hf calculator (umi)

7/26/2019 HF Calculator (UMI)

1/18

Input Field

June 17, 2016

Internal Eligibility Checking Sheet

Input Transaction Parameters

Tenure o transaction !years"# $ Cost o Property !Rs"# %&$''&'''

Transaction IRR (%)*$+ Customer Share 1,800,000

Takaul Contribution Rate ')%*,+ Financing Re-uested .''&'''

/IR %%+

0utput# Easy 1ome /uyer Status Eligible

Total 2nits 36 Rent32nit 149.65

Price 3 2nit 13,889 First Rent 5,388

First Monthly payment (*&%56 !First Rent 7 2nit Price"

0utput# Easy 1ome /uilder& Renovate& Replacement

Total 2nits 24 Rent32nit 224.48

Price 3 2nit 20,833 First Rent 5,388

Monthly payment or (8(% month 5,388 !First Rent"

Monthly payment or ($ month 26,221 !First Rent 7 2nit Price"

Income :ualiication Criteria ;ctual Status;pplicant Co8;pplicant

A


2/18

Easy 1ome

1ome /uyer

Input Fields Result Fields

1ouse Cost Price 2,300,000

Customer Share 1,800,000 Tenure in Aears $

/ank Share .''&''' Total 2nits $6

Proit Rate > 12.93$ 2nit Sale Price ($&,,*

Takaul Rate Monthly Rent32nit (@*)6.

Tentative Calculation Schedule

Months Rent 2nit Price Takaul Contribution Monthly Payment /alance 2nit Price /alance 2nit

0 500,000 36

1 5,388 13,889 0 (*&%56 486,111 3

2 5,238 13,889 0 (*&(%5 472,222 3

3 5,088 13,889 0 (,&*55 458,333 3

4 4,939 13,889 0 (,&,%5 444,444 3

5 4,789 13,889 0 (,&65, 430,556 3

6 4,639 13,889 0 (,&.%, 416,667 3

7 4,490 13,889 0 (,&$5, 402,778 2

8 4,340 13,889 0 (,&%%* 388,889 2

9 4,190 13,889 0 (,&'5* 375,000 2

10 4,041 13,889 0 (5&*$' 361,111 2

11 3,891 13,889 0 (5&5,' 347,222 2

12 3,741 13,889 0 (5&6$' 333,333 213 3,592 13,889 0 17,481 319,444 2

14 3,442 13,889 0 17,331 305,556 2

15 3,292 13,889 0 17,181 291,667 2

16 3,143 13,889 0 17,032 277,778 2

17 2,993 13,889 0 16,882 263,889 1

18 2,843 13,889 0 16,732 250,000 1

19 2,694 13,889 0 16,583 236,111 1

20 2,544 13,889 0 16,433 222,222 1

21 2,394 13,889 0 16,283 208,333 1

22 2,245 13,889 0 16,134 194,444 1

23 2,095 13,889 0 15,984 180,556 124 1,945 13,889 0 15,834 166,667 1

25 1,796 13,889 0 15,685 152,778 1

26 1,646 13,889 0 15,535 138,889 1

27 1,497 13,889 0 15,385 125,000

28 1,347 13,889 0 15,236 111,111

29 1,197 13,889 0 15,086 97,222

30 1,048 13,889 0 14,936 83,333

31 898 13,889 0 14,787 69,444

32 748 13,889 0 14,637 55,556

33 599 13,889 0 14,488 41,667

34 449 13,889 0 14,338 27,778

35 299 13,889 0 14,188 13,889

36 150 13,889 0 14,039 0

37 0 13,889 0 13,889 "13,889 )

38 "150 13,889 0 13,739 "27,778 )

39 "299 13,889 0 13,590 "41,667 )

40 "449 13,889 0 13,440 "55,556 )

41 "599 13,889 0 13,290 "69,444 )

42 "748 13,889 0 13,141 "83,333 )

43 "898 13,889 0 12,991 "97,222 )

44 "1,048 13,889 0 12,841 "111,111 )

45 "1,197 13,889 0 12,692 "125,000 )

46 "1,347 13,889 0 12,542 "138,889 )1

47 "1,497 13,889 0 12,392 "152,778 )1

48 "1,646 13,889 0 12,243 "166,667 )1

49 "1,796 13,889 0 12,093 "180,556 )1

50 "1,945 13,889 0 11,943 "194,444 )1

51 "2,095 13,889 0 11,794 "208,333 )1

52 "2,245 13,889 0 11,644 "222,222 )1

53 "2,394 13,889 0 11,494 "236,111 )1

54 "2,544 13,889 0 11,345 "250,000 )155 "2,694 13,889 0 11,195 "263,889 )1

56 "2,843 13,889 0 11,045 "277,778 )2

57 2 993 13 889 0 10 896 291 667 )2

+ Te -o/it ate /o Eas'oe is a /loating ate base on ag o/ 12"ont (!R. Te ental ae /ie /o ee 12 ont -eio an a /lutuato e/let te anges in (!R in te subseuent onts.


3/18

61 "3,592 13,889 0 10,297 "347,222

62 "3,741 13,889 0 10,148 "361,111

63 "3,891 13,889 0 9,998 "375,000

64 "4,041 13,889 0 9,848 "388,889

65 "4,190 13,889 0 9,699 "402,778

66 "4,340 13,889 0 9,549 "416,667

67 "4,490 13,889 0 9,399 "430,556

68 "4,639 13,889 0 9,250 "444,444

69 "4,789 13,889 0 9,100 "458,333

70 "4,939 13,889 0 8,950 "472,222

71 "5,088 13,889 0 8,801 "486,111

72 "5,238 13,889 0 8,651 "500,000

73 "5,388 13,889 0 8,501 "513,889

74 "5,537 13,889 0 8,352 "527,778

75 "5,687 13,889 0 8,202 "541,667

76 "5,836 13,889 0 8,052 "555,556

77 "5,986 13,889 0 7,903 "569,444

78 "6,136 13,889 0 7,753 "583,333

79 "6,285 13,889 0 7,603 "597,222

80 "6,435 13,889 0 7,454 "611,111

81 "6,585 13,889 0 7,304 "625,000

82 "6,734 13,889 0 7,155 "638,889

83 "6,884 13,889 0 7,005 "652,778

84 "7,034 13,889 0 6,855 "666,667

85 "7,183 13,889 0 6,706 "680,556

86 "7,333 13,889 0 6,556 "694,444

87 "7,483 13,889 0 6,406 "708,333

88 "7,632 13,889 0 6,257 "722,222

89 "7,782 13,889 0 6,107 "736,111

90 "7,932 13,889 0 5,957 "750,000

91 "8,081 13,889 0 5,808 "763,889

92 "8,231 13,889 0 5,658 "777,778

93 "8,381 13,889 0 5,508 "791,667

94 "8,530 13,889 0 5,359 "805,556

95 "8,680 13,889 0 5,209 "819,444

96 "8,830 13,889 0 5,059 "833,333

97 "8,979 13,889 0 4,910 "847,222

98 "9,129 13,889 0 4,760 "861,111

99 "9,278 13,889 0 4,610 "875,000

100 "9,428 13,889 0 4,461 "888,889

101 "9,578 13,889 0 4,311 "902,778

102 "9,727 13,889 0 4,161 "916,667

103 "9,877 13,889 0 4,012 "930,556

104 "10,027 13,889 0 3,862 "944,444

105 "10,176 13,889 0 3,713 "958,333

106 "10,326 13,889 0 3,563 "972,222

107 "10,476 13,889 0 3,413 "986,111

108 "10,625 13,889 0 3,264 "1,000,000

109 "10,775 13,889 0 3,114 "1,013,889

110 "10,925 13,889 0 2,964 "1,027,778

111 "11,074 13,889 0 2,815 "1,041,667

112 "11,224 13,889 0 2,665 "1,055,556

113 "11,374 13,889 0 2,515 "1,069,444

114 "11,523 13,889 0 2,366 "1,083,333

115 "11,673 13,889 0 2,216 "1,097,222

116 "11,823 13,889 0 2,066 "1,111,111

117 "11,972 13,889 0 1,917 "1,125,000

118 "12,122 13,889 0 1,767 "1,138,889

119 "12,272 13,889 0 1,617 "1,152,778

120 "12,421 13,889 0 1,468 "1,166,667

121 "12,571 13,889 0 1,318 "1,180,556

122 "12,720 13,889 0 1,168 "1,194,444

123 "12,870 13,889 0 1,019 "1,208,333

124 "13,020 13,889 0 869 "1,222,222

125 "13,169 13,889 0 719 "1,236,111

126 "13,319 13,889 0 570 "1,250,000

127 "13,469 13,889 0 420 "1,263,889

128 "13,618 13,889 0 270 "1,277,778

129 "13,768 13,889 0 121 "1,291,667

130 "13,918 13,889 0 "29 "1,305,556

131 "14,067 13,889 0 "178 "1,319,444

132 "14,217 13,889 0 "328 "1,333,333

133 "14,367 13,889 0 "478 "1,347,222

134 "14,516 13,889 0 "627 "1,361,111


4/18

146 "16,312 13,889 0 "2,423 "1,527,778

147 "16,462 13,889 0 "2,573 "1,541,667

148 "16,611 13,889 0 "2,723 "1,555,556

149 "16,761 13,889 0 "2,872 "1,569,444

150 "16,911 13,889 0 "3,022 "1,583,333

151 "17,060 13,889 0 "3,172 "1,597,222

152 "17,210 13,889 0 "3,321 "1,611,111

153 "17,360 13,889 0 "3,471 "1,625,000

154 "17,509 13,889 0 "3,620 "1,638,889

155 "17,659 13,889 0 "3,770 "1,652,778

156 "17,809 13,889 0 "3,920 "1,666,667

157 "17,958 13,889 0 "4,069 "1,680,556

158 "18,108 13,889 0 "4,219 "1,694,444

159 "18,258 13,889 0 "4,369 "1,708,333

160 "18,407 13,889 0 "4,518 "1,722,222

161 "18,557 13,889 0 "4,668 "1,736,111

162 "18,707 13,889 0 "4,818 "1,750,000

163 "18,856 13,889 0 "4,967 "1,763,889

164 "19,006 13,889 0 "5,117 "1,777,778

165 "19,156 13,889 0 "5,267 "1,791,667

166 "19,305 13,889 0 "5,416 "1,805,556

167 "19,455 13,889 0 "5,566 "1,819,444

168 "19,605 13,889 0 "5,716 "1,833,333

169 "19,754 13,889 0 "5,865 "1,847,222

170 "19,904 13,889 0 "6,015 "1,861,111

171 "20,053 13,889 0 "6,165 "1,875,000

172 "20,203 13,889 0 "6,314 "1,888,889

173 "20,353 13,889 0 "6,464 "1,902,778

174 "20,502 13,889 0 "6,614 "1,916,667

175 "20,652 13,889 0 "6,763 "1,930,556

176 "20,802 13,889 0 "6,913 "1,944,444

177 "20,951 13,889 0 "7,063 "1,958,333

178 "21,101 13,889 0 "7,212 "1,972,222

179 "21,251 13,889 0 "7,362 "1,986,111

180 "21,400 13,889 0 "7,511 "2,000,000

181 "21,550 13,889 0 "7,661 "2,013,889

182 "21,700 13,889 0 "7,811 "2,027,778

183 "21,849 13,889 0 "7,960 "2,041,667

184 "21,999 13,889 0 "8,110 "2,055,556

185 "22,149 13,889 0 "8,260 "2,069,444

186 "22,298 13,889 0 "8,409 "2,083,333

187 "22,448 13,889 0 "8,559 "2,097,222

188 "22,598 13,889 0 "8,709 "2,111,111

189 "22,747 13,889 0 "8,858 "2,125,000

190 "22,897 13,889 0 "9,008 "2,138,889

191 "23,047 13,889 0 "9,158 "2,152,778

192 "23,196 13,889 0 "9,307 "2,166,667

193 "23,346 13,889 0 "9,457 "2,180,556

194 "23,495 13,889 0 "9,607 "2,194,444

195 "23,645 13,889 0 "9,756 "2,208,333

196 "23,795 13,889 0 "9,906 "2,222,222

197 "23,944 13,889 0 "10,056 "2,236,111

198 "24,094 13,889 0 "10,205 "2,250,000

199 "24,244 13,889 0 "10,355 "2,263,889

200 "24,393 13,889 0 "10,505 "2,277,778

201 "24,543 13,889 0 "10,654 "2,291,667

202 "24,693 13,889 0 "10,804 "2,305,556

203 "24,842 13,889 0 "10,953 "2,319,444

204 "24,992 13,889 0 "11,103 "2,333,333

205 "25,142 13,889 0 "11,253 "2,347,222

206 "25,291 13,889 0 "11,402 "2,361,111

207 "25,441 13,889 0 "11,552 "2,375,000

208 "25,591 13,889 0 "11,702 "2,388,889

209 "25,740 13,889 0 "11,851 "2,402,778

210 "25,890 13,889 0 "12,001 "2,416,667

211 "26,040 13,889 0 "12,151 "2,430,556

212 "26,189 13,889 0 "12,300 "2,444,444

213 "26,339 13,889 0 "12,450 "2,458,333

214 "26,489 13,889 0 "12,600 "2,472,222

215 "26,638 13,889 0 "12,749 "2,486,111

216 "26,788 13,889 0 "12,899 "2,500,000

217 "26,938 13,889 0 "13,049 "2,513,889

218 "27,087 13,889 0 "13,198 "2,527,778

219 "27,237 13,889 0 "13,348 "2,541,667


5/18

" , , " , " , ,

232 "29,182 13,889 0 "15,293 "2,722,222

233 "29,332 13,889 0 "15,443 "2,736,111

234 "29,482 13,889 0 "15,593 "2,750,000

235 "29,631 13,889 0 "15,742 "2,763,889

236 "29,781 13,889 0 "15,892 "2,777,778

237 "29,931 13,889 0 "16,042 "2,791,667

238 "30,080 13,889 0 "16,191 "2,805,556

239 "30,230 13,889 0 "16,341 "2,819,444

240 "30,380 13,889 0 "16,491 "2,833,333

8%&***&'@% $&$$$&$$$ ' $$@&%*%


6/18

Easy 1ome

1ome /uilder 3 Renovate

Input Fields Tranche + Result Fields

1ouse Cost Price 1 25$ Tenure in Aears

Customer Share 2 25$ Total 2nits/ank Share .''&''' 3 25$ 2nit Sale Price

Proit Rate > ($)5(+ 4 25$ Monthly Rent32nit

Takaul Contribution Rate ')%*,+


Tranche Schedule Months Rent 2nit Price Takaul Contribution Monthly Payment

(%.&''' '

1 1,428 31 1,459

2 1,428 31 1,459

(%.&''' $ 1,428 31 1,459

4 2,856 62 2,918

5 2,856 62 2,918(%.&''' 6 2,856 62 2,918

7 4,284 93 4,378

8 4,284 93 4,378

(%.&''' * 4,284 93 4,378

10 5,713 124 5,837

11 5,713 124 5,837

12 5,713 124 5,837

13 5,713 124 5,837

14 5,713 124 5,837

15 5,713 124 5,837

16 5,713 124 5,837

17 5,713 124 5,837

18 5,713 124 5,837

19 5,713 124 5,837

20 5,713 124 5,837

21 5,713 124 5,837

2nit Purchase Start 1ere 22 5,713 33,333 124 39,170

23 5,332 33,333 116 38,781

24 4,951 33,333 108 38,392

25 4,570 33,333 99 38,003

26 4,189 33,333 91 37,614

27 3,808 33,333 83 37,224

28 3,428 33,333 75 36,835

29 3,047 33,333 66 36,446

30 2,666 33,333 58 36,057

31 2,285 33,333 50 35,668

32 1,904 33,333 41 35,279

33 1,523 33,333 33 34,890

34 1,143 33,333 25 34,501

35 762 33,333 17 34,112

36 381 33,333 8 33,722

37 0 33,333 0 33,333

38 "381 33,333 "8 32,944

39 "762 33,333 "17 32,555

40 "1,143 33,333 "25 32,166

41 "1,523 33,333 "33 31,777

42 "1,904 33,333 "41 31,388

43 "2,285 33,333 "50 30,999

44 "2,666 33,333 "58 30,610

45 "3,047 33,333 "66 30,220

46 "3,428 33,333 "75 29,831

47 "3,808 33,333 "83 29,442

48 "4,189 33,333 "91 29,053

49 "4,570 33,333 "99 28,664

50 "4,951 33,333 "108 28,275

51 "5,332 33,333 "116 27,886

52 "5,713 33,333 "124 27,497

+ Te -o/it ate /o Eas'oe is a /loating ate base on ag o/ 12"ont (!R. Te ental ae /ie /o ee 12 ont -eioto e/let te anges in (!R in te subseuent onts.


7/18

60 "8,759 33,333 "190 24,384

61 "9,140 33,333 "199 23,995

62 "9,521 33,333 "207 23,606

63 "9,902 33,333 "215 23,216

64 "10,283 33,333 "224 22,827

65 "10,663 33,333 "232 22,438

66 "11,044 33,333 "240 22,049

67 "11,425 33,333 "248 21,66068 "11,806 33,333 "257 21,271

69 "12,187 33,333 "265 20,882

70 "12,568 33,333 "273 20,493

71 "12,948 33,333 "281 20,104

72 "13,329 33,333 "290 19,714

73 "13,710 33,333 "298 19,325

74 "14,091 33,333 "306 18,936

75 "14,472 33,333 "315 18,547

76 "14,853 33,333 "323 18,158

77 "15,233 33,333 "331 17,769

78 "15,614 33,333 "339 17,380

79 "15,995 33,333 "348 16,991

80 "16,376 33,333 "356 16,602

81 "16,757 33,333 "364 16,212

82 "17,138 33,333 "373 15,82383 "17,518 33,333 "381 15,434

84 "17,899 33,333 "389 15,045

85 "18,280 33,333 "397 14,656

86 "18,661 33,333 "406 14,267

87 "19,042 33,333 "414 13,878

88 "19,423 33,333 "422 13,489

89 "19,803 33,333 "430 13,100

90 "20,184 33,333 "439 12,710

91 "20,565 33,333 "447 12,321

92 "20,946 33,333 "455 11,932

93 "21,327 33,333 "464 11,543

94 "21,708 33,333 "472 11,154

95 "22,088 33,333 "480 10,765

96 "22,469 33,333 "488 10,376

97 "22,850 33,333 "497 9,98798 "23,231 33,333 "505 9,598

99 "23,612 33,333 "513 9,208

100 "23,993 33,333 "522 8,819

101 "24,373 33,333 "530 8,430

102 "24,754 33,333 "538 8,041

103 "25,135 33,333 "546 7,652

104 "25,516 33,333 "555 7,263

105 "25,897 33,333 "563 6,874

106 "26,278 33,333 "571 6,485

107 "26,658 33,333 "579 6,096

108 "27,039 33,333 "588 5,706

109 "27,420 33,333 "596 5,317

110 "27,801 33,333 "604 4,928

111 "28,182 33,333 "613 4,539

112 "28,563 33,333 "621 4,150113 "28,943 33,333 "629 3,761

114 "29,324 33,333 "637 3,372

115 "29,705 33,333 "646 2,983

116 "30,086 33,333 "654 2,594

117 "30,467 33,333 "662 2,204

118 "30,848 33,333 "671 1,815

119 "31,228 33,333 "679 1,426

120 "31,609 33,333 "687 1,037

121 "31,990 33,333 "695 648

122 "32,371 33,333 "704 259

123 "32,752 33,333 "712 "130

124 "33,133 33,333 "720 "519

125 "33,513 33,333 "728 "908

126 "33,894 33,333 "737 "1,298

127 "34,275 33,333 "745 "1,687128 "34,656 33,333 "753 "2,076

129 "35,037 33,333 "762 "2,465


8/18

137 "38,083 33,333 "828 "5,578

138 "38,464 33,333 "836 "5,967

139 "38,845 33,333 "844 "6,356

140 "39,226 33,333 "853 "6,745

141 "39,607 33,333 "861 "7,134

142 "39,988 33,333 "869 "7,523

143 "40,368 33,333 "877 "7,912

144 "40,749 33,333 "886 "8,302145 "41,130 33,333 "894 "8,691

146 "41,511 33,333 "902 "9,080

147 "41,892 33,333 "911 "9,469

148 "42,273 33,333 "919 "9,858

149 "42,653 33,333 "927 "10,247

150 "43,034 33,333 "935 "10,636

151 "43,415 33,333 "944 "11,025

152 "43,796 33,333 "952 "11,414

153 "44,177 33,333 "960 "11,804

154 "44,558 33,333 "969 "12,193

155 "44,938 33,333 "977 "12,582

156 "45,319 33,333 "985 "12,971

157 "45,700 33,333 "993 "13,360

158 "46,081 33,333 "1,002 "13,749

159 "46,462 33,333 "1,010 "14,138160 "46,843 33,333 "1,018 "14,527

161 "47,223 33,333 "1,026 "14,916

162 "47,604 33,333 "1,035 "15,306

163 "47,985 33,333 "1,043 "15,695

164 "48,366 33,333 "1,051 "16,084

165 "48,747 33,333 "1,060 "16,473

166 "49,128 33,333 "1,068 "16,862

167 "49,508 33,333 "1,076 "17,251

168 "49,889 33,333 "1,084 "17,640

169 "50,270 33,333 "1,093 "18,029

170 "50,651 33,333 "1,101 "18,418

171 "51,032 33,333 "1,109 "18,808

172 "51,413 33,333 "1,118 "19,197

173 "51,793 33,333 "1,126 "19,586

174 "52,174 33,333 "1,134 "19,975175 "52,555 33,333 "1,142 "20,364

176 "52,936 33,333 "1,151 "20,753

177 "53,317 33,333 "1,159 "21,142

178 "53,698 33,333 "1,167 "21,531

179 "54,078 33,333 "1,175 "21,920

180 "54,459 33,333 "1,184 "22,310

181 "54,840 33,333 "1,192 "22,699

182 "55,221 33,333 "1,200 "23,088

183 "55,602 33,333 "1,209 "23,477

184 "55,983 33,333 "1,217 "23,866

185 "56,363 33,333 "1,225 "24,255

186 "56,744 33,333 "1,233 "24,644

187 "57,125 33,333 "1,242 "25,033

188 "57,506 33,333 "1,250 "25,422

189 "57,887 33,333 "1,258 "25,812190 "58,268 33,333 "1,267 "26,201

191 "58,648 33,333 "1,275 "26,590

192 "59,029 33,333 "1,283 "26,979

193 "59,410 33,333 "1,291 "27,368

194 "59,791 33,333 "1,300 "27,757

195 "60,172 33,333 "1,308 "28,146

196 "60,553 33,333 "1,316 "28,535

197 "60,933 33,333 "1,324 "28,924

198 "61,314 33,333 "1,333 "29,314

199 "61,695 33,333 "1,341 "29,703

200 "62,076 33,333 "1,349 "30,092

201 "62,457 33,333 "1,358 "30,481

202 "62,838 33,333 "1,366 "30,870

203 "63,218 33,333 "1,374 "31,259

204 "63,599 33,333 "1,382 "31,648205 "63,980 33,333 "1,391 "32,037

206 "64,361 33,333 "1,399 "32,426


9/18

214 "67,407 33,333 "1,465 "35,539

215 "67,788 33,333 "1,473 "35,928

216 "68,169 33,333 "1,482 "36,318

217 "68,550 33,333 "1,490 "36,707

218 "68,931 33,333 "1,498 "37,096

219 "69,312 33,333 "1,507 "37,485

220 "69,692 33,333 "1,515 "37,874

221 "70,073 33,333 "1,523 "38,263222 "70,454 33,333 "1,531 "38,652

223 "70,835 33,333 "1,540 "39,041

224 "71,216 33,333 "1,548 "39,430

225 "71,597 33,333 "1,556 "39,820

226 "71,977 33,333 "1,565 "40,209

227 "72,358 33,333 "1,573 "40,598

228 "72,739 33,333 "1,581 "40,987

229 "73,120 33,333 "1,589 "41,376

230 "73,501 33,333 "1,598 "41,765

231 "73,882 33,333 "1,606 "42,154

232 "74,262 33,333 "1,614 "42,543

233 "74,643 33,333 "1,622 "42,932

234 "75,024 33,333 "1,631 "43,322

235 "75,405 33,333 "1,639 "43,711

236 "75,786 33,333 "1,647 "44,100237 "76,167 33,333 "1,656 "44,489

238 "76,547 33,333 "1,664 "44,878

239 "76,928 33,333 "1,672 "45,267

240 "77,309 33,333 "1,680 "45,656

85&5@.&.5* 5&$''&''' 8(5'&@'6 8@@.&.5*


10/18

$

(. $$&$$$

$,'),$

/alance 2nit Price /alance 2nits

125,000 15

125,000 15

125,000 15

250,000 15

250,000 15

250,000 15375,000 15

375,000 15

375,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

500,000 15

466,667 14

433,333 13

400,000 12

366,667 11

333,333 10

300,000 9

266,667 8

233,333 7

200,000 6

166,667 5

133,333 4

100,000 3

66,667 2

33,333 1

0 "

"33,333 )1*

"66,667 )2*

"100,000 )3*

"133,333 )4*

"166,667 )5*

"200,000 )6*

"233,333 )7*

"266,667 )8*

"300,000 )9*

"333,333 )10*

"366,667 )11*

"400,000 )12*

"433,333 )13*

"466,667 )14*

"500,000 )15*

"533,333 )16*

an a /lutuate

Construction


11/18

"800,000 )24*

"833,333 )25*

"866,667 )26*

"900,000 )27*

"933,333 )28*

"966,667 )29*

"1,000,000 )30*

"1,033,333 )31*"1,066,667 )32*

"1,100,000 )33*

"1,133,333 )34*

"1,166,667 )35*

"1,200,000 )36*

"1,233,333 )37*

"1,266,667 )38*

"1,300,000 )39*

"1,333,333 )40*

"1,366,667 )41*

"1,400,000 )42*

"1,433,333 )43*

"1,466,667 )44*

"1,500,000 )45*

"1,533,333 )46*"1,566,667 )47*

"1,600,000 )48*

"1,633,333 )49*

"1,666,667 )50*

"1,700,000 )51*

"1,733,333 )52*

"1,766,667 )53*

"1,800,000 )54*

"1,833,333 )55*

"1,866,667 )56*

"1,900,000 )57*

"1,933,333 )58*

"1,966,667 )59*

"2,000,000 )60*

"2,033,333 )61*"2,066,667 )62*

"2,100,000 )63*

"2,133,333 )64*

"2,166,667 )65*

"2,200,000 )66*

"2,233,333 )67*

"2,266,667 )68*

"2,300,000 )69*

"2,333,333 )70*

"2,366,667 )71*

"2,400,000 )72*

"2,433,333 )73*

"2,466,667 )74*

"2,500,000 )75*

"2,533,333 )76*"2,566,667 )77*

"2,600,000 )78*

"2,633,333 )79*

"2,666,667 )80*

"2,700,000 )81*

"2,733,333 )82*

"2,766,667 )83*

"2,800,000 )84*

"2,833,333 )85*

"2,866,667 )86*

"2,900,000 )87*

"2,933,333 )88*

"2,966,667 )89*

"3,000,000 )90*

"3,033,333 )91*"3,066,667 )92*

"3,100,000 )93*


12/18

"3,366,667 )101*

"3,400,000 )102*

"3,433,333 )103*

"3,466,667 )104*

"3,500,000 )105*

"3,533,333 )106*

"3,566,667 )107*

"3,600,000 )108*"3,633,333 )109*

"3,666,667 )110*

"3,700,000 )111*

"3,733,333 )112*

"3,766,667 )113*

"3,800,000 )114*

"3,833,333 )115*

"3,866,667 )116*

"3,900,000 )117*

"3,933,333 )118*

"3,966,667 )119*

"4,000,000 )120*

"4,033,333 )121*

"4,066,667 )122*

"4,100,000 )123*"4,133,333 )124*

"4,166,667 )125*

"4,200,000 )126*

"4,233,333 )127*

"4,266,667 )128*

"4,300,000 )129*

"4,333,333 )130*

"4,366,667 )131*

"4,400,000 )132*

"4,433,333 )133*

"4,466,667 )134*

"4,500,000 )135*

"4,533,333 )136*

"4,566,667 )137*

"4,600,000 )138*"4,633,333 )139*

"4,666,667 )140*

"4,700,000 )141*

"4,733,333 )142*

"4,766,667 )143*

"4,800,000 )144*

"4,833,333 )145*

"4,866,667 )146*

"4,900,000 )147*

"4,933,333 )148*

"4,966,667 )149*

"5,000,000 )150*

"5,033,333 )151*

"5,066,667 )152*

"5,100,000 )153*"5,133,333 )154*

"5,166,667 )155*

"5,200,000 )156*

"5,233,333 )157*

"5,266,667 )158*

"5,300,000 )159*

"5,333,333 )160*

"5,366,667 )161*

"5,400,000 )162*

"5,433,333 )163*

"5,466,667 )164*

"5,500,000 )165*

"5,533,333 )166*

"5,566,667 )167*

"5,600,000 )168*"5,633,333 )169*

"5,666,667 )170*


13/18

"5,933,333 )178*

"5,966,667 )179*

"6,000,000 )180*

"6,033,333 )181*

"6,066,667 )182*

"6,100,000 )183*

"6,133,333 )184*

"6,166,667 )185*"6,200,000 )186*

"6,233,333 )187*

"6,266,667 )188*

"6,300,000 )189*

"6,333,333 )190*

"6,366,667 )191*

"6,400,000 )192*

"6,433,333 )193*

"6,466,667 )194*

"6,500,000 )195*

"6,533,333 )196*

"6,566,667 )197*

"6,600,000 )198*

"6,633,333 )199*

"6,666,667 )200*"6,700,000 )201*

"6,733,333 )202*

"6,766,667 )203*

"6,800,000 )204*


14/18

Easy 1ome

1ome /uilder 3 Renovate

Input Fields Tranche + Result Fields

1ouse Cost Price 1 50$ Tenure in Aears

Customer Share 2 50$ Total 2nits

/ank Share .''&''' 2nit Sale PriceProit Rate > ($)5(+ Monthly Rent32nit

Takaul Contribution Rate ')%*,+


Tranche Months Rent 2nit Price Takaul Contribution Monthly Payment /alance 2

%.'&''' '

1 2,856 62 2,918

2 2,856 62 2,918

%.'&''' $ 2,856 62 2,918

4 5,713 124 5,837

5 5,713 124 5,837

6 5,713 124 5,8377 5,713 124 5,837

8 5,713 124 5,837

* 5,713 124 5,837

10 5,713 124 5,837

11 5,713 124 5,837

12 5,713 124 5,837

13 5,713 124 5,837

14 5,713 124 5,837

15 5,713 124 5,837

2nit Purchase Start 1ere 16 5,713 23,810 124 29,646

17 5,440 23,810 118 29,368

18 5,168 23,810 112 29,090

19 4,896 23,810 106 28,812

20 4,624 23,810 101 28,534

21 4,352 23,810 95 28,25722 4,080 23,810 89 27,979

23 3,808 23,810 83 27,701

24 3,536 23,810 77 27,423

25 3,264 23,810 71 27,145

26 2,992 23,810 65 26,867

27 2,720 23,810 59 26,589

28 2,448 23,810 53 26,311

29 2,176 23,810 47 26,033

30 1,904 23,810 41 25,755

31 1,632 23,810 35 25,477

32 1,360 23,810 30 25,199

33 1,088 23,810 24 24,921

34 816 23,810 18 24,643

35 544 23,810 12 24,365

36 272 23,810 6 24,08737 0 23,810 0 23,810

38 "272 23,810 "6 23,532

39 "544 23,810 "12 23,254

40 "816 23,810 "18 22,976

41 "1,088 23,810 "24 22,698

42 "1,360 23,810 "30 22,420

43 "1,632 23,810 "35 22,142

44 "1,904 23,810 "41 21,864

45 "2,176 23,810 "47 21,586

46 "2,448 23,810 "53 21,308

47 "2,720 23,810 "59 21,030

48 "2,992 23,810 "65 20,752

49 "3,264 23,810 "71 20,474

50 "3,536 23,810 "77 20,196

51 "3,808 23,810 "83 19,91852 "4,080 23,810 "89 19,640

53 "4,352 23,810 "95 19,363

54 4 624 23 810 101 19 085

+ Te -o/it ate /o Eas'oe is a /loating ate base on ag o/ 12"ont (!R. Te ental ae /ie /o ee 12 ont -eio an a /lue/let te anges in (!R in te subseuent onts.


15/18

Easy 1ome

1ome Replacement 3 Renovate3 /uilder

Input Fields Result Fields

1ouse Cost Price Tenure in Aears %'

Customer Share Total 2nits %%,

/ank Share (&'''&''' 2nit Sale Price @&$,6

Proit Rate > (%)*$+ Monthly Rent32nit @5

Takaul Contribution Rat ')%*,+

Calulation /ased on the Schedule as ollows

Months Rent 2nit Price Takaul Contribution onthly Paymen alance 2nit Pric

0 1,000,000

1 10,775 248 10,775 1,000,000

2 10,775 248 10,775 1,000,000

3 10,775 248 10,775 1,000,000

4 10,775 248 10,775 1,000,000

5 10,775 248 10,775 1,000,000

6 10,775 248 10,775 1,000,000

7 10,775 248 10,775 1,000,000

8 10,775 248 10,775 1,000,000

9 10,775 248 10,775 1,000,000

10 10,775 248 10,775 1,000,000

11 10,775 248 10,775 1,000,000

12 10,775 248 10,775 1,000,000

13 10,775 4,386 248 15,161 995,614

14 10,728 4,386 247 15,114 991,228

15 10,680 4,386 246 15,066 986,842

16 10,633 4,386 245 15,019 982,456

17 10,586 4,386 244 14,972 978,070

18 10,539 4,386 243 14,925 973,684

19 10,491 4,386 242 14,877 969,298

20 10,444 4,386 241 14,830 964,912

21 10,397 4,386 240 14,783 960,526

22 10,350 4,386 239 14,736 956,140

23 10,302 4,386 237 14,688 951,75424 10,255 4,386 236 14,641 947,368

25 10,208 4,386 235 14,594 942,982

26 10,161 4,386 234 14,547 938,596

27 10,113 4,386 233 14,499 934,211

28 10,066 4,386 232 14,452 929,825

29 10,019 4,386 231 14,405 925,439

30 9,972 4,386 230 14,358 921,053

31 9,924 4,386 229 14,310 916,667

32 9,877 4,386 228 14,263 912,281

33 9,830 4,386 227 14,216 907,895

34 9,783 4,386 225 14,169 903,509

35 9,735 4,386 224 14,121 899,123

36 9,688 4,386 223 14,074 894,737

37 9,641 4,386 222 14,027 890,351

38 9,594 4,386 221 13,979 885,965

39 9,546 4,386 220 13,932 881,579

40 9,499 4,386 219 13,885 877,193

41 9,452 4,386 218 13,838 872,807

42 9,404 4,386 217 13,790 868,421

43 9,357 4,386 216 13,743 864,035

44 9,310 4,386 215 13,696 859,649

45 9,263 4,386 213 13,649 855,263

46 9,215 4,386 212 13,601 850,877

47 9,168 4,386 211 13,554 846,491

48 9,121 4,386 210 13,507 842,105

49 9,074 4,386 209 13,460 837,719

50 9,026 4,386 208 13,412 833,333

+ Te -o/it ate /o Eas'oe is a /loating ate base on ag o/ 12"ont (!R. Te ental ae /ie /o ee 12 ont-eio an a /lutuate to e/let te anges in (!R in te subseuent onts.


16/18

51 8,979 4,386 207 13,365 828,947

52 8,932 4,386 206 13,318 824,561

53 8,885 4,386 205 13,271 820,175

54 8,837 4,386 204 13,223 815,789

55 8,790 4,386 203 13,176 811,404

56 8,743 4,386 201 13,129 807,018

57 8,696 4,386 200 13,082 802,632

58 8,648 4,386 199 13,034 798,246

59 8,601 4,386 198 12,987 793,860

60 8,554 4,386 197 12,940 789,474


17/18

/alance 2nits

228

228

228

228

228

228

228

228

228

228

228

228

228

227

226

225

224

223

222

221

220

219

218

217216

215

214

213

212

211

210

209

208

207

206

205

204

203

202

201

200

199

198

197

196

195

194

193

192

191

190


18/18

189

188

187

186

185

184

183

182

181

180

hf calculator (umi)

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