HIRE PURCHASEVEHICLE FINANCING

Hire Purchase Vehicle FinancingAt a Glance

Minimum down-payment of 12.5%*

Flexible interest rate

Hire Purchase period of up to 7 years / 84 months*

Hassle-free documentation

Make Hire Purchase Payment at any Baiduri Bank branch

Easy payment modes electronically via i-Banking, ATM, CDM, FAST in addition to branch network

Dedicated sales staff

Eligibility

- Brunei citizens and foreigners* (guarantors are required for foreigners)

- Between 18 and 60 years of age - Stable and fixed monthly income

Documentation required

Individual

- Identity Card or Passport - Latest original payslip - Valid Brunei Driver’s License - Latest 3 months bank statement or updated savings passbook

Business

*Terms and conditions apply

Corporations -- Certificate of Incorporation, Form X Particulars of Directors, authorized Signatories Mandate, Board Resolution, latest audited Balance sheet and Income Statement.

Sole Proprietorship or Partnership -- Business Registration Certificate, Section 16 & 17, Authorized Signatories Mandate, latest audited financial statements.

The Nation’s No.1 Automobile Finance Company

Tel: 242 8200 Email: bank@baiduri.comCall Centre

You’ve been eyeing it for a while. You

know it’s going to be a bit of an

investment, but you’re willing to make

the sacrifices to get that dream car now.

The question is, does a dream need to

be a financing nightmare? Not if you

make smart decisions. With the most

competitive interest rate and most

flexible repayment periods in town,

Baiduri Hire Purchase Vehicle Financing

works for you. So you can enjoy your new

ride free of worries.

GET ON THE FAST TRACKTO A BRAND NEW CAR

Financing at competitive interest rate

Because we’re local, we understand the need for your

vehicle financing to be as affordable as possibe.

That’s why we’ve kept the rates very affordable at

attractive market interest prices.

Monthly instalment calculation

Repayment couldn’t be easier

Convenient access toyour account

To further lighten the burden, you can enjoy the flexibility

of having your loan term spread out to a maximum

period of 7 years or 84 months. Whatever suits you best.

The payment due date starts at the end of the following

month after you have received your car. This is the date

when you start making your first Hire Purchase monthly

installment.

There are so many ways you can

choose to service your Hire Purchase

for unrivalled convenience. You can

pay by cash, cheque, your HP Auto

Direct Card, or through a standing

Loan Amount + [Loan Amount x 4.25% x 7 years]

Loan Period (months)

B$20,000 + [B$20,000 x 4.25% x 7 years]

84 months

= B$309 (B$308.92 rounded)

Loan Amount

Annual Interest Rate

Loan Period

B$20,000

4.25% flat per annum

7 years or 84 months

Example:

instruction if you are an account holder with Baiduri

Finance or Baiduri Bank. Our full-service branches at

SupaSave Gadong and the Mall are open 7 days a week,

from 9am to 10pm to offer you extra convenience.

For busy individuals, you may prefer making your

payment via one of our elecronic channels: ATMs, CDMs,

i-Banking and FAST mobile payment services which are

available 24-hours.

Baiduri Finance Marketing &Sales Directory

For immediate response to any queries you may have

about your Baiduri Hire Purchase Vehicle Financing,

please call any of our dedicated sales staff.

You see, at Baiduri, we offer a world of privileges to

ensure that you always gain more than the ordinary.

After all, we’re Bruneians too.

Haji MahlilHaji Muhd AliPong Bee thingHaji Abdul RahmanSiti NorservinnaMd SuwardiMd SuwardiFaridahMd SabeeqHj Zul (Used Car)

8718812874576787501828750183873381387378937188143719500871918988671470

Name Contact Number

*Information correct as at 07 May 2013

Note: (1) For illustration purpose only (2) APR/EIR is subject to loan tenor