/16.jpg)
Additional Savings and Additional Savings and Advantages of a Unified Advantages of a Unified System of Health CareSystem of Health Care• A Uniform Benefits Plan and Unified A Uniform Benefits Plan and Unified
Administration = Streamlined Administration = Streamlined Administrative CostsAdministrative Costs
• Single Risk Pool = Premiums based on Single Risk Pool = Premiums based on Average Risk -- no Average Risk -- no Cherry PickingCherry Picking or or Adverse SelectionAdverse Selection means a person with means a person with illness will have the same premium as a illness will have the same premium as a healthy personhealthy person
![Page 17: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/17.jpg)
•A Unified System of Administration Means More Bulk-Buying Power to Negotiate Fair Prices with Hospitals, Health Care Providers, and Pharmaceutical Companies
![Page 18: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/18.jpg)
•A Unified System of Administration Affords a Better Opportunity for Public Accountability and Application of Best Practice Standards to Ensure High Quality Health Care Delivery
![Page 19: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/19.jpg)
Isn’t There a Less Isn’t There a Less ““Radical” Solution?Solution?
• Experience has Shown Us Experience has Shown Us That When We Tinker That When We Tinker Around the Edges We Around the Edges We Make Matters WorseMake Matters Worse
• Since Health Care is not a Since Health Care is not a “Natural” Market, Adding “Natural” Market, Adding Competition Has Not and Competition Has Not and Will Not Work in Our Will Not Work in Our Health Care System. It Health Care System. It Actually Drives Costs Actually Drives Costs Higher.Higher.
![Page 20: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/20.jpg)
So, What Would A So, What Would A Unified Health Unified Health System Mean for System Mean for My My Health Care?Health Care?• Affordable, Comprehensive, Quality Affordable, Comprehensive, Quality
Health CareHealth Care• Choice of Providers/Access Same Choice of Providers/Access Same
Providers as BeforeProviders as Before• Not Dependent on Where/If You WorkNot Dependent on Where/If You Work• Predictable, Reliable CoveragePredictable, Reliable Coverage
![Page 21: Health Security For All Wisconsin Citizen Action Health Care Task Force October 9, 2002](https://reader036.vdocument.in/reader036/viewer/2022081603/56815cf7550346895dcafbaa/html5/thumbnails/21.jpg)
How Can I Make it How Can I Make it Happen?Happen?
• Talk to Your Elected Representatives Talk to Your Elected Representatives and Candidates and Candidates find out how much they understand find out how much they understand about our health care system -- if not much, educate them!about our health care system -- if not much, educate them!
• Keep the Ink FlowingKeep the Ink Flowing letters to your representative, letters to your representative, letters to the editor, petitions, letter-writing campaignsletters to the editor, petitions, letter-writing campaigns
• Spread the Word Spread the Word through informal discussion with through informal discussion with friends, family and neighbors to formal presentations to friends, family and neighbors to formal presentations to community groups (ask for a copy of this PowerPoint community groups (ask for a copy of this PowerPoint presentation).presentation).