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HelpAge International. How older people spend their pensions. Universal benefits: delivering rights and reducing poverty 8 th February 2007 Sylvia Beales [email protected]. Social pension coverage. Where older people receive a social pension. The impact of social pensions. - PowerPoint PPT PresentationTRANSCRIPT
HelpAge International
How older people spend their pensions
Universal benefits: delivering rights and reducing poverty
8th February 2007
Sylvia Beales [email protected]
Social pension coverage
Where older people receive a social pension
The impact of social pensions
Reduce chronic poverty and hunger
Increase access to healthcare, water and sanitation and education
Provide capital for investment into local economies
Create jobs
Support families affected by HIV & AIDS
Enhance well-being, dignity & participation
Older people support themselves and their families
Lesotho 50% of pensioners lend or give money to family members
65 % of cash spent on children in their care
Bolivia 23% of cash passed directly onto family members
Boliva and South Africa Pensioners have a lower incidence of deprivations, especially in urban areas
Spending on food for the household
Bangladesh: 60% South Africa: 42% Bolivia: 37% Lesotho: 33%
Impact of spending on food for the household
Lesotho
60% of extra food goes to other household membersQuantity and nutritional quality are improved
South Africa
Girls living in households that receive pensions are 3-4 cm taller
Bolivia
Improved diet of older people and the children they care for
Spending on essential services
Bangladesh Bolivia Brazil Lesotho South Africa
Utilities n/a 5% 23% n/a 12%
Health care 30% 20% 11% 8% 3%
Education Enrolments of 10-14 year olds are significantly higher among rural Brazilian households
50% of pensioners in Lesotho spend on education and associated costs.
Investing in businesses
Namibia25 – 50% invested in productive enterprises
Bangladesh10% invested in income-generating activities e.g. tea stalls, handicraft businesses, goat-rearing and growing vegetables
Lesotho11% of pensioners said the pension made it easier to access credit
Creating jobs and saving for the future
Creating jobs Lesotho: 18% of pensioners spent part of pension creating cash jobs for others
South Africa: Employment rates rise in pension households
Saving for the futureSouth Africa: 5% Brazil: 4%
Supporting those affected by HIV & AIDS
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Pensioners in Lesotho spend 20% of their pension on caring for dependant orphans
Well-being, dignity and participation
Control over their own lives
Able to participate in the community & society
Increased standing within households
Able to contribute to household
Cement intergenerational relationships
“If I do not get this money I will be treated as an undesirable burden and my children will pass me from one house to another”
Bhaagya, 75, Uttar Pradesh, India
HelpAge International
www.helpage.org
SourcesCarvalho, 2000, cited in Barrientos A and de Jong J, Child poverty and cash transfers, CHIP Report 4, CHIP, 2000, cited in HelpAge International 2006, Why social pensions are needed now, HelpAge International, London, 2006Croome, D, 2006, Lesotho pensions Impact Project presentation, Lisbon, October 2006 Duflo E, 2000, cited in Palacios R and Sluchynsky O, Social Pensions Part 1: Their role in the overall pensions system, SP Discussion Paper 0601, World Bank, 2006, cited in HelpAge International 2006, Why social pensions are needed now, HelpAge International, London, 2006HelpAge International, Non-contributory pensions and poverty reduction, HelpAge International, IDPM 2003HelpAge International, Age and Security, HelpAge International, 2004HelpAge International, Why social pensions are needed now, HelpAge International, London, 2006LPIG 2006, Interim Report of the pensioner survey March 2005 – 2006, Lesotho Pension Impact Group, cited in Why social pensions are needed now, HelpAge International, London, 2006Moller, V and Ferreira, M, 2003 ‘NCPPS South Africa Survey Report’, Cape Town, 2003. http://idpm.man.ac.uk/ncpps/report.htm cited on HAI websitePension Watch a http://www.helpage.org/Researchandpolicy/Socialprotection/PensionWatch/Bangladesh Pension Watch b http://www.helpage.org/Researchandpolicy/Socialprotection/PensionWatch/Bolivia Pension Watch c http://www.helpage.org/Researchandpolicy/PensionWatch/Lesotho Rajan, SI, Old age allowance programme in Nepal, cited in HelpAge International, Age and Security, HelpAge International, 2004Saboia, J, ‘Non-contributory pensions for the elderly in Brazil’, NCPP Report, Rio de Janeiro, 2003. http://idpm.man.ac.uk/ncpps/report.htm cited on HAI websiteSamson, M, 2006a, Tackling Poverty with Social Transfers to Vulnerable groups: Evidence from Africa, presentation to International Forum of the eradication of Poverty, New York, November 2006Samson, M, 2006b, The Demand for Social Protection, presentation to European Member States Experts Meeting on Employment, Social Protection and Development, Brussels, October 2006