hegemon group international. introduction dare to dream achieve theyou desire!
TRANSCRIPT
Hegemon Group InternationalLeaders With Vision
Helping people with dreams
Hegemon Group InternationalAll information contained in this presentation is intended for general education and information use only and is not intended as a solicitation for buying or selling securities or other investment products, insurance products or any non-licensed products.
The material in this presentation is not intended to give advice on tax planning, investments, real estate, legal, accounting, estate planning, or financial planning but rather to provide education and information about a possible business opportunity with Hegemon Group International.
As with any business opportunity, the HGI Business Opportunity may take time, effort and money which may or may not provide any financial returns.
Assumptions are made in several hypothetical examples to help explain the concepts and are for illustrative purposes only and should in no way be construed as any type of guarantee. Past performance is also not a guarantee of future results.
Overview
Hubert Humphrey Story Simple Beginnings
Railroad Conductor for 17 Yrs - $20k/Yr Joined A.L. Williams
Created Leadership Format System 50,000+ on team Helped Recruit 1.5M People Earned $33,700,000 over 14 years Became Leader of the Decade
Founded World Marketing Alliance Approx. 500k Recruits 5M Transactions with $1B in Associate Compensation Sold to One of the Largest Financial Companies in the
World.
History
History of Revolutionary Crusades1. A.L. Williams: “Buy Term and Invest the Difference”
2. WMA: “VUL & VA – Tax Adv. Life – Invest Adv Mutual Funds”
3. HGI: “Crusade of Crusades – Circle of Safety”
82,000,000MillennialsAges 20-34
Low Cost – High Coverage
64,000,000Generation XAges 34-49
Accumulation & Tax Benefits
77,000,000Baby Boomers
Ages 50-64Wealth Recovery / Acceleration
40,000,000Seniors
Ages 65+Retirement Income
77,000,000Baby Boomers
Ages 20-34Low Cost – High Coverage
77,000,000Baby Boomers
Ages 34-49Accumulation & Tax Benefits
“Die Too Soon”• 1,500,000 Recruits• #1 Term Insurance Sales• #1 Mutual Fund Sales
“Wealth Accumulation”• 430,000 Recruits• #1 Variable Universal Life Sales• #1 Variable Annuity Sales
“Live too Long”
Introduction
HGI MissionTo create more financially independent
families than any other business in history.
HGI VisionTo lead the consumer empowerment
revolution.
HGI SystemThe Leadership Format System (LFS)
will allow us to achieve our Vision and Mission.
Overview
The Greatest Economic Story of All Time! Millions of People moving Trillions of Dollars. 77 million baby boomers control 70% of the nation’s
wealth. The greatest Inter-Generational Wealth Transfer in
History Approx. 56 Trillion Dollars will move over next 10-15 yrs
Approx. 2 out of 3 baby boomer’s do nothave a solid financial plan.
HGI is positioned to take advantageof this unique moment in history.
Overview
Financial Services Industry One of the largest industries in the world.
$63 Trillion Dollars Employs over 7.6 million people
Products are applicable to EVERYONE!
Overview
Disruption of an Industry Every once in a while, a NEW IDEA is introduced to
an OLD INDUSTRY which completely changes the way that industry does business. Steve Jobs – Apple Ray Kroc – McDonalds Sam Walton – Walmart Howard Schultz – Starbucks Hubert Humphrey – Financial Services
A.L. Williams World Marketing Alliance Hegemon Group International
Opportunity
Opportunity of a Lifetime Misery Index at All-Time High
High Unemployment Cost of Living on the Rise Real Estate Values Savings and Retirement Plans Decimated Uncertainty of Social Security / Health Care
People are fearful of market volatility and are looking for financial solutions to help manage their money and ensure a more stable financial future.
Families are looking for Alternate Sources of Income
Perfect Storm = Perfect Business Opportunity
Opportunity
Opportunity of a Lifetime
Where else can you turn a $300 sale into a $2,000 in 7-10 days?
Incredible Flagship Products. Indexed Universal Life (IUL) Indexed Annuities
72-96 Hour Underwriting $250k Simplified Issue Underwriting on IUL $400k Simplified Issue Underwriting on Term
112% Payout through the HGI Compensation Plan.
History
Evolution of the RevolutionFirst…Buy Term and Invest The Difference!
Next…Universal Life!!
Then…Variable Universal Life!!!
NOW…Indexed Universal Life!!!!With Great New
Accelerated Benefit Riders (ABRs)
“Swiss Army Knife Of Life Insurance” Term
Wealth Accumulation Estate Planning Living Benefit Riders (ABRs)
Product features, rider options and availability may vary by state. Please consult with a financial representative regarding features and availability in your state
Product Strategy
Two Fold Product Approach Provides Opportunity for EVERYONE!
Licensed Products HGI has leveraged its history, experience, and
relationships to secure lucrative agreements with well known and respected companies in the financial services industry.
Non-Licensed Products HGI also provides an opportunity for non-licensed
associates to earn income by representing a select group of products while working on their licensing requirements.
Licensed Product Mix
Insurance and Annuities
…Plus Great Carriers Like
AGLA, American General, American Equity, and many others…
Established in 1840Licensed in 44 States plus D.C.A- (Excellent) Rating by A.M. Best
Founded in 1886Privately Owned by Sammons Financial GroupA+ (Superior) Rating by A.M. Best
Founded in 1948Simplified ProductsA- (Excellent) Rating by A.M. Best
Founded in 1810Simplified ProductsA- (Excellent) Rating by A.M. Best
Founded in 1906One of First to offer IUL and IAA- (Excellent) Rating by A.M. Best
Licensed Product Mix
Insurance and AnnuitiesNew York Carriers – IUL w/living benefits
Licensed Product Mix
Broker-Dealer Services &
Registered Investment Advisory Services
* Innovation Partners, LLC
* Innovation Partners, LLC. is a member of the Securities Investor Protection Corporation (SIPC) and the Financial Industry Regulatory Authority, Inc. (FINRA) For Advisor and Broker Dealer Use Only. Not intended to create public interest in the sales of insurance products or securities.
Licensed Product Mix
Other Licensed Products
Property & Casualty(Home & Auto)
In Force Annuities
Non-Licensed Product Mix
Non-Licensed Products
Land Banking Merchant Services
Mortgage Lead Generation Fees
Internet Marketing
Financial Solutions Software
112% Super Builder ContractInfinity Compensation Plan
Greatest Compensation Plan
In History!
Infinity Compensation Plan
The HGI Infinity Compensation Plan Offers: Largest Contracts in the Industry for Producers and
Builders RMD Base Shop Contract – 80% Executive Contracts up to 85%
Fast Start Bonuses Builder’s Generational Overrides (6 Gen RMDs) All-Company Override Pools (4)
Single Dip, Double Dip, Triple Dip, and/or Quadruple Dip Senior Executive Positions (3) * Equity Share Credit Program
Opportunity to Participate in company valuation events that may occur in future
* Equity Share Credit Program is not a security. It is not ownership in the company. There is no Guarantee there will be a valuation event.
Infinity Compensation Plan
The HGI Infinity Compensation Plan Offers: 112% Payout to Grid on Annualized Target Premium
on Flagship Carrier Products Renewals, Recurring, and Trail Commissions paid
through HGI Grid Limited Breakage back to company
Full commissions paid out through HGI Grid! Culture of Recognition and Achievement Crossover Equivalency Credit to Industry Veterans
and Team Building Veterans Reimbursement for Education and Field Training
Expenses to New Associates upon licensing.
* Only on specific flagship products from flagship carriers…does not apply to all products in HGI portfolio.
Infinity Compensation Plan
* BASE SHOP
Promotion Levels
Personal Contract
Promotion Qualifications
**AdvanceSchedule
***All-Company Override Pools
Training Associate(TA)
ScholarshipBasic - $1,000Adv - $2,000+ Fast Start
Bonus
Complete HGI Scholarship/Obtain Licenses Minimum 3 Field Training Sales
Minimum 3 Direct Recruits
Associate(A)
40%+ Fast Start
Bonus
3 Field Training Sales 3 Direct Recruits
7,500 BV in rolling 3 months/AV Applies65% Adv on Issue
35% As Earned
Field Associate(FA)
50%+ Fast Start
Bonus 6 Direct Recruits
25,000 BV in rolling 3 months/AV Applies65% Adv on Issue
35% As Earned
Senior Associate(SA)
60%+ Fast Start
Bonus 9 Direct Recruits
50,000 BV in rolling 3 months/AV Applies65% Adv on Issue
35% As Earned
Marketing Director(MD)
70%+ Fast Start
Bonus
12 Direct Recruits100,000 BV in rolling 3 months/AV
Applies65% Adv on Issue
35% As Earned
Regional Marketing Director(RMD)
80%+ Fast Start
Bonus
20 Direct Recruits200,000 BV in rolling 3 months/AV
applies65% Adv on Issue
35% As Earned
0.25%50k Base Shop BV
AV Applies* See General Qualification Requirements
Infinity Compensation Plan
** See back office for Advance Schedule on other carriers. Note, Advance Commissions may be adjusted based on quality of business and persistency performance.*** All-Company Override Pools will become active on January 1, 2014. No more than 25% payout to any one qualifier.
* SENIOR EXECUTIVE LEVELS
Promotion Levels
Personal Contract
Promotion Qualifications
**AdvanceSchedule
***All-Company Override Pools
Exec. Field Chairman(EFC)
82%+ Fast Start
Bonus
6 Direct RMDs 900,000 BV in RMD Base through Infinity
in rolling 3 months/AV Applies65% Adv on Issue
35% As Earned
1.50%50k Base Shop BV
AV Applies
Senior Exec. Field Chairman(SEFC)
84%+ Fast Start
Bonus
9 Direct RMDs 1,200,000 BV in RMD Base through Infinity
in rolling 3 months / AV Applies65% Adv on Issue
35% As Earned
1.25%50k Base Shop BV
AV Applies
CEO Marketing Director(CEO MD)
85%+ Fast Start
Bonus
15 Direct RMDs (or) 2 Qualified SEFCs 2,000,000 BV in RMD Base through Infinity
in rolling 3 months / AV Applies65% Adv on Issue
35% As Earned
0.25%50k Base Shop BV
AV Applies
Fast Start Bonus: Associates earn a $50 Fast Start Bonus for each new personal recruit that joins HGI as a Global IBE ($125 + $29.95/mo)Note: Must be Global IBE to Qualify
Adjusted Volume (AV) means no more than one-third of your BV can come from one leg.
* See General Qualification Requirements
Infinity Compensation Plan
** See back office for Advance Schedule on other carriers. Note, Advance Commissions may be adjusted based on quality of business and persistency performance.
*** All-Company Override Pools will become active on January 1, 2014. No more than 25% payout to any one qualifier.
*BUILDERS GENERATIONAL OVERIDES(RMD Level and Up)
Generational Levels Override
1st Generation RMD Base Shop 10.00%
2nd Generation RMD Base Shop 5.00%
3rd Generation RMD Base Shop 4.00%
4th Generation RMD Base Shop 3.00%
5th Generation RMD Base Shop 1.00%
6th Generation RMD Base Shop 0.75%
TOTAL GENERATIONAL PAYOUT 23.75%
* See General Qualification Requirements
Infinity Compensation Plan
*EQUITY SHARE CREDIT PROGRAM(RMD Level and Up)
Equity Share Credits are awarded based on individual earnings in each calendar year
• $50,000 in earnings = 25,000 Equity Share Credits ($1 = ½ Equity Share Credit)
• $100,000 in earnings = 100,000 Equity Share Credits ($1 = 1 Equity Share Credit)
• All Equity Share Credits are Cumulative
• Payouts will be allocated based on a pro-rata shares if and when there is a Defining Event*
* See General Qualification Requirements** Example of a “Defining Event would be an IPO, Merger, or Sale of Company.
EQUITY SHARE EXAMPLE – FOR ILLUSTRATION ONLYPeriod Your Credits Example of Company Credits
Year 1 100,000
Year 2 200,000
Year 3 400,000
Cumulative 700,000 6,000,000
** If a Defining Event occurred at the end of Year 3, your % of ESC Pool would be 11.66% applied pro-rata against total value assigned by company to the Pool.
Infinity Compensation Plan
Note: Equity Share Credit Program is not a security. Not ownership in the company. No Guarantee there will be a defining valuation event.
COMPENSATION PLAN SUMMARYCategories Payout
Personal Contracts & Spread 85.00%
All-Company Override Pools 3.25%
Generational Overrides 23.75%
Total Compensation Payout 112.00%
Infinity Compensation Plan
* General Qualifications
Must be in good standing with the company
Must be a Global IBE ($125 + $29.95/mo)
Must hit all promotion standard qualifications
Must hit applicable minimum base shop BV requirements
Must maintain quality of business and persistency standards
Infinity Compensation Plan
Example of how our pay differs from Industry:
$3,000 Gross Target Commission to the Field
Executive Level @ 85% = $2,550
All Company Override Pools @ 3.25% = $98 on each sale into pool
Generational Overrides @ 23.75% = $712
Total HGI Payout @ 112% = $3,360
Leadership Format System
Leveraging the Power
Of the System
• Over 2,500,000 Recruits• Approx. 15,000,000 Sales• Approx. 4,000 $100k Ring Earners• Approx. 500 $1 Mil Ring Earners • Helped Launch Two (2) Separate
Billion Dollar Companies• Over $2B in Field Payouts• Twice #1 in Industry Sales
You Run the SYSTEM, and the SYSTEM Runs
your Business!
Leadership Format System
Leadership Format SystemThe Rapid Relentless Repetition
of these Six Simple Recruiting Steps can lead to the building of a Giant Distribution Team.
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1
4
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The Approach/Contact
The Follow-Up
The Start-Up
Prospecting
Duplication
The Presentation3
The Continuous Opening of Outlets
Leader – Controls prospecting list development and paints a picture of how the team will be built.
Leader – Controls the point of contact Leader – Helps start Field Training ”the play”
Leader – Runs the Business Opportunity Presentation, “BOP” MoZone converts the prospects
Leader – Guides new Associate through Speed Filters 1-4
Leader – Gets new Associate off to a Fast Start by completing Speed Filters 5-8
Leader – guides new Associate through the entire LFS Success Cycle over and over
2
4
Get a Decision Kit
Keep Appointment & Sign Up
Set a Get Started Interview3
1 Stay After the Meeting
Volume Production Through the Outlets
The Follow-Up Process(Complete Filters 1-4 within first 24-48 hours)
56
Develop a Prospect List.
Set Goals/Create Business Plan
8 Match-Up with Field Builder to Complete 3 Field Training Sales to Qualify for Promotion
The Start-Up Process(Complete Filters 5-8 within first 24-48 hours)
7 Financial Needs Analysis (FNA)Internal Consumption Sale
Leadership Format System
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5
4
3
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1 1 1
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3 3 35 5 5
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Leadership Format System
The Hardest Part of our Business is to
Keep It Simple!
Leadership Format System
POWER OF ONE RECRUIT
1 Recruit = 4 Sales
Recruit 4 Sales
Internal Consumption
Field Training/Match Up
Field Training/Match Up
Field Training/Match Up
1 Recruit = 4 Sales = $5,000 Compensation
1 Recruit = 4 Sales = 10,000 BV Points
Leadership Format System
Four Elements to Success
World Class Awards & Recognition
Building a Culture Of Greatness Mastering Motivation
Ongoing Contests to Create Excitement Compete for Chances to Visit the World on Exotic Trips Chase Incentives and Promotions Earn Cash Prizes and Special Awards Wear HGI Super Bowl Style Rings Public Recognition at Regional and National Events
Introduction
DARE TO DREAM
Achieve the You Desire!
THANK YOU
Join Hubert on this
Extraordinary Expedition
CONQUER YOUR FUTURE!
…Become a “Modern Day Alexander”
and…